In 2007 I had no insurance and I had to go into the hospital. Stayed there for 4 days (the food was amazing). I told the doctor I had no insurance and he just said "don't worry, we'll figure it out". And I I didn't have to pay a dime.
It seems strange to me that, in this day and age, anyone would believe that everything they see in films or on TV is real. But then, there are probably millions of people who believe that everything they read/see online is true, too, especially on social media platforms and cable news media.
I'm glad you are correcting people about America I feel kind of sad that we protect ourselves to our movies. As you know we are nothing like the movies. Like you said we are very diverse. Thanks for telling the truth.
Hospitals with emergency departments are required by law to treat patients regardless of insurance status. (I'm retired now, but I worked in healthcare industry for over 30 years.) So, thanks for clearing up this lie on your channel! Keep up the good work.
Cfernand untrue! If u arrive in er via ambulance they have to treat u! As a walkin to the ER no they do refuse u service without money or health ins! My local ER refused to set my broken nose I was a walk in to the ER without money or ins! The hospital fired the Dr for being honest as to why he couldn't treat patients! He sued the hospital won his job back! My nose was broken by a Dr who didn't wait for the nose scan to come which would have told him my nose wasn't broken! I went to sue this Dr but he died on me! Even if your critically I'll if ur an er walk in u can be refused service I've seen it happen! My community has the worst hospitals Drs ever!
C Fernand im also wondering whether who ER has to treat does this vary from state to state? My sister works for a Portland ore hospital and she took says er walk ins aren't necessarily treated without money or health ins!
Hospitals are legally required to provide emergency care to the best of their ability, this law went into effect in the 1980's during the Reagan administration. Hospitals will also generally provide discounted rates and payment plans to those that don't have insurance, but even with that a large percentage of these people will default on their payments. In addition to this the US also has charity and state teaching hospitals that will offer care at reduced rates or free, though these tend to be in mid size to larger cities. Many smaller towns and cities will have free clinics, we have one in the town of 10,000 people where I live, it is open a few hours per week and is currently located at one of the local churches, it had previously been located in a downtown building.
When you talked about geography my mind went back to 5th grade! In the 60’s we had to memorize every state and capital in the USA and where to find them on a map. We then did the same thing with other countries and their capitals. I don’t know about the generations since then but at that time they were very focused on geography and where you ancestors originated from.
I'm a 5th gen. Texan. My great, great grandfather immigrated from Brandenburg, Prussia in 1854. My mother had a little 50 acre cattle ranch with about 25 head of beef cattle (Herefords). I would say that most cowboys wear baseball caps when working on a ranch & save their cowboy hats for when they're not working.
At least in my state, Arizona, if you have to go to the emergency room and don't have insurance they'll the person from registration that comes to see you in your room will submit an application for our state Medicaid plan and then the hospital will wait for you to be accepted or denied before hounding you with the hospital bill. If you're accepted then, in most cases, that Medicaid plan will pay the entire hospital bill for you so you don't have to pay anything. But of course if you're denied you can either fight the decision sending further info into them or you can pay the bill out of pocket and most hospitals here are very good about coming up with payment arrangements so you don't have to pay it all at once.
When I was young some cousins from Northern America, Minnesota to be specific, came to visit us in Texas. They were surprised that our homes weren’t made of adobe and we didn’t own horses. Seriously. These are Americans we’re talking about. Even here, there’s so much distance and rumors that the strangest things are believed. Anyway, I’m gonna put on my poncho and stop the cattle stampede that just started. Great video!
lol. Funny thing is there is a bunch of agriculture in Minnesota like you can hop in the car and drive 1.5 hours south or north of Minneapolis and find some corn fields and plenty of the farmers also own cows and a horse or two. We don't call them cowboys though for some reason.
@@ChoiceEnvironments Yes there are rodeo's in Minnesota and Wisconsin also horse racing. A lot of the farmers don't own animals though just corn fields but between Minnesota, Wisconsin, Iowa, and the Dakota's there are definitely enough people who do that sort of stuff that rodeo's are a thing. Wisconsin is known for good cheese so that means lots of dairy farms.
I Thank You for defending us Americans. Love From Michigan and it's a very cold Evening temp is 11 degrees and we're under a winter storm warning burr ❤❤
Cowboys are generally associated with the west, not the south. Alabama, Georgia, Mississippi, and the Carolinas do not have cowboys, which are a western thing.
If someone is truly poor hospitals will give up trying to get paid. The cost is indirectly passed to those insured or those who have money with highly extreme bills.
Pretty bridge. That's one thing about Europe that's way different then the US. Here in California you wonder if something was maybe built in the 1850's and we consider that 'old'. Whereas in Brittain you probably wonder if there was a bridge there 1800 years ago. Psychologically, that's a major difference in mindset.
Yep,loved the out and about.Good job with helping with the Thanksgiving dinner.Maybe doing a series going over the letters with Vicki that she was talking about.
Thank You,for letting people know about America and the lies that circle around us.They. Act like we live in a shoebox as far as our knowledge toward other countries. It just so ridiculous.So Thank You. They think we have never left here.some of us haven’t,no reason to.We have everything here.I went to Europe in 1999,I found it beautiful.
There are private hospitals that will refuse to take people who don't have insurance. There have been cases of people stumbling up to hospitals with gunshot wounds and the hospital calling an ambulance to take them to a public hospital instead of treating them.
Beautiful walk! Jersey is lovely! Reminds me of my home area of New England. Always get travel health insurance if you come to the USA. If you wore a cowboy hat here in New England, you'd get a few WTF looks, thank you!❤
Legally every hospital has to treat you, but if you have no insurance, they will stabilize you and then send you to a county hospital. As a traveler, the insurance you need to have is expatriation - coverage to cover the cost of getting you back to your country using medical transportation, if needed. Our hospital had to arrange medical transportation from Tucson to Mumbai after an Indian gentleman fell in his shower and became a quadriplegic. That cost was over $150,000 in addition to his hospital stay of 4 weeks…. 2 in the ICU. He had no travel insurance and his health insurance did not cover medical transportation. The hospital finally decided to pay the transport, otherwise we’d have him permanently. His insurance did not cover long term care and he hit the limit on the hospital pay out, so my hospital ate that part too. His family also was very low on funds. Always be aware of what your insurance will cover while traveling, especially out of country and have coverage for the worst case scenario.
During Covid, I had intense abdominal pain. We lost our health insurance for the year that my husband had no work. The ambulance cost $2,000, the hospital made me stay 2 nts for tests and the bill came to $22,000. Happy to report that we paid it off in a year and I have not had any further gallbladder attacks.
"we lost our health insurance ..." you're entitled to 18 months of Cobra health benefits, everyone is. It's not free, but it's better than having no health insurance and certainly costs much less than 22k - generally, you pay what you were paying for your health insurance before you lost work, plus you pay whatever amount your employer had been picking up and you can keep your same health benefits for up to 18 months while you seek new employment
@@BernardProfitendieu right, and if you have a very low, or no income due to a job loss, they would have qualified for Medicaid if they can't afford the Cobra benefits. Also, the hospital cannot "make" anyone stay 2 nights without their consent...it's not prison...you can leave any time. Hospitals (and drs offices) notoriously want to do test after test after test whether you need them or not, if you didn't speak up and refuse them, knowing that you had no coverage, that's on you. Also, $22K for a gallbladder attack is ridiculous. There are home remedies that would have been close to free...and also you can negotiate your final bill and should never pay the full amount if you are paying with no insurance. Live and learn...I hope you have learned.
My husband started working that month but it takes 3 mos for the health insurance to kick in. Wish I had known about healthcare.gov. I paid about $10.00 per month for 3 mos, then cancelled after my husband’s insurance kicked in. By the way, I’m unemployed and everything we looked at was too expensive. We’re near retirement age and my husband is super healthy, while I had surgery for cancer and am diabetic. This happened in May 2022. Thanx for the info.
what a beautiful trail to walk on ... every system rations .... i lived in france for 6 years . and experienced a robbery one night an american I was with was badly injured during the robbery ... the french did not even x-ray .. He was flown back to the U.S the next day and discovered to have major facial and cranial injuries ...
Should do truths about America that you heard before coming here, and they were accurate.. whether it was from movies, videos, friends/family members or RUclips community
“So, how many cultures are there in America?” American: All of them. I was born in American, but my mother is from Mexico, my father is from Peru. My sister married a man from Argentina. Our brother now lives in Ireland. My wife is from Spain. A family like ours is not unusual in America.
That's another part of the reason of the cost of our Healthcare...people with insurance and who actually pay for their care, basically pay for the people that don't or can't.
2:39 me and an online friend from Texas once played an online video game with some british guys. We got in the chat and the UK guys tried to tell us something but they were talking too fast for us to understand😂. My Texan buddy was like I don't think they speak english💀💀💀💀 (imagine a southerner accusing them of not speaking their own language😂). One of the UK guys said, seriously? I then came into the convo with my thick Latino south side Chicago voice, and told him we are Americans so he has to speak slower for us to understand him in his accent. The UK chap was like "you said you are both Americans?" I asked him if he was wondering why our accents sound so radically different. He said yeah, and I explained to him how I grew up on the south side of Chicago and northerners speak very different than people down south. He was mildly surprised to find out that we don't all have that southern drawl he hears in the movies, or that generic accent you hear on the news. I felt like a newly discovered species💀🇺🇲❤️🇬🇧
No, you won’t die if you don’t have health insurance, but you won’t necessarily be fully treated either. American hospitals are required to “stabilize” any patient who comes to them regardless of whether or not they have insurance or their ability to pay. That means that their condition must not worsen while they are in the hospital’s care. That doesn’t mean that they must fix what is causing the problem. If a person has heart pains because they need a triple bypass all the hospital must do is to get the heart pains to subside. They do not have to give the person that bypass operation. On top of that, the hospital will still bill you whether you can afford to pay it or not. A person going to a US emergency room for something minor might get a $3000 bill.
and then you go to the hospital finance folks and they will work with you and potentially lower the bill massively and work out a payment plan. I had a few thousand-dollar bill get knocked to under 1k at the time I didn't have insurance
Well, here's something else. A lot of people even here in the US think that New Mexico is still part of the country of Mexico, which is not true. New Mexico has been part of the US for over 160 years
In USA, 40% of Americans do not pay ANY income tax. On average, Americans pay less than half the income tax of UK, this allows more options for health insurance. 100 million people get free or extremely low cost ($100 per month) insurance. Most professional jobs offer health insurance for free or at a major discount.
I worked on an ambulance back in the day & transported someone from England (sorry I don't remember where) the owner was upset I didn't get her social security number...THE VISITING 86YO LADIES SOCIAL SECURITY NUMBER!...I had explain social security, good thing he's was the owner
I have workec the emergency room... We are legally and morally bound to take care of everyone that comes in. For people that cannot afford insurance they have Medicare and Medicaid. Some people that came in that didn't have insurance so we would get it for them.... The hospital can send a bill to someone but that's no guarantee they're ever gonna see a cent... so they prefer to get you covered... In the rare cases where someone has no insurance and gets a bill, they are charged according to their means.... The bill is based on a percentage of their income... If someone is a victim of a crime and has no income... The crime victims fund pays for it.
51 минуту назад
Emergency rooms in American hospitals have to try and save your life, regardless of insurance or even homelessness. They will do things like fix a broken bone, treat a burn, heart attacks, car crashes stuff like that. They can charge you for it though, even if you have no money, unless you are homeless. What they generally won't do, is long term care, extra diagnostic tests, cancer treatment, dialysis, cosmetic surgeries, elective surgeries, or non emergency stuff like a hip replacement. Though there are charities and government programs that help poor people access long term stuff, it's usually a step down from having insurance. And insurance isn't all the same. some is very bare bones and limited, then there are the "Cadillac" plans the rich and politicians get that will pay for anything and everything.
I had to have a triple heart bypass surgery this past June. I spent two weeks in the hospital as well as cardiac rehab, and I have no insurance, I am on medicade. So the state covered my medical bills.
This one's for Millie. You were perplexed that the house build you were watching only showed early construction before the clip ended. The link you should look for is the Perkins brothers construction. They have an hour or so video on that house. Enjoy!
As far as geography is concerned, for perspective Europe alone has more countries than there are in North, Central, and South America plus the Caribbean combined! We're also most familiar with what is closest in proximity to us. I would imagine many Europeans might have difficulty identifying where Belize or Uruguay are, or readily pinpointing Arkansas or Rhode Island on a map.
Pretty area. Amazing how many myths there are. It's kind of sad/funny to think there are people just laying around on the streets because of no insurance.
Geography: Actually, on the whole, we are terrible about foreign geography. :) Movie world: I admire British TV especially your dramas. PBS show a lot of the works from Britain on Masterpiece Theater and they make some of our dramas look amateurish. ERs: You would never get turned away from an ER if you had a medical emergency, even if you couldn't pay...
The US has tons of movies that reflect normal people and life struggles. Watch A Raison In the Sun, Ouce Upon a Time When We Were Colored or ATL. Beverly Hills Cop is also good.
So, I have worked in the health insurance industry for a couple decades. If the person has no health insurance there are caseworkers that help them get insurance. If they have a large bill, the patient applies for hardship grant and the bill is either dismissed or reduced to an extremely small amount. A fraction of what is owed and then put on a payment plan as low as $10 per month to pay it off. If a person chooses not to do anything then that bill goes against their credit report. In 7 years it is removed from their credit report and it is charged off. Everyone gets medical treatment, surgeries and care for everything. And Americans have the biggest say in their treatments and care than any other country. It is laughable anyone would think they couldn't get healthcare no matter the circumstances. And equally laughable when people with socialist healthcare come to America to get care because they would die by the time they get their turn at an appointment under their "free" healthcare that costs 70% of their income. Seriously?
Travel health insurance is so important for traveling to the US. You will be billed but the health insurance will transfer it to the NHS to be processed. Americans often love to study where they are from and will know a whole lot about where their ancestors lived. We may not know exactly where a surrounding country is in relation to the country of our ancestors nor be up to date on the current politics happening there, especially if it doesn't cause ripples worldwide. Stuff like Brexit will have more eyes than whatever the new bike law is enacted in Amsterdam. As for Jersey vs New Jersey and some not knowing they are different places. I personally know Jersey because of YogscastSips, who lives there too. People sometimes say Jersey to mean New Jersey, dropping the New part, which can cause the most confusion in the comments, and for some reason people in chat still don't understand. The sizes of our homes in the suburbs make Americans look rich compared to the flats in the UK. Being able to buy bigger cars that drink more fuel due to the subsidies that keep fuel prices down, make it look like Americans can flaunt cash around to go to the market in a giant unladen truck. Most big McCallister houses are generational heirloom houses, kept in the family.
Re.: geography the problem is we now have a president who literally has no idea where or what the Isle of Jersey is. Most likely his ignorance will lead him to think one is speaking about Staten Island (I know, Staten is in NY state) or the state of NJ. I doubt most of his cabinet is geographically literate, also
While I have rarely travelled more than 100 miles from my home in Minneapolis, I have interest in geography and understanding the cultures of the world and don't want to be myopic to why others think as they do. I don't see travel as something that fits into my financial security goals, but as a Christian, communicating truth to others in a way they can relate is important. I do hope to see much of the world in my next life coming when Jesus returns. It will cost me much less then.
I'll say one thing about insurance -- I had to go to the emergency room for... idiocy. That was my own. But I had to do it about 12 years ago while without any sort of insurance because I had actually managed to misunderstand how ACA/Obamacare works and missed the window to apply until the next year. (They did a horrible job of explaining that you _preemptively_ get the 'tax credit' therefore you don't have to front the _450 dollars a month_ some plans started out at. For reference, I was making 11 grand a year part time at a theme park that year.) I wonder what it says about me that I was SUCH a charity case that they wrote off the emergency room visit altogether aside from a hundred dollar fee... but _if_ you have insurance the costs that are shown for how much something costs are _insane._ And it legitimately took me 3 years to pay off the ambulance ride. All because I thought I was late for a bus and someone installed a fence in front of my shortcut the previous NIGHT. (I still can't feel about a 4 cm circle on my right upper arm, and my brother saw that fence and blurted out "My brother is a f--king idiot!" in front of the rider in his cab. And the cab rider agreed.)
Would love to go to Jersey and see all the history. People do love to stereotype each other, mostly in good fun I Hope. I’m originally from Texas but have lived in Idaho for many years. Yes we have electricity and grocery stores and birds do not crash on our blue football turf.
Texas may be in the southern half of the US, bit it is not part of "The South". Same goes for Florida. "The South" is a cultural and historic region, not a geographic one.
Texas was independant for quite awhile. They won independance from Mexico by themselves. Old Texas culture. Is a mix of the Spanish aristochracy. The native Mexicans and native tribes of the region. And the fiercly independant non Spanish europeans who moved west to farm and ranch the lands they were promised. Little known to most foreigners. Most ranch hands/cowboys. Were either Mexicans or free blacks. Only about 2 out of 5 were white settlers.
ER’s here in the States are not legally allowed to refuse help to anyone. They’ll charge you and your next 6 generations afterwards but are bound by law to render assistance.
They will not charge your next 6 generations. They won't even charge 1 generation, give me a break. You can negotiate hospital bills down to pennies on the dollar. It's done every day.
I'm amazed how ignorant foreigners are of the USA! We are basically 50 plus small distinct countries with our own cultures and customs. We are united under one common flag and constitution thanks to the English. My home of Nebraska would be considered foreign to a New Yorker. If not for the way the British treated the colonists America would probably still be under British rule like Australia and New Zealand.
All Americans who work in banks (a couple of million of us!) know the Channel Islands. Some of them have unique banking regulations (like your neighbors in Guernsey) which make them good locations for international banking operations. One thing I've always assumed (but don't know for certain) is that New Jersey has some historical connection to Jersey. Anyone know the connection? some early colonists from the island???
but only will you get treatment for an emergency it's illegal for them not. now once Stable they may transfer you . and yeah your will get a bill. 😂 you can get assistance or pay it off at your own rate. i had a emergency with insurance. i still had to pay 900 dollars.
On the insurance. I am 61 yrs. old I pay about $200 a month my Doc. Appt.s co-pay is $15 my meds are from $0 to $20 co-pay Emergency is $50 if I am kept over night or longer I don’t pay anything. This also includes Dental my co-pay is $20 example tooth pull $0 tooth fill $20, also Eye coverage exams free glasses range I get two pairs Reg. And reading top of line lenses cost me $250. Hearing is also covered.I think a lot of the high cost is those without insurance.
The part about all Americans are rich, my German cousins have the same misperception. The US had the benefit, along with Canada, of not having bombed out cities in WW2, so didn't have to rebuild. But the first world is the first world. You're part of it too.
"Cowboys" are not a southern thing at all. You find them in Texas, but Texas isn't really the south. Cowboys are a western thing, western states, from Texas, Oklahoma, the Dakotas and all the way west.
Anyone who travels to a place where their home medical insurance does not cover them (not just the USA) should buy travel medical insurance. It is cheap and sold by airlines & travel agents.
I think it's funny that Europeans believe the absurd things about Americans in movies but don't believe yellow school buses and cheerleaders are real.
I know that aside from Canada, China and Spain also use yellow school busses.
Japan has exciting designs for their school busses.
😂😂😂
Yeah you see that a lot on channels like this. 'Omg the busses are actually yellow!' Lol
Or red flags on mailboxes
Millie and James, thanks for taking us on a little walk through a beautiful surprisingly green and lush corner of Jersey.
they are inbred
Thanks for showing us a little bit of Jersey!!! Most of us that are aware of Jersey have only seen it on a map, not in pictures or video.
In 2007 I had no insurance and I had to go into the hospital. Stayed there for 4 days (the food was amazing). I told the doctor I had no insurance and he just said "don't worry, we'll figure it out". And I I didn't have to pay a dime.
I like seeing some of your surrounding countryside
It seems strange to me that, in this day and age, anyone would believe that everything they see in films or on TV is real. But then, there are probably millions of people who believe that everything they read/see online is true, too, especially on social media platforms and cable news media.
Movies and TV are obviously very scripted and fake, but they do tend to reflect some realities that the writers grew up with.
@@ct6852 Probably 90% of tv/film is bullshit offered to sway your beliefs to one way or the other.
Yeah talk about gullible and naive
I'm glad you are correcting people about America I feel kind of sad that we protect ourselves to our movies. As you know we are nothing like the movies. Like you said we are very diverse. Thanks for telling the truth.
When I think of America I think of great seafood, steak houses, diners with traditional American food. I almost never eat fast food.
i guess you don't like japanese, indian, vietnamese, ethiopian, spanish, mexican, italian restaurants in the US?
Hospitals with emergency departments are required by law to treat patients regardless of insurance status. (I'm retired now, but I worked in healthcare industry for over 30 years.) So, thanks for clearing up this lie on your channel! Keep up the good work.
Cfernand untrue! If u arrive in er via ambulance they have to treat u! As a walkin to the ER no they do refuse u service without money or health ins! My local ER refused to set my broken nose I was a walk in to the ER without money or ins! The hospital fired the Dr for being honest as to why he couldn't treat patients! He sued the hospital won his job back! My nose was broken by a Dr who didn't wait for the nose scan to come which would have told him my nose wasn't broken! I went to sue this Dr but he died on me! Even if your critically I'll if ur an er walk in u can be refused service I've seen it happen! My community has the worst hospitals Drs ever!
C Fernand im also wondering whether who ER has to treat does this vary from state to state? My sister works for a Portland ore hospital and she took says er walk ins aren't necessarily treated without money or health ins!
Thank you for the walk around your town and the nature around❤
Hospitals are legally required to provide emergency care to the best of their ability, this law went into effect in the 1980's during the Reagan administration. Hospitals will also generally provide discounted rates and payment plans to those that don't have insurance, but even with that a large percentage of these people will default on their payments. In addition to this the US also has charity and state teaching hospitals that will offer care at reduced rates or free, though these tend to be in mid size to larger cities. Many smaller towns and cities will have free clinics, we have one in the town of 10,000 people where I live, it is open a few hours per week and is currently located at one of the local churches, it had previously been located in a downtown building.
You should take us on more tours of your beautiful island.
Very pretty landscape. 😊
When you talked about geography my mind went back to 5th grade! In the 60’s we had to memorize every state and capital in the USA and where to find them on a map. We then did the same thing with other countries and their capitals. I don’t know about the generations since then but at that time they were very focused on geography and where you ancestors originated from.
I learned world geography in College as a history major.
What a lovely bridge. And the scenery was nice too. Thanks for clearing up some .misconceptions about the US.
I'm a 5th gen. Texan. My great, great grandfather immigrated from Brandenburg, Prussia in 1854. My mother had a little 50 acre cattle ranch with about 25 head of beef cattle (Herefords). I would say that most cowboys wear baseball caps when working on a ranch & save their cowboy hats for when they're not working.
At least in my state, Arizona, if you have to go to the emergency room and don't have insurance they'll the person from registration that comes to see you in your room will submit an application for our state Medicaid plan and then the hospital will wait for you to be accepted or denied before hounding you with the hospital bill. If you're accepted then, in most cases, that Medicaid plan will pay the entire hospital bill for you so you don't have to pay anything. But of course if you're denied you can either fight the decision sending further info into them or you can pay the bill out of pocket and most hospitals here are very good about coming up with payment arrangements so you don't have to pay it all at once.
Worked for Banner Health/Sonora Quest for 12 years. 😊
When I was young some cousins from Northern America, Minnesota to be specific, came to visit us in Texas. They were surprised that our homes weren’t made of adobe and we didn’t own horses. Seriously. These are Americans we’re talking about. Even here, there’s so much distance and rumors that the strangest things are believed. Anyway, I’m gonna put on my poncho and stop the cattle stampede that just started. Great video!
lol. Funny thing is there is a bunch of agriculture in Minnesota like you can hop in the car and drive 1.5 hours south or north of Minneapolis and find some corn fields and plenty of the farmers also own cows and a horse or two. We don't call them cowboys though for some reason.
😂😂😂. You have me cracking up over here. Now, back to my regular scheduled programming.
@ Lol
@@GnarshredProductions Do they do rodeos or rodeo equivalents?
@@ChoiceEnvironments Yes there are rodeo's in Minnesota and Wisconsin also horse racing. A lot of the farmers don't own animals though just corn fields but between Minnesota, Wisconsin, Iowa, and the Dakota's there are definitely enough people who do that sort of stuff that rodeo's are a thing. Wisconsin is known for good cheese so that means lots of dairy farms.
I Thank You for defending us Americans. Love From Michigan and it's a very cold Evening temp is 11 degrees and we're under a winter storm warning burr ❤❤
When I hear ofJersey, I imagine a dairy farm, due to the breed of dairy cattle.
I loved your walk, very picturesque.
Cowboys are generally associated with the west, not the south. Alabama, Georgia, Mississippi, and the Carolinas do not have cowboys, which are a western thing.
If someone is truly poor hospitals will give up trying to get paid. The cost is indirectly passed to those insured or those who have money with highly extreme bills.
They write off a certain percentage as charity.
Pretty bridge. That's one thing about Europe that's way different then the US. Here in California you wonder if something was maybe built in the 1850's and we consider that 'old'. Whereas in Brittain you probably wonder if there was a bridge there 1800 years ago. Psychologically, that's a major difference in mindset.
That’s a nice stone bridge actually. Nice place to walk
Definitely, not everyone is rich. They tend to put Americans in categories. They are upper/middle/working/lower class Americans.
Love the walkabout.
Thank you 🙏 for sharing the truth about USA 🇺🇸 and you are walking 🚶♂️🚶very nice 👍 place ☝️👋☮️
Yep,loved the out and about.Good job with helping with the Thanksgiving dinner.Maybe doing a series going over the letters with Vicki that she was talking about.
Great video getting to see you out and about, not just in the same couple of rooms indoors
Thank You,for letting people know about America and the lies that circle around us.They. Act like we live in a shoebox as far as our knowledge toward other countries. It just so ridiculous.So Thank You. They think we have never left here.some of us haven’t,no reason to.We have everything here.I went to Europe in 1999,I found it beautiful.
There are private hospitals that will refuse to take people who don't have insurance. There have been cases of people stumbling up to hospitals with gunshot wounds and the hospital calling an ambulance to take them to a public hospital instead of treating them.
If you live in a big city, call an ambulance and don't have insurance, they will take you to a lesser hospital.
By law they have to stabilize you. They cannot refuse to treat you with something life threatening like a gunshot wound.
Beautiful walk! Jersey is lovely! Reminds me of my home area of New England. Always get travel health insurance if you come to the USA. If you wore a cowboy hat here in New England, you'd get a few WTF looks, thank you!❤
Legally every hospital has to treat you, but if you have no insurance, they will stabilize you and then send you to a county hospital. As a traveler, the insurance you need to have is expatriation - coverage to cover the cost of getting you back to your country using medical transportation, if needed. Our hospital had to arrange medical transportation from Tucson to Mumbai after an Indian gentleman fell in his shower and became a quadriplegic. That cost was over $150,000 in addition to his hospital stay of 4 weeks…. 2 in the ICU. He had no travel insurance and his health insurance did not cover medical transportation. The hospital finally decided to pay the transport, otherwise we’d have him permanently. His insurance did not cover long term care and he hit the limit on the hospital pay out, so my hospital ate that part too. His family also was very low on funds. Always be aware of what your insurance will cover while traveling, especially out of country and have coverage for the worst case scenario.
During Covid, I had intense abdominal pain. We lost our health insurance for the year that my husband had no work. The ambulance cost $2,000, the hospital made me stay 2 nts for tests and the bill came to $22,000. Happy to report that we paid it off in a year and I have not had any further gallbladder attacks.
"we lost our health insurance ..." you're entitled to 18 months of Cobra health benefits, everyone is. It's not free, but it's better than having no health insurance and certainly costs much less than 22k - generally, you pay what you were paying for your health insurance before you lost work, plus you pay whatever amount your employer had been picking up and you can keep your same health benefits for up to 18 months while you seek new employment
@@BernardProfitendieu right, and if you have a very low, or no income due to a job loss, they would have qualified for Medicaid if they can't afford the Cobra benefits. Also, the hospital cannot "make" anyone stay 2 nights without their consent...it's not prison...you can leave any time. Hospitals (and drs offices) notoriously want to do test after test after test whether you need them or not, if you didn't speak up and refuse them, knowing that you had no coverage, that's on you. Also, $22K for a gallbladder attack is ridiculous. There are home remedies that would have been close to free...and also you can negotiate your final bill and should never pay the full amount if you are paying with no insurance. Live and learn...I hope you have learned.
My husband started working that month but it takes 3 mos for the health insurance to kick in. Wish I had known about healthcare.gov. I paid about $10.00 per month for 3 mos, then cancelled after my husband’s insurance kicked in. By the way, I’m unemployed and everything we looked at was too expensive. We’re near retirement age and my husband is super healthy, while I had surgery for cancer and am diabetic. This happened in May 2022. Thanx for the info.
Thank you for the tour.
I enjoy seeing you and others in places I haven't traveled. It shows no matter where we are, we are all very much alike.
I like how they can take a nice walk around and not see another human being or cars
Thank you for part 3, I'm always interested in your experiences and opinions.
what a beautiful trail to walk on ... every system rations .... i lived in france for 6 years . and experienced a robbery one night
an american I was with was badly injured during the robbery ... the french did not even x-ray .. He was flown back to the U.S the next day and discovered to have major facial and cranial injuries ...
It looks like you two are becoming Americanized. I see more SMILES.😊
You both have VERY straight teeth for Brits.
Should do truths about America that you heard before coming here, and they were accurate.. whether it was from movies, videos, friends/family members or RUclips community
“So, how many cultures are there in America?”
American: All of them.
I was born in American, but my mother is from Mexico, my father is from Peru. My sister married a man from Argentina. Our brother now lives in Ireland. My wife is from Spain. A family like ours is not unusual in America.
That's another part of the reason of the cost of our Healthcare...people with insurance and who actually pay for their care, basically pay for the people that don't or can't.
yep. they're called FREELOADERS
2:39 me and an online friend from Texas once played an online video game with some british guys.
We got in the chat and the UK guys tried to tell us something but they were talking too fast for us to understand😂. My Texan buddy was like I don't think they speak english💀💀💀💀 (imagine a southerner accusing them of not speaking their own language😂).
One of the UK guys said, seriously? I then came into the convo with my thick Latino south side Chicago voice, and told him we are Americans so he has to speak slower for us to understand him in his accent.
The UK chap was like "you said you are both Americans?"
I asked him if he was wondering why our accents sound so radically different. He said yeah, and I explained to him how I grew up on the south side of Chicago and northerners speak very different than people down south.
He was mildly surprised to find out that we don't all have that southern drawl he hears in the movies, or that generic accent you hear on the news.
I felt like a newly discovered species💀🇺🇲❤️🇬🇧
No, you won’t die if you don’t have health insurance, but you won’t necessarily be fully treated either. American hospitals are required to “stabilize” any patient who comes to them regardless of whether or not they have insurance or their ability to pay. That means that their condition must not worsen while they are in the hospital’s care. That doesn’t mean that they must fix what is causing the problem. If a person has heart pains because they need a triple bypass all the hospital must do is to get the heart pains to subside. They do not have to give the person that bypass operation. On top of that, the hospital will still bill you whether you can afford to pay it or not. A person going to a US emergency room for something minor might get a $3000 bill.
That's not true. If you need life-saving surgery, they absolutely will perform it. It's known as the hippocratic oath.
and then you go to the hospital finance folks and they will work with you and potentially lower the bill massively and work out a payment plan. I had a few thousand-dollar bill get knocked to under 1k at the time I didn't have insurance
@@hobblobber3914 “potentially” being the operative word. It doesn’t always happen.
I work in urgent care, you can self-pay without insurance. However, emergency care at hospital cannot refuse to see you.
Well, here's something else. A lot of people even here in the US think that New Mexico is still part of the country of Mexico, which is not true. New Mexico has been part of the US for over 160 years
And was New Mexico before the country Mexico was called Mexico.
no one "here in the US" thinks New Mexico is part of Mexico - don't make up nonsense
@BernardProfitendieu I'm not. There are people who think that
In USA, 40% of Americans do not pay ANY income tax.
On average, Americans pay less than half the income tax of UK, this allows more options for health insurance.
100 million people get free or extremely low cost ($100 per month) insurance.
Most professional jobs offer health insurance for free or at a major discount.
It's law in the US if you have a bona-fide emergency, including child birth etc., medically trained people have to treat you.
I worked on an ambulance back in the day & transported someone from England (sorry I don't remember where) the owner was upset I didn't get her social security number...THE VISITING 86YO LADIES SOCIAL SECURITY NUMBER!...I had explain social security, good thing he's was the owner
I have workec the emergency room... We are legally and morally bound to take care of everyone that comes in. For people that cannot afford insurance they have Medicare and Medicaid.
Some people that came in that didn't have insurance so we would get it for them.... The hospital can send a bill to someone but that's no guarantee they're ever gonna see a cent... so they prefer to get you covered... In the rare cases where someone has no insurance and gets a bill, they are charged according to their means.... The bill is based on a percentage of their income... If someone is a victim of a crime and has no income... The crime victims fund pays for it.
Emergency rooms in American hospitals have to try and save your life, regardless of insurance or even homelessness. They will do things like fix a broken bone, treat a burn, heart attacks, car crashes stuff like that. They can charge you for it though, even if you have no money, unless you are homeless. What they generally won't do, is long term care, extra diagnostic tests, cancer treatment, dialysis, cosmetic surgeries, elective surgeries, or non emergency stuff like a hip replacement. Though there are charities and government programs that help poor people access long term stuff, it's usually a step down from having insurance. And insurance isn't all the same. some is very bare bones and limited, then there are the "Cadillac" plans the rich and politicians get that will pay for anything and everything.
I had to have a triple heart bypass surgery this past June. I spent two weeks in the hospital as well as cardiac rehab, and I have no insurance, I am on medicade. So the state covered my medical bills.
This one's for Millie. You were perplexed that the house build you were watching only showed early construction before the clip ended. The link you should look for is the Perkins brothers construction. They have an hour or so video on that house. Enjoy!
I can’t believe how silly and gullible the rest of the world is.
As far as geography is concerned, for perspective Europe alone has more countries than there are in North, Central, and South America plus the Caribbean combined! We're also most familiar with what is closest in proximity to us. I would imagine many Europeans might have difficulty identifying where Belize or Uruguay are, or readily pinpointing Arkansas or Rhode Island on a map.
Pretty area. Amazing how many myths there are. It's kind of sad/funny to think there are people just laying around on the streets because of no insurance.
When I lived in Germany many of them pictured Americans as cowboys.
Geography: Actually, on the whole, we are terrible about foreign geography. :)
Movie world: I admire British TV especially your dramas. PBS show a lot of the works from Britain on Masterpiece Theater and they make some of our dramas look amateurish.
ERs: You would never get turned away from an ER if you had a medical emergency, even if you couldn't pay...
Theyll treat you. You'll be charged $500 for an advil and you'll go into debt. But they will treat you
...and if you're dumb enough to pay it...then you deserve that kind of bill.
1: by federal law, hospitals must provide emergency healthcare regardless of ability to pay. but you're going to get a big bill,
The US has tons of movies that reflect normal people and life struggles. Watch A Raison In the Sun, Ouce Upon a Time When We Were Colored or ATL. Beverly Hills Cop is also good.
Surprisingly, there is free health care in the US. If you wanna sit around & wait. Which doesn't really apply for emergencies.
Even if you do get sick. There are clincs at most places that charge like $100 ish depending on what it is.
Please show us more of your country!
Real cowboys wear ball caps in the warm and knit caps in the cold. And you do a lot of driving around the properties.
So, I have worked in the health insurance industry for a couple decades. If the person has no health insurance there are caseworkers that help them get insurance. If they have a large bill, the patient applies for hardship grant and the bill is either dismissed or reduced to an extremely small amount. A fraction of what is owed and then put on a payment plan as low as $10 per month to pay it off. If a person chooses not to do anything then that bill goes against their credit report. In 7 years it is removed from their credit report and it is charged off. Everyone gets medical treatment, surgeries and care for everything. And Americans have the biggest say in their treatments and care than any other country. It is laughable anyone would think they couldn't get healthcare no matter the circumstances. And equally laughable when people with socialist healthcare come to America to get care because they would die by the time they get their turn at an appointment under their "free" healthcare that costs 70% of their income. Seriously?
You are 100% correct!
Travel health insurance is so important for traveling to the US. You will be billed but the health insurance will transfer it to the NHS to be processed.
Americans often love to study where they are from and will know a whole lot about where their ancestors lived. We may not know exactly where a surrounding country is in relation to the country of our ancestors nor be up to date on the current politics happening there, especially if it doesn't cause ripples worldwide. Stuff like Brexit will have more eyes than whatever the new bike law is enacted in Amsterdam. As for Jersey vs New Jersey and some not knowing they are different places. I personally know Jersey because of YogscastSips, who lives there too. People sometimes say Jersey to mean New Jersey, dropping the New part, which can cause the most confusion in the comments, and for some reason people in chat still don't understand.
The sizes of our homes in the suburbs make Americans look rich compared to the flats in the UK. Being able to buy bigger cars that drink more fuel due to the subsidies that keep fuel prices down, make it look like Americans can flaunt cash around to go to the market in a giant unladen truck. Most big McCallister houses are generational heirloom houses, kept in the family.
Re.: geography the problem is we now have a president who literally has no idea where or what the Isle of Jersey is. Most likely his ignorance will lead him to think one is speaking about Staten Island (I know, Staten is in NY state) or the state of NJ. I doubt most of his cabinet is geographically literate, also
While I have rarely travelled more than 100 miles from my home in Minneapolis, I have interest in geography and understanding the cultures of the world and don't want to be myopic to why others think as they do. I don't see travel as something that fits into my financial security goals, but as a Christian, communicating truth to others in a way they can relate is important. I do hope to see much of the world in my next life coming when Jesus returns. It will cost me much less then.
Have nephews in UK they know the good and bad of each country
I'll say one thing about insurance -- I had to go to the emergency room for... idiocy. That was my own. But I had to do it about 12 years ago while without any sort of insurance because I had actually managed to misunderstand how ACA/Obamacare works and missed the window to apply until the next year. (They did a horrible job of explaining that you _preemptively_ get the 'tax credit' therefore you don't have to front the _450 dollars a month_ some plans started out at. For reference, I was making 11 grand a year part time at a theme park that year.) I wonder what it says about me that I was SUCH a charity case that they wrote off the emergency room visit altogether aside from a hundred dollar fee... but _if_ you have insurance the costs that are shown for how much something costs are _insane._ And it legitimately took me 3 years to pay off the ambulance ride. All because I thought I was late for a bus and someone installed a fence in front of my shortcut the previous NIGHT. (I still can't feel about a 4 cm circle on my right upper arm, and my brother saw that fence and blurted out "My brother is a f--king idiot!" in front of the rider in his cab. And the cab rider agreed.)
Would love to go to Jersey and see all the history. People do love to stereotype each other, mostly in good fun I Hope. I’m originally from Texas but have lived in Idaho for many years. Yes we have electricity and grocery stores and birds do not crash on our blue football turf.
Texas may be in the southern half of the US, bit it is not part of "The South". Same goes for Florida. "The South" is a cultural and historic region, not a geographic one.
Texas was part of the Confederacy. That makes it the South.
@@timothyjordan86 southwest
Texas was independant for quite awhile. They won independance from Mexico by themselves. Old Texas culture. Is a mix of the Spanish aristochracy. The native Mexicans and native tribes of the region. And the fiercly independant non Spanish europeans who moved west to farm and ranch the lands they were promised. Little known to most foreigners. Most ranch hands/cowboys. Were either Mexicans or free blacks. Only about 2 out of 5 were white settlers.
BS. Texas, especially East Texas, for good or bad, is undeniably part of "The South".
No.@@timothyjordan86
Thinking everyone in CA is rich is definitely off. In 2022, 30% of all homeless people in the USA lived in California.
The South is where it's at!
We are all poor here 😢😢
Not everyone. But yeah many are struggling with rent/mortgage and other expenses.
speak for yourself
Good job.
ER’s here in the States are not legally allowed to refuse help to anyone. They’ll charge you and your next 6 generations afterwards but are bound by law to render assistance.
They will not charge your next 6 generations. They won't even charge 1 generation, give me a break. You can negotiate hospital bills down to pennies on the dollar. It's done every day.
Back in July, I went to the Emergency Room! I ended up have Pneumonia. Was only there 3 or 4 hrs. I didn't have insurance my bill was $12,275.10
I'm amazed how ignorant foreigners are of the USA! We are basically 50 plus small distinct countries with our own cultures and customs. We are united under one common flag and constitution thanks to the English. My home of Nebraska would be considered foreign to a New Yorker. If not for the way the British treated the colonists America would probably still be under British rule like Australia and New Zealand.
I wish we were all rich! Haha
All Americans who work in banks (a couple of million of us!) know the Channel Islands. Some of them have unique banking regulations (like your neighbors in Guernsey) which make them good locations for international banking operations.
One thing I've always assumed (but don't know for certain) is that New Jersey has some historical connection to Jersey. Anyone know the connection? some early colonists from the island???
but only will you get treatment for an emergency it's illegal for them not. now once Stable they may transfer you . and yeah your will get a bill. 😂 you can get assistance or pay it off at your own rate. i had a emergency with insurance. i still had to pay 900 dollars.
My grandma had cancer and it put her 160k in debt
@bradkirchhoff5703 sirry to hear that, yeah such illness, even with insurance, can cause financial burden like that
Good video
Doctors are required by law to treat you. Then they'll bill you like crazy.
On the insurance. I am 61 yrs. old I pay about $200 a month my Doc. Appt.s co-pay is $15 my meds are from $0 to $20 co-pay Emergency is $50 if I am kept over night or longer I don’t pay anything. This also includes Dental my co-pay is $20 example tooth pull $0 tooth fill $20, also Eye coverage exams free glasses range I get two pairs Reg. And reading top of line lenses cost me $250. Hearing is also covered.I think a lot of the high cost is those without insurance.
The part about all Americans are rich, my German cousins have the same misperception. The US had the benefit, along with Canada, of not having bombed out cities in WW2, so didn't have to rebuild. But the first world is the first world. You're part of it too.
Sorry, that's Perkins builder brothers.
More please!
The hanby family live on the same island as you guys they are chaos
So pretty there.
Your phone has better video quality than your Go Pro
Funny thing about California
291.2 million tourist 2024.
More tourists than residence most of the time.
"Cowboys" are not a southern thing at all. You find them in Texas, but Texas isn't really the south. Cowboys are a western thing, western states, from Texas, Oklahoma, the Dakotas and all the way west.
Unfortunately I am a cowboy.
Anyone who travels to a place where their home medical insurance does not cover them (not just the USA) should buy travel medical insurance. It is cheap and sold by airlines & travel agents.
You can also purchase it directly from insurance companies.
I don’t understand something: you live in Jersey but it’s a small island. But you are definitely British. 🤷♀️