JEPQ High Income ETF to REPLACE the QQQ in 2024 (DO THIS NOW)
HTML-код
- Опубликовано: 19 сен 2024
- I've been a very big fan of high income ETFs and I've talked a lot about the various benefits these investments provide.
Especially for retirees and income investors who want to emphasize consistent cash flow.
But, there's a very important added benefit with these ETFs that I think every investor should be taking full advantage of, Especially right now moving further into 2024, as talks about a coming correction are growing, and as we cross to extreme greed territory.
One of the most important concepts of successful long term investing is portfolio rotation and rebalancing, typically from growth to value.
But this isn't a straightforward process, in fact it can be rather complicated.
But in today's economy, with the boom of AI, carrying the entire market to all time highs, coupled with high interest rates, the simple growth to value concept doesn't make sense anymore.
And this is where I think high income ETFs should be the new step investors need to prioritize in this process.
This brings me to JEPQ which is the JPMorgan NASDAQ equity premium income ETF.
✅Market Research Platforms✅
Seeking Alpha - Get $50 OFF + 7 Day Free Trial
seekingalpha.m...
Alpha Picks
www.sahg6dtr.c...
Koyfin - Advanced platform for researching global stocks, ETFs, Mutual Funds & more:
Get 20% OFF: www.koyfin.com....
✅Investing/Trading Platforms✅
Moomoo - Get up to 15 FREE stocks:
j.moomoo.com/0...
WeBull - EARN 5% APY on CASH NOW!
a.webull.com/i...
⚠️⚠️⚠️
Disclaimer:
I am not a financial advisor. Viktoriya Moskalyuk does not provide investing, tax, legal or accounting advice. This video is for entertainment and educational purposes only and should not be considered as financial advice. I am solely sharing my personal experience and opinions. I highly encourage you to do your own research- there is a risk of losing money in the market. You should consult your own tax, legal and financial/investment advisors before engaging in any transactions.
🚨Thumbnails are NEVER a direct quote from any public figure. It is a form of art and is strategically used for audience engagement. DO not rely on the “quote” as a real statement from a public figure.
🚨Advertiser Disclosure:
The links provided on this channel are from affiliate partners, which means that if you make a purchase through my affiliate link, I may earn a small commission at no cost to you.
📚BOOKS TO READ📚
THE OPTION WHEEL STRATEGY:
amzn.to/4046nFf
COVERED CALLS for BEGINNERS:
amzn.to/42IsXoX
Investing for Dummies:
Original - amzn.to/3Ju9bVc
9-in-1 Books- amzn.to/3FGu3r3
Seeking Alpha - Get $50 OFF + 7 Day Free Trial
seekingalpha.me/ViktoriyaMedia
Boxx review plz
With the ETF approved, institutions will need to buy Bitcoin for their ETF. There will be marked increase in demand, can i get in and still make profits? i have set aside $250k to get fully invested this year
Yes of course you still can. Reminds me of the guy who bought bitcoin in like 2011 and everyone was calling him a chump, then the market boomed and after a few years and he made a killing, whereas many people got burnt because they doubted.
The only issue you might have is the fear of missing out, just like everyone else. A good number of people discredit the effectiveness of financial advisors in exploring new markets, but over the past 10years I’ve had a financial advisor consistently restructure and diversify my portfolio/expenses and I’ve made over $1million in gains… might not be a lot but i'm financially secure.
Please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch if you don't mind
Well, there are a few out there who know what they are doing. I tried a few in the past years, but I’ve been with Melissa Terri Swayne for the last five years or so, and her returns have been pretty much amazing.
I just googled her and I'm really impressed with her credentials; I reached out to her since i need all the assistance i can get. I just scheduled a caII.
I’ve been in NVDA for four years, anytime it drops 15% my coach advised I buy more. Buy when others panic to sell. I’m cashing up some blue chip stock at a cheaper price as well.
I enjoy challenging my investing mindset with the thoughts of others superior to mine, our thinking is definitely similar.
I've had majority of my holdings in tech stocks and I've had 45% increase in my portfolio, especially with Nvidia P/E (price to earnings ratio) adding few others, personally, coach Frost hilda take good care of my holdings.
It's only right for you to get some answers, look him up, take due diligence, feel free to write too.
Absolutely fantastic video! Liked & subscribed! 🐿️❤️
They are saying it’s only going up to $1,000…. Maybe $1,1000
Keep doing what you're doing. Your viewers appreciate your great content.
I guess I will look at it, but for those that understand dollar cost averaging, and dont need immeadiate income, still think QQQ with unlimited upside potential is the better choice for the long term investor. Yeah you are right we could have a correction of some type in the next 24 monthsl (but it also will be followed by a recovery). And JEPQ does limit upside. IMO if you dont need income now, stick to growth, and dont touch the shares., and keep contributing, especially when the share price has fallen. (As I am retired, and dont have regular income coming from a job, it "might be right for me"
I think the idea is to keep QQQ and add JEPQ to stabilize performance and protect the downside. In a market sell off you can reinvest the JEPQ distributions into QQQ at a discount, effectively allowing your portfolio to average down naturally when stocks are cheap, then in bull markets you can trim your positions and buy JEPQ with the profits as it lags to build additional cash flow which can be reserved for the next correction.
@@thehoopscoop Its the UP market that JEPQ has the bigger problem. Let me use an example. Lets us assume that with good volatility, JEPQ pays about a .5% monthly distribution, (as a dividend). But lets say, in the up market, QQQ goes up 20% annually. So you made 6% in dividends, but capped the upside to lets say 10% giving you a gain of 16%. But if you had owned just QQQ you would have made 20%. Most, (probably not all), of the people who watch his channel, would understand that a 20% gain, (that would be long term income), would be better than 16% where at least 6% is taxed as ordinary income
Thanks for the comment though.
@@buyerclub2 you aren't accounting for sequence of returns risk. That 20% is unrealized. My comment and her video simply provide a way to boost overall returns by blending your exposure. The idea is to buy low and sell high and this is one way to accomplish that.
@@thehoopscoop I give up, do what you want. Sequence of returns, has NOTHING to do with my example. As I understand your point, you think that JEPQ will smooth out your return when you have both bad and good years. As it will go down in down years, LESS, than straight QQQ will. Which I do agree. But over time, (like over 20 years., which is the time frame I am referring to, for younger gen) the QQQ has delivered an average annualized return of 13.53% Of course that is an average, NOT a specific year. or any specific year. And even though JEPQ is new, it will NOT have an average annualized return that high. It will create more cash. So you are sacrificing cash now for a long term higher return.
And my example was NOT the average, it was the better than average year, and as I said, it was an illustration of why JEPQ is WORSE in good years, (better in bad years)
and the tax impact is important too. (Remember there is a BIG difference on how ordinary income is taxed, vs long term capital gains.
I have JEPQ and JEPI. I have gains in both since the November purchase. I'm just re-investing the dividend. Keep up the good work and Seeking Alpha with Alpha picks is working too
What are some of the latest alpha picks ;).can you share? :)
You should make a content on how to earn 6 figures in monthly profits cos I've been reading about investors making up as much and I'd really love to know how to such substantial profit in this current market
that requires a fair amount of research and good market timing
I think you basically just have to research and study what kind of assets you want to Invest in
it's all about finding the right moment to take advantage of and generate colossal profit, which is why you need to do your research
Even with the right technique and assets some investors would still make more than others, as an investor, you should’ve known that by now, nothing beats experience and that’s final, personally I had to reach out to a market analyst for guidance which is how I was able to grow my account close to a million, withdraw my profit right before the correction and now I’m buying again.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
I rarely agree with financial analysis on RUclips, but in this case I fully agree 🙂
Young people should be looking at growth. I've been adding TQQQ to my IRA as well as both of my young adult children's Roth IRAs. Huge growth potential. A $10k one time investment when it started in 2010 would of brought your account up to $1.3M. Even with the huge pull back of about 80% in 2022.
I disagree. It’s balanced daily hence loses long term
Yup, JEPQ is a super hero ETF. High div and have gotten great capitol appreciation in a bear market!
Definitely agree!
Qqqm and jepq my two strongest performing etfs
Agree! Both are fantastic funds
You described the current macro economic environment PERFECTLY.👍
I am at the beginning of my "investment journey", planning to put $85k into dividend stocks so that I will be making up to 5% per year in dividend returns. Any advice?
Adding JEPI and JEPQ are smart additions in my opinion. As for staying committed to higher-risk investments, it's all about balancing your risk tolerance with your long-term goals.
I believe a healthy portfolio has 3 things, at the bare minimum: Exposure to ETFs for increased diversification, Exposure to assets that generate cash flow like dividend stocks, Exposure to market-leading tech.
For someone starting with $85k, begin with S&P 500 ETFs, diversify across asset classes, and invest consistently to minimize risks and maximize growth. Partnering with a financial advisor can help streamline your strategy. This approach turned $100k into $53,000 in annual dividends.
I have cash in the bank that I want to invest in the stock market, but I'm worried about choosing the wrong stocks. Could you refer me to your financial advisor?
I'm cautious about giving specific recommendations since everyone's situation varies, but I've worked with "Melissa Elise Robinson" for years and highly recommend her. Look her up to see if she meets your criteria.
Just stumbled across your video (doing some research on JEPQ), and was pleasantly surprised by your clear and concise style. Thanks and keep up the excellent work. #subscribed
Amazing research as always. Awesome job. With potential rate cuts , can you do a video about utilities etf which should shine. Thanks for all your efforts!
Thank you so much! I appreciate the education and insights you provide on this channel.
Viktoriya is hands down, THE BEST. Intelligent and puts in the work. No bs.
she is one smart cookie. Her videos are packed with info.
Stop glazing
Great video and reminder to look at total return and not only dividends yield when buying a income fund !
Dear! You speak so fast 😮 you can put English words on for people like me who is not original English language! Thank you so much ❤
You are on fire love your content.
Crazy, because I recently was questioning in my mind if you ever covered JEPQ, and VOILA, here it is in today's video . Thoughts travel .
From what I can gather, in terms of Total Returns JEPQ is more profitable than VOO while also being safer than QQQ
It’s not as safe as VOO or as productive as QQQ, but it’s in that perfect middle ground between the two and will net you some STUPIDLY good income whenever you desire to stop reinvesting
Great info, I agree.
FWIW, Goldman Sachs has something very similar - GPIQ. It has slightly better returns and yields than JEPQ. But it's new and very thinly traded so far.
It yields 3.4% dividend, closer to SCHD dividend
Been invested in it JEPQ for about 8 months now, not bad when monthly div comes running in. Not big on the capital gains. It lags a bit behind the sp500 but the divs + capital gains balances out. I think it will be a hold for a bit until my rebalance.
Everyone loves QQQ, I think it’s too expensive. I grabbed 50 shares of JEPQ about 6 months ago, and it’s been uphill and monthly dividends the whole time. I wish I bought another 150 shares. 50 shares gets me around a $17 to $19 monthly dividend. Update: I figured out buying so little may have screwed me. I want more shares, but my 50 shares are at $46….if I grabbed another 150 shares now at $54.12, My cost per share will go up. It’s a curse. But I keep hearing JEPQ is the place to have some money in.
Good research, great strategy and succinctly presented! Thank you for challenging my beliefs! Keep it up!
congratulations viktoriya, excellent content. I am Brazilian
Great video, Thank you, Viktoriya.
Thank you! 😊 Glad you liked the video!
you are outstanding
NEOS just came out with similar fund QQQI , just paid over 13%!
Exp is twice the cost and AUM is WAY LOWER
Since we're approaching April, one of the best months to buy stocks. I am currently holding north of $300k in a savings account waiting to invest in another huge opportunity.. Where would you invest this as of now?
Look up dividend aristocrats. Pick six to ten from that list. Those companies have a track record of 25+ years of paying dividends. Also, its advisable you work with a financial advisor to help set up a well-structured portfolio.
Impressive! How can I contact this advisor? My portfolio has underperformed, and I need guidance.
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
good analysis, coming from a market pro 🙌
QQQY might provide more downside buffer, but I agree with your premise. 👍
No downside protection at all. That’s why NAV is down in a raging bull market. If we get a downturn watch out. Might never recover.
@@unorthodocs1 NAV is down because of their unorthodox practice of distributing 100% Extrinsic value. They have downside protection, it simply comes in the form of cash paid to you.
The PUT premiums go up significantly during high vix environment. As far as recovery of the etf is concerned, they might do a reverse split like they did with TSLY etf. So it never goes to zero.
@@unorthodocs1 watch Max Convexity break down the sustainability of the Defiance and Yield Max funds. I've been trading options for years and still learned a thing or two from him. The put premiums collected are the downside protection which then become cash in your pocket. Cash is king when it comes to downside protection and as noted in another comment, puts bring in even more cash when the market sells off.
Another outstanding video! Is there anyway you can review FEPI? I would love to know what you think about this and whether or not it’s a good investment.
I believe JEPI and JEPQ could fit well into my portfolio as I approach retirement. How can I maintain a high-risk investment strategy to pursue higher yields until I reach at least 55?
Adding JEPI and JEPQ is smart for nearing retirement. As for staying committed to higher-risk investments, it's all about balancing your risk tolerance with your long-term goals. Maybe consider diversifying your portfolio to spread out the risk.
Working with a financial advisor has been a game-changer for me. They provided invaluable insights and tailored strategies that aligned perfectly with my risk tolerance and financial objectives. With their support, I've seen significant growth in my investments and gained confidence in my financial future.
I already have over 500 shares. Looking to get to 1000 soon.
I have 1400 shares of SQQQ and 410 shares of SRTY. I am apparently taking the other side of your trade. I am hoping to get to 2000 on my SQQQs and at least 500 on my SRTYs before the wheels fall off. When will that happen? 2 to 4 weeks after the yield curve reinverts. If we get a "black swan" event all bets are off. I am tracking 14 of those.
@@bpb5541 Yikes! Hope you bailed on that plan.
hi Viktoria... love the content. i hold a lot of jepq right now. what do u think of QQQM with 20 year time horizon?
You'd have to make your own decision regarding QQQM vs JEPQ. As far as QQQM vs QQQ, the only notable differences are that QQQM is cheaper per share, and the expense ratio is slightly cheaper as well (0.15 vs 0.20). This more likely makes QQQM more attractive for newer longterm investors. QQQ on the otherhand has a smaller bid/ask spread, thereby making it more attractive to day traders. As far as a 20 year time horizon, overall, QQQM will most likely do very well. Hope this helps.
Gonna buy more JEPQ :)
I know you sold all of your portfolio to go after Options Trading. Do you think most people will benefit from holding JEPI, JEPQ, SVOL, FEPI, and SCHD/DGRO equally weighted?
❤ thank you 😊 great info , keep up the great work. 👍
Thank you very much! 😊
Oii, gostei da sua abordagem faceira e inteligente, inscrita🎉❤
You maximize growth by not rebalancing. Rebalancing can be a mistake
With no historical data in JEPQ because it’s new I’d take a pass .
I’ve seen many flash in the pan products in my 17 years as a trader.
I concur! Focus!
Nice work keep it up thank you 🙏
It’s a good ETF, but NEOS’s tax-efficient QQQI will be better bc it will allow you to keep more of your gains during tax-season.
Very true! 1256 tax treatment. The tax drag on covered cal ETFs are annoying so I sold off all my covered call ETFs and just mainly invest in the S&P500. I’ve done everything you can think of. It all circles back around to, just keep it simple stupid and if you need income now, then maybe a CC ETF makes sense.
What about the exp ratio almost twice of JEPQ plus the AUM 100mills lower - what makes it better (QQQI)
@@patriotsforegolf9859 Tax-efficiency and SPYI has appreciated in NAV and has dish out a consistent 12% Yield
@@patriotsforegolf9859 considering it’s tax-efficient strategy and based on SPYI’s performance of a consistent 12% divi with NAV appreciation. I think it pays itself.
Thanks!
Thank you!
Love it! You outlined a plan very similar to my own. Build high cash flow, invest that cash flow heavily into bearish markets and corrections, then ride the recovery and convert it to more cash flow, rinse and repeat!
what camera do you use to make your videos?
Hi Viktoria, what about QQQM vs JEPQ? Can you please do the comparison ?
My question is what causes the dividends to change? Do they decline depending on volatility or is it because of a rising market considering they are selling ELNs instead of covered calls.
can you explain why higher volatility will lead to higher dividend yields in jepq? thanks!
Very interesting, and nice graphics EXCEPT @ 4:44 and 5:44 the word "Put" does not belong on graphs.
Qqqi is better choice over jepq
i dont know if this is a good idea.You are selling options and paying the time decay out as dividend, but you could then be left with options that go ever more and more in the money destroying the AUM of the fund. Anyone who writes options against his portfolio will tell you of this danger..some continue to do it and keep on losing the principle steadily . A couple of funds are already having this problem
your thoughts?? i'm looking ""Long term"", (investment of 5k-10k), JEPQ expense ratio .35%, this ratio too high for someone like myself? and JEPQ pretty decent for longterm investor....or maybe SCHD.... thank you for your thoughts. i understand your 'thoughts' are purely your opinion and NOT ADVICE in reference to my questions. cheers
Keep the good videos coming. Lose the ridiculous by gesture at the end of the video
JEPQ has a high turn over rate with a Grade of F, that it means it is not very tax efficient if you invest in this ETF in a taxable account. See @8:39
Yes that's true, all high income ETFs have high turnover rates. That's why it's best to invest in these ETFs in a Roth IRA where you won't be subject to any taxation
But wouldn't jepi do good also in a correction if the s&p crashes jepi income should go up?
Do the dividends outweigh the expense ratio of .35%?
Yes absolutely, jepq has the lowest expense ratio amongst all other high income etfs that Ive found. With the expense ratio taken into account on total return, you're getting around 9% annual dividend!
JEPQ loses in value on ex div date. Exactly the percentage that will pay. So what’s the point? Could you please explain?
Very informative, and I love your channel. But in the middle of your video when you’re describing your past videos, you keep pointing to nothing. Your past videos do not show up on the screen.
Thank you very much! I'm glad you enjoy the videos! And It depends where you're watching the video, if it's on a phone or tablet or computer it should show up, but if it's a TV then likely it won't. Others have complained about this too, I'm not sure how to fix it:(
When you say monthly income of $9723 , can you tell how much investment you put into this ETF? You're not explaining in the video.
Can you make a video for Closed end fund?
What do u guys think about a 5-15 year time period?
7 months ago, you did a video saying to stay clear of JEPQ. Now you're saying to add it. Im detecting an inconsistency here making it hard to take your advice. Explain please.
Hi, I got a question for you, I don't have an account with JP Morgan, but I have one with Charles Schwab, can I buy this ETF from CS instead of JP Morgan? Thanks.
Of course you can no problem
Seriously …why would you think you needed jpm ?
Hi mam my investment proshares ultra semiconductor ETF is safe place reply mam
Can i invest in JEPQ through a S&S ISA in the UK?
No where near the performance of QQQ.
Did you ever compare JEPQ vs GPIQ
I have JEPI & JEPQ for income & QQQ for growth. I would not ever sell QQQ.
how about goldman sachs GpiQ
Don’t fall for this
Long-term QQQ when’s 100 times over
If you need some income now and you don’t mind some risk then Jepq is fine
But she makes this sound like you’re gonna choose one or the other today regardless of where you are and you’re working life, so don’t fall for it
This is very simple like I said
i saw a-lot of covered call etf having a hard time to recover from bear market, is it because they are losing shares from the options?? since she said the jepq using index option and wont lose shares, sound like the better investment. can someone confirm what she said is correct ??
The covered call etfs that have a harder time recovering net asset value is either because they are selling at the money call options rather than out of the money, therefore leaving no room for capital appreciation and recovery after a downtrend, or they distribute such a high dividend yield that eats into their nav, not allowing it to recover from a downtrend. And majority of covered call etfs likely use index options. I always suggest to pay close attention to yield on cost charts of an ETF. This really lets you know whether an ETF is able to maintain nav overtime. If the yield on cost chart curve is flat, or in a downtrend (from right to left) it's a good sign. Hope that helps!😊
Boxx review plz
Would love to have you join me on Masters of the Market..
NAV depletion. I wouldn’t do it
6 months QQQ 4.6% after pull back; JEPQ -2% Unsubscribed.
But, aren't the dividends of JEPQ taxed at a higher rate than QQQ?
Yes, they are non-qualified dividends and are taxed regular income, but that is why investing through a Roth IRA is best, as the dividends will not be subject to any tax
Experts predicted a recession in 2023. Never happened
Exactly. She is wrong. It ain't gonna happen in 2024 either. Two rate cuts this year.
No real expert predicted a recession in 2023. The economy was so strong they were even trying to slow it down.
Uncle Warren doesn’t have Twitter .
Seeking advice at 32 with $50,000 savings-considering Microsoft/Apple or ETFs SPY/VOO.
Fed will cut come July
Williams Margaret Moore David Anderson Joseph
no love for JEPI :(
A few months ago you did a video to stay away from this dividend. I’m confused 😢
Viktoriya has viewers, whom she knows are novices in investing, yet she presents with rapid fire playbacks on youtube. When "it gets really interesting", she is hard to follow. Slow down, my dear!
Her presentation style is perfect!
The problem is not her style, it's actually very good. The problem is content, she says buy a different ETF every week in order to generate new content! 😅
Your video makes no sense for long term investors. You keep buying buying downside risk. I'll keep buying the fund that outperforms your downside risk.
Hilarious that you say “high interest rates”. They are just close to normal now
The formula for calculating inflation is constantly changing- so probably not
Huge mistake, dump them all for SMH
Warren Buffet in your thumbnail is just click bait
Naw
About 12 months too late.
Not really fan of these titles dump this for this every week sure way to never make progress. Shouldnt interupt compounding warren says. 😊
Are you following my trades?
Nobody will ever have enough capital to make jepq even worth it.
BS!
looking at the last few years is highly suspect