Sir plot + construction loan me original registry paper bank rakh lega to authority se map kese pass ho payega? Or bina authority ke approval se construction kese hoga?
construction time me, hame pahle floor banake invest karna padta hai phir Bank se invoive dikha k reimburse karna padhta hai? kya hum floor cost estimate dikha k part loan nahi kar sakte hai development stage k pahle?
Very helpful video sir...sir plz tell if a bank employee take plot plus construction loan for investment purpose..i mean to give on rent as extra source of income
@@connecting_dots_Loan thanks a lot sir .. any notification or letter there in this regard sir plz..i would be highly obliged to u if u can provide bcz my bank manager has told me that i can take home loan only if i have to live in it not for rent purpose.
Sir ye cibil bank dekhta h ki kitna loan pass krna h jab bank interest lgata h 12 to 15% tak tab bank nhi dekhta loan ke principal amount ka 3guna jyada bharta h tab bank ka cibil kaha jata h ye sab loan ke principal amount ke time pr hi kyu dekhte h interest lgate time kyu nhi dekhte
Sir How is interest calculated when plot loan is sanctioned? is it like I need to pay only interest or Principle+interest....Because I will be buying plot now and construction will be done 1 year later
Sir plot ki registry me velue 6 lakh h. Or market velue 15 lakh h. Or pilot Ardhnagariya chetra ki free hold society me h. To plot k liye kitna loan mil sakta h Plot area 67 m. H Or me government employee hu. Please reply
Sir bhot knowledgeable video hai bus ek question hai, Agar plot + construction loan liya or construction chalu karne ke pehle hi plot ko kisi or ko bechna hai toh bech sakte hai kya ?
@@connecting_dots_Loan sir kuch ratio hota hai kya. Jaise mujhe bank 18 lakh plot ke liye aur 4 lakh construction ke liye de rahe hai ye justiable hai kya. Baki construction ka 3 lakh me apni taraf se pay karoongi
शहर के पास एन. ए. 44 लॅंड पर, रेडी रो -हाऊस लेकीन वो ग्रामीण क्षेत्र में आता है उस पर एस्.बी.आय./बी.वो.आय. जैसे बॅंक होम लोन दे सकते हैं क्या? कृपया, मार्गदर्शन करे 🙏
Sir, i taken 30 lac loan from hdfc plot +construction now bank given me 16 lac for plot, after 6 months emi i want to close this loan and i need loan balance letter my question is in loan Balance letter bank will write HOME LOAN or PLOT+CONSTRUCTION loan
@@connecting_dots_Loan fir loan ki emi Ex. Jaise maine aaj plot liya muje construction after 3 yr krwana hai to fir loan ki emi kya rhengi jo first check builder ko diya hai usi ke acc. Emi rhemgi ya variable rhengi sir
Sir aap galat bta rahe ho bank kahta h tum ghar pahle apni jeb se paise lgao fir hum installment denge means aap ghar start kro or hume photo bhejo fir hum kist dalege ye icicihfc kahta h
Sir I have taken a loan from SBI of 35 lakh 25 for plot and 10 lakh from construction I have taken 25 lakhs w but not taken 10 lakhs construction amount can I cancel this amount or how can I get this
Agar plot+ construction ka loan lene ke bad 3/5 years( time for construction) se pahle loan pre payment karke close kar den to kya koi penalty/extra charhe lagega?
Sir kya home lon lene ke liye pehale construction ka kuch kam karana jaruri he?nahi to bank lon nahi dega.plot mene le rakha he sir.shirf muje constrution ke liye lon chahiye to kya benk lon dega ya nahi please bataye dhanywad 🙏
@@connecting_dots_Loan construction ko start karne se pehle Bank hame kist Ada nahi karta he Sir?Ya construction start karne ke baad deta he? Thank you so much Sir 🙏
Sir, I got home + construction loan. Loan amount 36 lakhs. In that for land purchase I got 16 lakh and registration completed. Now is there any period within that I have to start construction and start getting rest 20 lakhs. If yes. What would be the time period. If didn't start the construction in that time period what problems will I face. Pls clarify
Etna easy nhi hota sir mujhe 4months se icicihfc ne latka rakha h 2baar processing fees bhar chuka hu or 3months se advance emi bhar rha hu or galat khasre pr mera 2 insurance bhi bank ne kr rakhe h unki bhi emi bhar rha hu btao kya kre complaint bhi kr chuka abhi tak registery nhi hui makan to pta nhi kab bnega froud baithe h bank me bhi sir
Jo mera doubt tha ho clear ho gaya hai. Thanks Sir.
please share my videos in your whatsapp group
Sir, you explained everything with lot of patience.
अगर आपको हमारा वीडियो अच्छा लगा तो अपने व्हाट्सएप ग्रुप पर शेयर करें ताकि ज्यादा से ज्यादा लोगों तक यह महत्वपूर्ण जानकारी पहुंच सके
Waah , sir bahut shandar 👏👏👏 great explanation 🙏🙏🙏🙏 thank you so much
Sir...Kya is type ke loan me... Income Tax deduction ke liye claim kar sakte hai kya?? ... plz. reply
Very nice n informative video in detail thanks Sir 🎉🎉
Sir Please share my videos in your WhatsApp groups
Sir mdda se jo naksa pass hota hai sq fit kya usi heshab se construction karna hota hai sq fit jhada nai kar sakey hai?
Other banks me transfer karne ke liye kya charges hai please confirm kijiye
Watch this video in 1.5 speed...thnkx me later
Thank you so much
Thank you
Thank you buddy
Sir subsidy milati he kya ajkl
Sir, bank advocate provide any letter, which has details regarding documents. we should take from bank after completion of loan?
Sir plot + construction loan me original registry paper bank rakh lega to authority se map kese pass ho payega? Or bina authority ke approval se construction kese hoga?
Original registry paper is not required for map passing. Photocopy of registry is enough.
construction time me, hame pahle floor banake invest karna padta hai phir Bank se invoive dikha k reimburse karna padhta hai? kya hum floor cost estimate dikha k part loan nahi kar sakte hai development stage k pahle?
नहीं पहले आपको एक-एक फ्लोर कंस्ट्रक्शन करना पड़ेगा उसके बाद ही बैंक आपको पेमेंट करेगा
Sir, Ab hum builder se plot le rahe hai ab usi case me ab tak mere possession pe documents nh hai is case me Kaisa hoga
अगर आप बिल्डर से प्लॉट ले रहे हो तो बिल्डर के नाम से चेक देगा बैंक और रजिस्ट्री होगी तो रजिस्ट्री के डॉक्यूमेंट बैंक अपने पास रखेगी
After purchasing land, how much time will be guven for starting cinstructuin?
If i donf cinstruct, what will be consequence, if i pay emi on time?
5 yrs
Plot Maine dekha hai but usko purchase and construction me bank Wale ne T&C clear hona chahiye puche kya hota hai.?
बहुत सुंदर सर
pls share my videos in your whatsapp groups.
@@connecting_dots_Loan ok sir जरूर करेंगे
Nice ak dam mast
अगर आपको मेरा वीडियो अच्छा लगा तो इसे अपने व्हाट्सएप ग्रुप पर शेयर करें ताकि ज्यादा से ज्यादा लोगों तक अच्छी इनफॉरमेशन पहुंच सके
Very helpful video sir...sir plz tell if a bank employee take plot plus construction loan for investment purpose..i mean to give on rent as extra source of income
yes, he can
@@connecting_dots_Loan thanks a lot sir .. any notification or letter there in this regard sir plz..i would be highly obliged to u if u can provide bcz my bank manager has told me that i can take home loan only if i have to live in it not for rent purpose.
Sir jo emi h wo kise dena hota h like plot k leye deta h use p emi start hota h ya construction complete hone k baad aata h
contruction complete hone ke baad
Sir ye cibil bank dekhta h ki kitna loan pass krna h jab bank interest lgata h 12 to 15% tak tab bank nhi dekhta loan ke principal amount ka 3guna jyada bharta h tab bank ka cibil kaha jata h ye sab loan ke principal amount ke time pr hi kyu dekhte h interest lgate time kyu nhi dekhte
Sir plot+construction loan lena h.kya property kharidne se pehle bank jakr loan ke bare me jankari le skte h kya.
HA LE SAKTE HO
Good info
Sir emi kab chalu hoti hai
Ghar kis Tarah ki hona chayiye aisa kuch conditions rehta hai? I mean tile roofing, rcc, fabricated house, mud house etc.
Sir How is interest calculated when plot loan is sanctioned? is it like I need to pay only interest or Principle+interest....Because I will be buying plot now and construction will be done 1 year later
normal emi payment to be done, no moratorium is provided
Sir plot he uske upar home loan mil sakta he kya
Sir construction loan ka money
Kiske account m milega builder or lender?
Lender
Agricultural land pr construction karne ke liye losn milega kya sir
No
Sir plot ki registry me velue 6 lakh h. Or market velue 15 lakh h. Or pilot Ardhnagariya chetra ki free hold society me h.
To plot k liye kitna loan mil sakta h
Plot area 67 m. H
Or me government employee hu.
Please reply
5
@@connecting_dots_Loan or hoam loan kitna hoga
To construction loan kitna hoga
Sir bhot knowledgeable video hai bus ek question hai,
Agar plot + construction loan liya or construction chalu karne ke pehle hi plot ko kisi or ko bechna hai toh bech sakte hai kya ?
ha becha ja sakta hai, bank penalty lagayega
Sir agar ghar na banwa pau kuchh Karan se to kya karu
Commercial rates applicable ho jayegi
If taking loan from bank, later we found property is not legal or has some issue. Could we get all our money from banks?
no, depend on case to case basis
tax benifit?
सर कोई प्लॉट यदि नगर निगम क्षेत्र में आता है वहा पर अब घर बन गया है ।nbfc का होम लोन sbi में take over हो जायेगा ?
Plot ke liye jayda aur construction ke liye kam amount ho loan me to poora loan home loan hoga ya nahi. Sir please answer the question. 🙏🏻
justifiable hona chahiye
@@connecting_dots_Loan sir kuch ratio hota hai kya. Jaise mujhe bank 18 lakh plot ke liye aur 4 lakh construction ke liye de rahe hai ye justiable hai kya. Baki construction ka 3 lakh me apni taraf se pay karoongi
aapki itni eligibility ban rahi hogi shayad isliye
Which public sector bank is offering lowest home loan interest rate w.e.f 09.12.2022??
SBI...whatsapp me for more details
@@connecting_dots_Loan mobile number
Sir kya plot loan ko home loan ke against tax rebate milta hai
yes
शहर के पास एन. ए. 44 लॅंड पर, रेडी रो -हाऊस लेकीन वो ग्रामीण क्षेत्र में आता है उस पर एस्.बी.आय./बी.वो.आय. जैसे बॅंक होम लोन दे सकते हैं क्या?
कृपया, मार्गदर्शन करे 🙏
branch manager property docs dekhar hi bata sakta hai
Commercial land purchase ke liye kaun kaun sa bank loan deti hai....?
आप हमसे संपर्क करो हम आपकी फाइल काफी सारे बैंकों में लगा कर देख लेंगे लेकिन लोन अमाउंट अगर 2500000 से ज्यादा है तो ही संपर्क करना
Good
Please share my videos in your WhatsApp group
Sir good morning 🙏🏻 bank agent dwara 10% interest btaya, lekin 11.5% interest lagaya, isme meri kya galti hai,jo Mera sibil kharab hai,
sanction letter mein kya likha tha
ICICI Bank se loan lena safe hai ki nahi.
safe hai
Useful information 🙏
pls share it in your whatsapp groups.
@@connecting_dots_Loan agar 20 lakh construction me lagega to kya ye paise pehle apni jeb se kharchne padenge toh Jake bank hme paisa dega kya
Great information sir
PLEASE SHARE MY VIDEOS IN YOUR WHATSAPP GROUP
20 saal ka loan 5 saal me close kar sakte hai kya, kitna charges lgega
home loan mein pre payment penalty nahi lagti
great video...thank you
Please share my video in your WhatsApp groups 🙏🙏
Thank you sir ❤
अगर आपको वीडियो अच्छा लगा तो आप अपने व्हाट्सएप ग्रुप पर जरूर शेयर करें
1...1 point clear kardya sir...very usefull information...
pls share my videos in your whatsapp groups
Kya ispr home loan ki trh tax pr chhut milegi
no
Sir, i taken 30 lac loan from hdfc plot +construction now bank given me 16 lac for plot, after 6 months emi i want to close this loan and i need loan balance letter my question is in loan Balance letter bank will write HOME LOAN or PLOT+CONSTRUCTION loan
Plot + construction dono loan ka ammount ek sath disbursed ho jata hai?
नहीं कंस्ट्रक्शन का अमाउंट जब-जब डिसबर्स होगा जितना आप घर बनवा लोग
@@connecting_dots_Loan fir loan ki emi
Ex. Jaise maine aaj plot liya muje construction after 3 yr krwana hai to fir loan ki emi kya rhengi jo first check builder ko diya hai usi ke acc. Emi rhemgi ya variable rhengi sir
aap apna saction letter dekho us per likha rehta hai
Labourr categaory wale or drivers and unprofessional ko kaise milega
generally is profile par loan nahi milta
Sir ye loan Section 24 me eligible hoga ya nahi??
yes
@@connecting_dots_Loan OK Thank you Sir, waise maine suna hai ki plot loan eligible nahi hota hai Sec 24 me?
YES, ELIGIBILE NAHI HAI
PLEASE SHARE MY VIDEOS IN YOUR WHATSAPP GROUPS
Sir aap galat bta rahe ho bank kahta h tum ghar pahle apni jeb se paise lgao fir hum installment denge means aap ghar start kro or hume photo bhejo fir hum kist dalege ye icicihfc kahta h
Very good information
अगर आपको हमारा वीडियो अच्छा लगा तो अपने व्हाट्सएप ग्रुप पर शेयर करें ताकि ज्यादा से ज्यादा लोगों तक यह महत्वपूर्ण जानकारी पहुंच सके
Home lone kitne bar le sakte hai
No
Sir I have taken a loan from SBI of 35 lakh 25 for plot and 10 lakh from construction
I have taken 25 lakhs w but not taken 10 lakhs construction amount can I cancel this amount or how can I get this
no you cannot cancel
क्या अपने जमीन से लोन लेकर दूसरे जमीन में घर बना सकते हैं... please reply
No
Best
अगर आपको मेरा वीडियो पसंद आया तो अपने व्हाट्सएप ग्रुप में शेयर करें ताकि ज्यादा से ज्यादा तो लोगों तक यह जानकारी पहुंच सके
Nice video sir
please share my videos in your whatsapp group
Great sir ji 🙏 👍
pls share my videos in your whatsapp groups
Agar plot+ construction ka loan lene ke bad 3/5 years( time for construction) se pahle loan pre payment karke close kar den to kya koi penalty/extra charhe lagega?
prepayment penalty lagegi
sir i want to buy a plot that is 1125 sq ft
Can i get loan to buy that plot ?
Sir kya home lon lene ke liye pehale construction ka kuch kam karana jaruri he?nahi to bank lon nahi dega.plot mene le rakha he sir.shirf muje constrution ke liye lon chahiye to kya benk lon dega ya nahi please bataye dhanywad 🙏
ha mil jayega
@@connecting_dots_Loan construction ko start karne se pehle Bank hame kist Ada nahi karta he Sir?Ya construction start karne ke baad deta he? Thank you so much Sir 🙏
moratorium period lo agar baad mein payment karna chahite ho to
@@connecting_dots_Loan Okay Sir. Thank you so much Sir 🙏💐
please share my vidoes in your whatsapp groups
Sir plz all business loan per videos banaye jo business loan easily mil jaye
already kafi videos banaye hue hai meine
Only plot kharedne ke liye loan milega ki nahi
ha mil jata hai..aap mujhe mere whatsapp number par contact karo
@@connecting_dots_Loan WhatsApp number?
सर मोरटोरियम (moratorium) पीरियड कितने साल का होता है
max 36 months
@@connecting_dots_Loan
Sir thanks
Minimum Area needed for plot loan ?
50 sq mtr
@@connecting_dots_Loan sir i want to buy a plot that is 1125 sq ft
Will i get loan to buy that plot ?
Ty sir
Jinone kabhi personal laon nhi liya hai jinka koi cibil score nhi hai family pensioner home laon kaise le
Which bank is best for home loan hdfc Or sbi bank and which is completely safe to take loan for home loan
Lic hfl
Sir education loan ke bare me bataye
mere purane video dekhiye mein kafi videos banaye hue hai
Agriculture land ko land conversion karne ka baad..loan milega ki nahi..sir..
ha mil jayega conversion ke baad.. aap mujhe whatsapp number par contact karo
Is loan ko jab lenge to insurance karana compulsory to nahi rehta
insurance karana jaroori nahi hota
Sir, I got home + construction loan. Loan amount 36 lakhs. In that for land purchase I got 16 lakh and registration completed.
Now is there any period within that I have to start construction and start getting rest 20 lakhs. If yes. What would be the time period.
If didn't start the construction in that time period what problems will I face. Pls clarify
WITHIN SIX MONTH OF PLOT LOAN DISBURSEMENT
Plot 500 sqft me loan milega
no
@@connecting_dots_Loan mai 650 sqft plot le raha hu.... Muze ye plot par ghar banvane ke liye home loan milega kya... Mai state gov employee hu..
@MY NUMBER DP PROFILE 👈 number do
Etna lafda ni hota... Jiska cibil acha aur paper thik h bank 15din k andr loan kr deta h* aur jiska cibil thik ni h wo dorta rhe.
Etna easy nhi hota sir mujhe 4months se icicihfc ne latka rakha h 2baar processing fees bhar chuka hu or 3months se advance emi bhar rha hu or galat khasre pr mera 2 insurance bhi bank ne kr rakhe h unki bhi emi bhar rha hu btao kya kre complaint bhi kr chuka abhi tak registery nhi hui makan to pta nhi kab bnega froud baithe h bank me bhi sir
Sir is loan pe tax me chut milta h
Yes
Konsa bank dega iye loan 😢
Me 4bank ghum k ayi ,sab bolrage he pahle Jamin kharido fir home loan milega
SBI
Sir please aap ka whatsapp no dijiye