Amex is highly underrated because of that initial learning curve many credit enthusiasts have in the beginning but I can assure you they are just as valuable if not more if you know how to use them properly
Brian Jung I would say for me it has always been that it is far less excepted and normally I like to carry only one card on me. After watching your channel I did go AMEX. Got lucky the other night that I also brought a visa, the bar I went to did not take AMEX, so that will definitely be something I will need to get used too.
@@raydelaroche2806 That is usually highly dependent on the location you are in. AMEX is usually well accepted in cities and upscale establishments. AMEX business is often predicated on offering up more desirable clientele(Us the customers).
@@MotuSethGopangamDas If you have rakuten you just change your cash back to MR back and connect it to your amex account. All done in settings. Credit shifu did a video on the process.
I love American Express, there cards just fit me better. Grocery shopping plus travel. I'm thinking of the Platinum for later. Brian you are the man bro, i have listened to this channel on my credit journey
darealphantom , What is your current score and history? I had 9 months of credit card history with the Chase Freedom and a score of 700. Amex approved me for the Everyday Card .
If you can afford the Platinum, you should be able to find a 100,000 points offer if you don't have Amex accounts. Remember you are likely to be charge the annual fee the first to second month after being approved for the card.
I found chase selection criteria to be a lot pickier than amex, since amex are charge cards, meaning you can't carry balance, as long as you have average score and meet their income requirements you should be gtg! ps: if you aren't a avid traveler I would recommend starting with the gold, since it the multipliers are more useful than the platinum.
For CFU, the card itself gives 1.5x, but you can transfer it to CSR to make this essentially 1.5x*1.5 = 2.25x which is slightly better than the Amex everyday
The Global Entry/TSA credit is every 5 years; $20 per year effectively. In any case, as a Delta frequent flyer, the $550 annual fee is less expensive than an annual SkyClub membership.
I just got the gold card but I’m considering also getting the plat down the line. My question is if I’m not the biggest traveler is it worth it to go ahead and pull the trigger on it or wait until I’m planning a decent trip and play the game then?
People who don't have an AMEX, are eligible for the Platinum Card 100,000 point offer. You can see if it is available for at Card Match(they only need the last four of your SSN#, if it asks for the full number you are at the wrong site).
I still think it’s a good idea to keep a Visa or Mastercard with you. I am gonna go for the Chase ink Cash, and work towards an Amex combo. Honestly tho, the Hilton Cards look mighty fine lmao
I was with you up until you said don’t apply for more than one American Express card at once. I applied for 5 cards back to back and was approved for 3 (Platinum, Gold and Blue Cash Preferred). You can apply for up to 5 at once and it counts as one inquiry.
@@cameronnelson473 I applied for 5 cards back to back to back to back to back in less than 10 minutes. Got approved for 3 and turned down for 2. Platinum, gold and blue cash preferred.
@@rod0011 Wow bro thats crazy thats what I was thinking would be best to do knock as many of them out as you can instead of waiting 3-6months in between. No point if you don't have too
@@rod0011 I already have the Blue cash everyday for almost 3 years now but the only one I have. How did you get them all with 1 hard pull did you lock your credit?
Really Awesome video! Only one thing I would say is that the TSA credit isn't something you'd use every year, so I'd really only count it against the annual fee for the first year
The amex 200 dollar fee credit is actually very easy to understand. As long as you're not trying to move from basic to business or first class or out right purchasing the airline ticket then its probably covered. You just choose the domestic airline and charge those incidental fees. Reward booking fees, airline lounge yearly fee, baggage, cancellation fee, change fee, drinks and food while flying. Even if the airline adds these incidentals to your airline ticket just call amex platinum and explain...9/10 they take your word for it...oh, and dont try buying gift cards with the airline..they can tell and those are not covered
I thought I would share my AMEX Trifecta. I am a normal person. Not a lot of traveling, have a family, want to save money. GOLD card (4X restaurants) AMEX Blue Cash Preferred (6% CB on groceries & 3% CB on gas) AMEX Delta Platinum (free companion pass). Total Annual fees $595. On my CB card, I make $70 a month. I can't give you total MR points because I am new with the Gold and Delta. Overall, feel pretty solid.
What about writing things off? why would using personal credit cards be better than business credit cards? I use platinum and gold business I only have the blue cash back as a personal
Few months ago I was having a dinner with a group of friends , one of my friend ask us to pay him cash so he can flex his platinum card to impress the girls , and I was like .... man are you stupid or what? haha
I don’t think people in the G fund have complained much since the middle of February. The only question is when do I trade my G fund and move back into one of the other funds.
I have the plat card. The 5x MR isn’t really useful for hotels though, only flights. Booking non-refundable directly with hotel is 30% cheaper but carries only 1x MR. Booking through Amextravel to get the 5x means paying couple hundred more and your Elite Status will NOT work during that trip. You won’t be able to upgrade your room or get free breakfast (eg. Hilton Gold). Kinda ironic that the Plat card offers elite status but using the card on amextravel renders the status useless. I use Chase Reserve to book hotels for the 3x.
I have 2 credit one cards 1 capital one quicksilver one 1 capital one platinum card And discover it card All of of cards is nearly maxed out 80 to 90% I plan on paying off all both credit one cards and capital one platinum card and leaving 2 grand on quicksilver and discover Let me ask this do you think after payments and inquiries I'll wait a year than I should apply to wellsfargo for the platinum card or go with a chase trifecta freedom card - chase sapphire and chase business ink plus???
Great breakdown. I think the Business Platinum is underrated and misunderstood. People think that 35% refunded through the travel portal = 1.35 cent per point. $1,000 airline ticket will cost you 66,666 UR points, or 65,000 MR points (100K-35K).
Amex Platinum downunder costs $1,750 p.a so the states have it pretty cheap. Don’t know why Australia charge crazy annual fees for credit cards, even for a normal bank issued ‘gold card’ it’s about $300 p.a.
Maybe the Blue Cash Preferred card should be the third member of this trifecta. 6% cash back on groceries up to $6000 per year is hard to pass up. This is something EVERYONE can and probably will use their card for, so you don't really have to buy non-essentials to cash in and pay back the fee. $95 annual fee, and a potential $360 back just in groceries (you get 6% back on streaming services and 3% back on transit and gas as well) makes this card pay for itself many times over. Seriously considering this one.
For a chase trifecta wouldn’t you multiply all the points by 1.5x due to the CSR? If so the CSR is 4.5x on food and travel. I’m not sure if Amex has multipliers like that. Also the global blue is $100 per 5 years so effective credit is $20.
Daoud Ahmed not to mention that AE “benefits” are always much harder to use. He starts the video by complaining the new CSR benefits only benefit 20% of people but the AE trifecta is “worse” for 90-95% of people unless you really go out of your way to extract all the benefits, travel all the time to/from places with centurion lounges, stay at fancy hotels, etc. The AE ceiling is higher but much harder to extract the value for most people.
Mari0o0o yeah I really hate the fact that Amex is praised for all its prepaid expenses like flight incidentals when in reality I pay $0 in that category per year but chase gives you $300 for broad travel off the bat
Yeah. I don't agree with this video at all and I think amex has just decided to run a huge social media campaign... they complain about the chase card at 550 when the amex trifecta is 800
I find very little value in most of these. I don't go out to eat and I don't travel so the only thing that matters to me is cash back which I used to invest stocks
Hey Bryan could you please give me some advice on this? I want to get the AMEX Platinum but am scared of getting denied and receiving an extra hard inquiry, I currently have a Credit Card with Navy Federal Credit Union, they do have an AMEX credit card and Navy Federal does not do hard pulls to Change Credit Cards, should I upgrade to the Navy Federal AMEX to build a relationship with AMEX before applying for it or should I apply for the Platinum separately?
Would an AMEX trifecta consisting of Everyday cc non preferred, BBP, Gold be a good starter trifecta to go with? Or not worth it and just my best to wait and go with the big one BBP, Gold, Platinum?
Also question do a video how to Utilize both Chase and Amex Trifecta when you have both. when do I pull out chase and when do I pull out Amex? about the same. Travel always amex. Food always amex gold. Gas now is freedom when Do I use the unlimited? or the Preferred ? I fought hard to get these chase cards. now I feel I don't use them much! I'm new both haven't spent or redeemed any points yet have about the same 100k in UR points and 130k in amex. 94k in delta sky miles. what now? no more SUBs . feel like the fun is over.
Hi everybody. Based on experience. Which card(s), based on your credit, gives the higher limits? And which banks gives better business cards? Thank you guys!!
sacropoema yes but I don’t think you get the gold card benefits and the free gold cards are the old plastic ones instead of the annual fee metal gold cards
Dbiggs10 yes, 99 max gold cards you can get if you have a platinum card but those gold cards would be plastic instead of the annual fees metal gold card. According to last time I asked Amex
Hey Brian, love your videos. quick suggestion, if you put things like the flowers in the last video, or a painting or something, that would really spruce up the room and help with the video ambiance. You already do a great job with the info and your talking, but the background could use a little help imo :)
Bice Waiting for my BBP now. They didn't give me the option to get my card number over the one time email like they did with my other cards. is this something you ask for right away? I called them and they said wait for the card is only way. How is that?
The problem is that the AMEX "trifecta" is really more of a tuple. AMEX Platinum and Gold. AMEX Business cards don't really work out for "normal" people. And even then they don't exactly compliment each other. Chase has an actual "trifecta" where the three cards work together. That's what makes the CSR nerfing even more tragic.
Check out my business credit card videos I have on my channel it’ll give you some more insight on that. BBP is actually one of the easiest cards to get accepted for
Perfect video !! Hey Brian, How do I go about applying for the Charles Schwab Platinum card?? I have the other two cards! and can you make a video about the different types of platinum cards? Thanks.
I thought AMEX have a “once in a lifetime“ bonus rule so that you can only get a sign on bonus for one of their cards once in your whole life. So you can’t sign up for the gold card and get that bonus and then sign up for the platinum card and get that bonus too. It would just be one or the other. Isn’t that true?
This video needed to be made! I love it. I may mention credit cards on my vhannel soon! You are very good at what you do! You have earned a new subscriber and supporter
Hey Brian I'm 5/24 right now and will be 3/24 in November. Is it worth it to apply for amex Platinum 75k or should I hold out for 100k? I tried the Cardmatch trick and it just shows 75k bonus.
![Ultimate Beginner's Guide to Credit Card Points in 2025 [Updated]](http://i.ytimg.com/vi/qu47ulGpHDo/mqdefault.jpg)
![Ultimate Beginner's Guide to Credit Card Points in 2025 [Updated]](/img/tr.png)
I really need to jump in on Amex, especially now that my beloved CSR has disappointed me!
Amex is highly underrated because of that initial learning curve many credit enthusiasts have in the beginning but I can assure you they are just as valuable if not more if you know how to use them properly
Brian Jung thank you!!
Brian Jung I would say for me it has always been that it is far less excepted and normally I like to carry only one card on me. After watching your channel I did go AMEX. Got lucky the other night that I also brought a visa, the bar I went to did not take AMEX, so that will definitely be something I will need to get used too.
@@raydelaroche2806 That is usually highly dependent on the location you are in. AMEX is usually well accepted in cities and upscale establishments. AMEX business is often predicated on offering up more desirable clientele(Us the customers).
@@Jungernaut Brian do you recommend the Chase trifecta or the Amex trifecta when starting out? I am about to begin but not sure which route to take?
Brian you missed the 4th amex point maker: Rakuten. Made 40,000 MR points during the holiday on Rakuten alone. Thanks for the info amigo.
A BC how did you do that? Can you provide some literature please?
A BC How? Pray tell?
Brian, time for another video ... LOL.
@@MotuSethGopangamDas If you have rakuten you just change your cash back to MR back and connect it to your amex account. All done in settings. Credit shifu did a video on the process.
I love American Express, there cards just fit me better. Grocery shopping plus travel. I'm thinking of the Platinum for later. Brian you are the man bro, i have listened to this channel on my credit journey
I have the CSR, Amex Gold, and Amex Blue Business Plus. This works very well for me.
I use this setup but with the business platinum. Cant pass up that 35% discount on flights, plus the dell credits are more useful for me.
Unfortunately the Amex airline travel credit is a lot harder to use than the CSR travel credit :(
The Gold card has $100 Hotel Collection too 👌
Awesome video to drop right after the CSR update. Keep up the good work dude!
Thanks Mark!
I can’t wait to get my first Amex card I’m in the group daily using all the tips to improve my scores 🙏🏾
darealphantom , What is your current score and history? I had 9 months of credit card history with the Chase Freedom and a score of 700. Amex approved me for the Everyday Card .
@@gabrielavila2884 Nice, I'm still at 4/24 gonna give 1 more chase card a shot before I go Amex, finish chase before you get other cards
Be careful with your first Amex Card darealphantom as it attracts the gold digging ladies if they see you using it !
If you can afford the Platinum, you should be able to find a 100,000 points offer if you don't have Amex accounts. Remember you are likely to be charge the annual fee the first to second month after being approved for the card.
I found chase selection criteria to be a lot pickier than amex, since amex are charge cards, meaning you can't carry balance, as long as you have average score and meet their income requirements you should be gtg!
ps: if you aren't a avid traveler I would recommend starting with the gold, since it the multipliers are more useful than the platinum.
Recently approved for the American Express Charles Schwab Platinum Card. Now work on the Centurion Card. 💰💪🍾
I’ve never seen anyone do it better
For CFU, the card itself gives 1.5x, but you can transfer it to CSR to make this essentially 1.5x*1.5 = 2.25x which is slightly better than the Amex everyday
I’ve never seen anyone do it better😌😌😌
The Global Entry/TSA credit is every 5 years; $20 per year effectively. In any case, as a Delta frequent flyer, the $550 annual fee is less expensive than an annual SkyClub membership.
It took you one video to explained everything Asksebby and Credit Shifu did in several videos haha . Thanks!!
Ask Seby used to be good but now he goes too much in detail instead of the bigger picture
They do that to get more views and ad revenue.
I just got the gold card but I’m considering also getting the plat down the line. My question is if I’m not the biggest traveler is it worth it to go ahead and pull the trigger on it or wait until I’m planning a decent trip and play the game then?
People who don't have an AMEX, are eligible for the Platinum Card 100,000 point offer. You can see if it is available for at Card Match(they only need the last four of your SSN#, if it asks for the full number you are at the wrong site).
Great point. That should be stresses. Asking for the full number means you are on a fraudulent site.
I still think it’s a good idea to keep a Visa or Mastercard with you. I am gonna go for the Chase ink Cash, and work towards an Amex combo. Honestly tho, the Hilton Cards look mighty fine lmao
That's why I got one visa, one MasterCard, one discover, and one amex
I applied for all of the cards at once and got accepted for all three.
Ok
Congrats
Hello
Which card did you applied for ?
Great video Brian. I have watched your videos since you had only 1000 subscribers. Its is great to see how much your channel has grown. Well done sir.
My Quirk is gaining travel points monthly but permanent damage occurs when balance is not paid in full.
4:09 POWERRR!!!
I was with you up until you said don’t apply for more than one American Express card at once. I applied for 5 cards back to back and was approved for 3 (Platinum, Gold and Blue Cash Preferred). You can apply for up to 5 at once and it counts as one inquiry.
Thats nice! Did you do them all in q day or how did you break it up bro?
@@cameronnelson473 I applied for 5 cards back to back to back to back to back in less than 10 minutes. Got approved for 3 and turned down for 2. Platinum, gold and blue cash preferred.
@@rod0011 Wow bro thats crazy thats what I was thinking would be best to do knock as many of them out as you can instead of waiting 3-6months in between. No point if you don't have too
@@rod0011 I already have the Blue cash everyday for almost 3 years now but the only one I have. How did you get them all with 1 hard pull did you lock your credit?
@@cameronnelson473 they use one credit pull to qualify you for multiple cards.
Really Awesome video! Only one thing I would say is that the TSA credit isn't something you'd use every year, so I'd really only count it against the annual fee for the first year
The amex 200 dollar fee credit is actually very easy to understand. As long as you're not trying to move from basic to business or first class or out right purchasing the airline ticket then its probably covered. You just choose the domestic airline and charge those incidental fees. Reward booking fees, airline lounge yearly fee, baggage, cancellation fee, change fee, drinks and food while flying. Even if the airline adds these incidentals to your airline ticket just call amex platinum and explain...9/10 they take your word for it...oh, and dont try buying gift cards with the airline..they can tell and those are not covered
I believe no credit card providers are as best as Amex, and they have to walk a lot. AMEX best! Love it.
Your video is so good,hope you get better and better
I thought I would share my AMEX Trifecta. I am a normal person. Not a lot of traveling, have a family, want to save money. GOLD card (4X restaurants) AMEX Blue Cash Preferred (6% CB on groceries & 3% CB on gas) AMEX Delta Platinum (free companion pass). Total Annual fees $595. On my CB card, I make $70 a month. I can't give you total MR points because I am new with the Gold and Delta. Overall, feel pretty solid.
I need to get the Gold AMEX ASAP.
What about writing things off? why would using personal credit cards be better than business credit cards? I use platinum and gold business I only have the blue cash back as a personal
Few months ago I was having a dinner with a group of friends , one of my friend ask us to pay him cash so he can flex his platinum card to impress the girls , and I was like .... man are you stupid or what? haha
its a good flex only when you dont talk about it
@@HowYouhFeel I didn't say anything , It was my thought! ha
my only flex is me posting every few months about going on a trip...
If AE spaced the annual fee up into monthly payments i think people would be more into the higher AF cards.
I don’t think people in the G fund have complained much since the middle of February. The only question is when do I trade my G fund and move back into one of the other funds.
But how can i get the blue bussines card if i not have a bussines
I have the plat card. The 5x MR isn’t really useful for hotels though, only flights. Booking non-refundable directly with hotel is 30% cheaper but carries only 1x MR. Booking through Amextravel to get the 5x means paying couple hundred more and your Elite Status will NOT work during that trip. You won’t be able to upgrade your room or get free breakfast (eg. Hilton Gold). Kinda ironic that the Plat card offers elite status but using the card on amextravel renders the status useless. I use Chase Reserve to book hotels for the 3x.
I have 2 credit one cards
1 capital one quicksilver one
1 capital one platinum card
And discover it card
All of of cards is nearly maxed out 80 to 90%
I plan on paying off all both credit one cards and capital one platinum card and leaving 2 grand on quicksilver and discover
Let me ask this do you think after payments and inquiries I'll wait a year than I should apply to wellsfargo for the platinum card or go with a chase trifecta freedom card - chase sapphire and chase business ink plus???
Shout out all the way from Singapore! Great content! Keep going! Love your out throw music btw! ;)
I have blue cash preffered, platinum and gold card
Brian, please do a video on the luxury cards by master card there’s a black card, gold card, and titanium card
Great content man, very informative. I’ve been a chase user for some time but this trifecta looks appetizing!
This is the tri I want building my credit for it
The monthly Departure travel magazine is never mentioned as another benefit that comes with the platinum card.
Because it's an advertisement-ridden wasteland
Yo I try to apply for the Blue AMEX and have a 675 credit score and nada. I don’t get how people get approve or get ur credit score up
Instead of using your AmEx Blue Business card, wouldn't you been better to utilize the AmEx Blue Cash Preferred card?
The amex blue cash preffered gives cash back while the amex blue business plus gives you membership rewards points
Lol when Mirio Togata got put on the video I died 😂
How to use the incidental credit?
Great breakdown. I think the Business Platinum is underrated and misunderstood. People think that 35% refunded through the travel portal = 1.35 cent per point. $1,000 airline ticket will cost you 66,666 UR points, or 65,000 MR points (100K-35K).
Amex Platinum downunder costs $1,750 p.a so the states have it pretty cheap. Don’t know why Australia charge crazy annual fees for credit cards, even for a normal bank issued ‘gold card’ it’s about $300 p.a.
I got approved for my gold card and platinum card in the same day.
You should join the Fragrance Community. Very Similar vibe to the credit card community.
The global entry fee is only once every 4 years, that should not count toward an annual fee calculation
Maybe the Blue Cash Preferred card should be the third member of this trifecta. 6% cash back on groceries up to $6000 per year is hard to pass up. This is something EVERYONE can and probably will use their card for, so you don't really have to buy non-essentials to cash in and pay back the fee. $95 annual fee, and a potential $360 back just in groceries (you get 6% back on streaming services and 3% back on transit and gas as well) makes this card pay for itself many times over. Seriously considering this one.
why do you have the centurion card in the click image on the 3 cards but no actual comments/research in the vid to it?
Click bait
Would like to see a video about every credit you have and when you got them also your credit score
For a chase trifecta wouldn’t you multiply all the points by 1.5x due to the CSR? If so the CSR is 4.5x on food and travel. I’m not sure if Amex has multipliers like that. Also the global blue is $100 per 5 years so effective credit is $20.
Daoud Ahmed not to mention that AE “benefits” are always much harder to use. He starts the video by complaining the new CSR benefits only benefit 20% of people but the AE trifecta is “worse” for 90-95% of people unless you really go out of your way to extract all the benefits, travel all the time to/from places with centurion lounges, stay at fancy hotels, etc. The AE ceiling is higher but much harder to extract the value for most people.
Mari0o0o yeah I really hate the fact that Amex is praised for all its prepaid expenses like flight incidentals when in reality I pay $0 in that category per year but chase gives you $300 for broad travel off the bat
Yeah. I don't agree with this video at all and I think amex has just decided to run a huge social media campaign... they complain about the chase card at 550 when the amex trifecta is 800
Brian is such a snack
Hey Brian, do a vid on Merger and Acquisition?
Does instacard count as supermarket spend for the gold card?
$100 Global Entry is worth $20/year, because you can only use it once per 5 years. That's assuming you don't have another travel card with that bene.
I don’t have a business and cannot get business card, which one should i get
Is the black card from Lion?
Any strategy or stand out points for the Apple Card ?
Have a good credit score around 700 and low utilization
This + Business Gold = Quadfecta!
Idk if it was like this when you posted but you can actually add a gold card for FREE if you already have a platinum card
Not the same thing, there was a video made on it
I love the memeage in this video lol
I find very little value in most of these. I don't go out to eat and I don't travel so the only thing that matters to me is cash back which I used to invest stocks
How do I get that sweet looking gold in the thumbnail
Can I combine the Business Card points with my personal AmEx Gold points?
u very well can.
Hey Bryan could you please give me some advice on this? I want to get the AMEX Platinum but am scared of getting denied and receiving an extra hard inquiry, I currently have a Credit Card with Navy Federal Credit Union, they do have an AMEX credit card and Navy Federal does not do hard pulls to Change Credit Cards, should I upgrade to the Navy Federal AMEX to build a relationship with AMEX before applying for it or should I apply for the Platinum separately?
Do the points you get from the different cards go into one account?
Would an AMEX trifecta consisting of Everyday cc non preferred, BBP, Gold be a good starter trifecta to go with? Or not worth it and just my best to wait and go with the big one BBP, Gold, Platinum?
Probably wait, it’s a v expensive setup and easily outdone for lower spenders like me! Mid/late game
Where did you get that Amex Gold Card design?
check out lioncreditcard!
Also question do a video how to Utilize both Chase and Amex Trifecta when you have both. when do I pull out chase and when do I pull out Amex? about the same. Travel always amex. Food always amex gold. Gas now is freedom when Do I use the unlimited? or the Preferred ? I fought hard to get these chase cards. now I feel I don't use them much! I'm new both haven't spent or redeemed any points yet have about the same 100k in UR points and 130k in amex. 94k in delta sky miles. what now? no more SUBs . feel like the fun is over.
Hi everybody. Based on experience. Which card(s), based on your credit, gives the higher limits? And which banks gives better business cards? Thank you guys!!
Any links that you would suggest for using the amex travel credit without traveling
My platinum amex pays $1,000 usd anual fee in mexico... compared to usa its insane
Platinum in Mexico is for rich people, in the U.S. it's mass market.
I really need to get into the amex game. I’ve been using chase heavy but the recent changes hurt the cards value for sure.
If you amex plat, don’t you get gold cards an no additional fees?
sacropoema yes but I don’t think you get the gold card benefits and the free gold cards are the old plastic ones instead of the annual fee metal gold cards
Does American Express still give the complimentary Gold card if you have the Platinum Card
Dbiggs10 yes, 99 max gold cards you can get if you have a platinum card but those gold cards would be plastic instead of the annual fees metal gold card. According to last time I asked Amex
if u have addtl cardmembers u could give them a gold card. but yea since its not an annual fee card being a secondary then u wont get the metal gold.
My understanding is that it does not come with the same benefits. Not the real gold card.
Paul Stein this is correct
I got approved for the gold and platinum card at the same time in 15mns
Hey Brian, love your videos. quick suggestion, if you put things like the flowers in the last video, or a painting or something, that would really spruce up the room and help with the video ambiance. You already do a great job with the info and your talking, but the background could use a little help imo :)
Jw, what songs the outro?
Thanks for this. W/ the Sapphire saying FU to its customers, I, like many other will be moving to A/E.
Do you get the welcome bonus for each card?
Bice Waiting for my BBP now. They didn't give me the option to get my card number over the one time email like they did with my other cards. is this something you ask for right away? I called them and they said wait for the card is only way. How is that?
AMEX GANG STAND UP 💪🏿💪🏿💪🏿💪🏿💪🏿💯💯💯💯💯💯
What status match can you make with Hilton/Marriott Gold?
My Hero best anime right now.
You said you put clothes/online shopping on the BBP. So you can put personal purchases on business cards without getting in trouble?
You can put any charge you want on a business card. They don't care as long you pay your bill. :)
Zach Fern thanks!
The problem is that the AMEX "trifecta" is really more of a tuple. AMEX Platinum and Gold. AMEX Business cards don't really work out for "normal" people. And even then they don't exactly compliment each other. Chase has an actual "trifecta" where the three cards work together. That's what makes the CSR nerfing even more tragic.
Check out my business credit card videos I have on my channel it’ll give you some more insight on that. BBP is actually one of the easiest cards to get accepted for
@Brian Jung Which one is the BBP ?
@@rumar4u blue business plus
@@Jungernaut What if you don't have a business? Can you still get a business credit card?
You watching my hero season 4?
Perfect video !!
Hey Brian,
How do I go about applying for the Charles Schwab Platinum card??
I have the other two cards!
and can you make a video about the different types of platinum cards?
Thanks.
I thought AMEX have a “once in a lifetime“ bonus rule so that you can only get a sign on bonus for one of their cards once in your whole life. So you can’t sign up for the gold card and get that bonus and then sign up for the platinum card and get that bonus too. It would just be one or the other. Isn’t that true?
Assuming the 4x doesn't work at Costco right?
nope
Costco doesn’t take Amex.
When do you pay for the anual fee of the charge cards?
I don’t think you should get it.. if you care
Do business credit cards affect your personal credit score?
Shukhrat N no it doesn’t that’s the beauty.
Great video right now I use the united airlines explorer card. The mlife card from the bank of omha the best buy card and the city rewards plus card
This video needed to be made! I love it. I may mention credit cards on my vhannel soon!
You are very good at what you do!
You have earned a new subscriber and supporter
Hey Brian I'm 5/24 right now and will be 3/24 in November. Is it worth it to apply for amex Platinum 75k or should I hold out for 100k? I tried the Cardmatch trick and it just shows 75k bonus.
thank you super hip full
Damn, you had me at Mirio lol well done 👊🏽💥