Every time I hear anything about student loans and interest rates and how hard it is for newly graduates to pay them off I become increasingly happy that I live in Sweden where education is completely free, unless you apply to a privately owned institution, and where the interest rate on student loans hover around the 0.05% mark most years. Being hundreds of thousands of dollars in debt for multiple years would definitely give me crippling depression short after finishing my education.
I’m so glad this video exists because it let’s so many people know what to expect when making big life decisions that not a lot of people actually go to in detail about. While not applicable to my situation as I was fortunate to have my parents cover a portion of my tuition; I also lived at home with them and commuted to school, and lastly worked/studied from home. I did all this simply to avoid student loan debt because I knew from the get go that a bachelor’s degree in fine arts wasn’t going to get me anywhere without having the skills and portfolio to back it up - which fortunately now as I’m in my final year of school, I can confidently say I do. So while I did sacrifice a lot of experiences like travelling, moving out, etc… I honestly am in a better position now financially than I have ever been because of the choices of my past self. :)
Great vid! I first worked as a draftsman and then paid for school. I work full time and go to school part time. Im ok with getting my degree at 27. No debt and I am able to enjoy my 20’s still being able to travel and party. If you can live with your parents then do that. that will definitely help you save big time as you also want to put money into a Roth IRA while you are in your 20’s
I totally can relate when u said that ur friends were shocked abt ur salary. When u think abt all the efforts n nosleep nights during studies and the salary that we interns get after our bsc and masters its truly depressing. Especially when we compare our salary with other jobs
As someone who's been struggling with this for around 2 years I recognize that this walkthrough would have been super nice to see at that time; But seeing it now, I still found some insights that make me hopeful, thank you!
Somehow I got Anna Akana vibe from you, and I meant it as a compliment. Your video contents are always well illustrated and informative. Thank you for sharing!
Speaking of ocean-bound plastic, a little piece of plastic was in the salmon I ate for lunch! I thought it was a bone when I was chewing. Nope! Even as an aware environmentalist who washes and sorts all spent materials, I was surprised. It was like: "THE PROPHECY IS TRUE!". I kept the little piece of plastic as a reminder. On a more related note, you did an excellent job. Many people dig a massive debt hole for themselves that enslaves them for many years. To any young people reading, it's best to pay with your own money. Work and save as early as you can and work through college. It's possible to pay as you go one semester at a time if you manage your time and budget right. Financial aid and scholarships make this significantly more manageable if you qualify for them. Please don't make a habit of borrowing money; most people bight off more than they can chew.
Thank you so much Dami for this video, this is really eye opening. I plan to start masters next year in München, and all this information is really welcomed to me. Keep it up colleague.
it's a shame how architecture is one of if not the most demanding fields during studies and after graduation, yet it is one of the least rewarding. so, when i hear stories of success such as yours i just lift up but still feel sad that it comes with many other struggles on top of the struggle that is architecture. anyways, i feel blessed too. immensely. compared to the west, in my culture parents pay for your tuition... you also live with them, that "by 18 get out" mindset is nonexistent. so i feel grateful to have had that. my goal is to work and be able to provide for my family. i don't want my mom to lift a finger for the sake of money anymore. i hope that becomes my own success story lol. thank you for these videos, they're super encouraging and i learn a lot 🤍 i pray we all make it!
@@DamiLeeArch Well, you make youtube videos, which puts you in the group of people that really have a lot of passion, talent and energy to achieve things. Not everyone can do that :O
Thanks for the insights, I'm just here in Trinidad, trying to get into the only Architecture school in the Caribbean, CSA, UTech Jamaica (which makes it the most competitive), but if I don't get through i'll just do civil engineering and let my lifelong dreams of becoming an architect go down the drain 😭, but that's ok, i'm contented 🙂. You really inspire me Dami, keep up with the great vids!
@@DamiLeeArch thankfully I made the smart decision best for me and waited 3 years after high school to further my education. 3 years of saving, no leisure activities and materialistic spending. Just work, eat, sleep, repeat. Wasn’t “livin my best life” but now, nearly 10 years later, my definition of that has reached a higher level.
@Entertainless distribution center in California, won’t say what company, but it was very few duties beyond just shove all the product, safely, into a freight truck. In late 2008, they were paying 13 an hour. When I left in early 2012, it was close to 17. Work/life balance was just an idea basically. 10-12 hour shifts were a normal thing. So beyond necessary expenses, gas, food, maintenance on my car, paying my share of rent and the monthly pair of new boots, remaining of my income went into my savings account.
Maybe people should consider going to Europe for studying if they really can... it's not any worse and there's no way you'd get such a debt from a public institution fees.
Wow only $50,000! My son who is now 30 has a $100,000 student loan debt. We got him through 4 years at Baylor with no debt. He then decides he needs to go to graduate school. I told him he would be on his own for that. His goal was to be a movie director. He works 3 movies post production after graduating Chapman University. He decides he doesn't want to be in the movie business. At least you are an architect and made it happen.
I’m not sure if it’s the same in Canada but a lot of US firms do not allow “moonlighting” (like my first job). So you’d have to freelance in like photography like you mentioned - not architecture. Also some parents charge rent or bills for their like 25 year old child to move back in if they allow them at all…
Yeah good point, I was lucky to be in a firm that not only allowed moonlighting but actually encouraged it as a part of my professional growth. My mom also charged me rent after a year 😅 but still low compared to other places
Hello, Ms. Dami! I'm an architecture undergrad student currently studying in the Philippines. I've taken a great amount of interest in your work, especially in your Master's Thesis project. I was wondering if you could discuss more comprehensively about the exact nature of spatial design in relation to a user-based experience? I would also like to ask if you are familiar with this architectural theory I recently stumbled upon called the "Aleatoric Milieu" which also highlights the importance of proxemics and navigation-design in space planning. I was wondering if you could give any thoughts or discussions regarding this theory, as I trust that it is in your expertise and it would be interesting to hear your ideas about it. Thanks and I wish you all the best and more power to your content!
Our culture has focused so much on the quantitative data that the numbers don't even make sense. The student loan to entry level salary bridge needs a re-design.
Excellent point, Marcus. Also, I love your theory on how "Marketing Gone Wild" has ruined the retail landscape by a lockstep move to round prices by $.49 or $.99. Fascinating stuff.
Good you are a lannister now A Lannister Always Pays His Debts And one thing about the "going back to your parents house" par, Oh don't be ashamed of who your are in any situation cuz that's your parent's job ;)
Hey Dami! Your videos are super inspiring and have really helped me choose a major. I’m from the US in the great state of Michigan and I had a questions. I wondered how I should pick a school. Only 4 schools in my state are accredited and they all are quite different. Some look great and every way but very $$$ and the cheap ones not only are farther but have a very sad rep. Right now I’m going to be a freshman at a community college in the fall but how should I pick the university I transfer too?
Hi Dami! I'm a technologist in Vancouver~ And I was just hoping if you have something to say about the syllabus program by RAIC? maybe like the pros and cons of it? Hope to hear from you! Cheers, Your losing-hope-to-get-into-masters online friend
Hello Demi I've got a question for you! I'll hopefully fly abroad (Birmingham,UK) to complete my BA Hons on architecture after I'm done with my A levels. So will I be able to become an intern right after graduating from there? Also I'm a traditional realism artist. Will that help?
Hi Dami! When you say you did renderings for clients, what all did this entail? Meaning, would you use photoshop for renders to enhance them? I’m starting to develop a list and feel I could do renderings as well. Thanks!
I think it's bullshit that literally every aspiring architect nowadays has to have multiple jobs to make ends meet. We are the only professional field that has to live like peasants before the grandmasters deem us worthy of a crumb of a decent livable wage. Why did I go to school for 5 years and currently work in New York City and I still can't afford to move out of section 8 housing? This profession needs some serious restructuring if it wants to survive in a meaningful way in America.
Yeah, I'm sorry, but HP doesn't give a damn about the environment. Case in point, look up their ink cartridges and how anti-consumer and wasteful they are. They contain virtually no ink (literally a slightly damp piece of foam) and comes with an ID chip to prevent you from using third-party cartridges. Heck, it gets even worse, check out Louis Rossman's channel where he showed a case where an HP printer would refuse to scan documents because it had no ink and another case where you had to subscribe to their ink subscription program just to use the included spare cartridges. How is forcing people to buy their wasteful product environmental? Corporations DO NOT have morals.
This is a question that can open up a massive can of worms, but I think the core of it is that architects throughout history have not been great at communicating the value of their work, so we traditionally underprice our services. I hope / think we are realizing this and making some big changes.
@@DamiLeeArcha very interesting perspective. I often wonder whether our work truly impacts people's lives or whether we were taught to overestimate the importance of design. I look at indigenous and native cultures and it sometimes seems like societies intrinsically know what they want and need and their environments reflect that. Sometimes when architects dwell on the scene they unfortunately destroy the existing character of a place because we live in a studio environment completely detached from reality and people. It's a paradoxical situation.
Me (now) looking at $50K student loan debt...LMFAO Me (years back) looking at $50K student loan debt...asking my wife why she took out that loan because my schooling was paid for. Me (before college) looking at the absolutely astounding cost of college...time to join the military!!
📺💬 How do I pay back debt from the intern architect within 2 years. 🥺💬 That is hard and present of ability, I pay my school semester fees by myself too because in my country that is not a high amount of fees, it is about 600 to 700 dollars for computer engineering and of course, I learn in English. I agree that if I have more money I could go abroad and have life experience or apply to a famous school. My sister also does the same but she goes aboard to India where Philosophy and the national relationship are name subjects for the school. 📺💬 You can do as me do 🥺💬 Yes, that is the great option you selected I could do I know you in person when now I had a Master's degree and I took exam certificates for free as it's a promotion 49$ per month and 7 days free trials. 🥺💬 I am not to promotions them I had passed 50 and more certificates with professional levels in data science, Advance data science, IT Backend developer and Tensorflow developer, and project management. 📺💬 Anyone working on fulfilled my life as me. 🥺💬 That is a great option and please keep continuing there are many people doing on their tracks try to be in the best position for themself and possibly give a great opportunity to next. 🥺💬 Everyone doing the same but do not forget to spare some time with love and family.
Priceless topic Dami. I also relished in the great luxury life of solitary confinement with my parents during internship. But I don’t think they much appreciated the basket of a dozen 4-karat diamonds in my 18k gold pinky ring rent-free….and my color-matching Ferragamo shoes…🫣Career focus!? But I did manage to pay off my loan in a little over 3 years by moonlighting at various firms as a CAD Specialist. The key is definitely to beat down that compounding interest as quickly as you can afford and also invest in your firm’s success.
![How I manage 43 Employees [Goat Funded Trader]](http://i.ytimg.com/vi/z416VmEoOLg/mqdefault.jpg)
Every time I hear anything about student loans and interest rates and how hard it is for newly graduates to pay them off I become increasingly happy that I live in Sweden where education is completely free, unless you apply to a privately owned institution, and where the interest rate on student loans hover around the 0.05% mark most years. Being hundreds of thousands of dollars in debt for multiple years would definitely give me crippling depression short after finishing my education.
I’m so glad this video exists because it let’s so many people know what to expect when making big life decisions that not a lot of people actually go to in detail about.
While not applicable to my situation as I was fortunate to have my parents cover a portion of my tuition; I also lived at home with them and commuted to school, and lastly worked/studied from home. I did all this simply to avoid student loan debt because I knew from the get go that a bachelor’s degree in fine arts wasn’t going to get me anywhere without having the skills and portfolio to back it up - which fortunately now as I’m in my final year of school, I can confidently say I do.
So while I did sacrifice a lot of experiences like travelling, moving out, etc… I honestly am in a better position now financially than I have ever been because of the choices of my past self. :)
This video is going to be a lifesaver for some student.
Thanks so much for posting this. I’m projecting around £100,000 debt by the end of my masters, so this was reassuring and super useful 😅
Good luck!!! It seems daunting but making a solid plan helps a lot!!
Don’t be ashamed!
Great vid! I first worked as a draftsman and then paid for school. I work full time and go to school part time. Im ok with getting my degree at 27. No debt and I am able to enjoy my 20’s still being able to travel and party. If you can live with your parents then do that. that will definitely help you save big time as you also want to put money into a Roth IRA while you are in your 20’s
I totally can relate when u said that ur friends were shocked abt ur salary. When u think abt all the efforts n nosleep nights during studies and the salary that we interns get after our bsc and masters its truly depressing. Especially when we compare our salary with other jobs
As someone who's been struggling with this for around 2 years I recognize that this walkthrough would have been super nice to see at that time; But seeing it now, I still found some insights that make me hopeful, thank you!
Somehow I got Anna Akana vibe from you, and I meant it as a compliment. Your video contents are always well illustrated and informative. Thank you for sharing!
Haha nice, I love her videos!
Speaking of ocean-bound plastic, a little piece of plastic was in the salmon I ate for lunch! I thought it was a bone when I was chewing. Nope! Even as an aware environmentalist who washes and sorts all spent materials, I was surprised. It was like: "THE PROPHECY IS TRUE!". I kept the little piece of plastic as a reminder.
On a more related note, you did an excellent job. Many people dig a massive debt hole for themselves that enslaves them for many years. To any young people reading, it's best to pay with your own money. Work and save as early as you can and work through college. It's possible to pay as you go one semester at a time if you manage your time and budget right. Financial aid and scholarships make this significantly more manageable if you qualify for them. Please don't make a habit of borrowing money; most people bight off more than they can chew.
contrast are getting better
Thank you so much Dami for this video, this is really eye opening.
I plan to start masters next year in München, and all this information is really welcomed to me.
Keep it up colleague.
Thanks Denis. Good luck with your masters 😊 sounds exciting.
it's a shame how architecture is one of if not the most demanding fields during studies and after graduation, yet it is one of the least rewarding. so, when i hear stories of success such as yours i just lift up but still feel sad that it comes with many other struggles on top of the struggle that is architecture. anyways, i feel blessed too. immensely. compared to the west, in my culture parents pay for your tuition... you also live with them, that "by 18 get out" mindset is nonexistent. so i feel grateful to have had that. my goal is to work and be able to provide for my family. i don't want my mom to lift a finger for the sake of money anymore. i hope that becomes my own success story lol. thank you for these videos, they're super encouraging and i learn a lot 🤍 i pray we all make it!
People being told to get out at 18 is far from a universal thing, especially these days. That use to be alot more common line 30 years ago
Girl! You are an inspiration. Or you just make all of us, normal people, look like lazy and stupid. Definition of super achiever!
Luck had very little to do with where you are now kiddo!
I am not a super achiever!!! I just learned some tricks that made my life easier, but it's things anyone can learn. 😊
@@DamiLeeArch Well, you make youtube videos, which puts you in the group of people that really have a lot of passion, talent and energy to achieve things. Not everyone can do that :O
your editing gets better by the day, keep up the great work!
Thanks for the insights, I'm just here in Trinidad, trying to get into the only Architecture school in the Caribbean, CSA, UTech Jamaica (which makes it the most competitive), but if I don't get through i'll just do civil engineering and let my lifelong dreams of becoming an architect go down the drain 😭, but that's ok, i'm contented 🙂. You really inspire me Dami, keep up with the great vids!
For guide
🙌🙌🙌 the accuracy💯
I’m happy I paid out of pocket and the money I earned during and after went straight back into my pocket
smart move. I wish I had been more prudent earlier!
@@DamiLeeArch thankfully I made the smart decision best for me and waited 3 years after high school to further my education. 3 years of saving, no leisure activities and materialistic spending. Just work, eat, sleep, repeat. Wasn’t “livin my best life” but now, nearly 10 years later, my definition of that has reached a higher level.
@Entertainless distribution center in California, won’t say what company, but it was very few duties beyond just shove all the product, safely, into a freight truck. In late 2008, they were paying 13 an hour. When I left in early 2012, it was close to 17. Work/life balance was just an idea basically. 10-12 hour shifts were a normal thing. So beyond necessary expenses, gas, food, maintenance on my car, paying my share of rent and the monthly pair of new boots, remaining of my income went into my savings account.
Love your content my sister.please keep up the good work 👌
Dami you do such a great job with tempering the harsh reality so it doesn't seem so onerous. Great topic and great presentation.
Thank you so much 🙏
Hawaii CPI data / import fees got CA & DC residents humbled. No wonder the local emerging workforce heads to the mainland! Not a joke.
Thank you for sharing this, I really really appreciated it.
I love your content so much!! Thank you!!
I really don't understand interests stuff but I do think about going to uni (I'm 13)so this was a help,and soon I'll be careful about these stuff.
I just love her voice…
Maybe people should consider going to Europe for studying if they really can... it's not any worse and there's no way you'd get such a debt from a public institution fees.
That’s amazing title for japanese young architects.
Huh? I'm confused 😂
Wow only $50,000! My son who is now 30 has a $100,000 student loan debt. We got him through 4 years at Baylor with no debt. He then decides he needs to go to graduate school. I told him he would be on his own for that. His goal was to be a movie director. He works 3 movies post production after graduating Chapman University. He decides he doesn't want to be in the movie business. At least you are an architect and made it happen.
Good pointers
I’m not sure if it’s the same in Canada but a lot of US firms do not allow “moonlighting” (like my first job). So you’d have to freelance in like photography like you mentioned - not architecture. Also some parents charge rent or bills for their like 25 year old child to move back in if they allow them at all…
Yeah good point, I was lucky to be in a firm that not only allowed moonlighting but actually encouraged it as a part of my professional growth. My mom also charged me rent after a year 😅 but still low compared to other places
Love your videos
Hello, Ms. Dami!
I'm an architecture undergrad student currently studying in the Philippines. I've taken a great amount of interest in your work, especially in your Master's Thesis project. I was wondering if you could discuss more comprehensively about the exact nature of spatial design in relation to a user-based experience? I would also like to ask if you are familiar with this architectural theory I recently stumbled upon called the "Aleatoric Milieu" which also highlights the importance of proxemics and navigation-design in space planning. I was wondering if you could give any thoughts or discussions regarding this theory, as I trust that it is in your expertise and it would be interesting to hear your ideas about it.
Thanks and I wish you all the best and more power to your content!
That's some Grade A archispeak right there...
Your humor is probably the best skill you have lolol
Hahaha best compliment 😆
Our culture has focused so much on the quantitative data that the numbers don't even make sense. The student loan to entry level salary bridge needs a re-design.
Excellent point, Marcus. Also, I love your theory on how "Marketing Gone Wild" has ruined the retail landscape by a lockstep move to round prices by $.49 or $.99. Fascinating stuff.
But man, your ideas about true boosterism, that's what marketing teams around America want. They are tired of the flim flam too!
TOTALLY AGREE WITH THIS STATEMENT. 💯
Likewise. He is so articulate it's crazy.
HAHA.. this thread is cracking me up. But seriously, dude has some points.
Good you are a lannister now
A Lannister Always Pays His Debts
And one thing about the "going back to your parents house" par,
Oh don't be ashamed of who your are in any situation cuz that's your parent's job
;)
Very inspiring video. 👏
I am so glad I live in Sweden
ja
Hey Dami! Your videos are super inspiring and have really helped me choose a major. I’m from the US in the great state of Michigan and I had a questions. I wondered how I should pick a school. Only 4 schools in my state are accredited and they all are quite different. Some look great and every way but very $$$ and the cheap ones not only are farther but have a very sad rep. Right now I’m going to be a freshman at a community college in the fall but how should I pick the university I transfer too?
Inspiring!
Great video!
Thanks 😊
such passion for architecture is incredibly inspiring wow
God you make great videos, nothing mediocre about you at all, nothing to criticize here whatsoever, even saving trees 🌳
😎Maximum respect 🙏
Thanks Andrew 🙏
Not sure why but your videos are always so timely... Def need to practice rendering for that side hustle!
Hahah nice! You got this!!
Hi Dami! I'm a technologist in Vancouver~ And I was just hoping if you have something to say about the syllabus program by RAIC? maybe like the pros and cons of it? Hope to hear from you!
Cheers,
Your losing-hope-to-get-into-masters online friend
Only 5.2, come to India its 12😎
That's crazy. I pay 2.000eur a year as a international student in a very good school, which is already a lot to Europe. Wow.
Hello Demi I've got a question for you! I'll hopefully fly abroad (Birmingham,UK) to complete my BA Hons on architecture after I'm done with my A levels. So will I be able to become an intern right after graduating from there? Also I'm a traditional realism artist. Will that help?
For guide
Hi Dami! When you say you did renderings for clients, what all did this entail? Meaning, would you use photoshop for renders to enhance them? I’m starting to develop a list and feel I could do renderings as well. Thanks!
Yes I output my renders from Enscape or Sketchup Vray, and I did post processing on them with photoshop / lightroom
Just bought a hp spectre.......
I think it's bullshit that literally every aspiring architect nowadays has to have multiple jobs to make ends meet. We are the only professional field that has to live like peasants before the grandmasters deem us worthy of a crumb of a decent livable wage. Why did I go to school for 5 years and currently work in New York City and I still can't afford to move out of section 8 housing? This profession needs some serious restructuring if it wants to survive in a meaningful way in America.
Yeah, I'm sorry, but HP doesn't give a damn about the environment. Case in point, look up their ink cartridges and how anti-consumer and wasteful they are. They contain virtually no ink (literally a slightly damp piece of foam) and comes with an ID chip to prevent you from using third-party cartridges.
Heck, it gets even worse, check out Louis Rossman's channel where he showed a case where an HP printer would refuse to scan documents because it had no ink and another case where you had to subscribe to their ink subscription program just to use the included spare cartridges.
How is forcing people to buy their wasteful product environmental? Corporations DO NOT have morals.
*Writing with a Copic marker.* Trigger intensifies
😂😂😂 sorry about that
Why do architects get paid so little in comparison to other less demanding jobs?
This is a question that can open up a massive can of worms, but I think the core of it is that architects throughout history have not been great at communicating the value of their work, so we traditionally underprice our services. I hope / think we are realizing this and making some big changes.
@@DamiLeeArcha very interesting perspective. I often wonder whether our work truly impacts people's lives or whether we were taught to overestimate the importance of design. I look at indigenous and native cultures and it sometimes seems like societies intrinsically know what they want and need and their environments reflect that. Sometimes when architects dwell on the scene they unfortunately destroy the existing character of a place because we live in a studio environment completely detached from reality and people. It's a paradoxical situation.
Hi
Can u pls do a tutorial on how to use Maya for rendering building
For guide
The second minute was so fuuuunnnnnyyyyyyy! Hahahahahaha
Me (now) looking at $50K student loan debt...LMFAO
Me (years back) looking at $50K student loan debt...asking my wife why she took out that loan because my schooling was paid for.
Me (before college) looking at the absolutely astounding cost of college...time to join the military!!
nice videos .. go ahead
Be honest, do you now earn more as an Architect or as a RUclipsr? 😅
hp has terrible service,I'm not gonna lie. the purchases are not worth it.
🌷
Valley girl Dami! Lol 😂 you
Bro you are SO FUNNY
收获很多
This chick making more money off RUclips then architect school/internship… 🙄 gtfo
How to make money, loan money to students....easy
first viewer
📺💬 How do I pay back debt from the intern architect within 2 years.
🥺💬 That is hard and present of ability, I pay my school semester fees by myself too because in my country that is not a high amount of fees, it is about 600 to 700 dollars for computer engineering and of course, I learn in English. I agree that if I have more money I could go abroad and have life experience or apply to a famous school. My sister also does the same but she goes aboard to India where Philosophy and the national relationship are name subjects for the school.
📺💬 You can do as me do
🥺💬 Yes, that is the great option you selected I could do I know you in person when now I had a Master's degree and I took exam certificates for free as it's a promotion 49$ per month and 7 days free trials. 🥺💬 I am not to promotions them I had passed 50 and more certificates with professional levels in data science, Advance data science, IT Backend developer and Tensorflow developer, and project management.
📺💬 Anyone working on fulfilled my life as me.
🥺💬 That is a great option and please keep continuing there are many people doing on their tracks try to be in the best position for themself and possibly give a great opportunity to next. 🥺💬 Everyone doing the same but do not forget to spare some time with love and family.
Priceless topic Dami. I also relished in the great luxury life of solitary confinement with my parents during internship. But I don’t think they much appreciated the basket of a dozen 4-karat diamonds in my 18k gold pinky ring rent-free….and my color-matching Ferragamo shoes…🫣Career focus!? But I did manage to pay off my loan in a little over 3 years by moonlighting at various firms as a CAD Specialist. The key is definitely to beat down that compounding interest as quickly as you can afford and also invest in your firm’s success.