girl, if he can pay $80 dollars a month for car insurance on a toy, you can have Wi-Fi at home, I'm non-confrontational but damn 😮 stand up for yourself
There are about several dozen red flags that pop up throughout this entire conversation. I don't wanna be "that guy" buuuuut....I don't see this marriage lasting more than a few years. Not without some serious marital counseling/intervention, at least.
Sis is sitting in a Starbucks right now using the free internet to read comments about how she’s in an abusive relationship. Hopefully this is a big wake up call for her!
Yeah she should leave him and relieve him of her incredibly irresponsible (hidden) student loans! She obviously uses her crying on command as an abusive tactic.
Sis needs to be working in that Starbucks as a second job. She's 100k in debt for a masters degree and makes less than her husband who taxis and autistic guy around.
I understand the husband is more financially "aware" than the wife but the first 11 minutes he really grated me! He interrupted and would not let her talk. How will she learn?! I can't see him working with someone with a disability as he takes over.
Who he pays through a government grant to make trains… and Caleb is paid how? And doesn’t have state income tax… but it’s too much to get into. This guys a grifter.
@@gregsug1640I am as well. He is more than likely a caregiver through Medicaid. I work in Virginia but if I recall right Maryland has fairly good services.
The fact that he had the audacity to tell her that her insurance is too expensive and her gas is too expensive but he drives an M3 for fun every month or so is ludicrous to me
@@salo1129 I dont disagree with any of your points. I will say though once you get married it is no longer my car but our car. If they can afford the upkeep on the car given what they are trying to get out of, then more power to them. If not, they need to find a better solution. I know from my own personal experience, I had to downsize my really nice car when I got married because the monthly payment was going to break the bank since I got married and then we had a kid right away. I hated having to make that decision but it turned out to be the best one. So here is hoping they can afford for him to keep that car.
This part. He realized their relationship isn't right. That's why he wanted them to go to marriage counseling. I doubt it was really about the debt. I think he wants a therapist to let them both know this shit is abuse.
@@krissyrific the good thing is when you arent in debt you can invest in whatever you want. But if you put yourself 100k in debt you dont get the privilege to spend money on stupid shit anymore. He shouldn't have to approve her on spending anything ideally but if shes shit with managing money if he has to approve her spending it would be best. She may not like it as it limits her. But it can be in her best interest.
This is a borderline financially abusive relationship. He controls her spending. She has to go to his parents to use the Internet. He cuts her off when she talks about his spending. He has admitted multiple times to causing the bulk of the frivolous spending, yet he questions all her purchases? He’s thrown $50k into a business that he doesn’t know the financial health of, yet he holds her debt over her head. Honey. Get out. Quickly. Edit: if you doubt his controlling behavior, catch the double tap at 11:30 effectively telling her to shut up. Gross!
Girl. It is alarming listening to this conversation. Money aside, he controls everything. You can't even be on the internet in your own home without him there. Listening to him talk over you and even Caleb is wild. And let me tell you, you will eclipse him with your job and salary. He talks a big talk but $28/hour at his age, with no career trajectory, he is holding your debt over your head instead of seeing it as shared debt now that you're married. Take control of your finances and learn about your money. You have a masters and are a badass. Get it girl.
Since he was fool enough to marry her and put himself on the line for her stupidity, he has every right to dictate to her what they're going to do because even though his career isn't all tat hot, it's better than what she has going on. He's essentially married to someone that needs to be taken care of.
@@csx6910he has absolutely NO RIGHT to treat her this way, it’s downright abusive. Especially as he has shown he cannot be fiscally responsible at all, adding debt, out of control spending, and dumbass investments. He knew what he was getting himself into with her… I don’t think she realizes what she was getting into.
@@Alexis-ec9clShe can definitely move to a school with teacher loan forgiveness. She will have hoops to jump through but is worth it. She could accelerate past his wages in 2 or so years. Possibly sooner if she moved states.
Yeah it sounds a little abusive doesn’t it, I mean I do understand that they are in debt but she has no say in anything and he gets to spend whatever whenever. He even authorises what she can and cannot do with her money and him saying ‚oh that’s too much on food’ as well kind of angered me when Caleb always goes for basics and with health in mind
I’m sorry but the husband is a creep. Sounds very controlling to me. She can’t spend money without his say so? Sounds like she has no hobbies but he’s not even considering giving up ‘track racing’ and the Wi-Fi is connected to his phone and leaves whenever he does??? 🚨 🚨 🚨
caleb: this isn’t about who brought what into the marriage it’s about handling it as a team, it’s not constructive or helpful to place blame or feel guilty about it caleb’s title: Wife brought $100,000 of private student loans into marriage
He is very very controlling, almost mentally abusive to her. He has to have the final say, doesn’t let her speak, and is a Mr. Know it all. Gotta love it.
someone has to take control when the other person is taking out hundreds of thousands of dollars in debt to teach kids to finger paint. Sounds like the woman makes horrible decisions, wow woah what a shocker.
The husband needs to chill. That's your wife. Your life partner. The relationship is that of a parent and a trouble child who gets her cellphone taken away as a punishment. Not letting your wife spend her own money and having to APPROVE it is very alarming. Most cringe moments: She: "I don't spend anything unless he approves it" Later... Her: "You lay it out so simple and I'm wondering if WE can actually follow it" (emphasis on "we") Him (arrogantly): "Oh, I'LL follow it" (emphasis on "I'LL" This does not seem to be an equal marriage where both parties make decisions together. This is a marriage governed by a dictator. Ladies, if you're in a relationship where your significant other needs to approve your expenses, take a deep look at the relationship because that's not normal, healthy, or fair.
There is hope yet. He seems to care when she gets unhappy and he admitted it's an unhealthy relationship they have and they need to figure out something healthier.
She doesn’t want to talk about finances with him because it’s likely not a discussion. He talks down to her and that would rightlyfully make anyone cry.
@Sar-ahG I mean they literally just got married though and a marriage date is a huge important date to remember compared to their first date/when and if he asked her out date
This guy is creepy, annoying, and infuriating all at the same time. Glad he married her tho so we (taxpayers) can recoup the senseless loans she was given.
I liked when Caleb asked how much they had in savings and the husband started on another tangent, the wife snickered when Caleb shut him down and made him get to the point. 🤣
Lol I paused the video at that part to find this comment. I giggled , I'm like I'm not the only person who thought that. This guy must do this ALLLLL the time, that's why she laughed
I really liked how Caleb made sure she was heard. If she started a thought, he made sure she had the opportunity to complete it, with his full attention. She needs that.
This is a scary relationship. Feels like they came to this audit to showcase how “smart” he is and that he is not the problem in any of this. He’s so controlling that he has a job where he “controls” someone else, calling it helping an autistic person. But it puts more control in his hands.
Love that despite this guy trying to come on here and seem smart, Caleb was taking the time to be empathetic with the wife and question his controlling of her spending.
He’s the kind of person that would get upset if they are not out of debt by the time Caleb said and hold it against her and Caleb, while not taking any responsibility.
Girl, run! It’s early enough in the marriage. At so many moments his narcissism is evident, and knowing a few women in these relationships, she appears emotionally/mentally abused. even the way he’s adversarial with Caleb, it’s red flag after red flag 😔
They both would be better off financially. Now if they are married for a few years, she may be able to “transfer” some of here student loan payments (not loans, payments) to him in the divorse.
I completely agree. I am divorcing a narcissist now and I wish there was as much education about this personality disorder back when I was new to this. He is only going to get worse and she is too good for him.
@@crazyguywatchnuSo her having a lot of debt from college (which many Americans have some type of college debt) is more of a red flag than someone outright saying he controls every bit of finances, controls the internet and talks over her?
To clarify his business involvement… he does not have equity, nor ownership of this private business, he ONLY owns the debt. Meaning he’s not entitled to any of the profits or success of the business, he can only be paid the fixed amount of the debt plus any interest. This is NOT an investment. This is a banking transaction. And a ridiculously silly one at that. He has no idea what the financial operations or overall health of the business is, yet he went and bought the debt. This is far too much risk for far too little financial gain. You’re not a bank and this is not a proper retirement strategy.
@@fucuszullanti7877 Caleb only just recently starting doing couple's interviews like 3 weeks ago, this being the third. People were asking for couples to come on together since it doesn't make sense for one half of a married couple to be on without the other.
say what you want about the husband, cause there's a lot to say, but dang Caleb you did a great job communicating with Lucy throughout the entire video. So easy to say "this guy is something else" at almost any point of this convo but you did not do that in the slightest, you saw an opportunity to instill some hope and let her speak openly. It really stood out to me, well done!
Ummm....she can't spend anything without asking his permission? He talks over her, low-key belittles her, and essentially controls what she can do - sounds like a really unhealthy relationship to me. Only three weeks in. Yikes!
She took out a hundred thousand dollars in debt so she could teach kids to fingerpaint and make almost nothing doing it. What part of that says she needs to be making the decisions around there?
@@willytodd2750yeah I mostly agree with this. I don’t think she should have to ask for permission to buy anything as she is generating an income. But ignoring the financial situation she brought into the household is foolish. Like if we reversed the genders here and it was some economically frugal woman marrying a man who got himself into $30k of personal loan debt in order to gamble it on Bitcoin, would anyone call her controlling if she was kept a tight hold of the household finances?
@@willytodd2750using someones debt to belittle them and control them is straight manipulative and controlling. Hope they didn't pay too much for that wedding.
@@Ryan-wx1bi Oh for sure. He probably spends way more than a internet bill on that special octane gas and going to the track. And fixing his BMW, lol. Definitely just seems like another way to control his wife. She made horrible financial decisions but he low key seems abusive.
You can see the wife smirking every time Caleb puts him in his place... I truly hope she's okay and the relationship is not as bad and as unequal as it looks here. Girl, I want to hug you
Marriage is hard, then add $166k in debt on a small income like these folks have its going to be a tough first few years. Girls parents screwed her bad with her student loans. A $100k for a Masters in Art, teaching with a salary of $47k, going to be 2 decades of paying on those loans. Sad, parents are here to help their kids not shackle them with debt.
"That's just the framework of my brain. Engineering and math. I love it." Says the man who had no financial plan before sitting down for this show, as though he came up with a 2.5 year plan to pay down their debt all by himself.
I have SEVERE dyscalculia (fancy talk for retarded at math) and I can manage money and stay out of debt. He's NOT a math person if someone with a math IQ of 68 is doing better than him!
Just a thought : I think Caleb should learn more about cars since they’re the second biggest purchase a person makes. Buying a 2005 BMW m3 is an insane financial decision
Depending on the spec it could have been a good investment and if you've got the know how and tools already you can fix most things yourself on them relatively affordably. But yea a 20 year old M car is definitely not the most frugal option
I literally came here from a video about man children and one of the things they said about one they met was that he bought this vintage car and doesn't even work on the vehicle to improve it , just pays dirty insurance premiums and "borrows" money from family which ain't ever gonna be paid back.
@@holdonC And she's right. No financially sound man will get a woman with lots of student debt, and still reckless with money spend g. She better divorce the man, and pay her debts alone. Remember, she's strong and independent and don't need no man. Right?
The husband is absolutely correct. Look at her situation and flip it would you tell your son or brother to start a relationship with a woman that has 120 thousand student debt. If you say yes then your monsters who don't care about your family.
It feels like it was on purpose bc he was so vague about it. His real job isn’t driving him around, he’s doing it and getting subsidized by the govt program.
I bet it's due to word length and keeping the font a consistent size. But then the guest started calling the "gentleman" a kid over and over, so "dude" doesn't seem so bad...
It’s the constant side comments and belittling her for me. He seems to be resentful of her student debt and unwilling to see the bigger picture of a combined household income and expenses. Girl run
I was thinking about this. Responsibility on the parents of course, however I def wouldn’t float around in college like “whose paying for this…” Especially after graduating.
I completely agree with this and my dad was a loan officer for over 30 years 😢...its the one that I frowned upon him as a father looking back growing up now I'm 41 and still nothing 😞
Thank you Caleb for not talking her down! The tap on the arm cutting her off, the husband constantly explaining HER situation? I really hope that she’s fine…
Lady, my district in Northern New York is desperately looking for an art teacher. Step 0 is low 50s and homes are 70k here, and you’ll qualify for PSLF and other benefits. Annul this man and you’ll find someone way better up here.
Poor girl blames herself for “not being able to talk about finances” with him. Girl, you are not the problem when he doesn’t “allow” you to talk, spend, have your own narrative or opinions in this “conversation”. Don’t doubt yourself. You are clearly capable of talking finances with someone else (ie Caleb). It’s him not you that is the reason the conversations aren’t two way.
She REALLY REALLY needs some therapy and someone to help her build her self-esteem. She also needs to be more pro-active about her own finances and not just defer to daddy and hubby.
Why not criticise HER for racking up the huge debt and yet still being “a big spender”?? She is the one to blame who needs to be reigned in. That guy shouldn’t have even considered marrying her.
There is no way that these two got married three weeks ago. There is no sparkle no passion, no love in that relationship. I feel really sorry for Lucy because it seems like she was forced into this marriage. Hopefully she can find a way out very soon.
@@may-fz3tnCorrectamundo, what did marriage change when they've lived together for years? Only stress I'm afraid. If you want to get married, there has to be a significant difference in living conditions to enjoy the sweet fruit of being in a marriage. Whether that means celibacy or not living together, something has to change
Just want to say a huge thank you to you, Caleb! Since finding your channel I've paid off $7,000 of credit card debt and on my 30th birthday in March I will be set to pay off $6,000 more to be debt free as well as save $10,000! So grateful for this chanel. Every video I watch is a payment on debt 😭
I hope this wife is 'allowed' to use the hotspot long enough to read these comments! We're not all wrong! Some of us have been there and can spot an abusive spouse a mile away
100k in debt and he went for a broken e46 M3. Legend. After watching more their dynamic is pretty bad. Her having to use Caleb as a mediator to get pet insurance added to the budget was 😬
Us car guys do not make solid financial decisions LOL... I'm doing all in my power right now to NOT buy a mid 80s corolla station wagon or a Volvo 300td
I think he already had the car. And not a loan or anything on the car. It was just maintenance he had to do on it. Sometimes you have to do maintenance on a car. Some are worth it. Some aren’t. 2005 M3 might not be as reliable so maybe not worth it, vs a cheaper Toyota of the same year.
Bruh, when I saw the husband did the double tap thing to the wife to signal her to shut up, I wanted to scream to the wife to GET OUT NOW. Doesn't matter the marriage is short-lived, he shows all the signs of emotional abuser and she has to get herself out before she lost herself. Speaking from experience. It WILL only get worse from here! Do research about emotional abuse, once you understand them, that's when you can protect yourself.
So there was something huge missed here. Miss private school art teacher is severely underpaid and it doesn’t matter that this is just her 2nd year as a teacher. The *starting* salary for Maryland teachers in Baltimore county public schools is $51,751 and it’s like 1500 more to start out with a masters but instead of maxing out at step 10 it goes all the way up to step 30. I’m sure public schools might be harder to get into and probably require certification, but she should get on that! To substantially boost her income! Oh btw if you are certified then it just goes up from there. Also these numbers I found are from the 2021 school year! I know salaries are a decent bit higher then that in other states so maybe it’s even more in Maryland now too
I’m a teacher, and yes, although private schools sound fancier, they actually pay much less than public schools. Theres a chance she doesn’t know that since she doesn’t have a traditional education degree
As a first year teacher with a masters she would be at 63456 a year in the area she leaves in. She may have to take a couple classes and tests for her license bit it would be worth it.
I’m happy Caleb was a little snotty with the dude. His wife needed that, you can tell he talks a lot and his wife is a sweet lady who just puts up with it. Everytime Caleb got a little feisty with him, you see that smirk on his wife face lol
Nobody on this show can ever communicate clearly and effectively. Talking in circles and long complicated stories whenever asked a simple question. Caleb is a saint for his patience.
What drives me wild is what they don’t know some basic fact Caleb would inevitably ask. “How much do you make?” Is definitely an expected question they could have a note of, but looking at how long that part was plus the editing… well that suggests it took awhile to find out.
@@killamb Right, it should be one simple sentence. "I'm a teacher at a private school and I make $/yr". "I'm a work aid for autistic clients and I make $/hr". Instead with this guy its "I do this thing that has no name and well the job pays me but only because of the government, but lets not talk about me because my wife has sooo much debt and oh yeah its okay because i have this business thing but i wont actually tell you the details but trust me guy"
This guy gives of serious vibes of someone who has every advantage, has a job/company handed to him by daddy, but looks down on everyone else for being less “successful” than him. Nothing like starting the race at the 50 yd line. Also, he will NEVER let her forget that he had to help pay her student loans. Every time he wants something, he will “deserve” it, but she won’t get anything, because SHE had debt they had to pay.
Starting the race on the 50 yard line? The Dad’s “company” is clearly a semi-profitable collectors hobby structured as a business. The only income he’s making is a grift they’re running off this autistic guy getting free state money.
Why aren’t we talking about the wifi?? He limits the content she is allowed to view to when he is around and every dollar she is allowed to spend. It is not his or hers anymore. It is theirs. They are equal. I’m genuinely scared for her
Caleb, you handled her emotions with so much grace. She really needed that bit of comfort you gave her. I hope she sticks to the plan. The journey is not always linear, but if they continue, it is achievable 🙏
This guy holds her student loan debt over her head, controls her because of it, but isn't actually paying it off?? WHAT? He seems 100% happy to let her parents pay it until they die. This was a painful watch.
@@Tontisimo where did she not take accountability? He knowingly married her with the debt she had, it’s wild that he holds it over her. Accountability of personal debt is not having someone controlling you.
The husband is hard to listen too.. the wife is so sweet.. I would rather be single forever, then spend 1 minute in his company.. he loves the blame game.
This poor woman deserves better. Aside from the student loans she seems to have her things in order. Then her husband has to approve her spending while he's off doing track days.
I’ve been in law enforcement about 7 years.. he gives off major abusive red flags. Controlling money is so common in family violence. She can’t have wifi, he does what he wants but she can’t spend anything, everything is “me and I” , and he constantly cuts her off…. Girl get out
Honestly, when he tapped her arm because he wanted to answer the question Caleb asked her about her studentloans and her father made me absolutely sick!
Nonsense. SHE lied about having a huge debt and was still admitting she was a big spender that needed control to stop doing that. The guy is extremely tolerant of her financial stupidity. He shouldn’t have married her after he found out she had hidden the debt from him. Just let her wallow in her own financial mess.
I’m sooooo glad she’s in therapy and on contraception! I get the impression she has low self esteem and is used to controlling, condescending, and domineering men making major decisions for her. If parents sign their kids up for massive student loans I think the parents should be responsible for that. It’s such a huge burden to send young people into the world with. I hope she holds off on kids until she’s stronger and decides if she even wants to stay with this guy.
This took me a day to finish, it was such a hard watch. This guy talks in circles like crazy and you can tell he treats her like crap off camera. I loved how Caleb took her side in things, I feel like he knew this guy was crazy. Wishing HER the best and hope she’s okay ❤
He refuses to talk about his income from a business he claims he has sunk nearly $50k into, claims he doesn’t want discuss that income, and then claims he just holding the debt. In other words, he’s funding toys for him and daddy. His answers are so convoluted and shady.
Love how confident he is about timing his purchases. The big gas station chains have done numerous studies on this for their own purposes and shown it is pure luck. Impossible to predict
That, and the extra traveling to go to the gas stations will probably burn more in gas than he's allegedly saving. Even if the gas station is on the route he takes every day, I'd argue the time it takes to apparently save like $1 on a monthly basis is not worth it whatsoever.
His explanation was backwards too. If prices are rising, you want to buy as much gas now (when it's cheaper) than tomorrow when it's more expensive. It would only make sense to buy small amounts of gas if prices were falling. Buy less amounts of expensive gas now, refill more often since prices are falling.
@@sunnyday4055they are when one partner has 100k in debt and nothing to show for it. There is NO way this isn't an instant stressor in a relationship.
You don't "punish" one another in a relationship. He knew about the debt before they were married. She can't even do crafts but he can do his expensive track hobby and own an expensive car? If he really cared he would sell the car and stop his track habit to get out of debt quicker. Yes, she has a lot of student loan debt, but you attack problems together. You don't "punish" an adult. That's childish.
The fact that the guy is mirroring Caleb’s language in the beginning “her loans are death, gross!” Red flag for me… he is in this to control her for sure. Bet he gets off on shaming her on the internet.
Willing to bet that this whole thing was his idea - thought he’d show the world how smart he is while recruiting allies to pile more criticism on her. Glad it backfired big time.
She can’t use the internet if he’s not home? That is very isolating. I genuinely hope this woman is safe. I know this is just a small look into their relationship, but this does not seem to be a healthy situation.
@@kqxx she can ONLY use the internet when her husband is home. What if she doesn’t feel safe and wants to leave and needs help looking for resources? Again, this is such a small look into their relationship, so I can’t say if this is an abusive situation.
Totally contributing to this poor girls stress bc now her HUSBAND refuses to help her and blames her. He agreed to marry her and the debt with it. He can’t keep keeping his money separate and leave her unsupported.
Caleb needs to utilize a risk assessment for financial abuse as part of his guest application process. Several of his last videos have me deeply concerned.
My man out here calling his wife (master's degree holder) dislexic, cutting her off, forgetting wedding date despite being recent, hyping her debt, and overall shade throwing b4 10min...😂 good luck with the marriage mates
Agreed. I'm the CFO in the relationship but I rope my husband in when it comes time to allocate extra money. And we compromise if we disagree about stuff.
The fact that she doesn't have access to the internet unless her husband is home and gives her access to the hotspot🤢😵
He’s very controlling
That's not the only red flag in this video about their relationship.
No way I would ever allow anyone to do that to me. Rather be dirt poor and alone.
That's a very traumatizing aspect to experience... ask me how I know
She has data
girl, if he can pay $80 dollars a month for car insurance on a toy, you can have Wi-Fi at home, I'm non-confrontational but damn 😮 stand up for yourself
There are about several dozen red flags that pop up throughout this entire conversation. I don't wanna be "that guy" buuuuut....I don't see this marriage lasting more than a few years. Not without some serious marital counseling/intervention, at least.
Yeah and then he tapped her arm at 11:32 like "stop talking" that was hella weird
she already acts like she can't stand him. I'm shocked they just recently got married, you'd think they'd be in honeymoon phase.....@@AnalyticalMenace
She seems beaten down! I would run as fast as I can to get out of this relationship.😢
Well said!!
This dude seems to care more about Caleb thinking he is smart than about his wife's feelings.
THIS!!! I was loosing it with the UNNECESSARY overly worded explanations. Ugh! The ick. 😂😂
@@rickyjackson8872The “mathlete” who didn’t understand percentages until a few years ago gets me.
He gay
Hearing this guy saying “my financial portfolio” like he’s Warren Buffet is cringe. Then come to find out he’s got $3k is hilarious
😂😂😂
😂😂🤣
Yeah, but you don’t understand. He has 50k in a business that’s so profitable it has debt at 10% APR that it can’t pay off.
😄
☠️☠️
WE’RE cutting back to contribute to MY portfolio. Willing to take from her but not willing to identify the portfolio as theirs? Red flag.
Sis is sitting in a Starbucks right now using the free internet to read comments about how she’s in an abusive relationship. Hopefully this is a big wake up call for her!
Yea she needs to take on that debt by herself and grow into her own adult. This aint it
Facts. All Facts !!
Yeah she's lucky he's stayed thing long and is willing to help her. She gotta go
Yeah she should leave him and relieve him of her incredibly irresponsible (hidden) student loans! She obviously uses her crying on command as an abusive tactic.
Sis needs to be working in that Starbucks as a second job. She's 100k in debt for a masters degree and makes less than her husband who taxis and autistic guy around.
I understand the husband is more financially "aware" than the wife but the first 11 minutes he really grated me! He interrupted and would not let her talk. How will she learn?! I can't see him working with someone with a disability as he takes over.
AGREE!! I couldn't tell if he was just nervous or if he was truly as controlling as he seemed.
Did you see the tap on the hand when she tried talking 😢
@@gamblewithchicayes I JUST saw that & ran to the comments!!
Omfg yes. So annoying
He is annoying and controlling. I don’t see them lasting unless he changes.
She's like "that's my birth control" in a tone that says"absolutely NOT having his babies; do not question this expense."
Yeah, except BC should be free with her health insurance. 😢
Smart move
He speaks about his job like he is a special needs professional but he just picks up a colleague and they work on trains together
Who he pays through a government grant to make trains… and Caleb is paid how? And doesn’t have state income tax… but it’s too much to get into. This guys a grifter.
I'm an intervention specialist and he's not describing any job I'm familiar with...😒
They both lick the windows on the ride to work tho
@@gregsug1640I am as well. He is more than likely a caregiver through Medicaid. I work in Virginia but if I recall right Maryland has fairly good services.
@@beetlejuice424 it's pretty bad how this made me laugh
The fact that he had the audacity to tell her that her insurance is too expensive and her gas is too expensive but he drives an M3 for fun every month or so is ludicrous to me
This dude is nothing but audacity
@@Lunalane567 The pickins get slimmer the older and fatter you get. Remember that.
Oh she screwed her life marrying him 🤦♂️🤦♂️
hes investing in himself so its ok
@@Lunalane567 It’s not that hard to understand. She married him because she needed help and he was her best, and probably only option.
Buying an m3 while in debt is absolutely outrageous and irresponsible.
an old one at that!
but holy shit so worth it, awesome car
He bought the car before the marriage and he doesn’t any of his own debt. So not exactly irresponsible.
@@salo1129 I dont disagree with any of your points. I will say though once you get married it is no longer my car but our car. If they can afford the upkeep on the car given what they are trying to get out of, then more power to them. If not, they need to find a better solution.
I know from my own personal experience, I had to downsize my really nice car when I got married because the monthly payment was going to break the bank since I got married and then we had a kid right away. I hated having to make that decision but it turned out to be the best one.
So here is hoping they can afford for him to keep that car.
There are the people that want us to forgive their loans and take on the burden, Mr. Biden?
WHEN HE DOUBLED TAPPED ON HER ARM TO STOP TALKING OMG. CRAZY
Time
Same. My baby would have gotten the death stare. I wouldn’t do that to him either
WHAT. I missed that. But doesn’t surprise me one bit
Nun wrong with letting her know she needs to lock in
@mikeo2682 11:30
Love how Caleb straight up said “is this healthy?” when she said she doesn’t spend money unless he approves it
This part.
He realized their relationship isn't right. That's why he wanted them to go to marriage counseling. I doubt it was really about the debt. I think he wants a therapist to let them both know this shit is abuse.
Yes - really proud of Caleb for calling out homeboys bs.
“Oh I’ll follow it.”
“That’s not how marriage works.”
Gee I wonder why the person 100k in debt should have someone check what they are purchasing.
@@23kurtzy probably not wise to have the expenses checked by the fool who happily took out a loan for a train business with mystery financials.
@@krissyrific the good thing is when you arent in debt you can invest in whatever you want. But if you put yourself 100k in debt you dont get the privilege to spend money on stupid shit anymore. He shouldn't have to approve her on spending anything ideally but if shes shit with managing money if he has to approve her spending it would be best. She may not like it as it limits her. But it can be in her best interest.
This is a borderline financially abusive relationship. He controls her spending. She has to go to his parents to use the Internet. He cuts her off when she talks about his spending. He has admitted multiple times to causing the bulk of the frivolous spending, yet he questions all her purchases? He’s thrown $50k into a business that he doesn’t know the financial health of, yet he holds her debt over her head.
Honey. Get out. Quickly.
Edit: if you doubt his controlling behavior, catch the double tap at 11:30 effectively telling her to shut up. Gross!
Borderline abusive relationship
COMPLETELY agree
He can get out anytime. As long as he has $50,000 to pay off half her debt.
yep, exactly. i'm worried for her
You do realize that she would be completely fucked without him controlling the finances… right? He’s literally paying off her insane death debt.
Girl. It is alarming listening to this conversation. Money aside, he controls everything. You can't even be on the internet in your own home without him there. Listening to him talk over you and even Caleb is wild. And let me tell you, you will eclipse him with your job and salary. He talks a big talk but $28/hour at his age, with no career trajectory, he is holding your debt over your head instead of seeing it as shared debt now that you're married. Take control of your finances and learn about your money. You have a masters and are a badass. Get it girl.
I agree. I hope she sees this. Many educators have 70-100k in debt. You can get some of that forgivin. Don’t let him make you feel bad. It’s normal
Since he was fool enough to marry her and put himself on the line for her stupidity, he has every right to dictate to her what they're going to do because even though his career isn't all tat hot, it's better than what she has going on. He's essentially married to someone that needs to be taken care of.
@@csx6910he has absolutely NO RIGHT to treat her this way, it’s downright abusive. Especially as he has shown he cannot be fiscally responsible at all, adding debt, out of control spending, and dumbass investments. He knew what he was getting himself into with her… I don’t think she realizes what she was getting into.
I was on board w the comment until we decided she’s a badass. weird addition.
@@Alexis-ec9clShe can definitely move to a school with teacher loan forgiveness. She will have hoops to jump through but is worth it. She could accelerate past his wages in 2 or so years. Possibly sooner if she moved states.
The dig at her dyslexia 🚩
"He runs the finances" 🚩
"I don't spend money unless he approves it" 🚩
I work as an assistant to an austistic guy running an internet model train shop 🚩
@@sdot5389she got a master degree to teach art 🚩
I never allow my wife to speak AT ALL🚩
100k debt 🚩🚩🚩🚩🚩🚩🚩
Yeah it sounds a little abusive doesn’t it, I mean I do understand that they are in debt but she has no say in anything and he gets to spend whatever whenever. He even authorises what she can and cannot do with her money and him saying ‚oh that’s too much on food’ as well kind of angered me when Caleb always goes for basics and with health in mind
Anyone else get the vibe he does what he wants, and all of this is her fault? If he feels that way they aren't going to last much longer.
Yeea😊
yeah he seems like a know it all who only came here hoping Caleb would praise him and chastise his wife..smh
I guess you could say he married $100,000 worth of debt. For better or worse!
I mean he wasn't exactly subtle about it. Constant venom coming out of his mouth the entire interview.
100% won't make it to 5yrs
I’m sorry but the husband is a creep. Sounds very controlling to me. She can’t spend money without his say so? Sounds like she has no hobbies but he’s not even considering giving up ‘track racing’ and the Wi-Fi is connected to his phone and leaves whenever he does??? 🚨 🚨 🚨
Update: they’re divorced now. Caleb shot a follow up on his other channel.
Good for her!!
What’s the name of his other channel?
Good! He's the worst!!
@itsjustaname777smart move on her part. Instead of staying with a financially abusive jerk
Financial audit follow up
caleb: this isn’t about who brought what into the marriage it’s about handling it as a team, it’s not constructive or helpful to place blame or feel guilty about it
caleb’s title: Wife brought $100,000 of private student loans into marriage
He is very very controlling, almost mentally abusive to her. He has to have the final say, doesn’t let her speak, and is a Mr. Know it all. Gotta love it.
Yes his attitude in this is not saying good things about him…
someone has to take control when the other person is taking out hundreds of thousands of dollars in debt to teach kids to finger paint. Sounds like the woman makes horrible decisions, wow woah what a shocker.
I sincerely hope the both of them watch this episode afterwards. They need the wake up call.
Massive Cuck energy they shouldn’t be together 😂😂😂
Yeah he’s horrid
“She’s dyslexic” no one asked but he freely shared it 😂
Not seeing the reason he married this woman. Must be something We cant see ;)
Nice of him
I noticed that too.
Not only that, he himself is clearly on the spectrum.
That was unnecessary for him to say she has dyslexia.😊
The husband needs to chill. That's your wife. Your life partner. The relationship is that of a parent and a trouble child who gets her cellphone taken away as a punishment. Not letting your wife spend her own money and having to APPROVE it is very alarming.
Most cringe moments:
She: "I don't spend anything unless he approves it"
Later...
Her: "You lay it out so simple and I'm wondering if WE can actually follow it" (emphasis on "we")
Him (arrogantly): "Oh, I'LL follow it" (emphasis on "I'LL"
This does not seem to be an equal marriage where both parties make decisions together. This is a marriage governed by a dictator.
Ladies, if you're in a relationship where your significant other needs to approve your expenses, take a deep look at the relationship because that's not normal, healthy, or fair.
There is hope yet. He seems to care when she gets unhappy and he admitted it's an unhealthy relationship they have and they need to figure out something healthier.
Yes. Wow thank you. You said it so well!!!!
And HER car insurance is too much when he has a toy car and can’t use internet unless it’s from HIS phone hot spot.
11:20 The look he gives her...
11:30 He taps her on the arm because... He wants to do even more of the talking?
it's almost like one of them is an admitted shopaholic and the other didn't bring tens of thousands of dollars of debt into the relationship.
She doesn’t want to talk about finances with him because it’s likely not a discussion. He talks down to her and that would rightlyfully make anyone cry.
Five minutes in:
Him: “We’ve been married 2 weeks”
Her: “3 weeks”
Him: “I stand corrected”
Her: *rolls eyes
This should be a good one…
Honestly who cares lmao
I found it funny she was a stickler for that and then a few minutes later she didn’t know how many years they had been together
@Sar-ahG I mean they literally just got married though and a marriage date is a huge important date to remember compared to their first date/when and if he asked her out date
11:30 the tap :D
@@esmeraldaparker2137 I wouldn't die on that hill. Your time together is more important than your wedding party.
This was the most painful audit yet. The narcissism coming of the dude is seriously creepy.
I’ve never been this triggered by an audit but it feels like Caleb saw right through him
He's as bad as Taquitos dude, but at least Taquitos dude stayed single.
@@Twinkie989 Math genius and Taquitos boy should hook up and do a couple’s audit 🤣
This guy is creepy, annoying, and infuriating all at the same time. Glad he married her tho so we (taxpayers) can recoup the senseless loans she was given.
I feel like this was his idea so he could try to humiliate her in front of hundreds of thousands of people. Hope she leaves him asap
Totally off topic but is it possible to file for divorce on someone else’s behalf? 🤦🏻♀️
You can if they blink twice.
lol
Update: it happened! Caleb posted a new update video 😂
@@danaanneross5773 omg lol
Funny.
"And that's why parents shouldnt pay for their kids' college" says the man who is working at and gets a paycheck from his Daddy's company lmao
This guy wants to take over this audit so bad. Props to Caleb for staying professional and keeping this control freak in check.
Yea, Caleb has alot of patience
Omg my comment is the exact same 😂
This guy is spending how much time chasing 5 cent savings on gas and shuffling money around chasing percentages? Paying off big debt takes
I liked when Caleb asked how much they had in savings and the husband started on another tangent, the wife snickered when Caleb shut him down and made him get to the point. 🤣
Caleb, has to cut him off before he starts bragging again.😢
Lol I paused the video at that part to find this comment. I giggled , I'm like I'm not the only person who thought that. This guy must do this ALLLLL the time, that's why she laughed
that happened, I laughed, and read this comment about it all at the same time.
this guy LOVES to dodge questions because when he has to answer them you see how little he has to show for his bragging.
Oh I just saw that and Im sure she feels good about him being put in his place
I worry for her and hope she didn't get trapped in an abusive relationship.
Agreed. He does come off pretty controlling. Hopefully there's not more going on
Ya I'm in only 10 mins and it looks like she's trying to make herself look small. 😥
100k of debt for a useless degree to get a useless job… maybe she’s the abusive one
@@justinlarsen2281weird take
ACtually he got trapped.. shows you how much you know.
I would take double her student loan debt before I’d take a man like this.
I really liked how Caleb made sure she was heard. If she started a thought, he made sure she had the opportunity to complete it, with his full attention. She needs that.
Caleb always asks if people are living in a safe area, and if things are healthy. He seems like such a great guy
How is he single, anyways? But seriously he's found a really good place to use his hard earned skills and natural talent. What a blessing!
@@dorcasia109right?!?
@@dorcasia109 In a recent video, he mentioned he was dating now
@@dorcasia109 Bet its because he's overweight and busy, i have the same problem
3 weeks married and already seeing and hearing the tension. Oy I wish them well
They’re divorced already.
This is a scary relationship. Feels like they came to this audit to showcase how “smart” he is and that he is not the problem in any of this. He’s so controlling that he has a job where he “controls” someone else, calling it helping an autistic person. But it puts more control in his hands.
Right?! His demeanor is so smug and condescending. It's really off-putting.
Love that despite this guy trying to come on here and seem smart, Caleb was taking the time to be empathetic with the wife and question his controlling of her spending.
Yes😊😊😊
He’s the kind of person that would get upset if they are not out of debt by the time Caleb said and hold it against her and Caleb, while not taking any responsibility.
And sinking more money in to cars and investments they don’t need while blaming her
Girl, run! It’s early enough in the marriage. At so many moments his narcissism is evident, and knowing a few women in these relationships, she appears emotionally/mentally abused. even the way he’s adversarial with Caleb, it’s red flag after red flag 😔
Lol she is the red flag. All that debt is awful
He would be a better off without her
They both would be better off financially. Now if they are married for a few years, she may be able to “transfer” some of here student loan payments (not loans, payments) to him in the divorse.
I completely agree. I am divorcing a narcissist now and I wish there was as much education about this personality disorder back when I was new to this. He is only going to get worse and she is too good for him.
@@crazyguywatchnuSo her having a lot of debt from college (which many Americans have some type of college debt) is more of a red flag than someone outright saying he controls every bit of finances, controls the internet and talks over her?
To clarify his business involvement… he does not have equity, nor ownership of this private business, he ONLY owns the debt. Meaning he’s not entitled to any of the profits or success of the business, he can only be paid the fixed amount of the debt plus any interest.
This is NOT an investment. This is a banking transaction. And a ridiculously silly one at that. He has no idea what the financial operations or overall health of the business is, yet he went and bought the debt. This is far too much risk for far too little financial gain. You’re not a bank and this is not a proper retirement strategy.
He seems like he thinks he's smart, but he is dumb.
I remember a time when we were wanting couples to actually come on together and now we have some. Love to see it
what, 2 weeks ago? yeah you should remember that
@@fucuszullanti7877what? 😂
I agree, it’s been great seeing these episodes!
@@fucuszullanti7877 Caleb only just recently starting doing couple's interviews like 3 weeks ago, this being the third. People were asking for couples to come on together since it doesn't make sense for one half of a married couple to be on without the other.
@@Doctor_Riptide not reading all that lil pup
say what you want about the husband, cause there's a lot to say, but dang Caleb you did a great job communicating with Lucy throughout the entire video. So easy to say "this guy is something else" at almost any point of this convo but you did not do that in the slightest, you saw an opportunity to instill some hope and let her speak openly. It really stood out to me, well done!
Ummm....she can't spend anything without asking his permission? He talks over her, low-key belittles her, and essentially controls what she can do - sounds like a really unhealthy relationship to me. Only three weeks in. Yikes!
She took out a hundred thousand dollars in debt so she could teach kids to fingerpaint and make almost nothing doing it. What part of that says she needs to be making the decisions around there?
@@willytodd2750yeah I mostly agree with this. I don’t think she should have to ask for permission to buy anything as she is generating an income. But ignoring the financial situation she brought into the household is foolish.
Like if we reversed the genders here and it was some economically frugal woman marrying a man who got himself into $30k of personal loan debt in order to gamble it on Bitcoin, would anyone call her controlling if she was kept a tight hold of the household finances?
@@willytodd2750using someones debt to belittle them and control them is straight manipulative and controlling. Hope they didn't pay too much for that wedding.
@@Ryan-wx1bi Oh for sure. He probably spends way more than a internet bill on that special octane gas and going to the track. And fixing his BMW, lol. Definitely just seems like another way to control his wife. She made horrible financial decisions but he low key seems abusive.
@anon1407he's not paying a single dime towards her debt, and knew the debt before the marriage. He's not a victim lol
You can see the wife smirking every time Caleb puts him in his place... I truly hope she's okay and the relationship is not as bad and as unequal as it looks here. Girl, I want to hug you
Marriage is hard, then add $166k in debt on a small income like these folks have its going to be a tough first few years. Girls parents screwed her bad with her student loans. A $100k for a Masters in Art, teaching with a salary of $47k, going to be 2 decades of paying on those loans. Sad, parents are here to help their kids not shackle them with debt.
44:43
I hope he leaves her and her toxic behaviour. She's an entitled brat tbh.
she pegs him, 100%
😂😂😂😂
"That's just the framework of my brain. Engineering and math. I love it." Says the man who had no financial plan before sitting down for this show, as though he came up with a 2.5 year plan to pay down their debt all by himself.
That line got me...he is RIDICULOUSLY smug 🤡
I have SEVERE dyscalculia (fancy talk for retarded at math) and I can manage money and stay out of debt. He's NOT a math person if someone with a math IQ of 68 is doing better than him!
I just got there and had to pause the video…. I actually have had to pause so many times just to compose myself.
And felt the need to mention he was previosly a mathlete lmao
@@theconservationist5662her face when he said the word “math-lete” was priceless 😂
I’m scared he married her because he knew she could never afford to leave him
Just a thought : I think Caleb should learn more about cars since they’re the second biggest purchase a person makes. Buying a 2005 BMW m3 is an insane financial decision
Depending on the spec it could have been a good investment and if you've got the know how and tools already you can fix most things yourself on them relatively affordably. But yea a 20 year old M car is definitely not the most frugal option
Or just a 2005 bmw lol
Seriously. I have a 2018 BMW and one day water started pouring in from outside. Not great cars.
Agree!!
I literally came here from a video about man children and one of the things they said about one they met was that he bought this vintage car and doesn't even work on the vehicle to improve it , just pays dirty insurance premiums and "borrows" money from family which ain't ever gonna be paid back.
He is a good example of why I tell my girls it’s better to be single then to be in a marriage and be miserable.
It seems she feels no one will take her because of her student debt and he has her convinced she is blessed he married her and her debt.
@@holdonC And she's right. No financially sound man will get a woman with lots of student debt, and still reckless with money spend g. She better divorce the man, and pay her debts alone. Remember, she's strong and independent and don't need no man. Right?
The husband is absolutely correct. Look at her situation and flip it would you tell your son or brother to start a relationship with a woman that has 120 thousand student debt. If you say yes then your monsters who don't care about your family.
@@chattingman6777 exactly
Do you tell your girls that a marriage that isn’t miserable is a realistic option? If not, you are doing them a disservice.
I can’t stand this guy. He is very controlling and walks all over his wife. It’s really sad they just got married. She needs to run.
YES! I hope she reads all the comments and RUNS 😬😬😬
I feel so bad for her
Maybe her dad will see this
Right! He’s just totally full of shit. He can enjoy his hobby, but she can’t? Gross
Annulment ASAP
@@NannaP27 he would be blessed if he got rid of her from his life. He needs her like another hole in the head. She is a lead anchor on his life.
The guy is a narcissist but 6 figure debt for a job making 600 a week is crazy
Yer a doodoo narcissist
This comment hits the nail on the head!
Person: "I work with an autistic gentleman."
Screen: *works with autistic dude*
☠️☠️☠️
LMFAO
@responsibleaccount3918 my best guess is that it was a placeholder that did not get cleaned up at the end.
It feels like it was on purpose bc he was so vague about it. His real job isn’t driving him around, he’s doing it and getting subsidized by the govt program.
I bet it's due to word length and keeping the font a consistent size. But then the guest started calling the "gentleman" a kid over and over, so "dude" doesn't seem so bad...
@@arkive11as an autistc dude i agree😊
It’s the constant side comments and belittling her for me. He seems to be resentful of her student debt and unwilling to see the bigger picture of a combined household income and expenses. Girl run
It makes me so uncomfortable when parents don't tell kids about payments and loans KNOWING THE KID WILL HAVE TO PAY IT OFF LATER. Insane.
This was a grown woman who took on the debt, not a "kid". Her father took the debt on willingly. Did he do her or himself a favour? NO.
@@louelaine3680 you typically choose what school you’re going to and fill out paperwork when you’re 17 or 18 so she possibly was a child.
For undergrad at least, masters I agree
I was thinking about this. Responsibility on the parents of course, however I def wouldn’t float around in college like “whose paying for this…”
Especially after graduating.
I completely agree with this and my dad was a loan officer for over 30 years 😢...its the one that I frowned upon him as a father looking back growing up now I'm 41 and still nothing 😞
Thank you Caleb for not talking her down! The tap on the arm cutting her off, the husband constantly explaining HER situation? I really hope that she’s fine…
Lady, my district in Northern New York is desperately looking for an art teacher. Step 0 is low 50s and homes are 70k here, and you’ll qualify for PSLF and other benefits. Annul this man and you’ll find someone way better up here.
Bump
She does not have a degree in education therefore can’t get a license.
@@user-mc4sq3fk5d Easy as enrolling in a master's program and getting the internship certification.
Poor girl blames herself for “not being able to talk about finances” with him. Girl, you are not the problem when he doesn’t “allow” you to talk, spend, have your own narrative or opinions in this “conversation”. Don’t doubt yourself. You are clearly capable of talking finances with someone else (ie Caleb). It’s him not you that is the reason the conversations aren’t two way.
She REALLY REALLY needs some therapy and someone to help her build her self-esteem. She also needs to be more pro-active about her own finances and not just defer to daddy and hubby.
A very good point !
This episode makes me realize how much more enjoyable it is when Caleb talks more than his guests 😅
Are we sure he’s not really the one with Autism and his dad pays someone to spend the whole day with him so he doesn’t bother everyone at the office.
😂this had me rolling 😂
💀💀💀💀💀
HAHAHAHAHAHAHAHAHAHAHHAHAHAHAHAHAHAHAHA
Yeah his goatee supports your hypothesis
@@Supermoneygang12the way the pronounced every word -checks out
You could tell Caleb was so annoyed with the guy but he was being so nice and calm towards the wife 🤣
This is the difference between someone being outspoken and firm (Caleb) and having a personality disorder (Mr. Covert Narc over there).
He knows he's a total jackwagon.
Agreed, they come on here to get help and he acted like a douche bag
Why not criticise HER for racking up the huge debt and yet still being “a big spender”?? She is the one to blame who needs to be reigned in. That guy shouldn’t have even considered marrying her.
@@87clitsso he shouldn’t help her control her “big spending” ways and help her try to address the massive debt she hid from him?
There is no way that these two got married three weeks ago. There is no sparkle no passion, no love in that relationship. I feel really sorry for Lucy because it seems like she was forced into this marriage. Hopefully she can find a way out very soon.
they've been living as though married for several years
They are there to solve problems. Not PDA.
And I think discussing their financial situation brings out her depression.
@@heartgirl40totally agree, the sex out of marriage drained all the sparkle…Lol
@@may-fz3tnCorrectamundo, what did marriage change when they've lived together for years? Only stress I'm afraid. If you want to get married, there has to be a significant difference in living conditions to enjoy the sweet fruit of being in a marriage. Whether that means celibacy or not living together, something has to change
Just want to say a huge thank you to you, Caleb! Since finding your channel I've paid off $7,000 of credit card debt and on my 30th birthday in March I will be set to pay off $6,000 more to be debt free as well as save $10,000! So grateful for this chanel. Every video I watch is a payment on debt 😭
That’s awesome! You’re killing it!
Good job! I bet you feel relief, and pride. 😊
That is what I like About this cannle. Well done keep it up 👍
I am so happy to hear that, Great job!
Good to hear from folks successfully on the journey! Keep up the good work!
I hope this wife is 'allowed' to use the hotspot long enough to read these comments! We're not all wrong! Some of us have been there and can spot an abusive spouse a mile away
This poor girl. She doesn’t spend any BS money and got herself in some awful student loans. I feel so bad for her :(
11:33 also looks like she's got a little bit of a toxic relationship
me too.. she should bail, he is soooo controlling and thinks all of his choices are just brilliant.
@@tuffy11111she didn’t talk too much, hope she’s feeling well
@@lorib5323she should bail???? HE should bail….absolutely insane marrying someone with 100k + in debt 😂😂😂
I believe she knew what was going on the whole time
100k in debt and he went for a broken e46 M3. Legend.
After watching more their dynamic is pretty bad. Her having to use Caleb as a mediator to get pet insurance added to the budget was 😬
Such a stupid car to buy
Us car guys do not make solid financial decisions LOL... I'm doing all in my power right now to NOT buy a mid 80s corolla station wagon or a Volvo 300td
@@floridamanHooning😂😂😂oh my!
I think he already had the car. And not a loan or anything on the car. It was just maintenance he had to do on it. Sometimes you have to do maintenance on a car. Some are worth it. Some aren’t.
2005 M3 might not be as reliable so maybe not worth it, vs a cheaper Toyota of the same year.
@@chaselesser3191he said he bought it last year
Bruh, when I saw the husband did the double tap thing to the wife to signal her to shut up, I wanted to scream to the wife to GET OUT NOW. Doesn't matter the marriage is short-lived, he shows all the signs of emotional abuser and she has to get herself out before she lost herself. Speaking from experience. It WILL only get worse from here! Do research about emotional abuse, once you understand them, that's when you can protect yourself.
Timestamp?
@@gr86er11:30 ish
@@gr86erthen entire show
@@bryanthorne3474 wow I didn't notice that 😳
So true - red flags everywhere!!!
So there was something huge missed here. Miss private school art teacher is severely underpaid and it doesn’t matter that this is just her 2nd year as a teacher. The *starting* salary for Maryland teachers in Baltimore county public schools is $51,751 and it’s like 1500 more to start out with a masters but instead of maxing out at step 10 it goes all the way up to step 30. I’m sure public schools might be harder to get into and probably require certification, but she should get on that! To substantially boost her income! Oh btw if you are certified then it just goes up from there. Also these numbers I found are from the 2021 school year! I know salaries are a decent bit higher then that in other states so maybe it’s even more in Maryland now too
I’m a teacher, and yes, although private schools sound fancier, they actually pay much less than public schools. Theres a chance she doesn’t know that since she doesn’t have a traditional education degree
As a first year teacher with a masters she would be at 63456 a year in the area she leaves in. She may have to take a couple classes and tests for her license bit it would be worth it.
Came for the financial audit, stayed for the relationship drama
The wife’s sigh when the husband started talking about what he does. Told me everything I needed to know 😅 0:58
Nice catch! That is definitely telling...
Her reaction to “I used to be a mathlete” at 30:04 is also great
@@ajcollins623😂😂😂 I cackled!!
Yes!
Wow I had to go back and check 😮
I hope she reads the comments and sees the support for her.
If she even has the data to go on the internet 🤐
The fact that he disregarded the “train cake” reiterates the fact that he doesn’t value their wedding, marriage or her family. Run girl, run!
I’m happy Caleb was a little snotty with the dude. His wife needed that, you can tell he talks a lot and his wife is a sweet lady who just puts up with it. Everytime Caleb got a little feisty with him, you see that smirk on his wife face lol
Nobody on this show can ever communicate clearly and effectively. Talking in circles and long complicated stories whenever asked a simple question. Caleb is a saint for his patience.
What drives me wild is what they don’t know some basic fact Caleb would inevitably ask. “How much do you make?” Is definitely an expected question they could have a note of, but looking at how long that part was plus the editing… well that suggests it took awhile to find out.
@@Quirkney half of them can’t even answer “what do you do?” Without rambling for minutes
@@killamb Right, it should be one simple sentence. "I'm a teacher at a private school and I make $/yr". "I'm a work aid for autistic clients and I make $/hr".
Instead with this guy its "I do this thing that has no name and well the job pays me but only because of the government, but lets not talk about me because my wife has sooo much debt and oh yeah its okay because i have this business thing but i wont actually tell you the details but trust me guy"
People want to beat him to the punch and explain/justify themselves. Just my pair of pennies tho. Could be wrong.
Yesssss😂😂😂😂😂
This guy gives of serious vibes of someone who has every advantage, has a job/company handed to him by daddy, but looks down on everyone else for being less “successful” than him. Nothing like starting the race at the 50 yd line.
Also, he will NEVER let her forget that he had to help pay her student loans. Every time he wants something, he will “deserve” it, but she won’t get anything, because SHE had debt they had to pay.
This is exactly how I felt while watching!!
And he’ll think he did it all on his own. 🙄
Starting the race on the 50 yard line? The Dad’s “company” is clearly a semi-profitable collectors hobby structured as a business. The only income he’s making is a grift they’re running off this autistic guy getting free state money.
He's positively giddy when he talks about her debt. He LOVES the power it gives him over her.
He’s just nasty and weird it’s so obvious not just anyone can hide a ugly spirit like his…for long…
Why do people say they are "based" out of a location. Homie, you live there. You're not "based" there. You're not a multinational corporation.
Why aren’t we talking about the wifi?? He limits the content she is allowed to view to when he is around and every dollar she is allowed to spend. It is not his or hers anymore. It is theirs. They are equal. I’m genuinely scared for her
The audacity of this guy telling Caleb 'we will get into the later' 😂 omg, I would not have the patience.
This was so exhausting to watch. He has a story and an explanation for everything. They will NEVER change
I don’t think he will-what’s his motivation? If she gets therapy she can get out
He is very derogatory towards her. He shows his wife zero sympathy. 😬🤨
Caleb, you handled her emotions with so much grace. She really needed that bit of comfort you gave her. I hope she sticks to the plan. The journey is not always linear, but if they continue, it is achievable 🙏
That was a tough one to get through. Was very uncomfortable to watch him talk over her, make her feel less than. I pray they get some counseling ❤️
I hope SHE gets counseling. You cannot fix a narcissist and he will spend couples counseling sessions trying to get the therapist to agree with him.
This guy holds her student loan debt over her head, controls her because of it, but isn't actually paying it off?? WHAT? He seems 100% happy to let her parents pay it until they die. This was a painful watch.
Yeah. This marriage can’t last. He’s definitely controlling her emotions are understandable
No accountability for taking on 100k in debt. Okkk
@@Tontisimo where did she not take accountability? He knowingly married her with the debt she had, it’s wild that he holds it over her. Accountability of personal debt is not having someone controlling you.
@@kateeve5717She married him KNOWING this is how he behaves. She SHOULD accept it
The husband is hard to listen too.. the wife is so sweet.. I would rather be single forever, then spend 1 minute in his company.. he loves the blame game.
Caleb, your ending words to her about guilt were so touching. You are such a good human. Thank you for these videos.
Caleb...you were so kind and supportive with the wife....kudos!!!
This poor woman deserves better. Aside from the student loans she seems to have her things in order. Then her husband has to approve her spending while he's off doing track days.
I’ve been in law enforcement about 7 years.. he gives off major abusive red flags. Controlling money is so common in family violence. She can’t have wifi, he does what he wants but she can’t spend anything, everything is “me and I” , and he constantly cuts her off…. Girl get out
For real! I can genuinely feel my temperature rising with alarm for her.
I noticed that but my problem is he’s hella underemployed
Honestly, when he tapped her arm because he wanted to answer the question Caleb asked her about her studentloans and her father made me absolutely sick!
Nonsense. SHE lied about having a huge debt and was still admitting she was a big spender that needed control to stop doing that. The guy is extremely tolerant of her financial stupidity. He shouldn’t have married her after he found out she had hidden the debt from him. Just let her wallow in her own financial mess.
who hurt you?
I’m sooooo glad she’s in therapy and on contraception! I get the impression she has low self esteem and is used to controlling, condescending, and domineering men making major decisions for her.
If parents sign their kids up for massive student loans I think the parents should be responsible for that. It’s such a huge burden to send young people into the world with.
I hope she holds off on kids until she’s stronger and decides if she even wants to stay with this guy.
💯💯💯
I hope so for his sake, last thing he needs is to add child support and visitation to this slow motion marriage trainwreck.
If a man is crazy its about how evil he is. If a womans crazy its about what an unfortunate soul she is? Lol this is why nobody likes yall
10 minutes in and I can already tell that the dude is a narcissist and she needs to run away from him
This took me a day to finish, it was such a hard watch. This guy talks in circles like crazy and you can tell he treats her like crap off camera. I loved how Caleb took her side in things, I feel like he knew this guy was crazy. Wishing HER the best and hope she’s okay ❤
she isn't going to sleep with you.
@@NoESanitynot everything is about sex
@@herdenq telling a shopaholic her fiscally literate husband is abusive sure as fuck isn't healthy.
@@NoESanityUsername checks out
@@NoESanityit actually is but I wouldn't expect someone like you to know health
Respectfully, you cannot afford "track day" if you have $2k in your savings and this much debt....
He refuses to talk about his income from a business he claims he has sunk nearly $50k into, claims he doesn’t want discuss that income, and then claims he just holding the debt. In other words, he’s funding toys for him and daddy. His answers are so convoluted and shady.
They only keep it up in order to provide sonny here with an income via the govt program for autistic persons
I still don't understand how much he earns
This guy was the 4th smartest person in his graduating high school class of 12. He used the wrong "big word" at least 5 times.
This man was a mathlete in 8th grade, put some respect on his name
Love how confident he is about timing his purchases. The big gas station chains have done numerous studies on this for their own purposes and shown it is pure luck. Impossible to predict
@@Ryan-wx1bisame as the guy who spends $5 in gas to drive across town to save 3 cents a gallon
That, and the extra traveling to go to the gas stations will probably burn more in gas than he's allegedly saving. Even if the gas station is on the route he takes every day, I'd argue the time it takes to apparently save like $1 on a monthly basis is not worth it whatsoever.
Also being that stingy on gas when you’re driving an M3 is hilarious.
His explanation was backwards too. If prices are rising, you want to buy as much gas now (when it's cheaper) than tomorrow when it's more expensive. It would only make sense to buy small amounts of gas if prices were falling. Buy less amounts of expensive gas now, refill more often since prices are falling.
But he was a high school MATHLETE!!!!!
The amount of frustration and annoyance between them in only 3 weeks of marriage is a little scary 😬
Most marriages are probably like this tbh
@@jimbomacgee3499
Not after 3 weeks 😭😭
@@sunnyday4055they are when one partner has 100k in debt and nothing to show for it. There is NO way this isn't an instant stressor in a relationship.
Yeah having that much debt does that 😂
You don't "punish" one another in a relationship. He knew about the debt before they were married. She can't even do crafts but he can do his expensive track hobby and own an expensive car? If he really cared he would sell the car and stop his track habit to get out of debt quicker. Yes, she has a lot of student loan debt, but you attack problems together. You don't "punish" an adult. That's childish.
My first husband ran us into the ground with car debt... This triggered me immensely.
The INTERNET leaves when he leaves the house????
The fact that the guy is mirroring Caleb’s language in the beginning “her loans are death, gross!” Red flag for me… he is in this to control her for sure. Bet he gets off on shaming her on the internet.
Willing to bet that this whole thing was his idea - thought he’d show the world how smart he is while recruiting allies to pile more criticism on her. Glad it backfired big time.
She can’t use the internet if he’s not home? That is very isolating.
I genuinely hope this woman is safe. I know this is just a small look into their relationship, but this does not seem to be a healthy situation.
Right that's weird asf
I know right! SO WEIRD. She has the right to use the internet at home. What kind of abusive relationship is that O_O
@@kqxx she can ONLY use the internet when her husband is home. What if she doesn’t feel safe and wants to leave and needs help looking for resources?
Again, this is such a small look into their relationship, so I can’t say if this is an abusive situation.
Right - I know it’s just a short video but he is weird and their relationship dynamics are scary. Praying for her.
I can’t believe she can’t use the internet if he’s not home. Scary! He is controlling.
He seems so shady and controlling. Everything is I, me, mine, he's a financial genius and he's throwing her under the bus at every opportunity.
I love financial audits, but this one made me feel uncomfortable 😅
Totally contributing to this poor girls stress bc now her HUSBAND refuses to help her and blames her. He agreed to marry her and the debt with it. He can’t keep keeping his money separate and leave her unsupported.
Caleb needs to utilize a risk assessment for financial abuse as part of his guest application process. Several of his last videos have me deeply concerned.
I’m glad he encourages therapy cuz most of them seem to need it.
My man out here calling his wife (master's degree holder) dislexic, cutting her off, forgetting wedding date despite being recent, hyping her debt, and overall shade throwing b4 10min...😂 good luck with the marriage mates
She doesn’t get to access the internet without him around but he can go out and buy an aging BMW for track days??
Right! That's insane. I'm upset for her🤨🤨🤨
Good way to cut off your partner from the outside world…. 😨
I'm in charge of the budgeting for myself and my partner, but I wouldn't dream of taking over the conversation like this. Holy crap!
🚩🚩🚩🚩🚩🚩🚩🚩🚩
Samesies. I struggle but I would at least let my husband talk 😭😭😭😭 I hope
Agreed. I'm the CFO in the relationship but I rope my husband in when it comes time to allocate extra money. And we compromise if we disagree about stuff.
Saw the follow up episode just drop, had to come back to remind me of the previous shit show before i check out the follow up 😂
Same!! But great news, she left him and I think she'll be so much better off in all aspects!