Im 19 and I've got a few quotes to see how much insurance would cost for a 125cc motor bike and every time it comes to over 3000 pounds! I have no idea how it could be this insanely expensive...
Sadly it’s getting more and more difficult for young people to get on the road. Keep searching… try changing the level of cover (eg down to 3rd party only). Be sure to add all security devices you have. What bike is it specifically?
@@FabMotorbikes the bike i was looking at getting insured is a hanway raw 2019 125cc. Do you know of any 125cc cafe racer style bikes that might be cheaper to insure? Thanks for the advice :)
Thank you I’m really glad you found it useful. Welcome to the road! Insurance is a tough one and premiums seem to be rising across the board, but I thought someone may find the process go through to get the best deal useful 👍
Hey I just booked my CBT I’m 29 been driving a car since 2016 will they take that into consideration when I look for insurance? Also how much is too much to spend on a 125cc bike as my first? Which ones you recommended? Nice looking ones
im 20 and just done my cbt on the 16th dec. my first bike is a 1993 honda ns125r and with third party only is 624 a year or 769 a year but as monthly payments its alot cheaper than i thought. thank for the help!
Great video but unfortunately, wasn't able to get a cheaper quote for my second motorbike (upgrade from 125 to F800GS A2 restricted, was quoted 2k insurance for the 300cc one). 22 y/o in London, had to pay 1.6k for TPFT with 1ncb and the chunkiest chain known to man. When I purchased the bike 3 months ago I was getting quotes of 1k but now magically has increased 😥 Not many can afford this and its ridiculous. One point was considering selling it all and just using an electric bike but that wouldn't be as fun/practical😂
Sorry to here. BMW are notoriously expensive to insure unfortunately. Also A2 license will add to the cost along with you’re age. In 2 or 3 years it should drop considerably. Glad you managed to get on the road though 👍
I've bought an YZF125 2022 and I am 21 years old at the moment I have checked many quote sites where they charge me literarly between 3.584 to 5.893 for each year after checking the names of the sites your given me out I had huge amount of discounts on my quotes.
@@FabMotorbikes also you could mention them, the provisional license date should people remmember first issue dste because if its older you still take discount out of it
bro I'm in a similar situation can you give me an advice what you did with more details i got a duke 125 2019 I'm paying rn 3000£ insurance i can still cancel because i haven't get the 14 days policy
Possible stupid question time. I’m returning to motorcycling after a ten year break. My question is can I use the no claims bonus accumulated on my car insurance when insuring my motorcycle?
Guys look for insurance for a few bikes before you make your final decision on what bike to go for. If the bike is £2k and insurance is £3k, can you afford it? If not then look for another bike which has £700 in insurance. I recently got a quote of £400 and the bike was £450 and all it needed was me to change some plastic panels which I did myself for £100.
@@FabMotorbikes not even started yet but i bought all the gear as couldnt borrow during covid to take the CBT, and then time has passed since. Was thinking of getting a basic 125cc and commute to work as an alternative to taking the car. I figure I can lower insurance premiums by ensuring the bike has some sort of security.
Very strange. Sometimes the parameters make no sense… but it also means it can be beneficial to have a play around with the parameters and putting down all info even it makes no sense in regards to the type if cover you are after.
Generally the smaller the engine the cheaper the insurance. It’s hard to say which is the cheapest. But in the other hand… if you want to ride a 125cc bike. Sometimes manual bikes (with clutch and gears) can be cheaper to insure because they are more difficult to ride and therefore steal.
I find moving regularly to a new company keeps costs down. New customers get a special price. But worth checking out both your current and new insurance provider prices 👍
Hi Fab, am over 35 've got a BMW F800S which ve never been on before but am looking to get my CBT( first ine)& all the way to a full license which when i succeed categorizes me as a new rider. If am able to get a garage & other security measures on the bike like Trakking etc what do reckon these insurance vampires could be looking to claw off me?😊 Tnx
Can’t say off the top of my head. I will day though that BMWs are notoriously expensive to insure as they’re quite desirable. And unfortunately on paper a “new rider” is a new rider to the insurance. Even if you are not 18.
I’m 17 and have a sym jet 4 125 I’ve tried multiple times to look at quotes but keep getting the same 1.2-1.5k for regular third party insurance any tips on how to get it lower it’s very odd as I’ve had my provisional since I turned 16 and have already completed my CBT
Sorry to hear this. Unfortunately at your age it’s tough to get insurance at a good price. I had similar problems in my teens. Sometimes the 3rd party fire and theft can weirdly be cheaper. And try adjusting the voluntary excess, the more you volunteer to pay in the event of an accident the lower the cost will be (of course this comes with risk)
Bro I’m pissed I just bought a 22 aprillia rs660 and I’m 19 and there asking for 5400 a year!! You kidding me I thought motorcycles are supposed to be cheap with insurance wtf.
Im 19 and I've got a few quotes to see how much insurance would cost for a 125cc motor bike and every time it comes to over 3000 pounds! I have no idea how it could be this insanely expensive...
Sadly it’s getting more and more difficult for young people to get on the road. Keep searching… try changing the level of cover (eg down to 3rd party only). Be sure to add all security devices you have. What bike is it specifically?
@@FabMotorbikes the bike i was looking at getting insured is a hanway raw 2019 125cc. Do you know of any 125cc cafe racer style bikes that might be cheaper to insure? Thanks for the advice :)
@@hectorforster-toy8805 Yamaha ybr 125 custom.
same lol
For a ybr125, j did a quicj quote through bennetts and got 1600£ a year @@hectorforster-toy8805
Great video. Thank you. I just started out with my first road vehicle (Yamaha YBR custom) and it's a nightmare finding an affordable insurance quote.
Thank you I’m really glad you found it useful. Welcome to the road! Insurance is a tough one and premiums seem to be rising across the board, but I thought someone may find the process go through to get the best deal useful 👍
Hey I just booked my CBT I’m 29 been driving a car since 2016 will they take that into consideration when I look for insurance? Also how much is too much to spend on a 125cc bike as my first? Which ones you recommended? Nice looking ones
im 20 and just done my cbt on the 16th dec. my first bike is a 1993 honda ns125r and with third party only is 624 a year or 769 a year but as monthly payments its alot cheaper than i thought. thank for the help!
Thank you, no problem. Glad it was helpful 👍
what insurance company did you pick
Hello brother could you tell me what insurance was giving you such quotes
when i had the bike it was mce insurance@@johnsonvalentine7429
Great video but unfortunately, wasn't able to get a cheaper quote for my second motorbike (upgrade from 125 to F800GS A2 restricted, was quoted 2k insurance for the 300cc one). 22 y/o in London, had to pay 1.6k for TPFT with 1ncb and the chunkiest chain known to man. When I purchased the bike 3 months ago I was getting quotes of 1k but now magically has increased 😥 Not many can afford this and its ridiculous. One point was considering selling it all and just using an electric bike but that wouldn't be as fun/practical😂
Sorry to here. BMW are notoriously expensive to insure unfortunately. Also A2 license will add to the cost along with you’re age. In 2 or 3 years it should drop considerably. Glad you managed to get on the road though 👍
I've bought an YZF125 2022 and I am 21 years old at the moment I have checked many quote sites where they charge me literarly between 3.584 to 5.893 for each year after checking the names of the sites your given me out I had huge amount of discounts on my quotes.
Great news! Glad it was of some use
@@FabMotorbikes also you could mention them, the provisional license date should people remmember first issue dste because if its older you still take discount out of it
bro I'm in a similar situation can you give me an advice what you did with more details i got a duke 125 2019 I'm paying rn 3000£ insurance i can still cancel because i haven't get the 14 days policy
Possible stupid question time. I’m returning to motorcycling after a ten year break. My question is can I use the no claims bonus accumulated on my car insurance when insuring my motorcycle?
With some motorcycle insurance companies yes and some no.
Guys look for insurance for a few bikes before you make your final decision on what bike to go for. If the bike is £2k and insurance is £3k, can you afford it? If not then look for another bike which has £700 in insurance. I recently got a quote of £400 and the bike was £450 and all it needed was me to change some plastic panels which I did myself for £100.
Plus if you can, do uber eats or something to pay off the bike finance.
Great points 👍
What bike was it?
Do you have any any tips on finding ones with low insurance?
I'm old and it's looking at about £2k?! I thought bike insurance was meant to be cheaper than car insurance! I paid a little over £1k as a new driver.
It’s getting crazy out here price wise. Are you new to riding?
@@FabMotorbikes not even started yet but i bought all the gear as couldnt borrow during covid to take the CBT, and then time has passed since. Was thinking of getting a basic 125cc and commute to work as an alternative to taking the car. I figure I can lower insurance premiums by ensuring the bike has some sort of security.
Im 30 looking for my first bike and got quoted 24k for a year. Zero traffic violations, ive been rear ended (not at fault).
Mind blowing 🤯
I was quoting insurance and I was told It would be cheaper if I had garage.
Its silly because I was shopping or third party only
Very strange. Sometimes the parameters make no sense… but it also means it can be beneficial to have a play around with the parameters and putting down all info even it makes no sense in regards to the type if cover you are after.
hey, i’m 18, what do you think is the cheapest moped bike to buy with the lowest insurance
Generally the smaller the engine the cheaper the insurance. It’s hard to say which is the cheapest. But in the other hand… if you want to ride a 125cc bike. Sometimes manual bikes (with clutch and gears) can be cheaper to insure because they are more difficult to ride and therefore steal.
If i have insurance on my current bike but im getting a new one should i keep my same insurance company or look for cheaper
I find moving regularly to a new company keeps costs down. New customers get a special price. But worth checking out both your current and new insurance provider prices 👍
Does anybody know the best insurance company for first bike at 17 been quoted 2800
Price comparison site are the best to go. 2800 is bad but I’ve heard way way worse for a 17 year old
How much normal 125 cc bike insurance and how much uber eat driver bike insurance ?
Sorry I’m not 100% sure. But worth looking into
Hi Fab, am over 35 've got a BMW F800S which ve never been on before but am looking to get my CBT( first ine)& all the way to a full license which when i succeed categorizes me as a new rider. If am able to get a garage & other security measures on the bike like Trakking etc what do reckon these insurance vampires could be looking to claw off me?😊
Tnx
Can’t say off the top of my head. I will day though that BMWs are notoriously expensive to insure as they’re quite desirable. And unfortunately on paper a “new rider” is a new rider to the insurance. Even if you are not 18.
@@FabMotorbikes thnx a lot☺️
I’m 24 but as a new rider on paper California wants 6000 paid in full for a 600 cc bike
Killer
Is this only for UK?
Much of the principals apply to other country’s but not all the platforms or insurances companies
I’m 17 and have a sym jet 4 125 I’ve tried multiple times to look at quotes but keep getting the same 1.2-1.5k for regular third party insurance any tips on how to get it lower it’s very odd as I’ve had my provisional since I turned 16 and have already completed my CBT
Sorry to hear this. Unfortunately at your age it’s tough to get insurance at a good price. I had similar problems in my teens.
Sometimes the 3rd party fire and theft can weirdly be cheaper. And try adjusting the voluntary excess, the more you volunteer to pay in the event of an accident the lower the cost will be (of course this comes with risk)
New rider. Looking at about £600 for a 125 😓
Yea I spent £980 on insurance for my first 125cc bike. Painful
I’m also a new rider what insurance company is £600? All i’m finding is 1.5-3k
I agree … £600 isn’t so bad on consideration
Bro what company is that, truss me that’s cheappp
@rozaybranz8991 yeah it is
Great video, thanks
Glad it was helpful
Bro I’m pissed I just bought a 22 aprillia rs660 and I’m 19 and there asking for 5400 a year!! You kidding me I thought motorcycles are supposed to be cheap with insurance wtf.
An man I’m sorry. That’s an insane s as amount. Unfortunately this can be the case until you’re 21
same as me. i get qouted 5k a year and im 23
Your hat looks ridiculous.
Thank you