How to Obtain an 800 Credit Score in 6 Months
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- Опубликовано: 13 сен 2024
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Love your information...ty
Thanks for watching!
@@DaraineDelevante thanks so much for taking the time to respond. I am starting a new job tomorrow which is validation, which led me to your channel. My background is credit management however, I was still a bit nervous.. until I watched your video. I feel set and ready for tomorrow. Any thoughts?
Going from a 500 to an 800 credit score in three months is extremely challenging and highly unlikely. Credit scores are based on your credit history, which takes time to build and improve. It's typically a gradual process that depends on responsible financial habits, like paying bills on time, reducing debt, and managing credit responsibly. Significant improvements in such a short time frame are rare. Aim for steady improvement over time rather than expecting a rapid increase.
Not necessarily saying your wrong but I think your missing the point of what he’s saying. Yes credit is based on history, his response to that is a lot of the “history” that’s accessible for them to see is essentially null and void because of the points he says in the video. So yes please continue to pay bills on time but also have a better understanding of how things can work to your advantage.
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@@DaraineDelevantelink doesn’t work
thecreditsummit.com
The system might be having some issues use the credit summit home page link thecreditsummit.com
My only confusion is, why would we pay off our debt if the goal is to clear the complete credit report since its against the law for anything to be on there anyway? Or am I missing something? Why did it take you 6 months but your students days to clear their credit?
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Join me on one of my LIVE sessions and lets clear this out..
Same thing that I am thinking. He giving great information so his book is worth the buy but if you can just write to the consumer reporting agencies and say pursuant to us code title 15 etc... you have to remove this information, then why pay?
@@stevebutter3kI feel its the wording... you might not move them or make them do anything with how you present yourself. so his script is already done and full proof. it's what I keep getting from listening to him these past 2days. I went from 0 credit to 15k in credit. now with a score of 735 all in like 1yr. according to him I might have done it wrong.... but I'm here and willing to soak up all knowledge and research it myself....hope this helped if not I'm sorry😔
It's no microwave effect to credit. My credit jumped 120 last year paying a loan. 78 points in a month with kick off and self this year just negotiated 100 month to get my credit card debt totally erased. It takes effort simple
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Thank you so much for this! You researched all of this information and literally giving back! Im so grateful! Just ordered my ebook.. Ready to utilize this information I've learned!
You are so welcome!
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Updates?
Not mad at you fam but I know how this play work.
I buy the $47 ebook, it’s not go have the other info I need. You go charge for the other info. I’m good king salute doe
You right 😩
Damn
$47 y’all buy ugly shirts with that
@@SmithMGLV this is true but I’m not going to pay for something googable and then get told for 4999 I can get some exclusive info credit companies don’t want you to know
The recorded audio is a bit challenging. Low volume and echo-ing. Maybe the acoustics of the studio.
Excellent information though!
Noted!
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Sounds like your mics aren’t working. The audio is picking up from the cameras mic
The word "Bureaus" gets me every time too!
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its genius "Federal Reserve" not a government agency rather an instrumentality of the govenement.. "gay" is a homsexual man > the principle is the same DECEIVE DECEPTION "evil" > RED ALERT😬
The Brother is the truth 💯
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Thank you brother...
Thanks bro!! Finally something that will work
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Audio isn’t the greatest but I’m still a fan lol
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You should pay them down by what had the highest utilization... to 30 percent for all of them... then focus on one. ...so if you have a 1,000 limit on a card and you charged 500... versus a card that has 10,000 limit with a 1,000 charge up... you should do the one that 500 is owed... because the utilization is 50% versus the other which is 5 percent... even though more is owed...
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PAY THE ONE WITH HIGHEST INTEREST 1ST. THE REPORT LUMS THE TOTAL AMOUNT OF CREDIT ON ALL YOUR CARDS TOGETHER FOR UTILIZATION PERCENT
I understand late payments are illegal, but I feel I was denied credit due to a bankruptcy on my account. Can you talk about bankruptcy well kept secrets? Is it fair to have it listed on my credit report?
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@DaraineDelevante the link to fall credit summit gives error message
Bankruptcy will be on your report for 7 to 10 years. A lot of places will not lend to anyone with that on their report as they find it to be a sign of high risk.
thing I discovered the hard way is those top places will over lend very fast and get you in over your head faster then you'll realize what's occurring. My guess is they figure if there's no bankruptcy history then they will make a lot off $ off the intrest on you (more of a guaranteed interest income stream). I'm not a professional, just a human who has tried to learn from personal mistakes, I don't know what your goals or desired objectives are... what I've found for me at least three cards and max of 5 debt payments seems to be the max that works out over the long term.
He have another video talking about removing bankruptcies. He teach Consumer Law that Congress wrote. You will learn something if you listen and pay attention to what he tell you in his videos. It works!
@@NoFilta9519 which video is it? My kids keep interrupting me and I forget which video I was on when I get back to the point of being able to try to listen to something (and hear it).
Is it i nthis video? ruclips.net/video/nUBAUvZpGMQ/видео.html&ab_channel=DaraineDelevante
Great information. Thank you! Audio/Video could have been better though.
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Thank You for your time and knowledge 💯🤝
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Best video yet
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Ty for the knowledge brother🙏🏿
🎉🎉🎉❤❤❤
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I ordered the ebook! Can't wait!
Thank you!!
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update?
Update?
You can’t use bureau in your business name . They will say it’s makes it look like a government entity
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Y’all need a new sound guy. It’s like y’all mics not working lol
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Hes going in circles and not really saying anything.. regurgitating same info from others, but in a Caribbean accent so it's attractive.
Reminds me of Miss Cleo. 😂
Hmmm not really I see him actually not giving up the direct way only for you to buy into his class which he teaches you and others rather than a quick way to do it
He gotta make his money too
Once you understand you
It’s really what your situation is vs the law
Period
Exactly. I am so con-fused... Both cannot be true, if it's fake then why have people play into something that isn't real?
If the credit score doesn't mean anything then why should I have a {800}.
I'll tell you all what they are not...The only thing that should be on your report is your basic information such as 1) Name 2) Date of birth 3)Age 4) Address to match who's coming in to obtain an item. All the businesses should be doing is verifying who you say you are. Everything else is unfair and unlawful business practices. The end
@@take2tkd it’s the profile that’s does
@@spellitwith2gs the profile is a mirrored reflection of you that's it that's all. The SSN is your master debit card. Credit is king. You have to have the credits to debit out cash. There's no such thing as "money". People are just doing business wrong. Giving up your debit card 1st is No, no. You have to really understand the game. All the stuff he making folks pay for is public information. Knowing who you truly are is key(you are the lender of the credits) knowing how to sign as the CFO, CEO and beneficiary is whats needed to be learned(which is why there should be different color ink to show the different Persons on contracts).
He’s repeating himself intentionally to help you the view retain the information in the same way Teachers do during a lecture …
😂😂😂😂 bureaus? Bro, you got rolling on the floor laughing. It's all good tho, i love the contents, im still learning and ill definitely sign up sooner or later. Ive already subbed.
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Big Up The Ghetto Youth Dem🗣
Fully
Wow... im going to get some more info.
Hey , that's awesome to hear!
Why does it matter how much I know about who ons the credit reporting companies or agencies, as long as my credit history usage & low debt is kept under 30% or if I go over pay it down quickly
Delevante WAIT! Did this man serve in the US ARMY? I’m pretty sure we went to basic together!
Yes I am currently still in the army! What’s your name or company you were in at Basic?
Daraine how can i clear my credit of repossession so i dot. Have to file for bankruptcy
i wish you offered help to those who cant clean up their credit themselves
Why can't you?
I'm confused.... What do you mean?
@@AppliedPressure493 I am trying to get my husband's credit cleaned up I don't have the knowledge or time to do it because he's a police detective I own a business so we just don't have the time so we're looking for a credible credit repair company
He doesn’t give fish he teaches how to catch fish.
@@iamOAKland well I don't have the time to clean and cook the fish
Ok if my Utilization is back to under 10% should I get 165 points back ?
Sorry. The interviewer's sound quality is horrible!
I think the info is good, but I won't keep straining my ears on low quality, fuzzy sound.
All the time best.
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Fix up the audio.great vid
What happened to naming the book you used skipped right pass that
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Clearly you didn’t watch the video
6 Months to pay down 10K of credit card.
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@Daraine Delevante what if the credit Bureaus fail to respond to your late payment letters
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Bet
Where the first video
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I watched him on another channel but still unclear. So the e-book details how he cracked the code but does the book show the dispute letters to clean up ur credit or do you hav 2 pay for courses 2 do that?
Hopefully it’s in the book 📖 buy the book and update us here on RUclips
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He’s selling all the letters separately on his website, I think that book is gonna mention what letters are used but not actually giving you the letters. Making you first buy the ebook, then spending separately on EACH letter.
@missygypsy2656 Thank u
Go after highest APR to smallest APR
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Impossible I have tried and failed
Try it with my process and letters
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How do i get the ebook
For virtual tickets, event starts on Sep 30th
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😩 the audio is a deal breaker bro.. step it up
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Facts
I just ordered the book
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update?
Is there a way can get a credit repair?
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How do I raise my fico auto score,thought I had a 730 until I tried to go through credit union to get new car.
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Every American gonna e walking around with the same teeth 😂
😂
Huh?
😂😂😂😂😂
Aye😂😂😂 I’m here to learn mannn
I can’t even stop looking at them now
@lupejeffe6047 same here bro bro💯
This video is bs. The title is 3 months, but the guy said it is 6 months.
I get the math but how do you actually start getting approved so you can have 12 lines of credit?!
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If you believe this, I have some beach front property for sale in New Mexico. Why didn't he show (his score) and not just tell. He is talking and saying nothing. I have been a credit consultant for over 27 years and I am tired of all these fake credit gurus selling 100% BS.
Preach!
Where is your proof, why dont you PROVE what he is saying is wrong
Everybody making it up as they go 🤦♂️
Audio could be improved. Respectfully.
Hi daraine can I apply for business credit without having a business
Join me on one of my LIVE sessions and lets figure this out..
Hi when are your live sessions
Usually 5pm EST on Fridays
35%= 297.5
30%= 255
15%= 127.5
10%=85
10%=85
If you want a 850 Fico
its only of 550 not the whole 850. Your score can only go as low as 300 not to 0
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Audio is very bad, the host is not even speaking into the
How can I pay you with your knowledge to clean up my credit.
Lawd. HELP!
MI NEED IT.
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Daraine so you don't have too pay late payments
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My man is no joke!!! He must be from JAMAICA 🇯🇲 😅
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He is
From SA🇿🇦, I'd like to purchase the book, how can I get it on discount?
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$100 for each letter?!!! Sounds like he’s selling snake oil. Anyone used him? Successfully
All that equipment and the sound is as you used and iPhone wtf
Hi Daraine I’m interested in the deletion letter for child support is a way to contact you privately??? Thank you
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I hate when they don't get to the point... he asked what's step 1
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They’re about to get rid of that Shit
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I would like for you to be my mentor pls
How can we make that happen
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Saint Louis Isn't On The Website 😢😢😡😡😮😮
6 min in and still haven’t answered the main first question.
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They laughing because the joke is on u😂😂😂
Im so sick of these dudes giving the same advice over and over again.
It’s the same advice because it’s the truth
You’re sick of the same advice over and over again so you should have a 850 and a clean consumer report. Shit is the same because the laws won’t change unless Congress comes up with new laws so all methods and info will be the same.
@trissyanntracey2327 their advice is complete bs. This isn't 2019! Lending criteria have changed , bank aren't hanging out money in large amounts simply because of your falsified score. Yall keep listening to these people and wonder so many black people are behind financially
I’m grateful because this was my first time hearing this
@@fearless798 just got approved for 20k what you talking about 😂
Yo your mics ain't even on
I dont see anything in this video that should not be common sense. Everybody knows you attack your lowest credit card first applying large payments to that one and the minimum to the large balances. As those small ones get paid down or off, your credit score jumps in double figures. Before you know it (usually within 6-9 months, your 550 score is now 670. Now since you have no more small credit card balances, you get to apply what you spent on those to your larger balances (you can now double up on payments), within another 6-9 months your score will jump to 730, the banks will increase your limit because they see you can afford to be a bigger risk and with a 730 score you can buy anything you want. Don't fall for these youtube fake experts.
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CREDIT B !!! 😂😂😂😂 💯
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💎 💎💎🙌🏽🏆👏🏽
Hey, you all asked for more. So, I am running a 5-day challenge this month from 14-19 Aug, it’s the only credit repair challenge you will ever need.
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Bureau…
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First comment🎉
Yo I love my West Indian people 😭😭
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So You Read 140 Books & Can’t Spell Bureaus 🤔
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🤣
Maybe you should worry about fixing your score 🫶
Click bait
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Get a new microphone! We lasted 3:54….. unbearable
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Not facts
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My people, my people, this strategy may have worked for him, but it may not work for anyone else, my friend pay $1500 to have her credit work, after receiving the clearance with the fake company just like what he is mentioning, my friend credit went back to 5's exactly where it was. This is nothing but scammers, don't fall for it. Lie, lie, lie.
It's a system to make you a better slaves.😅
This guy be trying
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These podcast need to check their audio before releasing videos or speak up
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🔥🔥🚒🔥🔥
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That is not a real credit report. Cut and paste!
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This impossible. ,And a perfect credit score is 850. Sn 60 percent of them are baby boomerrs
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Can you help me do this? 😇 (Like those 5 people who did the challenge). It will positively change my life! Thank you for helping others. ❤
All your daughter need is boxing lessons and new friends at this point
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🚀Get my new ebook on FICO and building 800+, get it here:
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use "Consumer Laws" to win ur arguments PERFECT.. ur not a Christain WHY do u use "Bible Laws" quote scriptures ???
Typical black folks giving credit advice.. I dig it though
Education is important!!! If you have anything you can share please do we gotta educate our people!
I didn’t watch the Video but I got a 10000$ that says he Mentioned Trade Line at least 1 Time 😂
Nope, he hates tradelines
I'll take that 10 grand 😂
So you just came to this video and came straight to the comment section with the sole intention on being a hater? 🥴😂
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What's wrong with trade lines?
So you owe a ton of money and then u paid it and you are surprised your scores went up? lol this dude is talking just normal facts that don’t apply to ppl who don’t owe a ton of money. You can also dispute but if you actually owe this money is fraud
This is what I hate about these fake guru’s they will never tell you exactly what to do it’s always a lead on even his book not going to tell you 😂Jews tell each other all information about BUISNESS cuz it’s enough ppl for everyone to eat blacks don’t get that
Black don't fall for this bs. Ain't nobody credit going from 500-800 in 3 months. Bruh lying to y'all!!!!!