$4800 Budget With Me | Budget By Paycheck | Zero Based Budgeting | Budget Mom Method

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  • Опубликовано: 24 дек 2024

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  • @susanpacheco8318
    @susanpacheco8318 3 месяца назад

    Great video 💜💜💜

  • @budgetfor5withstephanie
    @budgetfor5withstephanie 3 месяца назад +1

    Hi Stef, great bwm! You know the bbp digital comes w monthly pages.. u could use those months when u print out the bbp sheets to use for your happy planner.

    • @stefsonabudget
      @stefsonabudget  3 месяца назад +1

      Hey Steph! I’m thinking that’s what I’ll use. I love the decorative dividers and covers. I’m thinking I’ll try and make some of my own 🥰🩷

  • @someOtherTexan
    @someOtherTexan 3 месяца назад

    My Hobby Lobby just redid the planner section starting last week. A lot of Happy Planners for $7.48... half were the big size. Most just started in July!!! Then just recycle the extra pages.

    • @stefsonabudget
      @stefsonabudget  3 месяца назад +1

      Awesome thanks for the tip. I have to run up to hobby lobby tomorrow so I’ll definitely check it out 🥰🥰🥰

  • @lindacee2893
    @lindacee2893 3 месяца назад

    Well done.

  • @stephaniemartinez7233
    @stephaniemartinez7233 3 месяца назад

    Have you thought about making your own monthly planner? Etsy had monthly planner downloads as well! I was looking into that as I could not find a planner I liked as well.

    • @stefsonabudget
      @stefsonabudget  3 месяца назад

      I’ve always been able to find a cute one I loved but I’m thinking this year I may try and make my own cover and dashboards. Eek we’ll see lol 🥰🩷💜 great suggestion to check Etsy! Thanks my friend! 💜🩷🤍

  • @sarah2super
    @sarah2super 3 месяца назад

    She sells the paycheck breakdown sheets as a tear off pad! And you can always get just a simple “monthly” planner and combine that with the tear off sheets!

    • @stefsonabudget
      @stefsonabudget  3 месяца назад

      Great suggestion, thank you! I’m thinking I might try and make my own cover and dividers for the month. We will see though. I can get lazy lol 🤣🥰

  • @budgetsaveshare6313
    @budgetsaveshare6313 3 месяца назад

    Love these videos, Stef!! Happy Friday!!!

  • @glendaadams730
    @glendaadams730 3 месяца назад

    You decorate your planner so cute ❤❤❤❤. Great video

  • @PansyBudgets
    @PansyBudgets 3 месяца назад

    Hi Stef😊 I love your planner layout and stickers!! If there is money sitting in my account I tend to use it too 😢 Thank you for bringing us along on your budget planning 🩷

  • @noelledayhoff4752
    @noelledayhoff4752 3 месяца назад

    I was skeptical with the discbound system but have LOVED it this year. I also use the pdf TBM. I purchased the Boardwalk Ice Cream HP in the monthly layout. Less waste and I like the dashboard and task lists that come with it. I get the 18-mth for the larger discs. The Boardwalk design is on sale for $11! Happy shopping! Can't wait to see what you find.

    • @stefsonabudget
      @stefsonabudget  3 месяца назад

      Oh gosh I love the discs especially as a lefty. It so nice when you need extra pages of something or none of something else. I checked out the clearance ones too. Nothing catching my eye yet. 🥰🩷💜

  • @thedramaticpanda
    @thedramaticpanda 3 месяца назад

    Girl make or buy your own cover/dividers! I've been thinking of doing that so I can switch the covers out for the seasons. I also always buy the old planners when the new ones come out because they are such a steal and I sticker them up anyways so it doesn't even matter the dates are off.

    • @stefsonabudget
      @stefsonabudget  3 месяца назад

      So true! I checked my hobby lobby for clearance and nothing. But I definitely might make my own. I need to upgrade to a laminated that does 10ml. 🤣🥰

  • @yolandareese923
    @yolandareese923 3 месяца назад

    Great job!!❤❤

  • @simplylivingsaves
    @simplylivingsaves 3 месяца назад +1

    You could always just create a template in canva for your happy planner instead of purchasing another one especially since you don't utilize the other pages

    • @stefsonabudget
      @stefsonabudget  3 месяца назад

      That’s a great suggestion Jenny! Thank you 🥰🥰🥰

  • @tammybowen5307
    @tammybowen5307 3 месяца назад

    😊😊😊

  • @KAIJUBudgetz
    @KAIJUBudgetz 3 месяца назад

    Ooh I love your cute blue Calculator where you get it❤
    Whoops I look in your Description and found the link

    • @stefsonabudget
      @stefsonabudget  3 месяца назад +1

      Thank you! Yay, glad found it. They have lots of color options 🥰

  • @BudgetingwithaGinger
    @BudgetingwithaGinger 3 месяца назад

    I didn’t realize you were a Happy Planner girl! Me too! I just followed you from my planner account. Yay! I am having the same struggle as you…I didn’t care for any of the big planners from the new release. They do have a clearance one I might get. And yes, that is my FAVORITE whiteout and it is getting harder and harder to find. It makes me sad!! Thanks for showing how you budget!!

    • @stefsonabudget
      @stefsonabudget  3 месяца назад

      Oh yay thank you for joining me there. I haven’t posted in a good bit. I need to get back to planning. But I’ve love planning my monthly spreads for sure in my budget book. I’m so sad I can’t find a good planner I love this year. I’m hoping I can make some cute dividers or something. 🥰🩷💜

    • @stefsonabudget
      @stefsonabudget  3 месяца назад

      Let me know if you find the whiteout anywhere. 🤣🤣

  • @MPC101
    @MPC101 3 месяца назад

    I have the same issue with happy planner lately! I ended up buying a big pack of 32lb paper (which is what they use) and buying a printable planner in big happy planner size on Etsy. I already had the hole puncher from happy planner. I've never been happier! It's much cheaper and you get what you want.

    • @stefsonabudget
      @stefsonabudget  3 месяца назад

      Oh that’s a great idea looking on Etsy. I love happy planner because of the discs but just not finding one this year. So sad 😭. I really just need a cute cover and those monthly pages 🤣🤣. Thanks for the suggestion of looking in Etsy! ❤️❤️❤️

  • @Thefaithfuldash
    @Thefaithfuldash 3 месяца назад

    I just love your monthly spreads … so cute and decorative and happy!😍 If you find one that just has the monthly spread and dividers, let me know!😂😂Great budget breakdown my friend … we’re struggling too, but are so blessed to still be able to save each month!🙏🏼💛

    • @stefsonabudget
      @stefsonabudget  2 месяца назад

      Thank you Caryn! I love decorating them. I found some covers on Etsy so I might try something like that. I need to figure it out quick. I’m down to my last month 🤣. Absolutely, we save what we can with what we have right 🥰🥰🥰

  • @mistyjobe7005
    @mistyjobe7005 3 месяца назад

    Awesome video!🩷🩷

  • @reginasingleton2566
    @reginasingleton2566 14 дней назад

    Hi Stef. If you’re not going to deal with cents which I get it, why not leave off the zeros to have a less cluttered spread? Just a thought.

  • @authorchristinabutrum
    @authorchristinabutrum 3 месяца назад

    I don't see any I like either for the fall happy planner release! 😢

    • @stefsonabudget
      @stefsonabudget  3 месяца назад

      So many have said the same. I can usually find at least one but nothing this year. I’m gonna try and make my own cover this year. We’ll see how it turns out 🤣

    • @authorchristinabutrum
      @authorchristinabutrum 3 месяца назад

      @stefsonabudget I've made my own before. Just need thicker lamination otherwise it's floppy!

  • @christyross8337
    @christyross8337 3 месяца назад

    0:07 ❤❤

  • @emmagrace7071
    @emmagrace7071 3 месяца назад

    Yay hey friend xx

  • @danakelley4952
    @danakelley4952 3 месяца назад

    Great video!! You r one of my favorites to watch. I do have a question, I recently lost my husband (June) so I'm really trying to stick to a budget, do you really just use what's in your wallet for spending each payday?

    • @stefsonabudget
      @stefsonabudget  3 месяца назад +1

      Oh I’m so sorry to hear about your loss my friend. ❤️. Thank you for your kind words. I do my very very best to stick to my wallet spending. It’s one of the reasons I don’t mind stuffing a higher dollar amount into our spending. It’s pretty high compared to what I see most budgeters stuffing. I think the key is setting a realistic budget to your spending habits rather than just trying to set what you think you should. I hope that makes sense. We’re definitely not perfect every time though. When I first started cash budgeting I started with my 1k emergency fund and a $500 checking buffer. So I do keep a buffer for overspending because it definitely happens to us all. Hope that’s helpful ❤️❤️

    • @danakelley4952
      @danakelley4952 3 месяца назад

      Yes it does. Thank you!​@@stefsonabudget

  • @TracyBirds
    @TracyBirds 3 месяца назад

    Why not used the TBM monthly calendar pages? It looks the same as THP, does it not?

    • @stefsonabudget
      @stefsonabudget  3 месяца назад

      It is pretty similar. I just love having a fresh binder for the year and happy planner has such cute dividers for the months. I might see about making something of my own 🥰

  • @yesenia3491
    @yesenia3491 3 месяца назад

    Love your planner and stickers 😍 & I also have that issue with leaving money in my account. I'll just spend it in things I probably don't even need 😂😂😂

    • @stefsonabudget
      @stefsonabudget  3 месяца назад

      lol I can keep money in an envelope for eternity but put it in the bank and forget it 🤣🤣

  • @reginasingleton2566
    @reginasingleton2566 14 дней назад

    Me again. Also no need to write the word bill… they’re under the bill column already. Make it easy on yourself 😊

  • @sylviasaldivar8652
    @sylviasaldivar8652 3 месяца назад

    $$$

  • @Mjbee1
    @Mjbee1 3 месяца назад

    Just as I was thinking to myself how beautiful your handwriting is - you commented how terrible it was 🫢

    • @stefsonabudget
      @stefsonabudget  3 месяца назад +1

      Oh lol isnt that how it always goes 🤣🥰