Beginners guide to personal finance

Поделиться
HTML-код
  • Опубликовано: 11 янв 2025

Комментарии • 152

  • @ManjulaNalagarla
    @ManjulaNalagarla 5 месяцев назад +7

    I am 26, I don't know ABCD in investment but I desperately want to invest. So started learning from this video, hope I will get good knowledge in it ...thank you

  • @KeesariVigneshwarReddy
    @KeesariVigneshwarReddy 2 месяца назад +9

    I am 19 and just started my career. Started investing

  • @PsychologicalTrade1408
    @PsychologicalTrade1408 Год назад +8

    Here on i am 26 and have a thankful story, as my father invested in mutual funds on behalf of me instead of giving m a huge pocket money to enjoy, while he also fulfilled all my necessacity. But from past 2 years as i have become a trader and a financial advisor, it was very tough for me to save any money as no more pocket money was provided and now i had to pay atleast 50% of my sip's to which i used to get very angry and furstrated as i wanted those money to spend on unnecessary things but i had to invest those money, to which now i am thankful to my father that he played a great support to give me a kick start at my early age towards investment.

    • @AviGupta-px6ll
      @AviGupta-px6ll 9 месяцев назад

      yeah I have a similar story of my father, he invested around 50k in 2004 and then forgot since it was on hard paper now it is valued at 3lac

  • @sriram181
    @sriram181 Год назад +15

    I've started my investment journey not too long ago at the age of 17 , I'm 20 now and am a student of investment, I aspire to be far more learned about investing and finance than I am right now in the near future:)

  • @investmoney2102
    @investmoney2102 Год назад +17

    I started my financial freedom journey at the age of 19. I save my money every month and invest that amount. I am grateful to have you as a mentor sir.

    • @doctorsexo420
      @doctorsexo420 Год назад +3

      18 here

    • @Rehanmd_03
      @Rehanmd_03 6 месяцев назад

      ​@@doctorsexo420 same bro, can we connect and discuss about this,

  • @rav1109
    @rav1109 Год назад +5

    I can't thank you enough for this cause honestly I have no clue about anything related to finance..it has always always scared me. Although I know it's important I have always pushed it off for another day

  • @sahilkashyap5260
    @sahilkashyap5260 Год назад +7

    I was curious since 13 but i didn't have a bank account that time then I learnt alot about it and saved and consciously spent on fun and adventurous experiences, though my pocket money was peanuts like barely 100 rupees for a week, then fast forward to my 18 i was very confused with bank accounts and all that got stuck with many other problems gone case, now I'm 19 and I have finally put all my efforts and was stubborn to start investing no matter what be it 500-1000 bucks i promised myself to save all of it not limiting my wants and needs as well as once in a lifetime opportunities with the handful of friends I've got (thank God I don't have any liability such as girlfriend) I've started from this January and I've invested on stocks with just a little research though I'll be improvising my portfolio slowly and smartly, Thank you for this video 🙏🏻

  • @Neha-kd7ty
    @Neha-kd7ty Год назад +15

    I wanted to invest in mutual funds in college days but the lack of money+ bank account has restrained me. Now I am 22 yrs old and invested in mutual funds from my first month salary.
    Being a science student, I am looking forward to learning a lot through this series and improve my personal financial knowledge.

    • @handsomeguy_gcopa
      @handsomeguy_gcopa Год назад +3

      👏👏
      Good luck

    • @paridhikohli1591
      @paridhikohli1591 Год назад +2

      Good job dear, even i have started with it this year itself. Don’t worry it’s never too late to start.

  • @archanatiwari4923
    @archanatiwari4923 Год назад +1

    I started saving from 22 but lost everything in penny stock. I started saving again with mindset greed is never good for you no matter how shiny that looks. I lost initial years of compounding but better it happened early in my life I had little to loose and I learnt a big lesson.

  • @yogeshmurugan
    @yogeshmurugan Год назад +5

    Quality of the video, the content and the presenter is great. Definitely subscribing and cant wait for next videos.

  • @DriptanilRoy-o7s
    @DriptanilRoy-o7s 2 месяца назад

    I'm 18 and will be 19 this November thank you for making this series and also I thank god I found this series as early as possible.

  • @gahuja91
    @gahuja91 Год назад +3

    Very insightful video. I am actually surprised after calculating the returns of each sister. One issue I found in the video was the discrepancy in the investment summary shown in the video and the actual investment of Sister 3. It took me some time to understand how investment of sister 3 is 19,00,000 when she started from 36th birthday; but she actually started her investment from 28th birthday onwards, not 36th. Just raising this so that if someone actually do calculate returns they are not confused and use the right numbers.
    Thank you Karthik Rangappa for such amazing video.

  • @paridhikohli1591
    @paridhikohli1591 Год назад +1

    Since I was 20 years old, I was curious to invest. But the only thing I knew was that you need to enter a stock market for investing which involves risk and even for that you needed Hell lot of knowledge. So due to this fact, I was always unable to start my first investment journey. But this year when I am 22 years old, after accumulating some knowledge about the other spheres, where we can invest other than stock market that is mutual fund, I made my first investment with an SIP of Rs.1000 a month in SBI Contra mutual fund. And I am loving the returns. It has been giving me since I started a few months back. Also looking forward to learn more from this RUclips series of Zerodha varsity.

  • @pankajdewangan912
    @pankajdewangan912 Год назад +1

    Though very small amount i started investing in mutual fund by the age 26. I'm now focusing on increasing the amount and learning more about stocks.

  • @imrohan97
    @imrohan97 6 месяцев назад +1

    At 3:49 timestamp sister 2 Birthdays (Year) column should be 28th-26th birthday and sister 3 Birthdays (Year) should be 28th-65th birthday

    • @ePathshala-SeekhteRaho
      @ePathshala-SeekhteRaho 2 месяца назад

      1ST SISTER KA RETURN VALUE BHI WRONG HAI. RIGHT ANSWER IS 4.89 CR. HOGA.

  • @digitalsevakendra4825
    @digitalsevakendra4825 Год назад +2

    Hii
    I'm Aniket, I have started earning at my age of 18 but the first two years I'm not eager to save money. But I realized that after a big medical situation in my family. And now you will not believe I'm saving 90% of my earnings in mutual funds and in insurance.

  • @itishreeojha2445
    @itishreeojha2445 Год назад +2

    Thank you so much Karthik. I am excited to look forward many more videos from All Varsity Modules . Those were fun to read but videos are always better and treat to our eyes. :) :)

  • @ameherharish7374
    @ameherharish7374 Год назад +2

    Started equity investment (Stocks + MF) at age of 30. We did not have awareness about these things early on when we started our professional career.

  • @SamaySanyasi
    @SamaySanyasi Год назад +4

    Hi Karthik , loved your article on varsity and now, loved your presentation.
    looking forward for you series
    Best of luck !!

  • @nirmitmulay7611
    @nirmitmulay7611 5 месяцев назад

    Haven’t yet started my journey but it’s becoming evident that if I wanna live the life I want my loved ones I need to start early

  • @nirajsandesh2990
    @nirajsandesh2990 6 месяцев назад +1

    At the age of 18 i started trading in options but there are many huge losses i stop it and after 1 year break i learned a investing and start research some safe investment options so i choose mutual funds and start lumpsum and sip in some amc and start my investment journey from 19 and now i am 21 years old

  • @explorewithashokgunturu
    @explorewithashokgunturu 9 месяцев назад +1

    Technically, I started when I was like 19 with money pocket money, but I was not consistent till I kind of reinitiated it again in August 2023. Now, I am 24.

  • @nihalyn
    @nihalyn Год назад +1

    The basic math is compound interest formula. "He who understands it, earns it; he who doesn't, pays it"

  • @madhunallagarla147
    @madhunallagarla147 Год назад +1

    I have started my investment journey at the age of 27 and now I'm 30, wants to continue this journey as long as possible. :)

  • @shivansh_bhardwajj
    @shivansh_bhardwajj Год назад

    I am 18, and thinking about starting Investing the money, even though it'll be a small amount but eventually I'll learn something and grow too..

  • @LakshmiKamathVlogs
    @LakshmiKamathVlogs Год назад +2

    This is such a bomb video❤ Loved it Karthik sir! The visuals, the table was so good and easy to understand!

  • @pintudatta1763
    @pintudatta1763 Год назад +2

    Before i finish the video😌 i wanna say that I read the story in varsity 😎

  • @rituparnanaskar3070
    @rituparnanaskar3070 Год назад +2

    I still haven't started investing seriously...though at age 31 with no dependents and very little fixed monthly expenditure, i save only 10 to 15% of my monthly income, other than my pension fund savings

  • @MohitFilms
    @MohitFilms 11 месяцев назад +2

    I started my investment Journey at 17; I am currently 21, and my portfolio is 32k out of which my investment is 17k. I invest in stocks as well as in MF.

  • @neo4646
    @neo4646 Год назад +1

    right after 5 working years! was not aware!!!

  • @adityagoutam8563
    @adityagoutam8563 Год назад +1

    investing from the age age of 12 from pocket money to a IPPB acc with IR of 5 to 7.5% and from the age of 21 inveting in stocks it gives me around 30 to 45% return per year.

  • @pabitraparida124
    @pabitraparida124 Год назад

    I invest in debt mutual funds so that I don't sell stocks at the wrong time. After watching your video I understood that I should keep at least one mutual fund for long-term.

  • @vigneshnagarajan814
    @vigneshnagarajan814 11 месяцев назад +1

    This is Vignesh and I will be starting to invest at the age of 24. Lets see how this journey goes.

  • @mohitshrivastava5412
    @mohitshrivastava5412 Год назад

    Just finished the first semester at my college and i will be 20 after 2 months and have already started the investment journey

  • @aakankshabhatnagar8451
    @aakankshabhatnagar8451 Год назад +1

    Lovely video. Thanks for creating and sharing it. Hope to learn loads from this series of Personal Financing!

  • @Aaron-o2k1j
    @Aaron-o2k1j 4 месяца назад

    Hello! My name is Uday. I am currently 22 years old. I started investing in two mutual funds with 1k in each from the age of 18 through a public bank but unfortunately, I needed to redeem my returns due to some personal issues in 2023. As of now, I have no money left in the funds. However, I am looking forward to knowing in-depth about mutual funds and how to select one. Hopefully, to start my investing journey again.

  • @shivaram61
    @shivaram61 Год назад +1

    Started at the age of 22 from my pocket money but was consistent..

  • @papasilverhand
    @papasilverhand 11 месяцев назад

    Been saving since I got my first job, not in mutual funds but in other instruments (the safer one and with less returns), started mutual funds more recently

  • @vishalmaurya7915
    @vishalmaurya7915 11 месяцев назад +1

    I have started my investment journey from the age of 23.

  • @priyamsingh2904
    @priyamsingh2904 Год назад +1

    At the age of 18 when I got my pan card in 2016 form there on opened a demat account and started to invest

  • @surajchavan6447
    @surajchavan6447 Год назад +1

    Awesome 😎😎. I like the way you explain with animations 👍🏻👍🏻

  • @cognitive_bits
    @cognitive_bits 6 месяцев назад +1

    I staeted my investing journey at the age of 18 .. 😌😌

  • @mahadevaswamyr5876
    @mahadevaswamyr5876 Год назад +2

    It's a great learning with you sir, with all those simple and eloquent language and simplifying everything you pick. Thanks a lot.

  • @Khan-ec5ts
    @Khan-ec5ts 9 месяцев назад

    3:48 wrong numbers in Birthdays(Year)section for sister 2

  • @anjayharma6557
    @anjayharma6557 Год назад +1

    Beautifully explained. Thanks!

  • @dhineshkumarramalingam
    @dhineshkumarramalingam Год назад +1

    I m 26 years old and started investing from last year (25)

  • @americansindians2099
    @americansindians2099 Год назад +1

    Amazed..Super Simple.

  • @ShivaShiva-ty5qc
    @ShivaShiva-ty5qc 6 месяцев назад +1

    Sir,I started in the 11 years old with interest so,my dad teach me to learn .now iam 15 years old

  • @CheithanyaSundarasetty
    @CheithanyaSundarasetty 5 месяцев назад +1

    I feel sorry for myself for not thinking about investing until 35 even after having a good professional career from the age of 21 :(

  • @mohitzambare
    @mohitzambare Год назад +99

    Kartik sir you married your gf!! Next episode on your love story please

  • @lonewarrior7957
    @lonewarrior7957 Год назад +2

    me at 19 now.. started investing on stocks ...

  • @mukulanand7532
    @mukulanand7532 6 месяцев назад +1

    Started at 26, currently 32

  • @redqueen385
    @redqueen385 7 месяцев назад

    Requesting you guys to make a video on FT debt funds issue in 2020, everyone says "MF sahi hai", but no one is showing other side of it...

  • @invincible3011
    @invincible3011 Год назад +1

    From 26 years onwards , and now I m 46 👍😊

    • @aishwaryas5057
      @aishwaryas5057 3 месяца назад

      How u learned and have u made it to FIRE

  • @sakshiroy7940
    @sakshiroy7940 Год назад +1

    Can someone explain the calculation of the first sister and how it resulted in 4,98,00,000?

  • @by7991
    @by7991 Год назад +1

    Age 30 but paused 1 year and just started now at the age of 33

  • @GauravKumar-tr2us
    @GauravKumar-tr2us Год назад +1

    I am 34, I have not saved a single amount, spent all I earned and in bank debt now. Please suggest from where to start

  • @jak0504001
    @jak0504001 Год назад +1

    Hi there
    I just started investing
    My age is 36
    Suggest me some good plans to invest
    I can invest 30 k per month

  • @agyaani8060
    @agyaani8060 4 месяца назад

    I started my investment journey at the age of 20.

  • @shijithkv1463
    @shijithkv1463 Год назад +2

    Hi Sir, First of all thank you so much for your videos. It is really helpful. I have a quick question; in the given example, how we calculated the first sister gets more return than the other two sisters. It would be great if you could provide us the formula on how did we reach that conclusion

  • @ManojAP
    @ManojAP 3 месяца назад

    Mixing SIP and lumpsum is helpful ?

  • @gopalbharadva1390
    @gopalbharadva1390 10 месяцев назад +1

    I started my investment at the age of 21

  • @nazishf.8471
    @nazishf.8471 Год назад

    Investing through Zerodha is so easy. I want to know investment plan for High schoolers

  • @riturajborah6169
    @riturajborah6169 6 месяцев назад

    I have started investing in Index Funds from age 21

  • @harshithm.rharshithmuddaka8289
    @harshithm.rharshithmuddaka8289 Год назад +1

    Thank you sir

  • @madhumathis3717
    @madhumathis3717 Год назад

    Hi @Varsity, please update when you will next video on this series.

  • @Srikanth_12
    @Srikanth_12 Год назад +2

    Hi Karthik. I started to invest in Mutual funds quite late, just 3-4 yrs back, in my late 30s, although I had a PPF account and other "safe" savings since my first Job. I wish I knew about mutual funds and stocks back then!
    Is it late now to start investing for my retirement?...can you suggest some ways?
    Thanks so much.

    • @namangupta5153
      @namangupta5153 Год назад +1

      The best time to invest was 10 years back. The second best time is now.

  • @lenovoa-iz6kj
    @lenovoa-iz6kj Год назад +1

    Late pickup... Started by 33

  • @redcooleditz2536
    @redcooleditz2536 Год назад +1

    Should students invest in mutual funds or on themselves

  • @YoloGurl464
    @YoloGurl464 Год назад +1

    @age 17 I'm started investing in Mutual Fund😌❤

  • @AshishGupta-ig9sg
    @AshishGupta-ig9sg Год назад

    I started investing from 18.

  • @studywithishan8222
    @studywithishan8222 Год назад +1

    I am 18 and started on my birthday itself😂

  • @kumarsamir02
    @kumarsamir02 Год назад

    Chart is looking incorrect
    For 3rd sister

  • @harshgupta9025
    @harshgupta9025 Год назад

    Still confuse from which fund should I have to invest.
    Sir please reply 😊

  • @manishkasera8584
    @manishkasera8584 Год назад +2

    Started 21

  • @subdas134
    @subdas134 Год назад

    I am already started.

  • @SahilKashyap-in
    @SahilKashyap-in Год назад

    But where exactly to invest ????

  • @pruthvikbhagat7476
    @pruthvikbhagat7476 11 месяцев назад +1

    I started very very late.... At age 22.. I'm turning 24 in 20 days...

  • @akhilstocks31
    @akhilstocks31 5 месяцев назад +1

    I've started my investment journet at the age of 34 after starting my first job @ the age of 24.

  • @sarveshdripz5914
    @sarveshdripz5914 Год назад

    Im currently 19 year old am i too late for this.....?
    Since i was 17 i was thinking of investing in mutual funds.. Due to family issue i haven't but now as i am starting i don't know where to start whats the minimum should i start with...
    So many silly and irrelevant questions in my mind
    As i am studying cma i know some basic of stock market and soo because of the vartity and the scope it has
    Anyone who can guide me... A little bit about finance
    I know money the most important thing but i want teach my parents about investing so i can use thier money just a little to help it grow and creat a parellel source of income

  • @jeetshah1441
    @jeetshah1441 Год назад +1

    I was 23 years old

  • @venkateshlaxmikanth
    @venkateshlaxmikanth Год назад

    I started my investment journey at the age of 37 ,i regret for that

  • @shubhambhopale4603
    @shubhambhopale4603 Год назад +3

    I started investing in MFs since my graduation college days. I could save some money but most of it went into expenditure of sorts.
    Great to have you guide us further as I am back to square 1 now 😅

  • @SunilKumar-pj5gz
    @SunilKumar-pj5gz Год назад

    Great

  • @OS-wg2rx
    @OS-wg2rx Год назад

    Good video ji

  • @ipushprajyadav
    @ipushprajyadav Год назад +1

    I was born in November 2002.

  • @abishekramvaidhya1932
    @abishekramvaidhya1932 Год назад

    good noon sir i'm commenting in hope Zerodha team would get to notice this..
    my demat account name totally mis arranged
    i'm wondering why this happened..?

    • @varsitybyzerodha
      @varsitybyzerodha  Год назад

      Hi Abishekram, could you please create a ticket on support.zerodha.com, so we can have this checked?

  • @K.R.I.S.H.A.N.
    @K.R.I.S.H.A.N. 10 месяцев назад +1

    Kartik sir
    Im very late
    About to be 24

  • @ShyorawatCapital
    @ShyorawatCapital Год назад +1

    🔥🔥🔥🔥

  • @user-lz7cx1mo7e
    @user-lz7cx1mo7e 2 месяца назад

    I started later than the 3rd sister at 30.

  • @Aliza-ge5rb
    @Aliza-ge5rb 12 дней назад

    starting at age 22 years

  • @vinilkumar6359
    @vinilkumar6359 Год назад +2

    Started at 30 😅

  • @aditya87689
    @aditya87689 9 месяцев назад +1

    Journey at 16

  • @vvivek945
    @vvivek945 Год назад +1

    I started at 16

  • @YOUNGBOY86
    @YOUNGBOY86 Год назад

    Kya bol raha kuch samjh nahi araha hai...😢

  • @aryansumal7876
    @aryansumal7876 3 месяца назад

    i started when i was 18 im 19 now

  • @Cocolemonkidsstories
    @Cocolemonkidsstories Год назад

    I started from my very first year of job. 😂😅

  • @aaminsan239
    @aaminsan239 7 месяцев назад

    Currently i am 21 😞

  • @ChandraMouli-yx7rk
    @ChandraMouli-yx7rk Год назад

    I RESPECT AND LOVE YOU RANGAPPA

  • @SwarnavaIO
    @SwarnavaIO Год назад

    I was born in March,2002. 😬