I'm back after taking a holiday break. In 2025 I will be posting consistently (as I did in 2024) with a lot of new content that I think will be very encouraging to you. I hope all of you had a great holiday season too!
That futher enforces the fact that people with common incomes, over time, and with determination can have a successful retirement. It just takes detication, and of course a decent income, or fighting chance, and you will get there.
Hi Ronnie, I’ll be down to get some of those greens from you, greens l never go wrong with them plus a good couple of slices of cornbread, looking forward to your continued content in your videos, also I’m not far behind you in retirement, it will be 3 yrs for me in December 2025, and l have no regrets being retired, 1 thing you mentioned is being relaxed, same here for me, l can remember times coming hm from work EXHAUSTED, l sometimes would sit on the basement steps for about 5 minutes or so because l had to get my energy back up just to walk up a few steps, so being retired is a wonderful feeling, what l try and do is show support for those that are still working ie being sure to say thank you to the clerk in the grocery store, etc listening to a family member about issues they have on their job, letting them know that l had to put up with a lot in my career etc, plus they know too that if they ever need a ride to work because of a car issue I’m available to take them to work and pick them up, l could go on and on which l probably have but I’m sure you get the picture Thanks Ronnie
I implemented a strict budgeting strategy to track expenses and set clear limits, while also focusing on a smart investment approach. In just six months, my investments grew by over R700,000, boosting my savings and financial confidence. This combined strategy has set me on track to achieve my long-term financial goals, and i'm hoping to get to a three million plus this 2025, so help me God
Working with Lorrie Greta Hillard , a financial advisor, was a game changer. She helped me refine my savings strategy, including retirement planning, and provided expert guidance on investments and budgeting to maximize my savings.
Ronnie, so glad that you and your wife took time to slow down, enjoy the holidays and each other. I have been retired for 5 years after having both knees replaced in 2019. No issues with filling my day …house chores, yard chores( took them over), friends, books, etc. Now, in March, my husband will join me in retirement. Navigating that huge change will be yet another interesting and challenging journey in our 53 + years together. Your channel has been a wonderful addition to my lineup of content. I really enjoy your content, your honesty and your simple way of telling it like it is….at least for you. Wishing you a healthy, peaceful, joyful 2025!
Ronnie you have inspired me to retire this year. You have given me hope that i can do this. Just hanging on for a few more months until i can take early SS. I am so ready. Some You Tuber videos talk about a million dollars this and a million dollars that ......most people dont have that. Inspiring people to be debt free and live a life of frugality and reasonable spending is reality.
Amen. My dad and his wife retired 25 years ago and they didn't have nearly a million dollars. He's now 84 and doing great. My mother-in-law lives on the insurance and savings that my late father-in-law left for her which is nowhere near a million dollars but she spends all of her days quilting with her friends and traveling around to different quilt shops, enjoying life. If you have little or no debt you don't need anywhere near a million dollars to retire unless you plan to jet set around the world everyday
You give me so much confidence in my future. 5 years to go, and the "hobby" of future retirement keeps me active, frugal, and resilient. Thanks for all your thoughts.
Happy New Year! I turn 47 next week. Your channel and a few others have inspired me to accelerate my retirement plans. It’s sinking in that I want to be time rich as there will always be a financial reason to keep working…so I put the financial reason down and focusing on me buying my time. Growing up my parents instilled in me that I would go to college after high school…I’m fortunate enough to have been born at a time when it was affordable and there was still a ROI on certain degrees. I say all this to say, it was a given for me growing up…at 18 I go to college. Well I embracing that same belief for retirement- at 55 I retire. I can’t predict the future, but me and my husband are debt free with the exception of our mortgage which we will have paid off by December 2025. It tickles me to know that beginning jn 2026 our income will be for our daily living expenses and for our retirement nest egg. I’m just so grateful to have found your channel, and for all the rest of us who are on this journey…best of luck and we can do this!
A Blessed NewYear to you and your wife, looking forward to your new videos. Getting ride of toxic family and friends is the most important thing to do in retirement.
Welcome back! I'm 60 My boss who is 10 years younger than me had two heart attacks on Christmas Eve. Yet another reason I am asking the Lord to let me retire at the end of this year. Bless you in 2025!
I’m glad you’re back! I’m a new subscriber. I’m on the cusp of retirement and enjoy watching your videos as we prepare for our next adventure. I very much look forward to your new content - especially the homesteading and frugal living standpoint!
Happy New Year, Ronnie! I’m happy you had a nice holiday break! Mine was great too! I know exactly how you feel! Every morning when I get up and have my coffee and am relaxing, I’m grinning every time I think “oh, I am so happy I’m retired”! Like you, I function better with routines but agree that doing something spur of the moment is great. Being retired - It never gets old. Even after three years. When I was still working, I always dreaded going back to work after the holiday break and the stress of all that. But now that’s all in the past😝 I’m looking forward to all the future content. Love the title “Aging with Attitude” Thanks and see you soon, my friend.
Hi Ronnie! Thank you for all this info...I would personally LOVE to know more about starting a homestead property. I currently live in Boston and am selling my home hopefully by the summer...I am planning on retiring at the end of this year, THANKS TO YOU (and my good financial choices the last 58 years). I am planning on buying a home on a very large lot in South Carolina that I want to turn into my soul nurturing homestead, so any information on getting started would be very much appreciated. Thank you in advance....lol
Happy New Year to you and family!!! You just made my first day of the new year even better!!! Looking forward to any topic you decide to cover. I will be listening 😊
I would like to think so. It is difficult to be happy when people torture you with emotions of inferiority and guilt. Apparently, my role in life is to hear how perfect Bonnie and Terry Tipton as well as Noones are. The word "guilt" or "flaw" apparently cannot apply to them under any circumstances. They have all of the answers to everything. My life is always miserable around them. All of their conversations indicate they believe they are flawless. They always talk about the inferiority of others. And that is their attitude towards . What specifically makes them perfect, and superior human beings because that is exactly how they talk. If it is the case, why does someone or some group want me miserable all of the time. Torture the above with inferiority and see how they like it. They give every impression they do believe they are morally perfect: impossible to be selfish, impossible to be dishonest, impossible, impossible to be envious. I hate being around them. Maybe some group has been trying to prove I am deceptive? Is that it? Because they believe they are the manifestation of perfection on Earth, torture them guilt, that is my wish. The pain and misery for me is unbelievable. I just want to get away from them so they do not get me ro commit suicide. PUT THEM ALL IN THEIR PLACE. THAT IS MY DREAM. MAYBE SOMEONE IS TRYING TO PROVE I AM DECEPTVE.. i DO NOT WANT TO EVER TAKLK TO THEM AGAIN BECAUSE THEY BELIEVE THEY ARE PERFECT AND SUPERIOR, EVEN TO ALL NFL AND COLLEGE FOOTBALL PLAYERS.
Why don't the Tiptons and Noones ever express any feeling of ever being wrong, ever express any feeling of guilt. Al they express is about how others should feel guilt and be wrong. I DO NOT LIKE BEING AROUND BONNIE TIPTON BECAUSE THEY ALWAYS EXPRESS THEMSELVES AS SUPERIOR AND PERFECT PEOPLE,. I am trapped with them financially. They and the Noones will get me to commit suicide. I AM CONVINCED THE TIPTONS AND NOONES BELIEVE THEY CAN NEVER BE DISHONEST. I WANT SOMEONE TO GET ME AWAY FROM THEM. i DO NOT TRUST BECAUSE THEY BELIEVE THEY ARE THE MANIFESTATION OF PERFECTION ON EARTH AND SO SUPERIOR TO OTHER PEOPLE.
Thank you for your advice and wisdom. You are a wonderfull person and the advice is helping me so much... Yes we are not our job... Yes we can still dream... Yes am absolutely burned- out as boomer. May God bless you...
Happy New Year, Ronnie! Thank you for the great content in your video. I always look forward to your videos. I can listen to you for hours. Im 62 and looking forward to retiring by 65. Just need a little longer to pay off the house.
When you pay off the mortgage, it's a game-changer. It's one of the greatest reliefs I've ever experienced. Combined w/retirement, it's total liberation & freedom. You're going to love it. Thank you for the kind words.
57 in 3 days , 5 more years of mortgage bondage( not the fun kind 😏). Had a epiphany over the last 4 months after suffering burnout followed by multiple illnesses. Life is short and I needed to start working for me by starting a plan. Next 2 years , I am booking 2 weeks leave every 10 weeks ( yes I get 8 weeks PTO), irrespective of work commitments and travelling ( forces me to not be able to cancel). After 2 years I get long service leave which with all my other leave plus savings I can take a gap year. At 60 I have access to my super ( 401k for you Americans)as a top up if need be . Will continue to take my 4 trips a year but have the opportunity to taper work down to 4 day weeks, maybe 3 day weeks and see how little we can live on. Calling this my transition period. Before 62 we will be debt free and could both fully retire on super.
Happy New Year, Ronnie! 🎉 I really enjoy your videos, thanks. I’m interested to know if you use a financial planner, tax planner, and/or a investment consultant, or do you completely DIY your retirement financial planning and tax work?
I don't use a financial planner. It's all DIY. I'm 100% debt free which makes money management in retirement very simple & easy. My cost of living is very low. I DO use an accountant to do my taxes each year (which is very helpful).
I'm back after taking a holiday break. In 2025 I will be posting consistently (as I did in 2024) with a lot of new content that I think will be very encouraging to you. I hope all of you had a great holiday season too!
what part of n florida are you in i have a son in wiwitchawaki
@@edbolger8992 I'm in North FL
What did you do for a living?
@@perrybrantley6188 Teacher
That futher enforces the fact that people with common incomes, over time, and with determination can have a successful retirement. It just takes detication, and of course a decent income, or fighting chance, and you will get there.
Yes, please speak from time to time on homesteading topics!
Hi Ronnie, I’ll be down to get some of those greens from you, greens l never go wrong with them plus a good couple of slices of cornbread, looking forward to your continued content in your videos, also I’m not far behind you in retirement, it will be 3 yrs for me in December 2025, and l have no regrets being retired, 1 thing you mentioned is being relaxed, same here for me, l can remember times coming hm from work EXHAUSTED, l sometimes would sit on the basement steps for about 5 minutes or so because l had to get my energy back up just to walk up a few steps, so being retired is a wonderful feeling, what l try and do is show support for those that are still working ie being sure to say thank you to the clerk in the grocery store, etc listening to a family member about issues they have on their job, letting them know that l had to put up with a lot in my career etc, plus they know too that if they ever need a ride to work because of a car issue I’m available to take them to work and pick them up, l could go on and on which l probably have but I’m sure you get the picture Thanks Ronnie
Such a great post. Thank you for the insights. And congrats on your retirement!
I implemented a strict budgeting strategy to track expenses and set clear limits, while also focusing on a smart investment approach. In just six months, my investments grew by over R700,000, boosting my savings and financial confidence. This combined strategy has set me on track to achieve my long-term financial goals, and i'm hoping to get to a three million plus this 2025, so help me God
that’s incredible! What’s the secret behind this strategy? How did you manage to save up so much so quickly?
Working with Lorrie Greta Hillard , a financial advisor, was a game changer. She helped me refine my savings strategy, including retirement planning, and provided expert guidance on investments and budgeting to maximize my savings.
Got it! Thanks for the tip! I was curious, so I looked up Lorrie
that's an incredible goal to set 2025
I am planning to retire in July. Happy New Year
Congrats on your anticipated retirement! I’m planning for July likewise. I’ll be 66 in August 🎉
Ronnie, so glad that you and your wife took time to slow down, enjoy the holidays and each other. I have been retired for 5 years after having both knees replaced in 2019. No issues with filling my day …house chores, yard chores( took them over), friends, books, etc. Now, in March, my husband will join me in retirement. Navigating that huge change will be yet another interesting and challenging journey in our 53 + years together. Your channel has been a wonderful addition to my lineup of content. I really enjoy your content, your honesty and your simple way of telling it like it is….at least for you. Wishing you a healthy, peaceful, joyful 2025!
Thank you!
Ronnie you have inspired me to retire this year. You have given me hope that i can do this. Just hanging on for a few more months until i can take early SS. I am so ready. Some You Tuber videos talk about a million dollars this and a million dollars that ......most people dont have that. Inspiring people to be debt free and live a life of frugality and reasonable spending is reality.
Amen. My dad and his wife retired 25 years ago and they didn't have nearly a million dollars. He's now 84 and doing great. My mother-in-law lives on the insurance and savings that my late father-in-law left for her which is nowhere near a million dollars but she spends all of her days quilting with her friends and traveling around to different quilt shops, enjoying life. If you have little or no debt you don't need anywhere near a million dollars to retire unless you plan to jet set around the world everyday
You give me so much confidence in my future.
5 years to go, and the "hobby" of future retirement keeps me active, frugal, and resilient. Thanks for all your thoughts.
Happy New Year. I will retire later this year and I can't wait and by the way your garden looks great.
Waking up and “the day is mine” Thank you
Happy new year Ronnie from the UK. Another great video. Looking forward to many more in 2025. Best wishes to you and your wife. Dave. 👍
Thank you for the wishes. Happy New Year to you as well!
Happy New Year! I turn 47 next week. Your channel and a few others have inspired me to accelerate my retirement plans. It’s sinking in that I want to be time rich as there will always be a financial reason to keep working…so I put the financial reason down and focusing on me buying my time. Growing up my parents instilled in me that I would go to college after high school…I’m fortunate enough to have been born at a time when it was affordable and there was still a ROI on certain degrees. I say all this to say, it was a given for me growing up…at 18 I go to college. Well I embracing that same belief for retirement- at 55 I retire. I can’t predict the future, but me and my husband are debt free with the exception of our mortgage which we will have paid off by December 2025. It tickles me to know that beginning jn 2026 our income will be for our daily living expenses and for our retirement nest egg. I’m just so grateful to have found your channel, and for all the rest of us who are on this journey…best of luck and we can do this!
Sounds like you have a very good plan. Well done. And when you pay off your mortgage, it's a game changer. Thanks for commenting!
Some gardening videos and food canning would be very welcome
Many great points. Thanks for saying what I’ve been thinking out loud 👍😎
Looks beautiful there, nice looking garden behind you. Nothing better than home grown garlic! Happy New Year Ronnie!
A Blessed NewYear to you and your wife, looking forward to your new videos. Getting ride of toxic family and friends is the most important thing to do in retirement.
Welcome back! I'm 60 My boss who is 10 years younger than me had two heart attacks on Christmas Eve. Yet another reason I am asking the Lord to let me retire at the end of this year. Bless you in 2025!
Holy cow! Two heart attacks on Christmas Eve? Sounds like stress. It's a killer. Retire before it's too late.
Ronnie, would love to see some content on homesteading. That’s my dream after retirement!
I'd be interested in videos of homesteading/gardening - thanks!
I’m glad you’re back! I’m a new subscriber. I’m on the cusp of retirement and enjoy watching your videos as we prepare for our next adventure. I very much look forward to your new content - especially the homesteading and frugal living standpoint!
Very positive message, just what I needed.
Happy New Year, Ronnie! I’m happy you had a nice holiday break! Mine was great too! I know exactly how you feel! Every morning when I get up and have my coffee and am relaxing, I’m grinning every time I think “oh, I am so happy I’m retired”! Like you, I function better with routines but agree that doing something spur of the moment is great. Being retired - It never gets old. Even after three years. When I was still working, I always dreaded going back to work after the holiday break and the stress of all that. But now that’s all in the past😝 I’m looking forward to all the future content. Love the title “Aging with Attitude”
Thanks and see you soon, my friend.
Thank you for the kind words & your insights too. Happy New Year!
@ thank you!
Happy New year Ronnie,
Weyre looking forward to new videos for 2025.
Kind regards,
Nigel and Alison. U.K
Happy New Year! It was nice to see your homestead!
Thank you.
Happy New Year to you, Ronnie - your videos have been a great help with the anxiety and worry I've been suffering as I approach retirement in 8 weeks
You've got this!
Hi Ronnie! Thank you for all this info...I would personally LOVE to know more about starting a homestead property. I currently live in Boston and am selling my home hopefully by the summer...I am planning on retiring at the end of this year, THANKS TO YOU (and my good financial choices the last 58 years). I am planning on buying a home on a very large lot in South Carolina that I want to turn into my soul nurturing homestead, so any information on getting started would be very much appreciated. Thank you in advance....lol
Love your honesty and hats off to you. Thanks for sharing and peace and tranquility to you. Happy that you are enjoying your blessings
Happy New Year to you and family!!! You just made my first day of the new year even better!!! Looking forward to any topic you decide to cover. I will be listening 😊
I'm 54. I can not wait to get where you are.
You'll love it! Thanks for posting.
Happy New Year! Appreciate the insight of your retirement experiences.
I would like to think so. It is difficult to be happy when people torture you with emotions of inferiority and guilt. Apparently, my role in life is to hear how perfect Bonnie and Terry Tipton as well as Noones are. The word "guilt" or "flaw" apparently cannot apply to them under any circumstances. They have all of the answers to everything. My life is always miserable around them. All of their conversations indicate they believe they are flawless. They always talk about the inferiority of others. And that is their attitude towards . What specifically makes them perfect, and superior human beings because that is exactly how they talk. If it is the case, why does someone or some group want me miserable all of the time. Torture the above with inferiority and see how they like it. They give every impression they do believe they are morally perfect: impossible to be selfish, impossible to be dishonest, impossible, impossible to be envious. I hate being around them. Maybe some group has been trying to prove I am deceptive? Is that it? Because they believe they are the manifestation of perfection on Earth, torture them guilt, that is my wish. The pain and misery for me is unbelievable. I just want to get away from them so they do not get me ro commit suicide. PUT THEM ALL IN THEIR PLACE. THAT IS MY DREAM. MAYBE SOMEONE IS TRYING TO PROVE I AM DECEPTVE.. i DO NOT WANT TO EVER TAKLK TO THEM AGAIN BECAUSE THEY BELIEVE THEY ARE PERFECT AND SUPERIOR, EVEN TO ALL NFL AND COLLEGE FOOTBALL PLAYERS.
Why don't the Tiptons and Noones ever express any feeling of ever being wrong, ever express any feeling of guilt. Al they express is about how others should feel guilt and be wrong. I DO NOT LIKE BEING AROUND BONNIE TIPTON BECAUSE THEY ALWAYS EXPRESS THEMSELVES AS SUPERIOR AND PERFECT PEOPLE,. I am trapped with them financially. They and the Noones will get me to commit suicide. I AM CONVINCED THE TIPTONS AND NOONES BELIEVE THEY CAN NEVER BE DISHONEST. I WANT SOMEONE TO GET ME AWAY FROM THEM. i DO NOT TRUST BECAUSE THEY BELIEVE THEY ARE THE MANIFESTATION OF PERFECTION ON EARTH AND SO SUPERIOR TO OTHER PEOPLE.
You inspire us!
Thank you!
Happy New Year to you and your wife!
To you & yours as well.
Happy new year from Australia. I love all your four reasons but especially number 2! :)
Thank you for your advice and wisdom.
You are a wonderfull person and the advice is helping me so much...
Yes we are not our job...
Yes we can still dream...
Yes am absolutely burned- out as boomer.
May God bless you...
Thank you!
Happy New Year, Ronnie! Thank you for the great content in your video. I always look forward to your videos. I can listen to you for hours. Im 62 and looking forward to retiring by 65. Just need a little longer to pay off the house.
When you pay off the mortgage, it's a game-changer. It's one of the greatest reliefs I've ever experienced. Combined w/retirement, it's total liberation & freedom. You're going to love it. Thank you for the kind words.
Happy New Year!
Happy new year from south west British Columbia.
Happy New year!
great list of topics.. I will make a list of topics but find I just don't have enough to talk about. I guess I am just not a talker.. LOL. Stay warm!!
57 in 3 days , 5 more years of mortgage bondage( not the fun kind 😏). Had a epiphany over the last 4 months after suffering burnout followed by multiple illnesses. Life is short and I needed to start working for me by starting a plan. Next 2 years , I am booking 2 weeks leave every 10 weeks ( yes I get 8 weeks PTO), irrespective of work commitments and travelling ( forces me to not be able to cancel). After 2 years I get long service leave which with all my other leave plus savings I can take a gap year. At 60 I have access to my super ( 401k for you Americans)as a top up if need be . Will continue to take my 4 trips a year but have the opportunity to taper work down to 4 day weeks, maybe 3 day weeks and see how little we can live on. Calling this my transition period. Before 62 we will be debt free and could both fully retire on super.
If you become mortgage free, it's a game changer on every level. Sounds like you have a good plan moving forward. Congrats!
Happy New Year, Ronnie! 🎉 I really enjoy your videos, thanks. I’m interested to know if you use a financial planner, tax planner, and/or a investment consultant, or do you completely DIY your retirement financial planning and tax work?
I don't use a financial planner. It's all DIY. I'm 100% debt free which makes money management in retirement very simple & easy. My cost of living is very low. I DO use an accountant to do my taxes each year (which is very helpful).
Retire January 31🎉
Me too!! :) I'm looking forward to it!
Do you have a desire to cruise the world?
No. I've done plenty of traveling during my working years. I'm happier taking day trips now.
Happy New Year!
Happy New Year!