ഹോം ലോൺ വേഗത്തിൽ ക്ലോസ് ചെയ്യാൻ 3 വഴികൾ | Home Loan Malayalam Video

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  • Опубликовано: 14 янв 2025

Комментарии • 1,2 тыс.

  • @VinodKongad
    @VinodKongad 4 года назад +36

    Thank you so much for this video. Going to start option 1 & 2 ASAP and if possible option 3 as well.

    • @MoneyTalksWithNikhil
      @MoneyTalksWithNikhil  4 года назад +3

      Thanks for the comment. Yes, it's possible

    • @iambilalhad2806
      @iambilalhad2806 4 года назад

      Najnunm theerchayayum ingane thanne cheyyan pokunnu👍🏻

    • @westintrace4107
      @westintrace4107 3 года назад

      you prolly dont give a shit but does anybody know a way to log back into an Instagram account??
      I was stupid lost my account password. I love any assistance you can offer me

    • @thaddeushezekiah3167
      @thaddeushezekiah3167 3 года назад

      @Westin Trace instablaster :)

    • @swapnavm7366
      @swapnavm7366 11 месяцев назад

      @@MoneyTalksWithNikhil sir
      njn ipo oru european country il anu work cheyyune..enik vegam loan close cheyyan agraham und..bank il chodichapo ella month um kooduthal adakkan ulla option illana avar parayunath.

  • @vishnubalasankar
    @vishnubalasankar 4 года назад +10

    സർ ഇങ്ങനെ സാധാരണ കാർക്ക് മനസിൽ ആകുന്ന രീതിയിൽ പറയുന്നത് കൊണ്ട്...കാര്യങ്ങൾ വ്യക്തം ആണ്...നല്ല വീഡിയോ ഇനിയും വേണം..

    • @sajmalsageer4288
      @sajmalsageer4288 5 месяцев назад +1

      Ennitt sadharanakkaran aaya enikk ee SIP enthanenn manassilayillallo 🙄

  • @basithcv5680
    @basithcv5680 4 года назад +11

    orupaad nanni und sirr.,
    chirich kondulla
    presentation kanumbol thanne samaadhanam❤️❤️❤️

  • @deekshaprasadkuttan1271
    @deekshaprasadkuttan1271 5 лет назад +5

    Very informative.& use full ideas sir..

  • @maheshharidas5452
    @maheshharidas5452 4 года назад +46

    സിമ്പിൾ ആയിട്ട് കാര്യം പ്രസന്റേഷൻ ചെയിതു.. കുറച്ചു സമയം കൊണ്ട് ഒരുപാട് കാര്യങ്ങൾ എല്ലാവർക്കും വെക്തമായി ആയി എന്ന് ഞാൻ വിശ്വസിക്കുന്നു

  • @indiradevi4493
    @indiradevi4493 2 года назад +1

    ഞങ്ങൾ വീട് വാങ്ങാൻ ലോൺ എടുക്കാൻ പോവാണ്... So husband ഓരോ വീഡിയോസ് എനിക്ക് അയച്ചു തരുന്നു ഞാൻ കാണുന്നു... എനിക്ക് sir ന്റെ പ്രസന്റേഷൻ ഒത്തിരി ഇഷ്ടാണ്... എല്ലാത്തിനും മേലെ എല്ലാ comments നും reply കൊടുക്കുന്നു 🙏please keep it up sir... God bless you ❤️Thank you ❤️

  • @sumeshvasu7524
    @sumeshvasu7524 4 года назад +5

    ലോണെടുക്കുന്നതിന് മുൻപേ ഇങ്ങനെ അറിവുകൾ ലഭിക്കേണ്ടതായിരുന്നു... എന്നാലും വൈകിയില്ല tnku sir

    • @MoneyTalksWithNikhil
      @MoneyTalksWithNikhil  4 года назад

      Yes, ഇപ്പോൾ ആണെകിലും ഈ methods ഉപയോഗികയുന്നതാണ്.

    • @sumeshvasu7524
      @sumeshvasu7524 4 года назад

      തീർച്ചയായും താങ്കളുടെ ഉപദേശം ആവശ്യമായ് വരും ... കോൺടാക്റ്റ് ചെയ്യാം സാർ

    • @MoneyTalksWithNikhil
      @MoneyTalksWithNikhil  4 года назад

      @@sumeshvasu7524 Ok

    • @jolly8027
      @jolly8027 4 года назад

      Thank you very much for your very informative video,..

    • @MoneyTalksWithNikhil
      @MoneyTalksWithNikhil  4 года назад

      Joy Of Cooking cool

  • @sunilthomas2162
    @sunilthomas2162 4 года назад

    Adipoli...thanks mashey

  • @jomonarmy
    @jomonarmy 5 лет назад +30

    സർ സൂപ്പർ, വളരെ വിലയേറിയ മെസ്സേജ്, വളരെ നന്ദി

  • @praffulpookkottil7217
    @praffulpookkottil7217 6 месяцев назад +1

    Thanks. Well said.

  • @oommencabraham7940
    @oommencabraham7940 4 года назад +4

    Brilliant method.... i have ever chosen...... thanks for this vdeo

  • @prabhudevts6029
    @prabhudevts6029 4 года назад +2

    Really helpful informations.Thank you for made this Video.

  • @mohdmansoor8660
    @mohdmansoor8660 5 лет назад +3

    Good presentation

  • @sreejasasi5792
    @sreejasasi5792 4 года назад

    Thnku sir...very infrmatve vdo...✌✌✌

  • @sanjeevsasidharan5929
    @sanjeevsasidharan5929 4 года назад +3

    Thanks for advise. It's good if we pay little extra amount to loan and duration will be become less.

  • @vishnuraj104
    @vishnuraj104 4 года назад +10

    Sir, how to select a better SIP ?

    • @surajpachutty
      @surajpachutty 4 года назад +1

      Kindly go to your bank they will help...equity shares will be better...

  • @ishalmehdiya6740
    @ishalmehdiya6740 5 лет назад +6

    No 3 kollam 👍👍👍

  • @noufalsadiq249
    @noufalsadiq249 5 лет назад +3

    Supper idias tq sir

  • @sarika9031
    @sarika9031 5 лет назад +9

    Loved it points il stick on cheythu pettenu paranju.. boradikan time kitiyila superb

  • @360UTURN
    @360UTURN 5 лет назад +3

    Simple presentation.. but effective ideas... You are really doing good Job...

  • @indhua8789
    @indhua8789 8 месяцев назад

    Very useful video.in right time I watched.

  • @vinu178
    @vinu178 4 года назад +3

    Sbi home loanil ente emi 18k aanu... Enikku 30k adakkan pattum. Balance principal il Keran entha cheyya.....?? Athu account balance aayi alle kidakku....???

  • @bijuchacko9142
    @bijuchacko9142 4 года назад +42

    Never take home loans. It is a big trap. Keep away from it. You will loose all your happiness in life if you are unable to repay...

    • @MoneyTalksWithNikhil
      @MoneyTalksWithNikhil  4 года назад +4

      Two type of debts are there good debts and bad debts. Before taking the loan you must have a repayment strategy.

    • @sajivarghese1662
      @sajivarghese1662 4 года назад +1

      I had a home loan it was a nightmare , the 2000 rs u told we can't deposit in the repayment . ACC to the worst HDFC Home loan we can put the amount only twice in a yr , if u put more than 2 times there's a penalty , so many hidden agenda in home loans don't know about SBI . But HDFC home loans even if they give all processing fees , other charges free never opt . The 1 st option will never work with at least HDFC

    • @sajivarghese1662
      @sajivarghese1662 4 года назад

      Thanks for the effort it was a good option both 2 and 3

    • @vbn5709
      @vbn5709 4 года назад +4

      @@sajivarghese1662 @ shift your housing loan to any Govt. Banks.

    • @MoneyTalksWithNikhil
      @MoneyTalksWithNikhil  4 года назад

      @@sajivarghese1662 Thanks for the comment. Choose the repayment method which is convenient to you.

  • @sreejithsr775
    @sreejithsr775 4 года назад +2

    presentation ✌✌💪💪👍
    subscribed...

  • @gopakumarsm
    @gopakumarsm 5 лет назад +7

    A school teaching Feel Really awesome👏✊👍

  • @Jay-zh2cp
    @Jay-zh2cp 4 года назад +3

    I am completely new to this.Just asking one doubt to you.Is it allowed by banks to close the loan amount before the agreed time of loan duration?.Like if I have a loan duration of 20 years and I am closing it in 5 years,it's a huge lose of interest for the bank right? I thought the loan span cannot be altered.Hoping your clarification on this matter.Thanks in advance.

  • @kebir_limra
    @kebir_limra 2 года назад

    3rd method awesome 👏

  • @unnikrishnannair4119
    @unnikrishnannair4119 4 года назад +4

    Somewhat agree with your first two points, can you please quote at-least 2 or 3 SIP options, which have given 15% return annually for 10 yrs continuously.

  • @nishadkk9561
    @nishadkk9561 5 лет назад +7

    Thanks for the vedio..
    How can i close my 15l for 20 years Home loan easily..

    • @MoneyTalksWithNikhil
      @MoneyTalksWithNikhil  5 лет назад +3

      Good. Pay extra 10 % emi. Or start sip equity along

    • @minidsouza3473
      @minidsouza3473 4 года назад

      Is it possible for any bank, Sip or 10 % extra ,this option is in all the bank's

  • @sunildas26
    @sunildas26 3 года назад

    Excellent sir .oru confident kuravu darnnu loan edukan , good information thanks.

  • @SamiSami-vv5kk
    @SamiSami-vv5kk 5 лет назад +6

    Hi sir, എനിക്ക് 7.5 ലക്ഷം രുപയുടെ housing loan ഉണ്ട് monthly emi ആയി 9000 ബാങ്കിൽ പേയ്മെന്റ് ചെയ്യുന്നു സർ പറഞ്ഞ ഓപ്ഷൻ 1 പ്രകാരമാണെങ്കിൽ 10000 ആയി അടച്ചാൽ മതിയോ? ഓപ്ഷൻ 3 പ്രകാരം SIP Best plan ഒന്നു വിശദീകരിക്കാമോ?

    • @MoneyTalksWithNikhil
      @MoneyTalksWithNikhil  5 лет назад +1

      yes, extra payment nannayirukkum. Index Fund or good large / Mid cap fund will be good. your risk profile ariyatathukondu fund recommendation bhuthimudannu, specific fund please call - 9567337788

    • @dileepm8671
      @dileepm8671 5 месяцев назад

      Sir എനിക്കു 30,00000 രൂപ ഹൗസിങ് ലോൺ ഉണ്ട്. 20 വർഷം 26000 രൂപ emi ഉണ്ട് ഞാൻ ഏത് മാർഗം ആണ് തിരഞ്ഞെടുക്കുക. ദയവുചെയ്തു പറഞ്ഞു തരു sir

    • @renjithrspt9408
      @renjithrspt9408 10 дней назад

      Yethu bank ila loan eduthe enik kittonnu nokkan aanu loan eduthit engane ond bhudhimuttu vallathom ondo status onnu parayo plz help..

  • @FLY4SUDHI
    @FLY4SUDHI 3 года назад +1

    Thank you sir... was bit late for watching this video, but i will advice the same to others👍

  • @sreenathgopalakrishnan9905
    @sreenathgopalakrishnan9905 4 года назад +7

    Am following your 1 and 2 options for the last 3 years. And thanks for sharing the same to others. It will help anyway.
    Only issue for the time being is the crisis impact of covid 19 where we facing.. Some companies are deducting salary for staffs. So these are getting affected in this 1 and 2 option😭😭

  • @rajuthoppil3276
    @rajuthoppil3276 4 года назад +4

    Iam paying approx 2000/ extra EMI pm for a loan home loan of Rs 10 lacs/20 yrs. Howmay EMIs can be saved by me.

    • @MoneyTalksWithNikhil
      @MoneyTalksWithNikhil  4 года назад +4

      You can close the loan in 8 years. So that you have save the last 2 years EMI's.

    • @abi_atlast
      @abi_atlast 3 года назад

      Sir appo first thanne e extra adakkunna cash nammude principliliekk pokkummo

    • @abi_atlast
      @abi_atlast 3 года назад

      Athoo after 5 years kazhinjanno povukka

    • @sujir2554
      @sujir2554 3 года назад

      @@abi_atlast it will add to principle

  • @richardlouis570
    @richardlouis570 4 года назад

    Good video....Thank you so much sir...

  • @nassaresmayil2257
    @nassaresmayil2257 4 года назад

    Good information sir will surely try for this options 👍👍

  • @dixonmarcel5985
    @dixonmarcel5985 4 года назад

    Very valuable advises...Thanx.

  • @pradeepm.p1892
    @pradeepm.p1892 5 лет назад

    വളരെ നല്ല ഉപദേശം.. നന്ദി

  • @prasanthnair-ln5yr
    @prasanthnair-ln5yr Год назад

    Very good video ❤❤❤

  • @arun96654
    @arun96654 4 года назад

    Ee aduthu anu thankalude video kanunnathu. Nalla avatharanam. Inim Kooduthal informative video pratheekshikkunnu.
    Ee video il upayogicha calculation koodi oru video il detail ayi explain cheyyamo?
    Thanks in Advance!

  • @baijuralr
    @baijuralr 2 года назад

    Very informative videos sir. Especially the way of presentation and conveying style... Thanks sir..

  • @FathimaAjeesh
    @FathimaAjeesh 2 месяца назад

    Sirnte videos valare helpfull aan

  • @augustinejosephezhumury3550
    @augustinejosephezhumury3550 4 года назад

    Excellent idea , quick and simple explanation . Thanks

  • @josephjohn5108
    @josephjohn5108 4 года назад

    Very good..to the point

  • @sujithradhakrishnan9673
    @sujithradhakrishnan9673 4 года назад +1

    Very useful Sir. Thank you so much.

  • @maheshm312
    @maheshm312 5 лет назад

    ഞാൻ ഇത് പ്രാവർത്തികമാക്കി..... thank u sir

  • @josemathew8327
    @josemathew8327 4 года назад +2

    Awsome video, thank you for the valuable and financially helpful information.

  • @renjithrenjith627
    @renjithrenjith627 3 года назад

    നല്ല അറിവ് സർ..... 👍🏻

  • @aseenaaseena2279
    @aseenaaseena2279 4 года назад

    First method nice idea

  • @sumeshsumu4166
    @sumeshsumu4166 4 года назад

    Nice plan

  • @ajithkumar-cd3ke
    @ajithkumar-cd3ke 4 года назад +2

    Excellent presentation that imparts knowledge in a very simple way

  • @niloofarkhan7041
    @niloofarkhan7041 4 года назад

    Good one.. Informative... 👌

  • @anishajeevas1574
    @anishajeevas1574 3 года назад

    Very good information , Sir

  • @SATISHKUMAR-li6uc
    @SATISHKUMAR-li6uc 5 лет назад +2

    Appreciate the way you explain the ideas in a simple and understanding manner...great job.. thanks 👍😊🙏

  • @irshadshamsudeen394
    @irshadshamsudeen394 4 года назад

    Valare nalla message ane sir ... thank you

  • @rahulnadh4656
    @rahulnadh4656 4 года назад

    Sir, നന്ദി..

  • @dontstoptotrying1524
    @dontstoptotrying1524 5 лет назад

    ith nhan chaithu varunna karyamanu..
    Good presentation Sir👍

  • @ayeshasworld5991
    @ayeshasworld5991 4 года назад

    Nannaayi manasssilaakki thannu Thank u soo much sir..

  • @ratz7023
    @ratz7023 4 года назад

    Nice video

  • @iambilalhad2806
    @iambilalhad2806 4 года назад

    Valare useful aaya video...thaankal paranja ee same situation aanu njan ullath...sonsooonthanks....
    SIP enthaanennu koodin onnu paranjal nannayirunnu..no idea about it

  • @IMSVGUY
    @IMSVGUY 3 года назад

    Thank u so much sir.. was searching for such a helpful video

  • @Vijith2255
    @Vijith2255 4 года назад

    Simple and informative...subscribed..!!!

  • @soorajs1953
    @soorajs1953 4 года назад +1

    Very informative sir, going to plan accordingly♥️

    • @MoneyTalksWithNikhil
      @MoneyTalksWithNikhil  4 года назад

      Thanks for the comment. Do you have any loans?

    • @soorajs1953
      @soorajs1953 4 года назад

      @@MoneyTalksWithNikhil Ys sir..(3Nos) trying to climb back from those pythons🐍

  • @ajithanilkumar488
    @ajithanilkumar488 4 года назад

    Valuable massage 👍

  • @anishkrishna1338
    @anishkrishna1338 4 года назад

    സർ...... സൂപ്പർ 👌👌👌

  • @ranjithranji8995
    @ranjithranji8995 3 года назад

    Super adipolli

  • @ajildas4446
    @ajildas4446 3 года назад +1

    What was the best option sir

  • @akkusrocks3367
    @akkusrocks3367 4 года назад

    Good information sir 😍

  • @benbabu267
    @benbabu267 4 года назад

    Very good 👍 message thank you.

  • @jentymichael
    @jentymichael 4 года назад +1

    Good.
    The best thing is to combine first 2 scenarios .
    Chettan Alappuzha Karanano?

  • @SHIJUSRARU
    @SHIJUSRARU 5 лет назад

    Nalla avatharanam sir

  • @mohamedassimka6074
    @mohamedassimka6074 4 года назад +1

    Thank you sir...i don't have myown home but soon ...feeling so happy and confident after hearing your advice sir...thank you.

  • @krishnendranchandran6865
    @krishnendranchandran6865 4 года назад

    thanku

  • @anshadasharaf5875
    @anshadasharaf5875 4 года назад

    Nalla kaaryangal paranjalum dislike adikkunnavar sammathikkanam. ( very good speech sir .thank you sir )

  • @saraswathim5354
    @saraswathim5354 3 года назад

    Subscribed

  • @SREEDHARAN_M
    @SREEDHARAN_M 4 года назад

    Informative sir

  • @sebinjoseph762
    @sebinjoseph762 4 года назад

    Gud info

  • @preethaasok7903
    @preethaasok7903 4 года назад

    Thank you sir . Good information

  • @zhmk9306
    @zhmk9306 5 лет назад +1

    3rd option is very good

  • @martialfitnesshub
    @martialfitnesshub 4 года назад

    വളരെ ലളിതമായ അവതരണം

  • @rajimolkr4250
    @rajimolkr4250 День назад

    Sir i have confusion in 3 rd step please explain

  • @sreejithuk8739
    @sreejithuk8739 5 лет назад

    Good idea

  • @rohithm.k2890
    @rohithm.k2890 4 года назад

    സർ ഞാൻ ksfe യിൽ നിന്നാണ് ലോൺ അടുത്ത് 20 ലക്ഷം for 20 years ഇപ്പോ 3 വർഷം കഴിഞു
    അതാണ് നല്ല method

  • @Rajappanrapayi
    @Rajappanrapayi 4 года назад

    Good valuable information

  • @joyjintojoseph7835
    @joyjintojoseph7835 5 лет назад

    വളരെ നല്ല msg. താങ്ക്സ് സാർ 💓

  • @roshithkattayil3691
    @roshithkattayil3691 4 года назад

    great sir. thanks

  • @vineethpv463
    @vineethpv463 5 лет назад

    Crisp &clear... !!!subscribed😃

  • @viijinvs6196
    @viijinvs6196 3 года назад

    👌

  • @sandeepkodungallur3289
    @sandeepkodungallur3289 4 года назад

    Kindly do any videos regarding property loan

  • @frankantony3380
    @frankantony3380 5 лет назад

    thank you sir

  • @surajpachutty
    @surajpachutty 4 года назад

    Sir thank you for that 3 tips ,I'm going for a home loan..it would very much helpful for me

  • @shamsutp2901
    @shamsutp2901 5 лет назад

    Very good

  • @girishi.p.1077
    @girishi.p.1077 5 лет назад +3

    Overdraft account n കുറിച്ച് ഒരു വീഡിയോ ചെയ്യാമോ....

    • @MoneyTalksWithNikhil
      @MoneyTalksWithNikhil  5 лет назад

      ചെയാം

    • @girishi.p.1077
      @girishi.p.1077 5 лет назад

      @@MoneyTalksWithNikhil .... Thank you..... വളരെ നിലവാരം പുലർത്തുന്ന വീഡിയോസ് ആണ് താങ്കളുടെ.👍

    • @MoneyTalksWithNikhil
      @MoneyTalksWithNikhil  5 лет назад

      Thank you Girish. Questions chothicholo. Happy to answer

  • @vikasmullakkalv1418
    @vikasmullakkalv1418 5 лет назад

    Gd presentation.....

  • @rosejesudas9191
    @rosejesudas9191 5 лет назад

    Thank u sir,GOD Bless u

  • @sreejithnair5758
    @sreejithnair5758 Год назад

    ആദ്യത്തെ emi കടക്കുമ്പോൾ തന്നെ ഒരു kse ചിട്ടി 10000 ന്റെ 100 മാസം ചേർന്നാൽ നിങ്ങൾ ആദ്യം പറഞ്ഞതുപോലെ 2 വർഷം കൂടുതൽ emi അടച്ചു മുന്നോട്ട് പോവുക അപ്പോളേക്കും ചിട്ടി ഏകദേശം ഒരു 25 മാസം ആയിട്ടുണ്ടാകും നഷ്ടം ഇല്ലാതെ ഒരു 7 lakh വിളിച്ചെടുത്തു അത് ലോണിൽ അടച്ചാൽ ലോണിന്റെ നല്ലൊരു ഭാഗം തീരുകയും പലിശയും കുറയും

  • @arunstalk447
    @arunstalk447 5 лет назад +1

    Tqq sir

  • @vivekvijayan8381
    @vivekvijayan8381 4 года назад +1

    ഞാൻ ആദ്യമായി കാണുവാ നന്ദി ഇൻഫർമേഷൻ.. എന്റെ സംശയം പ്രിൻസിപ്പൽ എമൗണ്ട് ഒരുമിച്ച് അതാകുമ്പോൾ ഇന്റെരെസ്റ്റ്‌ ബാങ്കുകൾ എങ്ങനെ calculate cheyunne.. bank interest calculation engane anann onnu paranju tharamo..

  • @bippinbala
    @bippinbala 5 лет назад

    Thnk you so much sir

  • @midhunkumar6109
    @midhunkumar6109 3 года назад

    Can you suggest best out of 3