I feel like I'll never be able to make a decision and buy an insurance, everything is so confusing and scary that the company might reject the claim if I accidentally make any mistake.... Besides that, this video did helped
Superb detailed info shared by u swati in simple and easy language for viewer's 👍👌✌️ u r doing great job 👍❤️ from Mumbai 😘 personal accident policy is better choice in comparison 👍 myself IRDAI registered insurance advisor (General Insurance) and investments advisor ✌️
Madam pehli baat toh yeh k aap bahat hi achche aur detail videos bahat hi simple tarike se humare liye banate hai. Apka research humare jese logo k liye bohot helpful hota hai. Is k liye apko many many thanks. Mera apse yeh puchhna hai k kya policy bazar jese platforms se insurance buy itna sahi hoga? Maine yeh v suna hai k riders add karne se basic policy ka claim v kayi dafa rok lete hai insurance companies, kyu k usme kafi zada complicated terms and conditions rehte hai. Apka kya opinion hai is bare me?? Apke hisab se konsa private player term insurance k liye better hai... Aap aur apke family hamesha khush aur healthy rahe.
Greetings Swati mam.. Basic, simple and crystal clear description is hallmark of your all videos.. You always explain in terms of average lay person like me.. Your this video is very timely for me as I am hoping to move and shall need new policy on all of these.. also '' badti umra ka farka dheere dheere samajh me aa raha hai..ha..ha''.. However my family and responsibilities keeps me positive and does not let me slow down.. BW.. R
Swati ji term plan 2021 K point of view m koun si company ka lena chahiye ek short vedio phir s banye mam. rider koun sa lena chahiye ya nahi lena chahiye achhi information diye.
Changing channel name to B Wealthy & Healthy might be more appropriate as it covers Health issues and also gracious host madam Swati looks very Healthy😊 Jokes apart this video is very informative & crucial when considering to buy insurance policy for ourselves.
Thanks alot for helping us ♥️🎉🙏💐 Dear ma'am kaunsi insurance company claim settlement me jyada pareshan nahi karti wo kaise dekhe? Koi guidance...means ye premium to life long chalega par jab family ko zaroorat ho tab unhe pareshani na aaye uske liye best insurer kaun hoga wo kaise select kare...aur aapki raye me kaunsi company better hai.
Thank you Swati ji for detailed information. If someone already have Term plan policy how would he know that he is opted or not for critical rider and waiver of premium?
Thanks !!! Rider ke jagah Jo critical illness aur accidental policies kaha se le . Sure kaunsi le woh bhi please bataye. Hum aap ke jana bharat abhari rahenge
Thank u mem.... Apke sujhav humesha bhut hi helpful rhte h. Mem mene March 2020 me tata AIA se 1 caror term plan liya tha jiske sath mene accidental death rider or critical illness rider liya tha. Kuch time bad something 3 month bad mene critical illness rider pay krna band kr diya but term policy continue pay kr rha hu. Mene critical illness rider jo ki future generali insurance se tha use cancel nhi krwaya h.. Mem ap plz btaye ki isse mere term plan me kya problem ho skti h. Or Ya phir me apna term plan continue rakhu..... Thank u meme😊😊😊😊
Hi mam maine 5000000 ka term insurance plan leya hai keya mujhe criticalillness or accidental plan add karna zaruri hai primum kitna hoga abhi 1400 hai .pls bata digye
Hi Swati ji, Good Evening! Bharat mein konsi company hai jo General insurance companies hain aur jis par ankh munn kar vishwas kiya jaye aur jisse stand alone rider benefits ko policy ke taur par kharid sake. Kripiya guide kigye.Yours , Viewer Arya
Disability insurance policy kon sa better hoga aur kis company se lein ? Disability insurance policy ko stand alone lene se related ek video bnayein please.
yadi hamne koi bhi rider nahi liya.. hamare pass simple base plan h... ab kis prakar ki mrityu par hame base plan ka claim milega. or kis prakar ki mrityu par hame claim nahi milega ???
I think critical illness rider and accidental disability rider ki jagah standalone policy li jani chahiye.. and accidental death benifit ka koi mtlb nhi hai jab aapko base plan ka 1 cr. mil raha hai to 20 lakh ke liye extra premium kyun dena.
Swati Ji namaskar, kafi samay baad Ek swal hai.. Age 38+hai Term insurance lena hai .... Konsi company ka liya jaye.... Critical illness aur Ab to nayi bimari bhi corona aur different variants K sath. To aise m term insurance konsi company ka liyaa jaye... Batiyegaaa Kay term insurance m bhi yeah suvidha h ki term insurance ki paid premium wapas mil jati aur 80C m tax benefits bhi ho......? Namskar aur subh ratri....
Take only pure term plane only. Mere ak relative ne hdfc se critical illness liya tha ......unko brain hamrage hua tha but brain hamrage ki bimari mai bhi term and condition hai agar aap is term and condition ko full fill krte hai to thik h nhi to kuch nhi milega .....unki death ho gyi he get only basic term plane claim. Wo bhi bdhi muchil se ...
Mam SBI General personal accident insurance 20 lakh ka ya HDFC term insurance ke saath 50 lakh ka rider... Inn dono me kya accha rahega? Kisme jyada Benefits available hain aur Kaun Aasani se Amount de deta hai Accident ke baad... Please suggest Mam. I m very confused. 🙏🙏
Namsty sir ,my age 45 year hai sir main term plan Lena chata hon or konsi company ka term plan Lena chahiye my itr4,60lac mein 8th class pass hon mujhey term plan milega ja ney please reply
Mam, insurance jaise hum apne family members ke bare mein sochkar lete hai unke beneficial ke liye, to rider wahan sirf policy holder ke liy kaam karta hai ya uske family ke liy.... Agar rider sirf policy holder ke liye hi hai to muje lagta hai ki insurance company rider ka option isliy deti hai ki unke policy holder ke insurance period ke bich m medical issue ke time pe ye kehte hai aap hamre rider ka fayeda abhi le sakte hai, aap eligible hai.. Or aap jaldi thik hokar waapis apni premium continue kare.... Am I ryt or wrong mam?............. ... " Here I m talking about critical illness rider "
I want to buy term plan after analysis on policy bazaar and other platform, I have finalized bajaj allianz etouch from policybazar. Everyone advised me to not buy from policybazar, but it's not available on official website. I need ur help, what I do now
Thanks ma'am ❤ I have just purchased at 38 year age1cr plan paid two month premium also but while purchaing i have shown plan of normal term plan 1700 monthaly or 27258 Rs yearly without rider 40 years and 12 years pay limited 5352 monthaly or 61926 Rs approx return premium 6,69,313 in lakh Rs for 4% with rider after 40years. i have choose return premium. And traped. Now after watching video may be i will cancal term plan Tata aia smart raksha plan. & Purchase only pure term plan no need return. Remaing amount invest other SIP,MF,plan sbi contra like. In how many days we will cancel policy..for refund
Mam mera ek question hai. Health insurance ho ya term insurance. Age ke saath saath inke premium bhi hike hote jaate hai toh usse bachne ke liye kya koi way hai?
Saral jeevan bima policy is beneficiary for limited income personal... Anyone can take this policy but this is not much beneficiary for those people whose annual income is up to satisfactory level..
Tata Aia ka 1 crore ka term plan m 50 lac₹ base plan + 50 lac ₹ rider ka h !!! Toh ye 1 crore ka term plan hua kaise ?? Ye toh rider addon hua tb jakr 1 crore bana, ye log toh kuch ulta sidha bol kr rider dene se mana kr denge
स्वाति जी, मैंने आपसे अपनी PNB- ORIENTAL ROYAL मेडिक्लेम पॉलिसी के बारे में पूछा था, जिसे मैं 8 सालो से बिना किसी क्लेम के चला रहा था। इस साल जून में अचानक Oriental ने इस पालिसी को बंद कर दिया क्या। मैं इस पॉलिसी को किसी अन्य कंपनी में पोर्ट करा सकता हूं? क्योंकि यह बैंक की ग्रुप पॉलिसी थी..
Hello Rahulji..With permission of Swati mam.. my lay person understanding is : terminal illness eventually leads to end of life e.g. advanced stage cancer etc.. Critical illness are serious illnesses and list is variable among the insurance providers and not necessarily mean end of life e.g .heart attack, kidney failure, chronic lung or liver diseases etc.. Hope this was helpful.. Regards.. Raj..
मैडम आपने राईडर का ज्ञान तो दिया लेकिन पॉलिसी का बेसिक प्रीमियम और राईडर का अतिरिक्त प्रीमियम मे क्या अन्तर है। यानि राईडर लेने पर प्रीमियम कितना बढ़ जाता है।
मुझे फाईनलि बतादिजिये मॅडम 🙏 पिलिज गाव खेडेमे गरिबलोग जादा तर लोग रहाते है मैं सोचराहु कि ऊंनलओगओंकओ अच्छआसए अच्छा एक लाईफ ईंन्सुरिन्स पॅल्यआन,और टम ईंन्सुरिन्स पॅल्यन बतादिजिये ऊसमे ओलोगोंको जादा बेनिफिट और थोडा कमी बजेपमें मिलना चाहीये ऐंसा ईंन्सुरिन्स पॅल्यन बतादिजिये मॅडम पिलिज मॅडम 🙏 पिलिज मैं रघुनाथ देवकुळे ठाणे कळवा येथुन बोलतोय
सरल शब्दों में आपने राइडर के बारे में समझा दिया धन्यवाद स्वाति जी🙏🏻
Today i was confuse about rider but your video slove my confusion so i am going to buy term policy... Lot of Thanks for this informative video 👍🙏
Accelerated and comprehensive..........
New add on for me
Thank U ma'am
Swatimedam 🎉🎉🎉thanks video bahut saras tha
Didi bahut ache se explain Kiya💯
Atti uttam ! Bahut hi badhiya samjhaya aapne.
Thanks for all you shared your knowledge.its a big help for people who don't know
बहुत ही अच्छा वीडियो स्वाति जी😊😊👌🏼👌🏼,आपको और समस्त वीवर्स को दीपावली की शुभकामनाएं और बधाई😊😊🇮🇳🇮🇳🇮🇳🙏🙏🙏
I feel like I'll never be able to make a decision and buy an insurance, everything is so confusing and scary that the company might reject the claim if I accidentally make any mistake....
Besides that, this video did helped
True
Superb detailed info shared by u swati in simple and easy language for viewer's 👍👌✌️ u r doing great job 👍❤️ from Mumbai 😘 personal accident policy is better choice in comparison 👍 myself IRDAI registered insurance advisor (General Insurance) and investments advisor ✌️
🎉 awesome explanation mam, Thank you so much.
App bht atche se samjhti he mam..thank you so much
Madam pehli baat toh yeh k aap bahat hi achche aur detail videos bahat hi simple tarike se humare liye banate hai. Apka research humare jese logo k liye bohot helpful hota hai. Is k liye apko many many thanks. Mera apse yeh puchhna hai k kya policy bazar jese platforms se insurance buy itna sahi hoga? Maine yeh v suna hai k riders add karne se basic policy ka claim v kayi dafa rok lete hai insurance companies, kyu k usme kafi zada complicated terms and conditions rehte hai. Apka kya opinion hai is bare me?? Apke hisab se konsa private player term insurance k liye better hai...
Aap aur apke family hamesha khush aur healthy rahe.
Beautifully explained. Thank u
Greetings Swati mam.. Basic, simple and crystal clear description is hallmark of your all videos.. You always explain in terms of average lay person like me.. Your this video is very timely for me as I am hoping to move and shall need new policy on all of these.. also '' badti umra ka farka dheere dheere samajh me aa raha hai..ha..ha''.. However my family and responsibilities keeps me positive and does not let me slow down.. BW.. R
Thanku mam bahut hi badhiya information di hai aapne, superb👍👍
thanks you madam for this video
please also guide for up to which age we should take term insurance
Crystal clear info on the subject. Thanks Swati Ji.
Very informative video..
Thanku
Thank you madam
Swati ji term plan 2021 K point of view m koun si company ka lena chahiye ek short vedio phir s banye mam. rider koun sa lena chahiye ya nahi lena chahiye achhi information diye.
Lic,HDFC,max
Thnx mam... that s call beauty with brain
Aapki smile bhot cute hai 🥰
Good job
Excellent
Changing channel name to B Wealthy & Healthy might be more appropriate as it covers Health issues and also gracious host madam Swati looks very Healthy😊
Jokes apart this video is very informative & crucial when considering to buy insurance policy for ourselves.
Thanks 🙏🙏
Mam maine sbi life-smart shield level term assurance base cover liya hai kya ye thik hai...
Your voice is so sweet🌹
Superb, crisp and to the point ❤️❤️❤️
Very very very informative video
Bajaj allianz long life goal plan kya hai
Thanks alot for helping us ♥️🎉🙏💐
Dear ma'am kaunsi insurance company claim settlement me jyada pareshan nahi karti wo kaise dekhe? Koi guidance...means ye premium to life long chalega par jab family ko zaroorat ho tab unhe pareshani na aaye uske liye best insurer kaun hoga wo kaise select kare...aur aapki raye me kaunsi company better hai.
Tata Aia & LIC
Thank you Swati ji for detailed information. If someone already have Term plan policy how would he know that he is opted or not for critical rider and waiver of premium?
Thanks !!! Rider ke jagah Jo critical illness aur accidental policies kaha se le . Sure kaunsi le woh bhi please bataye. Hum aap ke jana bharat abhari rahenge
Thank U Mam
Nice information mam 👍👍👍👍👍
Hi Swati ma'am you're guidence helping for mutual investment
Accidental insurance p bhi video baanyeh....... Ki konsi company ka lena chayeh???
Thank u mem....
Apke sujhav humesha bhut hi helpful rhte h.
Mem mene March 2020 me tata AIA se 1 caror term plan liya tha jiske sath mene accidental death rider or critical illness rider liya tha.
Kuch time bad something 3 month bad mene critical illness rider pay krna band kr diya but term policy continue pay kr rha hu.
Mene critical illness rider jo ki future generali insurance se tha use cancel nhi krwaya h..
Mem ap plz btaye ki isse mere term plan me kya problem ho skti h.
Or
Ya phir me apna term plan continue rakhu.....
Thank u meme😊😊😊😊
Very helpful topic !!!!!
मैम जी आपके हाथों में मेहंदी बहुत-2 खूबसूरत लग रही है ईश्वर आपको लम्बी उम्र दे
Ma'am which tarm plan company is better tata AIA or HDFC life
Always TATA
Mere pas 2 ULIP hai 1 lakh each
HDFC Pro Growth Plus
HDFC Sampoorna Nivesh
1 month pehle liya hai chalu rakhu ya band ker du
Mam namaste best cancer plan ke bare me vdo banao g tha ks
Hi mam maine 5000000 ka term insurance plan leya hai keya mujhe criticalillness or accidental plan add karna zaruri hai primum kitna hoga abhi 1400 hai .pls bata digye
👌👌👌
Hi Swati ji, Good Evening! Bharat mein konsi company hai jo General insurance companies hain aur jis par ankh munn kar vishwas kiya jaye aur jisse stand alone rider benefits ko policy ke taur par kharid sake. Kripiya guide kigye.Yours , Viewer Arya
Veery informative video mam
Thank u mam
Spouse joint rider le ya nhi
My Age 45 years hai kitna Turm plan Lena chahiye madamji
बहुत उच्चस्तरीय जानकारी
Hi Swati mam plz retirement plan k leya kha aor konsi company main investment krna chayea money safely returns Aaye plz suggestions me thanks
Disability insurance policy kon sa better hoga aur kis company se lein ? Disability insurance policy ko stand alone lene se related ek video bnayein please.
Kitne sal tak ka term plan lena chaiye
Mam plz suggest mutual fund , one high risk and one medium risk, and one for retirement
yadi hamne koi bhi rider nahi liya.. hamare pass simple base plan h... ab kis prakar ki mrityu par hame base plan ka claim milega. or kis prakar ki mrityu par hame claim nahi milega ???
I think critical illness rider and accidental disability rider ki jagah standalone policy li jani chahiye.. and accidental death benifit ka koi mtlb nhi hai jab aapko base plan ka 1 cr. mil raha hai to 20 lakh ke liye extra premium kyun dena.
Policy term madhech mrutu jala tarach term riderche paise mimiltat ka anyatha nahi. Yes / no.
Mamji m teacher government pay me medical bill can i take critical illness rider?
Mam, please make video on best term insurance plan of company eg LIC HDFC MAX life or many. If already in Playlist please provide link
Nice informative video 👌
Maam, I want to learn share marketing. Please tell me how and from where I may learn share marketing?
Looking so beautiful ❤❤❤
Swati Ji namaskar, kafi samay baad
Ek swal hai..
Age 38+hai
Term insurance lena hai ....
Konsi company ka liya jaye.... Critical illness aur Ab to nayi bimari bhi corona aur different variants K sath.
To aise m term insurance konsi company ka liyaa jaye... Batiyegaaa
Kay term insurance m bhi yeah suvidha h ki term insurance ki paid premium wapas mil jati aur 80C m tax benefits bhi ho......?
Namskar aur subh ratri....
Zero cost term plan ko lena kya thik rehta hai mam
Mam murder accident me aayega ya nai. Uspe insurance ka payoff milega?
Take only pure term plane only.
Mere ak relative ne hdfc se critical illness liya tha ......unko brain hamrage hua tha but brain hamrage ki bimari mai bhi term and condition hai agar aap is term and condition ko full fill krte hai to thik h nhi to kuch nhi milega .....unki death ho gyi he get only basic term plane claim.
Wo bhi bdhi muchil se ...
Ma'am I have Tata AIA policy with hospicare rider. Is it worth it?
Mam SBI General personal accident insurance 20 lakh ka ya HDFC term insurance ke saath 50 lakh ka rider... Inn dono me kya accha rahega? Kisme jyada Benefits available hain aur Kaun Aasani se Amount de deta hai Accident ke baad... Please suggest Mam. I m very confused. 🙏🙏
Namsty sir ,my age 45 year hai sir main term plan Lena chata hon or konsi company ka term plan Lena chahiye my itr4,60lac mein 8th class pass hon mujhey term plan milega ja ney please reply
Mam, insurance jaise hum apne family members ke bare mein sochkar lete hai unke beneficial ke liye, to rider wahan sirf policy holder ke liy kaam karta hai ya uske family ke liy....
Agar rider sirf policy holder ke liye hi hai to muje lagta hai ki insurance company rider ka option isliy deti hai ki unke policy holder ke insurance period ke bich m medical issue ke time pe ye kehte hai aap hamre rider ka fayeda abhi le sakte hai, aap eligible hai.. Or aap jaldi thik hokar waapis apni premium continue kare....
Am I ryt or wrong mam?............. ... " Here I m talking about critical illness rider "
I want to buy term plan after analysis on policy bazaar and other platform, I have finalized bajaj allianz etouch from policybazar. Everyone advised me to not buy from policybazar, but it's not available on official website.
I need ur help, what I do now
Official website pe h, aap website pe uske representative se bat kiziye
can we add rider after 4 yr of taking term plan?
hdfc
I want know about illness disability like paralisis.
Is it cover in any term plan?
Madam agar Banda government job maim hai or uska medical bill department claim kar deta hai to usko Critical illness rider Lena jaruri hai ....
Bhaiyya govt job me to sirf haramkhori hoti hai vo log public ko bimari dete hain unko kaun sa bimari hogi 😂😂😂😂 public ka khoon choose lete hain 😂😂😂
Rider me kitna primium extra. Pay karna he
Thanks ma'am ❤
I have just purchased at 38 year age1cr plan paid two month premium also but while purchaing i have shown plan of normal term plan 1700 monthaly or 27258 Rs yearly without rider 40 years
and
12 years pay limited 5352 monthaly or 61926 Rs approx return premium 6,69,313 in lakh Rs for 4% with rider after 40years. i have choose return premium. And traped.
Now after watching video may be i will cancal term plan Tata aia smart raksha plan. & Purchase only pure term plan no need return. Remaing amount invest other SIP,MF,plan sbi contra like.
In how many days we will cancel policy..for refund
Hi ma'am, kya koi aisa insurance plan hain jo child education cover karta ho, in case of parents job loss.
Mam,
Which company ans plan do you suggest for a working unmarried girl age .
Your view is very important for us.
Regards.
Accident means which type of accident will be occurring?
🙏
Mam mera ek question hai.
Health insurance ho ya term insurance. Age ke saath saath inke premium bhi hike hote jaate hai toh usse bachne ke liye kya koi way hai?
Videography of your Previous videos were better.
Pls make one episode on standalone personal accident plan mam
Mujhe pension +insurance bataye
Watch at 1.5 x and enjoy 💫
Apne to sabhi rider ko lene k liye bol hi diya
Mam, what is the difference between term insurance and saral jeevan bima? Which one should buy ?
Saral jeevan bima policy is beneficiary for limited income personal... Anyone can take this policy but this is not much beneficiary for those people whose annual income is up to satisfactory level..
Mam Ek police kitna riders le sakte he
Didi aap itna din se aap aaya nehi .. Aap thik he to aap ke liye intajar tha aap kob aaye ga
Sari salary to insurance hi kharch ho jayegi😂😂
Tata Aia ka 1 crore ka term plan m
50 lac₹ base plan + 50 lac ₹ rider ka h !!!
Toh ye 1 crore ka term plan hua kaise ?? Ye toh rider addon hua tb jakr 1 crore bana, ye log toh kuch ulta sidha bol kr rider dene se mana kr denge
Mam can you plz review my mutual fund protfolio i am Investing from last 7 years 😑😑
स्वाति जी, मैंने आपसे अपनी PNB- ORIENTAL ROYAL मेडिक्लेम पॉलिसी के बारे में पूछा था, जिसे मैं 8 सालो से बिना किसी क्लेम के चला रहा था। इस साल जून में अचानक Oriental ने इस पालिसी को बंद कर दिया क्या। मैं इस पॉलिसी को किसी अन्य कंपनी में पोर्ट करा सकता हूं? क्योंकि यह बैंक की ग्रुप पॉलिसी थी..
Yes sir
Aap mujhe mail kre
@@creativebug7025 email address pls
Critical Illness and terminal illness me kya difference hai?
Hello Rahulji..With permission of Swati mam.. my lay person understanding is : terminal illness eventually leads to end of life e.g. advanced stage cancer etc.. Critical illness are serious illnesses and list is variable among the insurance providers and not necessarily mean end of life e.g .heart attack, kidney failure, chronic lung or liver diseases etc.. Hope this was helpful.. Regards.. Raj..
Rerun of premium
मैडम आपने राईडर का ज्ञान तो दिया
लेकिन पॉलिसी का बेसिक प्रीमियम और राईडर का अतिरिक्त प्रीमियम मे क्या अन्तर है।
यानि राईडर लेने पर प्रीमियम कितना बढ़ जाता है।
मुझे फाईनलि बतादिजिये मॅडम 🙏 पिलिज गाव खेडेमे गरिबलोग जादा तर लोग रहाते है मैं सोचराहु कि ऊंनलओगओंकओ अच्छआसए अच्छा एक लाईफ ईंन्सुरिन्स पॅल्यआन,और टम ईंन्सुरिन्स पॅल्यन बतादिजिये ऊसमे ओलोगोंको जादा बेनिफिट और थोडा कमी बजेपमें मिलना चाहीये ऐंसा ईंन्सुरिन्स पॅल्यन बतादिजिये मॅडम पिलिज मॅडम 🙏 पिलिज
मैं रघुनाथ देवकुळे ठाणे कळवा येथुन बोलतोय