Thanks! Amazing satire ! Surely satire is his attire. Thanks Akash for your integritiy in helping the true Deshbhakts to think critically. Do continue this with strength and courage. Why does the SuperThanks stop at 4999 ? 😃
Many thanks Raj ! Why cannot we have more folks like you who support independent publications !!! In terms of support - this is this one time thank option on YT - but the best option continues to be patreon membership. The highest tier on patreon (Ultimate Deshbhakts) stay connected with me direct via a WA group - www.patreon.com/thedeshbhakt I look forward to hearing from you!
@@thedeshbhakt Thanks Akash for your response. What about those who may not want to be too involved with memberships but quietly support with bigger contributions. Do send me a link. Blessings !
Sir I'm from Northeast arunachal. Currently the corruption issues are hampening our future, and no national channel are interested in reporting our issue.... It is my humble request if you happens to update any on corruption issues, please do remember our state as well.. We were always ignored.... I really love and appreciate your work.... thankyou for you Deshbhakt dedication.♥️
Would like a hear a lot about the leaks of state exams and why the case have never been shed light on the capital of our country or why the state government never let such big story out.
Another excellent episode from Deshbhakt! You have highlighted a big problem in India's economy. By this method the rich businessmen are getting "revdi" at the expense of the public.
When banks know that a client is NPA but they still sanction additional Loans is not by chance. But Bank managers and bank higher authorities get kick back from such loans. Chanda Kocchar of ICICI bank is a shining example of this.
They apply from different banks and the staff gets transferred or new staff being sent when the old ones gets the kickbacks, they pay for their transfers in other places yo get more kickbacks while the new ones are made to handle the situation The masterminds know, even if the situation gets worse, the hunting will be of these new ones and the old ones will get saved. So all the decades of job performance with the transfers since their appointments, signed docs, must be investigated to get better results Among the new ones, also, there're ppl who're in position to pay heavy for the better appointments and placements
You are absotuely right. Even Laxmi Mittal's brother Promod Mittal is one of them. He even doesn't pay his employees. One of our relatives suffered by joining his so called company. After offering huge salary and bringing them onboard, he stops paying them their salary.
AKASH BANERJEE TU THAA NAA INDIA TODAY MEIN 5+ YEARS? KAMAAL KI BAAT YEH HAI KI JAB CONGRESS SARKAARO MEIN YEH SAB DEFAULTERS LOAN PE LOAN LE RAHEY THAY, TAB TUM JAISEY HI BAAKI PATRAKAARO KE MUH PE STEEEL KA TAPE LAGAA HUAA THAA. AB OFFICE OFFICE KE MUSSADI LAAAL BAN RAHEY HO...
1000 times I repented as a new officer in a bank in 1980 s, I was very harsh with a small vegetable seller to whom our bank lent rs 500 and she defaulted in repayment of one EMI of rs 25/. When I grew up in the Bank I had to shut my eyes for 100 crore defaulters also. What sort of culture practice.
Bhai! I Got my very first house on loan this month. Please pray for me. I want to repay it within 5 years. Literally society ki zabardasti thi. But I am happy that I’ll have roof of my own. After possession Mai Puri society ko darwaze ke bahar rakhunga. Plus you are always welcome. It’s in karzat next to Matheran. If you ever come to that side my doors are always open for you. Once again pray for me! 😊
"Banks can lend money they don't actually have and when they get grounded because of their own incompetence, they(banks+law maker) simply increase burden on people"
rona aa jata h yahan ek emi dene me ya jabardasti saving ka paisa jab mandatory tax filing me chala jata h 😑😑aur ye log ye sab itne paise leke baith te h
SARE K SARE UPPER CASTE K HAI SC MEIN JUDGE B APNE KHANDAN K BNATE H MOSLY BRAHMAN .... AUR YH ROTE H K SC ST OBC KISSAN FEMALES MUSLIM SIKH GADAAR H WAAH RE DOGLO 😂
Very true brother...Printing Money and losing its value by a common man and still getting lower FD interest and also working hard to earn his living and paying off EMI and fees and charges and abiding by law...after all..Its all for nothing...The money doesnt hold true value coz its not true...
If you check the photos flaunted by such scoundrels with bigwigs,, you will understand the reason for banks' compulsion or overenthusiasm and anxiety to lend to them. And top officials first pressurised managers and officers to recommend their loan applications, and then issue charge sheets and file criminal cases against them. And these big fish then use lending bank's funds to fight legal battles against those very banks.
What a great sense of Humour...😅😅 A nice vedio to tell reality of Our Nation Banking...Loan faculty..... How the difference is done between Rich And Poor... Middle Class people take loan of just 5 lakh...but when one EMI is skipped..Banks will drag you courts...
Several times I have read in newspapers that farmers commit suicide just for 1-2+ lakhs loan meanwhile all this bank looters are looting thousands of crores to banks,but banks do nothing to this bank looters, this is harsh reality of India's banks
@@parvindernogi6264 How many of these Theives have been brought to justice? It's been years.. they're living their luxurious life and yet middle class folks are being harassed by banks.
Now it's time people like Akash, Abhishar, Ravish, Dhruv etc... create a mainstream channel to show the public at large the truth which the existing sold out mainstream channels are intentionally not showing
They won’t … bcoz then unke hee narratives problems me aa jate hai. Eg: Malaya, Nirav modi etc etc scams started somewhere around 2010 - 2012. Mehul Chokshi had come to an ex employer of mine (a big finance company) in 2011 for a 50 crore loan (which means during congress time) also Check who was on board of directors in Kingfishers, u will be surprised. These r just 2 examples. Such big loans take time to accumulate. Normally over decade. It is after RBI started collecting data of loans above 5crore called as Special Mention Accounts since 2014 that these things started to come out and these ppl ran away + greed on the part of the banks.
These broadcast rights will censor anything every now and then at their wish. Moreover they'll charge the license fees as per their wish, the money which can be used in creating the content instead of fake sets and glittering lifestyle which doesnt mean concrete, when we know economics and maths, also it doesnt seem logical, to spend on fake things while the real expenditure should be on nutritious meals, clean drinking water, sanitation, education, medicines and treatments and other necessary things instead of fairness creams to look beautiful when we know there are countries with many b'ful people but do they really have good life, if it was then they dont need validation from other parts of the world🤔 So why to play by their rules. When there is open arena to play own tournament Why to seek validation from those who are constantly busy watching fake news and paid news propaganda of an ideology ehich isnt going to feed us, pay expenses. They'll just create more and more babies to counter and create the vote bank they want and keep them as they wish to use it wherever they want
This thought of mistreating small and hardworking people while trying to get loan was cribbing me since my college days, good that you brought this up....people need to take this issue very seriously and start questioning govt, instead of wasting time on trivial issues
Another very well made episode! quite informative. Would have loved if you could go into defaults that are not wilfull and how does this compare to defaults/NPA in other countries.
This is so true. I once went to take out a student loan and the lady gave me a giant lecture on how they had to forgive another students student loan because he was shot and got killed. Bottom line - how dare you take student loans from us and how dare someone gets shot and killed.
This is perhaps why even some bank employees don't think twice about unethical behavior. I had two employees who I already had met earlier at a bank literally harassing me for investment by coming to the place I stay, saying that one of them was just short of her target for a promotion. Even after informing them I really needed the little money I had, they just did not care and continued for around an hour. Escalating this to their higher ups elicited zero response. If bank employees who have access to sensitive personal info can resort to fraud and unethical conduct, how should you regulate them?
I am a retd Bank Manager and what he says is to a large extent correct. The Nationalised banks gave first preference to foreign excnage and big companies and gave least preference to its Agricultural branches in computerization. I have lot of experience in financing these simple farmers and small shop keepers on whom we put pressure to recover but unfortunaletly it is difficult to see the big borrowers because they will not be available in their officeses and we have to deal with their employees. big corporates don't come to the bank but bankers go to them to finance.
Banking system has become major exploiter in the present days. The zero balance accounts, higher rate of interest on savings accounts have vanished to thin air. Now they ask a simpleton to keep 2000-5000Rs. as minimum balance which is highly unreasonable. Majority of the household run on these 5k per month. And, the credit score is the most useless thing in India. I personally have 800+ credit score and still have struggled to get a decent amount of loan. Systematic planning to keep the poor below the line, push the middle class even below making the rich even richer.
Thats the while reason behind the growing wealth of millionaires and the rising no. Of it in the top 500/1k richest list. It shows how many people were rich from inheritance, hard work, scammers. How can some dictator govt across the world survived all these years, how were they funded There're people from some countries which were outsourcing many things outside and do things which is notorious in nature
My god Akash...It is truly a blessing and pleasure to have someone like u to make these videos man...Idk if its monetised...Becoz ur efforts deserve a lot more...Thanks to u for always unconditionally raising voices of truth and expose reality.
28 deshbhakt businessmen who looted money from Indian Banks: 1) Vijay Mallya 2) Mehul Choksi 3) Nirav Modi 4) Nishan Modi 5) Pushpesh Baidya 6) Ashish Jobanputra 7) Sunny Kalara Arti Kalara 9) Sunjay Kalara 10) Varsha Kalara 11) Sudhir Kalara 12) Jatin Mehta 13) Umesh Parikh 14) Kamlesh Parikh 15) Nilesh Parikh 16) Vinay Mittal 17) Eklavya Garg 18) Chetan Jayantilal 19) Nitin Jayantilal 20) Dipti Bein Chetan 21) Saviya Saith 22) Rajiv Goyal 23) Alka Goyal 24) Lalit Modi 25) Ritesh Jain 26) Hitesh Nagenderbhai Patel 27) Mayuriben Patel 28) Ashish Suresh Bhai Total amount looted: Rs.10,000,000,000,000/- (Rupees Ten Trillion) None of them was a Pakistani, none was a Muslim, none was a Punjabi, no one was a Khalistani. None was declared a Terrorist, none was an Urban Naxal. No one from OBC/SC/ST. Except for Vijay Mallya, the rest all belong to Gujarat! And Modi sarkar is neither bringing them back nor arresting. So who is a deshbhakt?
A similar situation prevails in Bangladesh. The government is protecting bank robbers and formulating banking policies so that they can launder more money abroad than before.
You are right. It angers to see how middle class is treated. But when the elections come and we check candidate's caste, religion to vote then I feel it's happening with us because maybe we deserve it. For majority of the people even today these issues are more relevant. We are only offended and bothered about select few topics in long term. Rest all pain and anger about these issues is temporary.
I felt very bad . When sbi manager refused to give me education loan because my father's cebil score was not enough. My father has 23 lakhs home loan and due to covid we were not able to pay installments on time . My mother and I requested our bank branch manager. He angrily said " do you know from where this money comes from ? People save their hard earned money in our bank . And people like your father don't pay installments on time making inconvenience for us " I still remember my mom's face , she was very disappointed and sad .
Awesome!! Stories of the two categories are so real!! I just want to add when it comes to the remaining category of people who actually build or produce for the country. Watching the first few minutes, reminded me of a person near my village. Just to get a loan of 50 thousand for a small business what that person went through. "Sharmaji" an educated middle-class man, could still go to the xerox shop to get copies of the required documents. Compared to this think of that situation. Akash sir, kindly see if it is possible to add a part-2 on the video to cover people for whom getting access to the banking system is even more challenging.
What about those who haven't left the country? You should do a story on other major defaulters where there are question marks on their accounting practices.
Looting 1 rupee or 1000 cr . Looting is looting .. But it is really sad how a common man is harassed by banks when he defaults a small loan and how a wealthy business man escapes after defaulting a huge loan. But yes I have seen banks not being able to recover small loans as well and the person escaping prison etc . You default a loan you need guts and have to be shameless . Then only you can default a loan and survive .
I generally don't like or follow your videos, but this video was great. I really urge more videos on lesser known defaulters you have mentioned in this video - Concast etc. You really shed light on a big problem with the current banking system. Good job. Keep this up.
What irks me the most is .... Even if you question them.... They simply don't bother to answer.... They literally exploit their right to remain silent.... They will very well say "loan Lena hai to lo warna chalte bano." Ek genuine tax payer ye bhi nahi keh sakta ki... Humne Jo paise tax main diye Hain uska utilisation batao otherwise I won't contribute.... You are always taxed but never answered.
Several times I have read in newspapers that farmers commit suicide just for 1-2+ lakhs loan meanwhile all this bank looters are looting thousands of crores to banks,but banks do nothing to this bank looters, this is harsh reality of India's banks
@@sk....3049 To lower cast to upar bheja to scam nahi hoga? Dekh lo , Casta matter nahi karta . Koi 5000 ka kata hain to koi 5000 crore ka. Doglapan sab caste me hota hain. Caste se bahar , apne ko desh ke vasi samjho.
Kudos You're great sir Collecting so much of authentic data amd then compiling and presenting in entertaining way is the talent you only can do India should be courteous for your efforts
No matter which sector of work it is, High networth individuals will always get better treatment. You can always be angry on that fact, but it will always remain true. One of our main problem is the huge population! It effects everything.
Brilliant Akash! Corruption is the downfall of our country. No wonder we are still a developing country since last 50 years. We can never be a developed country bcoz of this.
This is sooo informative and simultaneously sad as well. People deposit money in banks for their future growth and due to these scams banks are unable to pay good interest on deposits to these depositors. This money is technically collection from small funds which many small investors or individuals deposit. Very sad but thankyou Akash i hope your voice should reach to right people who can take action against such scams atleast.
Quite informative. Let me add that, it is not only the customers of bank who pays by way of other charges for the stated defaults. Time and again, government infuses funds in nationalized banks, i.e. Capital Infusion.
Sir sirf 3 lakh ka loan liya tha chhote se business k liye lockdown me bhi emi bhari aur aaj bhi ...aur jis bank k 4 sal se regular customer hai vo 30 lakh ka bhi loan nhi deti ghr k liye....kisko PDI hai hm logo ki is trh ki problems se
4 yrs ago i was wandering from bank to bank to get education loan. Coz govt had scheme that any student can get loan without paying interest. My graduation started 2 yrs late due to insufficient money. I wonder how politely they talk while selling insurance, credit cards, FD's !
That's y I m doing SIP for 30 years who knows if I make 50-60 lakhs then I will buy house / car by my own. But ya my younger phase would vanish then and i will be a senior citizen at that time sad lyf 😶
I, for one, feels that banks are more to BLAME than defaulters, since they give money on personal basis, not on the STRENGTHS of their balance sheets. Many banks know, beforehand, that these monies will not be ever returned. The unholy nexus between highly placed bankers and wilful defaulters. In truth, all you need to clean up banks is a BRILLIANT and ASTUTE lawyer, skilled in loopholes of the banking systems
This video is so relatable with my personal experience. I always get so much of new things to learn from your videos. Thank you for taking a steps to make aware of this basic process. Lastly me and my partner enjoy whenever you personally act on any video.😊
Unfortunate truth...If a working class takes a home loan and if he loses his job he still has to pay the loan or the asset is taken and the courts give these action orders within weeks...the banks come with police and put their locks seals hardly gives time even to take your things out..and finally what ever down payment the person has made is adjusted and that also is never returned to the loan defaulter even to the bank sells the property for a profit...but these rich people get away with such huge amounts..
we citizens are stupid, that's why banks can do whatever they want put charges on every services. god knows how they're operating if we need to pay for every single service we want
My friend went for a mortgage loan with all the property papers and the banker asks him "how should I believe that these documents are original and yours"? Without even checking the documents.
Me bhi victim hu. Mene student loan ke liye apply kiya tha 2 lac rupee ka but private banks ne itna loan dene se mana kar diya yeh kehkar ki ye yojna band ho gayi hai. PSU bank ne bhi approve reject kar diya last moment me jiske chakkar me MBA karne se reh gaya 😭
Thank you sir for your information ... Great video on this topic .. Whole country is busy on Depikka bikini's most important topic for our leaders and politicians .. Nobody is interested in this matter.
Several times I have read in newspapers that farmers commit suicide just for 1-2+ lakhs loan meanwhile all this bank looters are looting thousands of crores to banks,but banks do nothing to this bank looters, this is harsh reality of India's banks
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Pls do an episode on EVM
Sir education loan bhi daalna chahiya thaa video main jisse ek choti si loan se koi apna education afford kar payega but nhi ye koi nhi karta
Businesswalo ko lootlo Country scheme chal rahi hai 😜😜😜😜😅😂🤣
Lootlo bank schem? 😂😂😂😂
Har Har modi bank schem (Lootlo)
Thanks!
Amazing satire ! Surely satire is his attire. Thanks Akash for your integritiy in helping the true Deshbhakts to think critically. Do continue this with strength and courage.
Why does the SuperThanks stop at 4999 ? 😃
Many thanks Raj ! Why cannot we have more folks like you who support independent publications !!!
In terms of support - this is this one time thank option on YT - but the best option continues to be patreon membership.
The highest tier on patreon (Ultimate Deshbhakts) stay connected with me direct via a WA group - www.patreon.com/thedeshbhakt
I look forward to hearing from you!
@@thedeshbhakt Thanks Akash for your response. What about those who may not want to be too involved with memberships but quietly support with bigger contributions. Do send me a link. Blessings !
@@theark.123❤
@@theark.123 bro give me some money
Exam fees 😭
@@thedeshbhakt WHY YOU DID NOT INCLUDE SRUJANA CHOWDARY IN THUMBNAIL - IS HE YOUR COUSIN 😂😂
Sir I'm from Northeast arunachal.
Currently the corruption issues are hampening our future, and no national channel are interested in reporting our issue....
It is my humble request if you happens to update any on corruption issues, please do remember our state as well..
We were always ignored....
I really love and appreciate your work.... thankyou for you Deshbhakt dedication.♥️
Agreed. All news channels are ignoring northeast news. I'm from Bihar Jharkhand.
Would like a hear a lot about the leaks of state exams and why the case have never been shed light on the capital of our country or why the state government never let such big story out.
Another excellent episode from Deshbhakt! You have highlighted a big problem in India's economy. By this method the rich businessmen are getting "revdi" at the expense of the public.
this is the real REVDI!
thanks for the support SUBODH!
1.Editor and Akash at their best level 🤣🤣🤣
2. RBI should bring and implement a hard law for banks and loan defaulters too
RBI bhi joke ban gya hai.
Yes but those law will be implemented strictly only on low and middle income group
@@9845ist sad reality 😭
The history graduate will take action against loan defaulters? Does he even know how to?
Law sb h bs chutiya bnaya h tmko or hmko
When banks know that a client is NPA but they still sanction additional Loans is not by chance. But Bank managers and bank higher authorities get kick back from such loans.
Chanda Kocchar of ICICI bank is a shining example of this.
They apply from different banks and the staff gets transferred or new staff being sent when the old ones gets the kickbacks, they pay for their transfers in other places yo get more kickbacks while the new ones are made to handle the situation
The masterminds know, even if the situation gets worse, the hunting will be of these new ones and the old ones will get saved.
So all the decades of job performance with the transfers since their appointments, signed docs, must be investigated to get better results
Among the new ones, also, there're ppl who're in position to pay heavy for the better appointments and placements
All scammers are from upper caste ...aur desh ko barbad 1.8 percent ( st sc st OBC) arakskan kr raha h waah andhbkhto 😝...
@@sk....3049 Don't say this openly or you'll be lynched and killed on road or get UAPA and ruin your life.
@@sk....3049 abe tum bhi reservation use karke Kitna saare resources loot Rahe ho
You are absotuely right. Even Laxmi Mittal's brother Promod Mittal is one of them. He even doesn't pay his employees. One of our relatives suffered by joining his so called company. After offering huge salary and bringing them onboard, he stops paying them their salary.
This is the irony of our country....hats off to you for this information
Arnab Gottuswami = Sadee nalee ka kutte ka babasir pilla.
Sala dinbhar bhokta rehta h🐶
We should raise our concerns so that vulnerability of our banking system fixed and reformed for benefit of all, otherwise it get happen in future too.
Waah kya baat hai nice comment.
ALL ARE FROM UPPER CASTE
Nobody can beat uniqueness of Akash👍 and the Intro lit🔥🔥🔥
🖖
Arnab Gottuswami = Sadee nalee ka kutte ka babasirpilla.
Sala dinbhar bhokta rehta h🐶
Bengali in Bengal - Bangale bangla bólte hobe, aíta Bengal
Bengali on RUclips - Ham deshbhakt 😂
AKASH BANERJEE TU THAA NAA INDIA TODAY MEIN 5+ YEARS?
KAMAAL KI BAAT YEH HAI KI JAB CONGRESS SARKAARO MEIN YEH SAB DEFAULTERS LOAN PE LOAN LE RAHEY THAY, TAB TUM JAISEY HI BAAKI PATRAKAARO KE MUH PE STEEEL KA TAPE LAGAA HUAA THAA. AB OFFICE OFFICE KE MUSSADI LAAAL BAN RAHEY HO...
Without bank officials and ministry's help from bureaucrats it is impossible
I am just in awe of this hypocrisy of this country's system 🥲🥲
All scammers are from upper caste ...aur desh ko barbad 1.8 percent ( st sc st OBC) arakskan kr raha h waah andhbkhto 😝like this
Starting & Arnab's dubbing !😂😂😂
Really Insane!
1000 times I repented as a new officer in a bank in 1980 s, I was very harsh with a small vegetable seller to whom our bank lent rs 500 and she defaulted in repayment of one EMI of rs 25/. When I grew up in the Bank I had to shut my eyes for 100 crore defaulters also. What sort of culture practice.
Bhai!
I Got my very first house on loan this month. Please pray for me. I want to repay it within 5 years. Literally society ki zabardasti thi. But I am happy that I’ll have roof of my own. After possession Mai Puri society ko darwaze ke bahar rakhunga.
Plus you are always welcome. It’s in karzat next to Matheran. If you ever come to that side my doors are always open for you.
Once again pray for me! 😊
Bhai my prayers for you
pay the EMI as soon as u can -
😞😞😞
........ "Minimum balance" wala idea toh "Master stroke" tha Banks aur Government ka......😜😆😆
They earned much in that and settled it somewhere in their balance sheets😂🤣
Just bank things
Haan.. matlab jinke pass paisa nahi hai unka nivaala cheen ke ameero ka loan maaf karenge
Pension Rs 1965/-PM (fixed) Minm Balance required by the bank Rs 5000/- . Andheri nagri chopat raja.
This is the Information kept away from general citizens.. keep making such content👍🏼
*Modi hai to mumkin hai*
"Banks can lend money they don't actually have and when they get grounded because of their own incompetence, they(banks+law maker) simply increase burden on people"
Bankers Paradox
rona aa jata h yahan ek emi dene me ya jabardasti saving ka paisa jab mandatory tax filing me chala jata h 😑😑aur ye log ye sab itne paise leke baith te h
SARE K SARE UPPER CASTE K HAI SC MEIN JUDGE B APNE KHANDAN K BNATE H MOSLY BRAHMAN .... AUR YH ROTE H K SC ST OBC KISSAN FEMALES MUSLIM SIKH GADAAR H WAAH RE DOGLO 😂
Very true brother...Printing Money and losing its value by a common man and still getting lower FD interest and also working hard to earn his living and paying off EMI and fees and charges and abiding by law...after all..Its all for nothing...The money doesnt hold true value coz its not true...
@@sk....3049 abe castiest insan... isma upper caste ka sa aagaya. i am obc myself . apna propaganda kahi aur chala. their are rich obc sc and st too.
Common man gets arrested for a bounced check, but these looters get away with thousands of crores of commercial loans. What a scam?
Now banks are new Swindler dens
If you check the photos flaunted by such scoundrels with bigwigs,, you will understand the reason for banks' compulsion or overenthusiasm and anxiety to lend to them. And top officials first pressurised managers and officers to recommend their loan applications, and then issue charge sheets and file criminal cases against them. And these big fish then use lending bank's funds to fight legal battles against those very banks.
The voters are the real scoundrels who never behave like a citizen and never ask tough questions
Only banks?
Lol
@@mrigankasinha1454
Bollywood too
@Abdul Kasim bcz modi hai to mumkin hai 😆😆😆
What a great sense of Humour...😅😅
A nice vedio to tell reality of Our Nation Banking...Loan faculty.....
How the difference is done between Rich And Poor...
Middle Class people take loan of just 5 lakh...but when one EMI is skipped..Banks will drag you courts...
Several times I have read in newspapers that farmers commit suicide just for 1-2+ lakhs loan meanwhile all this bank looters are looting thousands of crores to banks,but banks do nothing to this bank looters, this is harsh reality of India's banks
It's a harsh reality Bro...
Some people in our society support this thing...😢😢
A suggestion:- you should have another RUclips channel for such satirical skits like this 😂😂 . It was dope 👌.....
Bitter truth of Indian Banks. Here poor are ill treated and goons are well treated. 😭
5000 crores are 10000 times more than 50 Lakhs.. yet the effort to get that money back is non existent.
Wonder why we reached this point.
What makes you think that the effort is non-existent?
@@parvindernogi6264 How many of these Theives have been brought to justice?
It's been years.. they're living their luxurious life and yet middle class folks are being harassed by banks.
@@parvindernogi6264 I think NINE years are enough to catch atleast one of them.
I am not indian but very interesting and very useful to the every indian peoples and most your style of speaking is very favorable.
"Risk se ishq" Asli Desh bhakt lete hain, like Akash sir.
😂😂😂😂
U dhar Cart di je sir
Kuch bhi🤣😂🤣🤣
Arnab Gottuswami = Sadee nalee ka kutte ka babasir wala pilla.
Sala dinbhar bhokta rehta
Now it's time people like Akash, Abhishar, Ravish, Dhruv etc... create a mainstream channel to show the public at large the truth which the existing sold out mainstream channels are intentionally not showing
why mainstream channel - why not make youtube mainstream ?
Once watch science journey...it's doing great like these guys
@@thedeshbhakt 🫡
They won’t … bcoz then unke hee narratives problems me aa jate hai. Eg: Malaya, Nirav modi etc etc scams started somewhere around 2010 - 2012. Mehul Chokshi had come to an ex employer of mine (a big finance company) in 2011 for a 50 crore loan (which means during congress time) also Check who was on board of directors in Kingfishers, u will be surprised. These r just 2 examples. Such big loans take time to accumulate. Normally over decade. It is after RBI started collecting data of loans above 5crore called as Special Mention Accounts since 2014 that these things started to come out and these ppl ran away + greed on the part of the banks.
These broadcast rights will censor anything every now and then at their wish. Moreover they'll charge the license fees as per their wish, the money which can be used in creating the content instead of fake sets and glittering lifestyle which doesnt mean concrete, when we know economics and maths, also it doesnt seem logical, to spend on fake things while the real expenditure should be on nutritious meals, clean drinking water, sanitation, education, medicines and treatments and other necessary things instead of fairness creams to look beautiful when we know there are countries with many b'ful people but do they really have good life, if it was then they dont need validation from other parts of the world🤔
So why to play by their rules.
When there is open arena to play own tournament
Why to seek validation from those who are constantly busy watching fake news and paid news propaganda of an ideology ehich isnt going to feed us, pay expenses.
They'll just create more and more babies to counter and create the vote bank they want and keep them as they wish to use it wherever they want
Why Supreme Court is not interfering in correcting banks to get back these bad debts😢
This thought of mistreating small and hardworking people while trying to get loan was cribbing me since my college days, good that you brought this up....people need to take this issue very seriously and start questioning govt, instead of wasting time on trivial issues
Another very well made episode! quite informative. Would have loved if you could go into defaults that are not wilfull and how does this compare to defaults/NPA in other countries.
that itself will be another deep episode - thanks for the support!
@@thedeshbhakt sahara india bank ka ghotala in say kam nahi h
@@waseemraja6144 bengal k log chutiya hi hote hai
@@thedeshbhakt how bangladeshis come to west bengal without paasport
@@prakashbhowmick4830 maar ke bhagao saalo ko
This is so true. I once went to take out a student loan and the lady gave me a giant lecture on how they had to forgive another students student loan because he was shot and got killed. Bottom line - how dare you take student loans from us and how dare someone gets shot and killed.
Everything is so true Akash. The only thing left to do is close the banks with huge bad debts instead of bailing of the banks.
Akash banargee is true man who speaks common man's voice ... Bhai u deserve more thanQ m facing same problem...
This is perhaps why even some bank employees don't think twice about unethical behavior. I had two employees who I already had met earlier at a bank literally harassing me for investment by coming to the place I stay, saying that one of them was just short of her target for a promotion. Even after informing them I really needed the little money I had, they just did not care and continued for around an hour. Escalating this to their higher ups elicited zero response.
If bank employees who have access to sensitive personal info can resort to fraud and unethical conduct, how should you regulate them?
Every Indian Citizen need equal law and order just like in America,until then nothing's gonna change!!!
You do realise that American law is just as screwed up 🙄🙄 and corporate tax in America is just pennies
@@kingraiden2525 exactly
You should write /s for sarcasm.
Like in America, you must be joking.
Dear mat bro, in india every thing is equal as per law but it's corruption which is making us unequal and I think in America the situation is same.
2 factors to be added to the bank default formula. Political support and Electoral Bonds(un disclosed Money). Easy loan and No action on defaulters.
I am a retd Bank Manager and what he says is to a large extent correct. The Nationalised banks gave first preference to foreign excnage and big companies and gave least preference to its Agricultural branches in computerization. I have lot of experience in financing these simple farmers and small shop keepers on whom we put pressure to recover but unfortunaletly it is difficult to see the big borrowers because they will not be available in their officeses and we have to deal with their employees. big corporates don't come to the bank but bankers go to them to finance.
theres no place for a poor & an honest man in this world
Specially in India
In India
@@Hummingbird_Harmonies everywhere in the world... we r divided by economic inequality not by religion
Bengali in Bengal - Bangale bangla bólte hobe, aíta Bengal
Bengali on RUclips - Ham deshbhakt 😂
@@Satya1_official eta out of context bolle bodhoy dada
जो मर्द थे वह जंग में चले गए और जो नामर्द थे वह संघ में चले गए जय जवान जय किसान
👍
राष्ट्रीय समलैंगिक संघ.
Just like AIMIM and PFI
PAPPU TEAM ALSO NAMARD
Musalman aisi baat kare to samaj b aata h par hindu b batao support kar rhe h inhe , dhram badal lo bhai fir
Thanks!
thanks for the support!
Do consider joining as an a Member on www.patreon.com/thedeshbhakt
Banking system has become major exploiter in the present days. The zero balance accounts, higher rate of interest on savings accounts have vanished to thin air. Now they ask a simpleton to keep 2000-5000Rs. as minimum balance which is highly unreasonable. Majority of the household run on these 5k per month. And, the credit score is the most useless thing in India. I personally have 800+ credit score and still have struggled to get a decent amount of loan. Systematic planning to keep the poor below the line, push the middle class even below making the rich even richer.
Thats the while reason behind the growing wealth of millionaires and the rising no. Of it in the top 500/1k richest list.
It shows how many people were rich from inheritance, hard work, scammers.
How can some dictator govt across the world survived all these years, how were they funded
There're people from some countries which were outsourcing many things outside and do things which is notorious in nature
My god Akash...It is truly a blessing and pleasure to have someone like u to make these videos man...Idk if its monetised...Becoz ur efforts deserve a lot more...Thanks to u for always unconditionally raising voices of truth and expose reality.
What you’ve portrayed is so on point! Banks harass middle class people so much and just hand out loans to HNIs so freely.
Really different creativity 💯💯 with 100% reallity
*Modi hai to mumkin hai*
This the quality of journalism... not only we want.....we also need ❤️
Arnab Gottuswami = Sadee nalee ka kutte ka babasir wala pilla.
Sala dinbhar bhokta rehta h🐶
Bengali in Bengal - Bangale bangla bólte hobe, aíta Bengal
Bengali on RUclips - Ham deshbhakt 😂
@@Satya1_official Bengali bolne se deshbhakt nahi ho sakte hai kya? relation samaj main nahi aya....
Math accha nahi tha kya?
@@bijan1432 r u Bengali?
@@Satya1_official does it matters?you are an Indian your vision and my vision should be same ....
28 deshbhakt businessmen who looted money from Indian Banks:
1) Vijay Mallya
2) Mehul Choksi
3) Nirav Modi
4) Nishan Modi
5) Pushpesh Baidya
6) Ashish Jobanputra
7) Sunny Kalara Arti Kalara
9) Sunjay Kalara
10) Varsha Kalara
11) Sudhir Kalara
12) Jatin Mehta
13) Umesh Parikh
14) Kamlesh Parikh
15) Nilesh Parikh
16) Vinay Mittal
17) Eklavya Garg
18) Chetan Jayantilal
19) Nitin Jayantilal
20) Dipti Bein Chetan
21) Saviya Saith
22) Rajiv Goyal
23) Alka Goyal
24) Lalit Modi
25) Ritesh Jain
26) Hitesh Nagenderbhai Patel
27) Mayuriben Patel
28) Ashish Suresh Bhai
Total amount looted: Rs.10,000,000,000,000/- (Rupees Ten Trillion)
None of them was a Pakistani, none was a Muslim, none was a Punjabi, no one was a Khalistani. None was declared a Terrorist, none was an Urban Naxal. No one from OBC/SC/ST.
Except for Vijay Mallya, the rest all belong to Gujarat! And Modi sarkar is neither bringing them back nor arresting. So who is a deshbhakt?
It is in their blood" looting & exploiting poors" & history have already proven that.
@@AjitkumarPunjab paar khoon toh gujju ka hi hain.
Kabi zindagi mein nai dekha 10000000000000000 🤣🤣
Real knowledge buss haste haste..superb 👌
*Modi hai to mumkin hai*
A similar situation prevails in Bangladesh. The government is protecting bank robbers and formulating banking policies so that they can launder more money abroad than before.
You are right. It angers to see how middle class is treated. But when the elections come and we check candidate's caste, religion to vote then I feel it's happening with us because maybe we deserve it. For majority of the people even today these issues are more relevant. We are only offended and bothered about select few topics in long term. Rest all pain and anger about these issues is temporary.
*Modi hai to mumkin hai*
@@YtChannel0007abe sale, congress ne Nirav Modi aur malya ko loan release kiya
@@coolguy-zm7tn Rip your mother
You have discussed the defaulters but like previous head of
ICICI,those who connived should be exposed and acted upon. Well done Akash.
On slip counter there's a 2rs pen tied with thread that no one can steal it.
🤣🤣
😂😂😂 ye sahi tha bhai
I felt very bad . When sbi manager refused to give me education loan because my father's cebil score was not enough. My father has 23 lakhs home loan and due to covid we were not able to pay installments on time . My mother and I requested our bank branch manager. He angrily said " do you know from where this money comes from ? People save their hard earned money in our bank . And people like your father don't pay installments on time making inconvenience for us " I still remember my mom's face , she was very disappointed and sad .
This same bank ate 6k rupees in name of processing of home loan application and the whole excercise ended in a waste.
At 1:57 I stopped smiling, may be deep down, felt the seriousness of this situation😐
😓😓😓
😔😔
Aap jaise desh bhakt k wajah se he hamein sachchai patha chalraha hai.
Thank you dil sey sir.
Awesome!! Stories of the two categories are so real!! I just want to add when it comes to the remaining category of people who actually build or produce for the country. Watching the first few minutes, reminded me of a person near my village. Just to get a loan of 50 thousand for a small business what that person went through. "Sharmaji" an educated middle-class man, could still go to the xerox shop to get copies of the required documents. Compared to this think of that situation. Akash sir, kindly see if it is possible to add a part-2 on the video to cover people for whom getting access to the banking system is even more challenging.
Dear Akash, great episode with super research work..and sarcasm in credible..really congratulatig you for bold and courageous journalism.
What about those who haven't left the country? You should do a story on other major defaulters where there are question marks on their accounting practices.
Looting 1 rupee or 1000 cr . Looting is looting .. But it is really sad how a common man is harassed by banks when he defaults a small loan and how a wealthy business man escapes after defaulting a huge loan.
But yes I have seen banks not being able to recover small loans as well and the person escaping prison etc .
You default a loan you need guts and have to be shameless . Then only you can default a loan and survive .
Honesty is penalized and dishonesty is rewarded by our banks
Tabhi toh chuna lagta hai gareeb logon ki baddua se 😆 😂
❣️❣️👏Unbeatable acting👏❣️❣️
That's why i love akash bhai
Unique and different concept ☺️
That sketch was too accurate. It was gut-wrenching.
Starting of the video is reality for common man👍Thank you for bringing this issue into the light
I generally don't like or follow your videos, but this video was great. I really urge more videos on lesser known defaulters you have mentioned in this video - Concast etc. You really shed light on a big problem with the current banking system.
Good job. Keep this up.
Apke video ka hi intezar rehta h 😂😂 Good Job Akash sir 👍
What irks me the most is .... Even if you question them.... They simply don't bother to answer.... They literally exploit their right to remain silent.... They will very well say "loan Lena hai to lo warna chalte bano."
Ek genuine tax payer ye bhi nahi keh sakta ki... Humne Jo paise tax main diye Hain uska utilisation batao otherwise I won't contribute.... You are always taxed but never answered.
Exactly, One of the reasons why more than 12 Lakhs ultra bright Indians left Indian citizenship in last 8 years.
Several times I have read in newspapers that farmers commit suicide just for 1-2+ lakhs loan meanwhile all this bank looters are looting thousands of crores to banks,but banks do nothing to this bank looters, this is harsh reality of India's banks
All scammers are from upper caste ...aur desh ko barbad 1.8 percent ( st sc st OBC) arakskan kr raha h waah andhbkhto 😝i
@@sk....3049 To lower cast to upar bheja to scam nahi hoga? Dekh lo , Casta matter nahi karta . Koi 5000 ka kata hain to koi 5000 crore ka. Doglapan sab caste me hota hain. Caste se bahar , apne ko desh ke vasi samjho.
*Modi hai to mumkin hai*
Kudos
You're great sir
Collecting so much of authentic data amd then compiling and presenting in entertaining way is the talent you only can do
India should be courteous for your efforts
I hope bank employees' start treating all customers with equal respect....not just bank employees', but All Govt. Employees'.
No matter which sector of work it is, High networth individuals will always get better treatment. You can always be angry on that fact, but it will always remain true. One of our main problem is the huge population! It effects everything.
Brilliant Akash! Corruption is the downfall of our country. No wonder we are still a developing country since last 50 years. We can never be a developed country bcoz of this.
Akash, you are exposing the reality so well. Keep up the good work!
I missed 2 emi of PL, and the bank hired the team to call my relationship and defamed me ...
Report RBI about this issue
Re bhai India me aisa hi hota h.
U guys r talking about fucked up system then if banks take actions u cry
Very well said judges s
Help the bank robbers
Very well presented 👌👌👌
This is sooo informative and simultaneously sad as well. People deposit money in banks for their future growth and due to these scams banks are unable to pay good interest on deposits to these depositors. This money is technically collection from small funds which many small investors or individuals deposit. Very sad but thankyou Akash i hope your voice should reach to right people who can take action against such scams atleast.
New age Money Heist ! Even professor can't do these 😂
😂😂😂😂 😜Bella Chao Bella Chao 😀😆😂😂😂😂😂😂😂
Quite informative. Let me add that, it is not only the customers of bank who pays by way of other charges for the stated defaults. Time and again, government infuses funds in nationalized banks, i.e. Capital Infusion.
Recapitalisation of PSBs
From Taxes paid by us?
VERY TRUTHFUL CONTENT .. MILLIONS SUFFERING SUCH THINGS . WE ARE HELPLESS .
Sir sirf 3 lakh ka loan liya tha chhote se business k liye lockdown me bhi emi bhari aur aaj bhi ...aur jis bank k 4 sal se regular customer hai vo 30 lakh ka bhi loan nhi deti ghr k liye....kisko PDI hai hm logo ki is trh ki problems se
This is first tym u respond.. thank u.
Aakash and it's sarcastic truth at its best in this video 🙌
Middle class:- Hum Kare to Kya Kare Kahe To Kya Kahe😀
4 yrs ago i was wandering from bank to bank to get education loan. Coz govt had scheme that any student can get loan without paying interest. My graduation started 2 yrs late due to insufficient money. I wonder how politely they talk while selling insurance, credit cards, FD's !
True bolne ka tarika hi badal jata hai
That's y I m doing SIP for 30 years who knows if I make 50-60 lakhs then I will buy house / car by my own. But ya my younger phase would vanish then and i will be a senior citizen at that time sad lyf 😶
due to inflation that amount will be enough to buy a car may be not a whole new bungalow or 3 bhk flat
@@arghyadeep5738 ya u r right 👍
Out of those bank looters,Vijay mallya was most blamed while Fact is most bank looters were from North india, Gujrat/Sindh. SHAMELESS.
Mind blowing Dear Aakash. Always a very unique content full of humour and information. Congratulations to your team.
what kind of humour here??????????????????????
Thanks a lot for the Information and also Agree with the way Bank Treats middle class people while giving loan as if they are favouring us big time
Finally someone spoke on behalf of middle class family issues..
Hi Akash today i first time bought kuku fm subscription i was eagerly waiting for the discount and after watching your video my wish came true
Thats the problem a person when gets salary of Rs 50k-80k a month it is very hard for him or her to take a home loan
Hey bro my salary is 9k /month ...i still tell my children's to save money
@@junnarrcbz123 Wise father please keep. it up
see that they regularly save God Bless you bro.
I, for one, feels that banks are more to BLAME than defaulters, since they give money on personal basis, not on the STRENGTHS of their balance sheets. Many banks know, beforehand, that these monies will not be ever returned. The unholy nexus between highly placed bankers and wilful defaulters. In truth, all you need to clean up banks is a BRILLIANT and ASTUTE lawyer, skilled in loopholes of the banking systems
1 lakh crore. That's a trillion rupees.
Anyone see the irony here🤣🤣🤣??
10 trillion
@@Autumnfeverr Google says 1 trillion
😜
We need more skits like this 💯💯💯👍🤣
will do
This video is so relatable with my personal experience.
I always get so much of new things to learn from your videos. Thank you for taking a steps to make aware of this basic process. Lastly me and my partner enjoy whenever you personally act on any video.😊
Forgiving the rich's loans and not doing karwai on them is the real "free ki revdi", not basic welfare schemes such as free schools and healthcare!
Couldn't have said it better myself!😊👍
Unfortunate truth...If a working class takes a home loan and if he loses his job he still has to pay the loan or the asset is taken and the courts give these action orders within weeks...the banks come with police and put their locks seals hardly gives time even to take your things out..and finally what ever down payment the person has made is adjusted and that also is never returned to the loan defaulter even to the bank sells the property for a profit...but these rich people get away with such huge amounts..
we citizens are stupid, that's why banks can do whatever they want put charges on every services. god knows how they're operating if we need to pay for every single service we want
My friend went for a mortgage loan with all the property papers and the banker asks him "how should I believe that these documents are original and yours"? Without even checking the documents.
Much needed episode!
👍🏼❤️ Good expose, excellent acting, nailed them..
Man these bank managers are the real culprits. Take bribe give loan.
At 10:07 Arnab's 'kaha hai part' was epic, i am laughing so hard at this moment.
Jai hind sir ji 🇮🇳🇮🇳🇮🇳❤❤❤🙏🙏🙏
Love you Sir ❤❤❤
Your content is amazing which shows reality in the right direction
Me bhi victim hu. Mene student loan ke liye apply kiya tha 2 lac rupee ka but private banks ne itna loan dene se mana kar diya yeh kehkar ki ye yojna band ho gayi hai. PSU bank ne bhi approve reject kar diya last moment me jiske chakkar me MBA karne se reh gaya 😭
Love your work always🔥
Thank you sir for your information ... Great video on this topic .. Whole country is busy on Depikka bikini's most important topic for our leaders and politicians .. Nobody is interested in this matter.
Several times I have read in newspapers that farmers commit suicide just for 1-2+ lakhs loan meanwhile all this bank looters are looting thousands of crores to banks,but banks do nothing to this bank looters, this is harsh reality of India's banks