This is great advice!! I wish I saw this 2 years ago. We are currently in the home loan application process already. Haha but still taking great lessons from your video in case we do not get the interest rate we need. Thanks!
This is very informative thank you! I was looking on your channel for more home videos like this. Please consider making more like who first time home owners can consult with. How to even maybe go about consulting or finding the right attorney :)
Denver this video is amazing. I truly love your channel and all the effort you put in. I do have a question though. Wouldn't going to all these banks affect our credit score negatively as they will all perform separate credit score checks? or is there a better way to do it like bond originators do? Any help will be appreciated Denver. I'm a complete newbie and look forward to buying my first home.
good day. if i may aask i hear ppl make videos of how to pay off your loan fast and the start talking about split payment system to a daily payment in order to beat the interests frrom accummulating so you basically pay off only the principle value you borrowed. please help me understand them
What is considered a good interest rate copared to prime at the current climate in South Africa. Is something like prime minus 2% even possible if you not an employee of that bank?
If you want to apply for the homeloam at different banks is it not going to affect your credit score. Like being flagged as desperate for credit. please advise
Hey, you should consider making a video specifically dealing issues related to government employees and the GEHS and the ILSF because most of the HR departments actually cheat government employees out of their money and they keep it for themselves due to lack of knowledge on the availability of this facility. I can even show you emails of an HR employee in one the dept of edu mpumalanga provincial districts tell a teacher that the facility is not available for them and when we reply asking why it's not available for the individual he failed to answer. So it's a tricky situation out there with hyenas looking for weaklings to devour and I believe you have the platform to bring enlightenment to the few who are willing to listen
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This is great advice!! I wish I saw this 2 years ago. We are currently in the home loan application process already. Haha but still taking great lessons from your video in case we do not get the interest rate we need. Thanks!
This is very informative thank you! I was looking on your channel for more home videos like this. Please consider making more like who first time home owners can consult with. How to even maybe go about consulting or finding the right attorney :)
Thanks sir. This actually helped me alot
Thanks.. i want to ask what's the point you get a good interest rate if the government can change it at anytime? That worries me
Denver this video is amazing. I truly love your channel and all the effort you put in. I do have a question though. Wouldn't going to all these banks affect our credit score negatively as they will all perform separate credit score checks? or is there a better way to do it like bond originators do? Any help will be appreciated Denver. I'm a complete newbie and look forward to buying my first home.
Really insightful thank you really gives me a lot of confidence in my first home purchase thank you
Glad you found it useful. Good luck with your hunt Matthew
Many thanks for the clear and concise information. Extremely useful. Sub earned!
I have learnt so much by watching your videos
I’m so happy to hear that Marlene! Comments like these makes the grind on YT worth it
Thank You Sir. This video is very informative and Helpful 😊
Nice video Denver 👌👏
Thank you so much shrien! I appreciate the support
Very informative video thank you for sharing.
Great information
good day. if i may aask i hear ppl make videos of how to pay off your loan fast and the start talking about split payment system to a daily payment in order to beat the interests frrom accummulating so you basically pay off only the principle value you borrowed. please help me understand them
Very informative thank you!
Thank you so much
Helpful!!!! 🎉🎉🎉🎉
so as a client we dont approach a bank we have agents who do that
So informative
Denver, i have the home loan contract to sign, there's an additional amoun and the future use amounts, I'm confused, what are those?
What is considered a good interest rate copared to prime at the current climate in South Africa. Is something like prime minus 2% even possible if you not an employee of that bank?
Does this mean I will have to make 4 enquiries from 4 different banks?
If you want to apply for the homeloam at different banks is it not going to affect your credit score. Like being flagged as desperate for credit. please advise
Hey, you should consider making a video specifically dealing issues related to government employees and the GEHS and the ILSF because most of the HR departments actually cheat government employees out of their money and they keep it for themselves due to lack of knowledge on the availability of this facility. I can even show you emails of an HR employee in one the dept of edu mpumalanga provincial districts tell a teacher that the facility is not available for them and when we reply asking why it's not available for the individual he failed to answer. So it's a tricky situation out there with hyenas looking for weaklings to devour and I believe you have the platform to bring enlightenment to the few who are willing to listen
You need to get to the point quicker
Can better bond do the comparing of interest for you??
Very useful