REAL WANTS VS. NEEDS AND BEING GRATEFUL FOR WHAT YOU HAVE
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- Опубликовано: 11 фев 2024
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Favorite adult memory was driving my two grandsons and son home and passed a big field with dozens of nuns and a few kids flying kites. We turned around and flew kites for hours with the nuns. They had dozens of great kites. It was a hot, hot windy day but we had a blast! A day of heaven on earth.
That sounds amazing ❤
I say all the time, and especially to my young adult children. If you’re broke or hungry in the United States, you’re lazy and/or overspending. You can get ahead in life. You may not get to be rich BUT you will survive. You must create some
Financial goals and stick to it no matter what. You may have to get roommates or a 2nd job until you get ahead, but with grit and determination, you can achieve your financial objectives and success. This is coming from a black woman who does not believe that race or family circumstances necessarily play a negative role in how well you do in life. My husband who’s also black became an attorney and I achieved career success as a registered nurse. We both come from humble beginnings. It can be done!
Your post is inspirational. Go girl !!
I'm an immigrant to America. So many opportunities. I have no sympathy for excuses.
I find that frugality comes with maturity. When I was young, I wanted to buy/have everything. When I got older, I realized the waste of money on excessive stuff. Now, I never buy anything without a week of thinking it over. Debt free living is so peaceful and calm
My 11 yr old son recently told me I should get a new car. Mine is only about 9 yrs old and it was paid for outright so I've never had a loan payment on it. Sure it has some wear and tear from 4 kids and a few long road trips, and it doesn't have all the bells and whistles of newer cars, but it still gets me where I need to go and I still love it.
So I told my son, "No, I'm good. I'm enjoying not having to make a car payment every month". Which led to a discussion about saving up to pay for something versus getting loans and having debt.
I live off 1100/ mo retired. Zero debt of any kind. I do not received assistance of any kind. I have to pay for medicare, supplement and prescriptions $321/mo. I do spend a little on wants here and there, but at 65 there it is not much. I do go out for dinner maybe every month or 2. I enjoy it now and then if I can get something special not something I can cook at home. I live in a 1060 sq ft house that I have updated Everything in it, drive a 2016 Honda Fit with 35k miles. The piece of mind is enormous. I do pity the people that haven't figured this out yet. It will be a rude awakening when they want to retire.
I'd love to hear how you set yourself up to be able to do this ~ I mean that sincerely! At 61, I'm scared my monthly $1,700 isn't going to be enough...
My property taxes, home insurance, and maintenance cost are 1100 a month. I have zero debt and a 19 yo car. Thank goodness that I have a pension, and passive income. I’m 64 so waiting for Medicare to shock me as I have awesome inexpensive union insurance.
How nice it is to live a life “debt-free” ha? Unfortunately, younger generations can't do that anymore. Most of 20-40-year-old people have huge student debts, mortgages are expensive, and even applying to buy a house is impossible if you don't make over $100,000 a year. Notice, that none of those, is up to one to control, the government decides.
@@sibymiller It is possible to be debt free as a 20-40 year old. Student loan debt can be avoided. We are conditioned to think everyone HAS to attend and live on campus at a University. Students can begin in high school working with their local technical college to earn dual credits. The same can be done between the technical colleges and Universities while living off campus. Many don't work while attending college and accumulate debt. As far as mortgages go that is a little tough as most of the "starter homes" are not as widely available as they used to be ...but they are still out there. Many of the younger generations are not being taught how to save and budget sadly.
@@sibymiller however, a lot of these are choices. I went to community college and worked. I transferred to my local state college and continued to live at home and work. Didn’t eat out or drink and party. I didn’t have a car. I took the bus to work and school. My husband served in the military and was able to get a VA loan. In order to pay off home we never to a vacation or purchased fancy vehicles. We didn’t buy something unless we saved for it. We got married in our home with ten witnesses, no engagement ring, no honeymoon. I’m not saying these are options that everybody has. However, these are options for many. It’s about understanding your priorities and how they rank within your budget. Owning a house may not be the best choices for everyone. My husband and I did not hire out for anything but a new roof and tree trimming, not because we couldn’t do it ourselves but because of the risk factor. A lot of overtime worked to get it paid down. Not everyone would choose the sacrifices made to get to where I am. The house was our master. All our time and energy put into it. Can’t say it was or wasn’t worth it, now that he’s passed. Maybe it’s time to rethink the American dream. Maybe it’s time to think of staying debt free. If people aren’t willing to go into debt for the newest phone or dinner out… then prices will go down. The market is not controlled by anyone president, government, or power player. It is determined supply and demand too. It would be great if schools required personal finance and economics, so when the first credit card offer comes a young adult knew the ramifications of charging their frapaccino, gas, video game, burrito, school books…
The people who can't understand the difference between wants and needs, are the same ones who call me "lucky" because I own a house & car, and have savings. We have the same salary. It's called sacrifice and priorities.
Yes! I remember when I was retiring at 62 a coworker said,”well you can do that because you must have millions”. I laughed and asked her if she had one of those large screen TVs that hang on the wall (and at the time we’re about $750). She replied that of course she did. So I said well my tv cost 5.00 used from a garage sale and that’s why I can retire.
exactly...same here..retired early because I lived below my means and other RNs couldn't understand how I did it...but when I tried to tell them what to do or how I did it they said "oh I could never do that"
This one was really compelling. You said so many things I agree with. I do think it's ok to buy wants, but then, for all that is holy, don't turn around and say you're broke. We all make choices, just own them.
I wanted, so bought two brightly colored t-shirts from Walmart. $3.88 each. Didn’t need them but now my summer wardrobe is updated and I’ll feel good about myself.
Frugal is what you make of it. People consider me cheap. I don’t spend on things that aren’t important to me, like buying lunch everyday. Yet, I have no problem taking my mom to an great restaurant for her birthday or buying my sister a nice top. Depends on what you consider important and enjoy doing with the money you earn. I enjoy walking my dog - free.
It’s the darn taxes that eat up my budget. Government needs to change.
This is the part that scares me the most ~
Fun and free. I watch free streaming on Tubi with my almost 80 year old dad. We make our own popcorn and watch crappy old movies in his living room and yell at the screen. Its a blast. Lol
I like Tubi. I also recommend Freevee and Pluto TV…both also free.
I like TUBI, Roku and FreeVee as well and a ton of other free streaming platforms.
I love your videos but this one in particular really resonates with me. For the past three years I have lived part time in a semi-rural area of Mexico (remaining time in the US). My perspective has changed so much since observing how regular Mexican people live and the struggles they face and how strong and practical they are in general. Bottom line - we are SO spoiled. Myself included. It’s embarrassing how spoiled and entitled so many of us are. We definitely disguise our wants as needs. I love that you call this out such a matter of fact manner.
When I first left home it was so expensive to get food. Now 45 yrs later it really bugs me when people throw leftover food away or throw out produce that you can cut the bad parts off and it is still safe to use.
So, what are you all here thankful for? Several years ago after a divorce I was so depressed that I prayed for God's help. Moments later He helped me by giving me the thought about gratitude. Standing at my kitchen sink I started by being thankful for my washer & dryer. It was that simple and I haven't stopped being thankful. Sometimes it's people or opportunities but I'm thankful and I express it to the Lord & to others. It's the little things. Just do it. I love your truth bombs, PP!
If I could go back in time, I would bank as much $$$ as possible and forget about all the stuff/things that I bought when I was young. Hopefully, the young people today will learn from retired folks!
I discovered once I started being more grateful things fell into place in my favor as if by magic. It's truly awesome!
We most certainly are privileged. We just don't see it. Having travelled and lived in many 3rd world countries in my life, I can honestly say that us here in the western world have NO idea what real suffering and 'need' is. Travelling to these places, forever changed how I viewed the world. I think everyone should do it at least once in their life.
I remember as a kid, my best memories were taking off on my bike to a secret hideout in the bush (woods). So much fun, cost:$0. Now it seems kids just want to shop 😔. What happened to imaginative play and simple living?.
Great video! You've influenced the way I live so much....thank you ❤😊
I think traveling to a 3rd world country and working in retail are a MUST for our youth
Living a daily habit of gratitude is most helpful. I list in my head each night as I go to sleep all my blessings including things like a comfy bed and not having to sleep on dirt as others must do in impoverished countries, having reliable electricity at the flick of a switch...I fall asleep way before the list is done. Then sharing my good fortune with others by donating to vetted charities that provide resources to others in need. I can go with less wants on my list to provide a warm blanket to someone in need. I am 74 and retired and am fortunate to be able to do this. Great video Prepper Princess.
Live in NorCal, too. Down by SFO. Will retire in 79 days, so have been tracking my expenses over the last three years and have averaged under $12,000 per year. Being conscientious on spending and investing has allowed me to retire at 55 years old.
🎉 CONGRATULATIONS 😊
During summers as a kid I remember going on long bike rides, packing a lunch. Best time of my life. As an adult we can forget those times an seek to fill our lives with things.
I agree with all you said in this video 💯 %. People don’t realize how well we have it in the US. It wasn’t until I was 50 before I realized everybody wants your money.
My happiest moments at any age is hanging out with friends and family. No amount of money can replace that.
Appreciating the abundance in my life is step 1 in being a happy person❤
Camping in the backyard. Every summer for my birthday my dad put up a big tent. My cousins came over every year to camp for my birthday. It feld very special .My mum let the door from the house open all night for emergencies. Lovely memories
Hi there! I wanted to share that I did a laundry experiment. I washed my towels without detergent. I peeked in during agitation and saw suds! I knew this was from previous washes. I have decided to use 1/2 the amount of detergent and no detergent every other wash. Thanks for sharing your knowledge!
I use a single pod about once every third wash. Stuff comes out just as clean.
Remembering those awesome memories qualifies as free entertainment!
We are definitely spoiled and ungrateful AND ignorant if we don't appreciate a roof, running water and shamefully amounts of food at our fingertips. My wife and I owe no one, we are nut wealthy, but we are rich! Keep pounding it to them, some of them may actually listen.
Thanks.
Don't even get me started on dryer sheets😅
Swimming and fishing off the pier in my neighborhood as a kid in the 70s. We lived right on the gulf coast in Texas. We caught croakers and cleaned the and fried them in a frying pan. All free and the best times of my life. And we went without our parents watching our every move. Heaven on earth.
Amen that we are so privileged compared to so many. I try not to take anything for granted.
My parents were comfortable financially. We wanted for nothing. Even so… my favorite childhood memories were Friday night sleepovers with all the cousins in sleeping bags on the living room floor. We’d have homemade popcorn and Koolaide and watch Creature Features. The adults would be at the kitchen table playing cards and “shooting the breeze”. Also, days at the beach with family. Coolers packed with food from home, fishing, boogie boarding, surfing, paying frisbee, flying kites. The very best things in life are free. There’s also a lot of fun to be had for just a little money.
I'm with ya sister! I'm living that way more and more. Retired RN, living in KY now, beautiful apt, was old HS, high ceilings, hardwood, safe, small town, over 55, $570/mo. I feel . blessed, 2003 Highlander. etc. Thanks for some good info, car insurance, I struggle with that as far as what I should have. It's gone way up.... Have a good day
We had no money for extras. My fondest memories are just hanging out with my friends. There was never a dull moment. I used to go to the mall just to watch people. Yep, I just enjoyed watching people, and I would make up little stories about who they were and what they were all about. Full free life just by using my imagination. Anytime someone asks me what I would do with a million dollars, My answers was and is, that I would use it to help those who have nothing. Making money a huge part of my life has never been who I am. I'm grateful for what I have. Making people I love the number one priority is key. Anything beyond that is extra. Somehow I have never really been wanting or needing for anything.
My parents gave me hand me downs of everything, including my bicycle until my mom won one. I still have that bike. We had a picnic area in the woods across the road from our house growing up. We rarely go out. Last week I was carrying stuff upstairs. My dog thought it was a game and ran under my feet causing me to fall. I slammed into my railing breaking my nose. Thank God for good health insurance. That is definitely a need.
I fund it hard to believe that anyone would have anything negative to say. I think you are amazing, and you have definitely opened my eyes.
Hi Princess!!❤❤❤
You are smart!!
This world is sadly full of too many wasteful idiots.
I love being frugal.
Love your beautiful doggies!!
Peace and happiness to you!!! ❤❤❤❤
I love your channel ! you are so spot on about needs versus wants. we in the USA are so spoiled compared to most of the real world. The entitlement attitude is far too pervasive our society.
My favorite phrase is money doesn’t buy happiness but it does buy freedom
@crystalh1402 ..............no money does not buy happiness , but i'd rather have my unhappiness with some cash , than to have unhappiness and be broke too.....
Disregard negative comments. Im sure you're an inspiration to many.
I agree. 😊
It’s not negative comments, it’s ignorant or stupid ones…the people that constantly justify bad decisions or put others down for living a poor life because we went with the lower cost options. Reminds me every day that I am doing something right and the negative commenters are doing everything wrong. I just roll my eyes at them and TRY to get through but it’s like throwing a drop in the ocean.
Riding my bike, walking in the woods, laying in the grass, and watching the clouds, and catching crayfish with bacon on a homemade rod. Making scratch chocolate chip cookies and burning the bottom of them. Yum !
Omg my memory actually brought me back to when my grandparents came to visit us in Germany, parents worked military there so min amount of money but we walked... Everywhere we walked all I remember is walking yes lots of towns from where we lived but we walked and talked. I was 4/5 years old and all we did was walked. Various trails to castles and such but really we just walked and talked. The best memories of my grandparents that I had until my early teens
I watched a documentary about people eating pagpag in the Philippines. It's literally leftover rotting restaurant food mixed with garbage scavenged from the dump - and washed and cooked in flavors to mask the rotten taste. We have so much to be grateful for in the United States.
I watched that video. I then sent it to my teenage niece and nephews to show them how fortunate they are to be living in a country where they don’t have to eat out of the garbage…They were shocked by that video and very humbled by it!
Bike that my dad got in the garbage . He painted it purple and added a new banana seat & tassel handle grips!! I jumped ramps and went everywhere!
Banana seats! What a great memory I forgot!
I never had iPhone and that is ok!
Favorite childhood memory...playing board games at home:)
I love your channel. Growing up, I had one pair of shoes til I outgrew them. Loved getting my cousins hand me down clothes! Loved going to the library every week. Our bonfire was called a weeny roast and was the highlight of my summer. I'm 71 now, and blessed to grow up in the 60 and 70's. One of 5 children and shared a bedroom most of my life. Keep up the good work, Princess!
I live on 777. a month and switched to mint mobile and have no issues. I own my home outright.
I get something out of your videos however often I watch them! It is like reading a good book! Aussie Lady!!!
Me too!
Another Aussie lady
Car insurance in NJ is $200-$300 a month! And yes it is just the basic insurance. Cars are old. We have zero debt and our basic expenses are about $3000/month. No subscriptions, no cable, no eating out, no vacations. Not that we aren’t extremely happy living frugally but cost of living varies by state.
NJ property taxes are crazy
My best memory was catching crayfish at a creek near my house with my 3 sisters and our friends. We filled a big fish tank in our basement with tap water, put them in it and forgot all about them. My Dad smelled something reall bad in the basement and found them. I helped him bury them in the yard. I learned what not to do with crayfish.
I love that commentary on "starving." You are simply amazing! That is so true.
The best way to save money is not to spend money ❤️
easier said then done...
Actually it is a mind set.@@LEGIOUSIAM888
Thank you for our continued contributions to fighting consumerism.
Prepper Princess, you are my inspiration!!
I think there’s beauty and freedom in simple living. I love you have unhooked from the consumerism mindset that is slavery. I’m in process….there are still more “wants” than I care to admit but I’m learning to wait and many go away. The ones that don’t, I plan for and try to find a less expensive way. However, my goal is to be satisfied with what I have. Truthfully, I don’t need anything. It really is about changing focus and mindset. What really makes me happy are good friends, my dogs, and nature.
I have 5 kids. We brought a landcruser for $6500 cash they asked $8000. They needed the money. Our cars worth $30,000 after a few things got fixed. My husband fixed it.
Very helpful reflections. We are in our 60s and paring down on extras. You are right on.
Love your channel! I recently discovered pork neck bones at Safeway. $3. I seared, put them in my crock pot over night on low w seasoning and water. There is enough meat for 5 tacos or 3 large sandwiches, and the broth is delicious! Also I have been getting -$6 rotisserie chickens from Sam's, literally feeds me for a week. I eat the thighs and wings for one meal cuz they are my fav, make a full week of chx salad for lunches, and boil the bones for broth. Do so delish!
At my Sam's club if you get there early enough in the morning, they have metal trays ( like the ones the chicken Alfredo comes in in the cold section) with either 4 breasts and wings or they have one with 6 thighs and legs for $3.98 Even cheaper than for more meat than the whole chickens. I get several meals out of it for me and my parents.
@Candacepanner I used to do a similar thing but over time have drifted away from that - I have no idea why!! I'll be getting back into that sort of meal prep. Thanks for the comment and inspiring me 😊
I was taught when growing up to be content with what you have, and grateful. When I was a single divorced Mom for several years we didn't have a lot of money but we had each other, we did many things that cost little to nothing
I would rather have money in my pocket and take vacations and live frugally. Then I have a bunch of junk.
College is a joke.
My son was paying for it as he went. He had friends with master's degrees that couldn't find jobs 😮.
He stopped halfway through his jr year, when was hired for a federal job. He has been with it almost 15 years now. 401k match, health care, and pension when he retires.
Marketing is crazy. Higher education is crazy.
So sorry people give these negative comments. If they don't like what you say then why watch. I think they would like to be in your position and their mind set just isn't there to do it. I applaud you and I believe God blesses you for your efforts. Thanks for encouraging us all. It's good to hear these things and to strive to do them in our own lives. God Bless You and keep on listening to Him. Have a great weekend❤🙏☀️🐶🐕
You are a remarkable individual! I'm a 74 year old British lady living in central Portugal.A frugal life, but a contented one. I glean so many good tips and excellent advice from your videos. Thank you so much for doing what you do! Bless you and your lovely furry friends...
This was a very good video. I'm not a spend thrift at all. And even though I've heard your words all before, I feel like something shifted in me now. I'm recently retired and single, and sick of over priced everything. Lol. My car insurance just increased by $358/annually. Last year it increased by $250/annually. Sheesh. Now it's over $2,170/year. It bugs me so much. I can afford it but it's just not right. Your video got me thinking to give my car to my son. And instead of him using my car when he needs it. I'll now use his car when I need it. Lol. With the money I save from the car loan and car insurance I will be able to pay off my mortgage pretty quickly. 🎉 Thanks much Prepper Princess. I truly enjoy listening to your videos. Thanks much. 😊🤗✌💕
I've been watching for almost a year now. I've started watching some of the video you put out 6 years ago. I have learned so much. Thank you Prepper Princess
You are SO right, totally agree we are not starving in the west.
My mom who was a very young child at end of the depression, always said there is a big difference in our NEEDS and our WANTS. I still use that motto to stop myself many times from buying UN NEEDED things!
Life is definitely more stress free and empowering when we get off the consumerist treadmill. The benefits extend way beyond ourselves. You are doing a great job trying to show this to people. 👍🏼
I am so glad you mentioned giving to needy people…..I worked with a guy that was cheap…some people don’t realize that frugal is very different from cheap
Your mindset reminds me of my grandma, in a good way. ❤
As someone who is heavily impacted by the sights, colors, and textures around me, I’m not sure I could have my house as simple as yours… I would probably allocate the money you spend on your pets to creative supplies so that I could make my own beauty in my home. We all prioritize what brings us pleasure!
Definitely going to try to batch meal prepping and minimize the number of ingredients in my recipes.
Walmart Zote soap $1.62 a bar. I use Purex free and clear. Used to be $5.97, then $6.97, now $9.97. Don't want to pay the $9.97, so I'll get some Zote soap. Greatest memories - playing in the summers at my Grandparents' farm - free!
Hi Prepper Princess, I Love your channel. You have so much common sense. I am probably old enough to be your mom. It took me a lifetime to learn what you already know. My background was very similar to yours, that is: use what you have until you have the money to buy something better( cash not charge).
I hope the XYZ generations are paying attention to the advice here. Few of them have a clue. Kudos on the channel.
I’m with you on the eating out thing, I too get sick every time I eat at a restaurant.
The benefit of frugality is that it is less impactful on our planets resources. The financial benefit is a bonus. 🌎💰
I like your memory about riding the bike and floating down the stream to the next town. 🧡 As for all the spending people do to try to make memories these days, they are programmed to do so. They know no other way. It's sad. Like you, I have some great old memories I wouldn't trade for anything. And if there's anyone else out there who also has great memories about real old-fashioned fun, good on you!
Catching fireflies 😊
My stepdaughter, lives in a 5300 sq' house with her husband and 2 kids, because they were "busting at the seams" in their 4000 sq' house. I have a cousin that believes that having her nails done is a necessity because of her professional job and if she doesn't, she will start biting her nails again. People like this just can't be helped.
I was like that, nailchewer & couldn't stop--until I got a nail file and clipper. Never had my nails done professionally in my life. I've peobably spent less than $20 in 63 years on nail file and clippers. I lost the clippers once, and updated from emery boards to a "diamond" nail file but thats it.
Oh, except polish, which tended to be on a whim, so I wasted a certain amount on that. Still very little.
A lot of frugal and sensible things are just a matter of getting used to it. Same with healthy eating.
Or disconnecting from people who just have pleasing themselves on their mind.
People working at McDonald's feel their nails need done as a necessity for work.
As a Norwegian im fascinated over how much pride there is in the USA to not receive benefits. Especially when companies and the wealthy don't hesitate to cash in on tax loopholes and other schemes.
I'm not being sarcastic. Would sincerely appreciate if someone could share their reason behind this. I believe that understanding someone's beliefs helps me grow as a person
❤
Hi Yumisoaresgjrum9493 - From my perspective, the more the government gives out, the more our taxes go up so that's something ppl may be thinking about. Also, ppl who receive assistance are considered poor and some may not want to be associated with those who receive assistance. Also some Americans have pride and want to feel they can provide for themselves, perhaps those who receive assistance is viewed as "lazy" or "incapable". Just my thoughts.
These days, there is very little resistance to getting help from the government, especially after getting COVID checks. But there is a rift, getting larger all the time, between people who want higher taxes so the government can pay for everything, and those who want to be free to pay for what they want and not pay higher taxes just so the government can tell them what they'll "give" them.
It’s called capitalism. The people that consume are rewarded with the ability to declare bankruptcy. The people that are poor and don’t consume are not contributing to the consumption cycle as much as the wealthy, who are privileged enough to know how to work the most profitable aspect of the system through subsidies, tax breaks and write offs, government contracts, and loopholes. Imagine working hard saving, buying a home and having it all disappear because your health insurance doesn’t cover your medical bills, then landing on the street and being labeled lazy because you’re on a 2-5 year wait list for subsidized housing now that you’re disabled. Or being a vet so traumatized by your experiences that it’s impossible for you to function in a job… thanks for your service..here’s a tent for you to live in and some food stamps, but don’t pitch it near me. I say do what you can with what should be a rite. Food, shelter, and medical care.
@RP07662 Thank you for taking the time to respond. I definitely understand the fear of increased taxes, when you may be experiencing that you are already paying more than it's worth.
@nikkibadzik3948 Thank you for adding to the conversation. The sad part about a divided people is that there is usually someone benefiting from their citizens not standing together.
We feel blessed, retired and everything is paid. All we have is our electric bill and car/house insurance. We stay home and we don't spend. Great video. Thank you for sharing.
Debt free will become the new luxury status, like time freedom became a luxury.
This is a good reminder for me regardlng all of my "wants" that fritter away my money. Thanks for helping me focus on the plan ❤
My favorite memories I use to clean stalls just to ride 1 hour . Bartering when I didn’t know I was Bartering.
I did the same thing. 🐎 ❤ and they were BOTH fun.
Prepper Princess you are a joy and delight! And you have helped me save a fortune! Aussie Lady
Society is spoiled. Too much materialism and the country also needs to downsize, too.
Thanks PP for your encouragement
Prepper princess is a strong and amazing woman
We are budgeted for $21,500 a year and people can't believe we are comfortable. No govt assistance here either. I have liability only, also.
You mentioned that you prepare your own dog food. I am interested to hear more about that, especially about being frugal on that topic and giving your dog everything it needs without nutrition deficiency. I know that dog food is a relatively new invention on the market and sometimes I asked myself how in the world evolution could bring our dogs so far that they seem to die when they don’t have brand name foods and other thing a magics. So I am really interested in preparing frugal but nutritious dog food. Thanks for your videos, I love watching them. 👍
I have followed you for quite awhile and everything you say hits the nail on the head. I am always looking for ways to cut my expenses and make my money go farther. My husband says I squeeze a dollar until it screams. Lol. You have taught me so much. You are truly a blessing.
@@user-zm6qj9cz7b I plan on it. Lol
I know I'm so far from perfect managing money, but every day, I try to do better. My cheap, smart phone does pretty much exactly what everyone else does. I have had this same conversation with so many loved ones who either want to cry to me or ask for money; but the instant something expensive happened to me, I'm told to work a little harder, manage a little better, or "right my ship." I have NEVER, would NEVER ask them for money, but I have given every single one money and/or paid at least one bill for them; or bought their kids clothes/food/Christmas gifts; babysat for free a lot. I love them, so it's OK, but I WELL know and understand my NEEDS over my wants. Now that I'm closing in on buying a house out right and retiring, they all want to advise me again...
I'm just so tired.
If your family tries to give you advice after you have given them money and help, I would never give them money again. Just because you love them doesn't give someone the right to disrespect and take advantage of you. Bless you, You sound like a very giving person. Time for others to return the favor. Enjoy your new house!
Learn how to say NO as they have done to you. You'd be amazed how much energy and time you have😃
I admire you so much. I love the smart way you live. I get inspired with the knowledge about finances I get from you!
1999 Hyundai Accent AKA "The Purple Rocket ". She just rolled 85k miles. Love her !
Full coverage will not keep someone from suing you. Nor does it pay for a $3000 car. Full coverage serves no purpose on older cars.
Thank you for the comment about not doing govt assistance… too many people taking that are able bodied and worse yet are not even citizens. Sigh.
Run your life like a business. Money is for when you cannot manage without it... Its your last resort not your first
People trying to get money. I can relate. I have a friend that was trying to sell me Mary Kay. I do not want Mary Kay! I use face cleanser and moisturizer that I can buy at Walmart. I don't need to spend $60 on cleanser.
I could live on way less once my house is paid off. I don't have a car payment. I do have internet because I need it for my job.
My boyfriend does not have cable or internet. He watches TV by digital antenna that is free. He has no truck payment and his land and house is paid for. He does complain about the price of gas. He has to buy it for his truck for work.
Really appreciate your videos, I save on cleaning products I use white vinegar, baking soda, borax, and Eco's Clean and Clear dish soap (diluted) I owned my VW Bug for 42 years, only car I ever owned. People thought I was really strange, lol. I also believe in powestrips, wear jeans several times, yes dust with water, washcloths. I Buy some paper towels, toilet paper doesn't always handle cat's oops 😮 I save glass jars with wide mouth, for storage, better than plastic. Thanks 👍
I so wish you and I lived in the same neighborhood. I would come over with homemade banana bread and coffee and we would be the bestest friends ever! Love your channel and tips on how to save money ❤
I thought of the same memory!!! My dad sold tires, so we always had car tubes to float on. We lived near the shore in Connecticut so we had tides in our rivers, so we’d bring our lunch, hop on the tubs and float to a place where there was a dike with a rope and we’d play there all day until the tide went back out so we could float back home. If someone didn’t want to stay all day, then they’d ride their bike there and meet us. It was magical.
Thank you for your tips and tricks! We almost have zero debt… Only a few thousand left to go on the mortgage🎉 🎉🎉
Most “needs” in our country are really first world problems. I “need” coffee every morning…but it’s actually a LUXURY! I drive a 2013 Corolla and my home is paid for. I have enough food so I don’t go hungry. I have a full time job in the local school system (=low pay) and I don’t receive government help. I am blessed!
Yes. Most of the "problems" the world talks about are first world problems. There are more conversations on social media about sad baige moms or trends than actual problems. People waste so much time.