Earn more than Fixed Deposits | What are Corporate Bonds? | How to Invest in 2021 | Ankur Warikoo
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- Опубликовано: 22 июл 2024
- One of the reasons most people invest in Fixed Deposits is that they do not want to bear the risk of equity. I get that!
I discovered a new investment option, which brings the guaranteed returns of a fixed deposit, but doesn’t subject you to market risk.
Corporate Bonds.
Where to buy Corporate Bonds? GoldenPi :)
Go to bit.ly/GoldenPiBonds to explore the best marketplace for corporate bonds. I loved the simplicity and ease of use of the product and I am sure you will too.
00:00 Introduction
02:38 What are Bonds?
05:15 Benefits of Bonds
05:45 Challenges of investing in Bonds
07:00 Credit Ratings for Corporate bonds
09:00 What is Coupon Rate of bonds?
10:00 Product I use for Corporate Bond Investments
15:00 Conclusion
#warikoo #investing #bonds
So, this time I bring to you a stronger, higher return yielding instrument that gives you higher returns than an FD, yet does not come with the risk of equity. Along with its pros, I will also share the cons so that you can make your informed choice.
If you have any other questions about this, please let me know in the comments section. I would love to solve your queries in the coming videos!
Click here to subscribe to my RUclips channel: shorturl.at/bizNX
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Ankur Warikoo is an entrepreneur, an angel investor, a mentor and an active public speaker.
For the past 4 years, Warikoo has been actively sharing content on RUclips, LinkedIn, Instagram, Facebook and Twitter amassing a following of 1.8Mn+ people.
He posts 3 Hindi and English videos every week on his RUclips channel, where he talks about entrepreneurship, how to grow in life, personal finance and failure.
Warikoo started his entrepreneurial journey in 2008. His most recent startup is nearbuy.com where he was the founder and CEO from 2015 until 2019.
Prior to that, Ankur started Groupon’s India business in 2011 and acted as the Country CEO from 2011-15, and Head of Groupon APAC from 2013-15.
An alumnus of the Indian School of Business, Ankur is an active Angel investor and mentor to several startups.
Ankur has been part of Fortune Magazine’s 40 under 40 List for India, LinkedIn India’s PowerProfiles List, LinkedIn India’s Spotlight List and India’s Top Executives under 40 list.
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My bestselling books:
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The above links are on Amazon.
If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L and in 2022 we contributed 53L.
Let’s connect online:
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Go to bit.ly/GoldenPiBonds to explore and buy all available corporate bonds in the Indian market. I explored GoldenPi as a user, spent time with Abhijit, the founder and loved everything about it.
Great product, great team!
Sir what about ETF or smallcase, please compare them
Sir can you make a video about the tax system/ tax on an individual..
Plz make video on us stock
Sir please make video on how to invest in foreign stocks.
I'm really waiting for geeting the best gift of my life ....one of the giveaway book, with positive hopes ❤️😊.
Ankur Warikoo is so influential and his content is so sorted out, really appreciate your work. Keep helping and enlightening the youth. :) Also, 1.5x is the ideal speed xD
Thanks a lot :)
@@warikoo Please power of compounding par video banaiye
Happiness is video starting on YT without Adv. 🤗
@Shaikh Sahil Akbar Use Adblock Productivity*100
Haha
Video on us stock , hope you see my comment
Can't agree more!!! 😂😂
@@sed625 no support the creater
The Stock Market is a big ball play. You just need to know how to react to most market conditions without emotions, especially with the sudden crash and rise.
Yeah. What you driving at though?
@@floydchusset3143 Lol😁. I'm expressing concerns over the disappointments. It might be better to get an experienced consultant to work with
@@adamweah8037 Yeah, It really would be great to have professional guidance at hand always, with the way the market's going these days
Talking about guidance, I've made over $125,000 these past 4 months, trading stocks with the help of Helen Howard pratea , a broker I came across at a conference. I had to look her up online and get a bit of information about her before reaching out to her. She's been really awesome since then.
@@ashwinaditi1039 Not Yet
I wish this guy was my teacher in school. GOD level explanation in every video🔥. I literally keep my google notes on while watching his videos to type down important points. I never ever done that even in school😂
Ankur Warikoo Uploading exactly what is requiring for a nerd like me entering into this wholesome world is the greatest Thing EVER, THANKS SIR🙏
1.5 X is actually good. I used to watch like that even before you recommended😅
Sir, you are really good
I started watching your videos just a week ago and now me and my wife both watch one video of yours daily sitting together. It's our daily routine now.
tbh i always watch every informative youtube video at 1.5x speed but you were the only youtuber i could watch at normal speed cuz you dont seem slow or boring at all!!
Being in my early twenties,I have learnt a lot from your videos.
Thanks!
@@user-dz2iw7iw1c kisko chutiya bana raha hai😂
This is pure gold on youtube and i am surprised why there are lesser views on this gold content :). Appreciate feeling empowered a lil more today thanks sir Warikoo
Despite that please do due diligence and research before investing. Ek video dekh ke apna sara paisa kisi company ko mat de aana.
There is special place in heaven for you. Usually people of this status couldn't find time to give back to society. Thanks for your precious time and knowledge.
Hey Ankur, thank you so much for the clarity. Love your content and delivery.
Unfortunately , the Credit Rating Agencies have great conflict of interest in rating companies.
is there any provision to withdraw the amount invested in case of emergency (by paying some penalty or any other method)
sir app itna accha video banate ho aur itni achi bolte ho ki me to topic ki jagah bato me kho jata hu , god bless you.
Love ur smile sir... God bless you... It's so amazing u r making us learn so many things
Everything was so good till 7:30 ; suddenly the whole movie flashed in front of me : The Big Short (2015)
Love the content you bring to the table. Would love to know how a recent NRI could invest in the corporate bonds. There is a lot of confusion around the NRI investments in the traditional instruments in my opinion. Would appreciate if you could demystify they a little for someone who is fairly new to moving out of the country and plan on coming back in some years. Thanks in advance +warikoo :)
Sir aapko me 1x par hi sunti hu. Mujhe acha lagta hai jitni asani se aap explain kerte hai.
This the the best finance educator channel that I came through in a while , thanks bro for giving us some valuable info ❤️, keep going 😇😇
Justin Timberlake in the background. Sickk 🔥🔥
“Amazing” is the word for Warikoo sir and his content!
FOR~MORE~PROFIT~AND~INVESTMENT~ON~BITCOIN~AND~OTHER~CRYPTOCURRENCY
√W•H•A•T•S•A•P•√
+ •1•7•6•0•4•7•4•7•1•9•4•
Love the way u talk and express! Mind blowing
I feel bad that I didn't come across your channel before. Damn good stuff sir! I'm watching all you got now.
Sir Bond is also a risky investment, Companies like Future Group, IL&FS, and DHFL had great ratings when they issued bonds. Due to their good rating, even Provident Fund trust also invested in their bonds. The current mechanism for recovery in case of default is also not strong. Further Secondary market is also not good for these instruments and an exit before maturity is also affected by existing interest rates in the market.
Even then also if one is ready to make an investment in a bond then in my opinion he/she should go for Debt Mutual Fund because it will lead to diversification of risk to multiple companies instead of one single company.
Further Rs 5 Lakh cover (From govt.) is applicable for Fixed Deposit and Saving Account but not for Bond.
yes, the solution is to invest in sovereign debt which is government of India bond
You are 100 percent correct 👍 He doesn't talk about how serious the downsides of investing in Bonds are.
can u suggest few of this funds debt mutual ones
@@akshatagaonkar4788 you can check out HDFC Short term debt fund, Nippon india low duration fund, idfc banking & Psu debt fund..
Honestly I like listening to your content at normal pace.....I feel as if I am talking to you personally 😅
W•H•A•T•S••A••P••P•••
+•1•7•6•0•4•7•4•7•1•9•4•
I•N•V•E•S•T••IN••BTC••C•R•Y•P•T•O•C•U•R•R•E•N•C•Y..
For me, this is the only video on the internet which provides clarity on corporate bonds. Thanks !
Super impressed with the way you explain each concept so well
Thanks ! I asked for it and you got me covered.... Thanks for imparting knowledge 🙏
Thank you! Happy to :)
But I like the way you describing all the things slowly and the way you express . I neither need 1.5x nor.0.2x
Thanks for the feedback, for further clarification, tips support, and guidance on STOCK, CRYPTO CURRENCY AND ASSETS relate with my investment advisor •W •H •A •T •S •A •P •P
+:1:8:6:2:3:5:0:0:2:2:4 for profitable results.
@@user-dz2iw7iw1c scammer spotted! reporting this to cyber crime cell
comprehensive explanation... love the way you deliver.. lot to learn... thanks Ankur sir
Sir i am going to turn 20 this 22 august and i started my investment journey by seeing your videos..Your are awesome sir 👌👌👌.The impeccable style of teaching and learning more about the risks,factors etc is very good.
Fixed deposits : *exist*
Ankur : "I'm gonna destroy your whole career"
Come on bro its his opinion in democratic country we are allowed to say our opinion and u dont havr to destroy him..u just dont watch his video if u dont like his view ...by the way im totally agrer with ankur ..
@@balbirsubba4278 r/wooosh
@@balbirsubba4278 bhai , lagta hai aap ne kabhi creative comment nahi dekha ..........this guy was just trying to criticize the existence of FD returns
@@solo.108 han 🤣, wahi hua iske saath
All the best for your failure Mr. @jaskaran singh
Genuine and Priceless Content explained with Simplicity. Thank You
Ankur- you are just awesome.. this topic was really useful.. explanations are crystal clear..
Great video Ankur. Thanks for sharing this.
“mango people" ye badiya tha😂
We all are😎
Actually it's a translation mistake. It should be common people.
@@subhashprabhu7233 😅bhaii mango ka matlab aam hota h,or ham aam aadmi hi h😝
"Love aaj kal" dialogue
@@subhashprabhu7233 it’s a joke
This videos title should be your channels name
" think beyond FD'S "
Thanks for the feedback, for further clarification, tips support, and guidance on STOCK, CRYPTO CURRENCY AND ASSETS relate with my investment advisor •W •H •A •T •S •A •P •P
+:1:8:6:2:3:5:0:0:2:2:4 for profitable results.
As a good example on the risk of Corporate Bonds (the best one : AAA), you could have discussed the Housing Market Crash of 2007
Thanks ankur for sharing this info. I am completely zero in this knowledge but you made it sooooo very simple to understand. Great👍🏻 n thank you
1:38 that's what I was expecting again 😂✌🏻
Loved the video Ankur - Can you also talk about what Wint Wealth is doing with their debt products and how it compares to investing in Corporate bonds especially since the minimum investment is not so high.
Very good ways of teaching. Thanks.
Hi Ankur, should we look at government or psu bonds as a more safer option?
1.75 best👍
2x
@@senpaixd1346 bhai tu Tubemate se download karke 5x ne dekh🤣
Normal speed ki baatein ho rahi
0.25x is the best ever..
Crypto currency investment is here to stay if you can’t see that at this point its time you learnt more about it
Accurately spoken, this is the best thing I’ve heard in a while. You’ve got my point
You have to understand that crypto trading is not magic, the best way to make lucrative trades is to work with an expert
You’re right man. Though I learnt that the hard way
I lost over $15000 when I started trading before I finally heeded to advice and contacted an expert who trades for me now
Something similar happened to me but I didn’t lose money. I traded with nothing to show for it until I contacted a pro broker who trades for me and returns profits
Very Impressive and very easy, gentle and soft way you communicated.
Very convincing, Thanks
Will be Able to understand - "The big short" movie better now. Thanks for this video :)
You are a "GEM" and that too a rare one! Thanks for all these efforts❤️
Thank you :)
Nice!!! I was only thinking on debt so far but corporate fund i got to know something new and very interesting
The way you break it down for the layman is just amazing!
@@brianjung5623 shut up, fake "Warikoo"... Get a life, dude!
6:45 "Mango people" xD BTW, thank you for this video :) I'm a mid 20s, risk averse investor & I've been following your content to help with the unknown (that is the investment world) 🙈
Thanks for the feedback, for further clarification, tips support, and guidance on STOCK, CRYPTO CURRENCY AND ASSETS relate with my investment advisor •W •H •A •T •S •A •P •P
+:1:8:6:2:3:5:0:0:2:2:4 for profitable results.
I am so happy when I see you
Thanks for the feedback, for further clarification, tips support, and guidance on STOCK, CRYPTO CURRENCY AND ASSETS relate with my investment advisor •W •H •A •T •S •A •P •P
+:1:8:6:2:3:5:0:0:2:2:4 for profitable results.
Thankyou soo much for sharing! Please keep sharing with us...❤️
Thank-you sir.. Nice ND clear information.. Keep post like this financial videos..
Corporate bond gives simple interest and FD has compound interest, if corporate bond and FD has same interest rate then FD is better option
You sure?
@@GauravGiri. 100%
@@kalpeshjethwa7501 then this video is misleading.
@@GauravGiri. Partially, most of the corporate bond have higher interest rate
fd never gives compound interest my frnd. which bank gives compound interest?
INVESTING IN CRYPTO NOW IS VERY COOL EXPECIALLY WITH THE CURRENT RISE IN THE MARKET NOW.
Most intelligent words I've heard,
Crypto is the new gold,
I'm a huge fan of crypto, I hold some few coins in my wallet.
The rich get wealthier as they trade, the poor remain and get even more poorer because of skepticism and fear of taking risk,
The fruitfulness of your trading lies on the account manager or the expert,
This was new thing I learned. Thanks a lot buddy !!
No, I am watching in normal speed and I was not even thinking of speeding up because I like the way you talk. Cool & calm. 😊
Really watched enjoyed watching on 1.5x 🙈🙈
Ankur what happens if I invest in bonds for 5 years and in between sometime the credit rating falls down ? Would that not be risk for the remaining period of my invested money ? How do you deal in that case ?
Hi Jaydeep
If you are interested in learning about technical analysis through which you can invest stock market then feel free to whatsApp me at 8459080800
If you hold bonds until maturity, then variation in credit rating won't affect your bond returns. In this case, you want to sell the bonds before maturity, then the fall in the credit rating may affect the bond price.
GoldenPi Team
As I am student...
I understand from basics what to do with very less pocket money....tq so much sir ji.....sure to recommend your video to all those who never knows about financial planning....
Your way of explanation is so soothing... Your expression while explaining is so beautiful... 1.5 x speed will spoil the flow ..
The advantage of FD is that we can break it in case of any emergency... Do bonds have that option or is the money locked
it is locked
You can sell it in market but may not find much liquidity and so you might not get favorable bids.
I've been watching all the videos on 1.5x these days 😂
How to watching videos on 1.5x, what are the setting change please give me idea 💡🤘🤘🤘
@@prabeenpatra7460 click on three dots on right side corner then click on playback speed and choose 1.5 from normal and its done 👍
@@Laprik1 Thank you for information...
Warikoo ji, such main aazaa aa gaya sunke!
I was thinking of where to search such bonds and this video has come up at the right time.
Thank you for watching our channel WhatsApp
+1,,,,,,,8,,,,,,,5,,,,,,,,8,,,,,,,,,,,2,,,,,,,,,,1,,,,,,,,,8,,,,,,,,,0,,,,,,,,,,,,8,,,,,,,0,,,,,1
I watch the videos at 1x speed. This is still the best. 😁
Whenever u say FD
Ur expressions 😂😀😂😂
Ankur sir this video is amazing. Thank you. I have been looking for something like this. Great job sir👍
Thanks for the feedback, for further clarification, tips support, and guidance on STOCK, CRYPTO CURRENCY AND ASSETS relate with my investment advisor •W •H •A •T •S •A •P •P
+:1:8:6:2:3:5:0:0:2:2:4 for profitable results.✓✓™
You were too good , very well explained !! 👍
Warikoo: Watch your video at 1.5X speed
Me who always watches his videos at 1.5X :
Thanks for the feedback, for further clarification, tips support, and guidance on STOCK, CRYPTO CURRENCY AND ASSETS relate with my investment advisor •W •H •A •T •S •A •P •P
+:1:8:6:2:3:5:0:0:2:2:4 for profitable results.
What is WHATSAPP?
@@varadgorhe3108 ignore that scam comment made by a fake profile
1:35 legends like me watch every video at 2x😎
Haha
Sir, I watch almost all the RUclips content on 2X. But the way you talk and influence is really intriguing and feels good to the ear. You are one of those RUclipsrs whose content I watch on the 1X. ,
Thank you for watching our channel WhatsApp
+1,,,,,,,8,,,,,,,5,,,,,,,,8,,,,,,,,,,,2,,,,,,,,,,1,,,,,,,,,8,,,,,,,,,0,,,,,,,,,,,,8,,,,,,,0,,,,,1❤️❤️❤️
Hey Ankur, been following your blogs here there since your ISB blogging days (back when I was considering an MBA myself). Corporate bonds are surely a smart investment tool, however just a couple of things to know before one invests basis my limited experience though: 1. Even a AAA rating does not mean one can invest with closed eyes (ever) since bonds are neither backed by a DICGC guarantee nor are companies required to maintain liquidity the same way banks are required under RBI norms 2. Unlike banks, most companies aren't very sorted and it can usually take some time (and also follows up) before your get your principal back. Hope more people watch this video raising the demand for bonds and cracking open an otherwise cold market. More power to you!
What about IndMoney?
It also has investment option in bonds.
The bond investment in ind money seems interesting to me because it's investing in a fund house of corporate bonds, so even if one company goes bad, there are others. Its like people who are afraid to invest in stock directly can always go to mutual funds and reduce the risk as there are multiple companies held by the fund house.
However this is what i observed though please do correct me if I'm wrong.
Investing in crypto currency now should be in every wise individuals list, in 2 to 3 years time, you will be estactic with the decision you made today
Since bitcoin could get to 58k so quickly then 150k ending of this year is very possible....
Crypto is the future 💯
Investing in these economic crisis will be one of the best thing to do
I got 80% of my total portfolio in Bitcoin and it has been great Returns
I wanted to trade crypto but got confused by the fluctuation in price.
U r still young and the way you talk we like it we dont feel that we need to play your video in 1.5 speed ..if someone said this doesnot mean you need change..
I can see some bonds through apps like Kfinkart as well, are these the same as offered by goldenpi?
1:35
When you are already watching it in 2x speed
Investing in crypto now should be in every wise individuals list, in some months time you'll be ecstatic with the decision you made today.
that's right💯
Yeah, stocks are good but i mostly invest in crypto currency
I tried trading Bitcoin and crypto once but was confused and got discouraged by the constant rise and fall in price
@@user-dy3qd3zy6u That wont be a problem if you trade with a professional broker like Jonathan smith
Mr Jonathan made me a profit of $12,050 after my first trade with him
thanks a lot, sir , you are changing minds of many
Very good suggestions. Thanks.
I love your introduction sound, it motivates me watch your video.
I learnt something new day. Thank you Guru ji.🙏
I just started following you on Friday and now I like the way you explain and helped a lot to understand things.
Thank you for watching our channel WhatsApp
+1,,,,,,,8,,,,,,,5,,,,,,,,8,,,,,,,,,,,2,,,,,,,,,,1,,,,,,,,,8,,,,,,,,,0,,,,,,,,,,,,8,,,,,,,0,,,,,1,❤️❤️
Along with default risk we overlooked liquidity. In FD we get liquidity with the term of paying penalty but still for emergencies we get at least some liquidity rather than bonds. Please advise and correct me on this.
Actually speed 1.25x is better. Thanx for suggesting. I always watch almost all of your videos. Bcz knowledge speaks and it speaks pretty well. Good work. Carry on
Awesome :) really appreciate your effort to explain things in very simple way. Thank you so much ... big fan
Thanks for your comment.
W>h>a>t>s>a>p>p>.
+**1**(**3**1**0**)**5**1**3**4**8**4**1..
Will guide you through To make profits from your investments..
Hello Sir, can we use these bounds as collateral in option trading? Please clarify
Awesome video sir thank you very much
Sir,
You have an aura that has attracted me to each video of yours.
🙏I’m a big fan now
Amzing video. Very si ple to understand. Thank you @warikoo
Thanks for such valuable video sir
It's very true and the timing is just perfect. We have a philosophy that investment should be able to beat the inflation with atleast some margin. This is exactly FDs fail big time. Loved the video, we made a video on the topic recently and there is so much to learn from you in terms of how to record better. Kudos to you and to us. Cheers.
Mr. warikoo your pace is perfectly fine. when it comes to finance we need slow pace. 😊
Great watching thanks for teaching us 🙏
You are not just an angel investor but also an angel advisor. Thanks got your valuable inputs!
In FD you can break it before it’s maturity date, can you do this with bonds? If yes what are the implications ?