I wish I knew this in my 20s

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  • Опубликовано: 17 ноя 2024

Комментарии • 6 тыс.

  • @shri1417
    @shri1417 3 года назад +10391

    This is how compound interest should be taught in school. Instead of memorizing a formula, teach children about the practical applications.

    • @OmkarKhot.
      @OmkarKhot. 3 года назад +35

      yeah...true

    • @TK-wp3iw
      @TK-wp3iw 3 года назад +173

      I remember Pythagoras theorem but not compound interest...

    • @syad7058
      @syad7058 3 года назад +52

      me to formula bhi bhulgya

    • @shri1417
      @shri1417 3 года назад +41

      @@11-harshitar.k30 Pythagoras theorem also has applications and is used widely in science field. It's just that we were never taught about those applications.

    • @racisteveryone2091
      @racisteveryone2091 3 года назад +17

      we were taught
      solve RD sHARMA BRO...

  • @souvikroy117
    @souvikroy117 3 года назад +5151

    Tanmay's CA be like - Bol yeh raahe hay par shabd humare hay....🍑

  • @hitiiii
    @hitiiii 3 года назад +5727

    The only brother I didn't know I needed is Tanmay bhaiya🥺

  • @bittu2329
    @bittu2329 2 года назад +683

    Don't waste money on superchats!

    • @ShreeShreyasi
      @ShreeShreyasi 4 месяца назад +17

      Its just a way to appreciate creators?

    • @Dope619
      @Dope619 4 месяца назад +60

      ​@@ShreeShreyasimaybe a way to loose your pocket money?

    • @khodubhadarbar
      @khodubhadarbar 4 месяца назад

      ​@@ShreeShreyasicreator can self encourage through their earnings

    • @harshsoni2554
      @harshsoni2554 3 месяца назад

      ​@@Dope619yup

    • @mayankbahekar8394
      @mayankbahekar8394 3 месяца назад +20

      If it’s not your papa’s money then it’s your choice

  • @chhayanjain
    @chhayanjain 3 года назад +1881

    I am happy that someone who has influence on younger people just isn’t making funny videos on the internet but also teaching them something new for their future and the plus point is these videos are in the simplest language so literally anybody can understand it
    Thankyou 💯

  • @MandhanAcademy
    @MandhanAcademy 3 года назад +2043

    before Investing in equity Invest in yourself , so that u can earn descent amount every month so that u don't need to exit equity and mutual funds for Long-term .

    • @suruchibhoj2441
      @suruchibhoj2441 3 года назад +8

      True

    • @saxenaakash19
      @saxenaakash19 3 года назад +7

      How do you invest in yourself?

    • @pritam5278
      @pritam5278 3 года назад +97

      @@saxenaakash19 by educate yourself, learning skills and Then you will be able to invest more jitna jyda paisa utna jada return 🌚

    • @farhaadkhan4780
      @farhaadkhan4780 3 года назад +44

      India me parents kr dete hai wo kaam hamare liye that's the great advantage of living in India

    • @rishabhtheweird7939
      @rishabhtheweird7939 3 года назад +2

      @@pritam5278 exaxcaxacacacacactly

  • @anuragraikwar6705
    @anuragraikwar6705 3 года назад +1046

    This Financial literacy should be a part of our school education. 🙂

    • @elonmusk8588
      @elonmusk8588 2 года назад +23

      1% are rich because 99% are poor. So financially literacy should not be taught!
      Keep them poor

    • @imanidiotanyway6393
      @imanidiotanyway6393 2 года назад +8

      @@elonmusk8588 u talk like u are already rich

    • @iblamekshitij
      @iblamekshitij 2 года назад +38

      @@imanidiotanyway6393 he is elon musk after all

    • @jayjoseph-r5t
      @jayjoseph-r5t 2 года назад +8

      @@iblamekshitij oh man ! You made my day

    • @MoneyWithFact4399
      @MoneyWithFact4399 2 года назад +16

      bhai commerce liya hota na 11th mai to aaj yaha se nhi pata chalta ye

  • @KatherineAnderson-lm8bw
    @KatherineAnderson-lm8bw 11 месяцев назад +274

    Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does too, jokingly.

    • @ConnieGriffith-u4z
      @ConnieGriffith-u4z 11 месяцев назад

      Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.

    • @SophiaBint-wj8wn
      @SophiaBint-wj8wn 11 месяцев назад

      This is superb! Information, as a noob it gets quite difficult to handle all of this and staying informed is a major cause, how do you go about this are you a pro investor?

    • @KatherineAnderson-lm8bw
      @KatherineAnderson-lm8bw 11 месяцев назад

      Through closely monitoring the performance of my portfolio, I have witnessed a remarkable growth of $483k in just the past two quarters. This experience has shed light on why experienced traders are able to generate substantial returns even in lesser-known markets. It is safe to say that this bold decision has been one of the most impactful choices I have made recently.

    • @blessingpaul5484
      @blessingpaul5484 11 месяцев назад

      Wow, that’s stirring! Do you mind connecting me to your advisor please. I desperately need one to diversified my portfolio.

    • @Franklin00974
      @Franklin00974 11 месяцев назад

      I’ve actually been looking into advisors lately, the news I’ve been seeing in the market hasn’t been so encouraging. who’s the person guiding you?

  • @houdini2598
    @houdini2598 3 года назад +710

    I'm surprised that I learnt Compound Interest in school but didn't remember.

    • @hyuk7541
      @hyuk7541 3 года назад +7

      Oi oi oi

    • @houdini2598
      @houdini2598 3 года назад +9

      @@hyuk7541 Best of Luck for your fight with Reiner.

    • @hyuk7541
      @hyuk7541 3 года назад +4

      @@houdini2598 I made it but Gabi shot me on my neck but still somehow I managed to use founding titan. And btw I'm not going to implement Zeke plan I care for eldians only..

    • @houdini2598
      @houdini2598 3 года назад +4

      @@hyuk7541 We're manga mates 🙏

    • @hyuk7541
      @hyuk7541 3 года назад +4

      @@houdini2598 😅😆

  • @vashisht1
    @vashisht1 3 года назад +1777

    His CA would be like: zor zor se bolke sabko scheme bata de..

    • @prs27
      @prs27 3 года назад +71

      in fact this scheme works at full potential when more people know about it.... in financial market.... more the customers more is the profits...

    • @pranjalpandey3344
      @pranjalpandey3344 3 года назад +13

      Compound interest aur simple interest school m hi sikha diya jata h 8-9 std me. Bs tak farak nhi padta tab in sab cheezo se

    • @railpressureflip
      @railpressureflip 3 года назад +8

      Bhai mere paas to sirf 20 lakh hai :(

    • @user-jt9ng2db8o
      @user-jt9ng2db8o 3 года назад +9

      @@railpressureflip and there are people like me who are in their 19-20 who don’t even earn so you at least have some amount

    • @aniruddhverma8193
      @aniruddhverma8193 3 года назад +11

      @@railpressureflip 21 din me double ho jayega, mere paas scheme hai

  • @AtulKumarVermaOnline
    @AtulKumarVermaOnline 3 года назад +267

    Question: What is the best time to invest.
    Answer: It was yesterday, but since you missed it, do it today.

    • @kryrins
      @kryrins 3 года назад +4

      I am 15, are there options available for children's banks?

    • @dhirendrasingh1787
      @dhirendrasingh1787 3 года назад +15

      @@kryrins beta padi paar dhyan do. jab job laag jayengi. Tab sae save krna

    • @Sparsh-u8s
      @Sparsh-u8s 3 года назад +2

      @@kryrins you could ask your mom or dad (whoever handles the financials) to start investing in your name
      Or just talk to them about this and work out a plan

    • @pritish_khera
      @pritish_khera 3 года назад +1

      @@dhirendrasingh1787 why not both?

    • @kryrins
      @kryrins 3 года назад +1

      @@dhirendrasingh1787 I am 15 and I am already earning....I am a pianist and often go to do concerts and competition.
      So I know why I am asking it.

  • @zremflaixhu9176
    @zremflaixhu9176 2 года назад +29

    now you've used all the best of ur comm skills for giving such a valuable advice to youngsters and uncles (like u and me) alike. New respect !

  • @AryenNegi
    @AryenNegi 3 года назад +1842

    Wish everyone who watched Pitai Review as soon as it premiered also came and watched this.
    Entertainment is important but it is rare to find such sound and simple to understand financial advice.
    Hope this channel someday crosses your main channel Tanmay bhai ❤️

    • @aadi2260
      @aadi2260 3 года назад +6

      I am one of them, i came from Tanmay's comment on pitai review XD

    • @manjiramazumdar7183
      @manjiramazumdar7183 3 года назад +4

      Bilkul Negi ji

    • @VinesRaj
      @VinesRaj 3 года назад

      Share some idea from se can start investment

  • @sanskarraikar1095
    @sanskarraikar1095 3 года назад +469

    I remember we had a chapter called financial in maths and all we did was memorize formulas and solve problems which were not even real thankyou so much tanmay

    • @sameershahbaz9652
      @sameershahbaz9652 3 года назад +2

      We never had such chapters

    • @krishnagera4339
      @krishnagera4339 2 года назад +7

      @@sameershahbaz9652 there were chapters like this in CBSE course in class 7th and 8th, compound interest and simple interest, everyone used to consider simple interest easier than compound interest, but only few realised that compound is better, and more profitable

    • @kanekikun6312
      @kanekikun6312 2 года назад

      @@krishnagera4339 only few realised it because they studied the chapter properly. Ye sale 2 ques krte nhi h book uthake fir bolte hai all we did was memorise.

  • @avuuuu
    @avuuuu 3 года назад +513

    I am happy that a comedian is coming out of his comfort zone and talking about what mistakes he did in his 20s and teaching us a valuable lesson from. I'm 17 and it's because of you Tanmay (the only big brother I didn't know I needed), I am starting early. Thanks buddy. Huge respect...

    • @avichalagrawal
      @avichalagrawal 3 года назад +22

      Adding 'not just in size' was not needed bro

    • @omengaming7221
      @omengaming7221 3 года назад +2

      @@avichalagrawal agreed.

    • @jacobblack2544
      @jacobblack2544 3 года назад +9

      you are not even an adult, kiddo.
      how tf can you start "early" lol

    • @IshaSharma11
      @IshaSharma11 3 года назад

      Beautiful ❤

    • @alysh4896
      @alysh4896 3 года назад +10

      @@jacobblack2544 lmao. Even kids can invest these days. My friend in 11th started learning about stock market and I didn't. Now he's investing and helping others invest while I'm yet to start learning. And he knows he's "early" if he starts investing right away. I don't understand your point at all

  • @rohansaxena8493
    @rohansaxena8493 2 года назад +17

    So simple yet so impactful, great content. Thanks Tanmay :)

  • @prathmeshpardeshi1468
    @prathmeshpardeshi1468 3 года назад +727

    Tanmay is genuinely concerned about each and every person watching his honestly videos. I mean this guy is actually giving a fuck about someone he doesn't know and has no obligation to. Huge respect ❤️

    • @bigul_siwach
      @bigul_siwach 3 года назад +1

      True❤️

    • @aadi2260
      @aadi2260 3 года назад +9

      ikr man, other indian streamers/youtubers just dont give a fk about their audience and just think their audience as money, views and numbers ....

    • @demonicplays7902
      @demonicplays7902 3 года назад +2

      @@aadi2260 this is the fkn truth i agree how do they get so much of money they make assests it is also a way they don't show but all are not the same

    • @manashejmadi
      @manashejmadi 3 года назад +3

      @VAC ofcourse he's getting money. But he isn't doing it for the money here. You can tell. If he wanted the money he would have added 10x more clickbait, promote sketchy stuff, add several advertisements and affiliate links and such. Also he already has an audience who trusts him so he doesn't need to do all this

    • @aadi2260
      @aadi2260 3 года назад

      @VAC Tujhe pata hai clickbait hoti kya hai, itni clickbait toh karrahe hai log, jaake top streamers ke thumbnails ya titles dekhle tab pata chalega

  • @sntl9629
    @sntl9629 3 года назад +175

    Day after day I am being covinced that internet teaches more life values than school and colleges

    • @fakeonefakeone5075
      @fakeonefakeone5075 3 года назад +11

      this all was taught in school, its 8th or 9th grade basics, if you have gave attention in class you wouldn't be needing internet for this

    • @ruturajbhivsane6741
      @ruturajbhivsane6741 3 года назад +1

      @@fakeonefakeone5075 roasted 💯

    • @siddharthsharma344
      @siddharthsharma344 3 года назад

      Yeah it is taught in 7th grade lol

    • @varunjp158
      @varunjp158 3 года назад +7

      @@fakeonefakeone5075 ghante ka taught in school, they never taught us when, where,how to invest or even any knowledge about the same

    • @sntl9629
      @sntl9629 3 года назад +2

      @@fakeonefakeone5075 I clearly mentioned life lessons if you had developed good reading skills compound interest is academic lesson.

  • @Justacommentor777
    @Justacommentor777 3 года назад +504

    This is the factor that Warren Buffet used in his advantage the most: He started investing from the age of 13.

    • @piyushwasu8305
      @piyushwasu8305 3 года назад +6

      11 u mean

    • @G1313S
      @G1313S 3 года назад +8

      Mai 16 ka hu kaha kru invest !?!

    • @sameer.27
      @sameer.27 3 года назад +15

      @@G1313S bhai pata chale toh mujhe bhi baatana

    • @abhramshaikh6905
      @abhramshaikh6905 3 года назад +14

      @@G1313S many brockers are available like Zerodha, angel brocking, upstox etc you can invest there but firstly you need some knowledge about stock market and invest for long term.

    • @gamingwithujj1724
      @gamingwithujj1724 3 года назад +1

      Wait I’m 13-

  • @mohammedarfath1124
    @mohammedarfath1124 2 года назад +6

    It's really interesting to watch your fav youtuber teaching about finance.
    Good job Tanmay

  • @maharshi9999
    @maharshi9999 3 года назад +597

    Income tax and Inflation: I'm about to end this man's whole carrier.

    • @unevenbadminton
      @unevenbadminton 3 года назад +64

      Inflation add karke bhi bohot atcha profit hota he

    • @kulrajsoni6483
      @kulrajsoni6483 3 года назад +2

      Bruh true

    • @surabhipokhariyal1651
      @surabhipokhariyal1651 3 года назад +3

      Haha. True.

    • @saksham1861
      @saksham1861 3 года назад +37

      Inflation is around 5% every year so you will still be in profit. And you just can't escape tax no matter what you do 🤷

    • @snorelaxshortz
      @snorelaxshortz 3 года назад +8

      inflation will effect us a lot only if we stay where we are , Thori tarrakki karke bhi kam chal jayega.

  • @divyak9264
    @divyak9264 3 года назад +349

    I'm 19 and my father taught me about it last week 😁i was already going to start investing but this just boosted my confidence

    • @CRashin-km7rr
      @CRashin-km7rr 3 года назад +10

      Where to invest?

    • @divyak9264
      @divyak9264 3 года назад +13

      @@CRashin-km7rr i cant tell u that . Consult someone you trust who knows what an SIP is

    • @CRashin-km7rr
      @CRashin-km7rr 3 года назад +2

      @@divyak9264 okay thanks buddy ✌

    • @saurabhdahibhate7534
      @saurabhdahibhate7534 3 года назад +12

      You're really lucky your father teaches you such things

    • @rahul-rz5uj
      @rahul-rz5uj 3 года назад +1

      @@saurabhdahibhate7534 literally...

  • @ishanoze8359
    @ishanoze8359 3 года назад +77

    Actually happy that content creators are living upto the word. This is the content that the up and coming youth needs to know in their tender age.

  • @janeypaney
    @janeypaney 2 года назад +7

    im studying for my CMAT and this is where i learned how to make the compound interest table!!!!!!!! THANK YOU TANMAY!

    • @Shubham-xm7nr
      @Shubham-xm7nr 2 года назад

      Dude cmat screwed me up….nta 🥺🥺🥺🥺🥺🥺

  • @jaiminkotecha13
    @jaiminkotecha13 3 года назад +744

    I am 20 working as a tuition teacher not for money but for some working experience but i earn 3000 per month and i hand all the money to my mother but I think i have to start this 500 rupee investment thank you Tanmay bro ❤️❤️

    • @prakashshah9215
      @prakashshah9215 3 года назад +7

      Same bro...

    • @Aryan-pj3iw
      @Aryan-pj3iw 3 года назад +1

      aur bhai Ankit

    • @abhinavsharma341
      @abhinavsharma341 3 года назад +6

      Bro sameeee

    • @Educated-Cat
      @Educated-Cat 3 года назад +8

      What subjects do you teach ?

    • @aresetramadiraizel8810
      @aresetramadiraizel8810 3 года назад +19

      why would you hand over all that money dude? like if there's financial crisis then that's understandable and i'm sorry for pointing that but if there's nothing like that then what can your 3000 help your mother with? keep that and get it to work bruh

  • @ujjwalsingh8502
    @ujjwalsingh8502 3 года назад +261

    Being Wealthy Is Not Important,
    Being Wealthy While You Are Young Is Important.

    • @erstrange4399
      @erstrange4399 3 года назад +12

      He is saying right 😶

    • @mangeshchalan8786
      @mangeshchalan8786 3 года назад +4

      Agree

    • @shubhampawar3652
      @shubhampawar3652 3 года назад +11

      Why u want to become rich in young age
      For buying rich stuff like iPhone ,bmw ,houses etc that's totally waste of money
      U should be patient to know psychology of money

    • @40_santosh_dbda13
      @40_santosh_dbda13 3 года назад +13

      Shubham pawar then brother why we earn money ,you just have to satisfy yourself ,who know you will lived upto 60

    • @shubhampawar3652
      @shubhampawar3652 3 года назад +4

      @@40_santosh_dbda13 I think u not understand what I m gonna say,
      I m saying if u start earning much money in your young age u will not understand it's psychology
      I have huge experience in this field bro

  • @beaab13
    @beaab13 3 года назад +479

    Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

    • @deepakverma5367
      @deepakverma5367 3 года назад +3

      Agreed.....

    • @ImNerd
      @ImNerd 3 года назад +11

      But If You Invest Money For A Longer Period of Time They will Not Incurre Loss Except ELSS Funds They are too Risky

    • @sritamdas8234
      @sritamdas8234 3 года назад +13

      @@ImNerd My ELSS fund has grown 39% in last 3 years.

    • @ImNerd
      @ImNerd 3 года назад +6

      @@sritamdas8234 Yes Dude ELSS Fund Show Profit But matter of Fact is that Your Money is Locked for the tenure , And In times of emergency When you need the money you Will have to break the agreement which will Give you No profit

    • @shiveshshukla6664
      @shiveshshukla6664 3 года назад +3

      All mutual funds are risky nowadays. Thay are on Approx 80% on their primium. In sort thay are bubble.

  • @pradoshtv
    @pradoshtv 3 месяца назад +4

    Yes saving is important and so is CI. But make sure that people don't sell you this to keep investing or your money locked until 60. The time value of money will change on what the worth of final ROI. In summary, don't let people fool you into investing way more than needed. Rather spend a major chunk on other assets. Don't rely on CI than needed.

  • @11-harshitar.k30
    @11-harshitar.k30 3 года назад +404

    I am lucky enough to find this channel before 20s
    Btw I am 15

    • @subalray9969
      @subalray9969 3 года назад +39

      Btw its tooo early... I am sure u donot earn now...😂😂

    • @subalray9969
      @subalray9969 3 года назад +11

      @@11-harshitar.k30 i am 17 too😂😂😂

    • @hitiiii
      @hitiiii 3 года назад +1

      Ikrr sameee

    • @hitiiii
      @hitiiii 3 года назад +3

      @@subalray9969 so should she start when u become 20 yr old?

    • @AryenNegi
      @AryenNegi 3 года назад +34

      Harshita, it is all about building habits. Even if you don't earn, you probably have pocket money. Start putting 10% of your monthly pocket money in an SIP or something similar. You can of course consult your parents about this.
      Benefits:
      1) When you're a little older and want to start something of your own like a startup, freelance service etc. You'll have your own savings to invest.
      2) You'll develop a habit of saving and investing which will continue for as long as you live.

  • @ibrahim3557
    @ibrahim3557 3 года назад +133

    Man this is pure gold! Thanks Tanmay..

    • @yusufansari9894
      @yusufansari9894 2 года назад

      Doesn't matter if it's HARAM.

    • @faraz9641
      @faraz9641 2 года назад

      @@yusufansari9894 hn ! 🔥🔥 Sadqah op 🔥🙂

    • @asiya271
      @asiya271 2 года назад

      Shame on u to say this is gold….. taking any kind of interest is haram in Islam….. u will be dragged to hellfire with this money…… may Allah guide u to the straight path

    • @mohdkaif-rh3gp
      @mohdkaif-rh3gp 2 года назад +1

      It is haram so please avoid it

  • @DakshMore23
    @DakshMore23 3 года назад +198

    “Compound Interest is the 8th wonder of the world. He who understands it, earns it; he who doesn't, pays it.”
    - Albert Einstein

    • @fakeonefakeone5075
      @fakeonefakeone5075 3 года назад +4

      the sentence after full stop is made by you, and he who pays it ?🤣🤣🤣, i understand and i also dont earn it, and i also dont pay it too

    • @manvendrasingh1418
      @manvendrasingh1418 3 года назад +1

      Never prooved 🤡

    • @IshaSharma11
      @IshaSharma11 3 года назад +1

      Well said

  • @sahilchoudhary6485
    @sahilchoudhary6485 2 года назад +3

    But he forgot that mutual funds are subjected to market risks

  • @phantomesper3847
    @phantomesper3847 3 года назад +442

    You know what’s the hardest part
    When you are in your 20s and if you don’t earn anything making your parents to understand this and ask for money.
    They are like beta ye sb bekar h or risk bhi h

    • @DivyaSharma-fv2gg
      @DivyaSharma-fv2gg 3 года назад +15

      Right🙂

    • @enkaylovespizza
      @enkaylovespizza 3 года назад +11

      😭😭😭😭😭😭😭same

    • @dailydeals786
      @dailydeals786 3 года назад +1

      🥲

    • @Politician69
      @Politician69 3 года назад +20

      Use your own money then

    • @splittube
      @splittube 3 года назад +26

      But whats the fun investing money thats not yours. Thats the biggest mistake all youngsters do. They only start once they think they have a family and a considerable income. Dont do that. But instead start small with whatever you could. I started with 2000 PM back in 2011 when i was 24

  • @growwithsomangshu1463
    @growwithsomangshu1463 3 года назад +139

    You forgot to mention. You first need that 500 rupees in your 20s to invest. Unless we freelance or have some other earning source, we students can only ask from our parents which greatly hurts some people self respect and often parents don't allow us to invest early. Sb ke paas paisa nii hota re baba.

    • @legendaryking8302
      @legendaryking8302 3 года назад +22

      This is just an excuse.

    • @growwithsomangshu1463
      @growwithsomangshu1463 3 года назад +12

      @@legendaryking8302 what background do you come from? Certainly you are at least high middle class

    • @shreyamaity6483
      @shreyamaity6483 3 года назад +34

      From and average middle class girl's perspective : jo paisa ap chai sutta biriyani pe har mahine urate ho, uske sath agar aur thoda sa ghar walo se mangke invest kardo to it can work.

    • @shreyamaity6483
      @shreyamaity6483 3 года назад +16

      Aur agar freelance kar ke bhi kamana pade to karo, whats the problem!

    • @legendaryking8302
      @legendaryking8302 3 года назад

      @@shreyamaity6483 That's what I wanted to say

  • @octacore2012
    @octacore2012 3 года назад +14

    "Patience" - What a silent yet valuable graphic at the end there

  • @omkarpatil3025
    @omkarpatil3025 9 месяцев назад +2

    The thing is that you are never satisfied with the amount of money you have...
    Now, normal people will think that 'Tanmay is rich so he must be having a very great and happy life' but 'He also thinks that he had some more money😅'.

  • @hardpatel8674
    @hardpatel8674 3 года назад +35

    Me after Graduation : I don't know How to pay taxes or How to Invest my money...
    All I know is : Compound Interest is the Interest on Interest !

  • @ShivaliGoel
    @ShivaliGoel 3 года назад +85

    I was advised to start investing from my first internship. A little does go a long way for sure! (Also my mom is a financial planner based in India, for the people who are really serious about this I’d be happy to connect)

    • @unknownperson-zo3me
      @unknownperson-zo3me 3 года назад +8

      Hello i am a teenager just 19 now i want to start investing but i don't where to invest for long term like 20-30 yrs from minimum amount 550 because my salary now is 9 k working in tea shop and currently studying BCA

    • @kevinchaudhary5100
      @kevinchaudhary5100 3 года назад

      Can you tell me where to invest I'm 18 now please

    • @dantepardo5924
      @dantepardo5924 3 года назад +3

      @@kevinchaudhary5100 stock market baby! But it's risky. Risk hai toh ishq hai. I was fortunate enough to get ample amount of money to invest on stock from age 17, and I know the advantages when I have turned 21!
      GOOD LUCK

    • @sharoopdixit8183
      @sharoopdixit8183 3 года назад

      @@dantepardo5924 which stock did u invest?

    • @dantepardo5924
      @dantepardo5924 3 года назад

      @@sharoopdixit8183 I invested in HDFC simply because it was partnered with Apple and apple was expected to burgeon in the coming years. Secondly, I invested in Petroleum stocks as even they were about to sky rocket in the coming years. Personally, Petroleum was a plus factor and even HDFC was positive.

  • @nikhiljoshi5185
    @nikhiljoshi5185 3 года назад +106

    10% return - 5% inflation rate = 5 % actual return. ( excluding mutual funds hidden charges)

    • @BeingAdu
      @BeingAdu 3 года назад +11

      And capital gain taxes

    • @atulsingh2657
      @atulsingh2657 3 года назад +21

      Better than zero though.

    • @thephilosopherwhojoked4249
      @thephilosopherwhojoked4249 3 года назад +2

      @@kshitijnigam6849 The stock market is not for everybody.

    • @JohnDoe-dt9qd
      @JohnDoe-dt9qd 3 года назад +4

      @@kshitijnigam6849 mf can give you around 20% interest 10% is just nominal case and yeah if people take inflation rate into consideration then salary also increases to beat that so it's compensated

    • @adittakumar
      @adittakumar 3 года назад +20

      60 saal ki umar me bina daat k ghanta karege paisa laker

  • @johnsonrajendran9938
    @johnsonrajendran9938 2 года назад +2

    very well explained. This can actually be shared with the people who don't understand the power of compounding!!!

  • @adityagedam9128
    @adityagedam9128 3 года назад +17

    MY AGE IS 20 ..
    AND I AM LIT CONFUSE ABOUT INVESTING..
    YOU HELPS ME A LOT..🔥🙌
    THANK YOU SIR..🔥

  • @faizshaikh3907
    @faizshaikh3907 3 года назад +22

    Tanmay, I will just say a one liner for you, "You are a gem of a person, truly". I've heard, not entirely, about the hardships that you've faced in life and seeing you how you have fiercely faced all of that and came out of the zone. The smile you have on your face is soo cheerful that anybody can smile seeing you smile. I hope we meet and work someday so that you can help get out of my comfort/fear zone of making videos too. Even I love making people laugh, I can't crack high IQ jokes but I can maybe by my expressions and stupidity. Hope to see you in person and working with you in future will always be a dream.
    Stay smiling and happy and make everyone else happy as you usually do. And thank you for this amazing knowledge that you are giving.
    Lots of love.
    -Faiz.

  • @BaBa_YaG4
    @BaBa_YaG4 3 года назад +15

    It's good to see that you are owning up your responsibility to your young audience fan base. Kudos to that buddy 👍

  • @Neettroubles
    @Neettroubles 2 месяца назад +2

    As a muslim I will never ever want to that millionaire not in my dream by earning intrest (haram) I don't want to tug war with god

  • @yashvantjadhav1107
    @yashvantjadhav1107 3 года назад +156

    Tanmay's condition right now :-
    Rich tanmay poor tanmay

  • @neharikaprakash5654
    @neharikaprakash5654 3 года назад +219

    Thank you Tanmay! My father makes me sign blank papers and never tells me what it is about. Well, that's because I have narcissist parents who never did anything except for abusing and harassing me. I'm 27 and am yet to complete my education. But I will start investing as soon as I can when I get my first job. Thank you so much Tanmay! You're like an elder brother to me now! ❤

    • @shivashiv2385
      @shivashiv2385 3 года назад +27

      This sounds like an old bollywood movie situation. Sad for you.

    • @Red-wh3ok
      @Red-wh3ok 3 года назад +21

      My dad does the same. One day I asked for the explanation. He told me he is investing money on my name which I will benifit when I'll be around 45 years old (I'm 25). The amount difference is tremendous. So maybe your dad isn't getting your signature for no reason, just talk to him about the details. You'll get to that financial security is a huge thing!

    • @RAGHAVTANEJA-uf6nv
      @RAGHAVTANEJA-uf6nv 3 года назад +10

      You are 27 and still studying?? Doing mbbs or something??? Hope you get out of your parents house has I think they are abusive

    • @andycandy8996
      @andycandy8996 3 года назад +8

      @@RAGHAVTANEJA-uf6nv it's totally normal
      man

    • @Mohit-zn2rn
      @Mohit-zn2rn 3 года назад +4

      @@RAGHAVTANEJA-uf6nv maybe she is lying

  • @merlynfereira1463
    @merlynfereira1463 3 года назад +153

    Tanmay: compound interest
    Maths haters: head ache intensifies

    • @Impulse_28
      @Impulse_28 3 года назад +2

      *Laughs in calculator*

    • @rohanjadhav3225
      @rohanjadhav3225 3 года назад

      @@Impulse_28 ohh bhaii 😂😂😂

    • @devd_rx
      @devd_rx 3 месяца назад

      isme konsa maths hai???

  • @neeravgoyal992
    @neeravgoyal992 2 года назад +4

    I already knew the concept of compund interest but now I knew it's power

  • @ThecasestudybyNYN
    @ThecasestudybyNYN 3 года назад +142

    The reason why I love TANMAY BHAT is, he admits what he doesn't know and brings in an experts to explain that particular topic ❤️✨

  • @karna5998
    @karna5998 3 года назад +66

    And another thing, the investments should be like a side mission that brings easier xp points over time, but focusing on the main mission (making more money by providing more and more value in the market place) should be the main focus. The more you can earn from your main mission, the more you can invest in your side mission

  • @DON10
    @DON10 3 года назад +38

    People in their 20s are damn lucky.
    Trust me as this is coming from a guy who is in his 30s and still feels blessed for following Tanmay.

  • @adityab24840
    @adityab24840 Месяц назад +1

    RUclips recommending me this after 3 years damn

  • @zaqqaz2720
    @zaqqaz2720 3 года назад +20

    Honestly this concept was bothering me a lot since past few days. And you completed my puzzle. It's amazing to see this side of you trying to genuinely help people.

  • @spartan_x3186
    @spartan_x3186 3 года назад +72

    I'm almost 15 years old, and I thank the internet for teaching me about money, investments, and other topics; now I'm considering taking a different path in life; my life will be significantly altered as a result of this early information.

    • @NS-yz7uo
      @NS-yz7uo 3 года назад +13

      ladki ke chakaar me mat padna xD

    • @sandhyahegde1973
      @sandhyahegde1973 3 года назад +5

      @@NS-yz7uo Best advice lol

    • @theorist353
      @theorist353 3 года назад +4

      @AYAN ESAN KHAN to kya ? tu bhi ladki ke chakkar mein mat padna

    • @sudha7667
      @sudha7667 3 года назад

      @AYAN ESAN KHAN WTF ? How do you kids get access of mobile phone so early nowadays...Still Feel Nostalgic when I used to ask for Phone After my 11th Or 12th..

    • @theorist353
      @theorist353 3 года назад

      @@sudha7667 well things are changing lol. Mujhe bhi 11th mein hi mila tha phone aur yaha meri ek dost hai 12 saal ki jiska alag room bhi hai ~😂

  • @himanshukumarmaurya7326
    @himanshukumarmaurya7326 3 года назад +191

    Is no one talk about how he smartly neglected inflation rate.

    • @albertoeinsteino8852
      @albertoeinsteino8852 3 года назад +2

      What is that?

    • @darthvader2995
      @darthvader2995 3 года назад +26

      exactly bro. Investment is only acting like a hedge against inflation + 2/3% returns. Also how bold of him to assume that stock market wont go sideways lol

    • @himanshukumarmaurya7326
      @himanshukumarmaurya7326 3 года назад +24

      @@kshitijnigam6849 I think he is sponsored by some investing apps like zerodha and grow so first he is creating hype among his audience then after few weeks he will say "guys maine is field me research kri to paya falana app badhiya hai share ke liye so aap use aaj hi download kre aur paise kamaye. "

    • @doubleDeeD
      @doubleDeeD 3 года назад +13

      @@himanshukumarmaurya7326 Are you blind? He just explained how to do it, still you be like no he is Sponsored, Really dude grow up🥴

    • @pranav453
      @pranav453 3 года назад +7

      @Deepanshu 1 zerodha ki link check kar uski
      Commission milta hai usko jitne accounts banenge

  • @dogbushes
    @dogbushes 3 месяца назад +18

    bruh i read wealthy as healthy AND i was waiting for him to get to the point 😭

  • @KaranYadav-gr5xj
    @KaranYadav-gr5xj 3 года назад +9

    Chilla chilla ke scheme sab ko bata de 😆, Glad someone is covering this. Kudos man!

  • @sumitraahlawat8777
    @sumitraahlawat8777 3 года назад +262

    Me a 14 year old boy chalo mummy se daily 20-30 ruppee invest Karunya 😂

    • @gauravbhongle1762
      @gauravbhongle1762 3 года назад +44

      It's great if u start at that age even that little amount of money one day you can be very rich , as you're in school and in your teens take knowledge about finance it will make your future bright

    • @neilpanasare4144
      @neilpanasare4144 3 года назад +26

      Are everyday 20 rs is monthly 600. Just find a good mutual fund.

    • @shivamkabra6104
      @shivamkabra6104 3 года назад

      Actually a very good idea brother

    • @tanmaymahajan9616
      @tanmaymahajan9616 3 года назад +2

      Pubg khelle

    • @mohammedshoebatar4857
      @mohammedshoebatar4857 3 года назад +3

      @@neilpanasare4144 no need to find any good mutual fund just invest in index

  • @divyanshugoyal9818
    @divyanshugoyal9818 3 года назад +220

    I'm 18 but I already started investing in stocks, mutual funds, crypto through my pocket money.😁😁😁😁 accha hua mujhe abhi pata chal gaya ki invest karne se kya hota he ab me 20 saal baad millionaire ban jaunga aaram se.😁😁😁😁😁😁

    • @Alexa83939
      @Alexa83939 3 года назад +3

      Me also

    • @prachikochhar7
      @prachikochhar7 3 года назад +4

      Ditto! 🤭

    • @soniamedhi5620
      @soniamedhi5620 3 года назад +9

      Please give me some details on how exactly and where you invest

    • @menace735
      @menace735 3 года назад +30

      @@soniamedhi5620 you better analyse and learn by yourself. Other peeps perspective won’t profit you much.

    • @allround3052
      @allround3052 3 года назад +2

      @@prachikochhar7 wow! Baby really 🙄🙄🙄

  • @Mr._Bipin
    @Mr._Bipin 4 месяца назад

    Compound Interest= P(1+R/100)^N (where P=principle, R=rate of interest, N=time)

  • @khushbooagrawal8405
    @khushbooagrawal8405 3 года назад +137

    Moral of the story: meet your CA😂😎 and get financial education💖

    • @shashikiran05
      @shashikiran05 3 года назад +19

      meet your CA, get emotional taunts which makes you regrets your past self, and then get financial education XD 😂

    • @khushbooagrawal8405
      @khushbooagrawal8405 3 года назад +7

      @@shashikiran05 yeh b thik h😂😂

    • @RAGHAVTANEJA-uf6nv
      @RAGHAVTANEJA-uf6nv 3 года назад +6

      Better become a ca?

    • @MemesthanYoutube
      @MemesthanYoutube 3 года назад +3

      @@RAGHAVTANEJA-uf6nv SCIENCE

    • @nandinimishra2402
      @nandinimishra2402 3 года назад

      or read financial educational books such as :
      Rich Dad Poor Dad.

  • @oye_priyaaa13
    @oye_priyaaa13 3 года назад +166

    Also...this is the fastest I ever understood a Math concept

    • @BadassBobY
      @BadassBobY 3 года назад

      ngdaf

    • @_ABHITIWARI
      @_ABHITIWARI 3 года назад +5

      Commerce lele😂 isse ache se smjhme ajayeha

    • @oye_priyaaa13
      @oye_priyaaa13 3 года назад +2

      @@_ABHITIWARI Aur koi chaara hi nahi hai bhai😂

    • @_ABHITIWARI
      @_ABHITIWARI 3 года назад +3

      @@oye_priyaaa13 😂 🤣 ha voto hai hi tanmay bhai gyaan bhi dene lage h ek din astha tv pe na ajaye 😂

    • @oye_priyaaa13
      @oye_priyaaa13 3 года назад +2

      @@_ABHITIWARI 🤣 Tanmay Baba ki Jai!

  • @yashaswigupta8421
    @yashaswigupta8421 3 года назад +5

    It is good to see that famous people such as you are spreading financial literacy. It is one of the very important aspects of life which idk why schools skip.

    • @pritam5278
      @pritam5278 3 года назад

      Schools skip everything
      The only thing they thought us Kaise ratta marna hai Ek raat mei padhke exam deke acche number lane hai
      which is bulshit It won't help you anywhere !

  • @mansoorbaloch3630
    @mansoorbaloch3630 Месяц назад +1

    The main and major point that should be covered that on which platforms any individual can invest? Show the road bro don't just destination.

  • @B.A.1296
    @B.A.1296 3 года назад +80

    I am a CA student who came here for something different...but CA is like...hum yaha bhi hai beta😅😅

  • @avanisagar6408
    @avanisagar6408 3 года назад +5

    Listened to him after years...he seems to have become so mature now..and healthier too👍

  • @skillrex2813
    @skillrex2813 3 года назад +6

    Turning 18 this april......keep uploading such videos Tanmay bhaiya.....it's very helpful

  • @finplay_in
    @finplay_in 7 месяцев назад +1

    I wish I had known about index funds earlier. Such a simple and effective investment strategy!

  • @ronitlaturkar
    @ronitlaturkar 3 года назад +8

    Ek baar same use krna for situation:
    If your parents saved every years expense of your study and invest it . Till you are 21 you can start minimum of 4-6 business

  • @dhrumildas6249
    @dhrumildas6249 3 года назад +29

    Did anyone notice that deep cut on Tanmay's upper lip? After unknowingly copying the laugh, Tanmay's on the verge of becoming an actual Joaquin Phoenix Joker.

  • @a--man3651
    @a--man3651 3 года назад +54

    Man I am lucky
    Btw I am 17😂😎
    Thank you Tanmay bhaiya❤️

    • @aadi2260
      @aadi2260 3 года назад +6

      @AKASH SINGH if none cared then why did u bothered to reply to him?

    • @aakarshit_jaswal
      @aakarshit_jaswal 3 года назад +2

      @@aadi2260 He's just sad that he didn't start investing earlier, it's just his way of expressing his aggression.

    • @aadi2260
      @aadi2260 3 года назад +1

      @@aakarshit_jaswal oh lol

    • @a--man3651
      @a--man3651 3 года назад

      @AKASH SINGH Feeling sad for u man😂

  • @jiraiya7989
    @jiraiya7989 3 месяца назад +2

    for a second I read "secret formula to being HEALTHY" 😂

  • @soumyadeepbanerg8582
    @soumyadeepbanerg8582 3 года назад +6

    I'm really thankful to Tanmay Bhai.
    Being a science student it's hard for me to understand few topics of commerce and business related things. But Tanmay explains it in such a fun way that now I can discuss few bank and commerce related issues with my dad which makes me feel awesome. Once again a big thank you❤

  • @sushamapathak2023
    @sushamapathak2023 3 года назад +12

    Tanmay Bhaiya honestly dil se thank you currently I'm 16 and started saving my money thanks a lot ❤️🙏🏻

  • @vedantbhatkar3845
    @vedantbhatkar3845 3 года назад +5

    THE most selfless act through this channel ❤️

  • @religionofpeace782
    @religionofpeace782 Год назад +2

    The fact that you have a personal CA is already rubbing salt on wounds of millions of lower and middle class people 😂

  • @TK-wp3iw
    @TK-wp3iw 3 года назад +53

    I remember Pythagoras theorem but not compound interest....

    • @solidbhatt
      @solidbhatt 3 года назад

      H square=b square+p square lmao

  • @ManMindMoney
    @ManMindMoney 3 года назад +10

    कभी कभी मुसीबतों का आना भी जरूरी है जिंदगी में
    इससे हमें पता तो चलता है कौन साथ देता है और कौन छोड़ जाता है।🖋️✨💯

  • @nikhilmajukar2795
    @nikhilmajukar2795 3 года назад +5

    But even money loses its value, due to inflation. 60 lakhs after 40 yrs would barely mean anything

  • @ajaayshharrma03
    @ajaayshharrma03 Месяц назад

    You didn’t cover the inflation rate part. The 10% + every year is the more sensible option.

  • @brownie315
    @brownie315 3 года назад +27

    I'm 19 and just started investing in small cap stocks. I hope you have started too. I wish y'all the very best fellas.

    • @joe80bh
      @joe80bh 3 года назад

      Dude is your first name Syed?

    • @rishavsaha480
      @rishavsaha480 3 года назад +1

      @Pinned by Honestly by Tanmay Bhatt scam

    • @sauravbasu8805
      @sauravbasu8805 3 года назад

      How do you earn that money to invest ?

    • @brownie315
      @brownie315 3 года назад

      @@sauravbasu8805 well, savings and internships. For the time being.

    • @brownie315
      @brownie315 3 года назад

      @@joe80bh nope

  • @shreyasaxena7645
    @shreyasaxena7645 3 года назад +4

    I am entering college this year, and i can tell you this is the best piece of advice i have gotten, thank you

    • @shreyasaxena7645
      @shreyasaxena7645 3 года назад

      @Honestly by Tanmay Bhat dude stop pretending to be Tanmay Bhatt to get subscribers and advertise. What is wrong with you 👀

  • @gamethemesongs4283
    @gamethemesongs4283 3 года назад +5

    Making financial result assumptions for considerable time amount of 35years without accounting Inflation is senseless. Not against compounding, but reality has to be considered.

  • @aumgandhewar3114
    @aumgandhewar3114 2 года назад +1

    In India, there still exists a nature of 'active funds' that many are a victim of;
    'active funds' refer to funds with high commissions and brokerage whilst 'passive funds' are funds that do not require much human interference, mostly automated by an algorithm
    Now if we say the annual commissions are 2.5% for the former and 1% for the latter, even though their size and impact don't seem significant, a 20-year-old who invests 1Lakh (Rupees) will get 1.1Cr with a commission of 2.5% and 1.6Cr with a commission of 1.5% (at the age of 60) (assuming Compounded Annual Growth Rate as 15%)
    Choose Wisely!

  • @satyendra6587
    @satyendra6587 3 года назад +6

    This channel tells awesome things actually, Not clickbait.

  • @amankapoor7563
    @amankapoor7563 3 года назад +73

    This is the first quants lecture of every CAT aspirant😂

  • @rishavraj3318
    @rishavraj3318 3 года назад +105

    No way im sharing this masterpiece to others😂❤️

  • @AhaanRahman-n8f
    @AhaanRahman-n8f 20 дней назад +1

    Investment in Good but like 500 me Sapna Wali line sir ki just to much😂

  • @vanshr.sachan264
    @vanshr.sachan264 3 года назад +20

    At first I was like yeah I know compound interest Tanmay c'mon... And then after seeing that Raghav example I took it back XD

  • @XetryOp
    @XetryOp 3 года назад +10

    Finally ek banda aya jisko hum real influencer bol sakte hai jo hasata bhi hai aur life me acha sikhata bhi hai!

  • @siddheshnilkanth9629
    @siddheshnilkanth9629 3 года назад +5

    I wish school teachers start to teach like this but they're interested in completing syllabus

  • @robokarizma0308
    @robokarizma0308 2 года назад +1

    Only problem is that inflation will reduce the time value of money.

  • @prateekpandey2345
    @prateekpandey2345 3 года назад +5

    Back to back videos today made my evening tanmay bhai
    I know Raghav you are the one who reads comments so I ve always liked u most buddy let's hang out 😉

  • @sujanbanerjee6297
    @sujanbanerjee6297 3 года назад +8

    I'm glad you started Clueless. You have a huge bot army of mostly (I believe) young kids. It's nice that they learn these things as early as possible.

  • @reputedwheat
    @reputedwheat 3 года назад +5

    Tanmay your hard work and commitment inspires me! Thank you for all this content

  • @aashu.jadhav8687
    @aashu.jadhav8687 2 года назад +1

    Wish i knew this in my 20s!!!....wtf tanmay!....you knew RUclips algorithm in your 20s....and u juiced it like never before!! U r one of the first ones 👏👏😂

  • @188jainaniket2
    @188jainaniket2 3 года назад +10

    I'm a CA aspirant
    Hoping I'll advise many guys in future

  • @aadrath1236
    @aadrath1236 3 года назад +14

    Yeah. My dad as well keeps telling me about it time and again. The rule of 72.

  • @scientificteen4007
    @scientificteen4007 3 года назад +6

    So don't worry CA Tanmay "The leader of BOT army" will make India's youth a millionaire. Love you Tanu❤️

  • @ankushbose5078
    @ankushbose5078 3 года назад +1

    Compounding is money working for itself.