IDFC First Bank Credit Card Full Review || Best IDFC Credit Card?
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- Опубликовано: 7 сен 2024
- IDFC First Bank Credit Card Full Review || Best IDFC Credit Card?
IDFC First Bank stepped into the Credit Card Game 2 years back with launch of 4 Lifetime Free Credit Cards. Recently they've added 2 more Cards to the portfolio.
Through this video we will understand all the differences and similarities in these 6 cards - and recommend the Best IDFC Credit Card for you
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The best part of IDFC credit card is if you forget to pay bill on time then initially only 9% charge will be there where as in HDFC / ICICI it is 36%. This is the reason the do not offer credit cards to all . They give credit cards to selective people in selective localities.
I got IDFC Select card. Just applied online and got IDFC Millenia pre-approved. Didn't want it, so canceled the process in between.
Next day, I received call from IDFC Customer Care and they queried the same.
I replied that I want IDFC Wealth only. They declined and offered me IDFC Select if I give 3 months of income statement.
I accepted the offer and got the card within a day.
Any criteria for Wealth?
@@aditheorigin4926 Don't have much idea but they won't be giving Wealth card stright to you.
You will be needing -
1. Savings A/c there with good balanace.
2. Use already approved card for some time and make payments on time.
3. Then keep requesting them every 6 months for card upgrade.
When they believe that they can give it to you, they will. But till then try to get the Select card. It is a great card as well.
@@aditheorigin4926 36 lpa
point to be noted about "reward redeemation charge"
Yeah, Rs.99
@@VibhavBilgoji Rs. 99 + GST
Rewards have no expiry so use reward points in bulk
99+ 18% gst=118
IDFC Credit Card is serviceable only in limited PIN Codes. This is the major con. Max amount Big B se advertise karne me hi spend Kar diya hai, branches open karne me nahi.
⬆️⬆️⬆️ thanks for the comment..
Contact the What'sap line above for more information, and new investment plan ✉️...
Branch h. Except tier 1 cities they are not giving without FD. I have a branch near home still not giving unsecured only secured. Why I will make FD when I already have 3 cards 2.9 lakh limit combined
Right bilkul sahi kaha aap dono ne
Thanks you for your revert guys it make sense... Just an publicity stunt to promote card..
I don't care about credit cards I am here to compliment your beauty
Randwagiri
Idfc first wealth credit eligibility is for individuals with 36 lakh rupees annual income or more . So not for everyone
You must have an Annual Income of:
₹3 lacs or more for FIRST Classic & Millennia
₹12 lacs or more for FIRST Select
₹36 lacs or more for FIRST Wealth
Is this Annual income limit Pre-tax or Post-tax??? Kindly help.
@@aakashverma8163 not sure about that. these figures are mentioned on their website
@@hashash Also if you are making a lot of investments then in-hand salary will come low. ITR may be a better option.
1 week ago, i apply for idfc wow card and i get 2000 Rupees FD option minimum
Do not go for these credit cards if you are excited about reward points. if you want to redeem these rewards you must pay 99 rupees plus GST every time. That is not good. it may be a 1 rupee reward point but for that 99+gst will be deducted from your account
I already choose Wealth card to apply, but I think IDFC Select me railway laonge milta he, jo IDFC Wealth me nahi milta.
It's not that straight forward to get a Wealth card. You need to have AMB of 10L for last 3 months or should have a salary of 3L+ to be eligible for Wealth account or credit card.
If you are having a card with 4lac plus limit and its more than 4-5 years old than you can have wealth card
IDFC WoW CC queries - Is it beneficial for student studying abroad in US, UK or AU? Is it supported with Mobile app to track CC usage & spending? If my FD is ₹25000/- and my CC spend hits 25K upper limit & I do not pay the monthly statement due, does the CC stop issuing further credit? Is the CC protected with Pin/OTP while doing international transaction from outside India? Can this CC be blocked thru mobile app in case I lose it? Will lost card be replaced & delivered to students studying abroad?
Informative video, but you did not told abput the Interest rates of IDFC First Bank Savings account and also the eligibility criteria for its different credit cards!
Your details are so crisp and clear. Just subscribed to your channel. Thank you for so much informative content
Very detailed information ❤❤😊😊 thanks
Is there any change in Credit card's variant can affect the cibil score? also, what about the credit history? will that continue the old variant's history or would get start as new one?
IDFC first bank wow credit card has minimum fd of 2000 not 5000.
2000
Hello sir I need your help regarding my father credit card
Actually papa ke credit card par fraud huva hai 20k ka OTP se Monday aur uski complain Kiya hai cyber aur police me par abhi unke phone me alag alag OTP aarahe hai WhatsApp, Facebook, cread asi apps ke liye to Esme kya kare vo puchna tha...
So can you please suggest something about this and also thst do hdfc bank can reverse the transaction made ??
I have taken IDFC Power Plus credit card for my fuel purchases.
I just got message from idfc. Idfc select credit card reward points and benefits degrading from may 1 2024. Kindly make video on it
I am using First Wealth card & happy using this card
what's your annual income?
Idfc milenia or classic mai to koi difference hi nhi hai?
Hi. Can you please make a video on Best Forex Card for students going abroad 🙏🏽
Sure, we will try to cover this in our future videos.
Mam could you please share the chart....b'coz it is not visible in video clearly
Hi,
What are the charges for International ATM withdrawal charges for Wow Credit Card?
Road side assistance is best feature which is not mentioned.
Madam mere ICICI account porsnal loan car loan bike loan DCEMI or Kai sare Pre approve offar hai lekin credit card offar nhi hai kyonki mere paas ek fd card hai ICICI ka agar me fd card ko band kara doon to kya aa sakta hai credit card ka offar
Super and crisp explanation🎉🎉🎉
My Favourite Bank! #IDFC
While applying it showed data mismatch with aadhar details for me.
Aaj card receive hua to aapki video ki notification aayegya ...waaa
😅
Isko CRED app PE register karke UPI chalega kya?
idfc private is superb..
You can stay in airports forever and save on rent and utility billls and free food ofcourse.
😎
⬆️⬆️⬆️ thanks for the comment..
Contact the What'sap line above for more information, and new investment plan ✉️...
how could you stay in airport forever.
I am a regular viewer and subscriber of your all videos
I am REQUESTING you to make a video on which credit card is best to pay for LIC premium online.
as there are a lot of people who have lic policies it would help all the people and you will be highly helpful to all current and future subscribers.
hope you will make a video on it.
Thank you for making a good content.
waiting for the requested one.
Sure, we will try to cover this in our future videos.
@@bekifaayati u can use HDFC smart pay
LIC CREDIT CARD TIE UP WITH AXIS BANK
From 1st may, insurance premium cannot be pay through CC
@@manasvipundir4145 correction in your statement ....loan taken against the insurance policies can not be paid through CC as CC is also a type of loan..
Premium payment is continuing through CC.
You Are My Favourite RUclipsr 💙❤️🙌😍
😍😊🙌
Beauty with Brains 👏👏❤️
Mam Mera idfc bank me account nahi he.... Agar me credit card lu....to bad me. Mera fd ka Paisa wapas to mil jagega na??? Koi ki...mere pas to unka bank ta account hiii nahi hoga😅😅
Aagar credit card use kam karu to kya charge lagega?
No
Canara Robeco Emerging Equities-Regular Growth - Growth video please
Hi, Bank passbook pe video bnao mera account boi me hai mera old passbook full ho gayi hai maine bank se manga toh 100rs + 18rs GST charges bol rahe hai. maine bola Aisa kyu unhone bola aap upi transaction karte ho isseliya.
Then other side SBI bank me Aisa koi charge nahi hai. Then government toh cashless India ko support karti hai toh fir banks kyu nahi. Then passbook toh free hota hai toh ye bank kaisa charge kar rah hai hum bank ke against RBI main complaint kaisa kar sakte hai iss per detail video bnao.
⬆️⬆️⬆️ thanks for the comment..
Contact the What'sap line above for more information, and new investment plan ✉️...
We will try to cover this in our future videos.
@bekifaayati Is the Income eligibility criteria Pre-tax or Post-tax???
⬆️⬆️⬆️ thanks for the comment..
Contact the What'sap line above for more information, and new investment plan ✉️...
I had applied for an idfc card about 2 years ago. But the application is still pending and I am not able to apply for any new card. What to do?
Cancel that request and apply for a new one.
@@bekifaayati I am not able to find that request online. I have emailed them to cancel my any prior request but they say they cannot assist me with credit card services due to their internal policies.
ATM WITHDRAWAL MISS HO GAYA
Mam ek video ispr bhe bnado ki apko mai apna dost kese bnau ? 👀🤭
minimum salary 25000 should be inhand or gross ?
Rs 25000 per month take home. this is minimum eligibility
Is there any way to Upgrade IDFC Millenia Credit Card into Select?
No. For my case, I had to cancel old one and reapply for Select after few months...
IDFC FIRST SELECT card is issued only for people having a net salary of 125000 pm. Just an update
Incorrect it depends on customers profile not on salary
No, IDFC FIRST SELECT card is issued only for people having a net salary of 25000 pm and Cibil score above 750. Both of these conditions have to be satisfied. I checked with bank.
Cbil and Good track Record of customer
they are offering me idfc wow card in Patna, my cibil score is 792.
Idfc credit card services is not available in patna pin code i mean not available in Bihar
Contact for sbi credit card
Credit card in Bihar 😂😂
@@farhanshaikh-tb8ki worst SBI credit card
I already have idfc first millenia card. Can I have one more variant of idfc card ?
Wow card
How to upgrade idfc Millinea to select credit card
⬆️⬆️⬆️ thanks for the comment..
Contact the What'sap line above for more information, and new investment plan ✉️...
IDFC SELECT HAVE RAILWAY LOUNGE ACCESS 🙎
Once card got rejected, then after how many days we could re-apply again??
I can help in reapplying
3 to 6months
My opinion IDFC weath card best in India
Forgive for any badness/offense plz 🙏🙏 plz 🙏🙏🙏🙏🙏
⬆️⬆️⬆️ thanks for the comment..
Contact the What'sap line above for more information, and new investment plan ✉️...
Hlo
I'm goverment salaried person.
Salaried account in HDFC
Income 26000/m
No CIBIL history.
Kindly give me advice how can I get credit card ASAP.
Card against FD
Contact me for SBI CREDIT card
⬆️⬆️⬆️ thanks for the comment..
Contact the What'sap line above for more information, and new investment plan ✉️...
you should get hdfc credit card
to use thi card, having bank account in idfc is mandatory??
No
After reward redemption charge added I not using this cards
I have a millennia card how can I get wealth or select a card???
⬆️⬆️⬆️ thanks for the comment..
Contact the What'sap line above for more information, and new investment plan ✉️...
Can u suggest me best fd card of 10k and above....
Idfc wow card
Forgive for any badness/offense plz 🙏🙏
⬆️⬆️⬆️ thanks for the comment..
Contact the What'sap line above for more information, and new investment plan ✉️...
Didi .what about fd based credit cards of idfc
FD base credit can be opted in any bank like BOB, Union, Canara just open a 30k-50K FD and ask the manager if they can give you a credit card.
Make video about best debit card
Sure, we will try to cover this in our future videos.
Can we have more than one idfc first bank credit cards
No
Hello, please make a comparison between HDFC Regalia & HDFC Infinia credit cards.
What is the rent payment fee in idfc bank card??
1% + gst from March 1 2023 onwards.
Where is the English subtitles 😭
I want to ask something about HR rules nd regulations......agr ap kisi process me new nd business me kmi ki bjh se company aapko after 3months terminate kregi yaa job se kese nikalegi...... please ans this question
Idfc power plus credit card
Please suggest me an FD backed credit card .. iam not eligible for one card (idk why 🥲) IDFC does not have service in my area. And i have max budget of 5k 🙂 (iam an student and turned 18, 4 days ago 🙂) pleaseee
PETROL PUMP PE BILL 212 THA LEKIN CREDIT CARD SE 214 DEDUCT HUA
Because of Surcharge
Ek bhi pasand nhi aya shitty card hai sare😂 sbi cashback, axis ace, are biggest card which i get now searching for a better upi base credif card
Padded? Don’t be so insecure.
⬆️⬆️⬆️ thanks for the comment..
Contact the What'sap line above for more information, and new investment plan ✉️...
Can you do one for premium cards...
Sure, we will try to cover this in our future videos.
everythink is zero in idfc wow credit card
Ye log jaldi card nahi dete
i got idfc first milenia 42000 limit
deemagh teez krny ke liye video banaw
How to get IDFC wealth card?
Sir I can help you
I am working in idf credit card department
@@Arjunkumar-iw1vx I would need your help here. As per other comments, what I observed was, we must have an Annual Income of:
₹3 lacs or more for FIRST Classic & Millennia
₹12 lacs or more for FIRST Select
₹36 lacs or more for FIRST Wealth
So, are these income limits Pre-tax or Post-tax?
Kindly help!
Welcome Kit Unboxing 😎
ruclips.net/user/shortsYopkLrSl27g?feature=share
Alia Bhatt voice😮
⬆️⬆️⬆️ thanks for the comment..
Contact the What'sap line above for more information, and new investment plan ✉️...
Hlo mam can u plz give the review of the mpokket app 🙏 and if i have a loans and am going to abroad can i pay that loan from there mam ??
Sure, we will try to cover this in our future videos.
I use millanium
Idfc not available in my city
What is your pin code ??
Good job
Thank you 😊🙌
IDFC and RBL BAJAJ, AU credit cards WORST. Useless
⬆️⬆️⬆️ thanks for the comment..
Contact the What'sap line above for more information, and new investment plan ✉️...
🧡🤍💚🥰 from Akhil 👍🙏🇮🇳
⬆️⬆️⬆️ thanks for the comment..
Contact the What'sap line above for more information, and new investment plan ✉️...
Idfc SWYP
Ghatiya bank
I love melk Girl
Hay how can I contact you i need your help please it's urgent how can I contact you??
You can DM us on instagram.