S8:EP11 | Idle Money Is Robbing You Of Financial Freedom | Rina Hicks & Pius Muchiri |

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  • Опубликовано: 7 фев 2025
  • Contact Faida Investment Bank
    WhatsApp: (+254) 743 552 341
    Call: (+254) 719 212 349
    E-mail: oak@fib.co.ke
    oak.africa/
    Head Office Address:
    Crawford Business Park, State House Rd, Nairobi Kenya.
    -----------------------------------------------------
    Contact Nabo Capital
    Call: (+254) 709 902 700
    Email: invest@nabocapital.com
    nabocapital.com/
    Head Office Address:
    5th Floor, International House, Mama Ngina Street, Nairobi
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    In this discussion on financial growth and wealth management, a powerful concept emerges: the danger of idle money. Many people hold money in places where it does not grow or generate returns, such as bank accounts, idle land, or even stagnant investments within Chamas (informal savings and investment groups). While these resources may offer a sense of security, they often remain untapped, failing to generate the cash flow needed for sustainable growth. The speakers stress the importance of putting money to work, moving it from a static position to one that aligns with the principles of currency and cash flow, much like a river that must flow to sustain life.
    The conversation dives into examples of how idle money manifests, especially in bank accounts and land. In Kenya, trillions of shillings are held in bank deposits, sitting without multiplying, simply because people are more attached to seeing a large balance than understanding the value of cash flow. Similarly, investments in land often represent a stagnant asset, where individuals hold onto plots without plans to develop or earn from them. The idea of “multiplication” is introduced, emphasizing that money should be actively generating returns, not just parked for future use. By shifting from a mindset focused on saving for small expenses to one of generating impact, people can use money to solve larger societal problems while growing their wealth.
    The discussion also highlights the role of Chamas in Kenya, acknowledging their potential for wealth-building if channeled correctly. Often, members contribute to a merry-go-round system, pooling money without a clear strategy for growth, leading to missed opportunities for investment. The speakers suggest that Chamas could link up with money market funds or similar financial products to ensure that contributions immediately start earning returns. This approach elevates the Chama’s purpose from simple pooling to actual capital growth, fostering a culture of financial discipline and setting a foundation for collective prosperity.
    Lastly, the speakers bring attention to the concept of cash flow as a critical form of inheritance, alongside knowledge. Instead of leaving children with static assets like land, which may lack liquidity, parents should focus on generating a steady stream of income that can sustain future generations. Educating children about wealth management is equally important, enabling them to carry forward a legacy that isn’t just about maintaining assets but nurturing cash flows and the mindset to manage wealth effectively. This knowledge and cash flow inheritance is positioned as the most sustainable way to ensure generational wealth that aligns with individual missions and goals, creating a legacy that endures beyond material assets.

Комментарии • 62

  • @cta101
    @cta101  2 месяца назад +3

    Contact Faida Investment Bank
    WhatsApp: (+254) 743 552 341
    Call: (+254) 719 212 349
    E-mail: oak@fib.co.ke
    oak.africa/
    Head Office Address:
    Crawford Business Park, State House Rd, Nairobi Kenya.
    -----------------------------------------------------
    Contact Nabo Capital
    Call: (+254) 709 902 700
    Email: invest@nabocapital.com
    nabocapital.com/
    Head Office Address:
    5th Floor, International House, Mama Ngina Street, Nairobi

    • @pascaliakioko506
      @pascaliakioko506 2 месяца назад +1

      @@cta101 Thanks I will come back to testify

  • @jobkamau2915
    @jobkamau2915 2 месяца назад +30

    How is these series of videos not #1 trending in Kenya? This is Gold in motion picture

    • @Gearhead8174
      @Gearhead8174 Месяц назад +1

      It is not because you choose knowledge while the masses choose entertainment.

  • @sylviakimuge63
    @sylviakimuge63 2 месяца назад +18

    Rina and Pius collabo is out of this world

  • @zippyk.6277
    @zippyk.6277 2 месяца назад +13

    Thank you, Rina and Pius. In a world where everything is being monetised, you have given us all this info for free. May God reward your kindness.

  • @GladysHeel13
    @GladysHeel13 Месяц назад +1

    This Episode 11 is the highlight of them all. Oh my goodness ...we have been taught and drummed into our minds from when we were young to SAVE, SAVE, SAVE. And that is all we did. Piggy banks are things we give our children and teach them to start to save too. Banks encourage them too. Now we know better and we can do better. Teach them to invest as well. Knowledge is wealth. 💪

  • @GladysHeel13
    @GladysHeel13 Месяц назад +2

    I thank the Lord every day for you Richie and CTA team.
    CTA came to my RUclips feed at God's perfect time 😄😄😄
    May God continue to use your gift and this channel wisely.🙏

  • @GladysHeel13
    @GladysHeel13 Месяц назад +2

    "The greatest and most transferable wealth is knowledge first, then cash flow." (Minute 13:08) This was so profound. 💡
    I binged on all the episodes during 2024 Christmas season and it has changed my mindset.
    "My people are destroyed for lack of knowledge Hosea 4:6.
    My goal: Get financially literate.
    THANK YOU!!❤ Pius and Rina. You opened my eyes to a whole new world.

  • @madeleinemungei4297
    @madeleinemungei4297 2 месяца назад +3

    The biggest blessing is listening to this while I still have options. The idle money part will need a beating to stop

  • @levyce59
    @levyce59 Месяц назад +1

    You people have changed my mindset and thus life....
    May God bless all of you especially this channel.

  • @lesngugi
    @lesngugi 2 месяца назад +15

    i tell you, these guys, thinking is a routine not an event, the analogies they use are so insightful, the ones that caught are the one on cashflow and 1+1=2 to some and for others 1+1= 200 , that just blew me away

    • @YoungShiro
      @YoungShiro 2 месяца назад +3

      Mindblowing indeed

    • @marykandia7194
      @marykandia7194 2 месяца назад +1

      The greatest wealth u can leave your children is cash flow 🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🌞🌹🦚🦚

    • @marykandia7194
      @marykandia7194 2 месяца назад +2

      Knowledge 🎉🎉🎉yeah...Rina💝

  • @Joy_phy
    @Joy_phy Месяц назад +1

    I have watched the series and my life has changed already!!!Thank you so much CTA❤

  • @roselynringera1469
    @roselynringera1469 2 месяца назад +1

    God bless you Richie for giving 'the wicked servant ' another chance to multiply. Really grateful for this information.

  • @dinahk.7622
    @dinahk.7622 2 месяца назад +6

    International marketers for their companies.
    I like the content.
    Learning and learning

  • @mosesmmutiso1922
    @mosesmmutiso1922 2 месяца назад +1

    Well Said Rina.. Money 💰 is a river that flows... It's a Currency... The more it leaves the more the returns

  • @WordsPictures997
    @WordsPictures997 2 месяца назад +5

    6:30 weh Rina, who is the guy. We MUST thank him. Ametusaidia SANA!!!

  • @dymesk650
    @dymesk650 2 месяца назад +1

    I make sure eachday atleast i learn one new thing,thank you Rina and Pius great collaboration i was ones at Amos ngaus Money gossip and he talked greatness abt Pius too😊

  • @BangutuAsiki
    @BangutuAsiki 2 месяца назад +1

    Oh my God, what a wonderful lecture

  • @flavianzenani8640
    @flavianzenani8640 2 месяца назад +1

    We need Pius Muchiri to feature as a Title of every Business Newspaper

  • @geoffreykepher4275
    @geoffreykepher4275 2 месяца назад +2

    Powerful conversation GOD Bless You Team 🙏🙏🙏

  • @Petals_designs
    @Petals_designs 2 месяца назад +1

    Thank God I came across this

  • @Jojosolomoncity
    @Jojosolomoncity 2 месяца назад +3

    Richie!! I am loving this conversation!

  • @user-tinamuthoni
    @user-tinamuthoni 2 месяца назад +2

    This conversation is so rich, b blessed guys

  • @terrynjoki3086
    @terrynjoki3086 2 месяца назад +3

    This is like a series very interesting and helpful

  • @BeatriceBodo
    @BeatriceBodo 2 месяца назад +1

    You guys your are amazing ❤❤ You are literally lifting people's life

  • @Bosaya_2030
    @Bosaya_2030 2 месяца назад +2

    Superb talk. I like it

  • @evelinewangui5225
    @evelinewangui5225 2 месяца назад +2

    Loving every step, tusonge

  • @eleeshaconcepts
    @eleeshaconcepts 2 месяца назад +1

    Seeing a land advert in the middle of watching this😂😂😂 am not falling for that

  • @rosemarage3919
    @rosemarage3919 2 месяца назад

    These sessions are very informative 👌

  • @sandrakaranja6289
    @sandrakaranja6289 2 месяца назад +1

    Yeah sure this class session is really messing us up, this is just mind-blowing

  • @muNgu_moc
    @muNgu_moc 2 месяца назад +1

    aaaahh!!!!!!! Richie mimi staki kutoka class, still waiting for the next #CIS that was so impactful

  • @anndoll1242
    @anndoll1242 2 месяца назад +2

    All this wisdom for free? Thank you CTA 🙏🏽

  • @WordsPictures997
    @WordsPictures997 2 месяца назад +1

    "Upgrade our chamas" 👏👏👏👏👏

  • @ericanunda
    @ericanunda 2 месяца назад +2

    Now we getting to serious discussion hope the episodes get better with multiplication

  • @kirinyetbrian
    @kirinyetbrian 2 месяца назад +2

    It's getting hot 🔥

  • @wilsonowuor6292
    @wilsonowuor6292 2 месяца назад +1

    I am guilty as charged.. though having those crispy new wads of cash, somewhere in a safe in the house is therapeutic!

  • @keepingupwithdavis9691
    @keepingupwithdavis9691 2 месяца назад +1

    How do I follow you a million times?💕💕

  • @dennisfellix6918
    @dennisfellix6918 2 месяца назад +2

    @Hicks Which is the most affordable money market fund in the market today

  • @dorrisnkirote5614
    @dorrisnkirote5614 2 месяца назад +3

    The reason for the bank balances is because they trust the banks than the investment companies

    • @YoungShiro
      @YoungShiro 2 месяца назад +1

      Yes, we truly need a mindset shift.

  • @terrynjoki3086
    @terrynjoki3086 2 месяца назад +5

    Deposit comes with children 😂😂😂😂

  • @mrkingace930
    @mrkingace930 2 месяца назад +1

    Mamangu alikula pesa ya chama akakuja kuishi na mm nairobi ...nakwambia wamama walilia uko mtaa ....cant advise on that

  • @pascaliakioko506
    @pascaliakioko506 2 месяца назад +2

    I want to start , contacts for Rina or Pius' company?😊

    • @cta101
      @cta101  2 месяца назад +1

      Contact Faida Investment Bank
      WhatsApp: (+254) 743 552 341
      Call: (+254) 719 212 349
      E-mail: oak@fib.co.ke
      oak.africa/
      Head Office Address:
      Crawford Business Park, State House Rd, Nairobi Kenya.
      -----------------------------------------------------
      Contact Nabo Capital
      Call: (+254) 709 902 700
      Email: invest@nabocapital.com
      nabocapital.com/
      Head Office Address:
      5th Floor, International House, Mama Ngina Street, Nairobi

  • @oyokainzbauer8509
    @oyokainzbauer8509 2 месяца назад

    Rina and Pius, do your services apply to Ugandan clients or clients that aren't kenyan?

  • @selyne5115
    @selyne5115 2 месяца назад +2

    CTA you're testing our patience and consistency ..... right 😂

  • @wilsonowuor6292
    @wilsonowuor6292 2 месяца назад +2

    You fool, you wicked servant.. that's biting, but it is the truth

  • @dinahk.7622
    @dinahk.7622 2 месяца назад +1

    Hahaaa
    International sales people

  • @terrynjoki3086
    @terrynjoki3086 2 месяца назад +2

    Upload next

  • @WilliamKiriba
    @WilliamKiriba 2 месяца назад +4

    Richie umesema utaturushia hizi episodes kama dosage......