Deciding Your Destiny: YMAX vs ULTY, Which ETF Wins?

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  • Опубликовано: 25 янв 2025

Комментарии • 43

  • @robertsmith6408
    @robertsmith6408 8 месяцев назад +7

    Got both, YMAX is pretty much a steady eddie it looks like and ULTY has pretty bad NAV erosion but what does it matter if your getting higher divs then NAV erosion. I just have 30,000 in ULTY and i got 2692 div last month. FEPI i am still building but it also looks like a steady eddie and has capitol appreciation.

    • @thinkpassiv
      @thinkpassiv  8 месяцев назад

      Nice work on those dividends! Keep up the good investment moves!

  • @timothybancroft6579
    @timothybancroft6579 9 месяцев назад +3

    Is NAV erosion possible with all these types of ETF'S? TSLY for example

    • @thinkpassiv
      @thinkpassiv  9 месяцев назад +2

      Yes, NAV erosion can occur in certain types of ETFs, including TSLY. It's important to understand the underlying factors that can impact NAV. However, some YieldMax ETFs like #cony, #msty, #nvdy have been paying decent distribution with prices growth/appreciation.

  • @volta2aire
    @volta2aire 9 месяцев назад +7

    My choice was MSTY but I switched to ULTY because it has more stocks underlying the options trading. I rejected YMAX based on yield.
    MSTY 169 Yield ; YMAX 39 ; ULTY 119 You know ULTY is nearly a 8% monthly dividend. In 12 months your total dividend is almost equal to your initial investment, so you can afford a market loss due to steep decline in NAV. (NAV decline is capped at 100% but that is unlikely if you have 30 stocks in the underlying.)

    • @volta2aire
      @volta2aire 9 месяцев назад +1

      MSTR is a great company so MSTY should be good too.

    • @thinkpassiv
      @thinkpassiv  9 месяцев назад +3

      ULTY sounds like a solid choice! Thanks for sharing your experience with different options. YMAX is a good ETF but a low yield is what ppl don't like about it.

    • @thinkpassiv
      @thinkpassiv  9 месяцев назад

      MSTR is the main course, but MSTY is the delicious dessert you can't miss! And I made a video about it recently as well: ruclips.net/video/t5nj6Dfzvf0/видео.html

    • @ThomasClementsRVA
      @ThomasClementsRVA 7 месяцев назад +1

      Agreed

    • @thinkpassiv
      @thinkpassiv  7 месяцев назад +1

      @@ThomasClementsRVA great! 👍

  • @Jacky17814
    @Jacky17814 9 месяцев назад +2

    What are your thoughts on the NAV erosion especially with the market right now? The dividends isn’t paying enough for the dip in price

    • @michaelb.8953
      @michaelb.8953 9 месяцев назад +2

      I look at the underlying fund and from my experience YieldMax funds follow lock step with underlying almost to a tee with maybe some very slight variation one way or the other, and then enjoy that nice juicy dividend payment as a bonus. Almost everything is in the downward trend right now just keep dollar cost averaging and wait out the storm and profit big time on the other side.

    • @Jacky17814
      @Jacky17814 9 месяцев назад +1

      @@michaelb.8953are you saying even the worst yield max TSLY if held for a long period and keep DCA you will profit?

    • @thinkpassiv
      @thinkpassiv  9 месяцев назад +1

      It's definitely a tough time in the market right now. NAV erosion can be concerning, but staying patient and informed is key.

    • @thinkpassiv
      @thinkpassiv  9 месяцев назад +2

      Thank you for sharing your insights! Your advice on dollar cost averaging and weathering the storm is truly valuable. Here's to profiting big time on the other side!

    • @thinkpassiv
      @thinkpassiv  9 месяцев назад +2

      The stock market can be a rollercoaster, but with a strategic approach like long-term holding and DCA, you might just turn those losses into gains! Or if the volatility is not your thing, you can opt for less dividend paying ETFs like the Vanguard High Dividend Yield Index Fund ETF Shares (VYM)

  • @SpeakerBuilder
    @SpeakerBuilder 9 месяцев назад +4

    If you want to buy one of these ETF's then the best advise is . . . wait a year or two, for the price to stabilize and for the dividend yield to establish a stable track record. This push to buy brand new stocks that are promising high dividend yields is immoral and likely funded entirely by the stock holding company. They are not your friend and they do not have your best interest in mind. One quarterly or monthly dividend payment from a brand new stock DOES NOT establish an annual yield, and tells us exactly NOTHING. The best advise anyone can give you about investing is in one word (the same word a long time banker and investor used with me last week): PATIENCE. This from a dividend only investor, who is surely hoping these new ETF"s pan out over the next year or so. Let's wait and seee.

    • @thinkpassiv
      @thinkpassiv  9 месяцев назад +1

      Absolutely agree with you on the importance of patience with investing in ETFs or anything else. It's crucial to let the market stabilize and see a track record, however, these are not regular dividend-paying stocks. They are covered call ETFs, which get their earnings from call option premiums.

    • @SpeakerBuilder
      @SpeakerBuilder 9 месяцев назад +1

      @@thinkpassiv All the more reason to be patient, but my point is the type of stock matters little and the need to establish a track record still applies. Commonly, following an IPO, a stock price will fall to a more stable point, so buying early usually will have dyer consequences.

    • @thinkpassiv
      @thinkpassiv  9 месяцев назад

      I hear you!

  • @Icecold0505
    @Icecold0505 8 месяцев назад +2

    YMAX
    Nav erosion more inline with an index. More sustainable payouts.

    • @thinkpassiv
      @thinkpassiv  8 месяцев назад +1

      Appreciate you sharing your thoughts on Nav erosion and sustainable payouts.

  • @f.w.1318
    @f.w.1318 9 месяцев назад +1

    Bought 120 shares of YMax after yesterday dip,

    • @thinkpassiv
      @thinkpassiv  9 месяцев назад +1

      Nice one! Fingers crossed for your #ymax shares to bounce back up quickly!

    • @luxuryqueen42
      @luxuryqueen42 9 месяцев назад

      I always buy at the DIP 👍

  • @ThomasClementsRVA
    @ThomasClementsRVA 8 месяцев назад +1

    Nice presentation 💯

    • @thinkpassiv
      @thinkpassiv  8 месяцев назад +1

      Glad you liked it and thanks for your feedback

  • @geneallen5294
    @geneallen5294 9 месяцев назад +1

    Thanks for your information.

    • @thinkpassiv
      @thinkpassiv  9 месяцев назад +1

      I'm glad you found the information helpful! Do you own any?

  • @aldoaldo2274
    @aldoaldo2274 9 месяцев назад +4

    But still ymax constant

    • @thinkpassiv
      @thinkpassiv  9 месяцев назад +1

      Yes, YMAX still a great choice if you can ignore the luring yield of ULTY. Do you have YMAX then?

  • @Daniyoyo
    @Daniyoyo 8 месяцев назад +1

    ULTY is a gimmick , it’s like give me y’all’s money so I can do whatever I want ( it’s says this in the prospectus ) lol

    • @thinkpassiv
      @thinkpassiv  8 месяцев назад

      ULTY's prospectus: "Give me your money and let's see where this rollercoaster takes us!" 🎢

  • @Foxyfreedom
    @Foxyfreedom 9 месяцев назад +1

    Those are way out of my risk tolerance

    • @thinkpassiv
      @thinkpassiv  9 месяцев назад +3

      Risk tolerance is like pizza toppings - everyone has their own unique preference. I'm glad you got that.

  • @turbotoommyguns1971
    @turbotoommyguns1971 8 месяцев назад +3

    Both are throwing money at me so, buy both.

    • @thinkpassiv
      @thinkpassiv  8 месяцев назад +2

      That’s the better way to go about it! Great allocation!

  • @umarb4523
    @umarb4523 9 месяцев назад +1

    I own both 💰

    • @thinkpassiv
      @thinkpassiv  9 месяцев назад +2

      Thanks for sharing! It's great to have both options at your disposal. Which one do you like more?

    • @umarb4523
      @umarb4523 9 месяцев назад +1

      @@thinkpassiv I like them both for very separate reasons. To be honest equal, I would say.

    • @thinkpassiv
      @thinkpassiv  9 месяцев назад +2

      It's great when you can appreciate different things for different reasons! Both #ymax & #ulty are good. Keep it up and thanks for sharing your thoughts.

  • @peaceful4you408
    @peaceful4you408 8 месяцев назад +1

    I would do YMAX and YMAG instead of the YMAX and ULTY

    • @thinkpassiv
      @thinkpassiv  8 месяцев назад +1

      I have done that too. This is the video: ruclips.net/video/7yUQNbH55T8/видео.htmlsi=tPqs6IfmcCYE1-Mt