Thank you for the video. I prefer SCHD and it growth rate over the current yield. With its current cagr above 10%, its 2.8% yield will blow surpass what these two ETFs can offer in just 10 years time. Keep up the great work Sir.
You all probably dont give a shit but does any of you know of a way to get back into an Instagram account?? I stupidly lost the password. I would appreciate any tricks you can offer me
I came via Jimmy's recommendation. Wow! This would have taken me a couple of days to research this. I love the level of detail you put in, thank you for your work. Subscribed!
@@ValueForInvestors Hey! I think you should make a video on how to invest in ETF, such as with banks, platforms, ETF brokers and such. What are the pros and cons, Fees and all those shenanigans.
For a kid , I am old, but very well done. You got me to subscribe. I just sold my ATT due to the future div cut and Looking for new places to replace the div I was getting. At my age dont really need growth, just a good stable div that I used to have w/ ATT. Again very well done video.. I watch some of your others too.
You earned the subscription with this one. I like the way you break down how each ETF you cover does what it does. Great info to help us make choices on which ETFs to get into. I've held SPHD for a while. It definitely lags the market which is why I don't have a LOT of it, as I'm still pretty young (not as young as you though) and I'm really just dipping my toes into the higher yielders and monthlies to keep track of them. All that said, it pays me a nice, boring, consistent monthly dividend that gets reinvested back into SPHD. I can certainly see myself keeping a small piece until I am ready to retire and live off my dividends, and then selling some growers to get the income that this one tosses off.
So you are clearly answering questions me and my investing buddy have been having. I have an old financial background and you clearly have raised the bar in speed and clarity over what I am used to.
I'm from Brazil, and I'm currently thinking of diversifying my investments by investing in a USA ETF. I really like your method. Thank you a lot for simplifying this subject!
You’ve saved me so much time. Thank you kindly! All other videos were people telling us which ETFs to buy without teaching us anything. Going to binge watch your channel this weekend 👏
Thanks so much for this comment! And thanks in advance for the binge-watching! 😂 let me know if there's anything you'd like to see that I haven't covered yet!
I have looked for months also, and I came up with the same ETF that Tyler picked!! He MUST be a genius like me too! LOL I have the EXACT same ETF ....SPYD and SPHD!! Thanks Tyler, and I also subscribed!!!
QYLG XYLG Half covered call ETFs, yield around 6% and most of that is ostensibly in a monthly paid Capital Return, meaning the cost basis per share is reduced by the dividend instead of a payment in cash that is reinvested. This is beneficial from a tax perspective, see Return of Capital. Also, they have about half the returns as their underlying index. QYLG tracks the Nasdaq 100, so similar to QQQ. XYLG tracks the S&P 500, so similar to VOO. The thing is, that since they write call options on half their holdings, it means that during periods of higher volatility, you gain more dividend yield in the form of call options sold, AND the downside risk is less since the fund only gains/losses on half the holdings. Cheers.
Thanks for pointing out this strategy! You're right - the idea of a return of capital can actually have some benefits with a dividend capture. I need to explore these covered call ETFs some more!
Man, thank you very much for the information provided in the video, this helps investors who live in other countries and do not have such a deep knowledge of the American market!
I am 60, so at this point growth is not that important. I took a lot of time and researched several ETF with high div and came out with this mixture. SCHD at 35 percent, QYLD at 25 percent, NUSI at 20 percent and JEPI at 20 percent. This formula give me a decent growth rate with SCHD, NUSI for protection and 7.9 Div rate, JEPI for protection and also a 7.9 Div rate, and both have about a 10 percent growth rate. QYLD at 12 percent Div rate but maybe 2-3 percent growth. This should make as much as my police pension gives me each month and still some growth to leave my kids when i depart from this earth. Thanks for the videos they are very helpful!
Enjoyed your video very much and have subscribed for morel. I am heading towards retirement (10 more years) so Dividend ETF’s sound interesting. I’ll do a bit more DD on the ones you mentioned and see it they fit my portfolio. Thanks again.
Thanks Richard! Congrats on your upcoming retirement. Looking forward to when I can start planning my retirement portfolio! For now, I’ve been re-focusing on growth. 🙂
@@ValueForInvestors Of course, this is mad work! The only disappointing thing is, as an European investor, only the SPYD is available on Degiro. Would you recommend/know any other alternatives? Cheers
@@anthonyvicario5307 Sorry Anthony, I'm not familiar with any options available outside of the US. I imagine there is some sort of ETF filtering tool you can find like the one I used to help narrow down your options.🙂
Thanks for this very granular and end-to-end video. Most informative. Would love to see and heard your insight in a CEFs video! Keep up the awesomeness!
@@ValueForInvestors yes I have invested in SPHD but didn’t know the other 3 now I have them in my watchlist. Just curious what broker do you currently use or recommend apart from M1 finance that you recommended in other video I use Robinhood and Ally invest but Ally doesn’t let you buy fraccional shares so I am thinking of moving from it
@@DanielPerez-el5oj Glad I dug up some new ones for you! Keeping an eye on all of them is a good move. I primarily use M1 Finance. I love the fractional shares and auto-balancing, especially for a long-term portfolio. I also have an account on Robinhood, since it also has fractional shares, and it's very easy to purchase individual stocks/ETFs. These two take the cake for me with their ease of use and affordability. Ultimately, my criteria for an investing platform are (1) zero costs and fees, (2) fractional shares and (3) a wide range of investment options. Fortunately, nearly every major platform offers these things these days - so it really just comes down to preference!
RDIV may be worth a revisit given the most recent market moves. Heavy weighting in Energy, Financials, and Materials has helped its capital appreciation of 80% since this video.
That's some serious growth! I would be a little nervous about chasing those returns though. If it was just one piece of a dividend portfolio, maybe it's not too big of a deal.
Great video man. I've been watching a lot of videos like this, but I don't know if I've seen any as clearly stated and understandable as this. It was very professional and I love your rational explanations. I actually have a few shares of SPHD and SPYD. Because of this video I'll probably buy more shares of each. I'm considering going heavy into QYLD. What do you think of QYLD? I'd love to hear your thoughts.
Thanks Brian, I appreciate your feedback! I'm glad it is coming across that way! 😀 QYLD is interesting! Using covered calls is a great way to earn income from non-dividend payers, and considering the Nasdaq 100 is full of growth-oriented tech stocks, it seems like a good match. In comparison to SPHD and SPYD, I like the idea of QYLD, since I have more confidence in the stocks in the Nasdaq 100 index than some of the stocks that might be included in SPHD/SPYD. However, the performance of QYLD lags significantly behind QQQ, which means QQQ is probably the better option for total returns - so it might just come down to whether you prefer dividends to capital appreciation. Also came across this article comparing QYLD to the similar QQQX - worth a read if you're looking into these options: www.nasdaq.com/articles/5-dumbest-high-yield-funds-ranked-worst-just-bad-2018-01-19
Excellent video! I have moved away from Dividend stock investing for the time, but it will always serve as an important component of my portfolio. Probably the most informative video I have seen in this space. Do you have formal training in finance?
Thanks for the comment! 😁 I'm not aware of an ETF like that. But, I know many brokerages offer DRIPs (dividend reinvestment plans) so you can reinvest automatically.
@@blackwaltz3135 An ETF is essentially a "bundle" or a "basket" of many different stocks. So in a way, yes, it's a single investment that is packed with different stocks - the ones in this video just happen to be focused on dividend stocks. You could invest in the stocks separately, outside of an ETF. This would eliminate fees, but you would have to go through the trouble of selecting the stocks and managing the allocations. Plus, if you were creating your own selection of holdings, you'd have to be confident in the stocks you were picking. With an ETF, you can instantly and conveniently diversify your money with a single investment. This is a much easier option for someone looking for a passive investment. You don't have to research and select 30, 50 stocks or more... You can invest in one ETF and get exposure to as many stocks as it holds. I hope this helps! Happy to clarify further if you have any other questions!
to be honest there are two types of gains to be made from a stock. 1. Stock appreciation 📈 2. Dividends $$ Example let's say I buy 1000 share of a stock (cheap as possible) and I want to make $500 Then I can sell at positive .25 cents per share appreciation +.25 dividend for a total of .50 cents per share profit. Or Let's say I want to make $1000 per week then I need to buy the cheapest stock possible with 1000 share of a stock Then I can sell at positive .50 cents per share appreciation +.50 cents per share dividend for a total of $1 per share profit. (50/50 rule). For a total of $ 1000.00
@@ValueForInvestors it's not As easy as its looks thank goodness for that or everyone will be doing it. It takes two weeks of planning. However every now and then there are stocks that cost less than $15 per share that pays high dividend which off set the need for stock appreciation📈 profit
I still don't understand why everyone thinks dividends are good in a non-tax-advantaged account. You should pretty much only do this strat in an HSA/Roth/401k. Also what do you think about QYLD, or simply selling covered calls on SPY or QQQ yourself? It's not "dividends" per se but covered calls can still bring in some juicy income. I guess you could also just sell covered calls on dividend stocks you hold as well to increase yield even more.
I just did a video on QYLD: ruclips.net/video/gWYJn0riInE/видео.html If you exclusively want dividends and don’t care about growth, I think it’s a fine strategy. 🤷🏼♂️
Metric 1 price stability. You don't want your etf to change price. Metric 2 how long has it been paying that dividend for over a 7> year period? Metric 3 Price to earnings ratio? Metric 4 How high is the dividend? Metric 5 what are they holding? Metric 6 how does the ETF perform in recessions? Metric 7 Market cap of over 100M
@@ValueForInvestors No I want my compound interest. Passive income baby. Compound interest is the destroyer of nations and I want that power in my portfolio. Countries go bankrupt because of debt and interest. Imagine somebody owing you 20k and a 7% interest student loan. You see what is happening to people when compound interest works against them but what happens if its the other way around.
@@ValueForInvestors Also there is a gold etf that pays 9.59% dividend yeild and has been paying it for 7 years now. It went up in price during covid and stall pays 9.59% dividend yield.
@@moxygenpathogen7678 but what if you could have dividends AND price growth? I don't understand why you would ever want to avoid investing in an appreciating fund or stock
@@ValueForInvestors yes I would want both but you need a crystal ball for growth. We know that growth outperforms dividends however we do not have a crystal ball to know which when such efts are gonna grow.
Hello Tyler, Thanks for the great content, real value here. You earned a subscriber ;) I have a question for you: I want to add the SPYD ETF to my portfolio but I am resident in Europe and I do not find it on my broker (DeGiro). Can you please suggest an alternative available for European investors? Really appreciate if you can help, Thank you
Hey Davide, thanks for the comment! Unfortunately I do not know of any alternatives for European investors. I wonder if there might be a tool like etfdb.com that you can use to find something similar!
@@ValueForInvestors Hi Tyler, thanks for your reply. Yes, there is a similar tool I use (Just ETFs) and I am trying to figure things out from there. I was also wondering that would be interesting to have a comparison video on the best emerging markets and emerging markets high div. ETFs. Are you planning to shoot something like that anytime soon? Thank you!
If you truly want some decent dividends or decent growth you have to sacrifice one or the other otherwise you end up with low dividends AND low growth. If that is what you are looking for than you are doing great but most people aren't interested in that.
I mostly agree with this - except in some cases, total returns are what matters most. If this is a combination of average dividends + average growth, so be it 🤷🏼♂️
Hi Joao! That’s a tough question to answer. The risk ultimately comes down to whether the price goes down or continues to rise - but no one can predict the market. If you’re a long-term investor, most advice says to just average into the market over time regardless of price. “Time in the market beats timing the market”!
May I ask how much of your portfolio is divs/div etfs? And when you invest do you throw a certain amount into a pie or do you invest on dips into ETFS?
I’ve actually stepped back from dividend investing a bit, as my taxable portfolio is now focused on growth. I still hold about 10% dividend ETFs in my Roth IRA, where I invest into a pie every month no matter the price. If I were still focusing on dividends in a taxable account, I would personally collect dividends and invest them into stocks & funds on dips instead of directly reinvesting. 🙂
@@ValueForInvestors yeah create an isa account and put 20k each year into growth stocks and hold them for 10-15 years then sell them each year for your yearly cost expense while the stocks keep growing so they continue growing faster than you can sell them ✊🏾👍🏾👍🏾
@@ValueForInvestors yeah definitely lily once I’m at like 200k £ hopefully my etfs keep providing 8-10% returns as they have for decades like s&p500 I withdraw half of it which would be around 5k and I would be atill worth 205k and next year that grows again by 8-10% withdraw again about 4-5% and it be worth like 208k yeah that’s my plan 👍🏾👍🏾👍🏾 infinite money👍🏾
As far as an income strategy goes, NUSI seems interesting. I like the NASDAQ 100 index. But I definitely don't like the active management & high expense ratios for long-term dividend investing. I'd need to take a closer look to wrap my head around the strategies they use. It seems like it'd perform well in a flat market, but excessive volatility like we've seen recently could throw a wrench in the performance. It also looks like the fund might issue distributions made up of "return of capital", which is always something to look out for and be aware of.
Also if trading in Canada and you are using WST then this msg is for you. When loading funds into your WST acc do not out them in your "personal acc". Open the optional TFSA and load your investing funds into the TFSA. Once funds are loaded you are asked if you would like to invest. The reason you want to invest from your TFSA is because the income you earn, up to 75,000 this tax year in Canada, is tax free ! No gains taxes, just tax free savings. You are Welcome for that my Canadian friends.
Perhaps both! You might want to consider the differences in cost as well as the underlying holdings and the strategy used to select them. SPHD focuses on low volatility holdings, while SPYD focuses on the highest-yielding holdings. I think there are arguments to be made for each, so you really have to consider which one aligns with your goals and beliefs. 🙂
New subscriber. Can you do a dividend ETF video for the Mid-Cap space? Maybe something like DON vs REGL. or any other Mid Cap Dividend ETFs that are out there.
That's something you'll have to check out on a case-by-case basis... In any case, some people prefer the lack of volatility & dividend income to total returns, so they may not care that they slightly underperform the S&P 500.
Correct, it’s an estimated oversimplification of the potential savings. But it still illustrates the importance of cutting back on fees as much as possible!
With the way your doing this. Yes you take very little risk buy you could go the same with a bond at 4 percent return dude. As inflation is increasing so much you need a lot more growth and as young as you are you need to be more agressive dude...
I appreciate the comment! In fact, I have recently shifted away from this strategy to a more aggressive growth strategy. However I’m not sure it’s fair to assume I NEED to be more aggressive. There’s plenty of investors out there that these ETFs might be perfect for. Growth isn’t always the main goal, and for anyone with an income or dividend focused strategy, these funds might be perfectly fine.
Good video but I think you made the wrong choice. I analyzed all these ETFs and 30 more earlier this year and watched the thru the China virus recession. FDL is the best of your final 4. It has a long successful track record with an index that is 20+ years old. SPYD sucks, SPHD is barely better. I suggest selling your single stock positions and just throw it all into FDL. I have a slightly different ETF dividend growth strategy: I have 35% SCHD, 35%FDL, 15% QYLD and 15% JEPI. I may be adding HDV to the mix and one of the super high growth mid -cap ETFs like REGL. Then it would be 25% SCHD, 20% FDL, 25% HDV, 10% QYLD, 10% JEPI, 10% REGL. This way I get an average of 6% yield with 8% annual dividend growth but a lot of diversity and different types of income streams that should balance each other in downturns. After 10 years with initial $300k and all divs reinvested this portfolio should pay $55k annually and grow 8% every year. If you leave it alone for 15 years it pays $130k annually. I recommend you use an ETF Overlap tool to make sure you're not doubling up on too many stocks if you invest in multiple ETFs.
Hey Tom! Thanks for leaving a comment! I enjoyed reading your thoughts on these ETFs. You make some good arguments for FDL, and I appreciate you sharing your portfolio strategy. Like I mentioned in the video, I already hold some of the stocks that are within it’s top holdings - that was my primary reason for passing on it. Otherwise I agree that it looks pretty good! I’ll definitely be taking another look at this in the future. I really like your idea of an ETF overlap tool. I’ve wondered about the risk of doubling up on stocks when combining ETFs, but didn’t know how to properly measure it. I’ll be incorporating this into my research going forward!
💰 Get started on M1 Finance w/ a $1,000 deposit and get a $30 bonus: m1finance.8bxp97.net/tyler
Thank you for the video. I prefer SCHD and it growth rate over the current yield. With its current cagr above 10%, its 2.8% yield will blow surpass what these two ETFs can offer in just 10 years time. Keep up the great work Sir.
Thanks for the comment! I’m learning more and more lately that growth is definitely an important aspect to consider. 🙂
Im with you,,i also own SCHD..I think its got a nice balance of growth and dividends..
Whoever Jimmy recommends I follow. New subscriber.
Thanks for checking out the channel Marcus! 😁
LEE JESSON&🎈
@@ValueForInvestors ,
You all probably dont give a shit but does any of you know of a way to get back into an Instagram account??
I stupidly lost the password. I would appreciate any tricks you can offer me
Wow not many youtuber can go in depth and explained in length the way you do. Thank you, you definitely earned another subscriber....Hare Krishna!!
Awesome, thank you for leaving a comment and subscribing! 🥳
I came via Jimmy's recommendation. Wow! This would have taken me a couple of days to research this. I love the level of detail you put in, thank you for your work. Subscribed!
Thanks for the comment! And I appreciate the sub. 😁
Jimmy who? i'd like to check this jimmy out!
I have both in my portfolio and looking to add more to them. I am impressed by your video. Wish I was that intelligent when I was young.
Thanks Brijesh! Hopefully my early work here will set me up nicely in the future. 😀
You earned a sub. Such an underrated channel!
Thank you Akshay! 🍻
First comment on youtube for me!
Well deserved, very underrated Channel! Keep it going!
Well thanks for sharing your first comment on my video! 🥳
@@ValueForInvestors Hey! I think you should make a video on how to invest in ETF, such as with banks, platforms, ETF brokers and such. What are the pros and cons, Fees and all those shenanigans.
@@kash3084 thanks for the suggestion! 🍻
I'm surprised you don't have more subs. You are bringing a ton of quality information with each video. Keep them coming Tyler.
Growing one sub at a time! Thanks Matthew! 😃
For a kid , I am old, but very well done. You got me to subscribe. I just sold my ATT due to the future div cut and Looking for new places to replace the div I was getting. At my age dont really need growth, just a good stable div that I used to have w/ ATT.
Again very well done video.. I watch some of your others too.
Thank you Glen! It means a lot to have earned your subscription!
You earned the subscription with this one. I like the way you break down how each ETF you cover does what it does. Great info to help us make choices on which ETFs to get into.
I've held SPHD for a while. It definitely lags the market which is why I don't have a LOT of it, as I'm still pretty young (not as young as you though) and I'm really just dipping my toes into the higher yielders and monthlies to keep track of them. All that said, it pays me a nice, boring, consistent monthly dividend that gets reinvested back into SPHD. I can certainly see myself keeping a small piece until I am ready to retire and live off my dividends, and then selling some growers to get the income that this one tosses off.
Thanks so much for the feedback! I appreciate you sharing your experience holding SPHD. Nothing wrong with collecting a boring, steady dividend. 😃
@@ValueForInvestors boring and steady is just the way I like my dividends. Keep up the great work, bud!
So you are clearly answering questions me and my investing buddy have been having. I have an old financial background and you clearly have raised the bar in speed and clarity over what I am used to.
Thanks for the comment! 😃
I'm from Brazil, and I'm currently thinking of diversifying my investments by investing in a USA ETF. I really like your method. Thank you a lot for simplifying this subject!
Thanks for the comment Raphael - and good luck! 😃
You’ve saved me so much time. Thank you kindly! All other videos were people telling us which ETFs to buy without teaching us anything. Going to binge watch your channel this weekend 👏
Thanks so much for this comment! And thanks in advance for the binge-watching! 😂 let me know if there's anything you'd like to see that I haven't covered yet!
Thank you Tyler for such an impressive research! I've just watched a few of your videos and I'm sold! Keep up the good work and Best of Luck!
Thanks for the support! 🍻
Concise and convincing argument, yours is an amazing channel with certain future growth potential
Thanks for the support Marco! 🍻
I’ve got SPHD. I like the stock.
SPHD is solid! 👍🏼
Love your channel and how you bring us all these sources for information it really saves us time for learning new information. Keep up the good work!
Thanks Habib! 🍻
I have looked for months also, and I came up with the same ETF that Tyler picked!! He MUST be a genius like me too! LOL I have the EXACT same ETF ....SPYD and SPHD!! Thanks Tyler, and I also subscribed!!!
Haha great minds think alike! Thanks for the sub Steven! 🍻
@@ValueForInvestors You are welcome Tyler!! You are right......great minds think alike!!
@@ValueForInvestors no problem Tyler. Just to let you know, I am a retired MD, so yes, great minds DO think alike!! lol
Amazing breakdown! So concise and thoughtful. Love it! I’ll probably split between the final 4x
Thank you for the comment! 🍻
Brilliant video! I really like your graphic layouts. It makes it very easy to understand.
Thanks Joel, I appreciate the feedback! 😁
Really really good content. You speak quickly and with no bs. I like that. Keep up the good work!
Thanks for the comment! Trying to keep it value-driven. 👍🏼
QYLG
XYLG
Half covered call ETFs, yield around 6% and most of that is ostensibly in a monthly paid Capital Return, meaning the cost basis per share is reduced by the dividend instead of a payment in cash that is reinvested. This is beneficial from a tax perspective, see Return of Capital. Also, they have about half the returns as their underlying index. QYLG tracks the Nasdaq 100, so similar to QQQ. XYLG tracks the S&P 500, so similar to VOO. The thing is, that since they write call options on half their holdings, it means that during periods of higher volatility, you gain more dividend yield in the form of call options sold, AND the downside risk is less since the fund only gains/losses on half the holdings. Cheers.
Thanks for pointing out this strategy! You're right - the idea of a return of capital can actually have some benefits with a dividend capture. I need to explore these covered call ETFs some more!
Man, thank you very much for the information provided in the video, this helps investors who live in other countries and do not have such a deep knowledge of the American market!
Thanks for the comment Marco! Glad you found this video helpful. 😃
Great video. This is what I have been looking for how to choose ETF stocks that provide high dividend yields.
Awesome! Glad I could help Marty! 🍻
Awesome video. Thanks for helping us the beginners. Will definitely subscribe
Thanks Abdiel, I appreciate the sub! 😃
I am 60, so at this point growth is not that important. I took a lot of time and researched
several ETF with high div and came out with this mixture. SCHD at 35
percent, QYLD at 25 percent, NUSI at 20 percent and JEPI at 20 percent.
This formula give me a decent growth rate with SCHD, NUSI for
protection and 7.9 Div rate, JEPI for protection and also a 7.9 Div
rate, and both have about a 10 percent growth rate. QYLD at 12 percent
Div rate but maybe 2-3 percent growth. This should make as much as my
police pension gives me each month and still some growth to leave my
kids when i depart from this earth. Thanks for the videos they are very
helpful!
Thanks for the comment & for sharing your strategy Robert! 😃
Great Video, great breakdown all the way through
Thanks! 🍻
Very well made video, Great Information. Thank you
Thanks Vinny! 🍻
dude, this is so interesting!
Thanks for the in-depth video
Glad you enjoyed it! Thanks for the comment Mauricio! 🍻
Enjoyed your video very much and have subscribed for morel. I am heading towards retirement (10 more years) so Dividend ETF’s sound interesting. I’ll do a bit more DD on the ones you mentioned and see it they fit my portfolio. Thanks again.
Thanks Richard! Congrats on your upcoming retirement. Looking forward to when I can start planning my retirement portfolio! For now, I’ve been re-focusing on growth. 🙂
Impressive knowledge! Thanks for sharing mate!
Thanks for the comment Anthony! 🍻
@@ValueForInvestors Of course, this is mad work! The only disappointing thing is, as an European investor, only the SPYD is available on Degiro. Would you recommend/know any other alternatives? Cheers
@@anthonyvicario5307 Sorry Anthony, I'm not familiar with any options available outside of the US. I imagine there is some sort of ETF filtering tool you can find like the one I used to help narrow down your options.🙂
Great job I was looking for this kind of analysis
Glad I could help! 😃
This is my kind of video dude. I am a similar kind of creator and I am loving your channel.
Thanks man! I appreciate the support, I’m eager to check out some of your content too! 🍻
@@ValueForInvestors Thank you mate, I would really appreciate that.
Thanks for this very granular and end-to-end video. Most informative. Would love to see and heard your insight in a CEFs video! Keep up the awesomeness!
Thank you, glad you found it helpful! I actually did a video on CEFs already, you can check it out here: ruclips.net/video/EccAywWcgWI/видео.html
@@ValueForInvestors great, I had missed that one - thank you!
@@alishmaly1 absolutely! Let me know what you think 😃
New sub here! Thank you for such an informative video! You worked hard for this.
Woohoo! Thanks Nia! 🥳
Wow... very informative video. Thank you!!!
Glad you found it helpful! Thanks for commenting. 😄
I agree with your final result.
Thanks for the comment Clifford!
Hi Tyler. What a well researched and thought out and nicely presented video! You have a great financial future ahead of you. AND I just subscribed 🙂
Thanks so much Artie! I appreciate the compliment and the sub. 😁
Nice perspective. Enjoyed the analysis and bullet points. Sub’d
Thanks for the comment & sub! 😃
Great video! M a subscriber now.
Love to hear it! Thanks for the comment! 🍻
Very good video Keep it up!!
Thanks Daniel! 😃
@@ValueForInvestors yes I have invested in SPHD but didn’t know the other 3 now I have them in my watchlist. Just curious what broker do you currently use or recommend apart from M1 finance that you recommended in other video I use Robinhood and Ally invest but Ally doesn’t let you buy fraccional shares so I am thinking of moving from it
@@DanielPerez-el5oj Glad I dug up some new ones for you! Keeping an eye on all of them is a good move.
I primarily use M1 Finance. I love the fractional shares and auto-balancing, especially for a long-term portfolio. I also have an account on Robinhood, since it also has fractional shares, and it's very easy to purchase individual stocks/ETFs. These two take the cake for me with their ease of use and affordability.
Ultimately, my criteria for an investing platform are (1) zero costs and fees, (2) fractional shares and (3) a wide range of investment options. Fortunately, nearly every major platform offers these things these days - so it really just comes down to preference!
Also subbed to the channel to help you grow mate.
RDIV may be worth a revisit given the most recent market moves. Heavy weighting in Energy, Financials, and Materials has helped its capital appreciation of 80% since this video.
That's some serious growth! I would be a little nervous about chasing those returns though. If it was just one piece of a dividend portfolio, maybe it's not too big of a deal.
Wow, awesome video! You've got a new sub here!
Thanks so much Robert! Glad to have you with me. 🍻
lol.....you're right, your deep , but understandable dive is worth a subscribe.
Hahah thanks Lewis, glad I won you over 😂
Good video bro. Subbed.
Thanks my friend!
Lots of information, and a perspective investor, my first job is to work out what all the acronyms mean... :)
Haha once you have the acronyms down, it all starts to click!
Subscribed!! Thank you for your time 🤧
Thanks for subscribing! 😃
Great video man. I've been watching a lot of videos like this, but I don't know if I've seen any as clearly stated and understandable as this. It was very professional and I love your rational explanations. I actually have a few shares of SPHD and SPYD. Because of this video I'll probably buy more shares of each.
I'm considering going heavy into QYLD. What do you think of QYLD? I'd love to hear your thoughts.
Thanks Brian, I appreciate your feedback! I'm glad it is coming across that way! 😀
QYLD is interesting! Using covered calls is a great way to earn income from non-dividend payers, and considering the Nasdaq 100 is full of growth-oriented tech stocks, it seems like a good match. In comparison to SPHD and SPYD, I like the idea of QYLD, since I have more confidence in the stocks in the Nasdaq 100 index than some of the stocks that might be included in SPHD/SPYD. However, the performance of QYLD lags significantly behind QQQ, which means QQQ is probably the better option for total returns - so it might just come down to whether you prefer dividends to capital appreciation.
Also came across this article comparing QYLD to the similar QQQX - worth a read if you're looking into these options: www.nasdaq.com/articles/5-dumbest-high-yield-funds-ranked-worst-just-bad-2018-01-19
Excellent video! I have moved away from Dividend stock investing for the time, but it will always serve as an important component of my portfolio. Probably the most informative video I have seen in this space. Do you have formal training in finance?
Wow, thanks Jess! No formal training - just researching and figuring things out as I go. 🙂
Thanks for the vid. It is amazing. Is there some similar ETF but with reinvesting dividends?
Thanks for the comment! 😁 I'm not aware of an ETF like that. But, I know many brokerages offer DRIPs (dividend reinvestment plans) so you can reinvest automatically.
Are you guys sticking with individual dividend stocks, or are you adding some dividend ETFs in your portfolio? 🤔
Wow thanks for sharing, that’s very easy to understand for a newbie like me. New subbie here
@@kayceecali2679 glad to hear it! Thanks for the comment & the sub! 😀
so basically ETF's is basically a Dividend stock that is packed with other stocks? why not individually invest in those separate stocks??
@@blackwaltz3135 An ETF is essentially a "bundle" or a "basket" of many different stocks. So in a way, yes, it's a single investment that is packed with different stocks - the ones in this video just happen to be focused on dividend stocks.
You could invest in the stocks separately, outside of an ETF. This would eliminate fees, but you would have to go through the trouble of selecting the stocks and managing the allocations. Plus, if you were creating your own selection of holdings, you'd have to be confident in the stocks you were picking.
With an ETF, you can instantly and conveniently diversify your money with a single investment. This is a much easier option for someone looking for a passive investment. You don't have to research and select 30, 50 stocks or more... You can invest in one ETF and get exposure to as many stocks as it holds.
I hope this helps! Happy to clarify further if you have any other questions!
@@ValueForInvestors I thought that's what it was , thank you for clarifying that
This is great information. Definitely should have a lot more subs. You just got a new sub from me!
Thanks LaRon! Glad to have you on board!
to be honest there are two types of gains to be made from a stock.
1. Stock appreciation 📈
2. Dividends $$
Example let's say I buy
1000 share of a stock (cheap as possible) and I want to make $500
Then I can sell at positive .25 cents per share appreciation
+.25 dividend for a total of .50 cents per share profit.
Or
Let's say I want to make $1000 per week then I need to buy the cheapest stock possible with
1000 share of a stock
Then I can sell at positive .50 cents per share appreciation
+.50 cents per share dividend for a total of $1 per share profit.
(50/50 rule).
For a total of $ 1000.00
Yes, but that might not be so easy in practice! 😂
@@ValueForInvestors it's not
As easy as its looks thank goodness for that or everyone will be doing it.
It takes two weeks of planning.
However every now and then there are stocks that cost less than $15 per share that pays high dividend which off set the need for stock appreciation📈 profit
Nice! Very good strategy
more relative info more than ever - great analysis
Thank you Andre! 🍻
Good stuff!
Thanks Aj!
Great, thanks.
Glad I could help Stan! 😀
Great content!
Thank you! 😃
Great video.
Thanks Eddy!
This was awesome 👌
Thanks Andrew!
This was excellent.
Thank you! 😃
Thx I'm totally new and looking to pick some etf with decent dividends so I can reinvest them this will help
I’m glad you found this helpful! Thanks for the comment! 😀
I still don't understand why everyone thinks dividends are good in a non-tax-advantaged account. You should pretty much only do this strat in an HSA/Roth/401k. Also what do you think about QYLD, or simply selling covered calls on SPY or QQQ yourself? It's not "dividends" per se but covered calls can still bring in some juicy income. I guess you could also just sell covered calls on dividend stocks you hold as well to increase yield even more.
I just did a video on QYLD: ruclips.net/video/gWYJn0riInE/видео.html
If you exclusively want dividends and don’t care about growth, I think it’s a fine strategy. 🤷🏼♂️
Metric 1 price stability. You don't want your etf to change price.
Metric 2 how long has it been paying that dividend for over a 7> year period?
Metric 3 Price to earnings ratio?
Metric 4 How high is the dividend?
Metric 5 what are they holding?
Metric 6 how does the ETF perform in recessions?
Metric 7 Market cap of over 100M
You don’t want the ETF to have positive changes in price? 🤔
@@ValueForInvestors No I want my compound interest.
Passive income baby.
Compound interest is the destroyer of nations and I want that power in my portfolio. Countries go bankrupt because of debt and interest. Imagine somebody owing you 20k and a 7% interest student loan. You see what is happening to people when compound interest works against them but what happens if its the other way around.
@@ValueForInvestors Also there is a gold etf that pays 9.59% dividend yeild and has been paying it for 7 years now. It went up in price during covid and stall pays 9.59% dividend yield.
@@moxygenpathogen7678 but what if you could have dividends AND price growth? I don't understand why you would ever want to avoid investing in an appreciating fund or stock
@@ValueForInvestors yes I would want both but you need a crystal ball for growth. We know that growth outperforms dividends however we do not have a crystal ball to know which when such efts are gonna grow.
nice job ....i subbed
Thanks Jason! 🤘🏼
I do SPHD and SPYD
Nice, thanks for sharing! 👏
@@ValueForInvestors Love the videos!
New Sub Excellent video. Can you do a video on covered call ETFS
Thanks! I’ve got one coming out on Sunday about QYLD, the Nasdaq 100 covered call ETF! Keep your eyes peeled. 😎
High noons for the win 🔥
Haha not a bad beverage at all! 🍻
nice job
Thanks Matt!
you deserve like and subscribe , thank you
Thank you for the support! 🍻
Hello Tyler,
Thanks for the great content, real value here. You earned a subscriber ;)
I have a question for you:
I want to add the SPYD ETF to my portfolio but I am resident in Europe and I do not find it on my broker (DeGiro).
Can you please suggest an alternative available for European investors?
Really appreciate if you can help,
Thank you
Hey Davide, thanks for the comment! Unfortunately I do not know of any alternatives for European investors. I wonder if there might be a tool like etfdb.com that you can use to find something similar!
@@ValueForInvestors Hi Tyler, thanks for your reply. Yes, there is a similar tool I use (Just ETFs) and I am trying to figure things out from there.
I was also wondering that would be interesting to have a comparison video on the best emerging markets and emerging markets high div. ETFs.
Are you planning to shoot something like that anytime soon?
Thank you!
Great thesis at such a young age!
If you truly want some decent dividends or decent growth you have to sacrifice one or the other otherwise you end up with low dividends AND low growth. If that is what you are looking for than you are doing great but most people aren't interested in that.
I mostly agree with this - except in some cases, total returns are what matters most. If this is a combination of average dividends + average growth, so be it 🤷🏼♂️
Hi Tyler . Do you recommend investing on those ETF s since is over 30% in 3 months and is all time high.
Hi Joao! That’s a tough question to answer. The risk ultimately comes down to whether the price goes down or continues to rise - but no one can predict the market. If you’re a long-term investor, most advice says to just average into the market over time regardless of price. “Time in the market beats timing the market”!
@@ValueForInvestors I’m sorry I just realized that the video is old . What a nice job. You just got a new follower 👍
@@joaocolen7768 glad to hear it, thanks! 😃
May I ask how much of your portfolio is divs/div etfs?
And when you invest do you throw a certain amount into a pie or do you invest on dips into ETFS?
I’ve actually stepped back from dividend investing a bit, as my taxable portfolio is now focused on growth. I still hold about 10% dividend ETFs in my Roth IRA, where I invest into a pie every month no matter the price.
If I were still focusing on dividends in a taxable account, I would personally collect dividends and invest them into stocks & funds on dips instead of directly reinvesting. 🙂
@@ValueForInvestors yeah create an isa account and put 20k each year into growth stocks and hold them for 10-15 years then sell them each year for your yearly cost expense while the stocks keep growing so they continue growing faster than you can sell them ✊🏾👍🏾👍🏾
@@elka-bs8590 Sounds like a sound strategy to me!
@@ValueForInvestors yeah definitely lily once I’m at like 200k £ hopefully my etfs keep providing 8-10% returns as they have for decades like s&p500 I withdraw half of it which would be around 5k and I would be atill worth 205k and next year that grows again by 8-10% withdraw again about 4-5% and it be worth like 208k yeah that’s my plan 👍🏾👍🏾👍🏾 infinite money👍🏾
Thanks for this great, educational video! I now regret shoveling my cash into QYLD...
Haha thanks for the comment Evan! 🍻
What do you think about NUSI?
As far as an income strategy goes, NUSI seems interesting. I like the NASDAQ 100 index. But I definitely don't like the active management & high expense ratios for long-term dividend investing.
I'd need to take a closer look to wrap my head around the strategies they use. It seems like it'd perform well in a flat market, but excessive volatility like we've seen recently could throw a wrench in the performance. It also looks like the fund might issue distributions made up of "return of capital", which is always something to look out for and be aware of.
Well done - cogent presentation…
Thanks TJ! 🍻
Great job kid, u have a very bright future
Thanks Jeff! 😃
schd is also a real good one!!
Yes, SCHD definitely deserves a look! Unfortunately I think the yield was too low and got cut off with the screening tool I used. 😁
@@ValueForInvestors Yep it pays about 3% has a very low expense ratio a slightly lower beta then the S&P and yet is just about on par with S&P.
@@craiglowden5995 gotta love that low expense ratio!!
How about SPD? This seems good.
SPD? Doesn't really fit into the theme of a dividend ETF... just an S&P500 with downside protection.
You could have considered YYY with the yield minus expense being greater than 5%.
YYY looks pretty interesting, that's a cool way to benefit from CEFs. I'll be taking a closer look. 👍
Have you looked into KNG?
Not yet - just gave it a quick look, I'll definitely be taking a deeper dive here! Thanks for the suggestion! 🍻
Also if trading in Canada and you are using WST then this msg is for you. When loading funds into your WST acc do not out them in your "personal acc". Open the optional TFSA and load your investing funds into the TFSA. Once funds are loaded you are asked if you would like to invest. The reason you want to invest from your TFSA is because the income you earn, up to 75,000 this tax year in Canada, is tax free ! No gains taxes, just tax free savings. You are Welcome for that my Canadian friends.
Gotta get those tax benefits 👏🏼
About conservative ETFs with high dividend and cheap price?
I don’t understand the question 😂
@@ValueForInvestors I'm sorry for you get confused.
Spyd or sphd?
Perhaps both! You might want to consider the differences in cost as well as the underlying holdings and the strategy used to select them. SPHD focuses on low volatility holdings, while SPYD focuses on the highest-yielding holdings. I think there are arguments to be made for each, so you really have to consider which one aligns with your goals and beliefs. 🙂
Bro I legit was thinking of the 7 of hearts! How did he do that?
New subscriber. Can you do a dividend ETF video for the Mid-Cap space? Maybe something like DON vs REGL. or any other Mid Cap Dividend ETFs that are out there.
That's an interesting idea, thanks for the recommendation! 😀
How many of this ETFs are loosing to S&P500?
That's something you'll have to check out on a case-by-case basis... In any case, some people prefer the lack of volatility & dividend income to total returns, so they may not care that they slightly underperform the S&P 500.
@@ValueForInvestors But many of investors should know that ;-) Thank you.
No SCHD?
I guess it got screened out by the metrics I was used at the time 😕
4:35 that's not how percentages work
Correct, it’s an estimated oversimplification of the potential savings. But it still illustrates the importance of cutting back on fees as much as possible!
use schd
That’s a popular one!
New sub ,you are awesome ,divo etf also good you may want to check it
Thanks for the sub my friend! I’ll give it a look. 😀
Who’s Jimmy?
Jimmy runs the "Learn to Invest" RUclips channel. Highly recommend. 😃
@@ValueForInvestors Thanks, i've subscribed to you both.
Ummm I know the BLUE finger on your shirt should be pointing up and the RED finger pointing down but other than that it was a good presentation...
Haha, thanks! 🍻
LEE JESSON&🎈
With the way your doing this. Yes you take very little risk buy you could go the same with a bond at 4 percent return dude. As inflation is increasing so much you need a lot more growth and as young as you are you need to be more agressive dude...
I appreciate the comment! In fact, I have recently shifted away from this strategy to a more aggressive growth strategy.
However I’m not sure it’s fair to assume I NEED to be more aggressive. There’s plenty of investors out there that these ETFs might be perfect for. Growth isn’t always the main goal, and for anyone with an income or dividend focused strategy, these funds might be perfectly fine.
@@ValueForInvestors According yo Dave Ramsey...No debt...emergency fund...aggressive mutual funds..
@@ValueForInvestors yes these funds are ok for me as I am only 7 to 10 years from retirement but I also invest a small amount in arrk funds for growth
@@krakhour2 nice, I love the Ark funds!
Good video but I think you made the wrong choice. I analyzed all these ETFs and 30 more earlier this year and watched the thru the China virus recession. FDL is the best of your final 4. It has a long successful track record with an index that is 20+ years old. SPYD sucks, SPHD is barely better. I suggest selling your single stock positions and just throw it all into FDL. I have a slightly different ETF dividend growth strategy: I have 35% SCHD, 35%FDL, 15% QYLD and 15% JEPI. I may be adding HDV to the mix and one of the super high growth mid -cap ETFs like REGL. Then it would be 25% SCHD, 20% FDL, 25% HDV, 10% QYLD, 10% JEPI, 10% REGL. This way I get an average of 6% yield with 8% annual dividend growth but a lot of diversity and different types of income streams that should balance each other in downturns. After 10 years with initial $300k and all divs reinvested this portfolio should pay $55k annually and grow 8% every year. If you leave it alone for 15 years it pays $130k annually. I recommend you use an ETF Overlap tool to make sure you're not doubling up on too many stocks if you invest in multiple ETFs.
Hey Tom! Thanks for leaving a comment! I enjoyed reading your thoughts on these ETFs. You make some good arguments for FDL, and I appreciate you sharing your portfolio strategy. Like I mentioned in the video, I already hold some of the stocks that are within it’s top holdings - that was my primary reason for passing on it. Otherwise I agree that it looks pretty good! I’ll definitely be taking another look at this in the future.
I really like your idea of an ETF overlap tool. I’ve wondered about the risk of doubling up on stocks when combining ETFs, but didn’t know how to properly measure it. I’ll be incorporating this into my research going forward!
if you pay $500,000 in fees at 1% pa how big is the portfolio?
$500,000 for 100 years.
$5,000,000 for 10 years.
$50,000,000 for 1 year.