Review of Payday App | Solving International Payment Issues in Nigeria | Managing Finances in 2023
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- Опубликовано: 21 июл 2024
- Hey guys, this video is a review of the payment platform: Payday. I started using it in February 2023 and it's been super awesome for me, so I decided to share the details with you. Feel free to leave your questions under this video and I'll answer them in the best ways that I can.
If you're iffy about using Neo Banks and payment platforms like this, I recommend you put some of your money in your account on the app, not all your money. That way, you can use the app freely, top up your account (on payday) as you please and don't need to worry about having all your money in one place.
Please give the video a thumbs up and watch the ads, it goes a long way. Thanks for watching and be sure to leave a comment down below. #finance #money #paydaynigeria #paymentapp #chilotamojukwu
Referral Code
CHIUQ9
Link to Download the App
Your friend Chilotam is inviting you to join them on Payday. Send/Receive cash globally, Own a Virtual Card, and Multicurrency accounts on Payday. Use this payday.onelink.me/I2bz/CHIUQ9 and use CHIUQ9 as the referral code.
Time Stamps and Chapters
Opening - 0:00
Backstory, Saving Money & How I Found Payday - 1:00
Reviewing the App, Sign Up Process and How it Works - 4:27
Tips on Hedging Against Inflation (Saving) - 6:23
My Critique of the App - 10:09
Closing - 12:20
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Editing App: InShot (the full/paid version)
Equipment For Filming: iPhone 13 Pro Max 256gb
Equipment For Editing: M1 MacBook Pro 2020 13 inches (with touchpad) 256gb
Ring light: 18 inched ring light and a tripod from Jumia to film. I use a mini tripod for my vlogs.
Height: 5"9
Others: I model occasionally and would love to get into it more often. I'm also a Content Writer and Copywriter. I write for blogs and websites.
A few things I forgot to mention:
1. You can send money from your dollar account on Payday to your naira account, or any naira account. It works in seconds.
2. Your naira account on the app can be used to send and receive money like a regular bank account.
3. You need at least $5 to create a virtual USD MasterCard on the app
4. You can fund your virtual USD MasterCard with your dollar account on the app.
5. The first step is to send money from your regular bank (E.g Access, Sterling, GTB, etc) to your Naira account on the Payday app.
6. The money in your Naira account on Payday can be used as you please.
Dear Payday, oya run Chilotam her cheque osiso 😌
Haha😅
Chilotam, thank you for another stunning smile ❤, GOD BLESS YOU.
9:45 debit alerts still catch me indoors for some reasons 😂😂😂
Same🥲
@@ChilotamOjukwu Temptations from online stores.. Jumia and co.. Sometimes, I'd just see some very good deals and I'll be like "I don't want to miss this opportunity". 😂
😂 your advice on conserving money towards the end of the video hit hard! Thank you for the honest review! I'd definitely give it a try. The recent restrictions on financial transactions really have been a real pain, I'm positive this video would help make a lot more viewers happier.
Great review and tips, Chilotam!
Lol I had to chop it in there because this Lagos is not for the weak😅. Thanks a lot for watching, I’m glad you liked the video.
@Chilotam Ojukwu It really isn't!😂 You're welcome. Your honesty whist being both empathic and conscious makes it almost impossible to not like your content.
That's generous of you for sharing. It's the "stay indoors" for me. 😁
You’re welcome 😅
Great review Gilda👏👏
Thank you😊
thank you for the review, great content as always... definitely giving it a try.
p.s: looking forward to a video where you speak more about saving & your saving culture sometime in the near future...pleassse🙏🏽☺️. it'd be great to learn from you. thanks again Chilotam.
Thanks for watching! I’ll consider that😊.
I also like the very regular (in-app) updates...on payout, card funding downtimes, etc.
Same here lol
Go straight to the point.
There are time stamps in the video description box for a reason, I don’t know if you saw them, but they are right there. All my videos follow the pattern of storytelling and my experience. Thank you🫶🏾.
I'll give you a sincere review, I went through the entire video and you didn't address the payday app thoroughly. You didn't talk about the cards or platforms you used it for , the content of the video was just beating around the bush from the videos title. I didn't gain anything from this video after the 13+mins . Even your Opinion didn't convince or Confuse me, I think this review should help you on your upcoming videos.
@@jordananibe5051 I pinned my comment in the comments section to list the things I forgot to add in the video. Did you see that?
Secondly, I mentioned that the card can be used on Jumia.
Thirdly, I suggest that you be kinder with your words when giving your so called “review”, because I put a lot of effort into every video i make for my audience.
I made the video to encourage people to save and save in dollars, using the payday app, especially because the country is hard. If you didn’t gain anything from a video where I gave tips on saving and HOW to save in dollars, that is up to you.
You don’t have to be rude to me just because you didn’t like the video. There are several other ways to give constructive feedback without talking down on a creator’s efforts. Thanks.
I followed you because of your name.
Nice video though 👍
Thank you 😊
I opened a Nigerian DOM account last year and I honestly don't even know the point. This people are just holding my $50 for nothing.
You can't even access the app without a card. And apparently the card cost about $10.
I've installed the payday app using your code and if it makes dollar expenses and saving easier it's obviously a better choice. Great review Chilo!
I feel the emoji thing is their effort at making the app seem friendly and accommodating!
$10 for a card??!! Jesus of Heaven😭.
I have a Dom account too, but I barely even use it. Even to send money there is a problem. You can definitely convert your naira to dollars within the app and you just need $5 to FUND your virtual USD MasterCard, not buy.
I used it to buy something on Jumia and it worked so fast. I even use it for my regular transfers now. For the emojis, I thought the same thing. It’s probably so the app can be more friendly, so no qualms with that lol. Thanks for watching!🤍
@@ChilotamOjukwuMy dear $10 whooping dollars for an account with tons of restrictions. Thank God for new apps that are making things a lot easier.
I'm definitely going to start using PayDay more
How do I reach their help centre please
Hello.. please for how much did you swap 5k to Usd.. what's the fee?
I have the account.. is it safe to send money to it ? Please respond..
Can you eventually transfer the saved USD to a US account / Domiciliary account?
I’m not sure but I think so. I haven’t tried it yet.
Hope I can use emojis under this comment 😂😂😂
Hi. thanks for the video, please will the app work on PayPal? If yes, how can I fund PayPal with the card? "PayPal is requesting an address and phone number"... How can I go about that while I don't have a US number.
Hi, i really don’t know. I’m not an expert. I only gave my review from a consumer’s perspective.
I would like to know do you buy crypto
Lol no, I don’t
Is this a gamble 😢
Stay in your house 😂
Lol bu it’s true