Hey everyone, here is the free hypothetical $10,000 stock portfolio shared in today's video: www.ppcian.com/ppc-ian-dividend-investing/PPC-Ian-Sample-10000-Dividend-Analysis-20190812-Copyright.xlsx This link goes directly to the spreadsheet. If you find value from my videos, please consider subscribing and/or liking the video! Your support fuels the growth of this channel and the PPC Ian dividend investing community. Also, a technical clarification on today's video (thanks to a member of our community for pointing this technical clarification out)! The actual date the price drops is the Ex-Dividend date (the first date the stock trades "ex-dividend", meaning those that buy it that day miss the dividend for that quarter). You can see with the example of ABBV that the closing price is adjusted down on 7/11/19 since the ex-dividend date is 7/12/19: finance.yahoo.com/quote/ABBV/history?p=ABBV Interestingly enough (and to my point in the video), the stock opens on 7/12 (the ex-dividend date) even higher than the adjusted close, so it's already climbing back up. (Disclosure: I am long ABBV)
Ian is probably the best RUclipsr in the stock market space. He teaches and provides solid advice on strategies that will make one wealthy. Other popular channels make 10 minute entertainment videos with the sole purpose of generating views. Ian reminds me of adjunct professors I had in College which actually had a day job and taught their craft much more thorough than the senior tenure faculty
Dividend investing is a challenge. Delayed gratification is hard (at least for me). If it was easy....everyone would be doing it. Keep up the videos.....motivation is so helpful. For the newer investors....don't be discouraged if things are slow as you're just getting started.....in 20 years, you'll be thanking yourself for sticking to it through the different markets!
The way i see it. Regular stocks are delayed gratifications, dividend stocks are quick gratification. Regular stocks you don’t make money until you sell. And then, when do you sell. Now? After news? Next year? In 3-5-10 years? With dividend stocks you keep em for at least 10 years and you don’t have to worry about when it would be best to sell and make irrational trading decisions.
" ...You made some gainz. You gotta protect em/ See these divs? I'm gonna collect em. You pay fees/It's part of investin' I buy stock/That pays while restin'. Not tryin to flex/But you need a lesson. From this channel/there is no question... That... They see me rollin' " - The Dividendaire
I started investing in dividend stocks just 3 months ago and already 1% of my income is coming from dividends. I just have to repeat this process 99 more times and I can quit my job💫
This is an important video. I have been investing in dividend stocks for over 30 years and strongly believe in its benefits (cashflow). I am now retired and live largely off of the dividends. I have heard all the arguments and have found that they commit logical fallacies and don't want to hear the facts. Good luck.
Cannot thank you enough for sharing. 30 years and now living off cash flow - that is the DREAM! Really means a lot for someone at that stage of the journey to be sharing, so truly appreciate it. Wishing you all the greatest.
@@glennpuystjens Good question. If you own a basket of dividend stocks and one stops or cuts their dividend, you analyze that stock and decide whether to keep it or sell it. For example, I owned GE and it cut its dividend. Based on fundamentals, I decided to sell it and used the money to add to my other dividend stocks. So the answer is have enough stocks that a dividend stock won't hurt you, and keep an eye on you stocks in case one cuts the dividends.
@@ryanm2051 - There are dividend paying growth stocks as well. If you don't like the company, don't invest, but it's a mistake to shun a stock just because it distributes a dividend IMO. Good luck to you!
I put my money into a few dividend paying companies continuously over time I bought the lows and I bought the highs but eventually I bought so many shares that the dividends keeps paying me enough to support my life style and better yet they raise it every year . The stock price doesn't matter if you are investing for that consistent cash flow its better if the price is cheaper because you can buy more obviously. So to me my only risk is a dividend cut thats why I picked companies with good cash flows and companies I feel can withstand a hard hit to the economy. So does it matter if my stock value crashed by 40 percent ? no it doesn't matter to me as long as my dividend is being paid why would I care about the capital I put in the market ? I would never need it touch it if the dividends support everything I do anyway. Its not like Ill need it for rent or a car payment or to pay a loan. So in reality I dont really need the capital I need dividend so to answer everyones question yes it does work if you pick the right companies
Terrific video Ian... While I don't limit myself to dividend paying stocks, I'll never understand why so many are averse to owning them. Many of the best companies in the world pay dividends, so shunning dividend payers already puts them at an investing disadvantage. So unfortunate! I didn't appreciate the power of dividends until I was in my 30's and I missed out on some nice reinvestment opportunities because of it. You're doing your viewers and subscribers a great service by sharing your dividend investing journey. Cheers my friend...
JP Morgan (JPM), ATT (T), and Starbucks (sbux) all good stocks this past year and current time frame, with good stories, and with dividends. crosses three different sectors, financial, communications, and commercial. The thing we all should remember that over time the market runs in waves based on US economics, central banks, and global activity. We should be patient about what to buy, and when to buy. Love your commentary Ian. In addition to the companies I mentioned above, I'm also long in Realty income (O), United technology (UTX), and Pepsi (PEP), and Abbvie (Abbv). Haven't got into Johnson and Johnson yet, but will in the future, when they are on sale. I am at the point now where I'm paying my monthly bills using my dividends. Ian, if we would just listen and remember all the ideas you present, we would see that your ideas are valid, valuable, and well thought out, as we move forward.
Your audio is definitely sounding better and the thumbnail and digitally imposed additions are really great! Love how your channel is really blossoming and growing! Great job Ian! You said it was August 13th lol. Wife asked how that was possible and i had to do a double take myself. As for when the stock pricee drops when the dividend is paid, it's honestly such an insignificant amount I never even pay attention to it.
Cannot thank you enough, my friend!!! Certainly investing some money and resources here to improve the channel and I hope they are adding value. So, to hear it from you REALLY means a lot!!! Anyone else able to notice the better audio quality in this one? Please let me know as I'm still fine-tuning, and please let me know if you have any preferences on how the audio can be ideal. Want everyone to have a great experience listening to the audio. Regarding the dates, the range I'm looking at is 8/13/18 - 8/12/19 (intraday, as I pulled data during the trading day today). Could not agree more on the drop (due to dividends being paid) - I don't even pay attention! It always seems insignificant and seems to go away so quickly. Wishing you all the greatest, my friend. Hope you have a fabulous week!!!
Hot Ian is speaking that truth. Dividend investing isn't for everyone, but it works for me and Ian because we care about long time horizons and that sweet sweet drip of income.
Hi Ian, I have a question about your strategy to make a down payment for your house. For example, what percentage was saved in cash (or High Yield Savings) and stocks since you've said that you sold a lot of stocks to make the down payment on your house. I am really struggling to figure out how I am going to balance things. Thank you!
I love dividends and I love reinvesting dividends back into the company. Dividends work for me and have done so for at least 15 to 20 years. By the end of year I make enough in dividends that my yearly expenses are met. I love that you keep emphasizing that the viewer must find their own path in investing for there are more paths than we are aware of. Personally I too am a strong believer in diversification; but I focus on mutual funds [asset classes], bond funds and a few stocks.
Great vid ... I made a decision to invest in drip. Where do I go to purchase them? The companies investing site is not user friendly. Is there a third party I can use?
I watch all of your videos and just subscribed. Your wisdom & analysis is simply the best ! Would love to see analysis videos on dividend stocks you do not own in the future that you believe are good buys. Thanks master Ian
I'm impressed that after all this time your channel has been here, you still have the passion to share and grow this community, like day one. It's what makes you great.
Another great video with one of the greatest points ever made with the company's values respect their shareowners, but most importantly only you know how to manage your funds. By far the best points to ever get across in the community! Keep up the great work and thank you for all you have done! Stay blessed and keep inspiring!
Thanks for the great question! Another subscriber made an important technical clarification... The actual date the price drops is the Ex-Dividend date (the first date the stock trades "ex-dividend", meaning those that buy it that day miss the dividend for that quarter). You can see with the example of ABBV that the closing price is adjusted down on 7/11/19 since the ex-dividend date is 7/12/19: finance.yahoo.com/quote/ABBV/history?p=ABBV Interestingly enough (and to my point in the video), the stock opens on 7/12 (the ex-dividend date) even higher than the adjusted close, so it's already climbing back up. (Disclosure: I am long ABBV)
Diversification is very important. As an example in my pharmacy stocks I have AbbVie, Pfizer, Amgen, Bristol-Meyrs and Novo-Nordiks. I don't know who of them will be the best pick in the long run, that's why I have them all.
Can you do a video on some of the mistakes you made during dividend investing and what you learned or corrected from that mistake? Thanks and love your channel!
Why dump my whole 10 grand in now... need buying power... because I cant add money to my roth ira till January 1. I will add 6000 Jan 1 and then I cant add more for all of 2021.. need buying power at all times ..
While I'm always buying, I do like to save a little extra for times when the market tanks. In March, for example, I went really heavy with my buy orders. Wishing you all the greatest!
Many thanks, my friend! The simple math was honestly really helpful for me too. The result actually surprised me a bit. That why I love the math so much - takes the guesswork out of it!
ppcian most people that talk down dividend investors are too young to know a bear market, the rest are in the “this time is different” phase, they make the same mistake by forgetting about balance sheets and fundamentals and they jump on the high P/E ratio risky growth bandwagon. Reality is, when the shit (potentially) hits the fan, most investors flock to value blue chip dividend stocks like KO, PG, KMB, GIS, etc...
Nice video. But the share price doesn't go down one day before the payment date, it goes down on Ex Dividend date so you'll see the drop well before you receive your dividend. Just thought it was worth mentioning.
Great insight! Thanks for clarifying. Another subscriber pointed this out too so I updated my pinned comment to reflect the clarification. Wishing you all the greatest!
Hey Ian what do you think about the news today??? I'm not buying the yeild indicator yet... I think it's a good discussion topic.... Plus I wanna bounce my analysis off of yours.... Thanks in advance even if you skip the topic
Hey Ian, what do you think of AbbVie and Altria right now? I know you have a large percentage of your portfolio in sin stocks, but Altria seems to be trading at a major discount compared to its strength (and even growth potential).
Ian, speaking of $KHC. Want to make a video about it? What do you think? Do you think it is starting to get into the deep discount range? I feel like the Heinz brand is worth more than what the stock is giving it value for.
@ppcIan, I had the exact same question, would you consider buying KHC at these levels? In your last video about this stock you said it would be attractive in the 20's and would consider buying it, do you still have the same view about the stock/company? Thanks for all you do, I love your content!
Hi Ian! Kraft Heinz has lost so much value but I don’t think they are a company that is actually going anywhere anytime soon, meaning they are here to stay. That being said, at what point do you think it would be a good time to jump in with them? I figure they will probably be a good company to hold during a recession due to the nature of their business. But I’m just not sure if I should hold off on them, but they are starting to look pretty decent at the price with the high yield. Just wondering what your thoughts on the subject would be. Thanks for your input!
Hey Ian, very good video to adress those haters. Just a question about your portfolio sample. Knowing that UTX will split very soon, what other big tech-industrial conglomerate could replace it? I find it very hard to have an equivalent...
I love HON!!! Been on the list for a while. Will never "replace" my UTX as I plan to hold, but certainly would not mind owning some HON, even though starting yield is low. (Disclosure: I am long UTX)
ok ... but what about KHC now? ... ( not entirely joking ... it seems like a deal now.) I think I saw in one of your other videos that you don't get into the auto sector ... I'm finding the high yields of Ford & GM hard to pass up but everyone seems to be saying to stay away from them. Talk me down!
Ian - for someone early in the game with dividend investing, and considering that we're 10 years into a recovery, wouldn't it make sense to put 5% in bonds and 5% in gold/silver to hedge against any stocks that don't make it thru the next big recession? I looked at list of 2007 Div Aristocrats compared to 2011 list and it appears there was 35% turnover. I realize some may have recovered, but if divs got cut too much, most of us would dump the stock and replace.
I like the interpretation on why it is important for the company to give the money back to the shareholders. What is your opinion on share buybacks though? It generally increases EPS and share price, but the shareholder that doesn't sell doesn't see the cash in the form of a dividend. I imagine you prefer dividend increases, but are you against buybacks like some other dividend investors may be?
Thanks for the kind words! Fabulous question. I certainly like buybacks as long as they are funded by organic cash flow (and not debt). Really like buybacks when they are timed correctly (stock price is low and management takes advantage to buy back shares at those undervalued levels). That said, always prefer dividends since it's cash in my pocket (that I can use to pay the bills).
Awesome question by Mike... Awesome answer by Ian! When I buy a stock, I look at it as buying equity in the company. Stock buybacks increase my equity stake. I like that! I also like dividends! The smartest and strongest companies distribute and grow dividends AND also buy back their stock when appropriate and don't take on debt to do it.. Look at AAPL as one example... They've bought back more stock (by value) than any company in history. They've bought back 27% of their outstanding shares over just the past 5 years. They initiated a dividend in 2012 of $0.38 and it's now nearly $3.00 per share. Their plan is to use majority of free cash flow to buy back approximately 5% of their shares annually going forward. They'll likely continue annual dividend increases as well. Gotta love that if you're an AAPL shareholder.
I understand your point that investing under 2k on one stock may not be worth it. So in how do you spread your buying? Do you purchase them all in one day or spread them out by a couple of days and etc?
When you buy a share at a specific dividend yield and the stock price rises does your dividend yield change or it’s locked in at the percent that you purchased the share price at?
Investing for 25 years has taught me that the single most important determinant of successful investing is not the style of investing but the price you pay and the holding period. Buying KHC or GE at 60 gave you a terrible results but my guess is that buying at KHC at 27 or GE at 9 and holding for the next 5 to 10 years will give you a much different result.
Hello Ian. I asked this on facebook too: I am just getting started in dividend investing and I do not have a lot of capital to invest at the moment; however, I see the value in dividends. Is it possible to build a strong portfolio foundation with companies in the $20 - $60 a share range? As capital becomes available, I plan to invest in more expensive companies.
He already made a video on this topic a while back. Basically, he prefers individual stocks because he can take advantage of stocks that have dipped. He also doesn't have to pay an expense fee. It gives him full control of his portfolio. I think you can find it by typing something along the lines of ppcian dividend etf or something.
Hi Ian, just curious about the BTI dividend just paid yesterday! I got paid 0.6106 per share!! Does that sound right ? Were you credited the same? Because BTI announced 0.6695 per share and it seems hard to believe that the ADR fee would be .055 per share! Thanks and great videos
This was the first suggested video after watching a mr free at 33 video 😂 I already watched this one 10 months ago when it came out but it’s still a good video Thanks Ian💫
On the list to research. Without even looking at the numbers, I like it at a high level. Those outlet malls are fabulous and the future of mall-based shopping, in my opinion.
I never plan to sell. Just stop reinvesting and take dividends as cash. Great question! More on this strategy here: ruclips.net/video/bM3J2NRq27M/видео.html
A good clothing retail choice may be TJMax/Marshals. They have something unique to offer and while other stores are closing, they’re opening up new ones. I can see them staying around for another decade or two. Plus they’re a dividend stock as well.
I am new to investing and very much a late comer. I am working through Ian’s videos and can’t get enough! I heard Ian say he is all in on Dividend Investing. I assume he is not doing a 401k but rather using those funds to divided invest. Since I am late to investing I’m thinking I should focus on dividend investing versus building up a 401k. Any thoughts?
Welcome! 🙏 I’m focused on individual account structure (non-retirement) since I want to tap into my dividends at any moment (definitely before traditional retirement). Here’s an older video on individual vs. retirement accounts: ruclips.net/video/Y_MqPhKoH90/видео.html Here’s a more recent one on how I’m already using dividends for some living expenses: ruclips.net/video/bM3J2NRq27M/видео.html
Dear Ian, as usually great value! Hope you never stop to teach these important leassons :) I really appreciate you and your interesting character. Best wishes from Germany :))
i believe you 100 % you got this bro people should be grateful to have someone like in there life teaching them how to be all they can be and then some i thank you and am grateful for all your teachings
Since you mention KHC. If you like the stock and plan on holding, a simple strategy would be to sell or double up (depending on your cash position or sentiment) and do a 30day trade. This would farm the loss while keeping you in the stock. The loss could then be used to offset gains or $3K in income. I just sold this month (August '19) and in mid-Sept I'll decide if I want to buy back, at what looks like a 10% lower price.
Another way of looking at "Diversification". You will make mistakes, they are unavoidable. Too many look at an individual stock such as KHC as a reason to avoid investing. Rather, you must realize that you will make mistakes. If you are wrong 1/3 of the time, that means you will be right 66% and you will be fine. Your spreadsheet shows this nicely. You can then sit back and figure out how to correct the mistakes. My philosophy is there is no loss until I pull the cash and spend it.
@@ppcian Thank you. I sold KHC mid-Aug. I wanted to bag the loss to offset some gains. I can rebuy it in 2 weeks, 10% lower. Buffett still owns it. We'll see what it looks like mid-Sept.
Loved the video, I want to rebuttle the companies holding hoards of cash. For example, Berkshire is holding tons of cash right now and don't pay a dividend. This is actually a reason WHY i invested in them. Because when the next recession comes, they'll have $$$ to reinvest into the market.
I'll share this in the Facebook group as well, but the biggest mistake I see other people making when they share videos explaining why they believe dividend investing doesn't work is they completely ignore dividend growth and yield on cost. They all say the same thing that you want to be a dividend investor and live on a dividend, you have to invest a lot of money in order to make a livable wage on just 3%. Huge, huge mistake.
Bro you a genuis keep doing your thing I would like to know what's the pay out and how much do you have to invest 10k is the only way you can get I'm poor trying to see if I can get in with less
You are too kind! You can actually start dividend investing with as little as $25: ruclips.net/video/WWdptrcEKGo/видео.html I imagine most people here in the community started with not too much and grew their portfolios over time. (That's my story, at least.) Wishing you all the greatest!
It is telling that the steady growth ETFs are typically around 2 to 3 percent. This is common with bullish stocks, while bearish stocks are typically around 8 percent. Those same 8 percent dividend stocks lost about 25 percent in the last 1 to 5 years. I love dividends, but also remember: if it seems too good to be true, it probably is. On a side note, I like to google a stock/ETF/mutual fund symbol before I buy it. You can see where it did well and where it crashed, as well as the YTD growth and dividend (for mutual funds it is yield ttm, or trailing twelve months). Pay special attention to 2000 and 2008, before and after.
Iain, please do not give air time to haters, pessimists and skeptics. You are better than that. That said, everyone is entitled to their opinion, so allow them their view just keep your own council.
Thank you Ian your experience & teaching lessons far outweighs the haters. Trying to learn & do combo value & growth investing in a small IRA $100,000 50 % cash & 30 % value & 20 % growth.
Ian, you took a comment I posted in the past wrong, and I apologies. I'm all in for what you have to say. Thank you for sharing. I picked up some gold etf shares. What is your opinion on that. It is a hedge along with my physical gold/silver.
No worries at all, my friend! Not sure what comment you are referring to, so no worries! Thanks for all your support! Will add gold/silver to the queue for a video!
I 100% agree on the just deploy it statement. We aren't day traders. Sure it's nice to get great value but it's better for your sanity to start having the money working for you.
Hey everyone, here is the free hypothetical $10,000 stock portfolio shared in today's video: www.ppcian.com/ppc-ian-dividend-investing/PPC-Ian-Sample-10000-Dividend-Analysis-20190812-Copyright.xlsx This link goes directly to the spreadsheet. If you find value from my videos, please consider subscribing and/or liking the video! Your support fuels the growth of this channel and the PPC Ian dividend investing community.
Also, a technical clarification on today's video (thanks to a member of our community for pointing this technical clarification out)! The actual date the price drops is the Ex-Dividend date (the first date the stock trades "ex-dividend", meaning those that buy it that day miss the dividend for that quarter). You can see with the example of ABBV that the closing price is adjusted down on 7/11/19 since the ex-dividend date is 7/12/19: finance.yahoo.com/quote/ABBV/history?p=ABBV Interestingly enough (and to my point in the video), the stock opens on 7/12 (the ex-dividend date) even higher than the adjusted close, so it's already climbing back up. (Disclosure: I am long ABBV)
ppcian Dogs of the dow routinely outperform the "market". IMO that's a pretty good indicator of how effective dividend investing is.
Hey Ian, thank you for the video!
And just wanted to mention, that I more like old thumbnail )
Ian is probably the best RUclipsr in the stock market space. He teaches and provides solid advice on strategies that will make one wealthy. Other popular channels make 10 minute entertainment videos with the sole purpose of generating views. Ian reminds me of adjunct professors I had in College which actually had a day job and taught their craft much more thorough than the senior tenure faculty
Your kind words truly mean the world to me! 🙏 Wishing you all the greatest!
Dividend investing is a challenge. Delayed gratification is hard (at least for me). If it was easy....everyone would be doing it. Keep up the videos.....motivation is so helpful. For the newer investors....don't be discouraged if things are slow as you're just getting started.....in 20 years, you'll be thanking yourself for sticking to it through the different markets!
The way i see it. Regular stocks are delayed gratifications, dividend stocks are quick gratification. Regular stocks you don’t make money until you sell. And then, when do you sell. Now? After news? Next year? In 3-5-10 years? With dividend stocks you keep em for at least 10 years and you don’t have to worry about when it would be best to sell and make irrational trading decisions.
When you're getting full shares every quarter... It puts a smile of your face. :)
They see me collecting dividends, they be hatin'
" ...You made some gainz. You gotta protect em/
See these divs? I'm gonna collect em.
You pay fees/It's part of investin'
I buy stock/That pays while restin'.
Not tryin to flex/But you need a lesson. From this channel/there is no question... That...
They see me rollin' "
- The Dividendaire
Haters gonna hate, dividend stocks gonna procreate!! (I hope people got that!)
Chris Vandernaald haters gonna dip, dividend stocks gonna drip!
Corny
i love dividend investing that is why this is my favorite channel
Your kind words TRULY mean the world to me!!!
I started investing in dividend stocks just 3 months ago and already 1% of my income is coming from dividends. I just have to repeat this process 99 more times and I can quit my job💫
This is an important video. I have been investing in dividend stocks for over 30 years and strongly believe in its benefits (cashflow). I am now retired and live largely off of the dividends. I have heard all the arguments and have found that they commit logical fallacies and don't want to hear the facts. Good luck.
Cannot thank you enough for sharing. 30 years and now living off cash flow - that is the DREAM! Really means a lot for someone at that stage of the journey to be sharing, so truly appreciate it. Wishing you all the greatest.
How do you protect yourself from dividend cuts? I mean if you are retired you don't have time ...you need some protection....
@@glennpuystjens Good question. If you own a basket of dividend stocks and one stops or cuts their dividend, you analyze that stock and decide whether to keep it or sell it. For example, I owned GE and it cut its dividend. Based on fundamentals, I decided to sell it and used the money to add to my other dividend stocks. So the answer is have enough stocks that a dividend stock won't hurt you, and keep an eye on you stocks in case one cuts the dividends.
Locutus D'Borg or u can just do growth stocks and then switch to dividends when ur older :)
@@ryanm2051 - There are dividend paying growth stocks as well. If you don't like the company, don't invest, but it's a mistake to shun a stock just because it distributes a dividend IMO. Good luck to you!
My favorite email is titled: E-tradeAlerts: Dividend or Interest Paid. I get one of these about every 2-3 weeks. Nothing beats this. Nothing.
Fo you pay to trade on etrade?
I know
I put my money into a few dividend paying companies continuously over time I bought the lows and I bought the highs but eventually I bought so many shares that the dividends keeps paying me enough to support my life style and better yet they raise it every year . The stock price doesn't matter if you are investing for that consistent cash flow its better if the price is cheaper because you can buy more obviously. So to me my only risk is a dividend cut thats why I picked companies with good cash flows and companies I feel can withstand a hard hit to the economy. So does it matter if my stock value crashed by 40 percent ? no it doesn't matter to me as long as my dividend is being paid why would I care about the capital I put in the market ? I would never need it touch it if the dividends support everything I do anyway. Its not like Ill need it for rent or a car payment or to pay a loan. So in reality I dont really need the capital I need dividend so to answer everyones question yes it does work if you pick the right companies
Terrific video Ian... While I don't limit myself to dividend paying stocks, I'll never understand why so many are averse to owning them. Many of the best companies in the world pay dividends, so shunning dividend payers already puts them at an investing disadvantage. So unfortunate! I didn't appreciate the power of dividends until I was in my 30's and I missed out on some nice reinvestment opportunities because of it. You're doing your viewers and subscribers a great service by sharing your dividend investing journey. Cheers my friend...
Cannot thank you enough for all the support and kind words, my friend!!! 🙏 Wishing you a fabulous day! 😎
For whatever reason, I love. Just love dividend paydays even when they are small.
New ppcian video! Stop everything ✋🏽
Means the world to me!
JP Morgan (JPM), ATT (T), and Starbucks (sbux) all good stocks this past year and current time frame, with good stories, and with dividends. crosses three different sectors, financial, communications, and commercial. The thing we all should remember that over time the market runs in waves based on US economics, central banks, and global activity. We should be patient about what to buy, and when to buy. Love your commentary Ian. In addition to the companies I mentioned above, I'm also long in Realty income (O), United technology (UTX), and Pepsi (PEP), and Abbvie (Abbv). Haven't got into Johnson and Johnson yet, but will in the future, when they are on sale. I am at the point now where I'm paying my monthly bills using my dividends. Ian, if we would just listen and remember all the ideas you present, we would see that your ideas are valid, valuable, and well thought out, as we move forward.
There are people who live on the dividends from their portfolio, it's called retirement.
Hater's are just hater's.
Your audio is definitely sounding better and the thumbnail and digitally imposed additions are really great! Love how your channel is really blossoming and growing! Great job Ian!
You said it was August 13th lol. Wife asked how that was possible and i had to do a double take myself.
As for when the stock pricee drops when the dividend is paid, it's honestly such an insignificant amount I never even pay attention to it.
Cannot thank you enough, my friend!!! Certainly investing some money and resources here to improve the channel and I hope they are adding value. So, to hear it from you REALLY means a lot!!! Anyone else able to notice the better audio quality in this one? Please let me know as I'm still fine-tuning, and please let me know if you have any preferences on how the audio can be ideal. Want everyone to have a great experience listening to the audio.
Regarding the dates, the range I'm looking at is 8/13/18 - 8/12/19 (intraday, as I pulled data during the trading day today).
Could not agree more on the drop (due to dividends being paid) - I don't even pay attention! It always seems insignificant and seems to go away so quickly. Wishing you all the greatest, my friend. Hope you have a fabulous week!!!
@@ppcian you sound fine, I had no problems with old sound. But yes you are making better and better vids man, way to go!
Just opened a m1 finance account because everything I've learned from your channel, keep doing your thing and I'll keep watching 💰
The haters are our dividend investing money motivators. I love when @ppcian stands up for the dividend investor community. #thuglife
what do you think of buying kraft heinz at current discount price and a 6% dividend?
Not for me, but wishing huge luck to everyone in it! More on KHC here: ruclips.net/video/wlwjN8tjY3c/видео.html
Oh damn, hot Ian is whipping out the pie charts. Let's ride.
@Observer x No need to guess. Uncle Ian knows what he is doing.
Hot Ian is speaking that truth. Dividend investing isn't for everyone, but it works for me and Ian because we care about long time horizons and that sweet sweet drip of income.
long videos that I happily watch from start to finish :)
Means the world to me!
3rd argument, takes too much time or too much capital
I have 20 stocks, proudly named “Ride or Die Portfolio” in honor of you.
Hi Ian, I have a question about your strategy to make a down payment for your house. For example, what percentage was saved in cash (or High Yield Savings) and stocks since you've said that you sold a lot of stocks to make the down payment on your house. I am really struggling to figure out how I am going to balance things. Thank you!
Is investing in a dividend index like VYM a good option ?
Régis Leclerc I like index funds for an IRA, for dividend investing I rather do single company shares.
Yes.... DVY or VYM.
Great advice here! Thanks, Ian!
I love dividends and I love reinvesting dividends back into the company. Dividends work for me and have done so for at least 15 to 20 years. By the end of year I make enough in dividends that my yearly expenses are met. I love that you keep emphasizing that the viewer must find their own path in investing for there are more paths than we are aware of. Personally I too am a strong believer in diversification; but I focus on mutual funds [asset classes], bond funds and a few stocks.
I'm holding my stocks for life and willing my portfolio to my daughter.
You're very sweet
@@twincherry4958 thank you. i love her so much
@@aza1479 👍👍👍❤
Great vid ... I made a decision to invest in drip. Where do I go to purchase them? The companies investing site is not user friendly. Is there a third party I can use?
Hi , Do you have a template of your spreadsheet? I’m try to find a good portfolio spreadsheet.
hi, should I stay in bluechips stocks to build my dividends portfolio? for safety?
I watch all of your videos and just subscribed. Your wisdom & analysis is simply the best ! Would love to see analysis videos on dividend stocks you do not own in the future that you believe are good buys. Thanks master Ian
How many shares do you buy of each, do you keep them all the same share amount or skip around?
I'm impressed that after all this time your channel has been here, you still have the passion to share and grow this community, like day one. It's what makes you great.
Thank you! Wishing you all the greatest! 🙏
Another great video with one of the greatest points ever made with the company's values respect their shareowners, but most importantly only you know how to manage your funds.
By far the best points to ever get across in the community! Keep up the great work and thank you for all you have done! Stay blessed and keep inspiring!
Stay blessed, my friend! Your kind words really mean a lot. Wishing you a fabulous week.
So ABBV is paying a dividend this week so how much would it go down by?
Thanks for the great question! Another subscriber made an important technical clarification... The actual date the price drops is the Ex-Dividend date (the first date the stock trades "ex-dividend", meaning those that buy it that day miss the dividend for that quarter). You can see with the example of ABBV that the closing price is adjusted down on 7/11/19 since the ex-dividend date is 7/12/19: finance.yahoo.com/quote/ABBV/history?p=ABBV Interestingly enough (and to my point in the video), the stock opens on 7/12 (the ex-dividend date) even higher than the adjusted close, so it's already climbing back up. (Disclosure: I am long ABBV)
ppcian thanks for the great analysis!
Diversification is very important. As an example in my pharmacy stocks I have AbbVie, Pfizer, Amgen, Bristol-Meyrs and Novo-Nordiks. I don't know who of them will be the best pick in the long run, that's why I have them all.
E Sch roche and novartis
Love my dividends every month ☺️
Thank you so much for sharing your knowledge, much appreciated 😊😊
Gotta love seeing those dividends roll in!!!
Thank you a lot as always! Do you think it is possible to invest enough to live off dividends in 20 years?
Yes! Especially with a high savings percentage and overall frugal/scrappy approach to life.
Hi how can I do a pie chart
thank you
Can you do a video on some of the mistakes you made during dividend investing and what you learned or corrected from that mistake? Thanks and love your channel!
My biggest mistake is buying high yield stocks that then go bust or cut their dividends. Be careful of very high yield stocks.
Yes, have an older one here: ruclips.net/video/nC-pQ56FlK4/видео.html That said, have some thoughts I want to share in an updated one soon!!!
Dont u want to have buying power ready to go incase the stock goes lower?
Why dump my whole 10 grand in now... need buying power... because I cant add money to my roth ira till January 1. I will add 6000 Jan 1 and then I cant add more for all of 2021.. need buying power at all times ..
While I'm always buying, I do like to save a little extra for times when the market tanks. In March, for example, I went really heavy with my buy orders. Wishing you all the greatest!
Where is the video of you warning the community about kraft?
Here it is: ruclips.net/video/wlwjN8tjY3c/видео.html
What do you think about DOW?
What's your view on high dividend low volatility ETFs, yield and diversification.
That simple little 6 stock portfolio is elegant. Sometimes simplicity is all you need.
Many thanks, my friend! The simple math was honestly really helpful for me too. The result actually surprised me a bit. That why I love the math so much - takes the guesswork out of it!
ppcian most people that talk down dividend investors are too young to know a bear market, the rest are in the “this time is different” phase, they make the same mistake by forgetting about balance sheets and fundamentals and they jump on the high P/E ratio risky growth bandwagon. Reality is, when the shit (potentially) hits the fan, most investors flock to value blue chip dividend stocks like KO, PG, KMB, GIS, etc...
I keep my money pretty even in all my 23 stocks. Trying for 1,000 in each then 2,000 in each and so on.
How can I sign up for your newsletter and portfolio?
Right here: www.ppcian.com/my-complete-dividend-stock-portfolio/
My Crome explorer sees your website but no download button or email entry. Help
Nice video. But the share price doesn't go down one day before the payment date, it goes down on Ex Dividend date so you'll see the drop well before you receive your dividend. Just thought it was worth mentioning.
Great insight! Thanks for clarifying. Another subscriber pointed this out too so I updated my pinned comment to reflect the clarification. Wishing you all the greatest!
Hey Ian what do you think about the news today??? I'm not buying the yeild indicator yet... I think it's a good discussion topic.... Plus I wanna bounce my analysis off of yours.... Thanks in advance even if you skip the topic
What do you think of swks
Hey Ian, what do you think of AbbVie and Altria right now? I know you have a large percentage of your portfolio in sin stocks, but Altria seems to be trading at a major discount compared to its strength (and even growth potential).
Ian, speaking of $KHC. Want to make a video about it? What do you think? Do you think it is starting to get into the deep discount range? I feel like the Heinz brand is worth more than what the stock is giving it value for.
Troy N yep it'll pick up
If you want to dividend invest long term only pick up good companies, KHC is not one of those.
@ppcIan, I had the exact same question, would you consider buying KHC at these levels? In your last video about this stock you said it would be attractive in the 20's and would consider buying it, do you still have the same view about the stock/company?
Thanks for all you do, I love your content!
Low can get lower.
Hi Ian! Kraft Heinz has lost so much value but I don’t think they are a company that is actually going anywhere anytime soon, meaning they are here to stay. That being said, at what point do you think it would be a good time to jump in with them? I figure they will probably be a good company to hold during a recession due to the nature of their business. But I’m just not sure if I should hold off on them, but they are starting to look pretty decent at the price with the high yield. Just wondering what your thoughts on the subject would be. Thanks for your input!
Great video 👍🏻 Always love seeing the notification!
Cannot thank you enough!
Hey Ian, very good video to adress those haters. Just a question about your portfolio sample. Knowing that UTX will split very soon, what other big tech-industrial conglomerate could replace it? I find it very hard to have an equivalent...
I love HON!!! Been on the list for a while. Will never "replace" my UTX as I plan to hold, but certainly would not mind owning some HON, even though starting yield is low. (Disclosure: I am long UTX)
@@ppcian Thanks for your reply ! Keep up your good work and let's hope for a price drop on HON !
ok ... but what about KHC now? ... ( not entirely joking ... it seems like a deal now.)
I think I saw in one of your other videos that you don't get into the auto sector ... I'm finding the high yields of Ford & GM hard to pass up but everyone seems to be saying to stay away from them. Talk me down!
Comparing Kraft Heinz to dividend investors is like comparing etoys to technology investors. Fantastic video! Thank you!
Ian - for someone early in the game with dividend investing, and considering that we're 10 years into a recovery, wouldn't it make sense to put 5% in bonds and 5% in gold/silver to hedge against any stocks that don't make it thru the next big recession? I looked at list of 2007 Div Aristocrats compared to 2011 list and it appears there was 35% turnover. I realize some may have recovered, but if divs got cut too much, most of us would dump the stock and replace.
I like the interpretation on why it is important for the company to give the money back to the shareholders. What is your opinion on share buybacks though? It generally increases EPS and share price, but the shareholder that doesn't sell doesn't see the cash in the form of a dividend. I imagine you prefer dividend increases, but are you against buybacks like some other dividend investors may be?
Thanks for the kind words! Fabulous question. I certainly like buybacks as long as they are funded by organic cash flow (and not debt). Really like buybacks when they are timed correctly (stock price is low and management takes advantage to buy back shares at those undervalued levels). That said, always prefer dividends since it's cash in my pocket (that I can use to pay the bills).
Awesome question by Mike... Awesome answer by Ian! When I buy a stock, I look at it as buying equity in the company. Stock buybacks increase my equity stake. I like that! I also like dividends! The smartest and strongest companies distribute and grow dividends AND also buy back their stock when appropriate and don't take on debt to do it..
Look at AAPL as one example... They've bought back more stock (by value) than any company in history. They've bought back 27% of their outstanding shares over just the past 5 years. They initiated a dividend in 2012 of $0.38 and it's now nearly $3.00 per share. Their plan is to use majority of free cash flow to buy back approximately 5% of their shares annually going forward. They'll likely continue annual dividend increases as well. Gotta love that if you're an AAPL shareholder.
I understand your point that investing under 2k on one stock may not be worth it. So in how do you spread your buying? Do you purchase them all in one day or spread them out by a couple of days and etc?
When you buy a share at a specific dividend yield and the stock price rises does your dividend yield change or it’s locked in at the percent that you purchased the share price at?
Hi Ian nice videos, what are your thoughts about General Mills do you think it still a buy at this price ? Thanks keep it up
Investing for 25 years has taught me that the single most important determinant of successful investing is not the style of investing but the price you pay and the holding period. Buying KHC or GE at 60 gave you a terrible results but my guess is that buying at KHC at 27 or GE at 9 and holding for the next 5 to 10 years will give you a much different result.
Hello Ian.
I asked this on facebook too: I am just getting started in dividend investing and I do not have a lot of capital to invest at the moment; however, I see the value in dividends.
Is it possible to build a strong portfolio foundation with companies in the $20 - $60 a share range? As capital becomes available, I plan to invest in more expensive companies.
Would you please comment the pro and con of investing individual stocks versus buying a dividend yielding ETF.
He already made a video on this topic a while back. Basically, he prefers individual stocks because he can take advantage of stocks that have dipped. He also doesn't have to pay an expense fee. It gives him full control of his portfolio. I think you can find it by typing something along the lines of ppcian dividend etf or something.
@@christianbondoc6732 Thank you.
Hi Ian, just curious about the BTI dividend just paid yesterday! I got paid 0.6106 per share!! Does that sound right ? Were you credited the same? Because BTI announced 0.6695 per share and it seems hard to believe that the ADR fee would be .055 per share! Thanks and great videos
This was the first suggested video after watching a mr free at 33 video 😂
I already watched this one 10 months ago when it came out but it’s still a good video
Thanks Ian💫
I cannot thank you enough for your support, my friend!
what do you think about SPG reit?
On the list to research. Without even looking at the numbers, I like it at a high level. Those outlet malls are fabulous and the future of mall-based shopping, in my opinion.
I'm looking to start a position, looks like a good value right now and good track record/ consistent dividend growth
@@ppcian Agreed, good value right now!
my advice to anybody starting out in anything do not let anybody steal your dream
Yes!!! This is great! 🙏
Here is a question for when you reach retirement. For income do you sell shares or exit the drip program inorder to collect the dividends moneys???
I never plan to sell. Just stop reinvesting and take dividends as cash. Great question! More on this strategy here: ruclips.net/video/bM3J2NRq27M/видео.html
I don't even have 10k in my portfolio but im spread out between 40 and 50 stocks
Holy Moly!!! Are you getting free trades?
Ian what do you think about kohls? Its at a discount
@Jokeasterfe good point
A good clothing retail choice may be TJMax/Marshals. They have something unique to offer and while other stores are closing, they’re opening up new ones. I can see them staying around for another decade or two. Plus they’re a dividend stock as well.
I am new to investing and very much a late comer. I am working through Ian’s videos and can’t get enough! I heard Ian say he is all in on Dividend Investing. I assume he is not doing a 401k but rather using those funds to divided invest. Since I am late to investing I’m thinking I should focus on dividend investing versus building up a 401k. Any thoughts?
Welcome! 🙏 I’m focused on individual account structure (non-retirement) since I want to tap into my dividends at any moment (definitely before traditional retirement). Here’s an older video on individual vs. retirement accounts: ruclips.net/video/Y_MqPhKoH90/видео.html Here’s a more recent one on how I’m already using dividends for some living expenses: ruclips.net/video/bM3J2NRq27M/видео.html
Perfect! Thank you Ian. It was a great video. You have set up a great community. I learn even more from the comment section of your videos.
Dear Ian,
as usually great value!
Hope you never stop to teach these important leassons :)
I really appreciate you and your interesting character.
Best wishes from Germany :))
Many thanks, my friend! 🙏
I think you should get your licences you give excellent advice.
what about MO and BIG here at these levels?
I really appreciate how humble, generous with your hard earned knowledge and insightful you are.
Thank you for your incredibly kind words!!!
as a div investor does that mean u are anti gold silver and bitcoin?
Haters are gonna hate... we still 💕 ur content. I have learned so much from u. U r the best!
Did Craft cut its dividend??
really good point about dividends reinforcing the companies value system. it makes me wonder why a company like google wont give back a small dividend
i believe you 100 % you got this bro people should be grateful to have someone like in there life teaching them how to be all they can be and then some i thank you and am grateful for all your teachings
What do you think about getting into Kraft Heinz right now
Not for me. Although, wish everyone getting in the best of luck!
links not working :s
Since you mention KHC. If you like the stock and plan on holding, a simple strategy would be to sell or double up (depending on your cash position or sentiment) and do a 30day trade. This would farm the loss while keeping you in the stock. The loss could then be used to offset gains or $3K in income.
I just sold this month (August '19) and in mid-Sept I'll decide if I want to buy back, at what looks like a 10% lower price.
Another way of looking at "Diversification". You will make mistakes, they are unavoidable.
Too many look at an individual stock such as KHC as a reason to avoid investing.
Rather, you must realize that you will make mistakes. If you are wrong 1/3 of the time, that means you will be right 66% and you will be fine. Your spreadsheet shows this nicely.
You can then sit back and figure out how to correct the mistakes.
My philosophy is there is no loss until I pull the cash and spend it.
Fabulous insights! Thank you so much for sharing!
@@ppcian Thank you. I sold KHC mid-Aug. I wanted to bag the loss to offset some gains. I can rebuy it in 2 weeks, 10% lower. Buffett still owns it. We'll see what it looks like mid-Sept.
Loved the video, I want to rebuttle the companies holding hoards of cash. For example, Berkshire is holding tons of cash right now and don't pay a dividend. This is actually a reason WHY i invested in them. Because when the next recession comes, they'll have $$$ to reinvest into the market.
I'll share this in the Facebook group as well, but the biggest mistake I see other people making when they share videos explaining why they believe dividend investing doesn't work is they completely ignore dividend growth and yield on cost. They all say the same thing that you want to be a dividend investor and live on a dividend, you have to invest a lot of money in order to make a livable wage on just 3%. Huge, huge mistake.
Yes! I hear that one too! Thanks for bringing up this point, my friend! 🙏
Started a new portfolio Aug 17, 2018 and as of Aug 14, 2019, up over 22% using 9 dividend stocks only. Most of the gains were from dividends.
Way to go! 🙏
Bro you a genuis keep doing your thing I would like to know what's the pay out and how much do you have to invest 10k is the only way you can get I'm poor trying to see if I can get in with less
You are too kind! You can actually start dividend investing with as little as $25: ruclips.net/video/WWdptrcEKGo/видео.html I imagine most people here in the community started with not too much and grew their portfolios over time. (That's my story, at least.) Wishing you all the greatest!
I like the dividend stocks. It’s like The ronco showtime rotisserie. You set it and forget it
It is telling that the steady growth ETFs are typically around 2 to 3 percent. This is common with bullish stocks, while bearish stocks are typically around 8 percent. Those same 8 percent dividend stocks lost about 25 percent in the last 1 to 5 years.
I love dividends, but also remember: if it seems too good to be true, it probably is.
On a side note, I like to google a stock/ETF/mutual fund symbol before I buy it. You can see where it did well and where it crashed, as well as the YTD growth and dividend (for mutual funds it is yield ttm, or trailing twelve months). Pay special attention to 2000 and 2008, before and after.
Appreciated!! Thank you for the video!
Iain, please do not give air time to haters, pessimists and skeptics. You are better than that. That said, everyone is entitled to their opinion, so allow them their view just keep your own council.
Thank you Ian your experience & teaching lessons far outweighs the haters.
Trying to learn & do combo value & growth investing in a small IRA $100,000 50 % cash & 30 % value & 20 % growth.
Ian, you took a comment I posted in the past wrong, and I apologies. I'm all in for what you have to say. Thank you for sharing. I picked up some gold etf shares. What is your opinion on that. It is a hedge along with my physical gold/silver.
No worries at all, my friend! Not sure what comment you are referring to, so no worries! Thanks for all your support! Will add gold/silver to the queue for a video!
I 100% agree on the just deploy it statement. We aren't day traders. Sure it's nice to get great value but it's better for your sanity to start having the money working for you.
Great way to look at it!
Ian when you coming to socal!!!
Gotta make it happen!