A number you'll never need again

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  • Опубликовано: 3 окт 2024
  • Rowan Ellis, Alec Steele and Simon Clark face a question about forgetting figures.
    LATERAL is a weekly podcast about interesting questions and even more interesting answers, hosted by Tom Scott. For business enquiries, contestant appearances or question submissions, visit www.lateralcas...
    GUESTS:
    Rowan Ellis: ‪@HeyRowanEllis‬, / heyrowanellis
    Alec Steele: ‪@AlecSteele‬, / alecsteelesteel
    Simon Clark: ‪@SimonClark‬, / simonoxfphys
    HOST: Tom Scott.
    QUESTION PRODUCER: David Bodycombe.
    RECORDED AT: The Podcast Studios, Dublin.
    EDITED BY: Julie Hassett.
    GRAPHICS: Chris Hanel at Support Class. Assistant: Dillon Pentz.
    MUSIC: Karl-Ola Kjellholm ('Private Detective'/'Agrumes', courtesy of epidemicsound.com).
    FORMAT: Pad 26 Limited/Labyrinth Games Ltd.
    EXECUTIVE PRODUCERS: David Bodycombe and Tom Scott.
    © Pad 26 Limited (www.pad26.com) / Labyrinth Games Ltd. 2024.
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Комментарии • 134

  • @chippercorgi2247
    @chippercorgi2247 5 месяцев назад +92

    I love that the writer chose the name "Penny" for a question about PINs and money... nice subtle hint there 😀

  • @therookiegamer2727
    @therookiegamer2727 5 месяцев назад +125

    the "using a sharpie", and "hurridley" makes me think that this is some QA thing, and 7692 is a number that tests all the motions for a sharpie.
    edit: and, theory dead in the water right off the bat

  • @millsjonah
    @millsjonah 5 месяцев назад +208

    Penny was never able to refer to the number again because she passed away shortly thereafter from Sharpie fume poisoning.

  • @kayleighlehrman9566
    @kayleighlehrman9566 5 месяцев назад +190

    The whole "entering the pin backwards alerts the authorities" thing never made any sense to me. A disproportionate number of pins are gonna be palindromes (or near palindromes and easy to mess up) and surely enough people would know someone whose pin is a palindrome that there should've been no way for that myth to propagate.

    • @ChilledOutGuild
      @ChilledOutGuild 5 месяцев назад +21

      Theoretically, the system could check if it was a palindrome and just not apply the reverse = eat card logic if it was. But yeah, I never put any weight into the urban myth as it just seemed too easy to mess up for users who had pins such as 4944 (not my pin), it's way too easy to input that as 4494 (also not my pin, or is it?)

    • @Zack_Wester
      @Zack_Wester 5 месяцев назад +4

      @@ChilledOutGuildI know there was talk of cards having two pin numbers.
      the correct and the I been robbed call the cops but do ether give me the money or spit out an error.
      (sorry your requested amount does not exist currently in cash please request a amount we can pay out).
      I know I can set up on some Windows/Linux version + maybe some add-on or something "Correct" password that will log you in into a fake version of my desktop.
      It will not give you an error but it will not give you what you wanted.

    • @ivarkrabol
      @ivarkrabol 5 месяцев назад +2

      Why disproportionate? Surely it's no more than one in a hundred?

    • @panda4247
      @panda4247 5 месяцев назад +25

      "surely enough people would know someone whose pin is a palindrome"
      How would you know?
      People usually don't tell each other their pins

    • @camicus-3249
      @camicus-3249 5 месяцев назад

      ​@@panda4247 mine is 7692

  • @macdjord
    @macdjord 5 месяцев назад +30

    I've done this same trick myself for years! Only the number isn't written on the card; it's written on a post-it note in the wallet. And there are 3 numbers on the note, each 'identified' with a meaningless 2-letter abbreviation, so that the thief will hopefully go 'I don't know which number is for *this* card, but I can just try all 3' and then get the card eaten.

    • @bogella2225
      @bogella2225 5 месяцев назад

      I just have all my cards locked and unlock when I need them

    • @RFC3514
      @RFC3514 4 месяца назад

      It achieves absolutely nothing. Either the thieves have a way to obtain the real code or they don't. If they do, they'll obtain it and use it. If they don't, then the _lack_ of a number inside the wallet won't magically make them guess the right code. And guess what, they know about the 3-attempt limit, too. So, even if they have a way to get the code but decide to try those numbers _first,_ they're obviously going to stop after two attempts.

    • @nate_storm
      @nate_storm Месяц назад

      @@RFC3514what about thieves who are stupid and don’t know about the 3 try limit?

  • @Martykun36
    @Martykun36 5 месяцев назад +28

    Given that those urban myths exist, I think any robber would be extremely suspicious of a pin written down in the card.

    • @viperion_nz
      @viperion_nz 5 месяцев назад +9

      The number of people who actually write their actual PIN on their card (or have it on a piece of paper in their wallet) is WAY higher than the number of people who write a fake number on their card. People are dumb and predictable, as a group

  • @donaldasayers
    @donaldasayers 5 месяцев назад +57

    'Pin number', 'ATM machine' lots of RAS syndrome here.

    • @IceMetalPunk
      @IceMetalPunk 5 месяцев назад +7

      Think about that while you eat your naan bread and drink some chai tea.

    • @falseprofit9801
      @falseprofit9801 5 месяцев назад +10

      I've given up the fight on this one. PI Number is just the phone for a detective's office and AT Machine sounds like an anti-tank robot.

    • @rafaelmarkos4489
      @rafaelmarkos4489 4 месяца назад

      ​@@falseprofit9801You know, saying PIN and ATM without any suffixes is an option.

    • @Person.1234
      @Person.1234 4 месяца назад +2

      Haven't heard of the term but I like how I was able to figure out what RAS Syndrome meant

    • @Alexand3ry
      @Alexand3ry 3 месяца назад +2

      @@Person.1234 But can you figure out what the 'S' stands for?

  • @Armadeus
    @Armadeus 18 дней назад

    i'm really liking the teamwork in this one - simon starting off with something very close to the answer, alec figuring out that it is to ward off thieves, and then rowan finishing it by figuring out why the number was written hurriedly. love it!

  • @dojelnotmyrealname4018
    @dojelnotmyrealname4018 5 месяцев назад +42

    First instinct: One time code?

    • @globalincident694
      @globalincident694 5 месяцев назад +1

      Pretty close

    • @tcxd1164
      @tcxd1164 5 месяцев назад +14

      Even if it's a one time code, you'd need to refer back to it at least once, I'd assume? And if the subsequent reason is "oh they just remembered the code after all" it doesn't feel very Lateral.

    • @dojelnotmyrealname4018
      @dojelnotmyrealname4018 5 месяцев назад +3

      @@tcxd1164 Fair, although "exactly once". You're never supposed to use a one time code more than once, that's the point.

  • @tonypang83
    @tonypang83 5 месяцев назад +1

    "PIN number" and "ATM machine" - you're killing my pedantic mind with the redundancy 🤣🤣

  • @Leafsdude
    @Leafsdude 5 месяцев назад +18

    Guessing Penny wasn't a doctor. XD

    • @RPGRekiMusic
      @RPGRekiMusic 5 месяцев назад +2

      Penny's a doctor and her signature reads like 7692.

  • @darrenmorby4753
    @darrenmorby4753 5 месяцев назад +9

    My first guess was that it was a clear sheet of plastic and that viewers on the other side of the sheet would see 7692 as the word "seaT". (Speaking as someone who grew up watching weatherman Dave Devall do this all the time on Toronto television.)

  • @qwertyTRiG
    @qwertyTRiG 5 месяцев назад +17

    I might try that one myself!

    • @MyRegardsToTheDodo
      @MyRegardsToTheDodo 5 месяцев назад

      It's quite clever. Might do it aswell.

    • @RFC3514
      @RFC3514 4 месяца назад +2

      It's pointless. Either they have a way to obtain the real code, or they don't. If they don't, they're not going to magically guess the right code just because there's no number written on the card. And if they do, they'll ignore anything written on the card.

  • @FlesHBoX
    @FlesHBoX 5 месяцев назад +57

    In this episode we've got the infamous PIN Number AND ATM Machine!
    Also, if you think about it, if the ATM can lock your card when you enter the PIN backwards, that would mean that the machines were less secure, because it would require them to know your PIN. To be secure, it shouldn't know what your PIN is, rather a version of your PIN that is hashed or encrypted in a manner that cannot be reversed, so the machine just runs that same operation on the PIN you enter and compares it, meaning you only get a go/nogo result, and entering your PIN backwards would be no different than entering any random numbers.
    I don't know if this is actually how they work, but they very well should.

    • @thenameipicked
      @thenameipicked 5 месяцев назад +11

      Hashing pins is useless because they are very possible to brute force. Even ignoring that though, you could easily setup two hashes, one for the successful result, and one for the "suck it in" result.

    • @jasonbhunt
      @jasonbhunt 5 месяцев назад +27

      The ATM wouldn't have to know the PIN - if the forwards number fails to authenticate, it could reverse the digits and try to authenticate that, and if it does, it knows it's backwards.

    • @FlesHBoX
      @FlesHBoX 5 месяцев назад +5

      @@jasonbhunt Don't bring logic and intelligence into this :p

    • @macdjord
      @macdjord 5 месяцев назад +6

      Honestly, there's not much point. There are only 10,000 possible different PINs; my phone could hash every single one of those in less than a second.

    • @YT-Observer
      @YT-Observer 5 месяцев назад +1

      there was a distress pin and there was a hash ... the machine trys the normal match if it fails it operates the distress algorithm and rehashes if that matches it issues distress

  • @arthurblinger6572
    @arthurblinger6572 5 месяцев назад +11

    Plot twist: Her actual PIN code is 1234.

    • @heather19515
      @heather19515 5 месяцев назад +3

      thats the same code i have on my luggage!

  • @icetanker8062
    @icetanker8062 5 месяцев назад +2

    my mind went to the story of the guy with the three cat drawings as his signature signing a mortgage, this would have been a similar situation where for whatever reason her signature was 7692 and she used that to sign the card.

  • @hairyairey
    @hairyairey 5 месяцев назад

    Irrespective of the answer, Penny should get her own wifi 😂

  • @Archgeek0
    @Archgeek0 5 месяцев назад +23

    Ye gads, so many Personal Identification Number numbers and Automatic Teller Machine machines. Is everyone in the UK kingdom part of their Department of Redundancy department?

    • @DrZaius3141
      @DrZaius3141 5 месяцев назад

      Seriously, I mean what the WTF? SMH my head...

    • @panda4247
      @panda4247 5 месяцев назад

      Don't look at this reply! It's being shown on your LCD display right now.
      Not joking, I have heard "ASAP as possible" once

    • @BleuSquid
      @BleuSquid 5 месяцев назад

      @@panda4247 dang, I looked

    • @Kumimono
      @Kumimono 5 месяцев назад

      I figure, why we often say PIN number, is because, PI Number already means something.

    • @panda4247
      @panda4247 5 месяцев назад

      @@Kumimono but noone is advocating for the usage of "PI Number". Just "PIN" without the additional "number"

  • @sidarthur8706
    @sidarthur8706 4 месяца назад

    thanks. now i've forgotten my pin and i'm panicking

  • @AICreatorBotOrg
    @AICreatorBotOrg 5 месяцев назад +1

    Good to see you appearing on show Dr. Simon Clark, big fan from the YogsCast crew.

    • @spelcheak
      @spelcheak 5 месяцев назад

      Didn’t he predict the world would end a few times?

    • @AICreatorBotOrg
      @AICreatorBotOrg 5 месяцев назад

      Haha probably ​@@spelcheak

    • @SimonClark
      @SimonClark 5 месяцев назад

      ​@@spelcheak Wait what lol

  • @MadCatPerson1977
    @MadCatPerson1977 5 месяцев назад +1

    There is a well known UK bank who received a complaint from a customer for repainting the outside of a branch. It turns out the customer had used a sharp instrument to write his PIN on the wall next to the ATM, with no other context. He refused to use any other ATM, so when the wall was painted over he lost access to his PIN. 😂🤦

  • @michaelpytel3280
    @michaelpytel3280 5 месяцев назад +2

    Jenny Don't Lose that Number .

  • @andyhartley
    @andyhartley 4 месяца назад

    Simon has been stumbling to the right answers accidently for over 30 years now.

  • @edholmes8726
    @edholmes8726 5 месяцев назад +1

    Hey, it’s dr Simon! Love to see it…

  • @YT-Observer
    @YT-Observer 5 месяцев назад

    there was a "panic pin" that some systems employ though its gone out of use in most cases .
    There were 2 options well 3
    the 3rd one was just to have a panic pin separate from the normal one
    the other 2 were related
    adding or subtracting 1 from
    the first or last digit
    adding or subtracting 1 from both the first and last digit
    [one option meant give money and its distress - the other is don't give money report terminal out of service and distress ]
    1

  • @GLUBSCHI
    @GLUBSCHI Месяц назад

    Writing down pins is peobably more secure than any digital way of storing it. Your house is probably safer from being broken into than your computer

  • @bob_._.
    @bob_._. 5 месяцев назад

    At first I thought Rowan was using some sort of strange soft focus filter but actually it looks more like a wide aperture lens that's focused on the microphone logo... narrow depth of field rather than overall fog.

  • @der.Schtefan
    @der.Schtefan 5 месяцев назад +2

    Unless the card gets stolen in the US. Happened to us, there was a lot of transactions within 15 minutes, even though the ccv is not even printed on it. US payments don't require a pin

    • @WoNkY_DoG
      @WoNkY_DoG 5 месяцев назад

      Contactless? Believe it or not we even have that in the UK! Maximum spend contactless is £100 but you can reduce that using the banking app on your mobile phone (yes we even have [cell] phones in the UK)

    • @jamesphillips2285
      @jamesphillips2285 5 месяцев назад

      Lost my bank card, new card was a "visa debit" card that allows you to spend money online with just the numbers on the card.
      I asked for a $0.00 "credit" limit because of how insecure that is. My PREVIOUS debit card required a chip and PIN!

    • @Zark-Muckerberg
      @Zark-Muckerberg 5 месяцев назад

      ​​@@jamesphillips2285AFAIK, you can't use someones card online with only the info on the card. (Unless they started putting addresses on cards, which would be a really bad idea) Also, Chip N Pin won't protect someone who has stolen your card info and personal information (Name, address) online.

    • @spelcheak
      @spelcheak 5 месяцев назад

      @@WoNkY_DoG nope, you don’t need the pin online (just ccv) or in most retail transactions that aren’t flagged for whatever reason in the US. Believe it or not, you can not act condescending to others when you don’t even understand what’s being said!

    • @spelcheak
      @spelcheak 5 месяцев назад

      @@jamesphillips2285 works fine for millions, if it needs a chip then it wouldn’t work online right?

  • @KernelLeak
    @KernelLeak 5 месяцев назад

    Around here all ATMs can also read the card contactless - I assume after enough false tries the card is just going to be locked by your bank, since it can't be kept by the machine?

    • @RFC3514
      @RFC3514 4 месяца назад

      Contactless generally has a limit on the amount and number of transactions per hour.

  • @TheRedKnightOfPain
    @TheRedKnightOfPain 4 месяца назад

    My first theory was it was a word play trick like 4242 564 in japanese being shini shini goroshi or in english death death kill that Souls Eater used and localized to a little poem being "4242 564, the number you call on deaths door"

  • @blindleader42
    @blindleader42 5 месяцев назад

    Similar concept to the legendary "Thief Knot".

  • @sophiamarchildon3998
    @sophiamarchildon3998 5 месяцев назад

    Initial thoughts: it was a one-use-only piece of information (nonce or a one-time-pad code). The visual representation of tracing a movement (pattern lock screen)?

  • @jerrik-415
    @jerrik-415 5 месяцев назад

    I was thinking it was an AMEX's CCID number that's always on the front which is the wrong place for all other cards, cause I always write that on the back where it's supposed to go when I get a new one.

  • @DrZaius3141
    @DrZaius3141 5 месяцев назад

    Sort of looks like "LEGO", if the 2 were a 0.

  • @majorfallacy5926
    @majorfallacy5926 5 месяцев назад

    As a question this felt a bit contrived but the advice is solid tbh

  • @epimorphism
    @epimorphism 5 месяцев назад

    7692 rotated 180 degrees kinda looks like 7692, something to do with that is my guess.

  • @LynxSnowCat
    @LynxSnowCat 5 месяцев назад

    I'm glad that I'm not the only one who does this.

  • @MarylandFarmer.
    @MarylandFarmer. 5 месяцев назад +1

    I became confused as you used the terms credit and debit card interchangeably. Are there credit cards out there that require a PIN?

    • @anarchodin
      @anarchodin 5 месяцев назад +6

      Are there credit cards that _don't_?

    • @LaPingvino
      @LaPingvino 5 месяцев назад +4

      yes and yes! EU credit cards are all chip and pin, US credit cards are signature based! Also nowadays most debit cards have a credit card number for online payment, which wasn't the case historically.

    • @anarchodin
      @anarchodin 5 месяцев назад +1

      @@LaPingvino I guess what's throwing me off is that both debit and credit cards transitioned from signatures to PIN verification at the same time here, so it seems weird to use that as a distinction between them.

    • @MarylandFarmer.
      @MarylandFarmer. 5 месяцев назад

      @@LaPingvino That's an interesting difference. Thanks for clearing that up

    • @craftsmanwoodturner
      @craftsmanwoodturner 5 месяцев назад

      @@anarchodin But well before chip and PIN came in, UK credit cards at least had PINs so you could get a cash advance from ATMs if you wanted to (at relatively huge expense compared to a debit card, of course).

  • @wadepotts4062
    @wadepotts4062 5 месяцев назад

    Does anyone know what the pub quiz app Tom has mentioned in the ad reads for the past few weeks is. Can't find it on Reddit or in the show notes.

    • @lateralcast
      @lateralcast  5 месяцев назад +1

      It was the website bptrivia.com/, which is mobile compatible. Say we sent you!

  • @tom.parryjones
    @tom.parryjones 5 месяцев назад +10

    The number of times I heard either “PIN number” or “ATM machine” in this video was quite offputting

    • @hasanafrezsa4608
      @hasanafrezsa4608 5 месяцев назад

      🤓🤓🤓

    • @gasparsigma
      @gasparsigma 5 месяцев назад +1

      Personal identification number number and automatic teller machine machine

  • @stevegoodson9022
    @stevegoodson9022 4 месяца назад

    All these apparently intelligent people saying PIN number and ATM machine,, do they not know what those acronyms are? As an ex-developer for a bank it makes me flinch every time.

  • @dirkrommeswinkel1765
    @dirkrommeswinkel1765 5 месяцев назад

    There is no such thing as "PIN number". PIN already stands for "personal identification number". So it makes no sense to say "PIN number"; it is simply "PIN".
    Ditto for "VIN" for vehicle identification number.

  • @Slikx666
    @Slikx666 5 месяцев назад +2

    Getting a dog to write isn't easy, I'd prefer using a permanent marker instead.

    • @panda4247
      @panda4247 5 месяцев назад

      ?

    • @WoNkY_DoG
      @WoNkY_DoG 5 месяцев назад +1

      I see what you did there! 🐕🐕👀👀

    • @Slikx666
      @Slikx666 5 месяцев назад

      @@panda4247
      A Sharpie is a breed of dog....

    • @panda4247
      @panda4247 5 месяцев назад

      @@Slikx666 ah.. you mean Shar Pei? i did not get that at first

  • @Vallee152
    @Vallee152 5 месяцев назад +1

    They seriously said both "PIN number" and "ATM machine???" I am in pain

  • @craftsmanwoodturner
    @craftsmanwoodturner 5 месяцев назад

    Okay - but who is Penny???

  • @cjbralph
    @cjbralph 5 месяцев назад

    Anyone else hear Penny and go straight to The Big Band Theory?

    • @hairyairey
      @hairyairey 5 месяцев назад

      Band? Bang surely

  • @fresnik
    @fresnik 5 месяцев назад

    They never got a penny from her.

  • @Kabitu1
    @Kabitu1 5 месяцев назад

    Why did they have to guess the right answer three times before you gave it to them?

    • @renerpho
      @renerpho 5 месяцев назад +2

      They were wrong three times. You don't get a fourth attempt.

  • @stephenwray4950
    @stephenwray4950 5 месяцев назад

    So not Penny Hofstadter then

  • @expectationlost
    @expectationlost 5 месяцев назад

    what person would write their pin on a card? why would thief fall for that

    • @YT-Observer
      @YT-Observer 5 месяцев назад +4

      you'd be surprised how often people have done that untill you work retail and see it.

  • @finchhawthorne1302
    @finchhawthorne1302 5 месяцев назад +3

    Answer spoilers:
    .
    .
    .
    .
    .
    If Penny ever needed to use her card at a bank not just at an ATM it still feels like she might be in for some questions or a lecture.

  • @RFC3514
    @RFC3514 4 месяца назад

    What a weird, weird "question". How is that any better than not writing any number at all? I mean, if the person who stole / found the card has some means of obtaining the real code, they will do so regardless of what's written on the card (certainly before using up the three attempts, because they know about that limit too). If they don't, then do you really think they'd just magically guess the right code if there _wasn't_ a number written on the card?
    This sounds like one of those nonsensical "security measures" like telling people to include a punctuation character in their password (which has just led to a lot of single-word passwords ending in "!", when simply using longer passphrases, with at least _two_ unrelated words, is far more secure _and_ easier to remember).

    • @lateralcast
      @lateralcast  4 месяца назад

      Because, by writing a red herring on the card that ISN'T the real number, you hope that the thief tries three wrong numbers that are similar to the one on the card - which will lock the card.

    • @RFC3514
      @RFC3514 4 месяца назад

      Literally *already addressed above.* Either the thieves have some way to access the _real_ code (in which case they will simply ignore the numbers), or they don't, in which case having those numbers makes _no_ difference (i.e., having _no_ numbers on the card won't help them guess the code).
      And (shocka!) thieves know about the three attempt limit, too, so if they think they can obtain the real code (with extra effort), *they'll simply stop after two attempts* even if they _do_ decide to try those numbers first.
      At most, you get them to use up one or two attempts trying the "fake PIN", which reduces their chances of guessing the correct PIN _by pure chance_ from 3 in 10 000 to 1 (or 2) in 10 000.
      This is "cargo cult security".

    • @RFC3514
      @RFC3514 4 месяца назад

      @@lateralcast - For some reason, my reply to this keeps disappearing. Oh well, I addressed it in my first post, anyway.

  • @sudazima
    @sudazima 5 месяцев назад

    i must be too stupid to understand, why do you write your pin number down? if your card is stolen they either have it some other way or its useless...

  • @PsyKosh
    @PsyKosh 5 месяцев назад +1

    So, who else's bothered by "PIN Number" and "ATM Machine"? :)

    • @geirmyrvagnes8718
      @geirmyrvagnes8718 5 месяцев назад +4

      Life hack: You can know that it is technically wrong and annoyingly redundant, snicker a little bit to yourself, acknowledge that these is perfectly normal things to say, and move on. 😁

    • @PsyKosh
      @PsyKosh 5 месяцев назад

      @@geirmyrvagnes8718 Advanced life hack: Object to it in an exaggerated way for personal amusement.

  • @jaromir_kovar
    @jaromir_kovar 5 месяцев назад

    The guessers and the answer itself completely skipped the "hurriedly" part.
    I was thinking she wrote it fast because she was being followed and scared but then Tom said she wasn't under pressure and never came back to it again, to explain it. Strange.

    • @lateralcast
      @lateralcast  5 месяцев назад +6

      That part is explained from 4:49 onwards.

    • @alexrowan6174
      @alexrowan6174 5 месяцев назад +1

      It’s so that the person will misread the number and type it in a few times, as you only have three attempts.

    • @jaromir_kovar
      @jaromir_kovar 5 месяцев назад

      @@alexrowan6174 understood, thank you. The word hurriedly implied urgency to me, rather than sloppy writing