What Type of Insurance is Aflac?
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- Опубликовано: 12 сен 2024
- Aflac is a typle of insurance you may need but you didn't even realize it. I will go over the reasons you would want to sign up for voluntary benefits with your employer.
Watch and Enjoy!
Klaus Bartram
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“EPIC Financial Strategies” is a trade name referring to EPIC Insurance Services, LLC. All references to “EPIC” contained in this video pertain to EPIC Insurance Services, LLC.
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I bought a disability insurance through my employer. I had an injury then became gravely ill for nearly 10 years. I was disabled before I was terminated. I could never collect on the policy, after my state disability benefits ran out, I had no income. It devastated me, I lost everything, home, car, savings, and have been homeless. Finally my health turned around and I am returning to work. Other people I know who had to use and Aflac policy loved it. Learn from me buy Aflac.
Why couldn't u collect on the policy from your job?
It’s crazy all the comments about customer service sucking. My district manager legit uses the agent hotline the moment a client elapses their payout period without getting their money. She also taught us to tell our clients that they need to call use the moment they believe they have a claim.
Someone might break a leg and want to file a claim for that broken leg. But if they call us, depending on the plan, we’ll help them file the claim for the ambulance, hospital stay etc. get every Pennie’s worth from Aflac.
I thought all locations were customer service based. I’m not even a salesman lol, I was hired cause I’m good with case management and we stick close to our clients after opening an account.
Best advice in this video Is to stay out of jersey. Damn some hefty parking prices/ tolls
FYI you need to have the pricy active for i think 10 months before you can claim it under pregnancy
I'd like to speak to someone in upper management of AFLAC . And tell them why there customer service F!!ING SUCKS
Be careful what you what plans you get, unfortunately COVID illness does not cover, something no one plans ahead for different type of illness. My spouse passed due to COVID and Aflac did not payout due to the illness was not in policy
I am so so sorry to hear about your loss. You should reach out to your agent, because if it was not a pre existing condition it should have been covered. You usually have to have the policy for 30 days to be covered for an illness. Definitely reach out to your agent for some clarity. I sure would.
love this!
Klaus is the man!!
Had the same Aflac
Since I was a child
does Aflac consider essure implants an injury that resulted in having a hysterectomy via hospital claim?
Want to file a claim for my mammogram that I had February. I has one in February of last yr.too. Haven't been able to file. Haven't been able to get a hold of anyone
I got it does it help if I have knee surgery. I have aflack Qs nd metlife
Companies might consider that a pre existing condition unless you had the coverage before you were hurt. Have a Happy New Year
ZERO Specifics. How much does it cost? How? much will it pay? How long does it last? Do you have to keep paying while you're out? What situations are covered and which are not. What types of situations are not covered? Are there tons of paperwork to fill out to get the money. Is it our doctors or your doctors that decide whether or not you can work. I am a single man and will never be pregnant so why would I need it? Etc.... etc...
Thanks for the questions! We'll include the answers in an upcoming video for you.
@@EPICFinancialStrategies Fantastic. Thank you. I have been hearing about Aflac for years but don't know anyone who has it because I don't think anyone really understands it.
Give Klaus a call ☎️ to answer these questions - 732 207 7174
Does this policy cover if you travel outside of US? Meaning if you get a broken leg while skiing in Switzerland, are you covered?
Most of the time these types of benefits will cover injuries treated within the United States only
Do they accept you with pre-existing conditions? Specifically cancer
However they won't let you actually speak to a human
Don't waste your money. All they care about is collecting your money. I tried calling them and after an hour waiting, never connected. I tried for 5 days in a row, and never got to talk to anyone. Customer service is worse than the gooberment . I have never been able to talk to a real person.
Sandy please contact us directly here : www.uplife.com/robgillconsultation-yt1 I can assure you a team member will reach out
You should have gotten a lawyer lol
We in the US no Mexico
AFLAC is garbage. It's more difficult and painful with more frustration and hassle to file a claim than the actual procedure.
May I know what is the exact issue you faced? I was planning to get a policy from Aflac.
J
So question, If my employer has in place a 'AD&D' already AND I chose to get it , can I also get AFLAC to have additional coverage? Or does these policies depend on similar coverages and negate coverages or deemed over coverage (if there is such a tern).
Two, What about disability like I get injured at work or Off work, and it affects my position to work as being say 10% disabled etc? How is permanent disability covered and is it a one time payout scenario?
Does this cover different from being On the job injury VS off the job?
Ho does That aspect come into play?
thx
Thank you. We'll have Klaus address this important question for you.
Usually accidental death and disability policies you can double up on coverage, but I’d speak to your HR representative for your company to know what the specifics are