Best Term Insurance plan in India 2024 | The Ultimate Guide to Term Insurance plan in Hindi
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- Опубликовано: 7 фев 2025
- Best term insurance plan in India 2024. There are more than 20+ term insurance plans in India and finding the best one is a difficult task, but this video the your ultimate destination to get the answer.
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Accidental death rider?
Policybazaar wale Maa c**d denge tere ko call kar kar ke.
Brother excellent vedio
Make one vedio on health insurance companies
Sir yesterday I bought Bajaj term life insurance.
Is it good
Some of the things are rightly said like avoiding riders. However, the company's past financial and solvency doesn't matter much, we generally take a term insurance for 30-40 years. Some important things could have been covered like what is ideal term, starting early, whether to opt for limited period pay option. Anyway, thanks for this. Keep going!
Excellent analysis.. मित्रा धन्यवाद..
मी already घेतलेत Health Insurance आणि term plan..!
थोडा आधी पाहायला हवा होता हा व्हिडिओ..
असो..!!
LLA term insurance guide is still far better, many more details added to come up to final decision.
Wow, Hatsoff👏👏👏.... I have seen many insurance videos... Nobody explained it so clearly... You are really great💐
Nice awesome Dada....I watch all ur videos.. It helped me a lot for finance too.. I am from Amravati.
Some things were difficult for me during mba but after watching ur video I understood many things easily ❤ thank uuu...love uu brother ❤😊🎉
Can we call it indirect affiliation of Max life. Informative videos indeed as always❤
Mast sir ek no samjawal tumhi Ram Ram from Buldhana
mast re bhava, Prasad. It helped me to understand woth practical guide with numbers.
Thank you so much sir…. Main kal hi lene wala tha term insurance ab sab kuch clear kr diya aapne … I love your channel sir … namaskaaarr
Hey Prasad,
Firstly Thanks very much for your detailed video...! 💯❤️
It will surely help for term insurance.
I think from this video we are sure about the company we should choose for term but still there are some questions which need clarity
1. How much term insurance we should have..?
2. Considering the inflation and increment we get how to set the term insurance value
3. Is lumpsump + Monthly payment option is good for payout..?
4. Is having limited pay (Paying for 5/10/15 years) is a good option..?
I hope this comment reaches out to you and you help me on these.
U guide us very Prasad Sir, and clear our doughts...
खूप सोप्या भाषेत समजून सांगितलं सर धन्यवाद 👌👍🏻
Thanks bro
This is humanity
Very few youtubers are talking about such topics
I know it's coming out of heart.
Please make one video on health insurance also .
Thanks once again.
Coming Soon
Ye video banane me apne jo mahenat ki hee uske liye apko 100 barr salam he prasad bhai👍🙏
Indirectly Max life ka lelo... Aisa kehna chahte he..
For those who are still confused..
Thanks Prasad, I was avoid all things you mentioned here when choosing term plan in 2021 and you make me sure that my decision was correct
One thing I explain here when people choose rider and premium amount goes high then after few years frustrated and stop their insurance and this is most disasters thing so make premium light and go with continuity is main
@namaskarprasad please suggest the ideal coverage amount and max age we should consider before buying a term insurance
Bahut achha samjaate hain ap..thanks
You missed about health declaration - which affects claim settlement strongly. 3 year rule etc
Hi prasad,
I really appreciate your efforts for this video.
All explained very well.
As a CFP® we are telling same things to our clients.
Thanks sir very important data analysis of you.. thanks
Accidental death benefit bhi achha hai... Rider.. Agar normal term plan natural death ka 1 Cr hai... Wahipe accidental death me wahi 2 cr milta hai...
Sir, Health insurance se related b ek video bnaiye pls...
Tata AIG Medicare is the best ❤
Sir Health insurance par ek video banaye
Bola to sahi usne last Mai ki banaunga
Yes coming soon 👍
Thanks Prasad Sir...! 😊
I purchased HDFC life term insurance on October 2020 with premium of Rs 1312/-
Aur pb advisor ke insist krne ke bawjud Maine Accidental Raider and Critical illness nahi liya
Badi galati kar di.
worth it for future
thanks prasad ji and the team
will save it
मन जिंकलं तुम्ही...एकदम परफेक्ट व्यक्ती ...❤
Great Sir excellent explanation
Sir ji term insurance mein agar hum regular pay select karte hai toh fir immediately next month se each and every month premium dena hota hai ya ??? Ya 1st year ka premium lumsump jayega aur next year se every month jayega ??? Please batayi ki regular pay kaise work karta hai exactly agar kisi ko patah hai toh ?? Please help regarding this its very much urgent for me....kisi ko koi apne friend circle ya relatives mein agar kisi ka ho toh please puch k batayi
Thank for your guidance,From where I buy policy online or offline .
Sir, Thankyou for your guidance. Could you please make similar video on Health Insurance?
Good video thanks sir, get better clarity than pranjal's video..
11:02
Critical Illness Insurance will have several conditions such as Specific Severity etc. irrespective of whether it is taken under health insurance, life insurance or standalone.
In such a case, better have it under life insurance because premium is fixed for life.
Agreed
And being a doctor I think it should be taken for 30 lakh or 40 lakh
1 of the best explanation video, I watched many videos but, no one explain like you... Thank you so much, I am also waiting for your next video on health insurance.
Very informative and good guidance
Sir, I have watched your 7-8 videos and every video is an eye opener for me like this one and CCD crisis explained
Thanks bhai/ sir/ teacher/ God. ❤
Thank you Prasad ji❤ worth information provided
Very nice video ❤
Good work Prasad
Thank you Prasad Da for sharing best information and i agree with you riders decision but Prasad Da human mentality is "how much amount of maturity" keep going great work Da 👍👍👍
aapne bhut bdiya badiya video bnaya hai, mai rider ko lekar confuse tha but thanks ab kon sa rider lena hai mujhe clear ho gya hai, policy bazar se lena sahi hai koi bhi insurense and agr aap top 5 company bta de jo sahi hai term k liye, mai km premium wali company dekh raha hu isliye puch rha hu apko
Please explain how to determine age limit for term insurance (60/65/70 etc.) depending on age of marriage or first child...
Sir 65 is perfect
Excellent Prasad.... Very timely for me... You saved me a week's time
bilkul sahi bosss, kon sa le rhe ho ap term
boss bahut mst bataya aapne thanx
I think taking critical illness rider is helpful here. If you take the same rider in your health insurance then the premium will keep increasing with your age, but in term insurance we are able to lock the premium.
Sir HDFC vs TATA Aia me kaun sa best hai please make a video
Ek video saral jeevan bina yojna par bhi bna dijiye. Jo log term insurance nahi le sakte wo log ye plan kaise lein.
In term insurance there is one clause that I can increase my cover when I get married or have children...should we that please tell..
Mujhe Ulip chipka dia tha bhai . 1 saal ka 64K bhara tha Maine phir jb fund value dekha TB pta chai 22K hai research krne pe pta chla 30K insurance me Jaa Raha ar 30K Mutual fund me .
Thanks Prasad but which companies exactly you are preferring?
@FinnovationZ by Prasad , Dear sir , Maza ek prashn aahe , aaj aapn jar 1500-1800 RS term insurance kinva health insurance madhe det asl ,
Tr mla ek prashn pdla ahe , yachya jagi aapn jar 1500-2000 RS per month index fund SIP keli tar , tevdhech varsh jevdhe varsh aapn term insurance ghenar ahot.
God forbid if something unfortunate stuff happens in 3 years..your family will be left with 1.25 lakhs at most. Insurance would have given your dependents 1.25 crore
@@siddheshk6943excellent answer 👍👍
Commenting so that it help reaching more 🙂
Thanks Prasad dada for informative video
Bhai log...LIC mostly sells endowment insurance plans and NOT term insurance policies.
Don't keep asking this question again and again.
Lic have term insurance plan,
Because This video is sponsered by Policy Bazaar.
LIC IS NOT AVAILABLE AT POLICY BAZAAR.
Sir pls make a video about Health Insurance and Mediclaim....it's very complicated and often people got misguided by the agents
Sir, which company is best for Term Insurance in 2024. Please give your opinion 🙏
Thank You so much Sir.
Pls 1 video on LIC of India
Sir please make a video on how to select cancer policy and critical illness policy
What should be ideal term for term insurance?
What is better approach to pay premiums ? Should we keep paying premium till 60 years age or pay for only 10 years ?
What a clarity given video
Policy bazar ek bar visit karne se bahut jyada spam call ata rahta hain. Usse better option kya hain????
Great video. But medical insurance premiums are not fixed, they keep increasing with age. I had heard people advise that one should take a critical illness rider on their term insurance, as the premiums are fixed throughout the policy term.
These insurance companies just making fools
exactly
Sahi h
I am 36 non smoker and non drinker. Please suggest the best plan. I already have a TATA AIA with SI of 1 Cr. But only till age of 60 only. I want to take till 75 age.
Lic 100 years coverage
If you think by age of 60 you will fulfill all your responsibilities like children education, daughter marriage, enough corpus for your and wife's expenses post retirement, then no need to take insurance beyond 60 years of age.
Just a positive review but these types of thumbnails look very cheap u should make more bright and attractive thumbnails and thanks for the video.
Thank You Prasad ❤
Term plan konse age tak Lena better Hai???
Which company term insurance is good. Plain term insurance. and also suggest which company health insurance is good.
Very Nice!
One of the best video seen till date on term insurance
This indeed is the ultimate guide!
Tata AIA is it good for term insurance
I have purchased hdfc life's click to protect super term insurance
Please can anyone suggest if the policy is good or bad
Good h
Sir can u please tell me which one should I take term insurance I mean in which website is policy bazar is good to take
This is the best video after watching 100s
Thank you Dear. It is very informative and helpfull
Edelweiss Tokio ka le skte hain kya sir. Is it reliable
Parsad Bhai....u haven't talked about till which age we should take term insurance
Is it a requirement for a term insurance company to obtain the autopsy or post-mortem report in the event of the insured person's demise? Is this mandatory in all cases, or are there specific situations where it becomes obligatory? Kindly provide a list of scenarios where the submission of such reports is mandatory.
...bhai, short mein ek zist de do k kaun se company ka insurance lena hai.
Sir Bajaj Allianz Etouch ka liya h kl 50 lac 70 yrs k liy, 830 monthly
60-63 year m refund b le skte h
Suggest kro sir kaisa h qki m exit krne ki soch ra hun , Max recommend Kiya h kisi ne। Must reply hurry
VERY GOOD VIDEO.. I AM THINKING ABOUT AEGON I THINK. ONLY TERM PLAN.. WILL LOOK FOR HEALTH LATER
Sir Term insurance lene se pehle health check-up khud karwana hota hain ya companies karwati hain ?
Excellent sir
Hi sir ty for this vedio
Ques. Y take plane terms insurance if we can invest in fds/sip
Wow , shaandar, jaandar video
Please make video for health insurance
Sir koun sa term insurance Lena chahiye for me because the lack of knowledge in insurance company every one day this and that r good I am so confused
Thanks for the detailed explanation in ur video, but till what age we need to taje the cover, as if aye gies beyond 65 the premium will sky rocket suddenly
Please suggest on this.
65 Years of cover is ideal No need to pay extra amount for few more years.
Excellent😊 video thank you
Excellent information Prasad
Hi, Could you please guide me on Purchasing Term Insurance from Policybazaar or Directly with the insurance company?
Anything would work
Bahut acha kaam hai raha Prasad sir ....jo padhe likhe nahi unke liye bahut kaam ka video hai
Yes health insurance k related same guidance chaiye special aged person k liye
Bhaiya,
Make a video on Critical illness.
Please.
Thank you Bhai..... best video of the term plan.... God bless you❤
Nice information sir. Why there is no name of lic tech term online. Can you tell about this.
Very nice vedio.. Thanks sir.. 💐💐👍
Good informative video....thanks brother