We want more 90 day Money Makeover with Jade!! Love the stories, production, and Jade is the absolute crown jewel! She treats the individuals with respect, encouragement, and no nonsense skills to help them reach their goals. ❤
It moved along too fast with the Music in the background too loud. Didn’t really see the steps clearly or anything. I probably won’t watch the next one.
Don't simply retire from something; have something to retire to. Start saving, keep saving, and stick to investments. Building wealth involves establishing routines, like consistently setting aside funds at regular intervals for smart investments
Some persons think inves’tin is all about buying stocks; I think going into the stock market without a good experience is a big risk, that's why l'm lucky to have seen someone like mr Jihan Wu.
Jihan Wu Services has really set the standard for others to follow, we love him here in Canada 🇨🇦 as he has been really helpful and changed lots of life's
I'm favoured, 90K every week! I can now give to the locals in my communities and also support God's work and the church. God bless America,, thank you Mr Jihan Wu😊🎉
Tbh try best to lower expenses and figure out what you want to do or learn that can increase your income. Or take on gig work in free time. Sacrifice something now to grow.
You might be able to qualify for services. Or just be creative. There are a lot of food pantries so know where they are and their schedules. Also get an extra side gig to help.
Please do this series with someone that has a realistic income, does not have a large amount of equity in a house that can bail them out, or someone that has thousands of dollars in savings. We need to see real people that are living paycheck to paycheck get help. People that make 100,000 to 200,000 do not pertain to a majority of people right now.
Love the 90 day Money Makeover series and it connects with everyone else who is trying to make it out of debt. I hope you will continue doing this for all of us. It’s the best show I’ve seen. Thank you. Real Life and getting debt free and not giving up.
This is powerful stuff. This is how you inspire more people to take action. I appreciate number crunching, pragmatic thinking, and emotional hard work coming together and taking turns to lift the person up.
Don't simply retire from something; have something to retire to. Start saving, keep saving, and stick to investments. Building wealth involves establishing routines, like consistently setting aside funds at regular intervals for smart investments.
It's really heartbreaking to see how inflation and recession impact low-income families. The cost of living keeps rising, and many struggle just to meet basic needs, let alone save or invest. It's a reminder of the importance of finding ways to create financial opportunities. You've helped me a lot sir Jihan Wu! Imagine i invested $50,000 and received $190,500 after 14 days
Jihan Wu Services has really set the standard for others to follow, we love him here in Canada 🇨🇦 as he has been really helpful and changed lots of life's
Shawn Dara and Baby Jonathan! I LOVE ALL THREE SO MUCH! They are great people, and I am thankful for them being in my life. It is so great seeing them make this positive and powerful journey!
Love the series. I wish people would stop thinking a huge car payment is the only way to have safe, reliable transportation. I've seen so many people use that thinking to justify car loans, then they complain about the financial pressure of their overwhelming debt and lack of resources. Even senior citizens on limited income cling to their late-model cars bought with car loans for 'safety,' and meanwhile they are choosing which medicines to take, saying they can't afford the co-pays. We are EDMs, and our newest car is 7 years old, the next newest is 14. Both are safe and reliable, and the 14-year-old car made it through several road trips this year without a single hiccup. The reality is ANY car made in the last 10 years has all the extra airbags and safety features because they're mandatory. MOST cars since 2009 have the extra airbags too. Backup cameras? Standard since 2018, but available for years before that. You are fooling yourself if you think safety requires a $600/month car payment.
I know it was so ridiculous she wanted to hang on to that car. Her reasoning too was ridiculous nothing wrong with finding a great reliable safe vehicle at a lower price point
This series is cool, the fact that you check in is a way for them to know they have to do this because you're holding them accountable in 3 months time. Please keep doing more of these , keep checking in on people.
Good for them! We were debt free, went to TN to see the Ramsey team and it was AWESOME! Life hit and big repairs, medical and other bills piled up massively in 2023 so we went back into debt, but through prayer and wise activity, we hope to be out again soon. One massive advantage these guys have is a big savings account and pre-planning. they're gonna be just fine.
I'm debt free also..... It took prayer for me to work through sickness, trauma, big drop on income .... But it requires hard work and a made up mind....Like Dave said, when you've had that "I've had moment, you will do what you can to stay DEBT FREE
Hallelujah!!!! The daily jesus devotional has been a huge part of my transformation, God is good 🙌🏻🙌🏻🙌🏻🙌🏻🙌🏻was owning a loan of $47,000 to the bank for my son's brain surgery (David), Now I'm no longer in debt after I invested $12,000 and got my payout of m $270,500 every months,God bless Ms Evelyn Vera🇺🇸..
I am so happy that i made a productive decision about my finances that changed my life forever. I am a single Dad and i live in Florida, i bought a new Car in September and i hope to retire next year at 45 if all goes well. Thanks to Mrs Angie Chen Owens for helping me achieve this.
Finally they found something that works, that’s relatable, that's not so “stuffy” AND that fits the personality of Jade! Good job Ramsey team. We all don’t want mini Ramsey - we can learn from all kinds of personalities and they finally found a format fit for Jade. When we need to be yelled at for being financially stupid, trust me we know where to look and the boss will not fail! Lol! Well done all!
Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Instead of trying to predict and prognosticate the stability of the market and precisely when the change is going to happen, a better strategy is simply having a portfolio that’s well prepared for any eventually, that’s how some folks' been averaging 150K every 7week these past 4months according to Bloomberg.
The professionals presently control the market since they not only have the essential business strategy but also have access to inside information that the general public is not aware of.
The issue is most people have the “I will do it myself mentality” but not skilled enough. Ideally, advisors are perfect reps for investing jobs and at first-hand experience, my portfolio has yielded over 350%, since covid-outbreak to date, summing up nearly $1m.
My CFA, Laurel Ann Watkins, is a renowned figure in her field. I recommend researching her name online; you’ll find all her credentials and everything you need to work with a reliable professional. With many years of experience, she is a valuable resource for anyone looking to navigate the financial market.
I find this informative, curiously explored Laurel on the web, spotted her consulting page, and was able to schedule a call session with her, she shows quite a great deal of expertise from her resume.. very much appreciated
Wishing everyone a happy New year glory to God in the highest and on earth peace good will towards men praise God praying for everyone Everyday God bless you all...
Hello how do you make such monthly?? I'm a born Christian ✝️and sometimes I feel so down of myself because of low finance but I still believe in God. ♥️
It's a miracle and I would testify, 110k bucks every 4weeks! I now have a big mansion and can now afford anything and also support God's work and the church
I really like this 90 day review, the video footage, getting to follow-up on the clients who phone in. Kudos to the couple for making the tough decisions.
Invest judiciously, keep a stop loss figure. Shuffle between debt and equity wherever the ratio goes too off your target. As for the target, I recommend a Ratio like this Debt % should be equal to your age in years. If you are 20, debt is 20%, reset in equity. If the market falls or rises drastically, your debt % will change, which you should rebalance to 20% and bring back equity to 80%. Thus you would have bought low or booked profit depending on if it was a crash or a bull run.
Effective personal finance management is more important than the amount of money saved, regardless of whether income is earned through job or investment. Individuals can seek counsel from a certified financial advisor to optimize financial outcomes, who can provide specialized advice and methods to decrease expenses and maximize income.
I completely agree; I am 60 years old, recently retired, and have approximately over 2million dollars in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, the Fin-advisor can only be neglected, not rejected. Just do your due diligence to identify a fiduciary one.
Finding financial advisors like ‘’Aileen Gertrude Tippy’’ , who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
Thank you for the information. I conducted my own research and your advisor appears to be highly skilled and knowledgeable. I've sent her an email and arranged a phone call. Her expertise is impressive, and I'm eagerly anticipating our conversation.
Loved watching this. It shows the journey that a TON of us are on, but in real time and with current market numbers (in terms of inflation, cost of goods etc.) Love love love this. Keep going.
Love this 90 day moneymake over. It feels so encouraging for some of us in this debt paying journey. Also love how some of these stories are relatable. Cant wait to see the follow up on this group after a year of doing this❤
My goodness 😊 what a beautiful baby 👶 and a wonderful inspiring couple 👍☑️ they completely took on Rachel and Jade’s mentoring support…great programme btw 😊 love the format..so inspirational for other struggling couples 🙏 I’m 56 now and finally became debt and mortgage free at 48 after years of owing money all my life..😮 and now I can say there is no better feeling - it makes you happy, unburdened, makes you brave, gives you leverage, choices, starts a new story, reboots your life, makes you focused, more disciplined, etc..😊 go couple and baby..go 🙏🙏👍👍
I loved the show and I thank God Almighty for all His blessings. I have been debt free since the age of 44. I am retired now with healthy retirement savings and high yield savings accounts.
I’m not sure I can grasp the concept of selling a safe newer car with low maintenance costs to get into a used car with unknown maintenance costs. Why not keep the car when maintenance and payments are more predictable? I lived with no note for a few years but the maintenance costs equated to a car note.
Big green flag family! This husband and wife team are truly family focused right now. Children don't need to cost a ton. Truthfully, having children can actually help you evaluate what is most important. They paid off 1/3 of their debt in 90 days. Looks like they may be able to finish it up in 1yr.
Great video! Not gunna lie I was hoping it was gunna end with y’all giving them a check to clear the rest the debt, they came sooo far, but great video!
I've been in touch with a financial analyst ever since I started investing. Knowing today's culture the challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders and now i can plan for a better retirement
Gabriel Alberto William is the financial advisor I work with. Most likely, the internet should have his basic info, you can make a research with his full name
Great series Ramsey team. As an avid listener and fellow baby stepper' these series are great visuals of life changes. I love it. Keep doing the Lord's work, teaching stewardship. 🙏
Let me help you out....before you buy a house of car or anything and you have two incomes, you should budget like you only have one and spend as though you have one. The end
Yes. We started our married life this way 30 years ago and have continued to this day. And we don't have debt outside the mortgage. If one of us were to stop working, we could still pay all our essential bills with ease. That's true financial peace.
I learned this tactic from an older, wiser co-worker when I was a young 20 something starting my career. We often talked about life and she would drop little nuggets like this...
Big red flag wife....You sacrifice and I'm going to stay home, keep my car, and you pay off my debts. This guy is super dedicated and sweet...she is absolutely not willing to sacrifice her comfort and then "gaslights" citing first job sales and then second safety.
She even said she was staying home no matter the cost. Like WTF? Your kid is not going to remember spending time with you before the age of 3 or 4. Get your house in order first. So selfish.
Kids benefit from their mother being home. A baby might not remember their mother being the one to nurture and raise them, but they are designed to find safety and comfort from their mother. The notion that you can outsource a mother's role to a low wage worker, and a child won't suffer is a completely novel and damaging idea. Children are young for a very short time. Look up Erica Komisar's research.
@@SharkB503exactly. It’s not about creating memories for the baby, you are literally building their brains and nervous system. I’m not saying childcare is damaging, but there’s no question that staying full time with one primary carer is in the baby’s best interest
@@SharkB503 I agree. Studies actually say that 0-3 ARE the most important for developing the brains ability to handle stress. I LOVE a wife staying home and raising her children. I'm saying... 1. Get a side hustle/work from home as well. She has 1 child. 2. There are so many DR calls about "boss babe," "career queen" women who get these degrees with student loans. They have kids. And then their student loan is their husband's responsibility because they want stay at home for 10-15 years raising kids. Meanwhile the guy doesn't want a divorce and just goes with it because he is a good dude. 3. She won't sell the car...she is selfish. She isn't losing anything here. She's getting everything she wants and sooner or later that won't be enough either and she will make more demands.
There were less video journals too. And I wish it were longer. I'm sure they are trying out different lengths to see what people view more of, but personally I'd prefer a longer episode with more info. :) They also didn't add in the interest on the price of car when she was doing comparisons, or the extra cost of insurance and license fees on a brand new car vs an older one. ♥️
I love this series! I am so happy they were able to find a way for Dara to cut back so she could spend more time with baby. You don’t ever get that time back!
💵 Start your free budget today. Download the EveryDollar app! ⮕ ter.li/4rzznx
📄 Start the new year with a will! ⮕ ter.li/a860pp
Okay Mr Ramsey this is by far my favorite show
Please make every dollar available to Canadians ❤
To whomever manages the Ramsey online presence: Just watched another episode of 90-day Money Makeover. Good stuff. Genius idea. Keep it up.
There 47 with a new born
We want more 90 day Money Makeover with Jade!! Love the stories, production, and Jade is the absolute crown jewel! She treats the individuals with respect, encouragement, and no nonsense skills to help them reach their goals. ❤
This
Same
It moved along too fast with the Music in the background too loud. Didn’t really see the steps clearly or anything. I probably won’t watch the next one.
I love Jade, she was born for this.
Yes 😊😊😊😊
Hey if you guys want to do hour long episodes just letting you know I’m tuned in! Great stuff Ramsay team!
😂😂😂 me too
I’m debt FREE!! Paid off $56k in Student Loans in 18 months!!! The plan works 🎉🎉
Don't simply retire from something; have something to retire to. Start saving, keep saving, and stick to investments.
Building wealth involves establishing routines, like consistently setting aside funds at regular intervals for smart investments
Some persons think inves’tin is all about buying stocks;
I think going into the stock market without a good experience is a big risk, that's why l'm lucky to have seen someone like mr Jihan Wu.
Jihan Wu Services has really set the standard for others to follow, we love him here in Canada 🇨🇦 as he has been really helpful and changed lots of life's
I'm favoured, 90K every week! I can now give to the locals in my communities and also support God's work and the church. God bless America,, thank you Mr Jihan Wu😊🎉
Waking up every tenth of each month to £210,000 it’s a blessing to I and my family… Big gratitude to this same Jihan Wu🙌
Please how can I get in touch with this coach Jihan Wu ? I really need to give him a try
I want them to address low income earners with debt. People who make under $50,000 a year.
More like under 37,000
Tbh try best to lower expenses and figure out what you want to do or learn that can increase your income. Or take on gig work in free time. Sacrifice something now to grow.
You might be able to qualify for services. Or just be creative. There are a lot of food pantries so know where they are and their schedules. Also get an extra side gig to help.
Please do this series with someone that has a realistic income, does not have a large amount of equity in a house that can bail them out, or someone that has thousands of dollars in savings. We need to see real people that are living paycheck to paycheck get help. People that make 100,000 to 200,000 do not pertain to a majority of people right now.
Yeah like 45-60k a year.
Give them a minute.
@@heathergray9195right! Dang it’s episode 2!
💯
I live in a first world European city and I'm amazed and shocked at how people can be hard up on $100k???
Love these episodes!!!! I’ve been waiting for Jade to be utilized more and here it is!!! She’s a rockstar!!!
Love the 90 day Money Makeover series and it connects with everyone else who is trying to make it out of debt. I hope you will continue doing this for all of us. It’s the best show I’ve seen. Thank you. Real Life and getting debt free and not giving up.
This was a FanTasTic idea for a show! I watched the 1st episode (Hastings, Nebraska) and now the 2nd episode (Georgia)! I can't wait to watch more!
This is powerful stuff. This is how you inspire more people to take action. I appreciate number crunching, pragmatic thinking, and emotional hard work coming together and taking turns to lift the person up.
Don't simply retire from something; have something to retire to. Start saving, keep saving, and stick to investments.
Building wealth involves establishing routines, like consistently setting aside funds at regular intervals for smart investments.
It's really heartbreaking to see how inflation and recession impact low-income families. The cost of living keeps rising, and many struggle just to meet basic needs, let alone save or invest. It's a reminder of the importance of finding ways to create financial opportunities. You've helped me a lot sir Jihan Wu!
Imagine i invested $50,000 and received $190,500 after 14 days
Jihan Wu Services has really set the standard for others to follow, we love him here in Canada 🇨🇦 as he has been really helpful and changed lots of life's
His guidance allowed me to restructure my retirement plan, resulting in an estimated $700,000 more by the time I retire.
Waking up every tenth of each month to £210,000 it’s a blessing to I and my family… Big gratitude to this same Jihan Wu🙌
Jihan demonstrates an excellent understanding of market trends, making well informed decisions that leads to consistent profit
I really love Jade in this role! It's the perfect pace for her❤
Shawn Dara and Baby Jonathan! I LOVE ALL THREE SO MUCH! They are great people, and I am thankful for them being in my life. It is so great seeing them make this positive and powerful journey!
Jade is great in these. You can tell she's fought the battle before and she's very motivation.
Jade and Rachel did a great job helping this couple. Congrats to Shaun and Dara!
This 90 day challenge and follow up is an awesome idea! Accountability!
Love the series. I wish people would stop thinking a huge car payment is the only way to have safe, reliable transportation. I've seen so many people use that thinking to justify car loans, then they complain about the financial pressure of their overwhelming debt and lack of resources. Even senior citizens on limited income cling to their late-model cars bought with car loans for 'safety,' and meanwhile they are choosing which medicines to take, saying they can't afford the co-pays. We are EDMs, and our newest car is 7 years old, the next newest is 14. Both are safe and reliable, and the 14-year-old car made it through several road trips this year without a single hiccup. The reality is ANY car made in the last 10 years has all the extra airbags and safety features because they're mandatory. MOST cars since 2009 have the extra airbags too. Backup cameras? Standard since 2018, but available for years before that. You are fooling yourself if you think safety requires a $600/month car payment.
I know it was so ridiculous she wanted to hang on to that car. Her reasoning too was ridiculous nothing wrong with finding a great reliable safe vehicle at a lower price point
My 14 Honda Pilot has a great backup camera.
Boom
I love this 90 day money makeover format. It is great to hear what happens 90 days after the call and to see the follow up.
This series is cool, the fact that you check in is a way for them to know they have to do this because you're holding them accountable in 3 months time. Please keep doing more of these , keep checking in on people.
I absolutely love the follow up stories, and I absolutely love Jade hosting and guiding people through!!! 😁👏🏿👏🏿👏🏿
Good for them! We were debt free, went to TN to see the Ramsey team and it was AWESOME! Life hit and big repairs, medical and other bills piled up massively in 2023 so we went back into debt, but through prayer and wise activity, we hope to be out again soon. One massive advantage these guys have is a big savings account and pre-planning. they're gonna be just fine.
I'm debt free also.....
It took prayer for me to work through sickness, trauma, big drop on income .... But it requires hard work and a made up mind....Like Dave said, when you've had that "I've had moment, you will do what you can to stay DEBT FREE
Hallelujah!!!! The daily jesus devotional has been a huge part of my transformation, God is good 🙌🏻🙌🏻🙌🏻🙌🏻🙌🏻was owning a loan of $47,000 to the bank for my son's brain surgery (David), Now I'm no longer in debt after I invested $12,000 and got my payout of m $270,500 every months,God bless Ms Evelyn Vera🇺🇸..
OMG 😱😱😱
Hello how do you make such monthly??
I'm a born Christian and sometimes I feel so down🤦🏼of myself because of low finance but I still believe in God🙏.
OH yeah,she lives in Mississippi 🇺🇲🇺🇲🇺🇲❤
Thanks to my co-worker (Alex) who suggested Ms Evelyn vera
She's a licensed broker here in the states🇺🇸 finance advisor.
I am so happy that i made a productive decision about my finances that changed my life forever. I am a single Dad and i live in Florida, i bought a new Car in September and i hope to retire next year at 45 if all goes well. Thanks to Mrs Angie Chen Owens for helping me achieve this.
I'm surprised that this name is being mentioned here, I stumbled upon one of her clients testimonies on CNBC news last week.
The first time we had tried, i invested $1400 and after a week we received $4,230. That really helped us a lot to pay our bills.
You trade with Angie Owens too? Wow that woman has been a blessing to me and my family.
I'm new at this, please how can I reach her?
I was skeptical at first until I decided to try. It’s huge returns is awesome! I can’t say much.
Finally they found something that works, that’s relatable, that's not so “stuffy” AND that fits the personality of Jade! Good job Ramsey team. We all don’t want mini Ramsey - we can learn from all kinds of personalities and they finally found a format fit for Jade. When we need to be yelled at for being financially stupid, trust me we know where to look and the boss will not fail! Lol! Well done all!
These are my faves! Real-life and motivating examples!
I'm favoured, $33K every week! I can now give back to the locals in my community and also support God's work and the church. God bless America.
Wow that's huge, how do you earn that much?
I'm 37 years old and I've been looking for ways to be successful, please how??
Yeah, 253k from Jessica Ramos, looking up to acquire a new House, blessings??
I thank Jessica Ramos who has always been there to help me with detailed analysis and recommendations that I would not have had access to otherwise.
I started my trade int with $5000, and in the space of one month I got credited with $22,000.
It remains my biggest win for the year 2024
Sure! I will leave her info under this comment.
Love it! May we all be debt free one day 🙏🏽🙏🏽🙏🏽
She hasn’t got it yet, loving the dumb car. Debt free is priceless, makes a big difference on retirement, times is so important!
She needs to go back to work to pay for her car.
She does work. She just reduced her hours. Peace of mind is worth something knowing you are in a safe vehicle. I know exactly how she feels.
I hope this series is as good as it looks!
Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Instead of trying to predict and prognosticate the stability of the market and precisely when the change is going to happen, a better strategy is simply having a portfolio that’s well prepared for any eventually, that’s how some folks' been averaging 150K every 7week these past 4months according to Bloomberg.
The professionals presently control the market since they not only have the essential business strategy but also have access to inside information that the general public is not aware of.
The issue is most people have the “I will do it myself mentality” but not skilled enough. Ideally, advisors are perfect reps for investing jobs and at first-hand experience, my portfolio has yielded over 350%, since covid-outbreak to date, summing up nearly $1m.
I find your situation fascinating. Would you be willing to offer a trusted advisor you've worked with?
My CFA, Laurel Ann Watkins, is a renowned figure in her field. I recommend researching her name online; you’ll find all her credentials and everything you need to work with a reliable professional. With many years of experience, she is a valuable resource for anyone looking to navigate the financial market.
I find this informative, curiously explored Laurel on the web, spotted her consulting page, and was able to schedule a call session with her, she shows quite a great deal of expertise from her resume.. very much appreciated
Wishing everyone a happy New year glory to God in the highest and on earth peace good will towards men praise God praying for everyone Everyday God bless you all...
I am so happy to see Jade shining! I love her.
Love these 90 day makeovers!
I loved the first episode. Keep up the good work guys. I can’t wait to watch this..😊
I love this concept! I can’t wait to start seeing these individuals do their debt free screams!
Jade is awesome on this. This series is a great idea.
I Hit 250k today. Appreciate you for all the knowledge and nuggets you had thrown my way over the last months. Started with 24k in July 2024
Hello how do you make such monthly?? I'm a born Christian ✝️and sometimes I feel so down of myself because of low finance but I still believe in God. ♥️
How can I get in touch with KATE ELIZABETH BECHERE to learn more about her investment service?
Big thanks to KATE ELIZABETH BECHERER🙌
It's a miracle and I would testify, 110k bucks every 4weeks! I now have a big mansion and can now afford anything and also support God's work and the church
Only God knows how much grateful I am. After so much struggles I now own a new house and my family is happy once again everything is.............
We want more of these episodes!!!
I really like this 90 day review, the video footage, getting to follow-up on the clients who phone in. Kudos to the couple for making the tough decisions.
Invest judiciously, keep a stop loss figure. Shuffle between debt and equity wherever the ratio goes too off your target. As for the target, I recommend a Ratio like this Debt % should be equal to your age in years. If you are 20, debt is 20%, reset in equity. If the market falls or rises drastically, your debt % will change, which you should rebalance to 20% and bring back equity to 80%. Thus you would have bought low or booked profit depending on if it was a crash or a bull run.
Effective personal finance management is more important than the amount of money saved, regardless of whether income is earned through job or investment. Individuals can seek counsel from a certified financial advisor to optimize financial outcomes, who can provide specialized advice and methods to decrease expenses and maximize income.
I completely agree; I am 60 years old, recently retired, and have approximately over 2million dollars in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, the Fin-advisor can only be neglected, not rejected. Just do your due diligence to identify a fiduciary one.
This is exactly how i wish to get my finances coordinated ahead of retirement. Can you recommend the financial advisor you used to get ahead?
Finding financial advisors like ‘’Aileen Gertrude Tippy’’ , who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
Thank you for the information. I conducted my own research and your advisor appears to be highly skilled and knowledgeable. I've sent her an email and arranged a phone call. Her expertise is impressive, and I'm eagerly anticipating our conversation.
Loved watching this. It shows the journey that a TON of us are on, but in real time and with current market numbers (in terms of inflation, cost of goods etc.)
Love love love this. Keep going.
Love this 90 day moneymake over. It feels so encouraging for some of us in this debt paying journey. Also love how some of these stories are relatable. Cant wait to see the follow up on this group after a year of doing this❤
Adaxum’s focus on real-world applications makes it a standout project. Joined the presale today!
Please continue to do this. I love it It’s so encouraging.
Shows like this make me have hope in my financial crisis
My goodness 😊 what a beautiful baby 👶 and a wonderful inspiring couple 👍☑️ they completely took on Rachel and Jade’s mentoring support…great programme btw 😊 love the format..so inspirational for other struggling couples 🙏 I’m 56 now and finally became debt and mortgage free at 48 after years of owing money all my life..😮 and now I can say there is no better feeling - it makes you happy, unburdened, makes you brave, gives you leverage, choices, starts a new story, reboots your life, makes you focused, more disciplined, etc..😊 go couple and baby..go 🙏🙏👍👍
I loved the show and I thank God Almighty for all His blessings. I have been debt free since the age of 44. I am retired now with healthy retirement savings and high yield savings accounts.
WOW!
This is a GREAT idea.
I love this and love the see and hear about the ppl, back story, struggle and the progress.
Love it! 👍
Love the 90 day challenges. Keep them coming. I am debt free because of Dave Ramsey and I love to see other people on their journey. Great episode.
Amazing idea for a new line of episodes. Loved the content
I love this series! I love to hear how people did it!
I’m not sure I can grasp the concept of selling a safe newer car with low maintenance costs to get into a used car with unknown maintenance costs. Why not keep the car when maintenance and payments are more predictable? I lived with no note for a few years but the maintenance costs equated to a car note.
Let's appreciate how their self-confidence increased after the experience.
this is good content. Ramsey getting fresh and creative!
I love this series! Keeps us motivated as we are on BS2 as well!
What a great series idea! I love it! I feel like I’m watching a show on HGTV :))
Love theq story and I do pray for all my debt payoff with the blessings of God.
I'm glad they had enough sense to not spend the entire 19,000 and they kept 4000.
Big green flag family! This husband and wife team are truly family focused right now. Children don't need to cost a ton. Truthfully, having children can actually help you evaluate what is most important. They paid off 1/3 of their debt in 90 days. Looks like they may be able to finish it up in 1yr.
LOVE this new offering from the Ramsey team! Keep up the wonderful work!
I love Jade!! More of this please🎉
This was great! Keep em coming!
Great video! Not gunna lie I was hoping it was gunna end with y’all giving them a check to clear the rest the debt, they came sooo far, but great video!
Investing in stocks is planting a tree for your future; with patience, it will bear fruit
Just like a tree, investments need time and care to reach their full potential
I've been in touch with a financial analyst ever since I started investing. Knowing today's culture the challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders and now i can plan for a better retirement
Mind if I ask you to recommend this particular coach you are using their service? Seems you've figured it all out
Gabriel Alberto William is the financial advisor I work with. Most likely, the internet should have his basic info, you can make a research with his full name
I just google his name and his website popped up immediately. I'm very much impressed and i will email him right away
Aaaaah it made me emotional 😭 good job guys
I just love you, Jade! ❤️
Great series Ramsey team. As an avid listener and fellow baby stepper' these series are great visuals of life changes. I love it. Keep doing the Lord's work, teaching stewardship. 🙏
Let me help you out....before you buy a house of car or anything and you have two incomes, you should budget like you only have one and spend as though you have one. The end
Yes. We started our married life this way 30 years ago and have continued to this day. And we don't have debt outside the mortgage. If one of us were to stop working, we could still pay all our essential bills with ease. That's true financial peace.
I learned this tactic from an older, wiser co-worker when I was a young 20 something starting my career. We often talked about life and she would drop little nuggets like this...
Big red flag wife....You sacrifice and I'm going to stay home, keep my car, and you pay off my debts. This guy is super dedicated and sweet...she is absolutely not willing to sacrifice her comfort and then "gaslights" citing first job sales and then second safety.
She even said she was staying home no matter the cost. Like WTF? Your kid is not going to remember spending time with you before the age of 3 or 4. Get your house in order first. So selfish.
100% I'm glad I'm not the only one who saw this. This guy got rug-pulled.
Kids benefit from their mother being home. A baby might not remember their mother being the one to nurture and raise them, but they are designed to find safety and comfort from their mother. The notion that you can outsource a mother's role to a low wage worker, and a child won't suffer is a completely novel and damaging idea. Children are young for a very short time. Look up Erica Komisar's research.
@@SharkB503exactly. It’s not about creating memories for the baby, you are literally building their brains and nervous system. I’m not saying childcare is damaging, but there’s no question that staying full time with one primary carer is in the baby’s best interest
@@SharkB503 I agree. Studies actually say that 0-3 ARE the most important for developing the brains ability to handle stress. I LOVE a wife staying home and raising her children. I'm saying...
1. Get a side hustle/work from home as well. She has 1 child.
2. There are so many DR calls about "boss babe," "career queen" women who get these degrees with student loans. They have kids. And then their student loan is their husband's responsibility because they want stay at home for 10-15 years raising kids. Meanwhile the guy doesn't want a divorce and just goes with it because he is a good dude.
3. She won't sell the car...she is selfish. She isn't losing anything here. She's getting everything she wants and sooner or later that won't be enough either and she will make more demands.
Great series. Everyday people are learning from these 🔥🔥🔥🤝🏽 keep them coming
Ready for episode 3…❤
I'd like to see these with more of the people talking about what they were actually doing.
Great new series 👍
Wow!! Love this!! Pleases do more!! ❤
Loveeee love loveeee this series. Hate the music behind it lol wish it wasn’t there for the whole show.
Loving the series!
Jade. Is. Smart.❤
Great job! Love this new show.
Love this idea!! 90 day makeovers
🎉🎉🎉congratulations! Keep up the good work!!!
I really like this new series
This is great! I wish everyone would get on a budget.
Loved these episodes! Please do more ❤
I enjoyed this format. More please!!
i would love to see regular updates from there two!
Love this series!!! But... this one didn't seem as well done, didn't really give background on her bankruptcy, never said what type of car it is....
There were less video journals too. And I wish it were longer. I'm sure they are trying out different lengths to see what people view more of, but personally I'd prefer a longer episode with more info. :)
They also didn't add in the interest on the price of car when she was doing comparisons, or the extra cost of insurance and license fees on a brand new car vs an older one. ♥️
Love this ❤❤❤
These are great! You should do more content like this 😊
Love this show!!!!!
Great content!
These are great.
I love this series! I am so happy they were able to find a way for Dara to cut back so she could spend more time with baby. You don’t ever get that time back!
Love this series!!
Love this content keep it coming
Love this show
Love this new show! ❤
So inspiring
Love this - always wonder if they actually keep progressing after the initial start