What is Tik Tok's "Girl Math"?
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- Опубликовано: 21 сен 2024
- this could actually save me a lot of money
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#atrioc #tiktok #girlmath
I do think a large part of Girl Math is general irony/humor as well as the mentality of “what’s the point of saving for a future that is not guaranteed.” Whenever I pay for anything in cash, that’s not real money because the banks don’t know about that.
Absolutely, if I paid for something with the 20 I forgot I had in my wallet it’s basically free.
@@MaddyRose1998Yeah, that's why I stopped carrying cash. It felt free because I wouldn't account for it in my bank account. Now, I save money far better because I don't accumulate random cash and forget about it. Cash forgotten is cash lost unless you find it.
why save for the future when i can just buy a $5,000 toaster for my $10,000 bath tub YEP
@@MaddyRose1998this checks out. One of my coworkers was in a precarious situation and I gave him $200 i had just sitting in cash app and he wouldn’t take it until I was like “yeah but I didn’t even know it was in there, I actually checked it for you”
so real. and if i pay for something with card, it's free because i didn't physically hand anything over to the cashier.
I don’t have a gambling problem I have a math problem.
It’s me who has a gambling problem
Guy math really is just explaining why gambling is a problem.
And I have a ripping people off addiction
I dont have a gambling problem gambling has a me problem
If only 1970's wall street heard this
"Boy math" is gamers buying Armoured Core before even finishing Bouldur's Gate, having upgraded their computer to be able to run them at specs they dont understand, still looking ahead to picking up Starfield, and having 200+ games in their Steam library they never installed after buying them in Summer Sales.
They'll get through them eventually, it's just an investment.
(note, just like girl math and men, boy math is absolutely also done by women)
I've never been called out harder
agreed although most do understand the specs lol
Man I have so many games off steam sales. And I realized after clocking a few hours here and there that I just loved the kick of buying a game. I didn't even enjoy games anymore as they felt more like chores or just downgraded versions of their former selves, graphics got better but gameplay got duller and more repetitive. When that hit me I just quit gaming altogether. It's been 3 years now, feels good man.
Humble Bundles absolutely ruined me, I have like 200 games I haven't even played once in my steam library
I bought baldurs gate and clocked 100h on holocure and got 4 in bg
Imma tell my mom my C- minus is basically an A because I got ‘boy grades’ So basically it’s free grades
based
A C- is passing, so if you convert to a pass/fail, you passed, which is 100 percent, which is and A.
@@seantaylor8114Yeah basically unless you're trying to get a scholarship or into a prestige College it's pretty worthless to try and get straight A's.
Due to inflation, girl dinner is now a piece of celery, and thinking about water
i licked an apple for lunch today #girldinner
@@lindseytaylor3793 Eatin' Good Girl!!! The best I could get was sniffing my coworkers salad
I lost it when the "Girl math" talkshow had a "Girl math" expert. Like they have the two hosts that talk to the guests and they have their "specialist" explain in girl math why it's free, hilarious
Edit: NO SHOT they have MULTIPLE "girl math" specialists
The best part is in a later episode they have an actually economist come on and try to "debunk" girl math only for the girl math specialists justify the purchase. I think it's just a funny little segment that is blowing up to be more than just a bit at this point.
@@kevinplayslolalot Yeah the only problem is when instead of people seeing it as a bit they make it real and use it to justify spending money. Obviously it is not the people joking about its fault and it does not actually cause they person to do it. More just becomes some people hiding behind it as an excuse.
The game is rigged, there is no use playing it. Everything is free.@@Aritcheyy
The radio show hosts are actually so much funnier than the TikTokers
The way god intended tbh
As someone in gen z, my dislike of large corporations has nothing to do with the fact that I’m gaslighting myself into thinking spending 600 at the Lego store is fine
The bionicles are not going to build themselves
lego is justified every single time. im in that boat with ya my friend lmao
the lego probably holds its value better tbh
Lego is an exception
Yeah just save your Legos for your kids to also play with
"I'm using this 8 dollars I randomly found in my pocket so its basically like im not paying" is definitely my most common rationalization for unnecessary snacks when I'm high
you gotta respect swift, theres no other fanbase that would spend $3k extra just for the secret surprise song at every concert, insane
Multiple surprise songs, but yeah, one of the most dedicated fanbases out there.
Ewww
Boy math is getting quoted $1200 for a repair, buying a tool for $200 to "do it yourself", fucking it up, returning the used tool, then paying $1800 because now they have to fix the thing you fucked up too.
He's all in on doge, she does girl math
Can I make it any more obvious🎵
I see you everywhere Mog haha.
Ah yes the two genders; Crypto coins and Swifty tickets
I get what you were doing with the reference. SOLID!
woah!
And together, they have no financial future
The “guy gambling math” thing is too true.
Like even if a guy loses or goes even (I’m guilty to doing this) we’ll say “well we just had two hours of fun at the blackjack table, so I didn’t even really lose.” Or the other classic “yeah tonight I’m down, but lifetime I’m still basically even” and my absolute favourite, it’s a very niche one “if you’re playing blackjack but not betting on lucky-lucky you’re just loosing out money at that point,“
That last one is my fat guy logic when I see a combo meal or snack discount.
Buy one get one free Big macs? I'm basically losing money if I don't buy at least 16
Guilty of being even on my lifetime gambling tab 🙋♂️
Had a friend win less than the amount he even brought for the night on one machine, and he said holy shit I’m up in my career. Brother you won $150 and I watched you lose 100 on blackjack alone tonight what the fuck hahaha
I literally just found out I had 2.5k in my Venmo for getting paid for food and shit over the last 4-5 years. Never felt so good to attach my bank account and move that shit in. That "free money" dopamine hit harddddd
invest it
@@ItsBoyRedin dogecoin
if all of us atrioc viewers just start throwing bracelets at cashiers and running away, eventually people will just accept it as currency shes onto something here
You fool, the braceflation is already in full effect, there's no need to print more just for a funny joke
I once got into a stupid debate with my friends. I was joking that I could reduce the amount of criminals by 90% in a single day by just getting rid of laws haha.
This made one of my friends furious. He just couldn’t accept that if something is legal then the person isn’t a criminal.
The energy/labor cost of a house not changing is true(in fact it probably goes down) but is missing how much the average person gets paid for their energy/labor. And when you look at the difference between those two it starts to be clear why people seem to be able to afford less and less.
Yeah he did kinda gloss right over that part. Which to me seems pretty key to the whole discussion.
@@xxkildarxxthats what all capitalists do. They only debate strawmen
@@bonesaw1011 meh debates are for ego and entertainment anyway. Discussions are far more productive then striving for a "win" that does not exist outside a classroom.
I mean she has a point about prices. They're really not based on demand, especially for basic goods like bread/flour or toilet paper which have relatively inelastic demand. If they were based on demand, profits wouldn't be rising this much. There is an argument to be made that there's cost inflation from dwindling supply due to things like the pandemic and the war in Ukraine. But this doesn't explain all of the increase in pricing. Companies are just increasing prices because they can blame it all on supply issues and rake in huge profits because people still have to buy these things and regulation is non-existent. There's also the classic inflation loop of prices rising because prices are rising.
Also, Atrioc pointed out a house costing around the same relative to barrels of oil, but how many barrels of oil can the average salary buy now compared to 40 years ago.
@@Tangnostexactly. Also, who dictates the price of oil? Some of the biggest players in the oil/petroleum industry have decided to produce less oil in order to create an artificial “demand” to justify raising their prices. Due to this I feel that girl on TikTok was largely correct in that someone just “decides” the prices of everything. As Attioc said, we are exchanging money for the use of energy to produce something, but if the producers of energy are corrupt then wtf are we paying for??
I can tell you why. Corporations aren’t stupid. They see that Covid or Ukraine tensions are gonna cause major supply shocks. When the supply shocks catches up to them, they’re gonna lose their (sometimes very thin!) profit margins. So, to avoid this, they raise prices. Essentially, the price of the supply shock has been laden onto the consumer. The reason their profits are so high is because the aforementioned supply shock hasn’t caught up yet. So in that short time, that have great profits, but soon they’ll be brought down to regular baseline by the negatives of the supply shock that’s been catching up to them, and other consequences of inflation.
Supply and Demand is still taught for a reason; it works.
Also, the whole idea of ‘Greedflation’ is really funny, because it implies corporations JUST learnt that they can raise prices and maximize profits.
@@rookiereekie358No, it’s implying corporations have resurged into their shamelessness of the gilded era days.
Hitrioc, I think one of the aspects of Gen Z "not caring about the long term" comes from, as others have said, an unguaranteed future. I was born in '98 and I remember back in the oughts and early tens when people were still hopeful about helping the planet (shout out Al Gore). I also remember that sentiment largely growing into more of "yeah we are just fucked now." I think a lot of people my age share that sentiment because we are actively seeing the destruction of our future in real time.... so fuck it we ball
Al Gore said we'd be underwater years ago.
People do this with Steam games all the time. "well if i buy it now, when its on sale, i've saved money" (then they never play the game.... so basically just gave Valve $20). and yes, the US has printed more money than ever in the last 30 years.
if you were born in the last 30 years , you have 1,000x more access to "stuff" than someone today.
pre-2006, smart phones, PC gaming, a million $10 apps, overpriced food delivery apps, boutique clothing brands, Marvel movies, etc... just didn't exist. wanted to "have fun" as a kid in 1998? you went to the mall and didn't spend anything other than on a slice of pizza and a soda at Sbarro, or road your bike around construction sites and got smacked by your mom when you cut yourself on rebar. maybe you spent $5 at an arcade. you didn't watch and dono to youtubers and twitch streamers. they didn't exist either. there were less concerts that were teen-friendly/teen-available as sure Brittany Spears and NSync were touring, but they didn't tour to the level that happens today.
the knob has been turned to 11 on everything, in conjunction with consumer FOMO, people save less, spend more, as that's what been normalized. combine that with inflation being exacerbated by a shitty system... the price of everything will continue to rise. save your money. or invest in doge when it goes to the moon lol
I feel called out xD
of course, if a game is less than $5 it's basically free
My mate is barely half way though BG3 and just bought Armoured Core 6 instantly on release, no mark down and no plans to play it until they're done with BG3. But it's already in the library.
Dude, I feel like I've had to rewire my brain to not get caught up in hype for every new product. I played the demo for Pikmin 4, really enjoyed it, then thought to myself, "Do I want to pay $60 for this game?" and realized that there is no good reason for me to buy it, especially when I haven't even beaten Persona 4 Golden yet. I've also become more interested in emulators as of late, which has essentially expanded my horizon of "games I can play for free" to an amount so large that even just playing the ones worth playing would take a lifetime. So, in summary, don't fall into a hype trap for Armored Core 6 or whatever and just play We Love Katamari on a PS2 emulator, it's a really great game.
Bro said he got pizza at a Sbarro. Spin around the east coast your getting put down. Heretic fuck
as someone from gen z, the mindset i subscribe to is “experiences are worth the amount”. with parents that had a mentality of saving and working up the corporate ladder, i would rather just make memories than save up and have them way later.
thats kinda based actually
@@atrioc ur kinda based big A
@@atrioc thank you, but to further that idea:
some experiences wont be around when gen Z retires. musicians wont be touring, vacation spots might be closed down, ect. i guess gen z really adopted the “f it we ball” or “yolo” lifestyle
memories are worth more than money: if i want to see a concert and spend $100 on a ticket, im not gonna remember where my money went but i will remember the concert.
yoo that's so true@@DonkeySean
based and camuspilled
instructions not clear, bought 400 barrels of oil
thanks atrioc you’re the man
Is that boy dinner?
yeah i mean what else are you gonna do with 400 barrels of oil
if u bought them for food then they're basically free @@MiroredImage
@@EquatorAU you could sell them at a futures delivery auction!
You'll get 20 points per barrel I think 🤔
girl math is when i don't scan things for customers in the checkout line :)
you demon, how could you not scan something then watch me get harassed by the fucking door guy for trying to take something i thought i payed for?
Not all heroes wear capes
I'm down for girl math. Nothing's guaranteed, everything's just getting more and more expensive- if girl math lets me buy candles, anime figures and plushes then I'm down no questions asked
I do this sort of mental gymnastics to justify my purchases all the time. Does this make me a girl?
Yes, welcome to womanhood my sister 💕
If you're a girl, yes. If not, cat pic. You're an exception because of your cat pic.
Only if you wanna be
I spent like 5 minutes crafting a wicked response to a “women be shopping” style comment but by the time I went to post it the original comment was removed 💔
My girl dinner was going to be making futile attempts to cure sexism in youtube comments but I guess I’ll just eat regular dinner instead
I don't even try curing that shit anymore, I just make fun of them as much as I can lol. It's at least some petty enjoyment watching misogynists finally drop the act and just say the quiet parts out loud
I notice when men make jokes, they realize they're joking/being ironic and laugh. But when men see women make jokes, they think they're being serious/hysterical/stupid. Somewhat noticeable even in Big A's Twitch chat with the "????".
@@adrianliung8374 unfortunately there's still a pretty sizeable part of his audience that's like that, even though he is pretty openly for lgbtq+ rights and such. they delude themselves into thinking he's doing it for the bit so the ""woke left"" don't come after him. (read: they don't understand there are consequences for your actions and words)
everything a woman does has to be hyperanalysed by men, and they are incapable of seeing it as anything other than being deadly serious or a hysterical woman moment. it reminds me of that girl who people say cheated in poker because she did a stupid thing and ended up winning a hand because of it. it absolutely does not occur to men that.. maybe she just did something stupid and tried to bluff her way out of it, and that she wasn't cheating and didn't know this incredibly unlikely series of events were about to unfold. men do similarly stupid things in poker and it is NEVER scrutinised anywhere near that level. gets so tiring to have my every word and move be judged by men (whos opinion of me i do not value. fuck off men.) when i was just doing a bit or some shit.
@@adrianliung8374 Oh yeah, absolutely. Classic misogynist tactic to forcefully ignore women's sarcasm so that you get to pretend they're just cRaZy. It's what keeps the "women aren't funny" thing going strong
@@MiroredImage ahh I see 👀 as a mysogynist I didn't know these things 🙊
🧐 Toodles pip! gotta find my bish n teller to make me a sammich 🥺
It doesn’t matter that I paid 1,000 dollars on poker if they gave me 4 free drinks. It evens out. if ANYTHING they made ME money
hey big a! just letting you know YOU are my girl dinner. i will not elaborate
Bro put the little A for Big A
Based
I cannot believe Atrioc discovered the Marxist labor theory of value today. So happy for him. The next chapter looks bright.
I just would like to know how the massive increase in productivity over the decades fits into the equation with the house and the barrels.
@@killersmile7180We don't build more houses. There's little to no increase in productivity in thay field.
The overall jist is that in real terms you’ve been paid less despite productivity increasing. In Marxist terms more of your labour value is being stolen.
Not quite, he described an energy theory of value, not just labor
He described energy theory of value also Marxism L
The problem with the oil barrel comparison is that in 1980 a house cost about $48,000, or 1350 barrels of oil at $35 a barrel which was the price at the time, which would cost just under $110,000 today at $80 a barrel. Median house price in the US is 4-5x that.
As someone born in the mid to late 90's the first time money became "real" (i.e. not a couple coins from my parents to buy cards or sweets but something i could save) was right around 2008... In the UK we've had one continuous financial crisis since then due to austerity and Brexit and now rampant inflation. It's very demoralising. I've managed to get myself into the top 15% of earners in the country and I can't afford a house in my county, that would've been unthinkable 40 years ago
Yikes... but also mood
Same, top 10% of my country. I barely can afford to rent small apartment and pay for 15y old car. Nowhere near being able to even take mortgage for my own apartment.
Haha, live in Ukraine for 27 years. 2 digits inflation every year and now war but still slowly saving for car and house.
You get used to it eventually)
@@staskozak8118 yeah we both live in countries that have been plundered by corrupt kleptomaniacs and landed the bill at our feet, thankfully the UK hasn't had it as bad and no wars in our borders! Then politicians have the cheek to blame us all for not buying houses and having kids... like we can afford it! The world is changing but I don't like where it's heading, best of luck to you and your country brother 💪
As someone juat coming off thier first year with an adult career, i see why my generation isnt saving. Rent is ridiculous and takes half my budget and then living expenses takes another 1/3. So from my point of view do i either do nothing at all and save my last 500 from my pay or spend most of it on something i want to do. Now i do pre-tax save for retirement but otherwise i dont really save unless its for a trip in the future
To add to this me and my wife earn much more than avarage and in our age bracket we are almost double. While we aren't particularly frugal we don't waste money either. Buying a house has been extremely difficult and scary despite a 1m pre-approval. We are extremely lucky and it's still hard. Anyone in a worse position which statistically is most ppl are truelly fucked. If you rent you will never own. 355ml of orange juice is 3$ like wtf
what I learned here is that the dollar is backed by boy math
I mean... "boy math" fits as a nickname for military spending, i guess...
To a point about his "barrels of Oil' comment: just based off rough estimates in 1970 an average house was worth 1360.36 barrels of oil, but in 2023 an average house is worth 6,426.96 barrels of oil. I agree that viewing currency as an exchange of energy is a valid paradigm (i.e. labor for money) but the raw resource argument does not truly hold up especially with non-renewable resources as fiat currency can be continuously generated and oil, gold, emeralds, ect. cannot.
God seeing big a upload still fills me with so much joy, I am so glad he is back
So basically the original segment on the aussie radio show was a satirical bit that the hosts did where you would call in with some absurd spending and theyd talk about ways that youre saving money. The joke being that the conclude with “you essentially got it for free” every time
So the derivative works are either a) taking it deadly seriously, not understanding the original was a joke, or b) are also a joke, but are adding nothing since theyre just repeating the joke that this aussie radio station already did perfectly the first time
Yeah the original one was funny since it was obviously just a silly bit. I'm really concerned with the people who actually try to use it to justify poor spending habits though.
It's funny how when women do satire it soooooo often gets taken dead serious. Like everything is irony and satire in this post irony world.
But women apparantly don't do jokes.
@@jeltje50erm yea kind of awkward
@@jeltje50 The name girl math is also basically making fun of that trend.
@@hedgehog3180 the whole joke/trend is inherently self deprecating.
I'm a millennial, but the part of Girl Math where once a vacation comes up that was pre-paid for it does feel sort of, "free," if it was months later. If for example I book and pay for a convention badge and hotel in February (budgeting expenses for that then), future me when the trip rolls around months later goes, "oh boy, now I have all this budget available for the trip for food and goods since I don't have any more bills for it!" I think that is mostly because of how close paycheck-to-paycheck many are in society. Similarly, twice a year there are 3 pay periods in a month due to bi-weekly pay. Those feel like an additional tax return season since I try and budget around just the two paychecks every month.
I don't know about guy maths Atrioc, maybe you just hang out with gambling addicts
true
Guy math is buying games on Steam that you don't actually want but because you paid 20 for a 30 game your brain imagines that this -20 is actually a +10
@@Dschonathan Now that's some guy maths I can relate to
Besides it being obviously jokey, I think it boils down to a conflation of "worthy value = Free". Return = "I still had the fun of shopping it for at ultimately no cost", Gift card = "this almost certainly would've been lost in a drawer forever if not spent on literally anything", etc.
Big-A, you gotta talk about Galen Weston, the owner of basically all grocery stores in Canada. He talked about how he was saving us money and how hard covid has been and then bragged about record profits. I’m missing some of the details but it’s crazy how much of a chokehold he has on the country
I have a friend that used "extra money" from her student loans to go on a foreign vacation when she figured out she could "afford" it. Told her she was taking a loan to go on vacation. She shushed me
i still agree with that woman about money not being real and inflation not being real simply dont raise prices when you dont need to tbh
Simply don't raise prices
@@Me-ui1zysimply lose money because your supplier will still raise prices
@inoahguy4552 I think they're including the suppliers in that statement too fam
@@inoahguy4you so true
@@inoahguy4youit’s all cartel behavior. We’d be seeing significant undercutting if these industries weren’t controlled by a few firms that all observe and act off of each other.
Atroc telling me I had the "good times" being born in 2001. Started life into 9/11 and the war machine (my homie was born 2 hours after 2nd tower). Started Highschool when trump was elected and graduated into covid (no prom, no graduation). Started college online in aline in a dorm room and was banned from social gathering and making friends. Now I will be graduating into a terrible job market and recession that could become a depression with the rise of AI destroying my field.
Pretty sure he meant that he's being ironic and hinting that the coming times will be way worse than now. Hence now is the "good times".
Good old lump of labor fallacy. Automation only replaces jobs, obviously, there’s never been an example of the opposite!
Sorry for being rude, man, I understand it. Just tired of hearing people say this. I hope you can find a job in the soft landing (not a recession btw) that’s [probably] gonna happen.
I spent $300 on shoes and it felt like i spent nothing cause i finally got something ANYTHING for retail.
If spending $300 on shoes felt free because it was somehow retail price, I hope you make 6 figures +
Boy math: the weekly alcohol budget doesn't count
As a Gen Z myself, I do understand the mentality of "what's the point of saving if there's no future for us anyway," though it's still a pretty short-sighted mentality.
As a gen Z, I also hardly save any money. over half my paycheck goes to rent each month, 1/4 of my paycheck for food. and the last 1/4 I usually spend on doing things that I enjoy. I don't make enough money to be financially independent/stable/comfortable.
LMFAO bro ur laugh being at the same tone and rhythm the entire way MAKES ME THROW UP LAUGHING EVERYTIME!! LOL
My girl math is that cash isn’t “real money”. It’s only real spending if I actively watch the number in my bank account go down
Boy math is buying the top-of-the-line graphics card to play the original Diablo.
Being in the middle beetween millenials and gen Z i experienced a very clear change in attitude. For the better part of my childhood my family taught me how to find a job and save up to be indipendent in the future. After 2008 the discourse slowly switched to "i HOPE you can find a proper job and a house... and also i REALLY HOPE you will able to retire earlier than at 70 years old..."
So if have the prospect of working 10 years more than my father, then my gaming PC, videogame collection and Vinyl collection are pretty much free tbh
I just accidentally knocked over my last hard cider and it’s 2:33AM and I have to get up at 8AM. I want to die.
Damn that Swifty was flying to Vienna, that concert has been canceled
I’m a Gen Z guy and I also participate in “Girl Math”
Why do I Girl Math™️ my Pokémon card purchases
Male math: any profits made from gambling isn't real money therefore I can do whatever I want with it.
TBH some of these are opportunity costs and economists would agree...to a point
I’m 100% on board with Girl Math. Tomorrow isn’t guaranteed, so if I can use stupid garbage and most of the time satirical logic to justify my spending now, why not?
Plus, it’s really funny.
because tomorrow isn't guaranteed, but its pretty fuckin close to guaranteed
Wife and I got a new cc card for joint purchases (food, bills) so we can each buy our own "treat yo'self" goods with own money, no questions asked. Naturally, if I even look at the item in question, we both use it, hence joint purchase. Girl math.
Yeah I think there is honestly so many defeatists in gen z which could be an advantage to some, but it kinda just made me resign mentally some time around middle school.
1776 to 2000: national debt 5 trillion
2000 to 2024 national debt 33 trillion.
i will take 1 Ferrari please yes here is your 3 bracelets sir
I feel like guys just sometimes can't tell that women are also funny. At least media folk are always like "Look at this dumb bimbo doing dumb stuff", without realizing women also can make dumb tiktoks without that saying anything about how they actually live their lives or act.
I do think a lot of it is "women be shopping, and guys be shopping too". I think people just love to consume. I'll credit my parents for why I don't spend tons of money on frivolous things. You can have hobbies that don't cost a lot of money.
Just FYI atrioc, on the gold standard, and especially before WW2, inflation rates were absolutely wild, they would jump from 50% down to deflation over a couple years. Inflation graphs from 1800 to 2020s, there is a clear change around 1940s-1970, central bank's played a big part in it, and with a free floating currency their job is much easier
Deflation is nearly always worse than inflation generally which the gold standard didn't help
👀 you been reading gold/currency/commodity charts bruh?
Studying for your cfa bruh?
👉🏾👈🏾 Boi math
@@shadow_realm47 econ degree 😫
The quality of my life has drastically improved since Atrioc came back. Everything is turning up, and being able to tune into my favorite internet personality so frequently has absolutely lifted my spirits. Glad to have you back, Big A o7
Reminds me of calorie math. If I eat this carrot I get a cake 😋
Rationally, we're also paying for the cost of printing the money, on top of paying for the materials of the money
As opposed to trading gold for money
I.e; we're paying production tax, for something that is agreed to have been worth the value of its production
Edit; not to mention tax on property, energy bills, distribution, inheritance
And we pay when every single investment company makes a bad decision, and for every scam
The gold standard made money make sense, now it just does not make sense
All I’m going to add is that in terms of gen-z not saving money, I personally just do not see a purpose to saving a couple thousand dollars when it’s value will be greatly reduced as a I get older. I’m in high school, I just spend most my money on food and maintain a balance of multiple thousands of dollars and just leave it at that. A thousand dollars now goes a long way, a thousand in the future does not.
When inflation goes down eventually if you're getting a decent enough return on your savings just the interest on that is enough to set you up for life🙊
@@shadow_realm47 a decent enough return on a couple thousand will in no way ever set me up for life 🥸
I mean generally you don't just keep this sitting in your bank but pay into some retirement plan, which hires professional investors to try to smartly invest tour money. Though you're a teenager so that's not really relevant for you and at that age there's no point in worrying about retirement.
Bro to think ZM began this trend is crazy I listen to them every morning and this completely flew over my head. Love it though.
Guy math is spending 50 bucks on in-game currency instead of 20 bc you're going to spend that much eventually and there's a 5% bonus if you buy in bulk
2:39am in the UK... perfect timing
My math is just buying something impulsively and then saying “well I would have spent that money on something anyways”
Boy dinner is a all the dino nuggets.
“It’s not a trend it’s a mindset” -my wife
The petrol dollar isn’t backed anymore , that finally expired
The Monopoly end game analogy is too real
Im gonna fight everyone in chat saying it's AUD it's aussie dollars when the Kiwi radio show was playing like BRO HE SAID THEY'RE IN NZ WE'RE NOT THE SAME COUNTRY fucks sake untcay i'm fuming anyway love the video big A keep it up xx
I dont understand the idea correlation between housing prices and oil barrels. Like there are many things that have prices that are completely not correlated with energy demands and housing prices are very much one of those things. Its really weird like the price of crude oil in the past 60 years has went up 260% whereas the median price of a house has went up 2,300%.
I'm 21 years old and even in my shitty 30k populace city a house cost $300k and rent is $1.5k for a single bedroom apartment and education to go into the field I wanted would cost north of $350k, and require recolating. Inflation will wipe out what little money I could save at my current job. Investing is incredibly risky for anything with a yield that would actually be meaningful when your savings are dictated by a near minimum wage job, and "safe" investments yield so little (especially with inflation) I would never see any substantial results.
My ability to create a future by just working my way through college and transitioning into a viable carrier was ruined before I was born by people who will be dead in 10 years. Tons of people my age understand the economy, and don't save for that exact reason. I'll never get to retire anyways, so I should enjoy life now and just hope I have a heart attack at 45 or so.
I mean the US dollar is fiat so it is backed by hopes and dreams, but in all honesty it’s value is majorly influenced by oil as of right now. Though the petrodollar is probably on its way out and will be replaced by some form of crypto or uranium.
On “girl things” being criticized more often and more quickly: It’s interesting that MLM and astrology on paper are gender neutral, but in practice they are for women. Not sure if it’s due to material conditions unique to females vs. males or a case of path dependence (gendered marketing initially setting a path to more gendered marketing in the future)
I think MLMs are so heavily linked to women because it’s more accessible for stay at home parents, which are statistically more likely to be women.
@@princessaria That and marketing, the scams that target guys tend to be investment scams that market themselves using the generally very masculine image we have of wall street from pop culture.
6:50 - I think the article is talking about how banks were required by law to hold 10% in reserves until fairly recently, like 2019-ish when the law changed. Now banks aren't required to have any reserves.
8:48 we literally doing twice the work for half the pay (not you atrioc)
tbh the sentiment that money isnt real was something i kinda agreed with b4 girl math was a thing
To me, it seems like a mix of fuck it we ball and apathy. As the younger generation, it seems aparent that the writing is on the wall, in some way. Be it climate crisis, economic crisis or old fashioned facism.
The underlying ideas behind girl math seem to be to not worry about that shit and have a good time now rather than bother to save for when you're old, crusty and the world isnt affording you the luxries that you can buy today; with a thing that is totally conceptual in nature (money) and will evaporate when an apocalypse or world changing event innevitably happens.
This is probably the interpretation that I share tbh. It feels like the entirity of the planet is so fucked and the older generations dont seem enough to care about, so why would I care enough to plan and save for the next 60-years when it genuinely feels like not even the next 15-years is guaranteed. I am 25 and am lucky enough to own my own property in Australia and earn above the average income and I feel this way, so I couldnt imagine how much worse it could feel for pretty much everyone else. Live for now and enjoy life while you can.
Fucking social media, man. It exaggerated everything wrong with the wrong into some unsolvable monster, when in reality the problems it says are real aren’t or are more solvable than it makes them seem. Take a break from the news and social media, or check your sources (and check the sources that are checking the sources) and make sure they aren’t exaggerating the problem.
It's the paradox of seeing record floods at the same time as farmers throw hissyfits and block off roads in Europe in protest of the most basic environmental reforms.
GenZ is also getting their shit kicked in. This is one of the most expensive times to be alive with inflation higher than ever. It’s insanely expensive to live, price for basic household goods have skyrocketed while jobs are still paying the same. At the end of the day, people are still human and not working robots and would like to experience things and have fun along the way. People don’t want to work in a factory like their grandparents all their lives lol and that’s fair
the way I conceptualize money is if I have enough I have infinite money glitch and I can do whatever i want and then eventually they turn off infinite money glitch and I have to go on the street and catch rats
The math in our household is "going to a two hour movie as a family would cost like $60 minimum. But if we buy a $60 video game, that will probably entertain us for dozens or even hundreds of hours. The video game is, quite frankly, a responsible choice."
9:23 Atrioc is 150 years too late to be discovering the labour theory of value
If being responsible means little more than accepting the consequences of other people's irresponsible behavior, there is no value in being responsible.
Sympathy for leeches is *always* misplaced.
Leaving Vegas in 3 hours . My excuse was , I had 500 for gambling today but I spent probably 200 on food , really spent like 35 on food .
It never stops being funny that people have such a strong opinion on the gold standard but never stop to think what happens if everyone redeems their dollar for gold.
we just print more gold
@@jackalope07 How? Do we have the technology for that? I'd think currently it'd be too costly to turn atoms into gold atoms by adding protons individually.
@@polygontower the philosophers stone is real (you may know it as the one piece)
Ever heard of a "Run On The Bank"? The exact same problem already exists TODAY with our system so that's not really an arguement against it - There are many arguements you could make against the gold standard, but that is not one of them.
@Ashholiday123 have you not heard of the money printer?
The problem with the gold standard is that since the currency is pegged central banks have very very limited ability to affect monetary policy. Imagine if we had no ability to affect monetary policy? We would be going through constant boom and bust cycles IE depression era instead of the Federal Reserve managing economic cycles. These arguments people make are generally uninformed and kind of surface level
i love getting bullied and looked down on by everyone older than me for things I didn't do!
Demand is no longer deciding shit, when it goes up it does, when it goes down, nothing changes anymore, nothing drops in price ever.
8:40 she makes a really good argument about why you shouldnt believe in the US Dollar however where she goes wrong is what you should do with that conclusion the argument makes a really good case for exchanging your money to a different currency which you believe to be more stable however makes no case on why the solution is to start spending money senselessly because of that and there is no case where thats the solution
That Aussie talk show is actually gold though lmao
The only time I do weird math is when it comes to paying for things in cash, and normally it’s because I got that money in cash, and so when I pay for something personal in cash, it’s like extra money because I didn’t have to pay taxes on it. I don’t really do weird math on things, but because I run my own business, I do weird justifications for taking a break a lot. Especially starting out, I’ve been taking a lot of breaks because the job is so mentally taxing. I keep wanting to just work in my preferred zen-like state, but I am always losing it because of the constant novelty of the issues I am facing. Hopefully it gets back to becoming more mundane to me again, and I can take less breaks, but that is as weird as I get with it.
bro gambling math is too fucking real. it's always a good time so you always win.
This was me justifying my baldurs gate 3 purchase