@@maxyoko bro can you make a video about santander bank because nobody has a proper video about santander bank. santander simply offers everything for free🤔🤔. so its very doubltfull. and is it possible for an international student to open a santander bank account before finding a residense?
@@dominicstech1863 I briefly talk about Santander in my Germany Starter Kit course. But why use Santander when C24 is simply better? I believe for both you need a residential address
Your contents are really beneficial !! There are various types of ed instituitions , TH , TU and FH. Please POST a video onthe differences , pros and cons , job opportunities for Bachelors AND masters . YOU ROCK :)
recently stumbled upon your channel and really enjoyed watching your videos so far, they're beautifully edited, not much cuts and very mellow to watch. love that type of content. you're giving so many helpful tips to us younger people, keep it up :) great video again. have a great week, so cool to see so honest and genuine human beings just trying to be a helpful light for others. can't wait to see what the future has in store for you. you gained a new subscriber for sure :))
@@asvathg358 Some reasons are high monthly fees, paid debit card, paid instant bank transfer, not many ATMs in their group In my eyes, there are much better alternatives out there :)
I use a combination of Trade Republic, Revolut and Commerzbank. I needed a german IBAN immediately and commerzbank were the only ones that didn’t ask me for my tax ID or residence permit (i had a 6 month working visa)
@@richeekdebnath7163 I wouldn't recommend sparkasse though, they often have smaller hidden fees, many services are region-locked and the finance analytics are quite bad compared to other banks.They have many free ATM's though if physical money is your go to.
Hey Max! Just found out that C24 bank does not have English language in the app which certainly makes it difficult for me as an international student to understand certain things. What would be your suggestions regarding Revolut bank as it has most of the benefits as C24 and it also has its app in English
I am thinking of replacing my revolut with c24. The app in german is not a big problem for me anymore...over the years I got used to the banking technical terms. (I use Postbank as main bank for my salary and Barclays Visa as a credit card in case of an emergency) But C24 seems so much better then revolut. Revolut has been cutting costs in the last couple of years and dont offer the same benefits they used to...especially for the payed plans. If you plan to remain in Germany after your school, you will need to lear the language anyway...otherwise you will not integrate in to the society and will not feel welcomed here. So there is no point in using an inferior product just because its in english! With C24, just the fact that you recieve interest for having money in your current account is wild.
When it comes to credit cards, things get complicated so I'll have to make a dedicated video about it. For debit cards, I can recommend Revolut or C24 because they don't have foreign currency fees
@@maxyoko would love to watch a video about the credit cards game in Germany 😁 Also I have a question, why do you never recommend wise? It’s very similar to revolut.
Thank you for this enlightening video. Question: can one conveniently switch account from an old traditional bank(Commerz Bank for eg) to a Neo Bank(C24 for eg)?
@maxyoko how long have you been using c24 as a main account? Do you trust them to keep your salary? (in the sense that Revolut is known to suddently block acces to your money untill they investigate why today you hade more bowl movements than yesterday). Can you take out a Personalkredit or Autokredit? Would you use them in this way?
Amazing video as always! btw I was wondering whether you knew if Hochschule Munchen accepts language certificates during enrollment. I saw it on the admission website but wasn't sure if it's true. If it is, then it'll def give me enough time to get a C1 certificate for German. Otherwise, I'll have to hope B2 is good enough for the German courses..
@@alexmat1085 Check it out here: hm.edu/studium_1/studienberatung_1/foreing/sprache.de.html#:~:text=Die%20Unterrichtssprache%20in%20den%20meisten,ohne%20Deutschnachweis%20ist%20nicht%20m%C3%B6glich.
My question is Can i open a bank account and link it to my blocked account the first day i arrive in Germany using my admission letter and my country passport even without having accommodation and city registration ?
I'm new in Germany and finding it difficult to get an appointment at Sparkasse. N26 and C24 require a resident permit. I'm considering opening an account at Santander. Is Santander a good choice for a bank account?
If a bachelor's degree is 7 semesters long, chances are high that there is an internship included All the info can usually be found on the university website
@@maxyoko Actually looking for masters haha, I have noticed your channel is focused on bachelors as is what you are doing at the moment, but thanks anyways!
Hey man, thanks again for an amazing video. I want to ask you something. Can you tell me if Technical University of Munich allows late arrival or not? Thanks in advance.
hi max! love all of your videos that i've seen so far. just wanted to ask if germany provides fully funded scholarships? i've been looking around for scholarships (i want to study in the business/economics field, do not know german but very willing to). keep up the hard work
Firstly, I have decided on two countries: Sweden and Germany. I encountered some processing issues in Germany. Later, I tried applying to Sweden and received an offer from Stockholm University for a Master's in Data Science. Is it worth studying there in the winter intake of 2024, or should I wait for Germany's summer intake in 2025? What should I do?
Hi! I'm an aupair here in Germany. I still don't have my residential permit. It will take time for me to receive it. Is there a way I can open a german bank account with just my passport and visa without paying any admin fees?
Hi, I am Peace from Rwanda. I am planning to study in Germany at a public university of course. This is one of my dreams and I want to get in there. But here is the problem, I had an alternative to study but also stayed in my extended family living in Hanover, Germany. But it turns out many good universities are in Munich, Berlin, and Frankfurt, which is pretty expensive and I don't know what to do. Are there scholarships where they can give you a stipend to help you live there or maybe you can give me an advice? Have a good day!
I will make a dedicated video about it. If you wanna know more right now, I can recommend you join my free course "Germany Starter Kit". I talk about credit cards in there
I am currently in first year bachelors in India and planning for this semester in Germany but i have my first semester result and i will give my 2nd sem exam in month of may. It will take minimum one month to get result of 2nd sem. Is there any chances of getting admission this semester? Please do reply!
🔴 Hey Max, can you tell me whether to give GMAT or GRE for German universities? Is it like some unis prefer Gmat and some prefer GRE? Because in some college websites they mention Gre but not Gmat.. Love your videos man ! 🤌
@@maxyoko yo yo yo so you're tellin me that the TECHNICAL UNI OF MUNICH accepted yo ass without gmat or gre?? 💀💀 Hows that possible i thought it was mandatory 💀💀🤌
@@maxyoko Interest free credit cards. So are you saying that none of the banks in Germany has islamic banking? Dealing with interest is against my religious belief, so do I have any alternatives?
@@mmcl10 If you don't spend more money than you have, you never have to deal with interest. I believe KT Bank has Islamic banking tho I probably should make a video about credit cards :)
@maxyoko You know that there can be positive interest though, right? For example at my Sparkasse I've always gotten 0.05% of interest on my money even in the Girokonto. This isn't halal. Typically you get interest on a Tagesgeldkonto though, not a Girokonto. As someone who provides financial advice like this video online, you should definitely know about interest on deposited cash
Just check with the bank, most Girokonten (which are type of account he talked about in the video) don't give you any interest for having your money there. Of course there is interest to be paid when you are in debt though.
Brother! Could you make a guide for getting a SCHUFA? i mean they are also relates to banks. Do i need to have a german bank account for this? Im using revolut rn which is not a german bank i think
Sparkassen are usually regional banks, so it was not possible for me to properly compare the features But from what I've heard, a lot of them have pretty good features
@@maxyoko Do you think it's possible to use WISE or Revulto until I get my residence permit because those 2 platforms don't require a residence permit! My blocked account will be restricted soon because AEON Bank is requesting a residence permit! and the foreigners office is so slow to give appointments!
Bro I have a doubt I’m from India I need to do my bachelors in Germany after my 1 year in India so what is the mark required in class 12 to get admission in top university can u reply to it
![Top 4 Bank Accounts for Foreigners in Germany [2024 Update]](http://i.ytimg.com/vi/GjRG1IBV5hU/mqdefault.jpg)
11 minutes ago :) A very well structured video. The starter course kit is wonderful, kudos to you for putting in the efforts.
Glad you liked it ❤️
why nobody is talking about Santander Bank. In his table Santander was the only bank which offered a free account, free debit card, free credit card.
It's actually my second option!
@@maxyoko bro can you make a video about santander bank because nobody has a proper video about santander bank. santander simply offers everything for free🤔🤔. so its very doubltfull. and is it possible for an international student to open a santander bank account before finding a residense?
@@dominicstech1863 I briefly talk about Santander in my Germany Starter Kit course. But why use Santander when C24 is simply better?
I believe for both you need a residential address
@@maxyoko oh, I think i missed Germany Starter Kit course. i will defenitly watch it.
@@maxyoko can we connect our blocked account to C24 when an international student comes to Germany?
Your contents are really beneficial !! There are various types of ed instituitions , TH , TU and FH. Please POST a video onthe differences , pros and cons , job opportunities for Bachelors AND masters . YOU ROCK :)
Appreciate your comment :)
A wonderful video, thank you. And lovely etheric music in the back. Good luck to you
Awesome video man love your effort ! ♥️
tnx bro this was very useful 🥰🥰
Glad to hear that 🫶
Just went through your starter kit , just awesome dude , kudos to you🎉
This was so detailed and each bit helped me make an informed decision.
I hope you're channel grows and grows ❤
Thank you, you make m life so much easier
Excellent content
🫶🫶
Thank you so much! This video saves my day!
You're welcome!
Bro please make a video on top 10 fh and which fh is good for which programme . Please make it 🙏
Underrated channel highly recommend to share with everyone 😊❤
Appreciate it ❤️
I'm a new sub enjoying your stuffs Great work you're doing bro keep it up.
Thanks a lot 🫶
recently stumbled upon your channel and really enjoyed watching your videos so far, they're beautifully edited, not much cuts and very mellow to watch. love that type of content. you're giving so many helpful tips to us younger people, keep it up :) great video again. have a great week, so cool to see so honest and genuine human beings just trying to be a helpful light for others. can't wait to see what the future has in store for you. you gained a new subscriber for sure :))
Brother ,
Congratulations for 20k Subscribers ❤.
- Sub from 2k
Really appreciate your support, thank you ❤️
U are absolutely best ! Brooo.
Love u
Great man
Thanks Max for such an informative video:) What about Deutsch Bank?
You're welcome ^^
I can't recommend Deutsche Bank!
@@maxyokoWhy?
@@asvathg358 Some reasons are high monthly fees, paid debit card, paid instant bank transfer, not many ATMs in their group
In my eyes, there are much better alternatives out there :)
I use a combination of Trade Republic, Revolut and Commerzbank. I needed a german IBAN immediately and commerzbank were the only ones that didn’t ask me for my tax ID or residence permit (i had a 6 month working visa)
Sparkasse is also free if you just show them your admission letter at any branch. However they only give mastercard debit card.
Can you help me how you made the account --- by online?
@@richeekdebnath7163 I wouldn't recommend sparkasse though, they often have smaller hidden fees, many services are region-locked and the finance analytics are quite bad compared to other banks.They have many free ATM's though if physical money is your go to.
This is useless. 90% of banks give Giro Konto, free for students.
Sparkasse is free till you are 30
Is there any video regarding the 'blocked account' ?
bro what about santander bank? both debit and credit card are free right? why no body is talking about santander bank?
Hey Max!
Just found out that C24 bank does not have English language in the app which certainly makes it difficult for me as an international student to understand certain things.
What would be your suggestions regarding Revolut bank as it has most of the benefits as C24 and it also has its app in English
I am thinking of replacing my revolut with c24. The app in german is not a big problem for me anymore...over the years I got used to the banking technical terms. (I use Postbank as main bank for my salary and Barclays Visa as a credit card in case of an emergency)
But C24 seems so much better then revolut. Revolut has been cutting costs in the last couple of years and dont offer the same benefits they used to...especially for the payed plans.
If you plan to remain in Germany after your school, you will need to lear the language anyway...otherwise you will not integrate in to the society and will not feel welcomed here. So there is no point in using an inferior product just because its in english! With C24, just the fact that you recieve interest for having money in your current account is wild.
As an international student I travel frequently between my home country and Germany, what’s the best travel card in Germany? (Credit or debit card)
When it comes to credit cards, things get complicated so I'll have to make a dedicated video about it.
For debit cards, I can recommend Revolut or C24 because they don't have foreign currency fees
@@maxyoko would love to watch a video about the credit cards game in Germany 😁
Also I have a question, why do you never recommend wise? It’s very similar to revolut.
Thank you for this enlightening video.
Question: can one conveniently switch account from an old traditional bank(Commerz Bank for eg) to a Neo Bank(C24 for eg)?
Yes absolutely, I also did that with my old bank
@maxyoko how long have you been using c24 as a main account? Do you trust them to keep your salary? (in the sense that Revolut is known to suddently block acces to your money untill they investigate why today you hade more bowl movements than yesterday).
Can you take out a Personalkredit or Autokredit? Would you use them in this way?
Amazing video as always! btw I was wondering whether you knew if Hochschule Munchen accepts language certificates during enrollment. I saw it on the admission website but wasn't sure if it's true. If it is, then it'll def give me enough time to get a C1 certificate for German. Otherwise, I'll have to hope B2 is good enough for the German courses..
You usually need a B2 certificate for Hochschule München :)
@@maxyoko tysm for the reply!
@@alexmat1085 Check it out here: hm.edu/studium_1/studienberatung_1/foreing/sprache.de.html#:~:text=Die%20Unterrichtssprache%20in%20den%20meisten,ohne%20Deutschnachweis%20ist%20nicht%20m%C3%B6glich.
@@maxyoko man this is rly good news! I can't thank you enough for all the help you give to ppl who want to study in Germany ❤
My question is Can i open a bank account and link it to my blocked account the first day i arrive in Germany using my admission letter and my country passport even without having accommodation and city registration ?
I'm new in Germany and finding it difficult to get an appointment at Sparkasse. N26 and C24 require a resident permit. I'm considering opening an account at Santander. Is Santander a good choice for a bank account?
was it good? how is your relationship with santander so far?
I would like to know as well, it's going good ?
Hi, how was Santander?
Application ( for Uni ) soon.... 🥶🥶
Max how can we find if an university has an internship included? Thanks!
If a bachelor's degree is 7 semesters long, chances are high that there is an internship included
All the info can usually be found on the university website
@@maxyoko Actually looking for masters haha, I have noticed your channel is focused on bachelors as is what you are doing at the moment, but thanks anyways!
How about the customer support in C24 do they have English speaking support?
Max how is the design education in Germany? Also what's the job industry for design, more specifically for UI UX going?
Design education is really good in my eyes. There are a lot of UI/UX jobs, especially in big cities. I can recommend you browse through linkedIn
@@maxyoko thanks for replying I'm hopefully starting this winter as a master's student. I have some years of experience working too
Hey man, thanks again for an amazing video. I want to ask you something. Can you tell me if Technical University of Munich allows late arrival or not? Thanks in advance.
hi max! love all of your videos that i've seen so far. just wanted to ask if germany provides fully funded scholarships? i've been looking around for scholarships (i want to study in the business/economics field, do not know german but very willing to). keep up the hard work
Firstly, I have decided on two countries: Sweden and Germany. I encountered some processing issues in Germany. Later, I tried applying to Sweden and received an offer from Stockholm University for a Master's in Data Science. Is it worth studying there in the winter intake of 2024, or should I wait for Germany's summer intake in 2025? What should I do?
It is not accepting Indian passport
Hi! I'm an aupair here in Germany. I still don't have my residential permit. It will take time for me to receive it. Is there a way I can open a german bank account with just my passport and visa without paying any admin fees?
Do anyone know about aion bank with expatrio?
Hi, I am Peace from Rwanda. I am planning to study in Germany at a public university of course. This is one of my dreams and I want to get in there. But here is the problem, I had an alternative to study but also stayed in my extended family living in Hanover, Germany. But it turns out many good universities are in Munich, Berlin, and Frankfurt, which is pretty expensive and I don't know what to do. Are there scholarships where they can give you a stipend to help you live there or maybe you can give me an advice? Have a good day!
nice video, what about credit cards?
I will make a dedicated video about it. If you wanna know more right now, I can recommend you join my free course "Germany Starter Kit". I talk about credit cards in there
Commerzbank offers Mastercard i though only Visa card
Can you please talk about ausbildung in germany
Video is coming soon!
bro make a vid on how to take admission and when the admissions opens
Thoughts on Deutsche Bank Jungo Konto? 😊
Santander Is Best Option
I need the link to your starter kits
I am currently in first year bachelors in India and planning for this semester in Germany but i have my first semester result and i will give my 2nd sem exam in month of may. It will take minimum one month to get result of 2nd sem. Is there any chances of getting admission this semester? Please do reply!
🔴 Hey Max, can you tell me whether to give GMAT or GRE for German universities? Is it like some unis prefer Gmat and some prefer GRE? Because in some college websites they mention Gre but not Gmat..
Love your videos man ! 🤌
Unfortunately, I don't know anything about GRE or GMAT :(
@@maxyoko yo yo yo so you're tellin me that the TECHNICAL UNI OF MUNICH accepted yo ass without gmat or gre?? 💀💀
Hows that possible i thought it was mandatory 💀💀🤌
@@boxersguy6799 I'm German, so I got in with the Abitur
Is your CSE course entirely in German language?
Yes, it's in German
I know you get the money at 8 minutes, but like please don’t stretch it to 8 minutes for the money, make the length the video needs
Is any of these Interest Free? Halal Credit Cards?
Every bank in Germany has interest (Dispozins)
What is a halal credit card?
@@maxyoko Interest free credit cards. So are you saying that none of the banks in Germany has islamic banking? Dealing with interest is against my religious belief, so do I have any alternatives?
@@mmcl10 If you don't spend more money than you have, you never have to deal with interest. I believe KT Bank has Islamic banking tho
I probably should make a video about credit cards :)
@maxyoko You know that there can be positive interest though, right? For example at my Sparkasse I've always gotten 0.05% of interest on my money even in the Girokonto. This isn't halal.
Typically you get interest on a Tagesgeldkonto though, not a Girokonto. As someone who provides financial advice like this video online, you should definitely know about interest on deposited cash
Just check with the bank, most Girokonten (which are type of account he talked about in the video) don't give you any interest for having your money there. Of course there is interest to be paid when you are in debt though.
👌👍👍👍👍
Brother! Could you make a guide for getting a SCHUFA? i mean they are also relates to banks.
Do i need to have a german bank account for this? Im using revolut rn which is not a german bank i think
Yes, I believe you need a German bank account for SCHUFA
Revolut doesn't have a German IBAN
Where's Sparkasse?
Sparkassen are usually regional banks, so it was not possible for me to properly compare the features
But from what I've heard, a lot of them have pretty good features
Oi Bruv, where’s Lloyd’s of London on the list, innit?
please make a video on how to learn German language faster
Definitely coming!
What is the best business bank account?
NGL your C24 recommendation sounds like you are a paid affiliate.
Would be good to know if I am wrong!
i thought the same thing
Can i use one of them to withdraw my blocked money???
You can't use Revolut tho
But if the bank has a German IBAN, yes!
You can use C24 for your blocked account for example
Also all of them NEED RESIDENCY PERMIT!
Yeah that's quite normal, it also prevents fraudulent activity
@@maxyoko Do you think it's possible to use WISE or Revulto until I get my residence permit because those 2 platforms don't require a residence permit!
My blocked account will be restricted soon because AEON Bank is requesting a residence permit! and the foreigners office is so slow to give appointments!
Vivid is shit I lost money don’t even try that vivid
Bro I have a doubt I’m from India I need to do my bachelors in Germany after my 1 year in India so what is the mark required in class 12 to get admission in top university can u reply to it
Sponserd 😂😆
Not sponsored ^^
It's just by the metrics the best one in Germany