How to Get Your Free Annual Credit Report | Understanding the Process + 6 Tips

While we recommend checking your credit score regularly, it’s also important to check your actual credit report. You can get one for free every year via AnnualCreditReport.com
In this video, we review the process and share some tips to keep in mind when getting your free annual credit report.
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HELPFUL LINKS:
- OFFICIAL SITE: Annual Credit Report ⇨ www.annualcreditreport.com/
- HOW TO: Get your credit report by mail/phone (USA.gov) ⇨ www.usa.gov/credit-reports
- FREE DOWNLOAD: Credit Card Tracker on Google Sheets ⇨ docs.google.com/spreadsheets/...
- ARTICLE: “How to Get Your Free Annual Credit Report” (NerdWallet) ⇨ goo.gl/Uzfo3p
- ARTICLE: “How to Dispute Credit Report Errors in 3 Steps” (NerdWallet) ⇨ goo.gl/XZVpFJ
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MUSIC CREDITS:
- “Ruination 2” by Vibe Mountain
- “Classic Rose 2” by Vibe Mountain
- “Spanish Summer” by Audionautix is licensed under a Creative Commons Attribution license (creativecommons.org/licenses/...) Artist: audionautix.com/
- “The Only Girl” by Silent Partner
- “Payday” by Silent Partner
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PHOTO CREDITS:
- Pixabay ⇨ pixabay.com
- Pexels ⇨ www.pexels.com
#creditreport #creditcards #personalfinance

[@themelvinjosephman]

AWESOME!!!! Very useful information. I appreciate this channel more and more with the posting of each video. Thanks for quality content.

[@TripAstute]

Thanks Joey! We really appreciate the feedback and support. 😊

[@JosePerez...]

Hi Ernest ... thank you Boss ! Great Value as always your are truly the BEST !
Jose P.

[@TripAstute]

Thanks Jose! Always appreciate your support. Hope you have a great weekend! 😎

[@juanseaforth5111]

Hi Ernest,
I was hopping you can help me I currently have two credit cards Amex everyday with a CL $7500 and a CapitalOne with a CL $3000 both cards I have a ZERO balance on them I will like to apply for a third card I was looking at a premium card like a CSP or the Amex Gold I also travel in the USA two to three times a year which one will get me better benefits.
I have a Credit scores TU 743 EQX 745 and EXP 740. Hope you can point me in the right direction. Thank you!!

[@TripAstute]

Hi Juan! That's a tough question to answer without knowing more about your travel preferences. Is there a specific airline or hotel chain that you prefer to use? Also, when did you get your previous two cards?
In terms of credit score, you're in good shape! Both the CSP and AMEX Gold are great cards, but they tend to work with different travel partners, so you'll have to see which ones you prefer to use. 😊

[@juanseaforth5111]

Hi,
My capitalone credit card is 13.5 years old
My Amex Everyday is one month old
I think I narrowed my choice I'm going with the CSP should I wait 90 days because my Amex is to new? Thanks for answer my email.

[@joshx413]

It won't email me that spreadsheet. When I press send nothing happens

[@TripAstute]

Hi Josh. Sorry for all the trouble. Let me give you the direct link to the tracker: goo.gl/CWDTLL
Also, if you need it in csv or xls format, let me know. I can email you it to you separately.

[@joshx413]

Trip Astute thank you very much! I should have followed up with a response. I was able to get it working. I just had to open in in safari, and not RUclips's browser. Thanks for all the info you provide us! And thanks for taking the time to create the spreadsheet for all of us!

[@JoanMcCants-cs9tq]

Hmmm
Teacher Willing To TEACH ..