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Money Instructor
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Добавлен 6 фев 2014
Money Instructor® has been a leading resource for financial education.
We cover money skills, personal finance, and investing, and we also provide valuable education on career and business topics.
For over two decades, we have been helping millions of educators, students, parents, financial advisors, professionals, and organizations all over the world teach and learn money skills, personal finance, money management, saving and investing, business, careers, real life skills, and more.
When it comes to money, knowledge is the best currency!
MoneyInstructor.com
We cover money skills, personal finance, and investing, and we also provide valuable education on career and business topics.
For over two decades, we have been helping millions of educators, students, parents, financial advisors, professionals, and organizations all over the world teach and learn money skills, personal finance, money management, saving and investing, business, careers, real life skills, and more.
When it comes to money, knowledge is the best currency!
MoneyInstructor.com
Trump’s Housing Plans: Impact on Renters, Buyers, and Mortgage Rates
How Will Trump Change the Housing Market? Learn how Trump’s housing policies could reshape costs for renters, buyers, and the economy. From federal land to mortgage rates, discover the key changes and their potential impact.
In today's update, discover how Trump’s housing policies could impact costs, from mortgage rates and building regulations to tariffs and labor shortages. Learn about plans to build on federal land, potential cuts to housing assistance, and how these changes might affect buyers, renters, and the overall market. Understand the trade-offs and what they could mean for your financial future.
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In today's update, discover how Trump’s housing policies could impact costs, from mortgage rates and building regulations to tariffs and labor shortages. Learn about plans to build on federal land, potential cuts to housing assistance, and how these changes might affect buyers, renters, and the overall market. Understand the trade-offs and what they could mean for your financial future.
*FOR UPDATES SUBSCRIBE TO OUR RUclips CHANNEL:*
🔔www.youtube.com/@moneyinstructor?sub...
Просмотров: 137
Видео
Social Security Checks - December 2024 Payment Schedule Dates Update
Просмотров 87 тыс.2 часа назад
Learn when your Social Security checks and benefits will arrive in December 2024 and get updates on the Social Security COLA notice and how it impacts your benefits for 2025. Get essential tips on payment schedules, avoiding scams, and planning your budget for the year ahead. In today's update, discover key details about your Social Security COLA notice and December 2024 payment schedule for re...
How Tariffs Could Spike Walmart Prices Under Trump’s Plan
Просмотров 3472 часа назад
Learn how new tariffs could lead to rising prices at Walmart and what you can do to protect your budget. Discover practical shopping tips, insights on tariffs, and ways to save money during price hikes. Learn how proposed tariffs from Trump could lead to higher Walmart prices and what that means for your shopping budget. Discover which products might cost more, how tariffs affect inflation, and...
How to Prepare for Higher Prices Under Trump’s Tariffs (And Save Money)
Просмотров 5664 часа назад
Items to buy now before prices rise. Learn which goods will get more expensive with new tariffs and why your budget might be affected. Get actionable advice on saving money and planning purchases before prices rise. In today's update, learn how upcoming tariffs from Donald Trump may raise the cost of everyday items, from electronics and clothes to groceries and cars. Discover what’s driving the...
How Trump’s Plans Could Change Healthcare: Insurance, Medicaid, Medicare
Просмотров 2,4 тыс.7 часов назад
Learn how potential healthcare changes under Donald Trump could impact Medicaid, Medicare, and your insurance coverage. This discussion offers practical steps to help you stay informed and protect your health and budget. In today's update, discover how potential changes in 2025 to healthcare policies could affect millions of Americans. Learn about the risks to Medicaid and Medicare, the impact ...
What Trump’s New Plans Mean for Student Loan Forgiveness
Просмотров 1,1 тыс.12 часов назад
Learn what Trump’s presidency could mean for student loan forgiveness programs, including the SAVE plan and PSLF. Discover practical ways to adapt to potential changes and protect your financial future. In today's update, with Donald Trump returning to office, student loan forgiveness programs face major uncertainty. From the potential end of Biden’s SAVE plan to changes in Public Service Loan ...
Trump’s Crypto Move: Why Bitcoin is Surging with Elon Musk’s Help
Просмотров 65716 часов назад
Learn how Donald Trump’s pro-crypto policies and Elon Musk’s influence are fueling a Bitcoin surge and making waves in the digital currency market. Discover why Trump’s election and Musk’s involvement have created new opportunities and risks for crypto investors. Explore why Bitcoin’s value surged to record highs following Trump’s election and how his surprising shift toward pro-crypto policies...
How Trump's NEW Plans Could Impact Your Money: Taxes, Loans, Social Security, & Healthcare
Просмотров 2,4 тыс.16 часов назад
Learn how Trump’s second term might impact your finances, with potential changes to taxes, Social Security, student loans, and healthcare. We’ll cover how these shifts could affect your wallet and provide practical ways to plan ahead for inflation, Medicare, and other financial adjustments. In today's update, explore how the Trump administration’s second term in 2025, also known as Trump 2.0, m...
Social Security Benefits Boost: Fairness Act Update | SSA SSI SSDI
Просмотров 82 тыс.19 часов назад
Learn about the Social Security Fairness Act (H.R. 82), a new bill that recently passed in the House and could increase payments and boost retirement income for millions of public servants. Discover what this bill means for teachers, police officers, firefighters, and how it may change their Social Security benefits. In today's update, the Social Security Fairness Act has passed the House, offe...
Trump’s Tariffs Explained: Will Prices go Up?
Просмотров 10 тыс.21 час назад
What are Trump’s tariffs, and how do they work? Learn the basics of Trump’s new tariff policies, what they mean for everyday costs, and how they could impact your budget. Discover how tariffs influence prices, who ultimately pays for them, and get practical tips to help manage these potential price changes effectively. Explore how tariffs work and what new Trump-era tariffs could mean for every...
IMPORTANT UPDATE: 2025 Medicare Increases and Your Social Security Check
Просмотров 10 тыс.День назад
Medicare Changes Update. Learn how rising Medicare premiums in 2025 could reduce your Social Security check and income. Find out which cost-saving options can help manage these increases and protect your monthly budget. Discover how the 2025 increase in Medicare premiums could reduce your Social Security income, especially if you’re receiving Social Security benefits like retirement, disability...
Trump’s New Tax & Economic Plan: How It Will Affect Prices, Social Security, Housing, & Tariffs
Просмотров 18 тыс.День назад
Learn about Trump’s new tax and economic plan and how it could impact Social Security, prices, and housing. From tax cuts to new tariffs, get insights into what’s next for your money and everyday costs. In today's update, learn what to expect from Trump’s new tax and economic plan and how it could affect your everyday finances. We’ll cover topics like extended tax cuts, proposed tariffs on impo...
Gold Investing: Why Gold Is on the Rise and How You Can Get Started | Beginners Guide
Просмотров 466День назад
How to Invest in Gold? Learn why gold is performing so well in 2024 and explore step-by-step ways to invest in this resilient asset. This beginners guide explains how gold can act as a hedge against uncertainty and bring stability to your portfolio. Learn about gold’s big year in 2024 and why it’s gaining popularity as a safe haven in today’s uncertain financial climate. This video covers why g...
Trump’s Plans for Social Security: How Checks, Benefits, & Taxes Could Be Affected | Update
Просмотров 312 тыс.14 дней назад
Learn what Trump’s promises to Social Security mean for your future Social Security checks, benefits, taxes, and payments. Discover how tax cuts, funding issues, and potential changes could impact Social Security’s stability, affecting retirees, SSI, and SSDI. In today's update, understand the impact of Donald Trump’s Social Security promises in 2024 on SSA future benefits in 2025 and beyond, f...
Trump Stimulus Check? 2024 Update for 2025 Payments
Просмотров 128 тыс.14 дней назад
Could there be more stimulus checks for low-income and fixed-income individuals, including Social Security recipients? Learn about Trump’s history with stimulus payments and what his recent election could mean for additional financial support. In today's update, Trump’s recent election win has many Americans wondering if he’ll consider another stimulus check in 2025. In this breakdown, you’ll l...
How to Check if Your 2024 Vote Was Received and Counted
Просмотров 9 тыс.14 дней назад
How to Check if Your 2024 Vote Was Received and Counted
New IRS Rules for 401K Contributions and Catch-Up for 2025: Higher Limits, More Savings!
Просмотров 8 тыс.14 дней назад
New IRS Rules for 401K Contributions and Catch-Up for 2025: Higher Limits, More Savings!
How to Vote in the US Election: A Step-by-Step Guide
Просмотров 14 тыс.14 дней назад
How to Vote in the US Election: A Step-by-Step Guide
Standard Deduction Explained: Maximize Your Tax Savings for 2024 & 2025
Просмотров 2,1 тыс.14 дней назад
Standard Deduction Explained: Maximize Your Tax Savings for 2024 & 2025
Making Money Online: Can You Really Make $10,000 Per Month?
Просмотров 27814 дней назад
Making Money Online: Can You Really Make $10,000 Per Month?
How to Check Your 2025 Social Security Benefits Increase
Просмотров 111 тыс.21 день назад
How to Check Your 2025 Social Security Benefits Increase
The Best Day to Pay Your Credit Card Bill: Maximize Savings and Boost Your Credit Score
Просмотров 33921 день назад
The Best Day to Pay Your Credit Card Bill: Maximize Savings and Boost Your Credit Score
Will You Get a $2000 Stimulus Check in October/November? Latest 2024 Update
Просмотров 15 тыс.21 день назад
Will You Get a $2000 Stimulus Check in October/November? Latest 2024 Update
Signing Up for Medicare Part B: Simple Enrollment Steps to Get Covered
Просмотров 12 тыс.21 день назад
Signing Up for Medicare Part B: Simple Enrollment Steps to Get Covered
Why Tesla Stock Is Surging: Profit, Earnings, and New Models Ahead
Просмотров 33628 дней назад
Why Tesla Stock Is Surging: Profit, Earnings, and New Models Ahead
Where People Are Tipping and How to Handle It
Просмотров 16028 дней назад
Where People Are Tipping and How to Handle It
IRS NEW Tax Brackets for 2025: Key Tax Updates You Need to Know
Просмотров 1,8 тыс.28 дней назад
IRS NEW Tax Brackets for 2025: Key Tax Updates You Need to Know
$1 Million Giveaway: What You Need to Know About the Petition and the Facts
Просмотров 267Месяц назад
$1 Million Giveaway: What You Need to Know About the Petition and the Facts
Social Security Checks - November 2024 Payment Schedule Dates Update
Просмотров 331 тыс.Месяц назад
Social Security Checks - November 2024 Payment Schedule Dates Update
What is Supply and Demand? A Simple Guide for Beginners
Просмотров 203Месяц назад
What is Supply and Demand? A Simple Guide for Beginners
Good afternoon, is this the same as the money that people on Medicare get monthly for food 2024 it was 250.00 2025 it’s being reduced to 225.00. I ever applied for this spending card because I think it has something to do with changing your insurance to another company..
We know when we get our chcks
The easy answer, and the answer all Trump supporters will believe for the first 4 years of his lifetime presidency, is that it is all Democrats' fault. This will be his go-to forever. Remember, Donald Trump is perfect and therefore he has never had to say, "I was wrong." He never has about anything.
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I’m on an affordable renting apartment. But i know my apart will do the best he can about what I’m afraid might happen. I have a few other concerns but mainly affordable renting apartment. We do need more affordable housing. Thank you for mentioning the zoning laws. Most forget about that part. Stay safe. And thank you for having a calm voice.
You’re absolutely right-affordable housing is such an important issue, and zoning laws often get overlooked even though they play a huge role in limiting the supply of affordable rentals. It’s great to hear that your landlord is proactive, but it’s still frustrating when broader policies don’t seem to address the core problem. Hopefully, we’ll see more focus on solutions like higher-density housing that could make a real difference. Stay safe, and thanks for being part of the conversation! 😊
Yes I am concerned because I am disabled and retired with several lung problems
This COLA is just enough to put me just over the limit to have the state cover my Medicare premiums. So now it'll be deducted from my check. I'm actually losing money from this COLA. Insane math.
Any information was accurate thanks for the information 👍
This only applies to those who get their payments the first part of the month.
There is no set aside and save. Nothing left to save! This new payment schedule will be a burden. What was wrong with the old pay schedule since bills are due the first part of the month!! 😡
Smh so sadd changing the data 😢
Rent is due on the 5th each month. After its paid, there's $17 left. This new pay schedule will make rent past due every month
That’s such a tough situation, and I’m really sorry you’re dealing with this. The staggered payment schedule can cause serious issues when bills like rent are due early in the month. One idea might be to talk to your landlord or property manager to see if they’d allow a grace period or adjust the due date-some are willing to work with tenants in situations like this. Local rental assistance programs might also be worth looking into for support. You’re doing your best, and it’s frustrating when the system doesn’t seem to help. Stay strong!
There's no way to save money when you're on social security believe me
That’s totally understandable-Social Security benefits can make it tough to save, especially with rising costs for housing, food, and healthcare. It’s all about balancing essentials, and there’s not always much left over. Even small steps, like finding savings on bills or using programs that help with utilities or groceries, can make a difference over time. If it feels overwhelming, local nonprofits or financial assistance programs might have tips or resources to help stretch your budget a little further. Stay safe and hang in there!
@@nancygilpen7183 It’s harder, when the SSA, and work comp, take turns stealing $1,000.00 per month from your award!
I’ve heard people say that they are grateful for the cola raise, it’s better than no cola raise, but some people have noticed that, when social security gets a raise, everything goes up…rent,food, etc….
My birthday is September 2,1954 never even get it…true
Scam !!! I am Deaf. I am senior citizen and small amount….Oh Please…. I am Retired too and still small amount huh
They keep screwing us elderly over. I barely get enough to make it through the month.
You are not alone. The struggle is real.
They're screwing everyone over.
I hear you, and it’s so frustrating. Many people on Social Security feel like the cost of living adjustments just don’t keep up with rising expenses, and it can make it really hard to get by. You’re not alone in feeling this way, and it’s important to speak up about these challenges. Sometimes local programs or nonprofits can offer help with essentials like food, rent, or utilities-don’t hesitate to reach out to see what’s available in your area. You deserve better support!
Nothing has changed.
Awesome 👏 🙏🙏hopefully soon!
They wont be coming 😂.Stay waiting loser
🤔
"Social Security began for citizens that paid into the program during their productive years." Now it has evolved into "a safety net for All". Social Security WAS NOT STARTED as a Welfare Program. Military Retirements are Another THEFT PROGRAM associated with Social Security. Military Personnel pay into the fund, but are Swindled out of it when they reach Social Security retirement age by the reduction of benefits. Lastly, Social Security was not designed as the "catch-all" program that it has become. People receiving Social Security benefits that Never Contributed to the program is one major cause of the pending peril of collapse. This posting is only a snippet of the true problem(s)!!!
Still getting what I have been getting for years
Nothing should be done that is our money
The more I watch these videos the more it is starting to make sense to me. This is just my opinion - I think a stimulus is coming, but not after January first. Why? Because when the new congress takes office the Republicans might try to stop it. If the stimulus is going to happen I think a good time for it would be between Christmas and New Years. Maybe. We'll see what happens.
You bring up an interesting idea, but based on the current situation, a stimulus before the new Congress takes office seems unlikely. Right now, there’s no official confirmation, and the economy hasn’t hit the kind of recessionary markers-like high unemployment-that typically trigger stimulus checks. While the holidays might seem like a good time, the government hasn’t shown signs of moving in that direction. It’s always possible, but for now, my guess is that it is probably more speculation than reality.
😮I am disabled and needed about the about that and I thanks you❤
Thank you for the info because I was wondering about the increase and in medical.
Does the weight have any thing to do with this special coin😢😮
stop being so nagative.
the whole Double tax thing is crazy. we should only have to pay once not twice.
Not fair you get a sscheck for not paying in and i worked 48 years paying into it to only get 1800.
January. Yyaahh slight. A much larger amount will be more beneficial.
This would be a great help
They wont be coming 😂.Stay waiting loser
right i got the cola last year & my rent increased.
Sorry to hear that, it is a common issue. When COLA increases benefits, it can sometimes lead to higher expenses like rent or other costs tied to income adjustments. The COLA is designed to help offset inflation, but it doesn’t usually cover everything enough.
I know the sting. Mine did also.
right and my rent goes higher than the 2.5%increase.
mi opinión es que nos de ma dinero en nuestro mes tras mes pues todo a subido el más del doble del costo una renta cuesta más de 2000 dolares y nuestros cheques son de 1800 mensual y no nos alcanza para comer o pagar aseguranza de carros y gasolina utilidades ropa y gastos extras ay dos cosas pago la renta o me voy a la calle a vivir para comer por no alcanza para vivir dignamente se ocupa 3000 dolares al mes pagar renta 2000 y para comer 1000 dolares para comer y pagar aaseguransa 100 dolares mensuales para el carro gasolina y gasto extras del costo diario que suben las cosas día tras día medicare 180 dolares mensuales de pago y pagar parte del doctor medicinas y hosopital yo tengo 70 años y no me me alcanza 2000 dólares para vivir del seguro sidisl ya viejo nadie te quiere dar trabajo tromp si provocas gerra si tienes pero para aumentar el costo del seguro social no lo asen para que las gerra con ese dinero mejor ayudar al seguro social no guerras no mas gerras es estúpido y tonto no más guerras
Got my SS check yesterday, it's the same amount as always
I think this is all bullshit
We are handing trump a good economy....watch him run it into the ground 😢😢
Companies who hire illegals who don’t have real Social Security numbers, and they will claim the maximum amount of dependence so they get the maximum amount of their money and at the end of the year when they’re given their W-2, they take the W-2 and they threw it in the trash because they’re not going to take the tax play with the taxes, but the company who is supposed to match those taxes, Social Security, and all those other taxes that they take out from the illegals never makes it to the governmentthey keep that money for themselves. Just look at any landscape company who started out and within a couple of years he explodes on the scene with all illegals working for him in the summer.
Companies who hire illegals who don’t have real Social Security numbers, and they will claim the maximum amount of dependence so they get the maximum amount of their money and at the end of the year when they’re given their W-2, they take the W-2 and they threw it in the trash because they’re not going to take the tax play with the taxes, but the company who is supposed to match those taxes, Social Security, and all those other taxes that they take out from the illegals never makes it to the governmentthey keep that money for themselves. Just look at any landscape company who started out and within a couple of years he explodes on the scene with all illegals working for him in the summer.
Will retires get Get something that start receiving after 97
Yes, retirees who started receiving Social Security benefits after May 1997 will get their December payments according to their birth date. Additionally, everyone will receive a COLA notice in December, detailing their benefit increase for 2025.
I don't get my financial and estate planning from a.. cartoon...✌️😎💀🤔
Though, let’s not forget, Homer Simpson once went to space-most of us are still trying to figure out our Wi-Fi. Cartoons are low-key brilliant! 🚀🍩
You will regret this election
Raise the cutoff point to at least $250 k problem solved
Nonsense last term gave a tax credit for Millionaires. The Average tax was constant .
Trump will give you nothing
We paid into this our whole working lives. This is not entitlement.
I do not believe this is going on this year. Read what is written by the IR,s
I am on SSDI and have a mental disability. I cannot work or my benefits will be taken away. My question is, am I aloud to do the stock market? Will that take away my benefits?
Good question! Generally, being on SSDI doesn’t mean you can’t invest in the stock market since SSDI is based on your work history and disability status, not financial resources. Income from stocks, like dividends or capital gains, usually doesn’t affect your SSDI benefits. However, if you’re receiving SSI in addition to SSDI, things get trickier since SSI has strict income and asset limits. It’s best to consult with a financial advisor or contact the SSA directly to make sure stock market activity won’t impact your specific benefits situation.
He didn't say he was receiving SSI. He receives SSDI. Some only receive one payment. You don't always receive both SSI and SSDI. You should contact SSA, possibly record the information or have a representative, and legal assistance!
@@evelyntaylor4470 You’re absolutely right-if someone is only receiving SSDI, income or assets like investments typically don’t impact benefits. SSI is where strict financial limits apply, so it’s important to clarify the type of benefits being received. Contacting the SSA directly is the best way to get accurate info for individual situations, and keeping a record of the conversation is always a smart move. Thanks for pointing that out!
@@moneyinstructorQuestion: doesn't Any income that puts a beneficiary Over the $2k limit, start a benefit Decrease? If a beneficiary earns $2k or over, I thought one's benefits would then be garnished to keep you at $2k. You Cannot have over $2k in assets on Any SSA benefit can you?
@@e.1766 Great question! The $2,000 asset limit applies specifically to SSI (Supplemental Security Income), which is needs-based and has strict financial rules. Having over $2,000 in countable assets can impact SSI eligibility. However, SSDI (Social Security Disability Insurance) is based on your work history and disability status, so there’s generally no asset limit for SSDI, and your benefits wouldn’t be reduced because of savings or investments. That said, earnings from work could affect SSDI if they exceed the limit. To avoid confusion, it’s always a good idea to contact the SSA directly for personalized guidance on how these rules apply to your specific benefits.
Mendacity!!!!!2.5% is not enought when illegals got more. Cost of living to high forvthat to do any good. While everyone else in government gets raises and steals our SSI and never is criminally charged for stealing. Sad no help at all when everyone goes up as soon as they hear the seniors got a raise yes car insurance goes up and takes bite, grocery taxes take a bite and everone else takes a bite the seniors see none of it. Do Something Real.
2.5% is not enought when illegals got more. Cost of living to high forvthat to do any good. While everyone else in government gets raises and steals our SSI and never is criminally charged for stealing. Sad no help at all when everyone goes up as soon as they hear the seniors got a raise yes car insurance goes up and takes bite, grocery taxes take a bite and everone else takes a bite the seniors see none of it. Do Something Real.
2.5% is not enought when illegals got more. Cost of living to high fot that to do any good. While everyone else in government gets raises and steals our SSA and never is criminallt charged for stealing. Sad no help at all when everyone goes up as soon as they hear the seniors got a raise yes car insurance goes up and takes takes bite, grocery taxes take a bite and everone else takes a bite the seniors see none of it. Do Something Real.
They wont be coming 😂.Stay waiting loser