Getting finance for an investment property | How to invest in property NZ | Property Academy

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In lesson 9 we look at how to go about getting finance for an investment property.

[@afhsjdj]

very helpful video. Thanks

[@NatalieSisson1]

Super helpful video thanks Andrew and team.

[@opes_partners]

🙏🙏

[@liengkong805]

good day
like ur video
just quiet question
how much LVR you think is best healthy for ur property portfolio ? if owner more long team property ? Thank

[@opes_partners]

It depends on how long you’ve been investing for. The LVR of your portfolio often decreases over time as you pay off debt and properties rise in value. Often when you are just starting out it might be 80-90% because you have to borrow a lot.
Once you’re established and have a lot of properties - 50% is usually pretty conservative.

[@liengkong805]

@@opes_partners
thank you

[@198746779838]

Hey team,
My current mortgage broker has mentioned cross securitisation isnt a big thing at the moment and that taking out an investment loan from the same bank is fine. I am looking to invest longterm so wondering if this advice is correct.

[@opes_partners]

@@198746779838 Generally we’d say that this advice is not correct. If you’d like a second opinion, we can intro you to the team at Catalyst. If you’d like an intro send me an email at [e-mail]

[@198746779838]

@@opes_partners Thank you for the quick response. Im just going through the refinancing process with them atm. Im also working through the emailing course you have sent through, so will try make contact once ive done that. Nga mihi,