Mistakes while Buying Term Insurance Plan | Reality of Term Life Insurance Policy

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  • Опубликовано: 27 дек 2024

Комментарии • 303

  • @PushkarRajThakurOfficial
    @PushkarRajThakurOfficial  3 года назад +69

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    • @piyushdhiman1315
      @piyushdhiman1315 3 года назад +1

      Sir jo premium hai vo har saal ek hi amount jayegi ya age ke according change hoti rhe gi
      Mtb 18 saal mai 5 k hai or vhi banda ab 40 saal ka ho gya toh uska premium 5k hi jayega ya change ho jayega

    • @mayurgadiya7158
      @mayurgadiya7158 3 года назад

      Ppppp
      P0p
      L
      Pp0

    • @rajanawasthi4833
      @rajanawasthi4833 3 года назад +1

      @@adwaitvedant3297 yes bhai

    • @शिशिनउपाध्याय
      @शिशिनउपाध्याय 3 года назад +3

      सरजी एक राज्य है वो महाराष्ट्र उसका नाम है वो भारत का सबसे corrupt राज्य हैं
      पिछले 5 साल पहले जब election हुआ तब उस पाच साल के बाद around 4 अरब 95 लाख 72 हजार का बोजा सरकार के खाते मे जमा हुआ है
      राज्य ( state) में विधानपरिषद के 367 आमदार हैं उन हर एक आम दार ( mla ) पर SALARY पावणेदोन लाख हैं जानेवारी 2018 की खर्च की जिम्मेदारी आमदार का मुल वेतन 61 हजार महंगाई भत्ता 91 हजार 120 रूपया हैं
      (COMPUTER ) संगणक चालकाची सेवा 10 ,000 दुरध्वनी सेवा 8 हजार रूपये तक हैं टपाल सेवा 10 हजार रूपये ये सारा पैसा लोगो के टॅक्स सें पैसो से लिया जाता हैं
      हर एक आमदार (mla) को महिने का TOTAL 1 LAC 86 THOUSAND 120 Rupees हर months के खर्च का भार सरकारी तिजोरी पर हैं
      एक टर्म रहनेवाले माजी आमदार ( mla )को 50000 पेन्शन दि जाती हैं हर एक टर्म जितनी बार election जीतेगे उतनी हर बार के लिए 5 हजार रूपये खर्चा किया जाता हैं
      आमदार के पेन्शन( salary) हर months को 1 करोङ 36 लाख 56 हजार रूपये खर्चा का अधिभार हैं होता हैं
      अगर हम देश भारत देश की बात करे तो 2 अरब 45 कोटी 50 लाख उससे ज्यादा का अधिभार ( बोजा )हैं
      वैसे mla ( आमदार)तो बहुत पैसा
      और भारत मे बहुत ज्यादा टॅक्स देना पङता हैं indirect और direct tax पंरतु कॅनङा अमेरिका और अन्य देशो मे इनमे से दो मे से 1 टॅक्स हो लोगो से लिया जाता हैं indirect tax और direct tax इन दोनो मे से एक ही टॅक्स लेते हैं
      आप ही कहिये सरकार के पास पैसा नही होता corruption के मामले इंङिया नंबर 1 हैं और जिस देश मे टॅक्स ज्यादा होता है उन देशो में लोगो की आमदनी कम होती हैं
      एक रोजगार करनेवाले मजदूर महिने की 7000 आमदनी पर अपना घरदार चलाता हैं कमसे कम किमान वेतन 15000 की मर्यादा तो होनी चाहिए सॅलरी की
      अमेरिका कॅनङा टॅक्स का उपयोग शिक्षा hospital का मुफ्त इलाज के लिये लगाते यहाँ पर इन सबके लिये पैसा देना पङता है जैसे religious endowment act 1863 ऐसे कई अंग्रेजी कानून और उनकी व्यवस्था हैं वैसे इंङिया मे आजाद नही हुआ वो power of transfer जो हुआ हम अपनी mother pariliment के वचन बद्ध रहे हों
      और कुछ लोग drugs और दाऊद इब्राहिम से भी अच्छे संबंध है कुछ राजनैतिक नेताओ वैसे देखा जाये इंङिया का पहला education minister ही अनपढ था ञ
      Venezuela के पार्ट में आपने कहाँ सारे टॅक्स देने चाहिए आपसे एक सवाल कहता हूँ की पेट्रोल म्यानमार में 35 रूपये लीटर हैं

    • @शिशिनउपाध्याय
      @शिशिनउपाध्याय 3 года назад

      पेट्रोल भारत सरकार ही देती है म्यांमार को

  • @AmitKumar-vj5kg
    @AmitKumar-vj5kg 2 года назад +73

    आप उम्र में भले छोटे है परन्तु ज्ञान और टैलेंट में आगे है मैं आपका धन्यवाद देता हूं सबको मार्गदर्शन करने के लिए 🙏

  • @dnyaneshwarjadhav6627
    @dnyaneshwarjadhav6627 3 года назад +75

    सर,आपके जैसे लोग इस दुनिया को बहुत आगे लेके जा सकते है... Proud of you sir❤❤

  • @kidszone2339
    @kidszone2339 2 года назад +28

    Bhai, I am south Indian And teacher by profession. What a clarity, you give in any topic that you cover is amazing. You are teacher as well as entrepreneur by blood.

    • @Ishant007
      @Ishant007 2 года назад

      do you understand hindi ??

  • @Kumarbadal02
    @Kumarbadal02 2 года назад +22

    The way you present the things is amazing 👏 literally i learnt a lot from you sir

  • @deepankarbhadra9181
    @deepankarbhadra9181 2 года назад +17

    Great Presentation!! Crystal Clear!! Claps!!! Keep it up! 👍

  • @adityabasopiya9282
    @adityabasopiya9282 2 года назад +6

    Wow sir what a good teacher you are.
    I like your voice and knowledge😍😀

  • @ratan_maldhari_732
    @ratan_maldhari_732 3 года назад +2

    सर मैं आपकी हर वीडियो देखता हूं👍👍👍

  • @musicforrelaxing1840
    @musicforrelaxing1840 3 года назад +3

    Congratulation sir Aapka 4M subscriber hone WALA hai

  • @nit2651
    @nit2651 3 года назад +6

    Nice video 👌
    Thank you 😊

  • @shaikkhushnumaanjum9569
    @shaikkhushnumaanjum9569 3 года назад +13

    I'm inspired you pushkar Raj ..Great explanation.Thank you So much 😊

  • @ManojYadav-bp1ml
    @ManojYadav-bp1ml Год назад +2

    Very good explanation Sir, ❤❤

  • @arjunmeena6863
    @arjunmeena6863 2 года назад +4

    Very informative...👍

  • @ritikthakur6596
    @ritikthakur6596 3 года назад +24

    Your video is very educational sir ♥️

    • @whatapp5814
      @whatapp5814 3 года назад

      Massage now ✍️✍️✍️

  • @JFFShow
    @JFFShow 3 года назад +4

    Thank you sir 😊

  • @vinodwankhede7267
    @vinodwankhede7267 2 года назад +4

    Thank you so much sir you will get very very long life.

  • @hirendradeshmukh4165
    @hirendradeshmukh4165 3 года назад +1

    Sir pharmar ko income tax nahi lagta to vo kya kare. Vo insurance nahi le payege

  • @yeshchauhan7318
    @yeshchauhan7318 Год назад +2

    Sir ek sawal hai mera related to term insurance
    Agr mne term insurance liya or mujhe kuch bhi nhi hua to kya term insurance ka Paisa meri death pr mere nominee ko milega ya nhi milega

  • @durgaprasad9092
    @durgaprasad9092 2 года назад +6

    Thank you pushkar sir for good information

  • @umesh419
    @umesh419 2 года назад +9

    As far as I know no insurance company will provide term insurance policy to unemployed or person with no income. Hence, this investment plan doesn't work.

    • @munish51
      @munish51 2 года назад

      Dear there is term insurance for those unemployed or not filing ITR also that is Saram Bima Yojana of 25 Lacs

  • @bapisingha1793
    @bapisingha1793 Год назад +1

    Sir ek admi life main kitna term insurance le sakta hain?? Aur agar jada le leta hain to claim kya sabka milega ya ek hi milega pls reply as soon as possible 🙏

  • @debashismohanty1978
    @debashismohanty1978 Год назад +1

    Sir mera medical mai date of admission 5-aug-2023, me hua hai,but Mera health insurance policy expire date-11- aug- 2023 hai.Mera Jo discharge he Bo expairy date ke 5 -6 din ke baad hoga issme cashless claim process ho payega ya nahi ho payega ye jara mujhe samjha dijiye.

  • @sagarrakde9732
    @sagarrakde9732 2 года назад +2

    superb explain..Tnq sir

  • @AyushKumar-ak89
    @AyushKumar-ak89 3 года назад +3

    What is difference between life insurance and term insurance??

  • @abinashsahoo3239
    @abinashsahoo3239 3 года назад +4

    Adha information. There is a coverage time. Max age is also a factor.

  • @anandkumarjha7303
    @anandkumarjha7303 11 месяцев назад

    You are a nice guy, your way of talking defines you

  • @damodardas842
    @damodardas842 Год назад +2

    Very good sir

  • @chintanpatel8616
    @chintanpatel8616 3 года назад +3

    Please make video on income tax return file and benefits

  • @rakeshkriplani3778
    @rakeshkriplani3778 2 года назад +3

    Very very helpful video..

  • @sabirsabakhan
    @sabirsabakhan Год назад +1

    Sir avi ind mai smb bane ho gaiya hai rbi, ek video banta gai solution k liye

    • @sabirsabakhan
      @sabirsabakhan Год назад

      Indmoney app smd bane ho gai RBI k taraf se

  • @rajurudraf2327
    @rajurudraf2327 2 года назад +2

    Sir padai zaruri hai Kya policy ke Lena ke liye

  • @NirajKumar-sn7xr
    @NirajKumar-sn7xr 2 года назад +3

    Sir, main pehle job me tha, ab job chali gayi hai aur itr not submitted. Policy ko 5 years ho gaye hai. Aise me kya hoga. I am applicable for this term insurance or not ?

  • @crazysachin22
    @crazysachin22 3 года назад +4

    Sir your voice really god gifed love you sir❤

  • @rajanawasthi4833
    @rajanawasthi4833 3 года назад +2

    Make a video about ulip

  • @rajudutta8746
    @rajudutta8746 2 года назад +4

    Term insurance k liye Minimum annual income kinta hona chahiye???
    1 lacks annual income hone se kya term insurance le sakta hu??

    • @dr.shreyas123
      @dr.shreyas123 2 года назад

      Age pe depend karega. Aur ek chiz, kuch companies minimum income criteria rakhti hai, 2lakh or 3 lakh, so income should be above that.

  • @jyotitodarmal1850
    @jyotitodarmal1850 3 года назад +2

    Hi sir muje mera first share buy karna he..konsa karu maine vdos bhi dekh liye but confusion he bohot...

  • @mamtatrivedi9258
    @mamtatrivedi9258 2 года назад +2

    Please share video of joint term plan. Your videos are very Informative

    • @Suraj_padhan-9
      @Suraj_padhan-9 2 года назад

      For more information about Term plan text me personally

  • @SkAjayVlogs
    @SkAjayVlogs 3 года назад +2

    बेहतरीन होता ll दर्द सबके एक से हैं मगर हौसले सब के अलग-अलग है कोई हताश होकर बिखर जाता है तो कोई संघर्ष करके निखर जाता हैll""👇🏻💕💕💕💕❤️

  • @ankurwaliya3060
    @ankurwaliya3060 3 года назад +1

    Sir demat account Kon sa Accha hai Mai ek student hu Or Meri salary 5000 hai iam from city saharanpur in Uttar Pradesh

  • @susheelsharma5037
    @susheelsharma5037 Год назад +4

    Thanks a lot, most of the points explained very clearly

  • @infinone
    @infinone 2 года назад +9

    Thank you bro what you are doing is really needed you are creating a great difference and i am also thankful for all the knowledge. LYB

  • @prakashkambletgtenglishjnv3253
    @prakashkambletgtenglishjnv3253 Год назад +1

    Can we get claim for natural death

  • @gorakhghode2002
    @gorakhghode2002 2 года назад +3

    Good explanation!

  • @ranurachit301
    @ranurachit301 2 года назад +4

    Thank you so much sir
    Aapne mera bhut help kye iske bare me bta ke .

  • @harjotbrar4531
    @harjotbrar4531 2 года назад +5

    Nice information 👍

  • @chikusstudio9441
    @chikusstudio9441 3 года назад

    Sir upstox pe aap ki link se account Open nahi ho raha hai
    Plzz dusri link dijiye na

  • @abhay7403
    @abhay7403 2 года назад +2

    You are one of the best teacher thanks a lot Sir for your valuable guidance

  • @MrSingh-hq1wm
    @MrSingh-hq1wm 2 года назад +1

    Sir,
    1. Term Insurance lene ka maximum age kya hai.
    2. Insurance lene pr kis age tak ya kitne saal (duration) tak coverage milta hai.
    3. Please reply.
    Thanks.

    • @sumit3066
      @sumit3066 2 года назад

      give whats app no I will give u all explanation about ir

    • @vineetgoyal8681
      @vineetgoyal8681 2 года назад

      Maximum entry age 65 ..... Aap maximum 99 age tk coverage le skte ho

    • @oparsh6376
      @oparsh6376 Месяц назад

      Mere dad ki age 75+ hai main term insurance policy le sakta hun.

  • @sallubhai2
    @sallubhai2 3 года назад +9

    Thanks for the video, would you be able to let us know terms and condition of term insurance.

    • @Suraj_padhan-9
      @Suraj_padhan-9 2 года назад

      Know about Term and condition of term insurance text me personally

  • @vishal6114
    @vishal6114 2 года назад +1

    Sir yo do great work
    Good heart with great mind

  • @ankushmasram4484
    @ankushmasram4484 2 года назад +1

    Very nice sir.... 🙏

  • @shahimenhidham6385
    @shahimenhidham6385 Год назад

    Freelook up me kya kya check kar leni chahiye?

  • @Imkashishkashyap
    @Imkashishkashyap 3 года назад +5

    You are great sir 😍

  • @dattagurumsawardekar2119
    @dattagurumsawardekar2119 2 года назад +3

    Krishna,Gopal,Govind

  • @uttamgujar3215
    @uttamgujar3215 2 года назад +4

    Hat's off sir. Thanks a lot.

  • @namankashyap7217
    @namankashyap7217 3 года назад +13

    Sir u r my inspiration thanku sir❤🙏

  • @rahimuddinsayyed9985
    @rahimuddinsayyed9985 3 года назад +3

    Thanks for information bro👌

  • @dhanesingh427
    @dhanesingh427 Год назад +4

    Thanks for information
    Sir can you advise the best policy company.

  • @sanjayparwani9287
    @sanjayparwani9287 3 года назад +3

    Thank you sir but best company konsi rahegi

  • @DevRaj-vy2gk
    @DevRaj-vy2gk 3 года назад +2

    Thanks for the information

  • @anupdey1366
    @anupdey1366 2 года назад +2

    Thanks.... Nice video.

  • @mahaveervaishnav9600
    @mahaveervaishnav9600 3 года назад +1

    Sir plz option chain ke upar video banaye

  • @durgeshasholiya8849
    @durgeshasholiya8849 2 года назад +1

    Very good information sir

  • @VIKASFF90543
    @VIKASFF90543 3 года назад +5

    Excellent sir

  • @ganeshprasad819
    @ganeshprasad819 2 года назад +1

    Sir ji maine avi 03 month before pnb mate term life ensurense 50 lakh ka liya hai kya yah safe hai ya nahi ?

  • @jackjaiswar5871
    @jackjaiswar5871 10 месяцев назад

    Term plan lete time meri salary 50k aur 5 year ke baad meri salary 70k ho gai toh jo term claim ho wo 20x kis salary pe hoga

  • @sonuprasad185
    @sonuprasad185 2 года назад +1

    Sir kya jo person pahle se disable hai to use term insurance mil sakta hai please batayen

    • @sumanshah9993
      @sumanshah9993 2 года назад

      Vo depend krta hai kis tarah se disable hai

  • @ASHOKKUMAR-vf5cb
    @ASHOKKUMAR-vf5cb 5 месяцев назад

    Nice video🎉

  • @sadikaahmed5807
    @sadikaahmed5807 3 года назад

    Hello bhai mai Bangladesh se hoo..bhai i want to know kya mai Bangladesh se upstox login karsakti hoo??? Plz reply bhai aur upstox login k liye bank account lagta hai kya????

  • @vineetgoyal8681
    @vineetgoyal8681 2 года назад +6

    Sb persona apni income ka 20x nhi le skte term insurance me... It's all depend on age of person...... 18 to 30 age person 25x le skte hai..... 31 to 35 wale 20x ..... 36 to 40 wale 18 ..... Etc so on

  • @suanichodhary8839
    @suanichodhary8839 Год назад

    Sir kya bina itr bharne wala nahi le sakta term insurance
    Ya yu kahe jo dhihadi majdur hai roj kamane khane wale wo mahine ke 1k 2k bachakar nahi bhar sakta premium

  • @dr.rubinakhanam1526
    @dr.rubinakhanam1526 Год назад +2

    Amazing❤

  • @vijaykriplani1428
    @vijaykriplani1428 3 года назад +1

    Sir konsi company ki policy lena badia hai

  • @mr.chouhan4093
    @mr.chouhan4093 3 года назад +3

    Thank💕💕 you sir,,,,

  • @masoodsiddiquee7393
    @masoodsiddiquee7393 Год назад +3

    Term insurance kis insurance company se le

  • @Indoafrica2023
    @Indoafrica2023 Год назад

    Sir aap nri ke liye ek video banaye

  • @ShubHam-tp1mo
    @ShubHam-tp1mo 3 года назад +1

    Anand Tiwari at its best

  • @MrAnimesh27
    @MrAnimesh27 10 месяцев назад

    Term insurance claim krte waqt kya baatein dhyaan mei rakhna chahiye .. Company 1. CR ke term insurance ko pay ni krti inme se Aditya Birla ek hai.. koi bhi claim krne ki process ya claim krte waqt ke points koi bhi ni btata ...

  • @sumanbikereview97098
    @sumanbikereview97098 Год назад

    अगर मेरा डेथ लाइफ इंश्योरेंस के पीरियड के bhad होता है तो क्या मुझे mera insurance ka rupees mile ga ya nahi

  • @rahulsingh-lb9ul
    @rahulsingh-lb9ul 3 года назад

    Loreal 2000 rs ke swiggy vouchers free mein de raha "Probe for 2030: Treasure Hunt" ke through. Mujhe info janna hai kya aata hai inn treasure hunts mein?

  • @SubratKumarSahoo1
    @SubratKumarSahoo1 3 года назад +2

    *Thanks Sir, it is very informative video*

  • @BalwantSingh-kj4xp
    @BalwantSingh-kj4xp 2 года назад +7

    Dear sir,
    Very good explanation of termlife insurance.
    But I am confuse regarding claim settlement. I am non smoker till date ,but i takes wine some time ,in limited amount, can there be any problem in future claim settlement??

  • @zahidradhanpura5092
    @zahidradhanpura5092 Год назад +2

    Very bitter truth.
    The nominees can also missued.( think only 1% negative) because now a days young generation want easy money. ( Note: Please not for all)

    • @jack-uq3wn
      @jack-uq3wn Год назад

      nominees murder me involve hota he to paisa nahi milta aisa rule he😄

  • @swapnilhunde258
    @swapnilhunde258 3 года назад +3

    Good morning sir,
    Bahut badhiya information
    God bless you ☺️❤️🙏

    • @whatapp5814
      @whatapp5814 3 года назад

      Massage now ✍️✍️✍️

  • @aakashjain7671
    @aakashjain7671 3 года назад +1

    top-up ka option hota hai??

  • @subhasisbag1119
    @subhasisbag1119 Год назад +1

    Sir, I have a question, if I chose 1 cr plan along with Add ons - Disability, and if I disable in future, what amount I will get? 1 cr SA+ Add ons? or only add ons?

    • @kausiksantra4493
      @kausiksantra4493 Год назад

      Only add on amount, after your death, your nominee will get entire 1cr

  • @satyakisingh5506
    @satyakisingh5506 2 года назад +4

    U should clear that u r explaining about life insurance or term insurance.

    • @nazishfatima2983
      @nazishfatima2983 2 года назад

      Bajaj insurance jaisi reputed company ke attractive life insurance ya goals achievement plans le or bht kam years me maturity claim kre 30% increase maturity sum assured claim kre. Interested ho or janne ke liye reply kre "yes".we conduct zoom. Sessions to give brief introduction of our products everyday apke chose kiye samay pr. Attractive plans for youth and for those who wants handsome investment for only mere 10 years and want to have handsome maturity of 28lakh with the guarantee of bajaj insurance Ltd. Reply "yes" If intrsted. Have a look at the plans only and let your future decided aapko apke goals abhi acheive krna h ya auro ki trh retirement ke baad.

  • @RAHULYADAV-lr1xu
    @RAHULYADAV-lr1xu 11 месяцев назад

    Term Insurance policy lene s pahle ITR jarori h kya sir
    Please answer

  • @GhanshyamMhaske
    @GhanshyamMhaske Год назад

    Disability k bad after 2 years det pr sum asurt milega?

  • @ruchivishwekarma7458
    @ruchivishwekarma7458 3 года назад

    I investment start sir ,for your suggested,, thnkkuuu sir

  • @ManishGupta-qb8li
    @ManishGupta-qb8li 10 месяцев назад

    Best term insurance konsa company ka accha hai

  • @amitdodeja5393
    @amitdodeja5393 3 года назад +3

    Nice video sir

  • @chiragpahuja5370
    @chiragpahuja5370 2 года назад +8

    Bhai sushant ne suicide nhi kiya tha unka murder hua tha samajh jao aur khul ke bolo daro mat aur example to mat hi lo
    Miss you sushant luv u always brother 😘

  • @kunaldas6353
    @kunaldas6353 Год назад +3

    If my incomes increases with a course of time then can i increase the term insurance coverage accordingly?

  • @hemantsinghjadoun4633
    @hemantsinghjadoun4633 3 года назад +6

    Great 👍

  • @tusharpancheshwar9137
    @tusharpancheshwar9137 Год назад

    Sir jo itr nhi bharta wo kaise term insurance le sakta hai kyki mai itr file nhi krta hu but mujhe term insurance lena hai reply me please

  • @songmania2477
    @songmania2477 3 года назад +1

    Sir tell me about hdfc 3d term

  • @ganpatiBappa_
    @ganpatiBappa_ 3 года назад +11

    Nice 😘😘😘😘😘

    • @whatapp5814
      @whatapp5814 3 года назад

      Massage now ✍️✍️✍️

  • @bsgurjar4141
    @bsgurjar4141 3 года назад +5

    Good great sir

  • @Rajeshkumar-zp4yh
    @Rajeshkumar-zp4yh 3 года назад +7

    Thank you very much sir ❤❤🙏🙏