100 Days into EARLY RETIREMENT (The Good, the Bad, and the UGLY)

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  • Опубликовано: 23 сен 2024
  • I’m 100 days into my early retirement. I share my very personal good, bad, and ugly. It's impossible to know how you'll handle retirement until you're there. I also share the 6 stages of retirement. If you want to plan for early retirement, this video is for you!
    Subscribe: / @happyonmonday
    **I am NOT a financial planner! This is just the story of my personal financial planning for retirement. You should do your own research and talk with your financial planner before investing.
    • #1 RETIREMENT Priority...
    www.livingwith...
    #100days #retireearly #earlyretirement #goodbadugly #thegoodthebadandtheugly #teacher #workstress #selfcare #moretime #simplemoments #decompress #saving #spending #financialfreedom #financialindependence #personal #healthscare #healthissues #healthiswealth #appreciatelife #lifeistooshort #stages #noregrets #lovemylife #retirementjourney #reducestress #enjoylife #500k #retiresooner #retirementplanning

Комментарии • 78

  • @abrahams.lincoln6749
    @abrahams.lincoln6749 3 часа назад +8

    "Work Trauma" makes a lot of sense. Glad it is in your rear view mirror.

    • @HappyonMonday
      @HappyonMonday  2 часа назад

      Yes, it's a real thing! Thank you! ☺

  • @henram36
    @henram36 3 часа назад +6

    Having a health scare is affirmation you did the right thing at the right time! We don't always have tomorrow, so make today count!

  • @Mightyluna
    @Mightyluna 2 часа назад +2

    "Work Trauma" is so real (I've got a lot of it 😟) Thankfully, that's behind you now. Thanks for another great update, Julie. 💕

    • @HappyonMonday
      @HappyonMonday  2 часа назад

      It is!! Thank you and you're welcome! ☺

  • @oliviamiller3729
    @oliviamiller3729 Час назад +1

    So glad you received negative reports on both fronts Julie. Enjoy the journey of success in retirement! ❤❤❤

  • @MrRMB1
    @MrRMB1 3 часа назад +2

    Hey Julie, first off, glad you're okay!! Appreciate the videos and retirement experience. I'm in the anticipation stage....just a few more months! Wishing you the very best!

    • @HappyonMonday
      @HappyonMonday  3 часа назад

      Thank you!! I remember the anticipation stage well! Just a few more months - you got this!! 😁

  • @jmac03191961
    @jmac03191961 54 минуты назад +1

    Retired 6 months now. There is no way I will feel remorseful. Glad you are ok

    • @HappyonMonday
      @HappyonMonday  50 минут назад +1

      I don't think I will either! Thank you!!

  • @edjyjohnson
    @edjyjohnson 3 часа назад +1

    Scary!! So glad it turned out OK and hope it stays that way!

  • @ljosephdumas3113
    @ljosephdumas3113 2 часа назад

    Congrats on the good health! My father died of prostate cancer at 77 after battling it for 18 years. I ALWAYS get my screenings as, like you, cancer runs in my family.

    • @HappyonMonday
      @HappyonMonday  2 часа назад

      Yes it's SO important!! 👍 Thank you!!

  • @michellem8284
    @michellem8284 3 часа назад +1

    Retirement remorse.. YOU: "I personally can't imagine feeling that way." Made me chuckle! So glad your second set of tests came back clean. Thanks for the reminder that none of us knows what the future holds and to retire as soon as we can!

    • @HappyonMonday
      @HappyonMonday  2 часа назад +1

      Thank you! And you're welcome! 😁

  • @iczemi
    @iczemi 3 часа назад +1

    ❤ All my good thoughts for you, good health and ballance. I too can say that, after 10 months in retirement, the work causes a trauma which we must heal, and I am saying this as one who loved his job, for about 3/4 of my career. However after 38 years, I think I had enough. I did a lot of planning, somewhat similar to what you describe in your channel. Even if I downsized and live frugally, it is very easy to go over budget, which happened to me. I hope that for the coming year to keep it in a better check.

  • @wildfoodietours
    @wildfoodietours 2 часа назад

    Congrats on your first 100 days in retirements. Thanks for sharing as it helps me figure out what early retirement may feel like with all its uncertainties.

    • @HappyonMonday
      @HappyonMonday  2 часа назад

      Thank you! You are very welcome! 😁

  • @discoveringhealthandfinanc8328
    @discoveringhealthandfinanc8328 Час назад +1

    I'm not sure what it is but I just adore you and your content. I wish you all the happiness and success in life... and the most peaceful retirement❤

    • @HappyonMonday
      @HappyonMonday  Час назад

      Thank you so much! That's so nice of you! ☺

    • @curtislake333
      @curtislake333 24 минуты назад

      @discoveringhealthandfinanc8328 I absolutely agree

  • @danjirek9312
    @danjirek9312 2 часа назад

    So glad you're okay! Love the transparent videos. Thanks for sharing your journey. God bless you, Julie.

  • @lulucly
    @lulucly 3 часа назад +1

    I retired Feb 2023. I have had moments of regretting quitting my job, but it never lasts for long. The thought of giving my time up is a deal breaker. I enjoy the freedom to do anything or nothing! I am still figuring it all out, but I wouldn't trade this life unless I just had to! I really enjoy following my own schedule and whims!!

    • @HappyonMonday
      @HappyonMonday  3 часа назад

      Thank you for sharing!! I also really enjoy following my own schedule! I haven't had moments of regret yet, but it's quite possible. 🙂

    • @monikaw1369
      @monikaw1369 3 часа назад +2

      I too had reservations about retiring. I worked since I was 13 yo and worked full time while going to college full time. Had FT job and PT jobs at the same time. Wasn’t sure what to do with my time when I retired. Still looking on what to do with all my time; however, glad I retired all the same.

    • @HappyonMonday
      @HappyonMonday  2 часа назад

      @@monikaw1369 I read that it's normal and very common! 👍

  • @jackiebowen6239
    @jackiebowen6239 36 минут назад

    HI, Julie! I try thinking like that quote you gave every day before I get out of bed. I also did not have all those stages of retirement. I went from euphoria (Stage 3, I guess!) to the stability of stage 6 in about 6 months. I have never been happier and still have remnants of euphoria now after 3 1/2 years of retirement. Zero regrets and great gratitude for each day are my norm nowadays. I knew I was stressed but never knew how much til I was able to leave it behind. Thanks for the video!

    • @HappyonMonday
      @HappyonMonday  11 минут назад

      That's awesome!! I love hearing that! I totally agree about not realizing how much stress I had until I left!! You're welcome! ☺

  • @curtislake333
    @curtislake333 30 минут назад

    I am so glad that everything was ok with you health!
    I retired just a few days ahead of you, June 7. No regrets, but it's not all sunshine and rainbows, just like when I worked, I have days I feel great and days I feel blah, in general though I feel so much better now than when I was working.
    I didn't go through the anticipation stage, I saved a bunch of money, felt stressed and burnt out, so I resigned. I guess I'm in the honeymoon phase now, like you I don't expect the disenchantment phase to happen. I feel like I need to get to stage 5, my health has improved with less stress and more time for eating well and exercising, but I feel like a rudderless ship. Oh well, I'm happy, and I have time to drift for a while if that's what I need.
    Thanks for another great video.

    • @HappyonMonday
      @HappyonMonday  9 минут назад

      Thank you! I agree life isn't always sunshine and rainbows. Yes, I think we should allow ourselves to drift if we need to! You're welcome! ☺

  • @nhango4073
    @nhango4073 3 часа назад

    Best of luck on your health and retirement.

  • @AgingOnYourTerms
    @AgingOnYourTerms 2 часа назад +2

    I am 13 months in, and still have no regrets.😉

    • @HappyonMonday
      @HappyonMonday  2 часа назад +1

      That's awesome!! I love hearing that! 😃

  • @stephtraveler7378
    @stephtraveler7378 Час назад

    Glad you're ok.
    Im hearing from most that it takes a year to adjust to retirement and all its challenges. Some call it the mulligan year.

    • @HappyonMonday
      @HappyonMonday  Час назад

      Thank you! That sounds about right. I haven't heard it called that before! 😁

  • @annmarie5043
    @annmarie5043 Час назад

    Glad you are ok!! God Bless you!! ❤️ 🙏

  • @Dom59878
    @Dom59878 2 часа назад

    I retired June 28 my 100 day is coming up October 6... Glad you are ok.

  • @09dmcdaniel
    @09dmcdaniel 12 минут назад

    Thanks for sharing, it's helping me make my decision.

  • @JeffreyMichlin
    @JeffreyMichlin 2 часа назад

    Hey Julie! Praise Jesus, you're okay. So glad to hear.
    I was laid off in July and will be 60 in January, so I'm in a holding pattern as I look for a job with the option of being retired if I don't find a new one.
    I am relaxing during this time, as I can afford financially to retire should I choose to. As of now its so great having time to do what I want when I choose to do it.
    Thanks for your channel and for sharing your personal journey with us!

  • @summerthyme8270
    @summerthyme8270 2 часа назад

    I don't know how true it is, but I've heard there are a lot of false positives with Cologuard and many end up getting colonoscopies. It happened with my sister too and things were fine. Glad to hear everything was ok! Thanks for the video.

    • @HappyonMonday
      @HappyonMonday  Час назад +1

      Thank you. I had heard that too. Mine was not a false positive. They removed precancerous polyps. So I'm REALLY glad I did Cologuard or I wouldn't have known! ☺

  • @deadandburied7626
    @deadandburied7626 2 часа назад

    Happy 100th Day of your rebirth 🎉

  • @7SideWays
    @7SideWays 2 часа назад

    Happy 100th day-iversary!

  • @monikaw1369
    @monikaw1369 2 часа назад

    Yes! Health scares are just that….scary. I have from L2-L5 disc bulge. It brought me to my knees. I thought the worst. It has been since June 17th and I am still trying to recover. I do my exercises and I can see improvements…..not walking through a store, yet! But, I believe I will make a full recovery. With God’s help.
    Please, start eating healthy and exercising!

    • @HappyonMonday
      @HappyonMonday  2 часа назад

      I'm so glad you're seeing improvements!! Yes!! Eat healthy and exercise!! 👍

  • @cyclingonplants7444
    @cyclingonplants7444 2 часа назад

    Hi Julie 🤗 I just retired two weeks ago so it's definitely "early days" but I must say that so far it's wonderful 😍 I do have a lot of active hobbies though so I think this will fill up a lot of my time. My future plan is to take the best care of me that I can so that I can be healthy and fit in my old age.

  • @tophatbanjo
    @tophatbanjo 26 минут назад

    Julie! Great video. I don’t remember knowing that you were a teacher-I was too, after I retired from the Air Force. Don’t get me started on my teaching experience in the public schools in Montgomery, Alabama--very, very bad juju. Anyway, I’ve been retired from the schools since 2016, and I haven’t hit Stage 4 yet, heh!

    • @HappyonMonday
      @HappyonMonday  8 минут назад

      That's awesome!! Yes I taught elementary for the last 20 years. It's exhausting! I love that you haven't had retirement remorse yet! 😃

  • @leisure057blank3
    @leisure057blank3 Час назад

    I never felt I made a mistake in retiring.

  • @leisure057blank3
    @leisure057blank3 Час назад

    What surprised me the most was that I receive money to stay home.

  • @silentnot4812
    @silentnot4812 2 часа назад +1

    Maybe since you were a teacher, you were used to long periods of not working? I haven’t even taken one full week off in the last 5 years. I changed my diet and health a few years ago so not waiting “until I retire”. I live my best life now. I use my free time to make money and get out of the house. I’m not interested in charity work since I never feel like there is any benefit to anyone. It is just a way for people to get a virtuosity high.

    • @HappyonMonday
      @HappyonMonday  2 часа назад

      Oh for sure we should work on our health before we retire!!

  • @danncorbit3623
    @danncorbit3623 39 минут назад

    Here's to hoping your stocks go bull-berserk and you live to 100+ in comfort and joy.

  • @ibenglish
    @ibenglish Час назад

    Being that I have been in stage 1-2 for the last 10 years and still have 4 years until retirement I hope to avoid stage 4. I would also get a second test on the breast thing. Thank you. 🌹👍🏻

    • @HappyonMonday
      @HappyonMonday  Час назад

      Oh wow. I hope you avoid that too! 🤞🙏 Yes, I have to retest for both in 6 months. 👍

    • @ibenglish
      @ibenglish 57 минут назад

      @@HappyonMonday I have a relative who got an all clear on the breast thing and it was a bad diagnosis so that’s why I mentioned it. Better to be safe than sorry.

    • @HappyonMonday
      @HappyonMonday  51 минуту назад

      @@ibenglish That's scary. I will definitely follow up. Thank you! ☺

  • @tedt5588
    @tedt5588 Час назад

    May I ask how old you are? Just want to know the age of retirement.

    • @HappyonMonday
      @HappyonMonday  Час назад +1

      I'm 58 1/2. ☺

    • @tedt5588
      @tedt5588 Час назад

      @@HappyonMonday Way to go! Really loving your videos!

    • @HappyonMonday
      @HappyonMonday  Час назад +1

      @@tedt5588 Thank you!! 😁