Debt Mutual Funds for Dummies - E 31
HTML-код
- Опубликовано: 27 дек 2023
- "On this episode we cover:
- How do Debt Mutual Funds really work?
- The Basics of Bond trading
- Average Maturity of a Debt Fund
- Speculation in the Bond Market
- Why a Debt Mutual Fund is a beautiful product"
- Ratings of Debt Funds, and how they work
- The two things to look at for Debt MFs
- Pattu's thumb rule for selected a fund for a particular duration
- What the average rating of your Debt portfolio should be
- Sid asks if Debt Mutual Funds are actually 'Fixed income'
- Which Debt Mutual Funds to select for short term goals
- Which Debt Mutual Funds to select for greater than 10 year goals
- Do Debt instruments beat inflation? (they are ~50% of our portfolio)
- Why bond prices spike when interest rates fall"
GListen to the previous episode here-
• The World of Debt - Th... - E30
GListen to the next episode here-
• A Rapid Fire Start to ... - E32
In association with @pattufreefincal
A link to our audio shows:
linktr.ee/ofspinmediafriends
The only class where I come in first to attend. Thank you, Pattu Sir.
Thank you
Pattu Sir rocks!
It's a Master Class for debt mutual fund. All are great sessions.
Thank you
Thanks Ganesh! It is truly a learning experience for all of us!
Liquid and Money market funds are best replacement of FD's. I don't go beyond that maturity. These usually have good credit rating.
Great Pattu Sir on debt fund
Nice video
Thank you Pattu sir - my வாத்தியார்
He is a master of Debt as always
We think he is a master of finance! Thank you for listening!
@@OfSpinMediaFriends Agreed ! He is one of the reasons i stayed away from so many unnecessary investment instruments and kudos to him !
Every episode of this series has been very informative and valuable towards learning about personal finance.
Thank you
This means a lot to all of us! Keep GListening!
Already heard this on Amazon ! But video version is always better
Thanks for listening!
Very informative as always the case with Pattu. Pure Gold. New Year wishes to Pattu and Of Spin media team. God bless !!!
Thank you
Thank you Rajeev! We wish you the same!
productive session, keep it coming
Thank you!
If there are more than 10 years in one's investment horizon, can we use Conservative Hybrid funds as Debt portion of the portfolio. Logic being that, just as Agressive Hybrid funds tend to give pure equity type returns in the long run with reduced volatility, Conservative Hybrid funds should give returns that tend to be similar to pure Debt funds with some upswing on the returns. As the goal comes closer one can move Debt portion to Liquid/Money Market/Arbitrage funds. Would love to hear your thoughts on this.🙏🏻
Yes but the journey will not be smooth. So it not for eveyone.
Can we use a conservative hybrid funds for 10+ year goal, please advice
What happens if select now 10 year TMF and move out any time next 3to4 yrs when you feel rates bottom out ? High chances of capital gain ...
Fantastic and simplified explanation as usual. One question though. I have significant corpus in PF(30%) in my retirement portofolio. Also have an NPS auto choice investment (2%) . Wouldnt these be enough to cover the fixed income requirements of corporate bond and govt security (part of NPS)?
To a larget exrent yes. Once you start reducing equity, you can consider other debt
Thanks Vivek! We have noted your question.
What is the advantage of a debt mutual fund over a simple bank fd ?
Nothing much. Liquidity. You can postpone tax paying.
Pattu u r rock
He truly rocks!
I don’t see any videos from last 2 weeks.. we are really waiting for the next episodes. Can you let us know when the next episodes releases.
Hi! We took a holiday break. We are now back!
👍 liked
Question -
I have a friend who is working in IT industry from last 5 years and has some 20Lakhs of savings in his savings account and hasn't started investing in equity market (hasn't started for his retirement planning)
He is married and with no children(yet) He lives with his parents in their house(relatively big house so he doesn't need to buy his own house currently)
Now how when and where he should invest/use this 20Lakhs amount present in his savings account?
do an SIP into equity mutual funds like flexi cap and slowly learn about stock investing and get into investing fundamental stocks and also may be do a SIP into the stocks as well.
Highly recommended him to avail service from a fee only advisor.
No replies to any question😮
They will reply in the Q and A separate video they make
I think
Yes, just like Dheeraj said, we collect all the listener questions and address them in the upcoming episodes. Please stay tuned.
The only thing which is contradictory is GTA Fonts😂
Haha, good of you notice. That was something fun the team enjoyed doing.