Us Spaniards have a light breakfast (mostly milk and coffe and toast or similar) but hot lunches and dinners. That makes 14 cooked meals a week. All year round we eat lentils one day a week, pasta one day, chickpeas one day and rice and beans one day a week. We only have meat once a week, fish three times a week and some eggs. The rest are veggies. Our health is great now that we have legumes so often and very little meat, and it is also fantastic for our bank account!
I'm on board 🙂. My husband and I had a goal to pay the principal of our mortgage down 25K in 2020 and yesterday I calculated that we paid 28K yay! We had a good year. But our overall goal was to pay the mortgage off completely and live here forever. But due to unforeseen medical circumstances with 2 of our boys we are needing to move an hour away to be closer to medical services. We are selling jan 6th and will clear 100k that we can use as a down payment on our new home. But since we were not planning to move we did not save the extra $ to pay cash for our new home so we will still have to finance the difference. This no spend (other than moving costs) will get us to a great start of paying off our new home early. Our goal for this house is 5 years, or dec 2025.
Hi I'm doing a no spend year wish me luck I'm only spending on food I've bought all my toiletries and cleaning products ready for the year my goal is to save 10 thousand pounds I will definitely do it as I'm determined xx🎄🎄🎄🎄
Hi Dana! I’m going to try a no spend three months Jan-Mar. I’m allotting a tiny bit for my teens to spend for a treat now and then, but that’s it. Stay warm and safe from the snow headed our way!
I did it last year! I was amazed out how much I saved. I am doing it again in 2021. Thankfully, I am stocked up on toilet paper and paper towels to last until June. 😹😹😹
I need to save 10 grand for a used good working car so I’m not spending money this year. Ill be saving up each month and not buying nothing except shampoo/conditioner/body wash. I do need a new clothes but I’m waiting on that because I can’t try nothing on at the store. I lost 55lbs and my clothes are huge on me. I hope this year the virus will be over with.
We’re eating for our freezer and pantry in January with very minimal groceries along with our no spend. The first year we went plant based, our grocery spending for the year cut down by 60%! It was an amazing savings and still is.
Restaurants have suffered enough and are the backbone of our local economy so I will continue to order from them.I’m a no spend for everything else in Jan and Feb..
My personal opinion is that there were too many restaurants out there because people don’t eat at home enough. Eating at home and cooking your own food has so many unquantifiable benefits for the family. With that said, when we do go out to eat we pick well and make it count and tip well.
@@gunnikr Definitely agree with with you, its so much better to eat at home. Never can understand the American obsession with eating out. Its no wonder so many are fat & broke. Its great for a treat & special occasion. I certainly don't feel any obligation to subsidise someone else's income. I do shop local, buy from couple local websites. Have never bought from Amazon. Jeff Bezos won't be getting my euros. Take care & stay safe.
I am only going to order from nonchains. I only have one on my list this month, and I spread the order out over two weeks worth of lunches with rice or noodles and extra veggies, with hardly any effort on my part.
Dana, it will be such a relief to do this challenge with you! I'm looking forward to the discipline of it and the element of making it into a game. I love doing the pantry challenge and do it at least twice a year, so that will be fun too. I want to start giving more to charity in 2021, so maybe I will donate what I save? I'll have to think some more about this. Great idea, and very well timed, at least for me!
I started this in September and again in October. Did pretty well until the Christmas buying season. I did very well with Christmas shopping though this year and stayed within a budget. I can't wait to start no spend months again. Thanks for a great video Dana!
Thank you for this inspirational video! I will make a BIG Challenge: no spending januari and within that a no diner pickup and a mealplanning Challenge! I need to do this!! Thank you!
I'm in! Really want money for a vacation, it rarely happens due to frittering away money on little things. I've started saving all my large coins in a tin, not to be touched until the vacation, for spending money.
A good idea, but the only items I need to buy are fresh salad veggies on a weekly basis. Other than that, nothing will change, I have prepped enough food and supplies to last for four or more years with careful use. I like to have a tank of petrol to last the month, and other expenses are very minimal, all financial goals will easily be met, no problem.
Good idea and best at the beginning of the year, to set the tone for the year. Never heard anyone else mention that once a goal is talked about, it feels done! I've been like that for as long as I can remember. I'm retired on a low, fixed income. I have a no spend life! On some budget categories, I can only allow $3 a month. It's what I have, so that's what I work with. It makes it very difficult to spend...but I also don't need much. My sister sends me socks and undies every year, so that's covered. I didn't have to buy any clothing the whole of 2020! Very good topic...thanks for sharing and Merry Christmas to you and your family!
Certainly an interesting challenge that could really change people's spending habits for the rest of the year and help pay off any christmas debt - thanks for sharing :)
I started already this month by staying away from Etsy. Using stuff I've got at home instead of going out to buy new things. So far I've saved $500. Also, I'm going vegetarian and cutting the meats, dairy and sugar.
I check in a couple times a year to see if there are any updates. Thank you Dana for all you did for the greater community. We all felt connected and appreciated you championing our mission with your videos. Wishing you the best!
We been making meals and freezing some foods and enjoying you tube and free books on the Kindle and not buying things you don't need. Re organize the things you have and make. Do what you have be surprised how you can live a frugal life style so many great blogs and websites , video's I am not missing anything great you did this one!
thank you for sharing ! I have never done a no-spend month! thank you for sharing, I will consider it! definitely want to keeo busting my savings and reducing expenses moving into 2021!
I'm going to try an every other month no spend and on the months where I will spend I am going to be very tight fisted. I'm going to be mother scrooge.
There is no reason to believe that things will get better just because we call it 2021 instead of 2020. It is wishful thinking and it is better to prepare for the worst. This idea is a good one, but you should not wait until January 1st, start now.
We did six straight months of no spend in 2020, which wasn't too difficult once we got used to it. We're planning on 3 months no spend/3 months spend and repeat for 2021.
Thanks for the extra motivation. We plan on doing a no spend year. With the exception of a few items we're saving for. January we will also be doing the pantry challenge to clean out the abundance of food we have here. ✌
Love a no spend month and pabtry challenge.just dont agree with no take out meals..restaurants need all the help they can get esp here on east coast.ct hurting and more so ny..no indoor dining so if no take outs being supported that equals no more restaurants in business.we all must know someone in that industry
I’m doing this for 2021! Other than my main bills and gifts (including car maintenance), I don’t plan to spend any more money to save for a house. I noticed I had a bit of an issue with impulse buying when in supermarkets and really needed to address it, so a no buy year seemed like a good option
We just went in total lockdown in the netherlands since today , my pantry is no go for savings. Sorry, best wishes for everyone hope you are all well and stay well💖🙏🎄✨
The lowest prices of the year are in January and July this is the time to stock up ...it is not the not to spend... You are very young ...this is bad advice...
That windshield analogy just made me subscribe haha! Good luck to everyone with the no spend challenge! I unfortunately already spent because it’s my birthday this month, but I am not spending on anything anymore that isn’t a need.
I agree. I wait until end of season clearance to pick up my things--especially for rest of the year. Why pay full price for Xmas cards when they're 80% off? I keep my expenditures to a minimum during the actual holiday season! Let some other person underwrite my discount!
We are doing a no spend Christmas since we are banned from visitng our families where I live we have concluded it's not safe to be out shopping either. We are finding just how much we used to waste on unnecessary purchases in Christmases past. It's been a freeing experience and we will never spend on Christmas like we used to ever again. We will do our family time together chatting over social media this holiday time. I'd rather pay off the house, car and save to semi retire earlier than later to have more time to spend with my family. Time spent with my family is my gift not material possessions.
Our household is definitely doing this. My husband and I have been discussing it, and we’re just so tired of all the extra funds we have going towards credit cards every month. It’ll take us about 2 years in full, but we’re currently snowballing our credit card/vehicle debt so that we can finally start saving heavily for our house that we want to buy.
Hello! Same for me. Last year I set money aside in December and was able to take advantage of a Christmas and after Christmas sale and for great deals!
Purchase some gift items right after Christmas when everything is deeply discounted. I will be doing that for a sister and my two girlfriends. Saves a ton of money.
My boyfriend and I are definitely planning on doing a no spend January. It’s gonna be hard because we love going out to eat but we try not to over do it. We have plenty of house projects to keep us busy though. We are also pretty good about going over what we spent the month before.
I am doing 4 no spend months this year. Jan, April, July and Oct. My only exceptions are, food, gas, bills and medications. Last October I was able to add over $500 to my savings. Will also be doing 6 eat from your pantry weeks this will put another $210 into savings.
I just got way too excited when I saw this video come up on my feed. We've started a "soft open" for January, not spending the rest of December, either.
I attempted No Spend January, I think I got 11 Days in, I don't spend much as is, but I decided to include not spending on food as I have plenty, but it's just boring food lol. Loads of frozen bread, etc. so toast for most breakfasts, etc. I've also got a bad habit of having 1 takeaway a week (it used to be 2-3 up until recently) I will try my hardest to do Eat From The Pantry though, just a lot of bread in my freezer as mentioned above.
I feel that’s free money. It helped us make it a no spend last year Got to pick up restaurant food for a treat every so often. We have to improve on picking up fast food though. We didn’t do that much but, that’s an area we failed in.
While I'm not doing this, I am gearing up for 'no new clothes' for me in 2021, the exceptions being socks/underthings if needed, a bathing suit, and ONE pair of running/workout shoes (two if we do indeed get a treadmill again- my last one went ka-put, but I did indeed use it). I am also planning out eating out. Still working on it! We don't eat out a lot, but it's nice to have some parameters. Thanks for the encouragement, I think we're all ready for a fresh start!
I’m trying a no spend for the next six months. Only phone $25, storage $40 and electricity maybe $100 a month. $1500 will go to pay down a personal loan. That will be $9,000 payed off in six months. Will not buy groceries or put gas in my car either. I work across the road from my RV . Pantry is prepped for at least six months and this will be a good test for survival.
Tip # 9 for saving your money, if your rent is too high ask your landord to lower it, if that fails relocate to a different area where rents are cheaper.
I can't wait for my tenants to move. I haven't raised rent for years. The unit in the back is about 500 dollars below market. I will raise that unit to market rate!
@@swicheroo1 So you haven't raised your rent in years, well your few and far inbetween, most are up to date every year with their rent increases, so I wish you all the best in your rental business and may you get not only the rent that you deseve but good tenants to boot.
Definitely My aims this year are to get my car back on the road. and save that for that funeral fund. I never understood why people pay to a funeral fund that the company benefits from with interest from investments while they wait for you to die. I would rather I have the interest. Great idea love the game idea. A great idea is to have a competition with someone who shops in the same area to do a non spend. Have a reward at the end like the loser has to mow your lawn for a month or so.
I’m planning on doing this this year besides bills. January and February are always lower spending months for me as I try to make up for Black Friday/ Christmas spending. I’m getting a new furnace for Christmas this year. Very unexpected expense, so goal for the new year is to rebuild the emergency fund.
I'm in a similar boat with rebuilding my emergency fund after my tractor needed major repairs (maintaining my acreage without it is not possible), but I've been honing my no-spend skills over the past couple of months so this coming however-many months won't feel much different.
I can see doing a no spend. I was wondering there are some supplies that I need that Medicare doesn't buy. am I still able to buy types of things & medical supplies?
I’ve been fasting and praying so I don’t need to spend money. I do donate plasma and I have to purchase something to get the cash off of the debit card. I’ll get heavy cream for my coffee. I actually have everything I need. The most I spend for is gas for my car.
I really don't get why people in the frugal community take such pride in eating garbage food. Rice and beans feeds poor people because it is cheap, not because it is nutritious. Eat a vegetable!
Dana, what about a no spending December? I am on the right track so far. I only bought a cheap bottle of champagne for the new year's eve and i used the christmas decorations from last year and it looks pretty good. I am highly motivated to save money for retirement. I've realized that parading in fancy clothes didn't bring me any benefit, but pushed me on the edge of financial collapse. Happy holidays! I love your channel!
And one more thing, Dana said: "look forward, not back", which is a very calming thing to do, but if you can bear the challenge and you had a saving goal throughout 2020, make the calculation of what you did not save in 2020 and try to recover that sum of money throughout 2021, I know it's hard, but you need to set a higher goal in order to have some results, it works for me, but I admit that it's pretty stressful.
I have a challenge for you guys, come here on Dana's channel and say if you could do it. I challenge myself to post here at the end of January. Happy low budget holidays to you all!
I've had a "No-Spend" month almost every month of this pandemic.
Now I got my emergency fund fully built up.
I was not messing around lol.
It's a scam-demic. A little bit of truth in an avalanche of lies and magic tricks by those who have the power (it's not you or me)
That is awesome!!
that's epic!! good job!
@@bargerver8796 Yes a major over reaction that seems very sinister. Why destroy the economy over a virus that's 99.96% harmless. Strange indeed.
@@lizb4156 2 million dead from Covid alone. Just Covid not total deaths & you think its harmless.
Us Spaniards have a light breakfast (mostly milk and coffe and toast or similar) but hot lunches and dinners. That makes 14 cooked meals a week. All year round we eat lentils one day a week, pasta one day, chickpeas one day and rice and beans one day a week. We only have meat once a week, fish three times a week and some eggs. The rest are veggies. Our health is great now that we have legumes so often and very little meat, and it is also fantastic for our bank account!
Hi carol that sounds great, any chance if some recipes you make? I am trying to consume more whole foods
Could you post a good lental recipe.?
I agree can you tell us your favorite dishes to make
We do the 21 day fasting and praying every January and we include the no spend
Are you doing a water fast?
@@melissagreen6235 no it's no sugar, dairy and no meat
@@altaneri6980 Sounds like a Daniel Fast.
Nive
I am so in this year! Finally I am ready at the same time there is a group doing it. Also yes - doing the EAT FROM THE PANTRY month along with it!
I’m fasting and I will make meals from my pantry and freezer.
I'm on board 🙂. My husband and I had a goal to pay the principal of our mortgage down 25K in 2020 and yesterday I calculated that we paid 28K yay! We had a good year. But our overall goal was to pay the mortgage off completely and live here forever. But due to unforeseen medical circumstances with 2 of our boys we are needing to move an hour away to be closer to medical services. We are selling jan 6th and will clear 100k that we can use as a down payment on our new home. But since we were not planning to move we did not save the extra $ to pay cash for our new home so we will still have to finance the difference. This no spend (other than moving costs) will get us to a great start of paying off our new home early. Our goal for this house is 5 years, or dec 2025.
Alisha Jennings Best if luck! That is amazing!
Wow Alisha good for you!!!
Best of luck and prayers for your boys.
👏👏👏
Love the idea to delete Amazon App. Ty
Hi
I'm doing a no spend year wish me luck
I'm only spending on food
I've bought all my toiletries and cleaning products ready for the year my goal is to save 10 thousand pounds
I will definitely do it as I'm determined xx🎄🎄🎄🎄
Me too!! We can do this!
Dana, Please come back to RUclips! You are missed. Would love to have an update on you and your family. Hope all is well. 🙂
You are so missed. Why did you leave your channel? Are you ok? I pray you and your family are doing well! 🙏🏻🩷
I'm in , here in The Netherlands it's gonna be easy this year, because we have a lock down and all shops are closed till 19 january....
I just wrote this in my journal yesterday!!!! No spend January and everything additional I save I will apply it to my mortgage!
Hi Dana! I’m going to try a no spend three months Jan-Mar. I’m allotting a tiny bit for my teens to spend for a treat now and then, but that’s it. Stay warm and safe from the snow headed our way!
NO SPEND JANUARY I'm on it.
I am doing a no spend year... except renovations. Already priced out and money set aside.
I did no spend year this year and I saved up $25,000
No credit cards 💳 debt
Just out home, we refinanced at a much lower rate.
Excellent!
Dana we miss you! 😢
I did it last year! I was amazed out how much I saved. I am doing it again in 2021. Thankfully, I am stocked up on toilet paper and paper towels to last until June. 😹😹😹
Lol
Me too!!! 😁
LOL me too!
Yep, I have enough toilet paper, paper towels and Kleenex for a year
Hahahahaha
I like the shorter hair! It looks really good on you.
I need to save 10 grand for a used good working car so I’m not spending money this year. Ill be saving up each month and not buying nothing except shampoo/conditioner/body wash. I do need a new clothes but I’m waiting on that because I can’t try nothing on at the store. I lost 55lbs and my clothes are huge on me. I hope this year the virus will be over with.
Congratulations! That is an amazing achievement! I hope this new year is as kind to your financial goals.
I live pretty much a no-spend life. No debt, but limited income. Money goes so much further without the debt.
I paid off a main debt so I’m happy. I doubled the payment so I definitely am in a no spend January.
We’re eating for our freezer and pantry in January with very minimal groceries along with our no spend. The first year we went plant based, our grocery spending for the year cut down by 60%! It was an amazing savings and still is.
Restaurants have suffered enough and are the backbone of our local economy so I will continue to order from them.I’m a no spend for everything else in Jan and Feb..
I so agree withthat.if we dobt support r restaurants that would be more people put of work.
My personal opinion is that there were too many restaurants out there because people don’t eat at home enough. Eating at home and cooking your own food has so many unquantifiable benefits for the family. With that said, when we do go out to eat we pick well and make it count and tip well.
@@gunnikr Definitely agree with with you, its so much better to eat at home. Never can understand the American obsession with eating out. Its no wonder so many are fat & broke. Its great for a treat & special occasion. I certainly don't feel any obligation to subsidise someone else's income. I do shop local, buy from couple local websites. Have never bought from Amazon. Jeff Bezos won't be getting my euros. Take care & stay safe.
Lol ok
I am only going to order from nonchains. I only have one on my list this month, and I spread the order out over two weeks worth of lunches with rice or noodles and extra veggies, with hardly any effort on my part.
Miss your videos!
Rice and Beans for two years straight?!?! That’s amazing!
Definitely a great challenge! It sounds like a great way to reset and level set your finances in the new year. Thank you for sharing this ❤️
Dana, it will be such a relief to do this challenge with you! I'm looking forward to the discipline of it and the element of making it into a game. I love doing the pantry challenge and do it at least twice a year, so that will be fun too. I want to start giving more to charity in 2021, so maybe I will donate what I save? I'll have to think some more about this. Great idea, and very well timed, at least for me!
No spend month or year is freedom. I love shopping with my eyes 👀👀 knowing that there is no pressure to choose anything. 💜❤️💜
This will be good for me I’m gonna try it. I’ll do some reading and crocheting also some other fun hobbies with my kids.
I started this in September and again in October. Did pretty well until the Christmas buying season. I did very well with Christmas shopping though this year and stayed within a budget. I can't wait to start no spend months again. Thanks for a great video Dana!
I am planning to challenge my family to a no spend January. I think it’s possible.
Hey it’s sounds interesting I’ll definitely join the challenge 🙌🏻
Thank you for this inspirational video!
I will make a BIG Challenge: no spending januari and within that a no diner pickup and a mealplanning Challenge! I need to do this!! Thank you!
I'm in! Really want money for a vacation, it rarely happens due to frittering away money on little things. I've started saving all my large coins in a tin, not to be touched until the vacation, for spending money.
A good idea, but the only items I need to buy are fresh salad veggies on a weekly basis. Other than that, nothing will change, I have prepped enough food and supplies to last for four or more years with careful use. I like to have a tank of petrol to last the month, and other expenses are very minimal, all financial goals will easily be met, no problem.
That's amazing you are so organised
I'm trying to be as good with food
Hope I can succeed
Take care
Good idea and best at the beginning of the year, to set the tone for the year.
Never heard anyone else mention that once a goal is talked about, it feels done! I've been like that for as long as I can remember.
I'm retired on a low, fixed income. I have a no spend life! On some budget categories, I can only allow $3 a month. It's what I have, so that's what I work with. It makes it very difficult to spend...but I also don't need much. My sister sends me socks and undies every year, so that's covered. I didn't have to buy any clothing the whole of 2020!
Very good topic...thanks for sharing and Merry Christmas to you and your family!
Certainly an interesting challenge that could really change people's spending habits for the rest of the year and help pay off any christmas debt - thanks for sharing :)
I don’t go into debt for CHRISTMAS
For sure
This is really no different from other months for us but we started watching alot of prepper videos
Hi Dana! My husband and I watch your videos religiously. You are a breath of fresh air for both of us. You give us hope. Thank You!
You have the best ideas!! Just wanted to say thank you!!
Thank you, Dana!
Gas and groceries only
I started already this month by staying away from Etsy. Using stuff I've got at home instead of going out to buy new things. So far I've saved $500. Also, I'm going vegetarian and cutting the meats, dairy and sugar.
I check in a couple times a year to see if there are any updates. Thank you Dana for all you did for the greater community. We all felt connected and appreciated you championing our mission with your videos. Wishing you the best!
We been making meals and freezing some foods and enjoying you tube and free books on the Kindle and not buying things you don't need. Re organize the things you have and make. Do what you have be surprised how you can live a frugal life style so many great blogs and websites , video's I am not missing anything great you did this one!
New sub here! We are on track to be debt free by Feb! We are so close!
Dana, really appreciate your advice & tips. No Spend January will be new for me & I’ll be watching your videos to stay motivated.
thank you for sharing ! I have never done a no-spend month! thank you for sharing, I will consider it! definitely want to keeo busting my savings and reducing expenses moving into 2021!
I'm going to try an every other month no spend and on the months where I will spend I am going to be very tight fisted. I'm going to be mother scrooge.
There is no reason to believe that things will get better just because we call it 2021 instead of 2020. It is wishful thinking and it is better to prepare for the worst. This idea is a good one, but you should not wait until January 1st, start now.
We did six straight months of no spend in 2020, which wasn't too difficult once we got used to it. We're planning on 3 months no spend/3 months spend and repeat for 2021.
Thank you Dana 😀 no spend this year for me except for necessities. Got plenty of cross stitching to keep me busy. Much love & laughter💞🌈
Better to do No spend February. It's a very short month.
You are such a blessing. Keep up the good work.
Thanks for the extra motivation. We plan on doing a no spend year. With the exception of a few items we're saving for. January we will also be doing the pantry challenge to clean out the abundance of food we have here. ✌
Love a no spend month and pabtry challenge.just dont agree with no take out meals..restaurants need all the help they can get esp here on east coast.ct hurting and more so ny..no indoor dining so if no take outs being supported that equals no more restaurants in business.we all must know someone in that industry
Join the challenge
I’m doing this for 2021! Other than my main bills and gifts (including car maintenance), I don’t plan to spend any more money to save for a house. I noticed I had a bit of an issue with impulse buying when in supermarkets and really needed to address it, so a no buy year seemed like a good option
I’m in no spending in January
We just went in total lockdown in the netherlands since today , my pantry is no go for savings. Sorry, best wishes for everyone hope you are all well and stay well💖🙏🎄✨
Building a food and water pantry here too.
The lowest prices of the year are in January and July this is the time to stock up ...it is not the not to spend... You are very young ...this is bad advice...
That windshield analogy just made me subscribe haha! Good luck to everyone with the no spend challenge! I unfortunately already spent because it’s my birthday this month, but I am not spending on anything anymore that isn’t a need.
Hi Dana! I am on board with the January no spend with you. So is my husband. Our money will be to build up emergency fund.
I always spend in Jan i save all year i get the deals after christmas
I agree. I wait until end of season clearance to pick up my things--especially for rest of the year. Why pay full price for Xmas cards when they're 80% off? I keep my expenditures to a minimum during the actual holiday season! Let some other person underwrite my discount!
We are doing a no spend Christmas since we are banned from visitng our families where I live we have concluded it's not safe to be out shopping either. We are finding just how much we used to waste on unnecessary purchases in Christmases past. It's been a freeing experience and we will never spend on Christmas like we used to ever again. We will do our family time together chatting over social media this holiday time. I'd rather pay off the house, car and save to semi retire earlier than later to have more time to spend with my family. Time spent with my family is my gift not material possessions.
Bummer one of my cars got traded in for a new car with payments. Merry Christmas to us. Hard to want to spend much at all.
Our household is definitely doing this. My husband and I have been discussing it, and we’re just so tired of all the extra funds we have going towards credit cards every month. It’ll take us about 2 years in full, but we’re currently snowballing our credit card/vehicle debt so that we can finally start saving heavily for our house that we want to buy.
I have 3 family birthdays in January. Any advice for accommodating them in a no spend month?
Hello! Same for me. Last year I set money aside in December and was able to take advantage of a Christmas and after Christmas sale and for great deals!
Purchase early in Dec. Go for it!!
Set a budget for them and stick to it. In the future, set up a sinking fund for birthdays.
Purchase some gift items right after Christmas when everything is deeply discounted. I will be doing that for a sister and my two girlfriends. Saves a ton of money.
Handmade gifts
I am doing a no-buy 2021. I have already prepared my goals & rules.
I did a no-buy 2019 & a low-buy 2020.
Im in for this challenge for January
Baby step
.
My boyfriend and I are definitely planning on doing a no spend January. It’s gonna be hard because we love going out to eat but we try not to over do it. We have plenty of house projects to keep us busy though. We are also pretty good about going over what we spent the month before.
Great idea, this 2021 might be the easiest start
I am doing 4 no spend months this year. Jan, April, July and Oct.
My only exceptions are, food, gas, bills and medications. Last October I was able to add over $500 to my savings.
Will also be doing 6 eat from your pantry weeks this will put another $210 into savings.
I just got way too excited when I saw this video come up on my feed. We've started a "soft open" for January, not spending the rest of December, either.
I attempted No Spend January, I think I got 11 Days in, I don't spend much as is, but I decided to include not spending on food as I have plenty, but it's just boring food lol. Loads of frozen bread, etc. so toast for most breakfasts, etc. I've also got a bad habit of having 1 takeaway a week (it used to be 2-3 up until recently) I will try my hardest to do Eat From The Pantry though, just a lot of bread in my freezer as mentioned above.
I'm in! Anything extra we save can go towards my student loans.
Better spend like crazy before 1st then.
I will no spend in January and February because I will have a puppy in March
I only just spoke to hubby about this the other day. Let’s do this 😜
What if we have gift certificates for eating out? Can I use them?
I feel that’s free money. It helped us make it a no spend last year
Got to pick up restaurant food for a treat every so often.
We have to improve on picking up fast food though. We didn’t do that much but, that’s an area we failed in.
Love your haircut. It's very flattering
Yes but you're still eating and drinking food you paid for previously and using things you bought before so you aren't saving anything.
Thank You Dana! 🎄🤗🎄
Im going to do a no spend August!
While I'm not doing this, I am gearing up for 'no new clothes' for me in 2021, the exceptions being socks/underthings if needed, a bathing suit, and ONE pair of running/workout shoes (two if we do indeed get a treadmill again- my last one went ka-put, but I did indeed use it).
I am also planning out eating out. Still working on it! We don't eat out a lot, but it's nice to have some parameters.
Thanks for the encouragement, I think we're all ready for a fresh start!
I’m trying a no spend for the next six months. Only phone $25, storage $40 and electricity maybe $100 a month. $1500 will go to pay down a personal loan. That will be $9,000 payed off in six months. Will not buy groceries or put gas in my car either. I work across the road from my RV . Pantry is prepped for at least six months and this will be a good test for survival.
I"m in!
Tip # 9 for saving your money, if your rent is too high ask your landord to lower it, if that fails relocate to a different area where rents are cheaper.
I can't wait for my tenants to move. I haven't raised rent for years. The unit in the back is about 500 dollars below market. I will raise that unit to market rate!
@@swicheroo1 So you haven't raised your rent in years, well your few and far inbetween, most are up to date every year with their rent increases, so I wish you all the best in your rental business and may you get not only the rent that you deseve but good tenants to boot.
Definitely My aims this year are to get my car back on the road. and save that for that funeral fund. I never understood why people pay to a funeral fund that the company benefits from with interest from investments while they wait for you to die. I would rather I have the interest. Great idea love the game idea. A great idea is to have a competition with someone who shops in the same area to do a non spend. Have a reward at the end like the loser has to mow your lawn for a month or so.
Dana looks like that one friend we all should listen to more often. Subscribed!
Jan. is half over and I am just now seeing this, great idea I think I will start in Feb.
I’m so doing this I’m weirdly excited about it
I’m planning on doing this this year besides bills. January and February are always lower spending months for me as I try to make up for Black Friday/ Christmas spending. I’m getting a new furnace for Christmas this year. Very unexpected expense, so goal for the new year is to rebuild the emergency fund.
I'm in a similar boat with rebuilding my emergency fund after my tractor needed major repairs (maintaining my acreage without it is not possible), but I've been honing my no-spend skills over the past couple of months so this coming however-many months won't feel much different.
I can see doing a no spend. I was wondering there are some supplies that I need that Medicare doesn't buy. am I still able to buy types of things & medical supplies?
Yes. Buy what you need and skip the extras.
I’ve been fasting and praying so I don’t need to spend money. I do donate plasma and I have to purchase something to get the cash off of the debit card. I’ll get heavy cream for my coffee. I actually have everything I need. The most I spend for is gas for my car.
I really don't get why people in the frugal community take such pride in eating garbage food. Rice and beans feeds poor people because it is cheap, not because it is nutritious. Eat a vegetable!
Dana, what about a no spending December? I am on the right track so far. I only bought a cheap bottle of champagne for the new year's eve and i used the christmas decorations from last year and it looks pretty good. I am highly motivated to save money for retirement. I've realized that parading in fancy clothes didn't bring me any benefit, but pushed me on the edge of financial collapse. Happy holidays! I love your channel!
And one more thing, Dana said: "look forward, not back", which is a very calming thing to do, but if you can bear the challenge and you had a saving goal throughout 2020, make the calculation of what you did not save in 2020 and try to recover that sum of money throughout 2021, I know it's hard, but you need to set a higher goal in order to have some results, it works for me, but I admit that it's pretty stressful.
I have a challenge for you guys, come here on Dana's channel and say if you could do it. I challenge myself to post here at the end of January. Happy low budget holidays to you all!