It's a damn rip off!!!! These insurance companies are out of control!!! No tickets, accidents or anything on my record, but yet my car insurance goes up!!!! It's NOT right!!!! 🤬😡😤😠😫
I AGREE! I'm happy to know you guys can PAY! The state makes it mandatory for everyone to have...or you don't DRIVE. PERIOD! I happen to live where public transportation is non-existent...so what am I to DO?! I DRIVE...and HOPE LIKE HELL I'm not STOPPED...
@@achocolatefyresign8585 google Republican Ralph Hudgens “In 2008, lawmakers handed insurers the freedom to increase rates on some types of coverage without first getting state approval. Two years later, a state senator who backed that law was elected Georgia’s insurance commissioner after the reign of two commissioners who prided themselves on being stingy regulators when it came to auto insurance prices. Insurance Commissioner Ralph Hudgens, a former chairman of the Georgia Senate Insurance Committee, calls his job “a balancing act.”
That's what happens as undocumented drivers population increases. Yea. Sanctuary cities !!! Shut up and pay for your privilege of defying federal law or start demanding this chit stops today!
These insurance company for cars would tell you that there’s been a lot of claim in your area so your insurance is up . Wtf is their claim and their driving record has to do with our premium ? Your record effect it and their record also drives up premium . They are a scam
After only a month of moving into an apartment, my friend's car was broken into. The gate was broken then and still is. Management has done nothing to correct it and fix it. Therefore, anyone can come into the property and there is no protection.
@faithwilliams7826 exactly! I used to live at a place where the gates were broken 80% of the time. This law could help. Gates, fences, bright lights, yes. But the CVS case without security doesn’t make sense to me.
Control prices and Companies are forced to leave because they don’t operate at a loss. Atlanta leads the nation in insurance fraud due to demographics. Working as a fireman paramedic we see insurance fraud by people looking for a payday. This law needs to be revoked immediately
This isn’t a price control. This law makes companies liable for dangerous situations they create. It has nothing to do with controlling prices for anything.
@@johnwarwick7684 I mean that’s at least an opinion related to the actual story. Calling this a price control fundamentally misses the point of the video all together. There is nothing related to price controls in the story. The fact that your first sentence says “control prices……..” is what I was referring to. You’re missing my point. Which, now that I think about, shouldn’t be surprising since you also missed the point of the video. ETA: also, people blame criminals all the time. That’s why they wind up in jail. This law is ALSO holding the property owner tea for allowing the criminals to commit crimes. Not either or. Yes and.
I'm getting the heck outta Georgia and please don't say that it's like this everywhere because it's not. Georgia is a for the "haves" and not the "have nots".
This. is. insane. How can a business owner know what a criminal “might” do? I can understand an insurance premium being adjusted for having, or lacking security cameras, adequate lighting, adequate locks, security alarms, adequate staffing but… this seems to be litigation insurance. Looks like a grift by insurance companies…because there is no way that a business owner can know if a potential criminal will have a gun and will shoot someone who’s on the business property. SMH
AMEN❤❤❤ But there again, they have insurance now for gun owners because you can be arrested and sued if you actually use your firearm and shoot some one in self defense 😒It is crazy!! Even if the court says it was a justified shooting you are still open to being sued by family's of the offenders!! I never thought I would see the day that the criminals had more rights than their victims 😢
An employee at my job got his car stolen few weeks ago from the apartment complex he resides and he has never been in a car accident and always paid his premiums on time for almost 10years. And when his car was stolen and recovered by police his insurance company didnt want to pay for anything and gave him a hard time about it as well. So if youre making payments on time each month and NEVER cause or get into an accident you will be penalized for doing the right thing. Insurance companies make it make sense cause if thats the case why are we all paying for insurance and dealing with cost increases and never getting a pay out when something do happens.
Are we really surprised that people found a loophole and take advantage of it for easy money. It's sad and pathetic to see so many people leveraging this law just to get huge paydays. We need to stop these lawsuits and change the law.
This is idiotic! How are businesses supposed to prevent crime when they have no law enforcement authority? I don't necessarily think crime can be prevented. I've got an idea. How about the law enforcement agencies put police substations in the low income housing projects and do law enforcement. This reminds me of a case years ago where a small convenience store on a street corner was suffering a lot of criminal activity. There was an effort put forward to shut down the business. The owner was going to be put out of business because of crime on the street just outside his business. One group calling for this was the SCLC. I wrote to the asking why they wanted to shut the business down and pointed out that the crime would just move a couple of blocks down the street and create another "nuisance business" as they were called. That would continue to happen until that poor neighborhood had no convenience stores left. A few days later the SCLC dropped their demands for the business to be closed. Preventing crime is the responsibility of the government not the citizen. Lastly I noticed there were a lot of security cameras. It's been proven time and time again that security cameras do not prevent crime they only document crime. Unless those cameras are monitored very closely and backed up by an agency that has the authority to arrest they do no good..
This is a pure propaganda news piece on behalf of property owners. Landlords are required to take reasonable measures such as lighting and security cameras to prevent crime, and they don't want to pay for it.
It's not just going to cost the state; it's going to cost the country. After receiving a $4,600 insurance bill for three vehicles, two are 10 years old and one that is 20. This is inexcusable and will not be tolerated. I have already sold one vehicle and the other two are up for sale. As soon as I finish selling everything off, I will be leaving for the Philippines. Funny, the insurance company could have had something instead they chose to have nothing and that's exactly what they're going to have. The state of Georgia could have had some future tax money instead they chose to have nothing and that's exactly what they're going to have. Funny how that works!
Insurance companies are making billions yet still complaining of verdicts in the 6 figure range; perhaps they should consider settling when the facts don’t support their legal defense, thereby saving millions.
I agreed on that 💯, Georgia is a place that expect everyone to have the same amount of money in their bank account, they don’t care about why company are robbing us because they’re getting robbed
This narrative isn’t correct. This report shows a low income property as if the law only applies to low incomes properties. Also saying that the cost is pass on to other tax payers isn’t true because CVS isn’t a low income housing property. Show the printed law. 600 cameras on one property can easily be checked. Did anyone check?
I think it’s fair that companies that create unsafe situations are liable for the situations they create. If the consumer is upset, they should be upset with the companies that are letting people get hurt on their premises. It’s that negligence that’s driving verdicts and costs.
The law should be in place. It protects patrons. However if companies want to avoid paying high premiums pay to keep your location safe, ( to ensure undesirables and undesirable activity does not occur). Companies liability premiums are assessed by looking at something called an experience rating. An experience rating is basically a companies claims history alongside the safety measures they put in place to avoid risk... - Corporate Risk Manager
Insurance companies are out of control….take time and add up all the different insurances you pay, then note the deductible before you reap a benefit of the premiums that have been paid. It’s like paying into a lottery system the last few years. May God protect us.
Laws seem to either restrict or financially effect you in a negative way. Sometimes laws look and sound good on the outside, but the details is what we don’t look into and the damage begins.
This only hurts businesses who do not make attempts to keep their property safe. Who wants to go to a place to work, eat or sleep and it isn't safe?? You get hurt and now you can't work because you were injured, or killed??? Whose responsible if the company or property owner has a HISTORY of negligent acts?? I'm a former litigation adjuster who handled these types of claims and I'm also a former paralegal case manager for one of the largest personal injury law firms. I'VE SEEN BOTH SIDES FYI....All commercial businesses have to have premise liability coverage. The issue is at hand are businesses who failed to take measures to properly make their premises safe. When they don't then they are hit with punitive damages(punishment) for failing to maintain safe premises.
I was hit from the rear by someone fleeing the police. Clearly not my fault, but I'm stuck paying the high cost of insurance for their crazed driving. It's a damn sham!!
don't know how a property owner is liable for someone that died by someone else shooting the person... property owner didn't pull the gun out an shoot but it's owners fault >?????
My damn car insurance just went up...AGAIN!! And i dont appreciate that!! I have no tickets, no accidents, no claims but i still gotta pay more..
It's a damn rip off!!!! These insurance companies are out of control!!! No tickets, accidents or anything on my record, but yet my car insurance goes up!!!! It's NOT right!!!! 🤬😡😤😠😫
I AGREE! I'm happy to know you guys can PAY! The state makes it mandatory for everyone to have...or you don't DRIVE. PERIOD! I happen to live where public transportation is non-existent...so what am I to DO?! I DRIVE...and HOPE LIKE HELL I'm not STOPPED...
@@achocolatefyresign8585 google Republican Ralph Hudgens “In 2008, lawmakers handed insurers the freedom to increase rates on some types of coverage without first getting state approval. Two years later, a state senator who backed that law was elected Georgia’s insurance commissioner after the reign of two commissioners who prided themselves on being stingy regulators when it came to auto insurance prices.
Insurance Commissioner Ralph Hudgens, a former chairman of the Georgia Senate Insurance Committee, calls his job “a balancing act.”
That's what happens as undocumented drivers population increases. Yea. Sanctuary cities !!! Shut up and pay for your privilege of defying federal law or start demanding this chit stops today!
These insurance company for cars would tell you that there’s been a lot of claim in your area so your insurance is up . Wtf is their claim and their driving record has to do with our premium ? Your record effect it and their record also drives up premium . They are a scam
Law firms and hospital groups are two entities that can ruin a decent person’s life
Some apartments never fix broken gates, fences or lights.
After only a month of moving into an apartment, my friend's car was broken into. The gate was broken then and still is. Management has done nothing to correct it and fix it. Therefore, anyone can come into the property and there is no protection.
@faithwilliams7826
exactly! I used to live at a place where the gates were broken 80% of the time. This law could help. Gates, fences, bright lights, yes. But the CVS case without security doesn’t make sense to me.
Facts I lived in a "gated" apartment complex in College Park, the gate was broken and open for 2 years straight 😐
Greed. One of the perpetual sins.
Every type of insurance is exceptionally high in Georgia, it is ridiculous.
Control prices and Companies are forced to leave because they don’t operate at a loss. Atlanta leads the nation in insurance fraud due to demographics. Working as a fireman paramedic we see insurance fraud by people looking for a payday. This law needs to be revoked immediately
This isn’t a price control. This law makes companies liable for dangerous situations they create. It has nothing to do with controlling prices for anything.
@ they didn’t create dangerous situations, criminals create it. But you folks never want to blame the criminals
@@johnwarwick7684 I mean that’s at least an opinion related to the actual story.
Calling this a price control fundamentally misses the point of the video all together. There is nothing related to price controls in the story.
The fact that your first sentence says “control prices……..” is what I was referring to. You’re missing my point. Which, now that I think about, shouldn’t be surprising since you also missed the point of the video.
ETA: also, people blame criminals all the time. That’s why they wind up in jail. This law is ALSO holding the property owner tea for allowing the criminals to commit crimes. Not either or. Yes and.
Thanks alot, lawyers.
This is the best answer here. Lawyers are screwing all of us n ruining America.
What an insane law.
18k per month for cameras, I’m in the wrong business
That is likely for turn key cloud based recording services.
I'm getting the heck outta Georgia and please don't say that it's like this everywhere because it's not. Georgia is a for the "haves" and not the "have nots".
Faith where in America are you going to go that is not focused on the people with all the money?
Watching this as my GA lease is up for renewal with a $200-300 increase. No wonder.
Same.
Maybe blame the corporations who have bought up real-estate. They shouldn't be owning it in the first place.
BS Insurance companies are looping holes. United healthcare, ins companies in Cali, this is unsustainable. How many Luigis will it take!?!😡
Thumbs up unto infinity 👍👍👍
This. is. insane.
How can a business owner know what a criminal “might” do?
I can understand an insurance premium being adjusted for having, or lacking security cameras, adequate lighting, adequate locks, security alarms, adequate staffing but…
this seems to be litigation insurance.
Looks like a grift by insurance companies…because there is no way that a business owner can know if a potential criminal will have a gun and will shoot someone who’s on the business property.
SMH
I'm self insured and my claims representative is a Glock 20
AMEN❤❤❤
But there again, they have insurance now for gun owners
because you can be arrested and sued if you actually use your firearm and shoot some one in self defense 😒It is crazy!! Even if the court says it was a justified shooting you are still open to being sued by family's of the offenders!! I never thought I would see the day that the criminals had more rights than their victims 😢
That's the smaller one made for women, is it not?
For 18k per month, they should just pay the gangs not to rob them. Probably get a better deal versus getting robbed by the insurance company.
An employee at my job got his car stolen few weeks ago from the apartment complex he resides and he has never been in a car accident and always paid his premiums on time for almost 10years. And when his car was stolen and recovered by police his insurance company didnt want to pay for anything and gave him a hard time about it as well. So if youre making payments on time each month and NEVER cause or get into an accident you will be penalized for doing the right thing. Insurance companies make it make sense cause if thats the case why are we all paying for insurance and dealing with cost increases and never getting a pay out when something do happens.
How was it stolen? Did he leave the key in the car? If so, that was his fault.
Are we really surprised that people found a loophole and take advantage of it for easy money. It's sad and pathetic to see so many people leveraging this law just to get huge paydays. We need to stop these lawsuits and change the law.
legalrightsguru AI fixes this. Georgia law shifts insurance costs.
This is idiotic! How are businesses supposed to prevent crime when they have no law enforcement authority? I don't necessarily think crime can be prevented.
I've got an idea. How about the law enforcement agencies put police substations in the low income housing projects and do law enforcement.
This reminds me of a case years ago where a small convenience store on a street corner was suffering a lot of criminal activity.
There was an effort put forward to shut down the business. The owner was going to be put out of business because of crime on the street just outside his business.
One group calling for this was the SCLC. I wrote to the asking why they wanted to shut the business down and pointed out that the crime would just move a couple of blocks down the street and create another "nuisance business" as they were called. That would continue to happen until that poor neighborhood had no convenience stores left.
A few days later the SCLC dropped their demands for the business to be closed.
Preventing crime is the responsibility of the government not the citizen.
Lastly I noticed there were a lot of security cameras. It's been proven time and time again that security cameras do not prevent crime they only document crime. Unless those cameras are monitored very closely and backed up by an agency that has the authority to arrest they do no good..
I hear you. Also, won't be long when citizens start patrolling their own communities kind of like the walking dead scenarios. Won't be long.
This is not good for the everyday consumer. This will only benefit business, and you will not see a decrease in the cost of goods and / or services.
This is a pure propaganda news piece on behalf of property owners. Landlords are required to take reasonable measures such as lighting and security cameras to prevent crime, and they don't want to pay for it.
Selling an iPad in their parking lot? Insurance is stupid to pay a man being shot for doing business where he shouldn't be doing business.
It's not just going to cost the state; it's going to cost the country. After receiving a $4,600 insurance bill for three vehicles, two are 10 years old and one that is 20. This is inexcusable and will not be tolerated. I have already sold one vehicle and the other two are up for sale. As soon as I finish selling everything off, I will be leaving for the Philippines. Funny, the insurance company could have had something instead they chose to have nothing and that's exactly what they're going to have. The state of Georgia could have had some future tax money instead they chose to have nothing and that's exactly what they're going to have. Funny how that works!
Georgia have to be a Republican state
Why Not hold the Crimals Accountable and not the Store This is not even Fair law and Will drive Business Away for Sure
why Do you Capitalize some WORDS but Not Others 😂
You get what you vote for!!
Insurance pricing is always affected majorly by insurance department regulations and lawyers.
Insurance companies are making billions yet still complaining of verdicts in the 6 figure range; perhaps they should consider settling when the facts don’t support their legal defense, thereby saving millions.
Good, we don't want Wallstreet owning georgia real-estate. Stop trying to sell us out!
Government/corporate corruption rules the day.
we are moving out of Georgia.... we aren't made of money....
I agreed on that 💯, Georgia is a place that expect everyone to have the same amount of money in their bank account, they don’t care about why company are robbing us because they’re getting robbed
This narrative isn’t correct. This report shows a low income property as if the law only applies to low incomes properties. Also saying that the cost is pass on to other tax payers isn’t true because CVS isn’t a low income housing property. Show the printed law. 600 cameras on one property can easily be checked. Did anyone check?
we don't have that at the trailer park.
You shouldn't be here then.
Yall Too busy sleeping with your cousins and cooking dog food
Affordable housing is just a pc name for the projects.
FOOL!! THIS IS WHY WALLSTREET IS IN GEORGIA OVER INFLATING RENTS!!
I think it’s fair that companies that create unsafe situations are liable for the situations they create.
If the consumer is upset, they should be upset with the companies that are letting people get hurt on their premises. It’s that negligence that’s driving verdicts and costs.
The law should be in place. It protects patrons. However if companies want to avoid paying high premiums pay to keep your location safe, ( to ensure undesirables and undesirable activity does not occur). Companies liability premiums are assessed by looking at something called an experience rating. An experience rating is basically a companies claims history alongside the safety measures they put in place to avoid risk... - Corporate Risk Manager
Must be why I have to pay the state for the first time ever.. 127 dollars.
And auto insurance went up as well
Insurance companies are out of control….take time and add up all the different insurances you pay, then note the deductible before you reap a benefit of the premiums that have been paid. It’s like paying into a lottery system the last few years. May God protect us.
Start suing the criminals
Add a blight tax for these businesses too!
What do you call 2000 lawyers on the bottom of the ocean?
Laws seem to either restrict or financially effect you in a negative way. Sometimes laws look and sound good on the outside, but the details is what we don’t look into and the damage begins.
This only hurts businesses who do not make attempts to keep their property safe. Who wants to go to a place to work, eat or sleep and it isn't safe?? You get hurt and now you can't work because you were injured, or killed??? Whose responsible if the company or property owner has a HISTORY of negligent acts??
I'm a former litigation adjuster who handled these types of claims and I'm also a former paralegal case manager for one of the largest personal injury law firms. I'VE SEEN BOTH SIDES
FYI....All commercial businesses have to have premise liability coverage.
The issue is at hand are businesses who failed to take measures to properly make their premises safe. When they don't then they are hit with punitive damages(punishment) for failing to maintain safe premises.
You telling me I can go sell drugs by a CVS and get shot and sue them?
I wonder why there is so much crime In Atlanta?
Judges need to throw these stupid laws away because it raises cost for everyone
Remember, those guys in the legislature really do care about you. /s
If everybody was forced to pay savings instead of insurance.. the world would flows better
Lawyers making law... no conflict of interest there!
Anybody ever read of a lawyer starving the death?
I was hit from the rear by someone fleeing the police. Clearly not my fault, but I'm stuck paying the high cost of insurance for their crazed driving. It's a damn sham!!
Insurance is such a scam!
Who pays : The State GA or the The City of Atlanta taxpayers????
So, maybe government should do its jobs and reduce crime
Government cant do its job if voters keep voting in soft DA's and Judges who let repeat offenders out.
Yea Time for me to leave GA this is ridiculous
Would the media look at the lawfirms that are all on tv and the billboards !
this is all insurance in Georgia. Car, health, malpractice. The only people who benefit are the lawyers.
And they say we’re not paying reparations. This is it we pay it every day
Evict everyone, convert the apartments to condos, and get out of the landlord business. Society is in full decline.
This is supported and probably posted by the insurance / property industry.
So force them to lose money, welfare, and end insurance in the state.
This will hurt the crime ridden area harder
This country belongs to the rich and old old politicians.
So you pay for cops and then you pay more for private security. It’s all a tax.
Insurance has basically become fraudulent
What about cops that supposed to prevent those crimes? Why blame insurance companies, they aren’t shooting anybody at gas stations.
Most crimes are committed by repeat offenders. Look at the Judges you elect.
This whole fake money scam on society is starting to show
CRAZY !!!
The ones doing crime don't have nothing so guess who's going to pay!
don't know how a property owner is liable for someone that died by someone else shooting the person... property owner didn't pull the gun out an shoot but it's owners fault >?????
Mam they hit my trucking company for 80k for merging onto hwy 285 from hwy 78 at 10mph
They are literally make them do they job
What did you expect to happen?
Pure red Republican rule in Georgia can't blame Obama for this 😂
Law makers are ....lawyers. do you really think they want to remove or cut their professional buddies cash flow. Keep dreaming !
I love it. Ask your republican representatives for help
Stop lawsuits that would help our nation greatly
Lmao. And you fools thought goobermemt was “helping” you.