How to Never Pay Full Price Again with Dave Ramsey
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- Опубликовано: 26 ноя 2023
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My father in law has told me: "You can get what you want, at the price you want it. If you are willing to wait." It's true.
Always listen to Daddy
My husband always says if you don't ask it's an automatic no. Recently, I found a jacket I really wanted but it was full price and I hardly ever pay full price. So when I went to check out I asked the cashier if there were any discounts available and he said no but gave me 25% off anyway! I thought WOW this really works!
We had a good experience when we purchased our latest home. The seller asked 2,2 million for it, but I saw there was very little interest for the property, so I bid 1,6 million with a time limit of two days. The seller came back with a few thousand more, and we got it for 1,67 million.
😂😂😂😂😂Dave’s negotiating skills are hilarious!!! I don’t think he knows just how funny he is. I’m here for it
Right ?! Lol
@Makeupmarisolll well you won't be watching this if you were with me
I can attest to the house buying and getting a deal. 12 years ago my husband and I were about to get married and looking to buy a house. We wanted to be in a certain neighborhood that was still being built out so the house we wanted was being sold by the contractor. They did not want to negotiate so we walked away and put an offer in on a short sale in a different neighborhood. When they found out, they came back and dropped the price $25K. The bank didn’t take our offer on the short sale, and we turned around and bought our house from the contractor with our lower price.
One Superpower in negotiations is being able to keep your mouth shut!
Even to the point of awkwardness!
Make them negotiate against themselves!
One of my friends from the senior center ALWAYS expects a "deal." When he needs a new fridge he shopped ALL the big box centers, printed off the sheet for the costs of the brand he wanted. . Then he went to the local family-owned store where he has shopped at and bought from for 20 some years. He showed them the price and asked them to match that. He spent about three hours doing this comparison. He got the $100.00 of at the store he really wanted to buy from.
I have a similar story where my mom got a matching set of couches that only earned a penny of profit for the store. We started at that store and spent the day checking others too. She really liked a feature of that specific couch and returned a few hours later, unable to replicate her findings. Since it was the last set in the US and the matching chair was triple price and only 1 left 1500 miles away, she got a great deal so they could clear out the merchandise to make room for newer models.
Was that really worth 3 hours??
Don’t buy it: 100% off
What is he off about?? You should always do your homework before you go to purchase something.
@@cajbafI think the intention is IF YOU DO NOT PURCHASE IT, YOU HAVE SAVED 100%. Just a guess. 😊
I like that idea.
Haha good one.
@@cajbafRatioed
Anyone who hasn’t seen George selling Rachel the boat should go watch it. That was the single most laugh out loud, make me cry, hilarious bit to watch.
Which video is that? Thanks!
It's so good to see you guys together on the show as daughter and father. Beautiful dynamic!
On things that I can afford, I choose to bless the person rather than ask for a deal. I like to help the working poor. It’s part of being generous.
This video makes me miss my dad
It never hurts to ask, “what is the best price you can do?”
And go from there.
It never hurts to ask! I rarely buy a want without a sale or coupon.
If you are actually needing a new appliance:
Dryer broken? Replace the heating element. $40 on Amazon we used to do it about once a year because my dryer was purchased super used and we had it FOREVER
When that dryer finally died (drum broke) we went to a scratch and dent appliance store and scored an awesome dryer for about $150.
Between the dryer breaking and getting the new one we just hung everything to dry outside for months. 😂
@maddywadsworth4312 my husband repaired our used dryer for over 30 years. He said there were so few things to break that it was much better to repair yourself! Great advice!
@Rachel, Dave is so proud of you guys talking about negotiation and also his Tiktok :) I love your kind heart, the way you perked up when you heard about the family who gave full price for the car to help with the other families debt-free journey 😍
😊lovely😅ppl😅
Always factor in delivery fees, haul away, installation and cost of warranty when shopping major appliances, when comparing retailer prices :)
I find Costco is usually the best, if they have what you want. Stores like Lowe’s will often match the competition and offer an additional gift card in order to get your business :)
Yes! We bought a Refrigerator at Lowes. After purchase we showed Lowes where Home Depot had the exact Refrigerator for 350 less, Lowes gave us a credit for 350!!!!!
This video was SO helpful!! As someone who avoids confrontation (and negotiating) at all costs, Dave's calm and confident manner of explaining how to go about the process to Rachel (who I feel is a lot like me lol) made me so much for comfortable with the process. I'm saving this one to refer to the next time I go to purchase an item!
Thank you Dave I’ve been watching you since 2016 and I’ve been on a great path every since! Now I have my mom on the same page!
1. Know what the item goes for AND how much you want to spend beforehand. NEVER disclose how much you actually have.
2. Know more about the item than the seller/sales person.
3. They NEED to sell the item more than you need to buy THAT specific item, so always be prepared to walk away.
Very helpful information!!! Thank you!👍🏼
Thank you for sharing!
Great advice, thank you for this interview!
Great and wise tips 😊
Negotiation is all about power. Generally, people with power exercise over people without power.
I like Dave's take on not taking advantage of people who are vulnerable.
An example of exercising power is buying a house from someone who is desperate.
A dude loses his job and can't pay mortgage. The house is valued at $400,000 but because he is desperate he agrees to $350,000.
Negotiation is all about finding a deal that both parties are happy with. Not power. If it was all about power, there would always be a winner and a loser. Instead there should always be two winners in every transaction.
However, you do make a good point. If you are a buyer that must buy this one item, you will end up paying a much higher price than a person who is on the fence.
If I am a seller that must sell something today, I'll end up selling at a lower price than a seller who can wait. If I need to sell a $400k house today, I'd much rather have an offer for $325k than no offer at all because the buyer doesn't want to take advantage of my situation. I would advertise my situation and the deal I was offering to encourage more potential buyers.
I love your chats with your dad 😊
He is so much gentler in this video.
❤️💚❤️💚❤️ great video, uncle Dave!!
we are blessed by GOD. We are blessed by Sir Dave. Nothing can Evaluate his exceptional quality. Thank you for being with US with you precious advice.
Please do a show on your favorite frugal family games. You talk about tapple. Would like you to demonstrate
Love this, when it comes to buying cars I let my husband take the reins. He does days, weeks, months of research and is willing to find and negotiate the deal. I don’t have the patience. God knew what he was doing when he put him in my life ❤😂
Consider reading "Never Split the Difference" by Chris Voss, FBI hostage negotiator
Highly recommended.
Rachel has great posture.
It’s hard to sit like that for so long.
I love you both doing videos together ❤ also with George too
Maybe all three of them could do something sometime. DR could do a segment on Smart Money Happy Hour and help them tackle certain topics.
Yes. Love them all. ❤
I ALWAYS get a deal!! I don't buy unless I get a concession, from going to farmers market to buying ANY large purchase. I don't mess with the small farmers' market farmers
I wish i had known these great tips years ago
So true... its better to ask an "expert"
Something that works great for me believe it or not is to talk up the item and how much you’d really like to have it but I can only afford to pay this much. If you’re nice enough about it lot of people will give you a really good deal because they know that you really want it if you can believe thatdoesn’t work with everybody but works with a lot of stuff that people have an emotional attachment to and want to make sure that it goes to good hands
The nuance here is not to lie to them and tell them you don’t have any money. Just tell them you can only afford to spend a certain amount. That’s honest I’d love to have this car, but I can only spend 8000 on it. Ultimately you have to be willing to walk away in any negotiation it gives you 100% of the power.
The negotiation show was hilarious!
Thank you for your feedback, I am going to have to watch it.
I negotiate in every bills that we have.😂 phone, internet and alert system. Even target u could do it.
I always ask for a military discount whenever I shop in person or online.
Ramsey doesn't even need discounts now, he's worth 100 million.
I actually have a SA store in my area where people buy stuff.
Um, maybe I’m not up to that part but careful w your acronyms….SA also means something else than Salvation Army which I assume u mean..
To answer Rachel’s question about the car…..
Is majority people will take advantage of the seller especially they don’t know the actual value of the car. Dad danced around that question. Lol
Dave, they might offer to save you money by opening a credit card!😂
Good information. Thanks for the tips on buying a car. We had a salesman ask us recently before even going to the lot to see a car how we were going to pay for it. Excuse me! Won't deal with pushy salesmen. We won't deal with that nonsense. We hadn't even seen the car by gosh.
One word answer to that salesperson "money"
Years ago I had a car salesman reply to my question about the cost of the car by asking me how much I wanted my monthly payment to be. I repeated my question about the final cost. He asked how much I wanted my monthly payment to be. This went on two more times until I finally said, fine, I want my monthly payment to be $100. He was instantly upset and informed me he couldn’t sell the car with that small of a monthly payment. I suggested then that he shouldn’t ask me how much I wanted my monthly payment to be.
This was years ago and we now pay cash and keep our vehicles for as long as possible.
Since she appears on his show all the time, it's his time to reciprocate LOL
He has been on her show a lot.
Use us and we vs me. He spoke to their ego “on what can you do?” I never pay full price. We just paid cash used car and saved $500 on asking price! What’s your best deal? I’m willing to do… I always negotiate on car I asked my hubby to on used car knowing it would need work done like water bump but he didn’t negotiate the price. Great tip to do homework and go with him or wait. We did need replace my daily driver but not immediately
We buy cars from individuals and never lease or use a dealer.
Dave mentioned buying foreclosure houses before they were being foreclosed on, therefore helping the people to get some money before losing everything. How did he do that?
If we're not all giving tapple to family members for Christmas, are we even subscribed? 😂
car salesman lost my daughters sale. She asked for 1000 less, he said no, she showed him Subaru at another dealer less with similar milage etc She bought the other and he called the next night saying "500.00 off" Broke the rule to let them walk.
Racheal your father is 100% correct.
YOUR DAD WOULD BE A GREAT BUYER IN THE CAR BUSINESS !!!!! LOL !!!!!
If you’re nice and the cashier likes you , most of the time you do get a discount.
Try it Rachel 😅
I still think George is the best!! 4%😅😂
I LOVE NEGOTIATING !!!!! LOL !!!!! NEGOTIATING IS EVERYTHING !!!! BUT HEY I BUY ABOUT 25 CARS AND TRUCKS A YEAR THOUGH FOR OUR CLASSIC CAR AND TRUCK BUSINESS !!!! LOL !!!!!
Wow, Rachel is Dave’s TWIN!
I wish you could negotiate on student loan payments especially in position to pay large amount but less than a full pay off. That’s why during COVID I Sepereated my 42k I paid off bc no negotiations with federal govt
As a senior I Ask if there is a senior discounts
Dave's over there offering pennies on dollar to someone who's going to lose their foreclosed home tomorrow lol
Do you ever go to a fancy steakhouse and ask the waiter for a discount in the steak?
I love negotiation. 😅
Great topic right before we go car hunting with our 16 year old daughter!
Hope you found a great deal!
I ask in a store in mall, they gave me discount without any sales and coupon. Yes, ask
You never know unless you ask?
If you don’t ask you don’t receive
Like my boyfriend says, “you have to be willing to walk away “.
Ur videos need timestamps
How did that pretty lady come from THAT guy?! Just kidding Dave! lol
I'm surprised he has a "tictac" page.
The person who names a number first loses.
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How can I reach Davina does she have a telegram page??
Yes, she does and is very accessible with the username..........
Noble hillbilly 😂
People must think eating beans and rice is real. Lol.
Probably evolution cost and negotiations is a plan analysis of being good in sales.
If not willing to put some effort into it..expect to pay more...
I like that the comments of not to be a crook to ones in a crisis. As widows may not be thinking clear or think things must just go from them to feel like there starting over and getting past something bad in their life. Respectful, honest.
You live with.. if cant afford. I'd better off tell a widow or unexpected. A better cost. Then, I ripped off a fellow person in my christian beliefs
Your taller than Your father rachel?
I USED TO HATE TAKING MY WIFE TO A CARLOT WHEN I WAS A KID BECAUSE SHE WOULD BE TOO POSITIVE ABOUT THE VEHICLE AND THE SALESMAN COULD SMELL IT AND I KNOW IT WOULD COST BE THOUSANDS !!!! LOL !!!!
Sorry Dave, you’re the last person I’m going to give discount to , you can afford it paid full price !
who is heck is dave ramsey?
A wise man trying to teach people about their idiocy.
Seriously?
How bout just pay people what something costs and don't rip them off. It's scumbags that try to pay less than something is worth.
If you can't afford to buy it twice you shouldn't buy it once.