Hey everyone, regarding mistake #5, I hope I do not offend anyone. I get a little "thug life" in that segment because I am passionate about the topic, and it literally is a topic that keeps me up at night. I feel like the popularity of these affiliate programs is skewing the conversation, and casting a shadow of sorts on the greater dividend community. Because the conversation is so one-sided (due to these aggressive affiliates), I want to propose another viewpoint in a strong way to get my point across. I do want you to know that I respect ALL brokers. And, I also respect all investors, whether you are starting with $500 or have millions. I truly love everyone who chooses to be part of this amazing dividend community. Worth noting, I once started with a few hundred myself and have grown quite a bit since then thanks to hard work and compounding. I am trying to make the point that EVERYONE here as HUGE potential (probably even more than we all realize), due to the power of COMPOUNDING. And, the long-term should be factored in when choosing a platform/broker. And, quite frankly, some may still decide that the free apps are best! (And, I welcome and LOVE all those viewpoints here, as long as they are NOT accompanied by affiliate links that could skew the conversation.) I have huge faith in our community and care very much about everyone in the community. When I pin comments like this, I am not trying to sell you on an affiliate program. I am here to share my best knowledge for free. Wishing you huge success and blessings!
Hey Ian I use both m1 and robinhood. The reason I use these apps is because I'm investing such a small amount of money at a time. When I first started about 3 years ago I was putting $20 a month in and buying maybe 1 share of ford, or something along those lines at a time. So in my case that small fee would double my cost basis. knowing I could buy and sell without the risk of fees taking the little money I had gave me the intestinal fortitude I needed to push through the growing pains of seeing the market go up and down. I know you dont want to give specific brokers that youd recommend, but I'd love to hear more of why you prefer the premium brokers and what features do you utilize the most, and feel justified the value. Thanks for all your hard work, you help me everyday!
The exciting thing about these "free" platforms is the continuation of a long-term trend in the personal investing field - that the direct costs to the individual investor continue to go down, now potentially to nothing. These "free" services, combined with the overwhelming amount of publicly-available financial information on the internet, has made it easier than ever for ANYONE to start to create their own wealth and chart their own financial future. While I use a brokerage that still charges for transactions the net effect over time has been and will likely continue to be reduced costs for investing. The individual continues to have greater autonomy in this industry - for good or for bad. As a wise woman once told me, with great freedom comes great responsibility.
You may have heard the saying - “if you’re getting something for free, YOU are the product”. Great points Ian - one of the most helpful videos you’ve done. Thanks.
@@ramonkipy I personally buy stocks with the intention of holding them long-term. Long-term for me is 10+ years. If you decided to purchase MMM at 170 and it goes to 160, I would personally see purchasing MMM at a discount which makes me really happy! I am long MMM.
I sold half of my positions in Mastercard (MA) and Visa (V) and took 81% and 54% profit respectively. Now planning to buy stocks which pay high dividends like MMM, Emerson Electric (EMR), Pfizer (PFE), Johnson & Johnson (JNJ), At&t (T) and Exon Mobil (XOM). I have already added Emerson (EMR) today.
Tbh, if you really are longterm i would have kept the V stocks. They are very aggressive with their div imcreases and have a very low payout ratio. I know it is boring to own now in terms of divs. However, in 12-15y they will be such a good div stock to own.
@@ezipiceiekejfoz9912 I totally agree that's why I kept half of my position for both MA and V. I just thought the market will drop in future then I will reenter.
Cannot thank you enough!!! Love it. I've actually been listening to a lot of Rick Ross lately. My favorites: Rich off C... (feat. Avery Storm), Aston Martin Music, Here I Am, Gold Roses (feat Drake). I'm mostly into rap from 1990-2003 or so, however I have a true appreciation for the Gold Roses song which came out this year. Gives me hope for the rap industry!
Hey Ian - got a question. Since your portfolio is focused on Dividend Growth companies, why would you not allocate all your $ to ones that have a CAGR of 10%+ YoY, instead of stocks like LEG which is 4% YoY? Is it just for diversification purposes?
Awesome video Ian. Your enthusiasm and honesty are like a drug to me and probably your whole community. I totally agree that the focus should be on the dividends and not on the capital appreciation however I'm sure most of us also consider value and growth so it does hurt watching capital appreciation being eroded. I wish I could be more like you and do a better job at removing the emotion from my investing.
I am looking to spend 5k part of which will be done by the communities cumulative knowledge, what stock would you suggest pharma seems to be the big suggested asset class so far!!
There is so many deals and I love my holding but would love to see how many people suggest what!! I am not a fan of trump but try and avoid political spectrum as much as possible !!
Even though you don’t like trump , don’t know why that matters here...I’ll give you a few good ones. Abbv pfe bp t oxy f all are on sale like crazy right now.
The example I use when people argue stock splits create value is; if you have $1 dollar bill you can split it into 4 quarters, or even 10 dimes, or 100 pennies at the end of the day you still only have $1.
I'm comfortable with m1 Finance until the SIPC coverage ($500k) stops. If I was charged $1 per transaction on my portfolio I would have been hit with over $2500 in fees in just a year. Let alone the $4.95 I used to do on Etrade. I wish I was an affiliate : ). Everyone always thinks I am, but truth is I just use M1 and love it. I'll probably go back to Etrade if my account reaches around the 450k mark. At that point my dividend income would greatly cover any commission fees.
You're not a dividend investor if you've traded 2500 trades/year. I don't even know if a day trader would do it as much. So please don't advertise your channel or name as such.
You're misinterpreting. I buy holdings every single day ($30/minimum). Since m1 allows fractional purchases, I can buy more than 10 companies at a time for $30 total. In turn, the transactions add up quickly. So calm yourself...
ball- zauberer The RDS-A dividend is taxed by the Netherlands government. They literally keep what was owed to you, cutting your dividend income. What’s left will be taxed by the US at 15%. I learned the hard way on that. Personally, I like BP, which is an ADR, and they take a small fee for the dividend transaction, but the U.K. doesn’t tax the dividend. I learned the hard way on RDS. Ian owns BP too.
Hey Ian. Thank you for dispelling all the hype and adding clarity about the Pfizer dividend cut with a common sense explanation. The fact that you do not use/promote affiliate links adds to your integrity and lends gravitas to all your videos. Your passion for dividend growth investing is clear for all to see, serving only to demonstrate your best intentions for the dividend community that you praise so highly for their following. Excellent content as always Ian. Thank you and have a good week.
Thanks for doing what you do Ian. Bought some MMM today as well but near the market open so you got a much better buy price.. still managed to get a 3.5% yield. Hopefully, the stock price drops to $144 for a 4% yield!
You are the man.. I never invest in momentum stocks unless they happen to fall in a mutual fund in own. I'm with you... slow and steady increase if any increase at all. Dividends ALL the way. I love VYM and DVY.... also stocks that typically yield around 2.9%. Reinvest everything until I need the cash....
Hey PPCIan! Just found you and I find your videos so helpful that I'm going back and looking at your history. I know this video is old news but I do want to ask about the stock split mistake you discuss. I totally understand and agree with your explanation of how splits create your value (in terms of capital appreciation) but for a dividend growth investor, isn't a stock split potentially an exponential increase in your portfolio over time, and thereby creating value for dividend long term investors? Assuming they don't cut their dividends per share you now have increased your # of shares by at least 2x (depending on the size of the split).
Im with M1 and its great.....fractional shares and no fee trading....but im thinking when my portfolio gets into the 100k-200k range im going to switch to fidelity......until then im saving on trading and getting more stock with that savings.....#thuglife
I know a lot of dividend investors like AT&T, but it’s not for me. Thoughts in this video: ruclips.net/video/GYhiIqfCRsE/видео.html Thanks for the question and wishing you all the greatest!
@@ppcian I have another question, what are your thoughts on ETFs for this strategy? I have had VYM for a while and will probably pick up VIG soon. What do you think of this for someone who is a little more hands off?
Another winner Ian! Don’t capital gains indicate company growth ? If a company can pay dividends for 20 years and never see capital appreciation that’s fine , but how is that possible ? Tell me about it : I live in Italy and public debt is atrocious. With that said im only dealing with US securities. You’re not a licensed advisor. But I wonder , how much more do they really know than you ?! 😀😀
Thank you for your thoughts and information Ian. I made this view for myself. I rent out nests ( shares ) for my ants, they gather insects and sweets to pay for my dividends. I don't care if the colonies lose some workers/soldiers ( capital size ) So long the colony ( queen(s) are still alive and still able to lay eggs and create new workers/soldiers. And still be able to gather insects and sweets to pay for my dividends. I have many colonies in my portfolio. I choose only the best of the best colonies ( companies ) that are well located and have a high chance keep paying me my dividends. I know it's wierd but this really works and make dividend investing even more fun for me.
Great stuff. Seems like it does matter for a newer investor though , the more they lower interest rates it seems the higher the price of the dividend stocks I want go. I have been trying to get p and g duke southern company. Etc. isn’t the reason the price per share goes through the roof tied to them lowering rates. If so., when do you think this correlation will lessen.
In addition, yahoo finance will also adjust the stock price for each for each of the quarterly dividends stock holders receive. It try's to take in account "total return".
On stock splits...I'm certainly no expert, but I think I remember reading somewhere many, many years ago that a company would issue a stock split to get the share price lower because years and years ago the brokerage cost was less if you bought in 100 share lot...the lower stock price allowed more people to afford their stock in 100 shares... When I was down $4,000+ the other day the only thing I could think about was the good price I'm going to get with my dividend reinvestment.... To me it doesn't make any difference what the share price is any particular day because, unless they reduce their dividend, I'm going to get the exact same amount in dividends each month... thanks for the video..
I'm very satisfied with Fidelity and Robinhood, as both are insured. I've been adding PFE, LEG and BP. My question to you is what is your take on BP right now? It's been tanking as of late with the contaminated oil and the overall sector right now with Iran, etc. Was just wondering your thoughts. Again, great video, love the wisdom you give, Thank you!!!
Thank you Ian for your wonderful commentary regarding the capital gain entitlement mentality. As long as we are receiving mail-box money, aka dividends, we can rest and be peaceful in spite of the daily gyrations of the market.
Glad to hear you are writing a book. I am enjoying your videos but I prefer learning from a book and if you cover these kind of topics in a book I'll probably be buying it.
Highly cyclical. With ethanol usage down and crops not being planted and the Chinese not buying it's not good for the stock. I own it and am buying more. Great price, they've raised the dividends for what like 50 years and I don't think they'll stop. I think the last time I looked they're payout ratio was still in the 40's%. Buying more fo sho 😎
Ian thanks for the great information. Would love to know your thoughts on buying DRIP form the company and then transfer the stocks to M1 finance app so it shows the performance on the pie. Is this could potentially help performance? What's your best opinion on this? Thanks
Great stuff. Regarding spilts. Wouldn’t you get more dividends. For example if you get 2!dollars per share. Won’t you get 4 dollars in dividends once you have have 2 shares after the split ? Thanks
Ian, these “free” apps are great for smaller portfolios because there aren’t fees. When someone is putting $100 in atbthe beginning $4.95 commissions can be a significant cut into returns (1-3 years of dividends) But I do agree once you get to a high enough amount just transfer it all to Fidelity/Schwab/Vanguard/TD/etc.
Hello great videos thank you for your channel please keep up the great work. Question for your opinions ... I have investments in td Ameritrade, computershare, and Merrill Lynch, about $1000, $1300, $2000 I’m think of moving them all to one place. I’m leaning towards Charles Schwab any thoughts.
Another great video. Was wondering what is your opinion on Caterpillar? Recently started a position. They have almost 3.5% yield with around 30% payout ratio and a decent dividend growth. Would be interesting to hear an analysis on the company and I am sure more people would love that too.
I'm glad you encouraged everyone to build that million dollar portfolios..... I like E-Trade I may open a fidelity account in the future..... If you are taking questions I'd like to know how you feel about IBM?
I like my M1 platform. Most of my money is in index/mutual funds, but I am enjoying my dividend investing portfolio (just under 10K). My dividends are modest but I don't have the years to compound as you probably do. I hope to achieve a 50K portfolio by retirement in 3 years.
Dividends and capital appreciation are two sides of the same thing: the performance of a company. A good (or bad) performance will translate into a combination of those two values. If it is a mistake to relay only on capital appreciation, it is also a mistake to rely only on dividends. As (almost) everything in life, the most sensible approach is a balance one: a mix of both.
Watch every video and will continue!!! You are an awesome coach and you have indirectly pushed me to save and invest more in dividend paying stocks!!! Thanks #dividendthuglife
Thanks Ian for keeping it real! Good video, keep up the good work! 🙏 “sense of entitlement” my favorite part. People forget the amazing buying opportunity when the market tanks. I want it to crash so I can buy more and more shares dirt cheap.
Thank you so much for yet another great video! I left a question for you on your ABBV video, if you get a chance to take a look! Thanks for creating such a wonderful community! 😁
Ian, I wanted to ask you a question regarding the slump and Disney. With their announcement of their Disney+ service to compete against Netflix, and with hit being bundled with ESPN+ and Hulu.... do you think this could be setting Disney up to have much larger revenue moving forward 5-10 years and potentially a rapidly growing dividend rate? I'd love to hear your thoughts on this!
Your point on the capital appreciation is correct but the trade war had an impact on businesses cash flow so that the whole thing is a wash. I expect we will see some lost revenue as companies are buffering the consumer markets right now which will eventually have a detrimental effect on those balance sheets to the point of dividends getting frozen and/or cut. I would assume a lot of the stocks you invest in do have a healthy buffer on the payout ratio which will sustain for an undeterminable amount of time. Personally, I just bought 2 companies that are at a deeper discount at the moment which is pretty nice from this perspective.
Hey everyone, regarding mistake #5, I hope I do not offend anyone. I get a little "thug life" in that segment because I am passionate about the topic, and it literally is a topic that keeps me up at night. I feel like the popularity of these affiliate programs is skewing the conversation, and casting a shadow of sorts on the greater dividend community. Because the conversation is so one-sided (due to these aggressive affiliates), I want to propose another viewpoint in a strong way to get my point across. I do want you to know that I respect ALL brokers. And, I also respect all investors, whether you are starting with $500 or have millions. I truly love everyone who chooses to be part of this amazing dividend community. Worth noting, I once started with a few hundred myself and have grown quite a bit since then thanks to hard work and compounding. I am trying to make the point that EVERYONE here as HUGE potential (probably even more than we all realize), due to the power of COMPOUNDING. And, the long-term should be factored in when choosing a platform/broker. And, quite frankly, some may still decide that the free apps are best! (And, I welcome and LOVE all those viewpoints here, as long as they are NOT accompanied by affiliate links that could skew the conversation.) I have huge faith in our community and care very much about everyone in the community. When I pin comments like this, I am not trying to sell you on an affiliate program. I am here to share my best knowledge for free. Wishing you huge success and blessings!
ppcian ❤️💫
We come here for the truth Ian, I would be offended if you lied to us!
Hey Ian I use both m1 and robinhood. The reason I use these apps is because I'm investing such a small amount of money at a time. When I first started about 3 years ago I was putting $20 a month in and buying maybe 1 share of ford, or something along those lines at a time. So in my case that small fee would double my cost basis. knowing I could buy and sell without the risk of fees taking the little money I had gave me the intestinal fortitude I needed to push through the growing pains of seeing the market go up and down. I know you dont want to give specific brokers that youd recommend, but I'd love to hear more of why you prefer the premium brokers and what features do you utilize the most, and feel justified the value. Thanks for all your hard work, you help me everyday!
Can’t wait for your book🙌🏽🙌🏽🙌🏽
The exciting thing about these "free" platforms is the continuation of a long-term trend in the personal investing field - that the direct costs to the individual investor continue to go down, now potentially to nothing. These "free" services, combined with the overwhelming amount of publicly-available financial information on the internet, has made it easier than ever for ANYONE to start to create their own wealth and chart their own financial future. While I use a brokerage that still charges for transactions the net effect over time has been and will likely continue to be reduced costs for investing. The individual continues to have greater autonomy in this industry - for good or for bad. As a wise woman once told me, with great freedom comes great responsibility.
I wish you were my economics teacher back then. But I can enjoy learning from you now. 😁. Respect for your thug life.
Much respect for you too, my friend. Wishing you a fabulous week. Thanks for the kind words!
You may have heard the saying - “if you’re getting something for free, YOU are the product”. Great points Ian - one of the most helpful videos you’ve done. Thanks.
Dropped everything to watch as soon as I got the notification. #thuglife
Means the world to me, my friend. Wishing you all the greatest!
Great video again Ian, I sleep well at night knowing I’m a dividend investor. My other colleagues are bitting their nails lol
And I thought I was the only one that got excited about trade wars so I could buy MMM at a discount :) Thug life Ian!
Dividend Growth Investing I bought some today too! Love me some cheap MMM shares... I am a buyer in the 160s all day!
Yes!!! LOVE MMM. Hope it stays down for a VERY long time here. (Disclosure: I am long MMM)
dividend growth investing i agree i am so happy to buy a great stock at a great price
I bought my first share of MMM @ 170 should i buy another one now that is @ 160? Im a beginner investor.
@@ramonkipy I personally buy stocks with the intention of holding them long-term. Long-term for me is 10+ years. If you decided to purchase MMM at 170 and it goes to 160, I would personally see purchasing MMM at a discount which makes me really happy! I am long MMM.
This is one of those videos you put in your save list and rewatch every three months. Fantastic video, thank you.
The RUclips Dividend master!!!!! Always crushing it on these videos. Well done!!
Cannot thank you enough for the kind words!
I sold half of my positions in Mastercard (MA) and Visa (V) and took 81% and 54% profit respectively. Now planning to buy stocks which pay high dividends like MMM, Emerson Electric (EMR), Pfizer (PFE), Johnson & Johnson (JNJ), At&t (T) and Exon Mobil (XOM). I have already added Emerson (EMR) today.
XOM isn’t a good long term pick
Tbh, if you really are longterm i would have kept the V stocks. They are very aggressive with their div imcreases and have a very low payout ratio. I know it is boring to own now in terms of divs. However, in 12-15y they will be such a good div stock to own.
@Maurizio I have already a lot of ABBV @ $66. I am adding anymore ABBV right now.
@@ezipiceiekejfoz9912 I totally agree that's why I kept half of my position for both MA and V. I just thought the market will drop in future then I will reenter.
Thanks Trump for discounted stocks!!! Give me another -5%
KO Investing I scooped up some Apple & PEP! Yahoo!
@@kathy13volpe $aple and $spyd lol
Love
Lol rights 😂
Thanks Ian! Also, you are one of the True pioneers of Dividend Investing great inspiration you give man!
Many thanks, my friend! Wishing you all the greatest!
@@ppcian Thank you! Same to you man!
I appreciate the amount of effort you put in these videos ian.. Thanks so much for sharing your knowledge
It is a lot of work, for sure, but I love it. And, comments like this are the greatest reward of all. Wishing you all the greatest, my friend! 🙏
Aloha from the Big Island of Hawaii! Mahalo for providing us with great investment information and knowledge!
Great video again, thank you Ian! Also bought a few more 3M today.
Another 🔥🔥🔥 video! Ian’s morning alarm must be set to Rick Ross’s “Hustlin’”.
Cannot thank you enough!!! Love it. I've actually been listening to a lot of Rick Ross lately. My favorites: Rich off C... (feat. Avery Storm), Aston Martin Music, Here I Am, Gold Roses (feat Drake). I'm mostly into rap from 1990-2003 or so, however I have a true appreciation for the Gold Roses song which came out this year. Gives me hope for the rap industry!
Hey Ian - got a question. Since your portfolio is focused on Dividend Growth companies, why would you not allocate all your $ to ones that have a CAGR of 10%+ YoY, instead of stocks like LEG which is 4% YoY? Is it just for diversification purposes?
Love your answer on question 5! In my opinion, those “ free commissions “ apps aren’t safe to me
Thanks for being there at these times of volitility
Just curious, how far along are you on your book? Definitely looking forward to reading it!
Awesome video Ian. Your enthusiasm and honesty are like a drug to me and probably your whole community. I totally agree that the focus should be on the dividends and not on the capital appreciation however I'm sure most of us also consider value and growth so it does hurt watching capital appreciation being eroded. I wish I could be more like you and do a better job at removing the emotion from my investing.
“Live it up like my man Ja Rule” LEGENDARY. You’re the man, Ian!
Bought some CAT yesterday and today love the sales. Dividend investing is best for me also.
@scott trader good choice for the long run
I am looking to spend 5k part of which will be done by the communities cumulative knowledge, what stock would you suggest pharma seems to be the big suggested asset class so far!!
There is so many deals and I love my holding but would love to see how many people suggest what!! I am not a fan of trump but try and avoid political spectrum as much as possible !!
Even though you don’t like trump , don’t know why that matters here...I’ll give you a few good ones. Abbv pfe bp t oxy f all are on sale like crazy right now.
In depth analysis thats easy to understand especially on the stock split topic. Thank you master Ian
Probably my favorite video from you so far. Really enjoyed how you broke #1 down so well.
Cannot thank you enough, my friend! 🙏
The example I use when people argue stock splits create value is; if you have $1 dollar bill you can split it into 4 quarters, or even 10 dimes, or 100 pennies at the end of the day you still only have $1.
Totally agree with you on this. Always look forward to your videos Ian!
Means the world to me, my friend!
u deserve more subs than you got buddy you really put a lot of work into your videos although they may not be as flashy as others
I can’t believe I got first on a PPC Ian video!!!
congrats
You are too kind. Means the world to me. Wishing you a fabulous week!
Love this channel and the facebook group. I am a thug for life.
Means the world to me, my friend. Same here, thug for life.
What is the Facebook group called?
@@bluuegirl4 there is a link in the description. I am having trouble copying it
Vin's World thank you.
Always great informative videos. Wish I learned this ten years ago but better late then never!
I'm comfortable with m1 Finance until the SIPC coverage ($500k) stops. If I was charged $1 per transaction on my portfolio I would have been hit with over $2500 in fees in just a year. Let alone the $4.95 I used to do on Etrade. I wish I was an affiliate : ). Everyone always thinks I am, but truth is I just use M1 and love it. I'll probably go back to Etrade if my account reaches around the 450k mark. At that point my dividend income would greatly cover any commission fees.
You're not a dividend investor if you've traded 2500 trades/year. I don't even know if a day trader would do it as much. So please don't advertise your channel or name as such.
You're misinterpreting. I buy holdings every single day ($30/minimum). Since m1 allows fractional purchases, I can buy more than 10 companies at a time for $30 total. In turn, the transactions add up quickly. So calm yourself...
Love your videos!
Really means a lot!!! 🙏
Hi Ian, i´m also buying 3M at this Price. What do you think of royal dutch Shell. Is it already a good Price value today?
The whole oil sector is getting masscerd.... VET could have bottomed today....
ball- zauberer The RDS-A dividend is taxed by the Netherlands government. They literally keep what was owed to you, cutting your dividend income. What’s left will be taxed by the US at 15%. I learned the hard way on that. Personally, I like BP, which is an ADR, and they take a small fee for the dividend transaction, but the U.K. doesn’t tax the dividend. I learned the hard way on RDS. Ian owns BP too.
@@annachrissy4874 RDS.B is a play that wont have the withholding tax on a tax sheltered account
What do you think about ticker symbol HRL? Looks like a really solid dividend stock
We are lucky to have you get this vid out to us, Ian! Thank you!
Your kind words mean the world to me!!! Wishing you a fabulous week.
Hey Ian. Thank you for dispelling all the hype and adding clarity about the Pfizer dividend cut with a common sense explanation. The fact that you do not use/promote affiliate links adds to your integrity and lends gravitas to all your videos. Your passion for dividend growth investing is clear for all to see, serving only to demonstrate your best intentions for the dividend community that you praise so highly for their following. Excellent content as always Ian. Thank you and have a good week.
Thanks for doing what you do Ian. Bought some MMM today as well but near the market open so you got a much better buy price.. still managed to get a 3.5% yield. Hopefully, the stock price drops to $144 for a 4% yield!
Wait if i cut a burrito in half I dont get more burrito???
Lol
40 views in 2min ppcian is the new PewDiePie
Cannot thank you enough for the kind words and support! Truly grateful for the amazing community here.
Lol... Great channel.
Well deserved!
... except with real value!
You are the man.. I never invest in momentum stocks unless they happen to fall in a mutual fund in own. I'm with you... slow and steady increase if any increase at all. Dividends ALL the way. I love VYM and DVY.... also stocks that typically yield around 2.9%. Reinvest everything until I need the cash....
Hey PPCIan! Just found you and I find your videos so helpful that I'm going back and looking at your history. I know this video is old news but I do want to ask about the stock split mistake you discuss. I totally understand and agree with your explanation of how splits create your value (in terms of capital appreciation) but for a dividend growth investor, isn't a stock split potentially an exponential increase in your portfolio over time, and thereby creating value for dividend long term investors? Assuming they don't cut their dividends per share you now have increased your # of shares by at least 2x (depending on the size of the split).
Good viewpoints on mistakes. I see teachers sometimes panicking and not following through on their plans.
I love mistakes - I've personally made SO many of them over the years. Best way to learn! Keeps life interesting too.
Im with M1 and its great.....fractional shares and no fee trading....but im thinking when my portfolio gets into the 100k-200k range im going to switch to fidelity......until then im saving on trading and getting more stock with that savings.....#thuglife
Ian what do you think about Pru?? Is a good buy ...
Thanks for this great video, Ian! Your #1 Thailand fan. Looking forward to your book!
Volatility separates the men from the boys!
I prefer the brand name brokerages too! I just felt more familiar and safer with them haha
Ian have you looked at Mondelez.
Ian great video! Such quality content for free, I am really thankful. Wish you the best!
Your kind words really mean a lot! Wishing you a fabulous week!
already liked video and excited to check it out!
Ian. When are you coming down for a meet up in the SoCal area???
what do you think about At&t? I have been long interested and investing in them, but I know many are afraid of a dividend cut soon
I know a lot of dividend investors like AT&T, but it’s not for me. Thoughts in this video: ruclips.net/video/GYhiIqfCRsE/видео.html Thanks for the question and wishing you all the greatest!
@@ppcian thanks! I will watch that (I'm fairly new to the channel so I haven't seen older vids)
@@ppcian I have another question, what are your thoughts on ETFs for this strategy? I have had VYM for a while and will probably pick up VIG soon. What do you think of this for someone who is a little more hands off?
Great take I agree.
Wishing you all the greatest!
Hey Ian! Are you also looking at some of the oil/energy stocks? BP is hitting its 52 week low.
Another winner Ian!
Don’t capital gains indicate company growth ? If a company can pay dividends for 20 years and never see capital appreciation that’s fine , but how is that possible ?
Tell me about it : I live in Italy and public debt is atrocious. With that said im only dealing with US securities.
You’re not a licensed advisor. But I wonder , how much more do they really know than you ?! 😀😀
Nice one Ian, just bought 3M, IBM and waste management planning to make into a big positions thug life
Thank you for your thoughts and information Ian. I made this view for myself. I rent out nests ( shares ) for my ants, they gather insects and sweets to pay for my dividends. I don't care if the colonies lose some workers/soldiers ( capital size ) So long the colony ( queen(s) are still alive and still able to lay eggs and create new workers/soldiers. And still be able to gather insects and sweets to pay for my dividends. I have many colonies in my portfolio. I choose only the best of the best colonies ( companies ) that are well located and have a high chance keep paying me my dividends. I know it's wierd but this really works and make dividend investing even more fun for me.
Great stuff. Seems like it does matter for a newer investor though , the more they lower interest rates it seems the higher the price of the dividend stocks I want go.
I have been trying to get p and g duke southern company. Etc. isn’t the reason the price per share goes through the roof tied to them lowering rates. If so., when do you think this correlation will lessen.
In addition, yahoo finance will also adjust the stock price for each for each of the quarterly dividends stock holders receive. It try's to take in account "total return".
MMM sale!!!! and many more this morning was like Black Friday wooohooo!!
Love it!!! (Disclosure: I am long MMM)
On stock splits...I'm certainly no expert, but I think I remember reading somewhere many, many years ago that a company would issue a stock split to get the share price lower because years and years ago the brokerage cost was less if you bought in 100 share lot...the lower stock price allowed more people to afford their stock in 100 shares... When I was down $4,000+ the other day the only thing I could think about was the good price I'm going to get with my dividend reinvestment.... To me it doesn't make any difference what the share price is any particular day because, unless they reduce their dividend, I'm going to get the exact same amount in dividends each month... thanks for the video..
I'm very satisfied with Fidelity and Robinhood, as both are insured. I've been adding PFE, LEG and BP. My question to you is what is your take on BP right now? It's been tanking as of late with the contaminated oil and the overall sector right now with Iran, etc. Was just wondering your thoughts. Again, great video, love the wisdom you give, Thank you!!!
Ian what is your take on MSCI?
It looks like you have enough tape for Christmas Ian.....lol
Great video Ian. Love it.
This message was much needed today. Thank you sir!
Thank you for your kind words! Glad the video was helpful! Happy New Year!!!
Happy New Year to you too!
Good afternoon Ian
Is it better (dividend speaking) to buy individual stocks rather than buying ETS?
Thank you Ian for your wonderful commentary regarding the capital gain entitlement mentality. As long as we are receiving mail-box money, aka dividends, we can rest and be peaceful in spite of the daily gyrations of the market.
Wishing you all the greatest! 🙏 Love that mail box money!
Keeping it real! Great video. Thanks Ian.
Other than BOH, I getting the feeling your not fond of banks. Have you examined BAC? Low payout ratio, great growth. What’s your insight on this one?
Great video !
Glad to hear you are writing a book. I am enjoying your videos but I prefer learning from a book and if you cover these kind of topics in a book I'll probably be buying it.
I learned so much from you Ian! Thank u💕
thoughts on ADM?
Highly cyclical. With ethanol usage down and crops not being planted and the Chinese not buying it's not good for the stock. I own it and am buying more. Great price, they've raised the dividends for what like 50 years and I don't think they'll stop. I think the last time I looked they're payout ratio was still in the 40's%. Buying more fo sho 😎
Great video Ian! Well stated voice of reason in a sometimes crazy world.
Wishing you all the greatest! 🙏
First thing I did when I woke up, thanks Ian, thug life 😎
Great video Ian. I am buying more 3M too! Glad you agree.
Ian thanks for the great information. Would love to know your thoughts on buying DRIP form the company and then transfer the stocks to M1 finance app so it shows the performance on the pie. Is this could potentially help performance? What's your best opinion on this? Thanks
Thank you Ian!
Great stuff. Regarding spilts. Wouldn’t you get more dividends. For example if you get 2!dollars per share. Won’t you get 4 dollars in dividends once you have have 2 shares after the split ? Thanks
The dividends get split just like the stocks.
If you get $1 per 1 share, after split you get $.50 per 1 share but have 2 shares now.
Ian, these “free” apps are great for smaller portfolios because there aren’t fees. When someone is putting $100 in atbthe beginning $4.95 commissions can be a significant cut into returns (1-3 years of dividends)
But I do agree once you get to a high enough amount just transfer it all to Fidelity/Schwab/Vanguard/TD/etc.
Hello great videos thank you for your channel please keep up the great work. Question for your opinions ... I have investments in td Ameritrade, computershare, and Merrill Lynch, about $1000, $1300, $2000 I’m think of moving them all to one place. I’m leaning towards Charles Schwab any thoughts.
Another great video. Was wondering what is your opinion on Caterpillar? Recently started a position. They have almost 3.5% yield with around 30% payout ratio and a decent dividend growth. Would be interesting to hear an analysis on the company and I am sure more people would love that too.
I'm glad you encouraged everyone to build that million dollar portfolios..... I like E-Trade I may open a fidelity account in the future..... If you are taking questions I'd like to know how you feel about IBM?
Thanks, my friend! I actually own IBM and love it. Some thoughts in this video: ruclips.net/video/CTs-Ql4P_Y8/видео.html (Disclosure: I am long IBM)
I like my M1 platform. Most of my money is in index/mutual funds, but I am enjoying my dividend investing portfolio (just under 10K). My dividends are modest but I don't have the years to compound as you probably do. I hope to achieve a 50K portfolio by retirement in 3 years.
M1Finance is a great platform to start off into bigger and betters things...
Dividends and capital appreciation are two sides of the same thing: the performance of a company. A good (or bad) performance will translate into a combination of those two values.
If it is a mistake to relay only on capital appreciation, it is also a mistake to rely only on dividends. As (almost) everything in life, the most sensible approach is a balance one: a mix of both.
Watch every video and will continue!!! You are an awesome coach and you have indirectly pushed me to save and invest more in dividend paying stocks!!! Thanks #dividendthuglife
Thanks Ian for keeping it real! Good video, keep up the good work! 🙏 “sense of entitlement” my favorite part. People forget the amazing buying opportunity when the market tanks. I want it to crash so I can buy more and more shares dirt cheap.
Which platforms is he talking about? which are good and which are bad?
for example INGDIBA or COMDIREKT?
Great information once again! 👍
Bought more ABBV! Love it
I jumped to soon with the cash I had on it. Wish I could buy more now at these low low prices. Lol nice!
Personally love ABBV at these levels! Thanks for sharing. (Disclosure: I am long ABBV)
@@ppcian Ian, what do you think about the dividend payout ratio of 144%?
Thank you so much for yet another great video! I left a question for you on your ABBV video, if you get a chance to take a look! Thanks for creating such a wonderful community! 😁
Well said, invest long term for the dividends and treat the capital appreciation as a bonus.
Fantastic video!
Well spoken 👍
Is PFE a bad bet?
Not in my humble opinion. Lots of insights on PFE in this recent video: ruclips.net/video/TkOJ4KvzBA8/видео.html (Disclosure: I am long PFE)
Ian, I wanted to ask you a question regarding the slump and Disney. With their announcement of their Disney+ service to compete against Netflix, and with hit being bundled with ESPN+ and Hulu.... do you think this could be setting Disney up to have much larger revenue moving forward 5-10 years and potentially a rapidly growing dividend rate? I'd love to hear your thoughts on this!
Am glad I found your channel you have so much information and keeping it simple.I actually bought a share of Johnson & Johnson because of you.
Your point on the capital appreciation is correct but the trade war had an impact on businesses cash flow so that the whole thing is a wash. I expect we will see some lost revenue as companies are buffering the consumer markets right now which will eventually have a detrimental effect on those balance sheets to the point of dividends getting frozen and/or cut.
I would assume a lot of the stocks you invest in do have a healthy buffer on the payout ratio which will sustain for an undeterminable amount of time. Personally, I just bought 2 companies that are at a deeper discount at the moment which is pretty nice from this perspective.