Men VS. Women: Who Handles Money Better?

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  • Опубликовано: 6 сен 2024
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    Featuring the very first LIVE audience in the new Ramsey Event Center, Rachel and George tackle a conversation about gender and money from the Smart Conference stage. Is saving and spending always a battle of the sexes? And what’s the biggest threat to getting out of debt: his truck or her Target runs? Listen now and join the party!
    In This Episode:  
    • Our audience helping us predict money tendencies for men and women
    • How your upbringing affects your saving and spending habits
    • Why Rachel defends the male obsession with grills and George supports brunch culture
    • Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
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    This Week’s Happy Hour Special:
    Breakfast in Manhattan
    Ingredients:
    • 2 ounces bourbon
    • 1/2 ounce sweet vermouth
    • Dash of Angostura bitters
    • 1 tablespoon orange marmalade
    Instructions: Pour marmalade and bourbon into a cocktail shaker and stir together. Add in vermouth, bitters and ice, then stir. Strain into a chilled glass and enjoy!
    Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cruze and George Kamel talking unfiltered about what’s going on in the world, pop culture, and how to afford a life you love.
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Комментарии • 151

  • @KanaTron
    @KanaTron Год назад +153

    My mom was a stay at home mom, my stepdad's check went into the bank and my Mom paid the bills. She had to juggle the finances. Once, my stepdad said he wanted to buy something and she told him they didn't have the funds and he asked her where did his paycheck go.. she told him the bills. He accused her of spending money she shouldn't have. He asked for the checkbook, said he was going to pay the bills and fix the issue. lol, he didn't make it through one month before he gave the checkbook back to Mom and he even apologized.

    • @azteca6695
      @azteca6695 Год назад +30

      My dad also question my mom. She told him. " Don't you see my new hairdo, clothes and nails done!" Her hair up in a messy bun, old worn out clothes and chipped nail. He didn't question her anymore 😊

    • @oliviafox6745
      @oliviafox6745 Год назад +13

      I had a similar discussion with our son when he was about 12. Told him to look over our budget, anything extra he could have. He only asked that one time.

    • @veerebel7112
      @veerebel7112 Год назад +6

      Exactly! My husband lasted a month

    • @KanaTron
      @KanaTron Год назад +8

      @@azteca6695 Exactly... I saw my mom wear the same clothes year after year. My stepdad did some side jobs, told her if there was anything left, to go treat herself. I believe this wasn't long after he accused her of mishandling the money. lol, probably some guilt money for doing what he did.

    • @brookebales2931
      @brookebales2931 Год назад +4

      I’ve had a similar. Hubs couldn’t comprehend how fast the money goes. I said stuff is expensive! And didn’t help he ate out everyday for lunch ($500+ a month 😮) still does, but working on it. Has gotten much better, but still work to go! (I’ve even made lunches to take for him-didn’t last but maybe 6 months ugh-I said we gotta meet in the middle and have a max amount daily when do eat out) I told him let’s sit down and go over everything and actually more recently have said, he needs to see the budget with me anyway, not just me. Plus if I passed on, because tomorrow isn’t promised. He doesn’t have much desire. But I keep praying! Work it out Lord. 🙏

  • @cuttingedgephysicaltherapy3740
    @cuttingedgephysicaltherapy3740 Год назад +28

    This show is so great. Nothing is better than when Rachel or George are speechless. The silence is amazing.

  • @joshuawatson1604
    @joshuawatson1604 Год назад +31

    Great episode! Can we get a guest appearance from Sharan Ramsey for an episode?

  • @Makenaessman
    @Makenaessman 10 месяцев назад +6

    Yay! I’m Gen Z and I’m 22 and have $8,000 in my Roth. Could be better but I plan on maxing out my Roth in the next few months after I pay off all my student loans.

  • @Jerseygalmeetssouthernlife
    @Jerseygalmeetssouthernlife Год назад +39

    You two make the life of a SAHM of 3 young kiddos on baby step 2 SO much more exciting 🎉 Thank you for your honest humor & bringing more laughter and fun on an average Thursday morning!

  • @BryantRamos3
    @BryantRamos3 Год назад +21

    We need more episodes during the week

  • @sarahshanahan2222
    @sarahshanahan2222 Год назад +13

    My experiences in life has shown me that women handle money better.

  • @shellywhite2145
    @shellywhite2145 Год назад +110

    I am new to the stock market. Every stock that I bought so far, I was out of luck because I bought them when they were expensive. I feel I missed out on all the stock opportunities so far for the tech stocks.I believe having 175K yearly income would be a good investment so I want to plug all my savings into the stock market. I know this sounds a bit dull but I would like to know if I should learn investing or let somebody else (more capable like a FA) do it for me? Please share your thoughts. I am kind of tired of searching for a good stock to buy and losing all the good opportunities.

    • @shellywhite2145
      @shellywhite2145 Год назад

      @john Hi , please who is the expert assisting you and how do I reach out to them?

    • @shellywhite2145
      @shellywhite2145 Год назад

      @john Thanks for sharing, I just looked her up online and I would say she really does have an impressive background on investing

  • @Jewels14200
    @Jewels14200 Год назад +17

    Love this duo… always laugh out loud when listening to them

  • @The_future_looks_bright
    @The_future_looks_bright Год назад +21

    You guys are so funny together!!

  • @ParkDari
    @ParkDari 8 месяцев назад +7

    My Gen Z kid is well ahead on her retirement. When she learned that the easiest and fastest way to a million dollars was to save like crazy before age 30 she just had me help her open ROTH and IRA accounts on auto pay with her first paycheck at 10 as a office worker doing filing, xerox, stapling and shredding. She is working on a degree in finance but She dreams of being a stay at home mom with 3 kids. ❤

  • @nicholasmartinez6043
    @nicholasmartinez6043 Год назад +8

    George killed it with defending the ladies

  • @julietesi3037
    @julietesi3037 Год назад +11

    I think it depends on the individual and is not based on their sex.

    • @jakeshota4050
      @jakeshota4050 Год назад +2

      Was there a part of this video that stated your sex determines your outcome? I didn't catch that part.

  • @michelleparks4582
    @michelleparks4582 Год назад +7

    George, I have loved you since I started watching Ramsey! I'm so glad that I finally looked up this show and your own personal channel because you are hilarious, my friend!!😂😂😂 You are Rachel are gold together ❤

  • @b.c.2836
    @b.c.2836 Год назад +24

    You guys should work on Cocktails for Humans deck of cards, a spin off of Delony's questions for humans 😂

    • @SpoonHurler
      @SpoonHurler Год назад +1

      Talk about a great way to start conversations 😁

  • @ANLaBarbera
    @ANLaBarbera Год назад +5

    Yes! Take SMHH on tour! Come to Tampa, FL and we will be there! 🎉

  • @katieryb2919
    @katieryb2919 Год назад +21

    Whatever they’re paying George, double it.😂

  • @laurenwilloughby637
    @laurenwilloughby637 Год назад +6

    Y’all are my favorite and make me laugh!!!! Y’all should totally do a LIVE TOUR…. Make sure you stop in Birmingham, AL ❤❤❤

  • @Matt_in_TEXAS
    @Matt_in_TEXAS Год назад +10

    Great job y'all! Love the live taping episode! Keep up the awesome work & Happy Birthday to you both!
    100% take the show on the road!!!

  • @janetramirez7037
    @janetramirez7037 Год назад +5

    Yes, please provide your dates!! Love Rachel and George!!!

  • @ThisIsLeah
    @ThisIsLeah Год назад +7

    GEORGE FOR PRESIDENT ❤❤👏🏻

  • @codyewooten
    @codyewooten Год назад +7

    The best part was when Rachel said "People get pisssssssssed" at 16:19

  • @dianem4188
    @dianem4188 Год назад +6

    I'm only half way through this episode and you guys are cracking me up. Keep up the good work.

  • @jpmcoy22
    @jpmcoy22 Год назад +9

    love the show you guys! would be so fun for next live event if you served the drinks so everyone can try it too 😂

  • @donnaallgaier-lamberti3933
    @donnaallgaier-lamberti3933 8 месяцев назад +1

    George, you changed out of your leather hiking boots and into your "dress boots." Go George! in my family I am the SAVER and my husband is the SPENDER!! This was a major topic when we were dating and talking about marriage 27 years ago.... He does follow the budget though...good thing!!

  • @AbidingHopeMentalHealthCoach
    @AbidingHopeMentalHealthCoach Год назад +4

    I’m cracking up about the toilet paper part! My husband is just like Rachael - clueless and doesn’t care. But the roll in my mind has to be facing out; and if you had the wherewithal to get a new role, just put it on the little post! (ours isn’t spring loaded either, so it’s super simple to put on, even for a small child.) I think it helps that I buy the really big Costco rolls - they won’t stay on if you don’t put them on properly. They just fall off top. So then they just end up on the counter.

  • @kennnnnnnnnnnnnnnnnnn1242
    @kennnnnnnnnnnnnnnnnnn1242 7 месяцев назад +1

    My brothers/Dad act like money burns a hole in their pocket. My mom on the other hand only makes 400 a week and she’s such a good steward about her money but she always calls herself poor. They have a paid for house, it’s just frustrating that they constantly speak that into their minds. I don’t call them much cause it’s so negative. 😊

  • @aliciafalendysz6231
    @aliciafalendysz6231 11 месяцев назад +2

    I love that you guys get to hear the audience laughing! When I watch on RUclips I'm always rolling! Also either that drink is strong or George lights up when in front of an audience! He's on fire! Also, way to go Rachel standing up for Gen Z! I'm always telling my "baby" niece the same thing! I promise we're for you! Keep the friends references coming!😂

  • @TheWebMindset
    @TheWebMindset Год назад +4

    Rachel has got to be the sweetest person on radio!
    But if my daughter ever went into broadcasting, she’d have some competition 😊
    Very cool show!

  • @oliviafox6745
    @oliviafox6745 Год назад +10

    As far as toilet paper. The patent on toilet paper shows the roll coming over the front.

    • @Imzadi
      @Imzadi Год назад +2

      😂😂😂

  • @BudgetWithBri
    @BudgetWithBri Год назад +5

    I’ve been binging all of these!! Love love love!!!

  • @brookebales2931
    @brookebales2931 Год назад +5

    This was great, being live at the Smart Conference!!! SO fun! Love y’all. ❤

  • @dnah02
    @dnah02 Год назад +6

    I was expecting a regular podcast not a live style concert podcast lol

  • @JoeNation94
    @JoeNation94 Год назад +3

    Yes George! The Weber kettle is all you need! 👌🏼

  • @ericaterrones16
    @ericaterrones16 6 месяцев назад +1

    This was cool and informative!!! Loved seeing the immediate results of the poll!

  • @iamtimfisher
    @iamtimfisher Год назад +7

    The people need more Producer Lyndsie 👏🏼 We love her!

  • @shehnazahmad5213
    @shehnazahmad5213 4 месяца назад +1

    Watching
    Saturday 20.04.2024

  • @melaniepattersonlpn
    @melaniepattersonlpn Год назад +3

    Please do more Nashville shows. I’ll come to them all !

  • @vinnietaganekurukuru8519
    @vinnietaganekurukuru8519 Год назад +2

    😂😂refreshing to hear these two wonderful people.Very gifted and genuine.Blessings

  • @Roxyfull_
    @Roxyfull_ Год назад +1

    Im here for a live tour! First Stop: LOS ANGELES!

  • @autumnjerene
    @autumnjerene Год назад +4

    Men are more interested in managing their investments because women are already super busy managing their families' health. We balance each other out. I'm making sure my husband and I live long healthy lives, while he's making sure there's plenty of money to live on during that long healthy life.

  • @dayrich
    @dayrich Год назад +4

    i want the link to that cocktail book for my husband now. 😂

  • @karnag28
    @karnag28 Год назад +3

    I need to know what shoes Rachel is wearing!!!!

  • @annaleewhite6753
    @annaleewhite6753 Год назад +2

    Happy birthday, George!!

  • @donnahampton3632
    @donnahampton3632 Год назад +4

    Love the live audience!

  • @RJthing
    @RJthing Год назад +1

    I've had it with Ramsey Solutions tearing down men!

  • @c.j.valentine3027
    @c.j.valentine3027 Год назад +3

    Yes, please come to Phx! ❤😊

  • @markg999
    @markg999 Год назад +1

    Both me and wife are pretty frugal...she is more than I am so I would give nod to women over men in regards to being frugal in general. Now women do have more upkeep cost than guys but guys can offset that easily with hobbies that can get expensive.

  • @zacharyurda8197
    @zacharyurda8197 Год назад +4

    Best episode yet!

  • @dustinjohnson1410
    @dustinjohnson1410 Год назад +2

    I don't fall into any of those male stereotypes.
    1. I remodeled my home using a $300 utility trailer behind a Kia for all my material runs.
    2. Paid $5 for a used grill and repainted it. If you need a fancy grill, you don't know how to grill.
    3. Hate golf.

  • @Diana-vp3zr
    @Diana-vp3zr Год назад +1

    Even live they are hilarious if I lived closer I would totally see them live

  • @NurseRowee
    @NurseRowee Год назад +1

    🙌 to GK and RC.😊

  • @theresamoore2436
    @theresamoore2436 Год назад +3

    You two are Amazing!

  • @sandiweidler8862
    @sandiweidler8862 Год назад +3

    Toilet paper over unless you have a cat, then it’s under. For those of you who don’t have a cat, the cat, just unrolls it completely till it’s empty.

  • @username9999
    @username9999 Год назад

    This was the first video that I've seen George and Rachel noticeably impared.

  • @mp5564
    @mp5564 Год назад +2

    You love society...I almost died! 😂

  • @donnahampton3632
    @donnahampton3632 Год назад +2

    I live alone, and I would rather rent a pickup for 2 hours from home depot occasionally!

  • @johancuellar6358
    @johancuellar6358 4 месяца назад

    I am late to the game…but enjoying it all the same. This is quality entertainment and i might just learn something.

  • @leahchristine4
    @leahchristine4 Год назад +3

    I hate target it gives me anxiety. I’ve only been it target a few times and never s spent $100 combined

    • @bluebelle9572
      @bluebelle9572 Год назад +1

      I’m not a Target person either. I get something I need, and don’t spend 100’s there. Also have never ordered from Amazon and hope to never.

    • @thealexandraway
      @thealexandraway Год назад +1

      I just go online because I'm very introverted

    • @markg999
      @markg999 Год назад

      ​@@bluebelle9572 it's pretty great instead of driving sometimes 50+ mins for something I actually need I'll get in a day or two and didn't have to waist any time in the car or gas.

  • @brookebales2931
    @brookebales2931 Год назад +1

    Happy Birthdays y’all!! 🎉 🥳

  • @Jumpman67
    @Jumpman67 Год назад +9

    Whatever sex you are, that’s who you think is better with money.

    • @ludwigvonsowell5347
      @ludwigvonsowell5347 Год назад

      Kevin O’Leary makes the case that his female CEOS predict lower sales numbers but are more accurate, his Male CEOs were much more aggressive in their predictions but much more likely to miss them by wide amounts or blow them out of the park.

    • @oliviafox6745
      @oliviafox6745 Год назад +5

      My husband knows I'm better and often says "I don't know where I'd be if you hadn't handled our finances". I respond, "You'd be broke, but have way more fun,"

    • @ykook7000
      @ykook7000 Год назад

      Nope women are more objective men are not and will double down

  • @shadd337
    @shadd337 Год назад +1

    George! We have the same birthday 🎉 ♉️

  • @brightgirlproducts
    @brightgirlproducts Год назад +1

    Coupons Yes! Easier even now!

  • @themistoclesnelson2163
    @themistoclesnelson2163 Год назад +3

    I would go if you come to my city.

  • @ronnievengua9535
    @ronnievengua9535 Год назад +1

    🗣 🎼 Stilettos pumps . . In Da CluB 🎶 i see u Rachel. 🤩

  • @pattyatwood9211
    @pattyatwood9211 6 месяцев назад

    Come to Winston-Salem, NC

  • @rena_vations
    @rena_vations Год назад

    We always buy the gifts outright I don't like guessing it's too much for me 😂

  • @lonestarrk9308
    @lonestarrk9308 11 месяцев назад +1

    Men spend money on lifestyle to prove to potential mates that they can provide the security women need.

  • @kevinhaun1
    @kevinhaun1 Год назад +1

    I was there!

  • @chrisoneal2718
    @chrisoneal2718 Год назад +8

    Stereotypes exist for a reason!

  • @jackiecrabtree5429
    @jackiecrabtree5429 Год назад +3

    I feel like this episode was off. George seemed really nervous and interrupted too much. I didn’t love how he stereotyped “grunty” men- and I’m a woman! Usually I love the podcast, but this one felt different.

  • @rebaparker3714
    @rebaparker3714 Год назад +2

    Yes with the yard stuff. Spring hits and guys start prepping for total yard domination. 😂

  • @janemuir3546
    @janemuir3546 Год назад

    I would absolutely come see you in the road!!

  • @ellievranesevic
    @ellievranesevic 13 дней назад

    To be honest, i really wish there WAS a ramsey dating app

  • @yahis7707
    @yahis7707 Год назад +6

    Just simply based on seeing how my parents and other people at my El Paso Hispanic church handle money…Women handle money better than the men. 🤷🏽‍♀️
    Generally the women in my community are more receptive to being told to stay in a budget and live on less than you make.

    • @tdgdbs1
      @tdgdbs1 Год назад

      I'm Asian and concur with your assessment; other culture not so much.

  • @jullianlieb9185
    @jullianlieb9185 Год назад

    Come to PA!!

  • @username9999
    @username9999 Год назад

    I dont want to send my partner a link and say "buy this for my gift." I say "I picked out my christmas gift and I ordered it."

  • @AMeglathery1
    @AMeglathery1 Год назад +2

    Episode was okay, but I truthfully would like to see this topic covered /not/ in front of a live audience. I got the sense that the games and the 'defend the other gender' bit were done primarily to engage and entertain the crowd. The information shared in the voting game could've been covered in 2 minutes worth of a normal episode and then you could've covered more topics and dug into more data. Looking forward to the next one though! Still definitely my favorite Ramsey show.

  • @E.E.F.
    @E.E.F. Год назад +3

    They are not "money experts," but they are entertaining.

  • @MMAGrinders
    @MMAGrinders Год назад +5

    Men, women are the #1 consumers in the world.

    • @janelleg597
      @janelleg597 Год назад +3

      And men are the #1 consumers of women. Haha

    • @ghostbird92
      @ghostbird92 Год назад +1

      Does that count things like groceries and essentials?

    • @Nursemidratz
      @Nursemidratz Год назад +1

      #1 consumer of mens money lol

    • @anniealexander9616
      @anniealexander9616 Год назад

      That's because women buy groceries and household supplies. We also, take the kids shopping for school clothes and we buy Christmas.
      Men buy Harley Davidson and only fans

  • @sallyprzybil2404
    @sallyprzybil2404 Год назад

    And he needs the pickup to bring home the Big Green Egg

  • @Scheler1989
    @Scheler1989 Год назад +7

    Gen Z was raised by Gen X and Boomers, so they learned from their parents' mistakes 😂

    • @ykook7000
      @ykook7000 Год назад +1

      Gen Z wasnt raised by anybody lazy parenting and will just get worse in the next generation

    • @lizamarie3472
      @lizamarie3472 Год назад

      I’m a Millennial mom to 2 Gen Zs and 2 Gen Alphas. I think they’ll be alright 😅

  • @marcmercado2085
    @marcmercado2085 Год назад +2

    Didn’t really realize Kamel was a white knight.

  • @rhythmandacoustics
    @rhythmandacoustics 9 месяцев назад

    Who are these people?

  • @bonniehalf-elven
    @bonniehalf-elven Год назад +2

    WTH is a Green Egg? 🤔

  • @BillDaBurgerEater
    @BillDaBurgerEater 6 месяцев назад

    Wow, didnt realize what a big simp George was.

  • @tduck828
    @tduck828 Год назад +2

    I detest target. I can go there and spend 0. Amazon is another story!

  • @ykook7000
    @ykook7000 Год назад +1

    Rachel tries so hard to be diplomatic ...tries too hard

  • @Nothanks935
    @Nothanks935 Год назад +6

    I feel like I'm watching 2 married rich kids flirt with each other for an hour while telling those of us who were homeless as kids why we suck.

    • @ajones8008
      @ajones8008 Год назад +1

      BRUTAL BUT SO REAL

    • @oliviafox6745
      @oliviafox6745 Год назад

      They've been broke and have become wealthy, so think it's possible for everyone. It doesn't always work that way, as we know. We don't stink, they are not our final judge in how we handle finances.

    • @b.c.2836
      @b.c.2836 Год назад +2

      I have never experienced being homeless, but definitely way below poverty level poor. I do not get that sense at all.

    • @dustinjohnson1410
      @dustinjohnson1410 Год назад +1

      A son of immigrants and the daughter of someone whose parents went bankrupt when she was a baby?

    • @tanpham7411
      @tanpham7411 Год назад

      Most of Ramsey personalities, including George and Rachel, started from the bottom. These type of videos are for entertainments, not financial advices. If you are looking for that, you are on the wrong channel.

  • @KennedyIvy
    @KennedyIvy Год назад +1

    Men. Next

  • @user-es7tz5si7u
    @user-es7tz5si7u Год назад +7

    If you are a man with a girlfriend she spends your money so I guess women are better because they can manipulate men into using their money for her. Once he has none left she moves on to another guy. A single guy is probably the best with money.

    • @sexweightsproteinshakes
      @sexweightsproteinshakes Год назад +3

      💯

    • @patricksimon8943
      @patricksimon8943 Год назад +1

      I don’t care what any of the stats say. I make $200K plus a year and I am pretty sure we would be homeless if I let my wife run the budget, with no retirement. And they are super right about health insurance.

    • @pg9566
      @pg9566 Год назад +3

      Who hurt you

    • @user-es7tz5si7u
      @user-es7tz5si7u Год назад +2

      @@pg9566 Shaming language to protect the privilege.

    • @user-es7tz5si7u
      @user-es7tz5si7u Год назад

      @@patricksimon8943 100% they need to keep the self-esteem of men down.