WHAT I SPEND IN A MONTH 💸 ✨ (+ the cost of condo living) | Tita Talks 🍵
HTML-код
- Опубликовано: 29 сен 2024
- Hello~! Sharing with you the updated cost of condo living! Before watching, kindly take note of the following:
1) April is really a high expense month because I had several one-time expenses budgeted for the month
2) I try to be transparent with you because independent living is not cheap (if you want a comfortable lifestyle). Before moving out, make sure that your finances can support your expenses + some buffer.
3) I try to save and invest 60-65% of my total income, and allocate 35-40% for my necessities.
You may also refer to the time stamps below:
1:03 🏡 Home & Transportation
4:04 🍱 Food
8:17 💊 Health
9:01 🛀 Personal Care
9:18 🧻 Household Items
11:34 ❤️ Love Fund
12:33 ✨ Fun & Miscellaneous
13:22 📚 Business Expense & Self Dev't
17:44 💸 Total Expenses
19:09 ⏳ May 2021 Budget
19:57 💰 Percentage Saved & Invested
20:42 💭 My Thoughts About Money
💰 TITA THEA'S BUDGET PLANNER PH
drive.google.c...
-
☎️ For business/PR/sponsorships: hello@theasybautista.com
📱 Socials
Instagram: / theasybautista
Twitter: / theasybautista
📸 Tech Information
Camera: Canon EOS M6 / Canon EOS M50 bit.ly/2UqLgwP
Lens: Canon EF-M 22mm f/2 STM bit.ly/3pmiGLc / Sigma 16mm f/1.4 DC DN Contemporary Lens for Canon EF-M bit.ly/3psgFNI
Microphone: Zoom H1N bit.ly/2UsP3JS / Rode Wireless GO bit.ly/38KJxuy / Boya MM1 bit.ly/35wXsTb
Software: Final Cut Pro X
Hi! I’ve been receiving comments/DMs about how I spend too much in a month. I agree that a lot of people spend less than what I consider my base spending. I would also like to share my perspective on the matter. I am willing to spend money to enjoy a comfortable life-pay the bills, work in a comfortable environment, share a portion of my income, have fun every once in a while and still have room for savings and investment (please don’t confuse with luxurious lifestyle). These are my non-negotiables; I’m okay with not spending on clothes, shoes and luxury bags. As mentioned in the video, my full year outlook is 60-65% of active income goes to savings and investment. This does not yet include returns on my investment portfolio. Essentially, it is a lifestyle that I can afford.
I do not recommend everyone to spend as much as I can, though. It should depend on your financial situation, capacity and needs. What I suggest is to make sure you live within your means AND set aside money for savings/investment. If possible, diversify your sources of income. You can only reduce your expenses by so much, but the potential income streams are endless.
Also for easy reference, I’m sharing the breakdown of my May 2021 Budget - total is 50.9K. Kindly note that Love Fund is completely discretionary, and my Business Expense may not be applicable on your end (about 11k in total).
Hi Ms Thea, thank you for sharing the detailed breakdown . The numbers seem high for others but considering that you still save 60-65% that makes you a wise spender and good in budgeting. I started watching your videos since you have small following. Continue to be an inspiration for everyone who wants to be financially literate and independent. Love lots!
Ms Thea thank you for giving us numbers malaking tulong po lalo na sa mga gusto din mag condo living in the future atleast ngayon pa lang maliliwanagan na kami ☺
Thank you for your explanation about budget monthly. It Will help other people tohave information.
Thank you for share this information. It Will help other people.
Ano naman pake ng iba dyan kung ganyan sya maghandle ng pera nya eh lahat naman yan pinagtrabahuhan ni ate. Gusto nya lang ng comfortable living, may ipon din naman siya na kahit gumastos siya ng malaki eh nakakapagsave naman siya mas malaki pa sa gastos nya hahaha. Anyways wag na kayo mainggit mag work nalang kayo sa sarili nyo para maging better din kayo inggit lang yan guys HAHAHA. Kalma lang kayo 🤣
The way you shyly smiled when you said ang ganda ng make up mo.. cute!!! Hahahaha! 🥰
Thank you for sharing. I love how detailed it is. ❤️
I love you, Thea! ♥️
Sobrang goals! 💖
I'm amazed with how you handle it all on your own. Nalalakihan kayo sa monthly expense nya? Imagine gaano kalaki investment port nya since She's able to set aside 60% of her income on investments. Very inspiring. Ang galing! ❤️
Madaming resources walang problemang mamaluktot 😅
Cost of living can accommodate her earnings 😂 or the other way around. Hihi
Thank you for sharing, ang hirap pala magBudget kapag nakaBukod....
Yes ang gastos. Kung nakatira parin ako sa parents ko baka less than 20k a month lang 😅
Ms. Thea na-try niyo po ba meal plans baka mabawasan din gastusin niyo sa food. I'm taking one rn 5k plus lang per month although wala for weekdays lang siya.
I always love your content, Thea 🤑😍
Damn, 95k for a month😐 Yung electricity talaga, di kayang tipirin. Sobrang init.
puwede pa. karamihan kasi hindi alam na puwede hinaan aircon. set electric fan speed yung usual speed ng walang ac. then, set aircon temp to comfortable level.
Sana soon gnyn dn maging budget ko ☺️☺️☺️☺️
@Cyvel Orpiada dapat mayroon o naka-on ang electric fan po, yung fan speed na ginagamit niyo kung walang ac. Tapos pipiliin niyo po yung DRY mode o Dehumidifer mode sa AC. Kung wala, set lang kayo ng temperature na sakto sa inyo, ang importante naka on ang electric fan.
Nalula ako. Hahaha. I am a single mom and wow, di kaya ng powers ko. Wish ko lang. Huhuhu...
Hi Thea! Saw your twitter post. Pano na achieve ng wala pang half year target growth mo??
That’s so clear
Akala ko ako lang nag overspend o hindi nasunod yung budget, kahit si Tita Thea rin pala, kaya hirap talaga ng pera ngayon kung hindi ka marunong mag allocate ng expenses mo
I am working as a public school teacher po i hope may tips din po sana on other work that could help us earn more, my salary is the only source of income and breadwinner po sa family -.-
Share ko po. Working po ako now sa corporate, pero naka work from home set up. Nag try po ako to sell merienda (like turon, banana cue, kamote cue, ube and cheese) sa community namin. Good thing po may FB groups yung community namin kaya nakaka market ako. So ako po yung sa marketing side and capital, yung kasama po namin sa bahay yung taga luto and deliver. Kapag after po ng work ko and di pa tapos magdeliver, tumutulong din po ako. So far po, sa 3 linggo kami nag negosyo, kumita na po kami ng PhP4k. Capital namin is P2k. Hati po kami ng kasambahay sa kita. So if may family member po kayo na kaya tumulong, sana maconsider niyo ang suggestion ko. :)
Thank you po for sharing ma'am but unfortunately minsan batugan mga kasama kaya nakakadown din po :(
❤❤❤❤
The parents of the kid, Hindi po ngbibigay ng budget for Thea's foods?
Just want to ask.. what do u do for a living? Since it looks like ur having 6 figures income :)
She's working in a private company + investments + RUclips
If I remember it correctly she's part of finance team.
999,999 a month
She is working in Petron as a Business Planning & Development Head ata, then she has her YT channel plus brand deals so she can sustain talaga huhu. So successful! 🤩🤩🤩
Most of my salary goes to family support. Like, I can't save. Send help (and hugs) po sa breadwinners. Nakaka-pressure ang life.
😔
same :(
😢
Love this. She saves up for her future but also living comfortably in the present. Para san pa at kumakayod ka kung di mo rin maenjoy. Her expenses are reasonable, since around 65% na sisave up parin niya from her income.💞🤸
💯💯💯
JJ Riders
JJ Riders
JJ Riders
JJ Riders
Hi thea, sana makagawa ka vid about sa side hustles mo. Im curious lang na ang laki ng expenses mo and kung pano mo natutustusan lahat :)
Same sentiments
:)
Yassss. Looking forward to this vid as well.
Pero I think malaking factor din na ang base Salary nya rin is 6 digit na eh.. :) kaya nya talaga to live that way...
most likely, malaki na salary niya + youtube + brand deals.
I really don't get the negative comments about this video. Watched this already when it was freshly uploaded and thought I love how well-detailed everything was. Lahat recorded. Why are people here so nega and comparing their monthly expenses, as if magastos si Thea and wala na syang karapatan magbigay ng financial tips? People have different priorities, lifestyle and financial situations. Just because you just spend X amount monthly, doesn't mean others have to live the same. Sobrang tipid na nga ni Thea sa lagay na yan for someone in her lifestyle eh.
Don't wanna sound mean pero I feel like yung iba dito financially insecure lang kaya nagpo-project. If they even watched the video, they'd know na madami-dami siyang binayaran using vouchers and yung iba ay one time expenses lang din. Lalo ding liliit yung gastos if inalis ni Thea yung love fund niya.
@@leaf3001 Naiinggit lang ang iba dito na nega. Halata namang may kaya tong si Ate so ganyan talaga ang budget nya. Gusto yata ng mga insecure dito sa comment section na kaparehas nila na minimum wage din na budget ang budget ng iba. Mga inggitera.
I love kung gaano ka-detailed ung expenses. Hehe Adulting is real.
You are an adult if you have a spare notebook to write down all your expenses and an app to counter check. Hahahah!! ❤️
I don't see anything wrong with this content. actually, this is eye-opening for me lalo na I am about to graduate, and sooner and later I have to make a decision for myself. This is indeed the reality when you actually move out so we have to work hard for every penny. That's why habang maaga pa we have to forecast everything (invest lol) and decide depends on our capacity and needs. Thank you so much for this video, Ms. Thea. You deserve more than that and you work hard for it ❤
Ito na ata ang pinaka swerte sa younger gen. Ang daming information na naglalabasan about this, kapag nakapag simula kna ng work you can take full advantage of your income.
Dahil sa vid na to narealize ko na hindi pa ako mag mmove out of my parents anytime soon🤣
If wala pang need mag move out, i suggest stay w parents and ipunin nalang muna money ☺️
Same here.. its time to scratch the idea for now haha
Same!!!!😂😂😂 Baka mag end up uuwi din ako sa parents for food 😂😂😂
If you can afford to live comfortably, why not? Kaya ka nga nagtatrabaho para mabuhay mo ang sarili mo at mabili mo ang gusto mo. Magkakaiba tayo ng priorities kaya wag makialam sa gastos ng iba lalo na kung di naman ikaw ang nagbibigay ng panggastos sa kanya. 🙂
I am a professional too (CPA), pero my sole source of income is only my salary. Tips po sana on other work or services that could help me earn more? And on selling yourself din sa mismong corporate jobs? Wala rin kasi akong masyadong exposure sa mga ganito kaya i really love your channel. I think you are few years senior to me or same age lang, pero you are really successful on what you are doing, and I am inspired by that. Thank you Thea
Try nyo po freelancing jobs check upwork or OLJ.
Hi! try freelancing work. I have full time job at the same time freelance work outside 🙂
try having part time job. we are hiring! :)
@@KateLamsen interested!
@@KateLamsen howw
Hi Thea, Video idea suggestion. Reaction dun sa 37k 1st job starting pay issue ng Atenista. Atenista ako at CS pa pero dahil di naman ako nagperform well sa school nahiya akong "ibenta" yung sarili ko. Napressure din ako na sa batch ko April na wala pa akong job offer samantalang yung mga batch mate ko Feb may job offers na. So yung unang job na naghire sa akin pinatos ko na. People said I sold myself short at di ko tinake advantage yung pangalan ng university ko. Pero the fact na 3wks after graduation may work na ako feeling ko advantage na agad yun. 10yrs na naman ako nagwowork. Pero gusto ko lang ng objective opinion on how you should sell yourself as a fresh grad.
Same here. BS Org from the same school and didn’t really excel academically. After grad, tinanggap ko yung pinakaunang nag-offer sa’kin lol di ko rin alam kung paano ibenta sarili ko at that time. Ang inisip ko na lang nun is, I need to join the workforce ASAP. Itong topic na ‘to will be beneficial to both fresh graduates and those jumping ship looking for better opportunities :)
Gusto ko sanang magcomment na marami kang gasto then I realized oo nga pala sobrang taas na ng cost of living sa pinas. Nung umuwi ako last yr from SG yung expenses ko for 2 wks regular expense ko sa SG for 2wks.
Btw thanks for the breakdown nakaka inspire magreview ng expenses
Huhu ang mahal talaga sa pinas. 😭
Grabe Ms Thea you so kind! Giving this tips for free during this pandemic,nakaka tanggal ng stress. Atleast ppl like me will understand the how demanding & hard the world of an independent ppl like you. Ipon now bukod soon!! Haha
“As individuals we only have one obligation to society: To make sure we, and our children, are not a burden to others.
The rest is your personal choice. Make your own and make the world a far more interesting place.
JL Collins”
So much respect for Thea for being so transparent. I only save 30-40% of my income dahil ang laki tlga ng housing costs at cost of living dito sa US. Up to 65% is a feat. not everything needs to be a financial choice, some are lifestyle choices. My dog is big drain in my bank account but I love her to bits so it doesn’t matter. 😍
speechless. interesting din pala yung ganito, binilisan ko lang yung video. grabe din income niya kung sabihin natin nakakapag-save siya 30-50%
sabi niya, she saves 60-65% so sobrang laki talaga.
@@nur-aima sana ol🥺
Her base salary ata is six figures na, then she has other sources of income pa. Thea is set for life. 🥲
Also sa lagay na anlaki ng income niya, napakasinop niya pa rin sa pera. It takes discipline...
Iba lifestyle mo samin na regular salary employees, but I salute you po. Sobrang insightful. Kahit naman na marami kang gastos po, kita naman po na every peso has a designated place s budget po at hindi wasted sa walang kwentang spending. Ngttrack din po ako ng spending and budget, hopefully one day I'll reach this level as well. Thank you po s pag share.
This proves that 37k is really a not livable wage!! 😂
Depende sa sitwasyon mo, wag mo i kumpara ang expenses nya sa expenses ng iba, I spend less than 20k and hindi pa ako nagtitipid nyan, karamihan rin ng expenses nya ay hindi naman necessary
@@takumareborn9190 same nagagawa ko pa din gusto kong gawin at bilhin. nkakasurvive din ako less than 20k na gastos pero sahod ko 32k lng ah.. dami ko p din nasasave, talagang depende yan sa tao.
@@darwinsy1 agree...kung magkukuripot talaga ako mga 15 lang gagastusin ko at malaki yung malalagay ko sa investments
You dont let your wage adjust to your lifestyle, you adjust your lifestyle to your wage. Iba naman kasi lifestyle ni Tita Thea. Kayang kaya yan basta marunong ka lng mg organize ng budget, spending, investment.
@@takumareborn9190 hindi lang basta ako nagkukuripot at nakakapagsave, nakakapag invest pa ako sa stocks, life insurance, real estate and crypto.. walang masama gumastos kasi pera mo yan pero tamang diskarte at pagiisip lang yan.. tama naman kapag maiksi ang kumot marunong mamaluktot pero magtiyaga padin para makabili ng mas mahabang kumot sa susunod hehe
ok lang ganyan gastos ni tita thea malaki kasi sahod nya iba naman sa case natin hehe
This is goals.👌🏼 But reality, not for everybody.🥺
Finally!!!!! 😫😫 Kapag pagsasabihan ako ng family ko na anlaki na naman ng gasto ko, sagot ko lang "I worked hard to live a comfortable life so let me be" Hindi din ako pala luxury more on comfy life lang talaga
As a healthcare worker, napakaimpossible para sakin na magkaroon ng ganyang lifestyle lalo na ang average sahod namin sa hospital ay 8k-13k a month lolz
True sis hehe but then shes just sharing her personal expenses anyway 😅 like buying her luho, charities and everything
@@tipidkuryente6960 I’m just sharing my thoughts din po hehe. Cruel reality na sobrang underpaid ng mga healthcare workers dito sa Pilipinas compared sa mga nasa corporate world. No wonder bakit sobrang dami nagaabroad
So truuuuue. I'm a healthcare worker too!
I'm amazed at how detailed ur budgeting is. Priscilla Almeda younger version 🙂
Ayun....priscilla almeda. Lagi kong iniisip ung name ng kamukha nya. 🤣🤣
@@sinnedaehr you're welcome LOL
Hahaha ang dami ngang nagsasabi nyan 😂
@@TheaSyBautista 😃😃
Hi, I've been binge watching your videos while working at night. I'm at my 40's and it's not too to apply those tips you are sharing in this channel. I'm researching about buying a condo and a car too, and hindi madali magdecide, ayaw ko magmadali. But hearing your tips is a big help (hindi ko makukuha ang ganitong knowledge/tips sa kung sino-sinu na lang) . I will keep an eye on your next video.Thank you😊
Si Ms. Thea yung friend na need mo in life para patinuin ka sa impulsive buys mo hahaha 🤣🤣 (me na kakabili lang ng shoes hay haha)
👀wow 👀 laki ng monthly expenses but still living below your means, Ms Thea - having around 60% in savings and investment. The amount of income matters and it is a big factor but creating our own financial system is a great start and absolutely a game changer.
Thank you for sharing Ms Thea, super detailed! Nakakatuwa na nakakapagsave ka pa din kahit mataas ang expenses. Ang galing Ms Thea. Nakakainspire na galingan pa maghustle to live a comfortable life. Salute!
Can you do a condo tour sa new place mo? Parang ang cute kasi looking from the background. Please? Hehe thank you!
Wow! Nakakalula talaga pag namulat ka sa realidad. Thank you po pala sa mga tips at ideas. Marami akong natutunan dito. Worth it talaga ang oras na magugol sa panonood. Keep it up po. Tsaka make more videos pa po!Love lots 💗
Grabi ang mahal talaga sa pinas...When I was living there sa Sa Shaw Residenza sa Ortigas for 2 bedroom duplicate condo I spent 55k plus almost 10k electricity 1month..hindi pa yan 24hrs yung Aircon nmin at wla pang proper kitchen...When I move here in KL tumira kmi sa condotel with complete aminities at yung condo fully furnished with complete kitchen apliances...yung rent nmin dito 40k lng at electricity nmin 24hrs aircon nasa 6k lng...
Hi! Can you tell us more about the credit score review? I'm curious about it. I feel like isa siya sa mga dapat alamin ng tao. Hope you read this. Thanks a lot! :)
I enjoyed watching this as well as reading the comments. Grabe yung breakdown ng expenses, down to every bit of small expenses. Kaniya-kaniya lang - some may live comfortably spending quite a lot, some may not have to spend this much, but this teaches us to be mindful of every single expense we make each day, every month.
I've been watching you na simula pa nung focused on beauty pa yung channel mo and feel ko sobrang matutuwa yung past self mo na you scored 4 high end products for just 6k tapos may voucher ka pa 😂 thanks for another informative video! Nakakatuwa na ang organized ng expenses mo and nalilista mo talaga ❤
Kami bumibili kami sa labas ng food sa carenderia. Pero talagang nakakatipid ka sa food expenditure mo kapag may stocks ka ng lulutuin. Yung stock na di mo uubusin sa dalawang cut off.
Also your sharing is so good, I really love how comprehensive your report is. I learned a lot, and I agree not to scrimp on love funds!! Hope your aunt is ok. I guess another realization I learned is that living with another income-generating person would also help a lot.
I like this breakdown of monthly expenses. Medyo malaki nga kahit separated pa yung one-time and advance expenses, but true din na you're not as extravagant in spending as others. Mahal lang talaga expenses. Lalo pa siguro pag may family na.
I tried to budget and list down my expenses fortnightly tinigil ko na, nakakadismaya thatvi always go beyond the budget and laging may biglaang Expenses. So wag na magplano 🤣
I live alone for almost 5 years now (international flight attendant based in middle east) and sobrang hirap talaga mag adulting but at the same time sobrang nakakaenjoy.
I love tracking my expenses para naman makita san ko nagagastos ang pera ko but I don’t pressure myself kasi the more na naghihigpit ka sa pera mas lalo kang hindi nakakasave 😉
I tried to cook home food as much as possible or even prep meal para makasave. I limit ordering food online kahit sobrang tempting.
I rarely go out only when I do grocery and I bought a coffee machine para no more buying super expensive coffee outside lol.
I’m now trying to build my emergency fund good for 6months after that save ulit lol.
Nakakainggit yong monthly budget, kelan kaya ako makakaexperience ng ganito kalaki. Sana all malaki sahod. Gusto ko rin ng ganitong comfortable life.
Feeling ko malayong pinsan ko si Ate Thea eh 😅 char hahaha.
Helfpul vids para sa mga mahihirapan mag budget at gusto mag budget 😊
My gosh, almost 100k per month? I've decided. Ayoko pang bumukod. Jusko. 😱
Half lang nyan average monthly coz may advanced at one time expenses sya na kinonsider. But true, adulting life na nakabukod is expensive 😅
I really love your video, and I immediately clicked the subscribe button... I think there isn't anything wrong with being too meticulous with out finances... I am like that too and you are completely right, game-changer siya ~!!! God bless po Ma'am and looking forward to more videos from you :)
Ms Theaa, tips po on how to find an affordable condo. Been looking for one po kasi nahihirapan talaga ako. 🥺
ang listahan ko lng ay
house rent 10k
water bill 200
telephone bill 3k
electricity 1k
the rest puro savings na
food 10k
ate! ano po brand ng vitamin b complex plus na iniinom mo? :)
Dahil sa video na to. Narealize ko na ang liit ng sahod ko lol
Wow!! ang galing! Actually, I costumized yung excel that you posted according to my need. Ang inaaral ko palang is to budget for the year. And this gave me a perspective why you really need to budget for a year. Ang ginagawa ko lang kasi is nagbabudget before an activity. That is easier. Pero grabe very challenging din mag budget ng for buong year. and yet di kasing laki ng budget ko ang binabudget mo hehe..
This is proof that Parkinson's Law also applies to budgeting. “Expenses expand so as to fill the income available for it to be paid.” If your income is P100,000 a month, you will spend more or less a 100k a month. If your income is P10,000 a month, you will spend more or less a 10k a month. We spend based on how much money we have, and when it starts to get out of budget, we start to make Choices and Tradeoffs to fit the money available on our pockets. Kaya delikado magka Credit Card. It gives you the false belief that card limit is actually income. Then when you get deeply trapped makikinig ka na kay Dave Ramsey :D
swiftie spotted ✨✨✨✨
Yassss ✨
Subscribed! 😂♥️
YASSS
Sana all 66php lang sa water bill 😅
Thats cheap Ty to for the info im moving in December
ms. theaaaa! just want to let you know po na i'm very excited na i-apply lahat ng tinuturo niyo sa channel. sobrang nagaganahan pa po ako mag-strive for my career growth kahit na freshman pa lang po sa college. thank you so much ms. thea! i truly appreciate your brain, beauty and wisdom. less na din expenses ko in hoarding kasi who buys so much and doesn't even use it? (guilty of this 😔✋). thank you po talaga. hoping for your channel to reach more filipinos who are in need of financial literacy at a more digestable way. labyuuuu po and always keep safe ❤
Today is my birthday and I considered this vid as a gift. Thank you, Ms. Thea 😍🥰
Happy birthday girl. Hope Thea can notice so she can greet you too
Thank you so much 🥰
Happy happy birthday!! ❤️
Thank you so much, Ms. Thea 🥰 loves a lot.
Hello po! Sobrang thankful po ako sa mga videos mo po! Very informative and I like your videos too. watching from Bansalan, Davao del Sur ❣️
Goals: Maging as Tita as Ms. Thea 🤞🏻💰
Magastos rin ako sa food 🤣😭 guilty
Thank you Ms.Thea nag eenjoy talaga ako manuod ng vlog mo, very knowledgeable lalo na nag struggle ako sa pag handle ng mga expense.
Oh nice personal expenses pano kaya pag breadwinner no? As in family of four any tipsss? 😊
May high end makeup reviews ka po? Sobrang onti kasi ng pinoy vloggers that actually review them so ang hirap maghanap ng credible review na okay sa weather natin (and skintone) 😅😅
since i have been investing and working with Morley Percy i have made so much and i think i will retire on time. she is very good at this
yes, i have heard so much about Morley Percy. i have even seen her on the web, her reviews are good
Knowledge is the greatest commodity. Investing is the quickest path to financial freedom
I have seen her on the web. She’s very good at what she do.
Well. I don’t think anyone should be told about investing anymore. This has become a lucrative way to survive
Thank you all for sharing. I have been looking for how to get a reliable professional
With regards po sa books, did you buy po ba second hand? When I was in HS and elementary madalas po ako sa library or manghiram sa classmate (syempre isosoli 😆). May public libraries pa din naman po mga municipalities (like sa QC and Manila). So para makatipid sa physical books (without pirating), pwede libraries, hiram sa friend/family.
Scribd subscription is sulit if talagang gamit na gamit per month.
If totoong ayaw gumastos ayun, piracy 😅 madaming free audiobooks and free pdf books.
Nagsusulat kasi ako ng kung anu ano sa books hahaha but i agree mas sulit scribd pag madami kang titles na natatapos per month ☺️ Prefer ko lang tho interface ng audible pati mas accurate sya sa pag pick up
Huhu galing mo talaga Thea in expenses and time management. ❤️
Hello po Ms. Thea, pwede po ba kayong content kung pano ichecheck yung credit score? Salamat po.
Creditinfo.gov
Woah, your budget is so precise
Guys, don't worry about living on your own. I think Thea's spending is way above the spending of an average Filipino. Just always make sure to spend within your budget. Otherwise, walang sense ang pagba-budget.
Ganitong-ganito din ako dati. Bawat sentimo nakalista pero eventually mas nangibabaw yung pagiging tamad ko hahaha. Alam ko na din kasi magkano expense namin sa bahay for the whole month kaya set aside kagad yung savings then check nalang yung mga sosobra pa.
hindi ka ba naka-inverter? not bad for 15k for 2BR.. Ako kase 14k, 1 BR tapos ang liit and infested pa ng roaches. --_-- pero nabawi ko naman sa electricity since I use most of my appliances eh inverter and I only get billed 2,500 or 2,200
Hello po new subs here
OMG swiftie si miss thea 😍
Thank you ate thea. Dami ko natutunan ❤ planning to move out soon kasii
Thank you for giving advice i learned a lot po - middle schooler
Thank you for the tips and the very detailed list of expenses.Someday I'll be able to spend like you! I now have a better idea of how much I should earn to have the lifestyle that I want.
Hi Ms Thea! Pwede po bang mag request ng content regarding sa suggested banks ninyo for OFWs? Thank you po! :)
Hi Thea, thank you so much for sharing this kind of content. I started using your Budget Planner Template this May. Although starting palang, nakikita ko na agad kung anong position ko in terms of finances. ☺️☺️ Looking forward for more tita talks. 😘
Aww glad to have helped!! ☺️🥰
Curious lang po. Bakit po ang dami nyu lagi vouchers? 😁. Sa mga previous vlogs nyu po kase madalas nyu sinasabi na pag nagpurchase kayo like mga gadget, voucher lang gamit. Company perks? Hehe
Citi credit card referral. Every successful referral is 5k worth of vouchers
@@Donellyz oh i see. Thanks!
Very Nice Content
another informative video. Yay. Again, thank you!!!
Good vibes always, like your ideas thank you
Sounds so so expensive living kailangan malaki ang income
ilike this vlogger . Bukod sa Fluent xa mag salita, walang meme's na sinisingit...
as a single mom ang dami ko natututunan sa vlog mo as in ang dami ko palaging realizations, then I saw your monthly expense and I realized na walang mayaman at walang taong mahirap. Depende yun sa pagbbudget. Me as a single mom I notice na halos same lang kami ng way ng budgeting ang pinagkaiba lang is iba yung lifestyle nya sa akin. I'm not sure if naparating ko ba yung point ko pero Kudos talaga sa mga vlogs mo ang dami ko natutunan.
Ms Thea, Anong tawag sa subscription mo sa Credit Score para sa Philippines? Thank you for responding in advance. God bless to your channel.
Cibi po yung company ☺️
@@TheaSyBautista, Maraming Salamat po. God bless po 🙂
I just started watching your videos this week. At gusto ko yung straight to the point at wala masyadong distracting sound effects. And very detailed and informative etong episode na to