Ang DP naman po ng condo like sa SMDC eh hindi mo naman icacash out... instalment din po. It's payable for about 2-5yrs. Then pag tapos na ang DP, turnover na. Then pwede mo na parentahan habang hinuhulugan. Magiging self-liquidating na. Also about sa paper investment like stocks/trading, kelangan tlga skilled ka jan. Pag aralan mabuti. I still prefer Real estate business... it is a good business...especially with SMDC 😍
I own 6 condos na po, nakuha ko during preselling, nung di pa gawa, di ko pinagsisihan dahil magchecheck ako ng bangko ko may 6 digits na tubo. sa mga natatakot maginvest sa condo, tama lang matakot, pero kung mumurahin ang developer at ang panget ng lugar *along edsa-yuck/mahirap ibenta. sorry na lang. Meron pa akong blak kumuha ng another 2 condos next year. so wag matakot. ang condo dues ay 2 to 3k lang naman jusko, kampupot lang yan compare sa laki ng tinataas ng value ng property. one of my condo in mckinley nabili ko at preselling for 3.7m ngayon eh 7m na ang value. c'mon!
Sorry, hard time understanding what your saying. How many can I buy for P10,000,000 cash? What are the setup cost? What are the overheads? What are the taxes and red tape? What is the projected incomes? How quick to process? And now I want Nachos...
Hi Chona here's some of the videos we had about the real estate industry 1: Buying a Condo: ruclips.net/video/tIfAFX8fsHA/видео.html 2. Investing in REITs: ruclips.net/video/fCKAVc40zH0/видео.html 3. Rental Yield: ruclips.net/video/xJeEov_PaSQ/видео.html
Nakabili kami sa baguio noon 2017 at 100k per meter nag pandemic hinde natayo ngayon nag start na uli preselling nasa 250k na itong 2022 turn over is 2025 mas mahal na ito…😊
Minsan kasi nagababgo ang rules ng Developer. Kasi yong binili ko ung unit ko. sabi ng agent pede ebenta before turn over. Pero last year biglang nag hindi na pede. Kelangan mo muna tapusin saka mo pede ebenta.
you'll not be able to make money out of your condo investment while you haven't paid it in full because whatever rental income you get from it will only go to the monthly amortization.take note.
Can you do an updated version of this considering the pandemic? Like sa payment terms, may condos like DMCI Homes, etc na sobrang naging maluwag yung payment terms nung nag pandemic. Thanks!
@@danielpedinesjr1752 meron seedbox ng Atram based sa nakita ko nag bibigay dividends sa mga nag invest sa corporate bonds. Di ko lang alam kung ilan % kasi di ako nakainvest dun.
good talk mga sir, ang dami ko po natutunan, i'm planning to buy a condo for Airbnb investment sana, tama pala yun idea ko to start small, kahit studio unit lang just to learn the ropes of the business then upgrade later kung successful hehe, thanks!
Hi, Sir Alvin! Feel free to message me po, para sa investment. I am a property consultant/Marketing partner of Citiglobal Realty and Development Incorporated. Willing po akong ma-discuss yung projects. Thank you po and God bless.😊
The tips are very helpful. I hope I can show you it to others how I got my condo at the age of 23, too! Hoping for support from you guys. I’ll show it on my next videos. ❤️
Thank you guys you are awesome helpful to people like us who wants to learn informally - not the typical classroom type! But with great great information! Thank you so much and God bless you both always! ❤
good points mga sirs! thanks for sharing! to also share being an ofw with condo investments, main considerations like other operating businesses, is the location and the target market. having hard assets such as condo gives, 1. rental income, 2. appreciation, 3. collateral (to fund other business) thank you.
Galing very interesting po, isa rin nga Pong iniisip kong tanong kung Maganda ang foreclosure property? Waiting for another video. Thank you and more power!
I would like to think aside from rental, my monthly pension will pay for the loan made to purchase the condo with a spot cash. I hope it'll work out. The only thing is, I need to make ends meet , cross my fingers there'll be rental incomes, and won't get sick while abroad and paying for the mortgage while waiting for my retirement.
Very insightful. I like your discussion. May mga natutunan ako and also may same s mga nalaman ko rin s iba. And yes may mga condo n tlgang bawal ang AirBnB pero pwede ipa-rent ng 1 year or more. Iilan lng yung tlgang ok s short stay rent na condo, like yung alam ko n pre-selling sa Roxas Blvd. Ok AirBnB, etc., dun, mga 1 BR units n lng available. Maganda s mga balak mag-try ng condo rental business at magkaro'n ng rental income. Pwede ko kau assist if gsto nyo dun. 😊
YoungpreneurLife that would depend in your financial goals, resources, as well as needs among other factors. We can give you a more accurate recommendation thru our financial consultation. Please do email us, admin@wealtharki.com to set an appointment with us. Consultation fee is at P1.5k per hour inclusive of a written recommendation. Thanks!
Good information ito thank you for this and I’m in realstate na Pero gosto ko magbili ng more condos in Manila and cebu for rentahan Lang any more suggestion Bali yun units na goal ko mga 12 at iba pa yun house and lot sa Manila and cebu
hello sir this is about the rent rate sa condo, you said po na you have to know kung magkanu din ang rent unit around. para di ka malugi po, my question is pwede oh paano po ba mapapataas ang rent nang unit mo?
Reynante Bermudez yes, they have. You may ask your real estate broker for all of these, in this regard. They would be able to provide all of these for you. Thanks!
Reynante Bermudez you can always check with the local registry as to the status of the land/condo. You can also get a copy of the title from the broker and double check any lien on the property. As for the charges, it would be the broker who knows the details as they are the ones who are imposing it as well as they would be familiar on the taxes. Thanks!
Thank you for the info...a great help for me because SMDC is on the way in Iloilo City and I'm planning to buy in a year time. Ipon muna. I want to rent out but we live in down under.
This is an important topic that was left out a bit. Sana mas mahaba yung discussion about this. There's a lot of revenue streams sa condominiums aside from rent and property appreciation. Flipping is one. I know some who are doing unit makeovers for owners who are planning to rent it to serve the various preferences of 'renters'...
mga sir? may gusto lang po sana akung itanong. about po sa investment ngayon na tinatawag nila na KAPA yong kay pastor po. gaano po ba ka totoo yon sa tingin niyo kase 30% daw yong interest mo every month tapos tataas pa daw yon.may kilala kase aku 5k yong nainvest this january tapos makakuha na daw siya nang 60k plus this november2019.. ano po masasabi niyo dito?
it seems too good to be true. any person who solicits investments should first have a Certified Investment Solicitor license from the SEC, an Accredited UITF Specialist from the BSP, or any other license from the SEC. a person asking you for investment without those license is certainly doing it outside of regulation and should be highly doubted. verify it with the SEC first if they can do that. if not, it is prudent to stay away from it.
it seems too good to be true. any person who solicits investments should first have a Certified Investment Solicitor license from the SEC, an Accredited UITF Specialist from the BSP, or any other license from the SEC. a person asking you for investment without those license is certainly doing it outside of regulation and should be highly doubted. verify it with the SEC first if they can do that. if not, it is prudent to stay away from it.
Very informative content. I have a question and hope you can answer or suggest. What if yung condo na napurchase has higher monthly amortization (10yrs) compared sa rental income na pde makuha. Would you suggest to have a longer installment term like 20 yrs para lang po mas mapababa? Or do you have any suggestion po? Thank you in advance.
JONAS LIMBARING you can go for refinancing on a longer term with other banks but before that, raise the rent first. If the purpose is to earn money, then rent should cover the amortization. If you cannot do both, just sell the condo as it is not fulfilling its purpose. Thanks!
Feel free to message me po, para sa investment. I am a property consultant/Marketing partner of Citiglobal Realty and Development Incorporated. Willing po akong ma-discuss yung projects. Thank you po and God bless.😊
I'm an ofw and the part where you said that the cashflow from rentals will replace the salary we have abroad. Hmm. You would need multiple units that would generate 25k a month each. So the rental payments would need to make a lot of profit. Thank you for mentioning to not believe the salestalk regarding potential rental rates
Magkano ang average monthly household income para hindi kana maginvest sa filipinas.? Seniors citizen na ako at pension ang aking monthly income. Mayroon akong health insurance at saka savings for emergency expenses. Practical pa ba na mag invest ako o dapat magenjoy na lang ako nang simpling buhay sa filipinas. Plano ko na magrent na lang nang condo kaysa bibili para hindi mawala ang emergency savings ko. Sakit pa siguro sa ulo kung maginvest. Tanong ku lang kung magkano ang sapat na monthly household income para hindi na maginvest to have a simple comfortable life.
Hello po mga Sir when it comes po ba sa pre selling mgkano po Ang pre selling and for how long mo po mababayaran mgkano rin po monthly amortization thank you po and God bless...
Adrian Almiranez Ang pre-selling depende po s area and unit ang presyo sir. For example, sa Boni meron po as low as P12k/mo n studio, 20 sqm. Ganun amt monthly in 5 yrs, which is down pa lang n 10% or 20% ng P3.6M total price. Tapos after 5 years, ung balance ng total price, iba-bank loan m yun. Mas mataas monthly s bank dpende s balance and bank interest. If anyone's interested sa pre-selling or ready for occupancy condos you can check my vids and contact me for assistance. 😊
Hi Adrian! These are the usual factors to consider in calculating your monthly payments for a Pre selling condo. 1. Total Contract Price 2. Amount of the Down payment to be spread 3. Months before turnover Say for example that you're looking forward to buy a condominium in Pasig, at a price of Php 4,000,000.00 and the lowest down payment needed before the turnover of the property is 30% of the Total Contract Price. Then giving the fact that turnover of the condo will be March of 2024, therefore 60 months before turnover. Php 4,000,000.00 *30% Php 1,200,000.00 /60 months Php 20,000.00 / month If you need more guidance in choosing your own condo, fell free to message me at facebook.com/propertyinvestmentguruph 09270087603 More powers Wealth Arki!
insurance na lang Tom, but the property wala na....unlike sa house and lot, ma sunog man bahay mo, but your lot nandyan pa rin. You can build again from the fund na makuha mo sa insurance.
Magaapply na po kasi kami maging japanese citizen. Pero gusto ko na bumili ng condo pero filipino citizen pa din ako. Anu po mas maganda bumili na ng condo na filipino nationality ka pa o hintayin muna maging foreigner nationality.? Thanks po.
Fluffy Riko we have different set of guidelines regarding foreigners buying property. It would be best to discuss first in person or via a video call regarding your plans. Kindly send us an email at admin@wealtharki.com regarding your concern. Thanks!
Fluffy Riko Hi, it'll be great for you to invest while you still have Filipino citizenship. There's an Ayala project na nag bibigay ng discounts for Filipinos. :) Give me your email and I'll send you the details.
Meron na akong na downpayment sa condo tapos after 2 days meron nang housing na inoffer which is better pero diko kayang pagsabayin dahil sa limited salary ko. Pwede bang mag cancel sa condominium na pinay ko na yung reservation and requirement are good now?
sir ask ko po sana kung paano po gagawin ko namatay kasi father ko eh ung condo namin d pa po fully paid what legal action should i do po, under po ba ng MACEDA LAW un, tyka po, na delay po sila d po nila natapos ung condo na nka lagay sa contract, almost 1 million na po ung na byad nmin kso po d pa tpos ung condo nun, tyka wla po kming nkita nun progsive sa project nila ngaun po mtapos na ung condo anu po kya maiging gwin ko, nag charges sila sken ng interest bago daw ilipat sa name ko nid byran ko un anak po ako ng namatay ung nakapangalan sa condo?
@@WealthArki pag sinasabi ko po yang MRI hnidi po sila sumasagot saakin at wala daw po MRI? paano po un, cash po kami nag babayad pag MRI po usapan iniiba po nila ang usapan
my prof po kmi ng mga payment, at mga resibo, na binayad namin sa knila, bayaran ko daw po ung interest na utang nmin in the date ng pag kamatay ng father ko, bago daw po nila ilipat sa name ko, kaso po gusto ko po maibalik ung pera na binyad nmin mababalik pa po kaya un
yahshua tabilog we would suggest that you hire a lawyer for this one so they can advise you accordingly. It would be hard for us to give advise without seeing all the source documents. Thanks!
it provides protection for your condo unit as well as its contents, subject to certain conditions and exclusions in the event of fire or other catastrophes.
Wealth Arki This is true but theres a question on the coverage. Wala pa kasi nakakasagot ng clear. Ang situation kasi is fully paid na yung Condo but yung coverage niya ay yung price pa noong nasa bank financing stage pa. Ang point ko po is mataas na yung value niya ngayon eh di ba adjusted na sana sa current value ng unit yung insurance. Not unless kung may sariling insurance si Developer na cover yung buong building. Tks po
Hahahaha pwede n daw ba kumain..😂 bka nga nmn maubusan e parang ang sarap ng kain ni sir naka salamin. Sarap makinig sa usaping pagyaman, thank you po! Sana po sa susunod yung how to start a business nmn po
if it suits your lifestyle and budget, you can go for it. just take a look into the facilities as well as the association policies if they sit well with you. thanks!
Hi Daved it would depend on your risk and tolerance level in investing. It would be best to schedule a consultation with us by emailing admin@wealtharki.com so that we can give a more accurate recommendation. Thank you!
Hello mga sir. Gusto po sana, humingi ng advice. Maliit lng po ang ipon ko at gusto ko po humingi ng advice. Marsmi po kaseng mga bagay n dapat iconsider eh. At isa pa indi po ako masyadong knowlegeable sa, ibatcibang investment. Hope to hear from u. Tnx po...
Feel free to message me po, para sa investment. I am a property consultant/Marketing partner of Citiglobal Realty and Development Incorporated. Willing po akong ma-discuss yung projects. Thank you po and God bless.😊
Super risky and it takes very long time to get your investment sa condo lalo na kung hindi mo icacash ang pagbabayad, mainly because of the very high interest at substandard materials na ginamit. Sinasabi ng agents na madaling ibenta? Hindi po totoo, napakahirap ibenta ng condo sa price na may kita ka. For renting is good pero sa location na maganda at madaming sakit sa ulo ang kaakibat ng renting business.
Ang DP naman po ng condo like sa SMDC eh hindi mo naman icacash out... instalment din po. It's payable for about 2-5yrs. Then pag tapos na ang DP, turnover na. Then pwede mo na parentahan habang hinuhulugan. Magiging self-liquidating na.
Also about sa paper investment like stocks/trading, kelangan tlga skilled ka jan. Pag aralan mabuti. I still prefer Real estate business... it is a good business...especially with SMDC 😍
I own 6 condos na po, nakuha ko during preselling, nung di pa gawa, di ko pinagsisihan dahil magchecheck ako ng bangko ko may 6 digits na tubo. sa mga natatakot maginvest sa condo, tama lang matakot, pero kung mumurahin ang developer at ang panget ng lugar *along edsa-yuck/mahirap ibenta. sorry na lang. Meron pa akong blak kumuha ng another 2 condos next year. so wag matakot. ang condo dues ay 2 to 3k lang naman jusko, kampupot lang yan compare sa laki ng tinataas ng value ng property. one of my condo in mckinley nabili ko at preselling for 3.7m ngayon eh 7m na ang value. c'mon!
paturo sir haha I am at my 2nd condo pa lang. dami na ng condo mo.
@@joshuaramos204 what you doing anyway? flipping po?
@@PeterParker-hf8ok I am planning to rent it out.
@@joshuaramos204 would it self-liquify ba? or mgdadagdah ka pa ng konti? fully pai na b/ sorry to sk
@@PeterParker-hf8ok not yet fully paid, kakapurchase lang nung isa. yung isa naman mga 6 years na both naka mortgage.
Dami kong natutunan. Eto dapat conversations ng mga friends lalo na ofw. Hindi puro tsismis ay yabangan
Salamat po.pag ganito kasi pinagkaabalahan natin may natutunan tayo at di tayo nakakasakit ng kapwa natin.
May sense ung topic nila sarap makinig
You cant compare real estate investment sa stocks as condo is tangible, steady investment and the risk is very low while stocks is all opposite.
first time ko kayo mapanuod at nagustuhan ko ang advice nyo kaya napa subscribe all na ako,thank you
Sorry, hard time understanding what your saying.
How many can I buy for P10,000,000 cash?
What are the setup cost?
What are the overheads?
What are the taxes and red tape?
What is the projected incomes?
How quick to process?
And now I want Nachos...
BH7 answers to those depend on factors such as the price of the condo you want to buy, your tastes, preferences, location etc.
Is there an updated version of this? How did the pandemic and the economic challenges affected the condo industry?
Hi Chona here's some of the videos we had about the real estate industry
1: Buying a Condo: ruclips.net/video/tIfAFX8fsHA/видео.html
2. Investing in REITs: ruclips.net/video/fCKAVc40zH0/видео.html
3. Rental Yield: ruclips.net/video/xJeEov_PaSQ/видео.html
Pa content nmn ung mga karapatan as a owner ng condo units lalo n Sa mga kukuha pa Lang
Dont fall in love with your investment.
This one is noted sir thanks!
Pwede naman tirahan paminsan minsan for relax pag walang tenant just like me sayang din kse yun amenities like yun swimming pool at gym
@@vergiediaz288 Yes pwede naman yun basta in the end hindi sya magiging liabilities mo.
Nakabili kami 2017 at 100k ngayon nag start sila uli mag preselling nasa 250k na itong 2022 turn over is 2025 mas mahal na ito…
Nakabili kami sa baguio noon 2017 at 100k per meter nag pandemic hinde natayo ngayon nag start na uli preselling nasa 250k na itong 2022 turn over is 2025 mas mahal na ito…😊
Ang ganda, marami akong natutunan mga boss.
Sarap naman maki kain habang nakikinig 😊
Minsan kasi nagababgo ang rules ng Developer. Kasi yong binili ko ung unit ko. sabi ng agent pede ebenta before turn over. Pero last year biglang nag hindi na pede. Kelangan mo muna tapusin saka mo pede ebenta.
sino developer mo po?
you'll not be able to make money out of your condo investment while you haven't paid it in full because whatever rental income you get from it will only go to the monthly amortization.take note.
Totoo!
Can you do an updated version of this considering the pandemic?
Like sa payment terms, may condos like DMCI Homes, etc na sobrang naging maluwag yung payment terms nung nag pandemic.
Thanks!
Hi Franco apologies for the late response. You can check out our latest video here: ruclips.net/video/tIfAFX8fsHA/видео.html
Hindi nila nabanggit yung terms ng monthly dues
Foreclosed properties nga po next topic
Hi po anu po masabi nyo sa PERA Persoanl Equity Retirement Account?
Sir ano yung UITF na may dividend? Thanks sa video
oo nga po pa bulong nmn sa amin
Same here plzz
yes please pa share naman po
oo nga..pashare naman din ng uitf na may dividend..thanks
@@danielpedinesjr1752 meron seedbox ng Atram based sa nakita ko nag bibigay dividends sa mga nag invest sa corporate bonds. Di ko lang alam kung ilan % kasi di ako nakainvest dun.
good talk mga sir, ang dami ko po natutunan, i'm planning to buy a condo for Airbnb investment sana, tama pala yun idea ko to start small, kahit studio unit lang just to learn the ropes of the business then upgrade later kung successful hehe, thanks!
Hi, Sir Alvin!
Feel free to message me po, para sa investment. I am a property consultant/Marketing partner of Citiglobal Realty and Development Incorporated. Willing po akong ma-discuss yung projects. Thank you po and God bless.😊
Kayo ba sir yung nakikita namin sa ads ng col financial ?
The tips are very helpful. I hope I can show you it to others how I got my condo at the age of 23, too! Hoping for support from you guys. I’ll show it on my next videos. ❤️
Thank you guys you are awesome helpful to people like us who wants to learn informally - not the typical classroom type! But with great great information! Thank you so much and God bless you both always! ❤
thank you for your kind words. it really is our objective to have an alternative an rather informal way to share our knowledge across.
Can you expand further on tangible asset? Thanks for sharing.
good points mga sirs!
thanks for sharing!
to also share being an ofw with condo investments, main considerations like other operating businesses, is the location and the target market.
having hard assets such as condo gives, 1. rental income, 2. appreciation, 3. collateral (to fund other business)
thank you.
ruclips.net/video/LapZ08q7kaE/видео.html
So mganda b tlg pg condo
Galing very interesting po, isa rin nga Pong iniisip kong tanong kung Maganda ang foreclosure property? Waiting for another video. Thank you and more power!
Do you have fb so that I can assist you about the difference of foreclosure property and from developer.
I would like to think aside from rental, my monthly pension will pay for the loan made to purchase the condo with a spot cash. I hope it'll work out. The only thing is, I need to make ends meet , cross my fingers there'll be rental incomes, and won't get sick while abroad and paying for the mortgage while waiting for my retirement.
Very insightful. I like your discussion. May mga natutunan ako and also may same s mga nalaman ko rin s iba.
And yes may mga condo n tlgang bawal ang AirBnB pero pwede ipa-rent ng 1 year or more. Iilan lng yung tlgang ok s short stay rent na condo, like yung alam ko n pre-selling sa Roxas Blvd. Ok AirBnB, etc., dun, mga 1 BR units n lng available. Maganda s mga balak mag-try ng condo rental business at magkaro'n ng rental income. Pwede ko kau assist if gsto nyo dun. 😊
Lucy Stephanie alin yung aa roxas blvd? Coast residences ba?
Pahingi po ng advice, since pandemic ngayon best time ba bumili ng condo unit? Thank you guys.
YoungpreneurLife that would depend in your financial goals, resources, as well as needs among other factors. We can give you a more accurate recommendation thru our financial consultation. Please do email us, admin@wealtharki.com to set an appointment with us. Consultation fee is at P1.5k per hour inclusive of a written recommendation. Thanks!
Good information ito thank you for this and I’m in realstate na Pero gosto ko magbili ng more condos in Manila and cebu for rentahan Lang any more suggestion Bali yun units na goal ko mga 12 at iba pa yun house and lot sa Manila and cebu
hello sir this is about the rent rate sa condo, you said po na you have to know kung magkanu din ang rent unit around. para di ka malugi po, my question is pwede oh paano po ba mapapataas ang rent nang unit mo?
Thanks for sharing ... congrats sa 21K subscriber na kayo...more power and God bless both of you!
Mga requirments and legal paper naman po na dapat malaman na legit ung condo or lupa. And ung mga hidden charges po
Reynante Bermudez yes, they have. You may ask your real estate broker for all of these, in this regard. They would be able to provide all of these for you. Thanks!
I wanted to hear it from you po sana. Hahaha to be sure na hindi maloloko
Reynante Bermudez you can always check with the local registry as to the status of the land/condo. You can also get a copy of the title from the broker and double check any lien on the property. As for the charges, it would be the broker who knows the details as they are the ones who are imposing it as well as they would be familiar on the taxes. Thanks!
Good talk thank you 🙏🏽
Very informative po video nyu. Sana more videos pa related on real estate investments. And advices how to start a real estate business. God Bless!
Thank you for the info...a great help for me because SMDC is on the way in Iloilo City and I'm planning to buy in a year time. Ipon muna. I want to rent out but we live in down under.
Do you have fb Maam so that I can assist you in buying condo. I am licensed property Consultant po
i was a banker before... and I never consider owning a condo an investment.....its all wishful thinking...marketing pretense
Which do you think is better a condo unit or apartment complex as an investment?
Christine Gatchalian baka depende pa rin po sa area and goals nyo.
ows
Very enlightening and informative!
thank you po sa knowledge :)
will wait for the foreclosed properties episode. thanks for the insights.
Hopefully next topic to flipping mga procedure at paano mai flip po?
This is an important topic that was left out a bit. Sana mas mahaba yung discussion about this. There's a lot of revenue streams sa condominiums aside from rent and property appreciation. Flipping is one. I know some who are doing unit makeovers for owners who are planning to rent it to serve the various preferences of 'renters'...
salamat po sa free advise mga boss.
Sir @3:40 Anong UITF po yun?
wag kayo bumili ng condo sobra mahal. tama lang mag rent lang kayo kay mura lang mga rent. para pag ayaw nyo na madali lang kayo umalis.
Thank you guys! ❤️❤️❤️
Sir can you recommend a site where i can post my unit for long term rentals?Because i know are only airbnb,booking,and expedia.
FRENCH TUTORIALS did u try Facebook marketplace?
Familliar si sir Firz parang naging prof ko siya sa college dati not sure or baka hawig lang sila ng prof ko dati.
mga sir? may gusto lang po sana akung itanong. about po sa investment ngayon na tinatawag nila na KAPA yong kay pastor po. gaano po ba ka totoo yon sa tingin niyo kase 30% daw yong interest mo every month tapos tataas pa daw yon.may kilala kase aku 5k yong nainvest this january tapos makakuha na daw siya nang 60k plus this november2019.. ano po masasabi niyo dito?
it seems too good to be true.
any person who solicits investments should first have a Certified Investment Solicitor license from the SEC, an Accredited UITF Specialist from the BSP, or any other license from the SEC. a person asking you for investment without those license is certainly doing it outside of regulation and should be highly doubted.
verify it with the SEC first if they can do that. if not, it is prudent to stay away from it.
it seems too good to be true.
any person who solicits investments should first have a Certified Investment Solicitor license from the SEC, an Accredited UITF Specialist from the BSP, or any other license from the SEC. a person asking you for investment without those license is certainly doing it outside of regulation and should be highly doubted.
verify it with the SEC first if they can do that. if not, it is prudent to stay away from it.
Very informative content. I have a question and hope you can answer or suggest. What if yung condo na napurchase has higher monthly amortization (10yrs) compared sa rental income na pde makuha. Would you suggest to have a longer installment term like 20 yrs para lang po mas mapababa? Or do you have any suggestion po? Thank you in advance.
JONAS LIMBARING you can go for refinancing on a longer term with other banks but before that, raise the rent first. If the purpose is to earn money, then rent should cover the amortization. If you cannot do both, just sell the condo as it is not fulfilling its purpose. Thanks!
Sana noon ko pa kayo nakita kasi sakto ang mga tanong ko tungkol sa condo kasi balak ko bumili ng condo....fron mr.sandiego ca.....
Mag kano naman ate
Contack me sir Kung gsto niu mag invest sa condo location wise po Ang mga projects .09270521602
Feel free to message me po, para sa investment. I am a property consultant/Marketing partner of Citiglobal Realty and Development Incorporated. Willing po akong ma-discuss yung projects. Thank you po and God bless.😊
Very informative. Thank you.
ano po ung investment nagbibigay ng dividend?
Stock market
I'm an ofw and the part where you said that the cashflow from rentals will replace the salary we have abroad. Hmm. You would need multiple units that would generate 25k a month each. So the rental payments would need to make a lot of profit. Thank you for mentioning to not believe the salestalk regarding potential rental rates
I have 3 units
Safe naman.
sarap ng snacks nyo mga sir. pero I like your topic.
Since Condo usapan, sana napagusapin din about Condotel.
Very informative! Thanks heaps!!
Agree
Magkano ang average monthly household income para hindi kana maginvest sa filipinas.? Seniors citizen na ako at pension ang aking monthly income. Mayroon akong health insurance at saka savings for emergency expenses. Practical pa ba na mag invest ako o dapat magenjoy na lang ako nang simpling buhay sa filipinas. Plano ko na magrent na lang nang condo kaysa bibili para hindi mawala ang emergency savings ko. Sakit pa siguro sa ulo kung maginvest. Tanong ku lang kung magkano ang sapat na monthly household income para hindi na maginvest to have a simple comfortable life.
that would depend on the kind and level of lifestyle that you desire.
It would be nice to show a cost to profit analysis khit in simple terms lng
Kunyari 500k investment
Against MF or UITF
Kindly watch our playlist on UITFs and MFs as well as our regular fund performances to get a feel of this. Thanks!
Hello po mga Sir when it comes po ba sa pre selling mgkano po Ang pre selling and for how long mo po mababayaran mgkano rin po monthly amortization thank you po and God bless...
Adrian Almiranez usually two years, and the amortization of course depends on the amount of the condo that you are getting
Adrian Almiranez Ang pre-selling depende po s area and unit ang presyo sir.
For example, sa Boni meron po as low as P12k/mo n studio, 20 sqm. Ganun amt monthly in 5 yrs, which is down pa lang n 10% or 20% ng P3.6M total price. Tapos after 5 years, ung balance ng total price, iba-bank loan m yun. Mas mataas monthly s bank dpende s balance and bank interest.
If anyone's interested sa pre-selling or ready for occupancy condos you can check my vids and contact me for assistance. 😊
Lucy Stephanie thank you po😍
Hi Adrian! These are the usual factors to consider in calculating your monthly payments for a Pre selling condo.
1. Total Contract Price
2. Amount of the Down payment to be spread
3. Months before turnover
Say for example that you're looking forward to buy a condominium in Pasig, at a price of
Php 4,000,000.00 and the lowest down payment needed before the turnover of the property is 30% of the Total Contract Price. Then giving the fact that turnover of the condo will be March of 2024, therefore 60 months before turnover.
Php 4,000,000.00
*30%
Php 1,200,000.00
/60 months
Php 20,000.00 / month
If you need more guidance in choosing your own condo, fell free to message me at
facebook.com/propertyinvestmentguruph
09270087603
More powers Wealth Arki!
Pm me
Sir paano po kun nasira yung condo like in case of fire or natural calamity so wala na rin yung investment mo?
insurance na lang Tom, but the property wala na....unlike sa house and lot, ma sunog man bahay mo, but your lot nandyan pa rin. You can build again from the fund na makuha mo sa insurance.
Renato Gumban check sa developer Ng condo. Minsan kasama na sa mortgage Ang insurance...not sure sa case mo.
Magaapply na po kasi kami maging japanese citizen. Pero gusto ko na bumili ng condo pero filipino citizen pa din ako. Anu po mas maganda bumili na ng condo na filipino nationality ka pa o hintayin muna maging foreigner nationality.? Thanks po.
Fluffy Riko we have different set of guidelines regarding foreigners buying property. It would be best to discuss first in person or via a video call regarding your plans. Kindly send us an email at admin@wealtharki.com regarding your concern. Thanks!
Fluffy Riko Hi, it'll be great for you to invest while you still have Filipino citizenship. There's an Ayala project na nag bibigay ng discounts for Filipinos. :)
Give me your email and I'll send you the details.
I have to rewind the video kase na didestruct ako sa kain ng kain nasa harap eh. Kaso nung e rewind ko. Ayon kumakain na naman. 😓
thank you for the information
Learn a lot here thank u masters
Meron na akong na downpayment sa condo tapos after 2 days meron nang housing na inoffer which is better pero diko kayang pagsabayin dahil sa limited salary ko. Pwede bang mag cancel sa condominium na pinay ko na yung reservation and requirement are good now?
Hi Leizel, we can provide an accurate recommendation through a financial consultation. Kindly email us at admin@wealtharki.com
Panu makpagsisimula mga low income earner sa mga ganitong investment?heheh
Very informative, thank you as always mga sir 😊 God bless
what will happen sir just in case na di na makabayad sa banko? anu po mangyayari? kukunin po ba nila ung condo tapos may utang ka pa?
mark loria no, if you are paying your MRI.
@@WealthArki kahit po hindi disability or death yung reason? lets say po nawalan lng ng work . tsaka di po nag babayd ng MRI
Thanks for the tips
sir ask ko po sana kung paano po gagawin ko namatay kasi father ko eh ung condo namin d pa po fully paid what legal action should i do po, under po ba ng MACEDA LAW un, tyka po, na delay po sila d po nila natapos ung condo na nka lagay sa contract, almost 1 million na po ung na byad nmin kso po d pa tpos ung condo nun, tyka wla po kming nkita nun progsive sa project nila ngaun po mtapos na ung condo anu po kya maiging gwin ko, nag charges sila sken ng interest bago daw ilipat sa name ko nid byran ko un anak po ako ng namatay ung nakapangalan sa condo?
yahshua tabilog is it under a loan? If yes, it usually has an MRI that can take care of the loan payments in the event of the borrower’s death.
@@WealthArki pag sinasabi ko po yang MRI hnidi po sila sumasagot saakin at wala daw po MRI? paano po un, cash po kami nag babayad pag MRI po usapan iniiba po nila ang usapan
my prof po kmi ng mga payment, at mga resibo, na binayad namin sa knila, bayaran ko daw po ung interest na utang nmin in the date ng pag kamatay ng father ko, bago daw po nila ilipat sa name ko, kaso po gusto ko po maibalik ung pera na binyad nmin mababalik pa po kaya un
yahshua tabilog we would suggest that you hire a lawyer for this one so they can advise you accordingly. It would be hard for us to give advise without seeing all the source documents. Thanks!
@@WealthArki okie po sir mag hire nlang po ako ng lawyer thanks po sa advice nyu more power
I'm feeling hungry while watching but thanks for the advice.
Pakiexplain nga po yung coverage ng fire insurance sa condo
it provides protection for your condo unit as well as its contents, subject to certain conditions and exclusions in the event of fire or other catastrophes.
Wealth Arki This is true but theres a question on the coverage. Wala pa kasi nakakasagot ng clear.
Ang situation kasi is fully paid na yung Condo but yung coverage niya ay yung price pa noong nasa bank financing stage pa. Ang point ko po is mataas na yung value niya ngayon eh di ba adjusted na sana sa current value ng unit yung insurance. Not unless kung may sariling insurance si Developer na cover yung buong building.
Tks po
Nkpgsisi bmli condo
Sir suggest ko lang po kng pwede kau sa enclosed area next time para mas marinig ng maayos. Salamat po, at thank u sa mga advices
Hahahaha pwede n daw ba kumain..😂 bka nga nmn maubusan e parang ang sarap ng kain ni sir naka salamin. Sarap makinig sa usaping pagyaman, thank you po! Sana po sa susunod yung how to start a business nmn po
Meron pa din naman pong walang donwnpayment/spotdownpayment 👌Like ours po 😊
is that coke zero guys? sarap naman ng snack....kaka-miss fud dyan sa pinas.
okay ba bumili ng old condo pero brandnew tapos almost half the market price?
20 yrs old na un condo
if it suits your lifestyle and budget, you can go for it. just take a look into the facilities as well as the association policies if they sit well with you. thanks!
ano dw
Nice topic mga sir mabuhay
You guys are awesome. I love your videos.
Exactly! Increase your paper assets muna. Good video mga Sirs!
I love you guys dami ko natutunan sa inyo, more power
Shirley Cangoy thank you. Please do share the learnings-and our videos, too!
Pwede po bang maka utang para mkapg invest?
I got hungry more than learning about the investment. LOL
Hi po
True ,dont fall in love with your investment
Target ko makaipon ng 250k sa BDO para lang makakuha ng sapphire card! Lol.
Maganda po b mag invest sa PSEi
Hi Daved it would depend on your risk and tolerance level in investing. It would be best to schedule a consultation with us by emailing admin@wealtharki.com so that we can give a more accurate recommendation. Thank you!
@@WealthArki thank u po sir
@@coffelover009 you're welcome!
idol ko talaga kayo. dame ko natutunan sa video na to.
thanks! please do share the learnings, and our videos, too!
Hello mga sir. Gusto po sana, humingi ng advice. Maliit lng po ang ipon ko at gusto ko po humingi ng advice. Marsmi po kaseng mga bagay n dapat iconsider eh. At isa pa indi po ako masyadong knowlegeable sa, ibatcibang investment. Hope to hear from u. Tnx po...
Feel free to message me po, para sa investment. I am a property consultant/Marketing partner of Citiglobal Realty and Development Incorporated. Willing po akong ma-discuss yung projects. Thank you po and God bless.😊
prang wala ka nmn tlgang tinanong sa totoo lng
@@silverlotus9424 hahaha
Anong UITF yung nagbibigay ng dividendo?
There is ATRAM Global Dividend Feeder fund and ATRAM Asia Equity Fund
@@WealthArki Thanks!
MARAMING SALAMAT PO.
Super risky and it takes very long time to get your investment sa condo lalo na kung hindi mo icacash ang pagbabayad, mainly because of the very high interest at substandard materials na ginamit. Sinasabi ng agents na madaling ibenta? Hindi po totoo, napakahirap ibenta ng condo sa price na may kita ka. For renting is good pero sa location na maganda at madaming sakit sa ulo ang kaakibat ng renting business.
anu bang developer mo? tsaka saang location? malamang mumurahing condo yan kaya walang bumibili.
May fb ho b kayo para e share ko kayo
Foreclosed and for assume property naman po pls.
Hi Modernong Pepe, we will take note of your suggestion in our future videos. Thank you!
@@WealthArki Looking forward to it po!
Iba po ang condo sa condotel. Kasi kahit di mo tirahan ang unit mo may income kapa din😊
Solid content mga sir. New subscriber :)
Hello po nag fi financial coaching po ba kau..how can i reach you and how much po fee nyo tnxx
carlos javinez you may know more here: www.wealtharki.com/consultation/. thanks!
mgtanong knlng dto