Related Videos: Why I am retiring from my Corporate Life: ruclips.net/video/GVodbSKyN0M/видео.html My investment Journey - Episode 1: ruclips.net/video/0Drl_1pZtAQ/видео.html My investment Journey - Episode 3: ruclips.net/video/_UPjYPLyjq/видео.html Retire Early in India: ruclips.net/video/HhW_BOnxTMk/видео.html Early Retirement Path: ruclips.net/video/QGvV-_PRKIo/видео.html Asset Allocation: ruclips.net/video/NRPS2cPjnu4/видео.html Understanding Share Market: ruclips.net/video/8_uAwsJroB0/видео.html Financial Freedom: ruclips.net/video/_E61uPjBXuY/видео.html Building Wealth Series: ruclips.net/video/YDoZvydr96U/видео.html
Both content quality and video quality keeps getting better ... Looking for more videos in this series .. On a lighter note you r lucky enough to have a frnds to discuss on future goals while having orange juice 😊 not many do that 🙂
Oh yeah! We still meet at least once in a year except for these pandemic times. There is nothing better than having a casual conversation with college friends going down the memory lane with an orange juice in hand 😉 Of course the conversation occasionally gets into serious topics like future goals and investments.
Wow..... Superb.... Very nice explaining the journey..... We missed lot.... Thank you very much for sharing past experiences..... It great input..... Really useful.
Orange juice kudipom😂 ..Epdi sirikama comedy panrenga😅... Recently addicted to ur channel.. I am now 29 and started my investment journey same like you❤️
🤣 வெற்றி என்று நான் சொல்ல மாட்டேன். இன்னும் பாதி வாழ்க்கையை கூட தாண்டவில்லை. ஆனால், அடுத்த படிக்கு போய் இருக்கிறேன் என்று சொல்லலாம். இதில் பொறாமை படுவதற்கு ஒன்றும் இல்லை. நீங்கள் நினைப்பது "அட இப்படியம் பண்ணலாமா " என்ற எண்ணம். உங்களுக்கு பொறாமை போல் தோன்றுகிறது. உங்கள் வாழ்த்துக்களுக்கு மிக்க நன்றி!
@@InvestmentInsightsTamil Thanks Vijay. Just a quick question about retirement 25X savings. Australian superannuation is where I contribute for my retirement savings (employer and employee contribution). Is it enough to achieve this goal through the superannuation channel or this 25x has to be a separate one please... Past performance show that 10 years yield is 10.25% on superannuation investments.
@@nanban2000 You can account for that balance in your X multiples calculation. Depending on how much you have there, you might have to supplement it with other investments outside.
@@InvestmentInsightsTamil Hi Vijay, I have sent you an email which I took it from the about page of your RUclips channel. FYI, just incase if you don't check that inbox regularly 🙂
Can you able to do one vidoe on , how to estimate the average annual cost , if you have any template, please share. Since it's 25 years , how to to forecast the future spending
Masssss Na. Even me too started my investment at 26 which is october 2020. Yes just before the corona drop in markets. And during the corona drop I was keep on investing. I was not analysing the stock pin to the point. But I was keep on investing those stocks which is at un imaginable low price. Eveb after market regains its lost level. I didn't stopped investing. Now my portfolio es at 50% return 😄😄😄 Parallel I was investing using SIP in Index funds. Yes Sice that too was through the pandemic drop that is also at 25% Now my age is 27 If am stop investing and if I am not touching the invested money. And if the total value in stock market(which is Investment + Return) grows at rate of 15% for 25 years which is till 51 or 52 I will have enough money to retire comfortably. This market drop makes a noob investor like me into a good investor. The only golden rule that I followed was Buy don't sell even if it is at loss when u belive the stock is worth
That is great to hear. Good financial planning at young age will help you reach unimaginable heights when you are close to the retirement. Just watch out for those direct stock investments. Make sure that you are able to consistently beat the index. When you see that you are lagging, it is totally OK to accept that and move everything into an Index fund. Also, do not expect the market to give 15% return. Have a low expectation for your planning purposes - say 10-12%. That way the surprise, if there is any, will be on the positive side for you in the future. Good Luck!
Waiting for your video is like waiting for Marvel movie. 100% worth it. Quality content. Highlight of your videos is KISS " Keeping it Short and Simple"❤️
VIJAY BRO! You have just made a very good point of choosing between real estate investment & stock market investment considering the actual market situation from your personal experience. It really gave me a perspective of what should I do with my investments as a 30 year old NRI living in Paris. Your journey is definitely going to shed light on many people like me. I’m very Grateful for your valued investment experience and insights . And you are absolutely right bro everyone can aspire to be a billionaire , the first million is the most difficult part!! The rest depends on our investment behavior,patience and power of compounding. TRUE STORIES LIKE YOURS WILL SURELY INSPIRE MANY TO REACH FIRE. KUDOS TO YOU BRO!!
If I upload more videos, the quality of the content will be compromised. I am not planning on that. For now, the plan is to release one video per week.
Vanakkam nanbare. Just one question. Nice to see the growth from 2x to 4x to 6x. I believe you also kept adding some delta over the initial investment through new stock buys. Or nothing was added to the 2x over the period of this growth?
We had two investment streams going in parallel. Our yearly contribution to our US retirement accounts + investment thru brokerage. The retirement account contribution happened every year to Index funds. But the brokerage account was contributed originally when we opened the account in 2009. Since then we did not contribute additional money until we paid off our home in 2017. Since 2017, all excess savings is going into brokerage.
@@InvestmentInsightsTamil Thanks brother.. I forgot to notice that retirement plan investment. Its clear now. Let me catch up with your index funds video as well and get some insights.. Thx again😊🙏
Sir I saw your videos regularly, it's really good. Please share some financial knowledge to choose the best stock , what are the analysis we need to do before buying the selected stocks. For longterm
I do not recommend investing in individual stocks at all. The chances of us beating an index is very slim. I would strongly suggest you to invest in Index funds. But still if you insist, check out this video: ruclips.net/video/3kW3CYAgpTc/видео.html
Thanks a lot for making informative videos and sharing your knowledge and spreading awareness about importance financial knowledge and money managemen. One of my friends suggested your videos. Your channel is very need of the hour to since I'm in my 35. I'm really happy for you 😀. Big thanks from the bottom of my heart. You are simply amazing. May God bless you 🙏 ❤
Hi sir, I have a doubt.. after following u, I already got a life insurance, invested in mutual fund one in elss (5k sip) and one in index fund(5k sip)..and next I can allocate 10k for investment.. is it ideal to buy stock which are fundamentally strong or invest in smallcase because I'm not sure when I'll be getting married,but I only have to spend for it..then I'll be forced to sell it.. so please advice... By the way I'm 30 and I don't have any loans or emi's.. for marriage I might need 10lakhs..
Could you please share your portfolio? I understand that investing in stocks did a great deal in improving your net worth and I would like to get a hold of that portfolio please.
hello Sir, do you recommend using portfolio management software for managing our investments? I am eyeing on mprofit and it would be helpful if you could share some inputs
Binge watching your videos sir! It would also be helpful it you share the number X $ that you started with.. May be the range like.. 10k+ or 25k+ or 50k+ and also yearly average that you invest
Sir I have a question for you... Your bull run and success is one out of many possibilities... Can you suggest what kind of investments we can make for the current scenario...posting in June 2022
We should not be changing the investments for the scenario. But we should be changing it for the goals. For long term investment, check my stocks portfolio video. You can add debt funds to your portfolio based on your risk profile. General recommendation is to have your age % as debt funds. You can adjust it to your needs.
Hi Sir, I agree with your statement on buying a house but my question is what if the rent and emi is equal. I bought house when I was 26 that is during 2021 with the same strategy. But emi tenure seems to 30 Years. By copying one of your strategy I figured a way out of it within 15 Years. So Is it okay if emi amount and our rent is the same.?
Is there a down payment for the home? What would you do with that down payment money if you do not buy the home? That would be opportunity cost that you need to consider. Other than that, yes if emi and rent are same, the monthly cash flow is essentially same for you. You can definitely buy the home.
@@InvestmentInsightsTamil thanks a lot Sir. I lost my father during covid he used to guide me to do financial planning for life which I obviously ignored. After his death started steadily and climbing the ladder slowly. Thanks for guiding me as a father figure in this field. I am deeply saying it from my heart..
Quick question: You finished your MBA in 2011 and you have worked only for 12 years approximately after upgrading your B-Skills. Since you're retiring now from your Corporate lifestyle, do you have any business idea in mind?
Hello Sir, being a beginner in investing, I'm happy to learn new things from you... Appreciated. Can u suggest me a good stock brokerage firm to invest in Global stocks for an NRI?
Fees are huge that it does not make sense to invest anything less than 5L in global brokerages. If your investment amount is larger than that, consider Interactive Brokers.
You do not actually need a degree to learn that. Nowadays that knowledge is everywhere including in many RUclips channels. Take your time. Learn slowly and make progress. Eventually you will know enough to move beyond index funds. By The Way, you do not need any special knowledge or skills to invest in Index fund.
You are an awesome person who always enforce the power of compounding. I started feeling it’s more important now to achieve my financial freedom. Thanks for all your guidance 👍👍👍
Sir I’m sorry.. I understand your investment journey some extent but I have many questions on 40x returns. And in your case so far stock market was down only 10% in past 14 years (40x might change in future also - I know you understand it. Specifying for viewers). If we put X=100,000 USD, in 14 years did it grow to 4.5 millions? How much growth % in stocks (index and individual) like an example? How much growth% in real estate? And how much % contributed from savings to investment account - monthly or yearly? We don’t need your personal details.. just an example for two person income, saving, growth.. could you make walk thru it like one persona or example amount? I really appreciate your input. Thank you 🙏
Nasdaq 100 index was at 1185 in 2009. Now it is at 17350. 19.5% CAGR in 15 years. I did not invest in Nasdaq 100 index. But I am just showing how it is possible. As I mentioned in the episode, all from equity. Nothing on any other assets. All other information is already in the episode (50% savings rate etc.). Good questions, but do not skip the video.
@@InvestmentInsightsTamil Sir, Thank you very much for your response. Yes I'm watching your videos, still I'm trying to understand your Equity investment journey well instead of assumptions. In the above example, I see that Nasdaq 100 index from 2009 to 2024 (15 Years) growing percentage 13x or 1300% or 19.5 CAGR/ 19x or 1900 percentage. However, what about remaining 20x to get 40x return (is that invested in another fund/ stock)? In the video, It multiplies 2x every year meaning 200% return growth. And I also understand Equity market is too good since 2008 until now - Based on historical data, in your opinion how much a person can get a return within 15 years? Low, medium and high percentage return 40x?
@@senthilkumar5You are missing the contribution from 50% savings every year. 8 to 10% average return is what we should expect. Anything more would be a bonus.
We all drink orange juice..ha..ha..no problem... how do you pick stocks in US.. advise regarding your system of fundamental research will be appreciable
![Chino Pacas - Modo Capone (with Drake & Fuerza Regida) [Video Oficial]](http://i.ytimg.com/vi/zjv8TQ0gBkg/mqdefault.jpg)
I like you mentioned about the "Orange Juice" with friends ha ha ha
🤣🤣🤣
One of the underrated channel
Related Videos:
Why I am retiring from my Corporate Life: ruclips.net/video/GVodbSKyN0M/видео.html
My investment Journey - Episode 1: ruclips.net/video/0Drl_1pZtAQ/видео.html
My investment Journey - Episode 3: ruclips.net/video/_UPjYPLyjq/видео.html
Retire Early in India: ruclips.net/video/HhW_BOnxTMk/видео.html
Early Retirement Path: ruclips.net/video/QGvV-_PRKIo/видео.html
Asset Allocation: ruclips.net/video/NRPS2cPjnu4/видео.html
Understanding Share Market: ruclips.net/video/8_uAwsJroB0/видео.html
Financial Freedom: ruclips.net/video/_E61uPjBXuY/видео.html
Building Wealth Series: ruclips.net/video/YDoZvydr96U/видео.html
வருமானத்தின் முதல் செலவு சேமிப்பா இருக்க வேண்டும்.
மிகவும் சிறப்பான பதிவு வாழ்த்துக்கள் ஐயா
எனது வாழ்க்கைக்கு உதவும் பதிவுங்க ..வாழ்க வளமுடன்.. வளர்க நலமுடன்..
Both content quality and video quality keeps getting better ... Looking for more videos in this series ..
On a lighter note you r lucky enough to have a frnds to discuss on future goals while having orange juice 😊 not many do that 🙂
Oh yeah! We still meet at least once in a year except for these pandemic times. There is nothing better than having a casual conversation with college friends going down the memory lane with an orange juice in hand 😉 Of course the conversation occasionally gets into serious topics like future goals and investments.
Nice thought sir, Gift to Tamil viewers on investment
Fingers crossed for next episode 🤞🙏💐
Thalaiva enga irundhinga ivalo naal.. ur videos are wonderful ❤️❤️❤️❤️
இளம் கன்று சிறப்பான பதிவு
Orange juice talks are always gold ❤️
Extremely Good Content Vijay Mohan. I got plenty of my doubts clarified from your Investment Journey Series of videos. Thanks again.
Most awaited journey 🤩, please post the videos more frequently, can't wait 🙋🧘
Next to #almost everything channel your the best in my subscribed list of investment knowledge
Wow..... Superb.... Very nice explaining the journey..... We missed lot.... Thank you very much for sharing past experiences..... It great input..... Really useful.
Thanks Vijay, it is very inspiring to hear! Pls keep them coming
Orange juice kudipom😂 ..Epdi sirikama comedy panrenga😅... Recently addicted to ur channel.. I am now 29 and started my investment journey same like you❤️
I am in my 30s . Not stated investment till date. I will start soon. Your videos r so nice
Thanks for sharing your financial journey.. really helpful..
Good 👌 Thanks for your help anand.
Crystal Clear, Thanks alot sir
Excellent explanation, Vijay!!! Keep rocking 🥳🥳🥳
Good video which stock investment ???
Superb sir... interesting to know and go on ...
Orange juice uu, aduvum US get-together la ...nambitoom :)
Sorry Vijay, உங்க வெற்றியை பார்த்து/கேட்டு என்னால் பொறாமை படாமல் இருக்க முடியவில்லை 😁😁😁
வாழ்த்துகள் மற்றும் நன்றி உங்கள் இந்த சேவைக்கு 🙏🙏🙏
🤣 வெற்றி என்று நான் சொல்ல மாட்டேன். இன்னும் பாதி வாழ்க்கையை கூட தாண்டவில்லை. ஆனால், அடுத்த படிக்கு போய் இருக்கிறேன் என்று சொல்லலாம். இதில் பொறாமை படுவதற்கு ஒன்றும் இல்லை. நீங்கள் நினைப்பது "அட இப்படியம் பண்ணலாமா " என்ற எண்ணம். உங்களுக்கு பொறாமை போல் தோன்றுகிறது.
உங்கள் வாழ்த்துக்களுக்கு மிக்க நன்றி!
@@InvestmentInsightsTamil Thanks Vijay. Just a quick question about retirement 25X savings. Australian superannuation is where I contribute for my retirement savings (employer and employee contribution). Is it enough to achieve this goal through the superannuation channel or this 25x has to be a separate one please...
Past performance show that 10 years yield is 10.25% on superannuation investments.
@@nanban2000 You can account for that balance in your X multiples calculation. Depending on how much you have there, you might have to supplement it with other investments outside.
@@InvestmentInsightsTamil Hi Vijay, I have sent you an email which I took it from the about page of your RUclips channel. FYI, just incase if you don't check that inbox regularly 🙂
@@nanban2000 Got it and Just replied. Thank You!
Awesome! Doing a great job explaining it Tamil and simple terms!
Can you able to do one vidoe on , how to estimate the average annual cost , if you have any template, please share.
Since it's 25 years , how to to forecast the future spending
Sure
@@InvestmentInsightsTamil thank you so much 👍, more to dos on your bucket list 😀
All vedios informative sir.... Thank you
Sir vera level ipodhan channel parthen.
Hi Sir, Can you teach about financial statement analysis to get confidence on companies.
Its already there. Check under Share market playlist.
Good insights Vijay. Come up with more such videos
wow, sir, you are really great. It is motivating us to save and investing. Thanks for your great service
Masssss Na.
Even me too started my investment at 26 which is october 2020. Yes just before the corona drop in markets. And during the corona drop I was keep on investing. I was not analysing the stock pin to the point.
But I was keep on investing those stocks which is at un imaginable low price. Eveb after market regains its lost level. I didn't stopped investing. Now my portfolio es at 50% return 😄😄😄
Parallel I was investing using SIP in Index funds. Yes Sice that too was through the pandemic drop that is also at 25%
Now my age is 27 If am stop investing and if I am not touching the invested money. And if the total value in stock market(which is Investment + Return) grows at rate of 15% for 25 years which is till 51 or 52 I will have enough money to retire comfortably.
This market drop makes a noob investor like me into a good investor. The only golden rule that I followed was Buy don't sell even if it is at loss when u belive the stock is worth
That is great to hear. Good financial planning at young age will help you reach unimaginable heights when you are close to the retirement.
Just watch out for those direct stock investments. Make sure that you are able to consistently beat the index. When you see that you are lagging, it is totally OK to accept that and move everything into an Index fund.
Also, do not expect the market to give 15% return. Have a low expectation for your planning purposes - say 10-12%. That way the surprise, if there is any, will be on the positive side for you in the future.
Good Luck!
@@InvestmentInsightsTamil Thanks for ur words na! !!
Keep Inspiring us
Waiting for your video is like waiting for Marvel movie. 100% worth it. Quality content. Highlight of your videos is KISS " Keeping it Short and Simple"❤️
Thank you for that cool appreciation.👍🏽
I like your sense of humor Vijay👌
Orange juice
These years are golden period in the stock market, stocks are grown well...
Pls. Check Your Mic position. It's little Low
VIJAY BRO!
You have just made a very good point of choosing between real estate investment & stock market investment considering the actual market situation from your personal experience. It really gave me a perspective of what should I do with my investments as a 30 year old NRI living in Paris.
Your journey is definitely going to shed light on many people like me. I’m very Grateful for your valued investment experience and insights .
And you are absolutely right bro everyone can aspire to be a billionaire , the first million is the most difficult part!! The rest depends on our investment behavior,patience and power of compounding.
TRUE STORIES LIKE YOURS WILL SURELY INSPIRE MANY TO REACH FIRE.
KUDOS TO YOU BRO!!
Thank you for taking the time to write that nice note. 🙏🏽
Sir I need your guidance, how may I contact you
Expecting Daily videos
Anna neenga Enna padichu irukeenga. Rd na post office la open pannalam. Index fund da enga open panrathu. Na 10th padichu irukeen
Naan Engineering degree mudichi irukren. Index fund - neenga SBI allathu Canara bank ku nerla poi kelunga. Avunga guide pannuvaanga.
I bought a house for which the monthly mortgage is same as the rent.
Sir I have a doubt whether you fixed the value of 'x' or you increase it over the year? Please explain it is my kind request.
The explanation is in the first episode. X is based off of our annual expense in 2019.
Very useful sir...
Your language is look like just listening from my family member.
Orange juice.. Vera level
. 😄😄
Same feeling 😂
Thanks Vijay. Were you into trading or investment all over the years you mentioned in this video?
You cleared what I was thinking about for many weeks. Thank you sir 🙏
Big thumbs up for your videos.
Sir I am very confused about buying new house. Thank you very much. Also sir help me to where to invest
🔥🔥🔥
Sir atleast upload 2 video's a week...
This is my humble request....
Waiting for your next video....
If I upload more videos, the quality of the content will be compromised. I am not planning on that. For now, the plan is to release one video per week.
Vanakkam nanbare. Just one question. Nice to see the growth from 2x to 4x to 6x. I believe you also kept adding some delta over the initial investment through new stock buys. Or nothing was added to the 2x over the period of this growth?
We had two investment streams going in parallel. Our yearly contribution to our US retirement accounts + investment thru brokerage. The retirement account contribution happened every year to Index funds. But the brokerage account was contributed originally when we opened the account in 2009. Since then we did not contribute additional money until we paid off our home in 2017. Since 2017, all excess savings is going into brokerage.
@@InvestmentInsightsTamil Thanks brother.. I forgot to notice that retirement plan investment. Its clear now. Let me catch up with your index funds video as well and get some insights.. Thx again😊🙏
Very nice explanation sir me also not using credit card still your story matches me god bless. Sir
Orange juice :D :D :D . sudden laughter inbetween an interesting video
Hi Mr.Vijay. Your fan from San Diego. Hope you remember. Today, I reached the milestone of 1M networth without buying a home. @05:40
Congratulations. 👏
மிக அருமை ஐயா
மிக்க நன்றி!
Thankyou for ur info sir...🙏
Very interesting person sir you are.
Go Ahead Vijay ji
Indian mutual fund intrest Evolo sir ?
Sir I saw your videos regularly, it's really good. Please share some financial knowledge to choose the best stock , what are the analysis we need to do before buying the selected stocks. For longterm
I do not recommend investing in individual stocks at all. The chances of us beating an index is very slim. I would strongly suggest you to invest in Index funds. But still if you insist, check out this video: ruclips.net/video/3kW3CYAgpTc/видео.html
Which mutual fund app is trustable to invest long term index fund sir ??
Stock market and share market same or different...?
Lovely talk
Thanks a lot for making informative videos and sharing your knowledge and spreading awareness about importance financial knowledge and money managemen. One of my friends suggested your videos. Your channel is very need of the hour to since I'm in my 35. I'm really happy for you 😀. Big thanks from the bottom of my heart. You are simply amazing. May God bless you 🙏 ❤
Thank you for those kind words.
Sir. Shall I invest in crypto currency??? Will that be a good investment???
I consider that as gambling. Do with 1% or 2% of your money.
Hi sir, I have a doubt.. after following u, I already got a life insurance, invested in mutual fund one in elss (5k sip) and one in index fund(5k sip)..and next I can allocate 10k for investment.. is it ideal to buy stock which are fundamentally strong or invest in smallcase because I'm not sure when I'll be getting married,but I only have to spend for it..then I'll be forced to sell it.. so please advice...
By the way I'm 30 and I don't have any loans or emi's.. for marriage I might need 10lakhs..
Superb sir 💐💐💐
Could you please share your portfolio? I understand that investing in stocks did a great deal in improving your net worth and I would like to get a hold of that portfolio please.
Did you watch this episode? ruclips.net/video/-Lxb28vfon0/видео.html
Sir, good to see your videos..since you have been investing in US, can you suggest some good US stocks for the Indian investors? Thanks
Watch this: ruclips.net/video/KdCs3EWGJvQ/видео.html
@@InvestmentInsightsTamil thank you sir, will go through this video! 👍
Very nice to hear ur journey sir 💗
hello Sir, do you recommend using portfolio management software for managing our investments? I am eyeing on mprofit and it would be helpful if you could share some inputs
I did not see a need for me.
Binge watching your videos sir! It would also be helpful it you share the number X $ that you started with.. May be the range like.. 10k+ or 25k+ or 50k+ and also yearly average that you invest
Thank you
sir, can u please detail explain about expense ratio on SIP and lumsum investment
Watch the "Mutual Funds, Index Funds and ETF's" episode.
Sir I have a question for you... Your bull run and success is one out of many possibilities... Can you suggest what kind of investments we can make for the current scenario...posting in June 2022
We should not be changing the investments for the scenario. But we should be changing it for the goals. For long term investment, check my stocks portfolio video. You can add debt funds to your portfolio based on your risk profile. General recommendation is to have your age % as debt funds. You can adjust it to your needs.
💙💙💙 Thoughts
Sir in MBA which specialisation u chose to learn financial statement analysis (is finance)
Yes, Finance.
Vera level sir.....
please suggest good index fund for long term invesment , i am planning to start
Its already there: ruclips.net/video/KdCs3EWGJvQ/видео.html
Did you take mortgage to buy home in 2013 ?
Hi Sir, I agree with your statement on buying a house but my question is what if the rent and emi is equal. I bought house when I was 26 that is during 2021 with the same strategy. But emi tenure seems to 30 Years. By copying one of your strategy I figured a way out of it within 15 Years. So Is it okay if emi amount and our rent is the same.?
Is there a down payment for the home? What would you do with that down payment money if you do not buy the home? That would be opportunity cost that you need to consider. Other than that, yes if emi and rent are same, the monthly cash flow is essentially same for you. You can definitely buy the home.
@@InvestmentInsightsTamil thanks a lot Sir. I lost my father during covid he used to guide me to do financial planning for life which I obviously ignored. After his death started steadily and climbing the ladder slowly. Thanks for guiding me as a father figure in this field. I am deeply saying it from my heart..
Quick question: You finished your MBA in 2011 and you have worked only for 12 years approximately after upgrading your B-Skills. Since you're retiring now from your Corporate lifestyle, do you have any business idea in mind?
Nothing yet.
Useful tips
Are you managing investment account
For others? No, I don't.
Sir, did you do short term trading that results in tax implications? Is this x including taxes or without taxes?
I never did trading in my life. X is my annual expenses and networth is multiple of this X. So yeah, all expenses including tax is included.
Hello Sir, being a beginner in investing, I'm happy to learn new things from you... Appreciated. Can u suggest me a good stock brokerage firm to invest in Global stocks for an NRI?
Fees are huge that it does not make sense to invest anything less than 5L in global brokerages. If your investment amount is larger than that, consider Interactive Brokers.
@@InvestmentInsightsTamil Noted with many thanks 😊
Thanks for sharing valuable information sir, to get best knowledge about stock which course will help us MBA or B.com
You do not actually need a degree to learn that. Nowadays that knowledge is everywhere including in many RUclips channels. Take your time. Learn slowly and make progress. Eventually you will know enough to move beyond index funds. By The Way, you do not need any special knowledge or skills to invest in Index fund.
@@InvestmentInsightsTamil Thank you sir, Actually your vedios change me lot, Priorities I understood from your vedio.💐 💐💐
Social pressure is the biggest problem in India.
You are an awesome person who always enforce the power of compounding. I started feeling it’s more important now to achieve my financial freedom.
Thanks for all your guidance 👍👍👍
Sir I’m sorry.. I understand your investment journey some extent but I have many questions on 40x returns. And in your case so far stock market was down only 10% in past 14 years (40x might change in future also - I know you understand it. Specifying for viewers). If we put X=100,000 USD, in 14 years did it grow to 4.5 millions? How much growth % in stocks (index and individual) like an example? How much growth% in real estate? And how much % contributed from savings to investment account - monthly or yearly? We don’t need your personal details.. just an example for two person income, saving, growth.. could you make walk thru it like one persona or example amount? I really appreciate your input. Thank you 🙏
Nasdaq 100 index was at 1185 in 2009. Now it is at 17350. 19.5% CAGR in 15 years. I did not invest in Nasdaq 100 index. But I am just showing how it is possible. As I mentioned in the episode, all from equity. Nothing on any other assets. All other information is already in the episode (50% savings rate etc.). Good questions, but do not skip the video.
@@InvestmentInsightsTamil Sir, Thank you very much for your response. Yes I'm watching your videos, still I'm trying to understand your Equity investment journey well instead of assumptions. In the above example, I see that Nasdaq 100 index from 2009 to 2024 (15 Years) growing percentage 13x or 1300% or 19.5 CAGR/ 19x or 1900 percentage. However, what about remaining 20x to get 40x return (is that invested in another fund/ stock)? In the video, It multiplies 2x every year meaning 200% return growth. And I also understand Equity market is too good since 2008 until now - Based on historical data, in your opinion how much a person can get a return within 15 years? Low, medium and high percentage return 40x?
@@InvestmentInsightsTamil If possible Please share any suggestion to defer tax payments when we get 30x or 40x returns in brokerage accounts.
@@senthilkumar5You are missing the contribution from 50% savings every year.
8 to 10% average return is what we should expect. Anything more would be a bonus.
@@InvestmentInsightsTamil Got it. Thank you very much sir 💙
sir
for net worth calculation, can we take land and house as assets. but it is not a liquid asset .
Sure. They both can be included as part of networth. But I will not count them in my FIRE calculator though, if that is what you are asking.
One orange 🍊juice 😋 change life planning....thank u orange juice 😇🤣🤣
Can a single family choose to max out 401k when budget allows and feasible?
Yes, definitely.
Are you referring your current annual expenses as X?
Yes. Actually annual expenses in 2019. In 2020 and 21, it is 50% down because of pandemic.
We all drink orange juice..ha..ha..no problem... how do you pick stocks in US.. advise regarding your system of fundamental research will be appreciable
Watch the stock screener episode.
BTW, I have been in US for quite sometime. Still the info you're spilling out is pretty good
Glad that you find it useful.
all good ideas
orange juice very healthy sir
Thank you sir