What Trump’s Tax Plans Mean in 2025: Social Security, Overtime, Tips, Tariffs, & More

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  • Опубликовано: 1 фев 2025

Комментарии • 147

  • @moneyinstructor
    @moneyinstructor  12 дней назад +3

    👉SUBSCRIBE: www.youtube.com/@moneyinstructor?sub_confirmation=1

  • @khalilgibran1525
    @khalilgibran1525 10 дней назад +33

    Not giving money to other countries could help

    • @thund3rcats860
      @thund3rcats860 9 дней назад +4

      That's not how child support works my guy

    • @verushkacortes4
      @verushkacortes4 8 дней назад

      That's always been the Republicant's for the past 4 yrs

    • @thund3rcats860
      @thund3rcats860 8 дней назад

      @verushkacortes4 it's child support. What are you talking about

  • @BradStylzz
    @BradStylzz 11 дней назад +20

    I keep hearing more money for us and less money for the feds…..is something wrong here?

    • @thevoicehj
      @thevoicehj 10 дней назад

      The us seems to be the wealthy so far. Only time will tell.

    • @Fromca
      @Fromca 8 дней назад +4

      Oh you make more than a million? Then it benefits you.

  • @markseal5880
    @markseal5880 10 дней назад +19

    He needs to end federal income tax all together and do away with the irs

    • @stephr9859
      @stephr9859 9 дней назад +1

      😂😂😂😂😂dream on 😂😂😂

  • @caseywalker1671
    @caseywalker1671 8 дней назад +4

    Tariffs will only increase prices on everyday goods at first. But long term it will gradually start to lower prices. As businesses and corparations shift from foriegn to domestic suppliers avoiding the higher overhead for imported goods. It will also be a big boost to small businesses as the demand for their locally sourced products. Increases. Tarrifs in the short term will be a lil painful, But necessary to insure better economic stability longterm.

  • @allengibson2769
    @allengibson2769 11 дней назад +15

    Why would employers change wages tax cuts do not affect their profit margin.

    • @bigrealvids
      @bigrealvids 10 дней назад +2

      Yes it does taxes can make or break a smaller company which directly affects profits

    • @smokeyskye1331
      @smokeyskye1331 10 дней назад +1

      @@bigrealvids companies still have to pay the same the taxes go to the government, not the companies. Your gross income is what your company has paid you.

    • @smokeyskye1331
      @smokeyskye1331 10 дней назад

      I would agree this does not make sense

  • @WillieAdams-et8zg
    @WillieAdams-et8zg 12 дней назад +9

    Raising concern for me.

  • @FORZEFUL
    @FORZEFUL 11 дней назад +6

    NO TAX ON TIPS. 2 things, how will this prevent employers from reducing employee wages? And how will this not get exploited like misclassification of income?

    • @machine7847
      @machine7847 11 дней назад

      Some employers only pay like $3 an hour the rest you earn on tips they make up the rest if you don't earn the rest credit card can not be hidden from them but not taxed

  • @morgansofia
    @morgansofia 8 дней назад +11

    The big thing you missed in this video is the fact that taxes on Social Security should be illegal in the first place. Double taxation is illegal and that is exactly what is happening. SS recipients have already paid taxes on the wages when they were working and now when retirees desperately need this income the most to live the government gives them the shaft! Retirement may become a problem for Americans

    • @Stanleee-8
      @Stanleee-8 8 дней назад +5

      More and more people might face a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire.

    • @Jeffcraparo
      @Jeffcraparo 8 дней назад +5

      I completely agree; I am in my mid 40s, approaching retirement, and have approximately over 2million dollars in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, the Fin-advisor can only be neglected, not rejected. Just do your due diligence to identify a fiduciary one.

    • @stevent5571
      @stevent5571 5 дней назад +3

      it is a tax on taxes. That is wrong; SS is taken out before taxes, just like my pension.

    • @Shockeclipse
      @Shockeclipse 2 дня назад +4

      How is it double taxation? You are taxed payroll taxes to pay for the SS. Then you are taxed on the SS, its a one to one.

    • @randers-u8w
      @randers-u8w 2 дня назад +5

      @@Jeffcraparo Due to the market falls, I need advice on how to rebuild my portfolio and develop more successful tactics. Where can I find this teacher?

  • @bugbrains.s
    @bugbrains.s 8 дней назад +2

    Saying No Tax on Salary sounds way better than No Tax on Tips. Say it dear.

  • @mrborkbork3000
    @mrborkbork3000 7 дней назад +1

    I just got a job as a server so hopefully ill get to keep more of my earned money in the future

  • @CKMediaCo
    @CKMediaCo 10 дней назад +4

    Id rather them cut taxes than to end up using it for foreign aid anyways

  • @Timothypurser
    @Timothypurser 9 дней назад +2

    Income tax in the United States was first introduced with the Revenue Act of 1861, which aimed to fund Civil War expenses. However, it was repealed in 1872. The modern federal income tax system was established with the 16th Amendment, ratified on February 3, 1913, granting Congress the authority to tax income without apportionment among states. Later that year, the Revenue Act of 1913 was enacted, introducing a federal income tax with rates starting at 1% for incomes over $3,000.
    Adjusted for inflation, $3,000 in 1913 would be approximately $91,273 today, based on changes in the Consumer Price Index (CPI).

  • @moneyinstructor
    @moneyinstructor  12 дней назад +3

    How do you think these proposed tax changes could impact your day-to-day finances, like your paycheck or savings?

    • @xIxHaZexIx
      @xIxHaZexIx 10 дней назад +3

      I'm all for it. I work 103 hours a week, ending overtime tax would change my entire life.

    • @Shockeclipse
      @Shockeclipse 2 дня назад

      No tax on OT would give me $556 more per paycheck so it would change my life.

  • @scottjv1230
    @scottjv1230 9 дней назад +2

    Give the working class their money, and make it harder for people who take advantage of government assistance. Yes, help those that need it, but strip those who abuse it. Audit all government contracts and stop with all the foreign aid!

  • @JoshuaHopson-zz8gn
    @JoshuaHopson-zz8gn 8 дней назад +1

    If Congress don’t act on lower taxes on the very gears that’s running this nation, it will show the corruption in our government! Of you want a strong nation you need a strong middle class

  • @brimarie3337
    @brimarie3337 11 дней назад +17

    What about if he gets rid of the IRS altogether then what happens?

    • @moneyinstructor
      @moneyinstructor  11 дней назад +6

      If the IRS were eliminated entirely, the government would need a new system to collect federal revenue. The IRS is responsible for managing income taxes, which fund critical programs like Social Security, Medicare, national defense, and infrastructure. Without it, alternatives like a flat tax, national sales tax, or tariffs could be proposed to replace the current system. However, such a change would require major legislative approval and a complete overhaul of tax collection, which could lead to disruptions in funding for essential services.

    • @genaro718
      @genaro718 11 дней назад

      ​@@moneyinstructorSo he didn't get rid of the IRS? He just created another government agency, the ERS.

    • @bigcurt011
      @bigcurt011 11 дней назад +1

      Then it ain't "The"irs anymore 😊

    • @roddy7256
      @roddy7256 11 дней назад +2

      Dude rep Carter wants to institute a 30% consumption tax if that happens that’s fucked

    • @VGreen-k8l
      @VGreen-k8l 10 дней назад

      The irs was never meant to be a long term solution. No one should be paying taxes

  • @rayuhernandez571
    @rayuhernandez571 11 дней назад +20

    What about the Child tax exemption for those who pay Child support? Didn’t he mentioned anything about that? It’s very logical that if you’re raising the kids with the child support, why are they going to file for child tax exemption if they weren’t spending their own money for their kids? Because receiving MONTHLY Child support to support the kids financially then claiming child taxes, that’s way too much….. in my opinion

    • @moneyinstructor
      @moneyinstructor  11 дней назад +4

      That’s a great point. It highlights how complex tax policies can be when it comes to parenting and financial support. While there hasn’t been much focus on changing how child tax exemptions apply specifically to those paying child support, it’s definitely an area that could use more clarity and fairness.

    • @brimarie3337
      @brimarie3337 11 дней назад

      What about the people who didn’t get that and ended up going to jail and paying child support and all that shit anyways

    • @rayuhernandez571
      @rayuhernandez571 11 дней назад +1

      @@brimarie3337 hmm… I guess you didn’t read… if they didn’t get child support because their spouse are in prison, then they get to file Child tax exempt because they used their money to support the kids. 🤦🏻‍♂️
      Idk how is that to understand?
      If You don’t receive child support, then you earned the child tax exemption for supporting your kids financially.
      If you receive child support, then you don’t file for child tax exemption because you’re using the child support money to support the kids financially.

    • @brimarie3337
      @brimarie3337 11 дней назад +2

      @@rayuhernandez571 OK maybe I didn’t put exactly what I meant. I mean the people who got shafted for the past 25 years and now their kids are adults their life as hell because all the bullshit they had to go through over this shit of child support.

    • @colvillesfinest5761
      @colvillesfinest5761 11 дней назад +7

      You really think your $700 a month is too much for the mom to raise the kids. That hardly pays for their food. The mom pays for the rent/mortgage, power, sporting activities, clothes, etc. so what makes you think the parent who receives the child support shouldn’t get the child tax credit. You seem like a pissed off dad who did get custody for obvious reasons and now looking for that 2K help from the government to help offset those costs for your kids that you don’t fully pay for

  • @brimarie3337
    @brimarie3337 11 дней назад +9

    And another thing you all never talk about is how income taxes is a voluntary base system. They can’t make you pay income taxes, but nobody ever tells you that funny, huh?

    • @JeffersonRah
      @JeffersonRah 11 дней назад

      How do you go about that

    • @rstvanman1999
      @rstvanman1999 11 дней назад +5

      Yes, filling yourself is voluntary. Paying seems to be mandatory…if you don’t pay they make sure you can’t play!!!

    • @mustang9549
      @mustang9549 11 дней назад

      How to I stop paying then?

    • @JimMackey-t6c
      @JimMackey-t6c 11 дней назад +7

      Sure, stop paying your taxes. Hopefully you’ll get some visitors in prison. Your are LEGALLY obligated to pay your taxes bud. Don’t be daft.

    • @xIxHaZexIx
      @xIxHaZexIx 10 дней назад +1

      Lol what? You're an idiot

  • @rocksofoffence.righteousam2422
    @rocksofoffence.righteousam2422 11 дней назад +1

    What about People with Social Security Disability (SSD/SSID)??

  • @Mercy00213
    @Mercy00213 10 дней назад +2

    I’m excited tbh

  • @bugzfrmbk718
    @bugzfrmbk718 10 дней назад

    What about when he replaces the IRS with the ERS?

  • @DanielBrown-j6s
    @DanielBrown-j6s 11 дней назад

    Thanks for the forecast! A bit off-topic, but I wanted to ask: My OKX wallet holds some USDT, and I have the seed phrase. (mistake turkey blossom warfare blade until bachelor fall squeeze today flee guitar). How should I go about transferring them to Binance?

  • @aprilkenock9367
    @aprilkenock9367 9 дней назад +3

    I'm waiting for NO TAX ON OVERTIME!!! I get 20+ hours a week overtime....but the government takes over HALF of it!!!! NOT FAIR!! Thank you, President Trump for even thinking about it!! Love you! Best President EVER!!!

    • @Shockeclipse
      @Shockeclipse 2 дня назад

      They don't take half of it. Overtime is taxed at the same rate and your regular income. There is no 50% tax bracket

    • @aprilkenock9367
      @aprilkenock9367 2 дня назад

      @Shockeclipse If you make $1000 in overtime in a week, and they take $480 out of the $1000 that's almost half. That's a big chunk of change.

    • @Shockeclipse
      @Shockeclipse День назад

      @ They don't take that much though, its taxed as regular income. You also have payroll tax, and 401k, state and local etc coming out of it. If they seem to be taking too much, it gets corrected at the end of the year when you file. All income, along with income that comes from overtime is taxed the same.

    • @NorthEastPursuit
      @NorthEastPursuit 3 часа назад

      Me to! I work 60-65 hours a week 3/4 of the year and I have over $700 in taxes a week taken out. Cocksuckers

  • @normanigro9336
    @normanigro9336 10 дней назад +1

    Paying to the rich finding hard thing right

  • @rtritt4427
    @rtritt4427 10 дней назад +5

    Get rid of the income tax altogether.
    Institute a federal sales tax as a constituional amendment capped at, I don't know, 4 percent. That would require an amendment to change it.
    Most states already charge a sales tax so implementing it would be easy.
    That would do several things.
    1. No complicated code that is ridiculously confusting for most people. You pay four percent on anything you buy with exemptions for basic needs like food you cook at home, clothes, etc.
    2. The IRS no longer has to worry about a non business owners finances. Everyime he spends money he pays his taxes and the only way for him to cheat would be with the assistance of a business. So the IRS would only have to pay attention to businesses. The IRS wouldn't need the majority of its employees.
    3. Now it doesn't matter how you earned your money, you would pay tax everytime you spent money. Even illegally gained money would get taxed when spent at a store. People that save their money and invest it would never pay taxes until they spent it.
    Just something my brain was chewing on.

    • @thegreatboppilini9006
      @thegreatboppilini9006 9 дней назад

      You’re brain finished chewing halfway into the thought and made shit

  • @sandrariveron9902
    @sandrariveron9902 10 дней назад +3

    Trump is lowering a lot of taxes for people which is going to lower the revenue but he’s increasing them elsewhere so he is helping the American people

  • @Hedoneo0
    @Hedoneo0 10 дней назад +2

    Something isnt right about this

  • @lolhai6430
    @lolhai6430 10 дней назад +4

    Abolish IRS and family court

    • @stephr9859
      @stephr9859 9 дней назад

      😂😂😂NOT a chance. Lawyers get rich off of your family

  • @RH-xd3nx
    @RH-xd3nx День назад

    WGAF!!! about federal revenue, they had their fun....it's me time now bucko!!!!

  • @664sdp
    @664sdp 10 дней назад +10

    I dont get how I’ll be taking more on my pay check when the tax bracket under his plans makes the everyday working citizen pay more and rich less ..

    • @benjaminbarry7767
      @benjaminbarry7767 8 дней назад +1

      😂😂😂

    • @Shockeclipse
      @Shockeclipse 2 дня назад

      Uhhh what? Has he released any kind of bill that changes the brackets from what they are? Because they are lower for most people from the Tax Cuts Jobs Act, although that expires at the end of 2025 unless the put forth something else.

  • @nitroburp2694
    @nitroburp2694 11 дней назад +2

    The ERS will take care of Federal Revenue

    • @stephr9859
      @stephr9859 9 дней назад

      YOU a pay the TARIFFS why is that so difficult for you

    • @apsaquatics4402
      @apsaquatics4402 5 дней назад

      They should just spend less money on bullshit. That would also take care of the revenue. We wouldn’t have a revenue problem if our money wasn’t spent on bullshit.

  • @augustocastaneda
    @augustocastaneda 6 дней назад

    More money for elderly, home owners, and those who rely on tips/overtime. Sounds terrible… smh. If these were proposed by democrats there would be parades…

  • @truelight3325
    @truelight3325 9 дней назад +2

    Eliminate tax and IRS all together and I think our problems will be solved. Use tariffs on other countries and he's done it before. In 2016 there wasn't any sign of inflation, maybe 1%. I don't know if you understand just how good the economy was in 2016, but scaring people into something that's going to have positive incomes isn't optimistic. So far you have no information about what's going on with the IRS services for all we know we may never need to be taxed as a citizen. Debt always have benefit but grave consequences and eliminating the middle man (IRS) will soon come to an end.

    • @stephr9859
      @stephr9859 9 дней назад

      Other countries DO NOT pay the tariffs 😂😂😂😂
      Also he doesn’t need you now so YOU are going to pay.

    • @truelight3325
      @truelight3325 8 дней назад

      @stephr9859 Every country pay tariffs and what do you mean he doesn't need me? Are you on meth? Stay off the drugs.

  • @lindataylor758
    @lindataylor758 12 дней назад +1

    🙏🙏🙏

  • @kckandy276
    @kckandy276 10 дней назад

    I noticed that my checks has increased social security and Medicare taxes being taken out of my paycheck since 2025 started

  • @beak2210
    @beak2210 10 дней назад +2

    No tax on overtime not gonna happen seriously u really think that's gonna fly irs lose 1 trillion prices will soar people making more cmon not happening

    • @Valderotic
      @Valderotic 9 дней назад

      If it does it will be for the top 1% like always. Seriously the guys I work with are stoked about non taxed OT.
      My dudes don’t hold your breath.

    • @Shockeclipse
      @Shockeclipse 2 дня назад

      How does the IRS not bringing in extra money affect prices for things in any way? That's also over ten years, so around 100 billion a year. Which, because its OT and is not always available, can fluctuate or be eliminated as taxes they collect altogether in a bad economy.

  • @KathleenWilson-Thompson
    @KathleenWilson-Thompson 10 дней назад +1

    I feel lost now that I'm 39 years old and jobless. With $425,000 saved for an early retirement at age 50, $10,000 in an HSA, and a property that could yield an extra $200,000, what opportunities do I have for passive income?

    • @AmericanFarmBureauFederation
      @AmericanFarmBureauFederation 10 дней назад

      it's reasonable to consider hiring a financial counselor at this stage, but delaying retiring for a while may be a more wiser choice

    • @KathleenWilson-Thompson
      @KathleenWilson-Thompson 10 дней назад

      I'm wondering if I should merge all of my investing accounts into one. How should I proceed and are there any repercussions I should be aware of if I decide to do this? In addition, I plan to sell my property, which could result in an additional 200K time. Is it better to diversify over a few different industries or combine everything into one investing account?

    • @martinfinlay5977
      @martinfinlay5977 10 дней назад

      These are crucial questions for a financial planner. I met mine at a NYSE summit, and with her help, my wife and I reallocated our $1.7M portfolio between a traditional IRA and a brokerage account. She’s been making investments with our approval and has helped us recover twice our losses. We’re holding steady and carefully navigating more markets.

  • @Ezzell_
    @Ezzell_ 11 дней назад +1

    National sales tax on everythng but medical, food, and baby care....abolishing all income and property tax. You can still get earn income tax rebate and child care rebates. So the more you consume, the more you pay. This will also get the invisible income and take it into the tax system. Invisible income is from criminal actives, the rich that lives off of stock loans, and other "under the table" incomes. They all buy stuff....but dosent pay taxes on it.

    • @roddy7256
      @roddy7256 11 дней назад

      @@Ezzell_ rep Carter wants 30% imagine buying a house or vehicle and groceries will be out of control to say that won’t happen is foolish

    • @Ezzell_
      @Ezzell_ 11 дней назад

      @@roddy7256 ​ @roddy7256 if you take the domestic spending compared to what the Gov takes in with taxes, a national sales tax would need to be around 10%...but prices would go down about that same amount in alot of models, so it should be null. Also no tax on food, medical, and early child care needs. With house sales...I would gladly pay 10% sales tax once (that would be sent to local municipalities) than pay property tax every year for the rest of my life.

  • @texasdad696
    @texasdad696 10 дней назад

    Sounds like he’s a bit in the left