Chase Points: BEST (and Worst) Value | Redeem for Maximum Value 2023
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- Опубликовано: 30 сен 2024
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Yes! Please do an advanced video with all the best options using travel partners and the alliances those partners have with other airlines.
🗿
🦀Honestly, Hyatt points have been an excellent inflation hedge for me this year. A quick UR -> Hyatt transfer for a 2.5 cpp award stay is soo much easier to pull the trigger on when last year the same award was closer to 1.8 cpp. Hyatt, please keep your award chart and don't pull a Bonvoy.
Hyatt has been great for us with domestic travel. So many 5000 per night properties here in Texas.
Yeah I got a 5000 point redemption in London near the airport (overnight layover) that was retailing for $179 a night.. easy low point high value redemption that was a necessity.
I saved $5k for my honeymoon in Maui… points were 3-3.5x for me. Spent only $1500 in points if I redeemed for cash.
🦀 I need to find a way to include Hyatt properties in my regular travel plans. It’s a challenge because their “footprint” is modest compared to Marriott and Hilton.
@@youngalwyn1124 true but website is fairly easy to use.. I always do a quick check to see if Hyatt is available in the city I am visiting.
I would love an advanced UR usage video. Something I would like to see covered is transferring to airline partners, but to use points to book travel within that airline’s alliance
Yes please do the advanced video. I'm not one of those 100 card guys to get points. I just get them all from Chase.
Me too
I would get at least one card from a different bank just in case chase closes you out. Chase has pretty aggressive fees and sends to collection quickly if you miss payments and sometimes closes accounts by error.
@@supreme5998 I do have an additional card but no rewards on it.
Just a quick call out, at 13:01, the Hyatt Points calendar just shows you the point price per night, not availability. It could be 35K Hyatt points with no availability and still appear in the calendar view. Additionally, some higher end resorts have 2 or 3 night minimums.
🦀 I would totally appreciate a part two of this video with advanced redemptions. That way I could level up from being a total newb.
Yes, I second this!
Definitely on board!
🦀 thanks Sebby! Would love a deeper dive on advanced redemptions, sweet spots etc especially✈️
Dang son I see that subtle flex of 1.3 mil Chase points😉 You could travel the world with that kind of point stash!! Chase points are some of the best points you can earn in the entire credit card game, and the ability to get 2+ cpp in value when transferring to travel partners makes these cards super powerful. It's Chase and Amex at the top of the game for me. Loved this video Sebby, great work! 🦀
🦀 the optionality is key for me. Have utilized the points to book Hyatt across from Disneyland at 2.5 CPP and saved hundreds, and also used via the travel portal to lock in at 1.25CPP where bookings would otherwise be .4 CPP-1 CPP for more economy bookings just mean a lot of savings.
🦀 Hyatt is basically my top choice for Chase transfer partners! The Chase trifecta has served me well with CSP/CFF/CFU
🦀Sebby!
I started earning points thinking about aspirational travel (and even just business class etc) but realized there is far more value for me in economy flights.
I’ve stopped looking at “I pay x points instead of y $ for z thing” and now say “I pay x points for z thing instead of a $ for b thing”. I was never going to the Maldives or flying business internationally, so the points actually go much farther in economy for me. Cheap hyatts are great but 9/10x it’s a better idea to take the $70 a night Airbnb instead of points for the $150 hotel.
And with flights, while I still look at the $ amount, mostly I’m flying because of the points. So I see a good points deal and take it.
Recent points wins include 10k points RT on southwest to Cozumel and 15k RT to Belize. 40k RT den to Quito (twice!!) and some various 15k RT domestic travel on delta too. (All about 1.6 cents per point but I hate counting. Way easier to pay with points and think in points. It’s only money🤷🏻♂️)
The Hyatt's award calendar does NOT reflect actual availability. Wish they would change that.
This is what I have been waiting for years…
Hope it's helpful! :)
🦀🦀🦀 I use CHASE UR points primarily for the Hyatt transfer partnership and domestic travel in occasion
Right now my sapphire reserve is offering 50% bonus on apple…. 1.5cpp isn’t bad for a cash out
Better off doing a 1.5 cpp PYB cash out with the AirBnB. And using that to buy Apple products instead.
How would you accomplish this? Setup your own Airbnb to cash out?
🦀 just got approved for the 80k offer as of 10/17. Moving off a USAA bank as they went from 2.5% cash back to 1.5%. Excited to look at points vs cash back. Do that advice video plz for maximizing csp
🦀UA econ redemptions have gotten me almost 2cpp last year, and over 2.5 this year. Hyatt is easy for 2-4 cpp most of the time.
Nice!!
@1:45 just casually showing off a million CUR points.
Points millionaire 😏
@@AskSebby is it referrals??? I have a sizeable 250k UR points but I don't think I could ever reach 1m.... chase doesn't quite give away points like Amex does... lol.
Nope, there's a hard cap on referrals. Mostly work spend I get reimbursed for.
🦀I think our next CC will be a Chase. Your website and videos are very useful to me. Thanks for educating us folks late to the CC game.
🦀 Thanks to you Sebby I have been on some amazing trips!! I mostly use my points for Hyatt redemptions.
🦀 Have to say, I think I am missing out by skipping the crab stations! Might have to give them another look. 🦀 I am saving my Chase and AMEX points for aspirational travel. While I do make decent $$, I prefer using points for that type of travel.
Learning a lot from your work, Sebby. Thank you for putting out such entertaining and informative content.
🦀 Bilt credit card has Hyatt as a transfer partner as well. It's a great credit card for renters. I think it should be featured on your channel.
100% agree. I pay my entire apartment’s rent (and then a roommate pays me a portion), but this guarantees me 4500 points per month, which is the same amount of points I get as spending $1500 on food in a month!! When you put it that way… it’s an absolutely excellent card for all purpose dining and rent spend
🦀Great break down for chase points! This would be a good series for the other competitors.
This was so detailed and helpful Prof Sebby. Thanks! 🦀
We need the additional video!😊
🦀 Great video Sebby. I’ve learned a lot about maximizing UR/MR points for travel from your channel. I am currently stockpiling points and plan to use them for aspirational travel through transfer to travel partners. I’ll go for 🦀 over 🥖 too.
🦀 Love your channel! When I can get that crab, that's of course the option. But lately with the pandemic, we've ended up taking some family on shorter trips and used our points for that domestic economy travel. It's just what has ended up working best. The Maldives is on our list though...but you just made that a bit tougher. :) Thanks for sharing all the tips!
what a subtle flex 1mil points shhheshhhh
🦀🦀🦀The thing most influencers leave out about the Maldives is that you still spend ~$10k there on top even if the hotel is paid for. Wish more would say this so those who wish to do this would get a realistic expectation.
No one is spending $10k when they get there unless you're doing excursions everyday + spa. Also depends on how much alcohol you drink.
As I am not currently travelling and am currently making renovations to my home, I have opted to use cash back or statement credit.
🦀 Thanks for all of your hard work. We just returned from a vacation where we used nothing but Amex and Chase points. Would have never known about the world of accumulating credit card points.
Recently got a CSP, love to see guides like this
Thanks for doing this. Please do the advanced version as well.
Hey Sebastian - I recently applied for a Chase Freedom Unlimited card and got a really low limit. Not sure why, I have a pretty good credit score and have the Amex Gold, Everyday Preferred, and a Navy Fed Flagship with a high limit. Any data points that explain this or what I should do to get a higher limit in the future? I was really trying to find an easy in to the Chase ecosystem.
Ok question, I jus product changed from the Slate to freedom’s unlimited, now I got a pre approval for chase Freedom flex an preferred now should go for freedom flex an wait the 2years out to get the preferred because I’m at 4/24 so will that be best route to go right now or can still apply for preferred because I had chase bank account with them pass 15 years will be able to get while being at 5/24…
🦀 Sebby I am just like you. I grew up never taking vacations besides camping with the family. I would never pay out of pocket but I love using my points for aspirational travel, luxury hotels and business class flights.. (with the occasional first class flight when possible) I find myself using half my UR for Hyatt and all my Capital One miles for flights. Hyatt really makes Chase points so valuable. With the World of Hyatt card, boom, you're in business. So many people need videos like this!
We need a Sebby wallet update🦀
🦀 Thank you so much! I just got my sapphire preferred card last month and Have been building up my credit to get into the points game. I really appreciate how clearly you broke that down! I will be subscribing and checking in for more tips. Thanks again
🦀most value I've gotten is through Hyatt. Still haven't figured how to do the business class for long flights though. Would love to see more on those. They never seem to work out with transfer partners. The priority pass is usually a bust though with sapphire.
Priority Pass really has much stronger value overseas. It's been a great bump up for us on coach travel through Asia, and I expect to hit some lounges on intra-European travel next year. But yes, domestically the PP is really hit or miss depending on your travel patterns/home airport.
@@SightseeMC123 PP was a bust still in SEA for me. Only one lounge was good - Hanoi. Otherwise - the others were closed, temp set up, or does not have a presence. But maybe my flight pattern isn't good for PP. 🤷
🦀 was really cool meeting you at vidsummit! We at the karat event
Great meeting you as well! :)
🦀 I haven’t used my points for travel yet but saving up for a trip to visit family in the Philippines! Im new to using points and I’m trying to find the best value when transferring to a travel partner for my flight. the most I’ve seen is 1:1, vs 1.25:1. Would love to see another video on how you use the transferred points for flights!
🦀 I got a Sapphire Preferred with your help about 6 months ago. Thanks. I want to go to Uzbekistan (Inspirational) any advice? Last question- what should my next card be?
🦀 all valid points. One negative I came across regarding plane tickets: when you book a RT ticket, as far ash chase is concerned, they are two, one way tickets. In the wake of all of the cancellations lately, it caused me issues both locating my reservation and remedying the situation. Eventually it was fixed but it was a big problem in the moment! Otherwise I’ve had no issues with my reserve. I’m interested now in getting more upgrades so any videos on how to transfer tow which cards would be helpful. I don’t have an airline card as of now. Will likely do something with American since that what’s out of Phillybut it’s not my favorite airline by far lol.
🦀 Please make an advance video! I'd like to use my points to transfer to United Airlines but I don't know how. I have the CSP with over 100k points accumulated on that card and 8k on my freedom card ( very old card I grandfathered in). I plan on seeing my family next year around summer time. Racking up the points so I can fly first class if possible. I'm sure others would find the advanced video helpful. Thank you in advance Ask Sebby 🤗
Depending upon how heavy the silver spoons are, the raw material cost right now would be $24 per ounce. Assuming it's at least 2oz (i just weighed a fairly stout metal spoon, like a nice sized cereal spoon) that would be about $60 just in silver. Then you have to melt it, put it through a press to cut out the shape, another to round off the edges, another to bend and form, then probably another to finish the form. Then you'd most likely have someone burr and polish any lingering sharp edges, then most likely burnish at the end.
If you're buying a silver spoon i guarantee you that if it arrives in your hand with milk spots you'll be pissed. I'm sure they're still making close to $300 at that price, but it is laborious to produce items like that with precious metals.
I am booking SIN JFK-SIN on the A350ULR in business class for two at 111,500 pts each = 223k pts = 4.31 cents/point. Boo yah!!!
🦀 I’m so glad I found your videos. I just got approved for 5k with the CFU and looking into the CSP later on so the points explanation is greatly appreciated
🦀 I’m so glad I found your videos. I just got approved for 5k with the CFU and looking into the CSP later on so the points explanation is greatly appreciated
I just found you TODAY_ I am a newbie so I appreciate the schooling!!- Thanks!!
CSP/CF.
100k per year in spend. Burn 130k annually in Florida villas (3 bedroom) for a week. Sidestep the fees and taxes. Good deal.
I really enjoyed your video. I scrolled through some of the other comments here & yup! Hyatt. All domestic, Hyatt Place kinda stuff, but points are suddenly worth 2.5 to 3x as much when you book. Awesome for my needs.
I would use UR points to get discounts on the Chase travel site. Rental cars, upgrades, etc. I don't pay the full price, but I do shop around (look at airline websites, rental car websites, etc.) to see if I can find a better deal. I know how much UR points I earn in a year and which quarter so I get an idea how long it takes to "recover" the spent UR points. Aspirational trips take longer but the US dollar (USD) is really strong right now depending on the currencies (EU, UK, Japan, Korea, etc.). It is just another factor you have to weigh in for costs.
🦀 Family aspirational travel with 3 teenagers and 2 adults. We’re booking 2 hotel rooms with a shared door on our next trip. Using points and certificate nights. Yay!
🦀 so, it seems as if for hotel travel, the Hyatt transfer is best value; what about flights? I got a freedom unlimited back in September and have saved up over 60k points, and am now looking to get a sapphire preferred. I like traveling southwest, but idk if that’s the best CPP value of the airlines you can transfer to. Which airline do you like to use and has great value?
I love the credit card game, but don’t have too many aspirational vacation goals. That made me team cash back for a long time, but I’m starting to test out team travel to see if I get more value out of it. Going for the CSP soon after my 5/24.
This whole time, I was wondering why people were putting 🦀 in their comment... now, I know. Made it to the end! I'm just a point hoarder. I have no purpose. To me, they're just like a rainy day fund. I have them if I ever need them. That being said, it's nice to know what their potential value is. Thanks for the video!
GoSplitty sounds super sketchy, sorry if they're legit but if I saw that I wouldn't dare trust it. Then again, I generally book everything directly with the airline or hotel so there's as little confusion as possible (the more parties involved the more confusion there will be). If I do use a travel portal, it's going to be a trusted one like Chase or Amex where I know I won't get screwed.
🦀 Very few folks know how play this money saving hack guys LoL. My whole family are college grads but seem like not a single one of them took finance and thinks credit cards 😈. I stop helping them with money saving tips, instead encouraged to pay with cash
🦀 currently trying to figure how to flip my 500k chase reward points, and 100k hyatt points into an amazing honeymoon. Worked so hard to grind these points to blow it lol
Just took a business class flight from JFK to Dubai in business. Well worth the 115k each (for my fiancé and I).
🦀 I really appreciate your videos. I indeed, would like to see the "advanced tactics" version of this. Thanks for sharing your insights on the "points" game.
🦀 I did cash back for 60,000 points and my boyfriend almost passed out. I now use them for travel.
🦀wife and I been watching you for years. We currently have 25 travel cards and are working our way to 54. We really enjoy your content
🦀 Do you feel like going to these absolutely fabulous places, staying in 5 stars mansions and flying first class (or private jets) make it harder when you have to sometimes fly economy, stay in a 3 star hotel or do a staycation? Btw...love your channel and I have not run into you at a buffet yet
VERY helpful as I got a CSP a few months ago and now I am racking up points
🦀 Can you help me find a trip to Yokohama Japan in august 2023 with good value for my points please???
🦀Yes! Please do an advanced deep dive. There are those of us who earn quite a few points per year from businesses & other ventures. Because we earned it, we want to spend / share the experiences and pay it forward! Thank you, thank you!!
OK why the phone on your head? I'm with you on Samsung over Apple. I use my UR for normal travel. But normal to me may be aspirational to others.
🦀 What’s up Sebby? Love the channel, learning the credit card game, but I need help in booking flights and trips with points. Any resources for those specific needs?
🦀can you do video on non aspiration travel like to the Caribbean or South America or other parts of the world and best way to get outsized value using UR thank you
🦀aspirational travel for me! Curious if you have any redemption tips (doesn't have to be chase) for singapore?
The current Apple product deal is 50% using MR points. 🎉🎉🎉🎉
To answer your question: I would love a more "advanced" version of this. I have a lot of points and am concerned they're going to be devalued given the economic future so would like to know how to make the most of them.
Please make a video on airline transfer partners. Spent hours looking into airlines but never found anything worthwhile.
Quick question: when doing the math to transfer to Hyatt do you calculate the total price for all the nights or just one night?
To me, the smartest people are those who are well off but decide to eat at places that give them value. There are people who can afford 400-dollar meals but decide to save and spend only on a 20-dollar meal.
Yes. Please do the detailed vid. Really trying to do more hotel exchanges but never find the same deals I see in the vids. Especially around Hyatt 🦀
Bless this man for all the work!
Im seeing a 50% bonus on the Apple Ultimate Rewards store until Nov 30th
🦀Sebby, I have UR points that I want to use for a trip to Europe will I find the best way to redeem it for travel on your website?
🦀 Can you do more videos on Banff hotels in Canada? They are no longer a Fairmont chain, and I’d like to visit sometime.
Need advanced video! I know all this stuff! Like cool airline redemptions etc
Just transferred points and was able to get a 10 day cruise for free $1400 with my preferred card 🎉
🦀 Great video, I might be a little late but it's still educational :). Thank you!
Wow, Sebby is Team PC/Samsung... Even more respect now 😂
🦀 that Maldives example made me regret all those points I've redeemed for only 1.5x via the travel portal lol
🦀 Your info is always the most reliable Sebby! Thank you for the sick content man!
Ive gotten multiple cruises for free redeeming my sapphire preferred points through the travel portal.
Aspirational travel isn't worth 11c if you're not going to pay it out of pocket its not worth the point value you're getting 🦀
Just dropping a 🦀because I was pretty early for this one for once.
Thanks :)
Apple products are 1.25 per point until the end of November
What do you think the united club card? Does it worth it for $550 annual?
I am seeing this video 6 months later but I would love to see a video on more advance ways to redeem UR points.
I use my CSC points for travel, airfare and almost nothing else.
You missed one from the list. The chase freedom student card also earns UR points.
🦀 I’m in for some nice aspirational hotels in Japan since the border is reopening!
All that head movement during an explanation and the phone never fell off your head. 😎
🦀 I can’t get one of these cards but I’m learning so thank you.
I transfer to the partner airline and fly with the business class.
🦀