Every Money Account Explained - What Bank Account Set Up Do You Need? Checking, Saving & Investment!

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  • Опубликовано: 17 янв 2025

Комментарии • 48

  • @stephandden
    @stephandden  3 года назад +2

    Check out the Wealthsimple Invest platform ($50 Sign Up Bonus) here wealthsimple.sjv.io/VyadoM & the Wealthsimple Trade platform ($25 Cash Bonus) here - wealthsimple.sjv.io/WDXEBZ ✨

  • @fumi.s
    @fumi.s 3 года назад +11

    This is so useful to have a Canadian version!

  • @chelseys370
    @chelseys370 3 года назад +4

    Great video! I just switched my savings account to EQ bank

  • @johnlockridge9810
    @johnlockridge9810 2 года назад

    Wow! This was exactly what I needed. I literally knew like nothing about savings/investment accounts before this video (like I literally didn't even know what to call them). this video was super easy to understand, pretty fast paced and concise, and the production quality was really good too! All in all, it was fantastic! Looking forward to watching all your other videos!!

    • @stephandden
      @stephandden  2 года назад

      Hey John! So glad you found this video and it was helpful! Let us know if there's any other videos you want to see in the future 😊

  • @preritacharya1
    @preritacharya1 3 года назад +4

    hey, what online bank did you switch to?

  • @chaynegotte878
    @chaynegotte878 3 года назад +8

    Thanks for your wealth of Canadian-specific information! I don’t see the link for the EQ savings account?

    • @stephandden
      @stephandden  3 года назад

      Thanks, Chayne! Here it is - www.eqbank.ca/personal-banking/savings-plus-account?FintelConnect&Affiliate&finteltag=a-27929b-24215c-&OrderID=8515021 😊

  • @noorb1
    @noorb1 3 года назад +3

    Thank you so much for doing this. I have been looking for a Canadian version for a long time. This means a lot to me

  • @JamaGreekCrew
    @JamaGreekCrew 3 года назад +1

    Awesome information thx for sharing

  • @AJandGill
    @AJandGill 3 года назад +2

    Thanks for breaking it down so well!!! We learn so much from this channel 👌

    • @stephandden
      @stephandden  3 года назад +1

      Thanks for watching! 😊✨

  • @shelbyborstmayer1639
    @shelbyborstmayer1639 3 года назад

    So thankful for you guys and your knowledge!

    • @stephandden
      @stephandden  3 года назад

      😊 so thankful you’re here!

  • @Jayl__
    @Jayl__ 2 года назад +1

    Who’s already knows these basic things and yet they are still watching?

  • @nenang21
    @nenang21 3 года назад

    I'm so excited I found your channel! I'll definitely be making some changes, thanks to this video :)

    • @stephandden
      @stephandden  3 года назад

      So glad you found us, too! 😊

  • @jamdown859
    @jamdown859 2 года назад

    I have tangerine. Wondering if you think think EQ is a better option and why? With tangerine I use the Scotia ATM. Where do you withdraw from for EQ?

  • @georgekell2593
    @georgekell2593 3 года назад +1

    This video was uploaded right before I finished watching another one of your videos... coincidence? I think not

  • @NatePolmateer
    @NatePolmateer 3 года назад +4

    Noti squad! Haha

  • @shannonbrown8918
    @shannonbrown8918 3 года назад +2

    Don't forget RESPs and HCSAs :) (if they apply to your situation of course)

  • @LinedFury
    @LinedFury 3 года назад +1

    great video as always - just wondering is there a Canadian equivalent of a 401k? wasn't sure if that would be covered in this video

    • @anasfrh
      @anasfrh 3 года назад

      I believe the RRSP is the closest to a 401k.

    • @aunties5798
      @aunties5798 3 года назад

      It's known as RRSP(Registered Retirement Savings Plan)

  • @joemarchant8963
    @joemarchant8963 3 года назад

    Hi Steph and Den, question...dont you get taxed on the interest earn on saving account ? would it be better to go with tax free ? I am trying to save for buying a condo. which is the better way to save.

    • @stephandden
      @stephandden  3 года назад

      Hey Joe! Good question - you do get taxed on interest earned in a High Interest Savings Account - so you could absolutely avoid that by saving money in a Tax Free account instead. One thing to consider is that if you do that, you’ll have less room to invest money within the tax free account - so it’s up to you and your situation. 😊

  • @jaafcan
    @jaafcan 3 года назад +1

    Can't wait to open up some accounts and contribute once my debt is squashed. 👌🏿

  • @ahmedgharbi1635
    @ahmedgharbi1635 Год назад

    Why not use EQBANK savings account as a checking account?

  • @tylergerrard4939
    @tylergerrard4939 3 года назад +1

    Excellent video! How was your portfolio this week? AQN stock makes up most of mine so I was up quite a lot this week. Holding AQN and adding more for the long term though.

  • @bashiiraasad9330
    @bashiiraasad9330 3 года назад

    My emergency fund is fully funded. I believe I should put the rest of my $ in a tfsa! I am a bit hesistant though. Do you recommend EQ bank tfsa account?

    • @stephandden
      @stephandden  3 года назад +1

      We personally do that (have a fully funded emergency fund then invest the rest in a TFSA!) - we use EQ Bank for the emergency fund, and then invest with Wealthsimple Invest (Steph) and Questrade (Dennis). I'd check out these videos for more - ruclips.net/video/Le0fBDVbuuo/видео.html + ruclips.net/video/yBhIQ9ec1dY/видео.html 😊

    • @bashiiraasad9330
      @bashiiraasad9330 3 года назад

      @@stephandden wealthsimple trade also has a tfsa account option whats the difference between invest tfsa and trade tfsa?

  • @focusinvestor4787
    @focusinvestor4787 3 года назад +1

    Where is the EQ Bank link?...

    • @stephandden
      @stephandden  3 года назад

      www.eqbank.ca/personal-banking/savings-plus-account?FintelConnect&Affiliate&finteltag=a-27929b-24215c-&OrderID=8515021 😊

    • @Filo-cu5ym
      @Filo-cu5ym 3 года назад

      @@stephandden thank you! Not available in Quebec :(
      But I saw neo capital at a higher rate what do you think about that? Also the wealthsimple save account invest in low risk etf which gives a higher return than any savings account out there. Just pointing it out.