Amber Heard’s Insurance Company TURNS ON Her! BOMBSHELL New Lawsuit! | Lawyer Reacts

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  • Опубликовано: 10 июл 2022
  • Amber's insurance company has turned on her, filing suit in California to ask the judge to rule they don't have to pay in the Depp v. Heard case. Harvard Lawyer Lee unpacks the new case.
    #johnnydepp
    #amberheard
    #amberheardinsurance

Комментарии • 477

  • @wandatorres9967
    @wandatorres9967 Год назад +148

    Oh well... Johnny gave her the opportunity to settle all this in privacy and she refused. Suck it up

    • @renhennigar8638
      @renhennigar8638 Год назад +7

      Truth 👏👊🙌

    • @evelynmabe7877
      @evelynmabe7877 Год назад +4

      Gotta love Karma! :)

    • @valerieneal2747
      @valerieneal2747 Год назад +4

      YEP, WANDA-I AGREE.
      MY GRANDMOTHER HAD A SAYING, AND IT IS SO TRUE: " FOR SOME PEOPLE--EVERYTHING IS NEVER ENOUGH".

    • @chevlife3311
      @chevlife3311 Год назад +1

      Agreed. Her ego and delusion that she is this Mega star her common sense left th building.

    • @sharronjones1017
      @sharronjones1017 Год назад +1

      PREACH🎯🎯🎯🎯💯💯💯💯🙌🙌🙌🙌🙌

  • @CJScrol
    @CJScrol Год назад +316

    Willful pre-planned defamation to destroy JD is a crime.

    • @SepticIndia
      @SepticIndia Год назад +16

      10.5 million is the price for that

    • @Jen-e-sis
      @Jen-e-sis Год назад +20

      @@SepticIndia jail should be her due

    • @Charmander009
      @Charmander009 Год назад +3

      @@Jen-e-sis for jail you need guilty beyond reasonable doubt . These civil trials is just opinion based , no evidence required

    • @arbiter1
      @arbiter1 Год назад +6

      yea sadly state law limits the punitive damages but some states you can 3x the amount. a college that defamed a bakery that has been in business for 135+ years, had a 11 mill$ judgement against them but cause colleged got involved and pushed it all on the judge gave the max so they owe 33mill.

    • @kristend344
      @kristend344 Год назад +10

      @@Charmander009 Civil trials require evidence. They can only fine people - not send them to prison.
      However, CA can charge her with evidence tampering, and that can send her to prison.
      And Australia is very angry with her and they can sentence her to prison too. While they might not ask to have her extradited, no studio will hire her for a movie filmed in Australia.

  • @Tina-si1gz
    @Tina-si1gz Год назад +70

    I can’t help but wonder if she’s ever wished she’d just taken the 7M and kept her mouth shut? I’d have been happy with that.

    • @sarahlang2119
      @sarahlang2119 Год назад +2

      Of course she does

    • @Matt-cr4vv
      @Matt-cr4vv Год назад +14

      Hard to say. I would think by now she would have. But I also think she exhibits pretty clear narcissism and so I could also see her genuinely still believing that she made the right choices. But in what seemed to be an attempt to capitalize on the metoo movement it clearly has backfired for her. But that’s the thing with narcissists - they often don’t see what everyone else does.

    • @currentlynoname7499
      @currentlynoname7499 Год назад +4

      She admitted in an interview that she paid it because she wanted to be believed. It's ironic that that is the major cause of people not believing her in the trial.

    • @pamelah6431
      @pamelah6431 Год назад +3

      But you're a normal person.

    • @sharronjones1017
      @sharronjones1017 Год назад +1

      Nope🤔🤨

  • @Keldor314
    @Keldor314 Год назад +318

    Buying insurance against some potential damage, and then proceeding to deliberately cause that damage in order to seek payout is pretty much textbook insurance fraud, isn't it? Simply not getting paid should be the least of Amber's concerns.

    • @Ocrilat
      @Ocrilat Год назад

      I don't think it's fraud unless the plan led to HER getting the million bucks, and it looks like the million is only if she loses, and the payout would have been really 'up to $1 million'. Regardless, she wouldn't directly see a penny of it. I'm no attorney, but on the face of it NY Marine seems to have a good case. I'm less sure about their supposed share of costs in regards to Travelers Insurance. Common sense tells me that if they were required to supply a team, and that team wasn't utilized, then that was their contribution...they have to pay their team for what they did, but that's the end of it. But I don't know anything about contract law, so I don't know.

    • @gizmo5601
      @gizmo5601 Год назад +7

      I’d think it’s not fraud because there was no intent to defraud.

    • @Ocrilat
      @Ocrilat Год назад

      @@gizmo5601 Agreed...that would be another element of fraud that doesn't seem to be there.

    • @angrydragonslayer
      @angrydragonslayer Год назад +18

      @@gizmo5601 i'd say there is though?

    • @jimhoctor2382
      @jimhoctor2382 Год назад +17

      @@angrydragonslayer Absolutely there is.

  • @kristenoreilly9166
    @kristenoreilly9166 Год назад +94

    Amber heard has every right to talk but we all have the right to Spontaneously stop listening to her

    • @zeenaabdura5686
      @zeenaabdura5686 Год назад +5

      Never want to see or hear Amber Heard again. Just go AWAY.

    • @Charmander009
      @Charmander009 Год назад +1

      @@zeenaabdura5686 yet here u r binge watching all her videos . U love her

    • @Charmander009
      @Charmander009 Год назад

      She’s too charasmatic . Look at her ig . Like 10 million followers

    • @currentlynoname7499
      @currentlynoname7499 Год назад +2

      @@Charmander009
      There is a difference between watching her because you like her and watching because you want to see someone who behaves despicably get the comeuppance. We are at the comeuppance stage and after that most people have no interest in her, unlike Depp, who has 26.7M followers in a month and 0% bots vs her 5.3M over many years with at least 32% bots according to stats.

    • @sharronjones1017
      @sharronjones1017 Год назад

      AMEN🙌🙌🙌🙌👏🏽👏🏽👏🏽👏🏽💯💯💯💯💯

  • @zoeydeu2261
    @zoeydeu2261 Год назад +230

    She got the $7 million dollar pay out in 2016, so she's probably spent a good $2-3 million of it since (on buying a house, paying for surrogate, paying people to harrass RUclipsrs who report on her etc). It gives me hope that Johnny can get some of that money back from her! The charities will never see that pledged money - Amber Turd is full of sh*t

    • @arbiter1
      @arbiter1 Год назад +33

      someone like her? that money probably was gone within 2 years. She has that kinda blank check spending personality. You could see it by witness testimony alone.

    • @Matt-cr4vv
      @Matt-cr4vv Год назад +7

      I guess we will find out eventually, since she will have to bring forward an accounting of her assets if they claim they can’t pay the judgement. Her home is actually much more reasonably priced than I assumed ($570K). But it all depends on how she has conducted her lifestyle since the settlement. In the court filings during their divorce she was earning around $10K a month but spending around $44K a month according to her legal team. I believe she received her settlement in 2018. So if that spending average continued she would be spending on average $34K of the settlement a month. If we calculated that as four years that’s roughly $1.6M. Then I believe she said she made $2M from aquaman, but with Cali taxes she probably took home around $1M. So it’s possible there’s a chunk of it left. But I think it’s more likely she splurged with it. Who knows. I hope the Cali insurance company is forced to pay simply so JD at least gets something back out of the costs he paid for the verdict.

    • @GetMoreMellow
      @GetMoreMellow Год назад +8

      @@Matt-cr4vv I do not hope Cali Insurance has to pay, because to Heard that would signify a big win and in her mind, a see I am right thing, I doubt Johnny cares much or at all about the money after gaining redemption

    • @youtubeplayer5428
      @youtubeplayer5428 Год назад +6

      She is so evil she didn’t want to put her body through pregnancy. But she wants the benefits of having a child. Nice Amber

    • @RhomanysRealm
      @RhomanysRealm Год назад +9

      @@Matt-cr4vv If they have to pay, I hope it comes with a judicial stipulation that they pay the money direct to JD or he'll still never see a penny of it.

  • @jimkirk4357
    @jimkirk4357 Год назад +233

    I think we already KNOW Amber is NOT going to accept ANY responsibility for anything whatsoever. SHE is incapable of any such adult behavior. She will just continue to delude herself thus ending her career in entertainment. BYE Amber.

    • @leetempo
      @leetempo Год назад

      She’s narcissistic

    • @Kickhouse777
      @Kickhouse777 Год назад +4

      💯

    • @donnettahayes8428
      @donnettahayes8428 Год назад +4

      Bye Filicia

    • @Kiki-D-Kimono
      @Kiki-D-Kimono Год назад

      She's already ended her career in entertainment. She has no chance of paying her legal fees, let alone the money she "pledged" to the ACLU & Children's Hospital.

    • @landoncube769
      @landoncube769 Год назад +1

      The worst part is she has a daughter. Not only do I feel bad for what her daughter is going to grow up with as a mother but I also feel bad because that baby will have her name forever linked to amber turd and I wouldn't be surprised if she got targeted in the future for the sole fact she's Amber's daughter

  • @roz805
    @roz805 Год назад +118

    “There’s a natural law of karma that vindictive people, who go out of their way to hurt others, will end up broke and alone.”
    - Sylvester Stallone

    • @elizabethgrassi9444
      @elizabethgrassi9444 Год назад +2

      Can't undo karma...over and over again...repeatedly, feels alot better to be a good person, perhaps one day that willbe a waking moment for AH.

    • @donnadaisy333
      @donnadaisy333 Год назад +1

      I hope so. My father and my aunt behave in a very similar manner as AH, and they both are traumatizing my poor mother. She’s been through enough.

    • @elizabethgrassi9444
      @elizabethgrassi9444 Год назад +1

      @@donnadaisy333 HELP HER....THAT'S YOUR MOTHER......DON'T STAND BY AND WATCH.....GET HELP........BAD PEOPLE JUST GET WORSE........

    • @donnadaisy333
      @donnadaisy333 Год назад

      @@elizabethgrassi9444 I appreciate your concern. My mom has a hearing next week for the false police report of domestic violence my aunt had created all in her mind. My mom doesn’t even kill flies - literally. She shoos them out the window. As far as my father is concerned, we have to wait until she receives a court date for his actions. Life is so complicated and oftentimes difficult as hell.

    • @elizabethgrassi9444
      @elizabethgrassi9444 Год назад +1

      @@donnadaisy333 Well.....that's not good.....BUT hang in there, the laws are so very different in every state....and testify on your moms behalf....is your mom elderly....this happened in our family too..so sorry

  • @chrisw942
    @chrisw942 Год назад +129

    Thank you, Harvard Lawyer Lee for going that extra mile to explain the legal details regarding the insurance company and CA law! Australia, insurance, and JD are fighting AH--that's the universe telling her it's time to be realistic and stop playing games!

    • @andymay2939
      @andymay2939 Год назад +7

      What we need to do is have somebody force Amber to wear a A sunglasses cam of course the very fashion bowl one. I predict within 48 hours she records for committing a felony and we can just put her in jail.

    • @chrisw942
      @chrisw942 Год назад +5

      @@andymay2939 😄😄😄I can just picture those glasses, lol!

    • @Matt-cr4vv
      @Matt-cr4vv Год назад +2

      @Andy at first I wanted to argue that she wouldn’t do something really stupid if she knew there was a camera on her. But then I remembered some of the statements she made on those recordings that she knew were recording and so I simply have to concede a touché

    • @tabaxikhajit4541
      @tabaxikhajit4541 Год назад

      And thanks for reading through 50+ pages of boring legalese to give us this information!

  • @steveyeager6177
    @steveyeager6177 Год назад +214

    What about the other insurance company that paid $5+million for Amber's defense AND Amber and Elaine BOTH telling the jury Amber had already paid $6million and that's why she didn't pay the charities.

    • @carmengorman3477
      @carmengorman3477 Год назад +1

      Elaine lied She said Amber had no money because she paid them..And it was Travelers insurance who paid ...Elaine knew who paid...

    • @steveyeager6177
      @steveyeager6177 Год назад +25

      @@carmengorman3477 Elaine knew because it was the insurance company that hired her to represent Amber.

    • @Emmm777
      @Emmm777 Год назад +19

      Did Elaine lie in her closing argument?

    • @gleefulme9617
      @gleefulme9617 Год назад +7

      @@maddmunkee2 No doubt Judge A has had enough, but Elaine won't be disbarred. The Judge will say, save for the appeal.

    • @steveyeager6177
      @steveyeager6177 Год назад +12

      @@Emmm777 yes, and about a subject they were NOT to talk to the jury about. That's why Camille objected when Amber tried to testify about it.

  • @lorif3231
    @lorif3231 Год назад +210

    She got that insurance specifically before she wrote that Op Ed. Look at the timing of the policy and the specific defamation clause in it. She knew what's up and was covering her ass. Or so she thought.

    • @valerieneal2747
      @valerieneal2747 Год назад

      AH BETTER HOPE JD DOESN'T SUE THE ACLU; HE WOULD HAVE GROUNDS FOR DOING SO BUT JD BEING THE GUY HE IS...HE HAS PROVEN THAT HE HAS MOVED ON AND KNOWS AH HAS SEALED HER OWN FATE.
      KARMA BABY----KARMA.

    • @michaelmartin1525
      @michaelmartin1525 Год назад

      They should charge her for insurance fraud. 👏

    • @SoManyRandomRamblings
      @SoManyRandomRamblings Год назад +26

      What she did was exactly the same as someone buying a bunch of fire insurance and then setting it ablaze themselves. A criminal act, if you ask me

    • @edberrios3164
      @edberrios3164 Год назад

      Unlikely, this particular policy is a standard rider to a General Liability policy.

    • @bouboulroz
      @bouboulroz Год назад +1

      The defamation clause is very usual for that kind of contract. And those insurances are re-issued annually. For all we know, she might've had similar contracts 2 years prior but never had use for them.
      I'm not saying she didn't plan for it, but the timing alone is not enough to prove her intent.

  • @BarryBrookens
    @BarryBrookens Год назад +11

    So, Amber filed a claim with her insurance company for them to pay her judgment, but would not let them defend her with their attorneys. I think this is a slam dunk case for the insurance company and will win.

  • @julielevinge266
    @julielevinge266 Год назад +29

    Elaine said in her summing up that AH had paid her legal fees?
    Hence was left unable to pay the charities?
    This is now blatantly untrue?????

  • @yanniegrannie
    @yanniegrannie Год назад +99

    Is there no professional accountability for Elaine? She had to have known who was paying her fees making her lie deliberate misleading of the jury

    • @serpentine1983
      @serpentine1983 Год назад +14

      I would like to know what the the men in AH team think about this. It seems only Elaine is backing up AH. Seems the rest only want to forget about her.

    • @valerieneal2747
      @valerieneal2747 Год назад +12

      EB IS IN SERIOUS TROUBLE BUT IS TOO ARROGANT TO FULLY REALIZE IT.
      SHE IS IN TROUBLE.

    • @valerieneal2747
      @valerieneal2747 Год назад +18

      @@serpentine1983 THE MALE ATTORNEYS ON HER TEAM ARE SICK OF HER AND HER B S. I NOTICED HOW NONE OF THEM WOULD INTERACT WITH HER EXCEPT ROTTENBORN; AND WITH SOME OF HIS FACIAL EXPRESSIONS AND BODY LANGUAGE...HE IS SICK OF HER TOO.
      IT WEOULD NOT SURPRISE ME OF THE MALE ATTORNEYS THATY WORK WITH EB/AH RESIGN AND MOVE ON TO OTHER LAW FIRMS. IF I WERE THOSE GUYS..I'D RESIGN IN A HEARTBEAT.

    • @serpentine1983
      @serpentine1983 Год назад +6

      @@valerieneal2747 yea. I saw the videos of them. Even trying to avoid looking at AH when she turned around to see them.
      Still, would like to know what they really think. Probably in a few years when all is over and when legally doesn't matter what they say we might really know.
      I would also resign to that firm as soon as I got paid. Also I wouldn't have represented her after seeing the "evidence".

    • @Jerseywonder56
      @Jerseywonder56 Год назад +8

      All I can say is EB is a disgrace to the profession.

  • @cosmosgato
    @cosmosgato Год назад +69

    Fire insurance doesn’t give one permission to being an arsonist.
    Defamation insurance doesn’t allow one to frame and lie to destroy other people lives.

    • @whatsupimlouie4670
      @whatsupimlouie4670 Год назад +1

      That’s not equivalent at all tho. Of course home insurance wouldn’t give someone permission to set a house on fire… there’s like always a clause about intentional damage and an investigation for that. You are covered for an accidental fire/water/whatever damage.
      So if you have insurance that states protection in the event of a defamation case, you should be covered. It’s really weird the amount of false equivalences and just outright fiction so many people have in regards to this case! I don’t like AH, but that doesn’t mean I want insurance companies to get out of paying when they should.
      If they were to not pay legally, it’s going to be bc AH & team did not give the insurance company their say within the legal counsel& experts as they should have been able to from what I can see. No sense beating a horse that never existed

    • @stopchildabuse7932
      @stopchildabuse7932 Год назад +2

      @cosmosgato well said plus she and Elaine need to be in jail

    • @Skank_and_Gutterboy
      @Skank_and_Gutterboy Год назад +2

      Yep. The guy that purposely crashed his Bugatti Veyron into a lake went to jail and had to pay millions, so having an insurance policy doesn't mean that you get to go make that happen.

    • @slowery43
      @slowery43 Год назад

      How is your post remotely interesting or informative? You're spouting something any normal thinking person already understands yet you chime in like the expert on the matter providing some sort of new knowledge.... ugh.

    • @cosmosgato
      @cosmosgato Год назад +1

      @@slowery43
      So we are in agreement, Heard should pay her own bills. The insurance companies well conned.
      In fact they should get the money they paid for lawyers back from Heard

  • @coffee6783
    @coffee6783 Год назад +23

    Don't forget The Six Million Dollar Lie - both Amber and Elaine claimed in court that Amber had paid her own legal fees of $6m, Amber using this as the reason she couldn't donate the promised $7m to charity. Camille's expression when Elaine claimed this in closing is priceless.

    • @lilij1915
      @lilij1915 Год назад

      How did she pay the UK court costs?

  • @pcdude2394
    @pcdude2394 Год назад +6

    Had she and her lawyer kept their trap shut after the verdict,Johnny would have let it go. Instead she continues to bash him after the verdict.

    • @scottedelen
      @scottedelen Год назад

      I suspect this is true. I suspect that J.D. offered A.H. an extremely generous settlement offer (i.e. forgive the debt) in return for some kind of a gag-order/non-disclosure agreement/just shut-up please legally binding agreement. But A.H. is (in her mind) right and must have vindication. So she refused the offer. Now J.D. is appropriately giving no quarter.

  • @marcie6902
    @marcie6902 Год назад +25

    Thank you for telling us it’s not going well for Heard. That’s what we’re here for…….thank God.

    • @bmyra
      @bmyra Год назад

      Seriously. I hate that witch so much.

    • @marcie6902
      @marcie6902 Год назад

      You’re surely not alone…

  • @debk5325
    @debk5325 Год назад +98

    AH being sued by her insurance company was on the national news today. I think this is big trouble for AH. since they filed in California it will be heard in California, right?

    • @evelynmabe7877
      @evelynmabe7877 Год назад +1

      Not a big deal. They would have only had to pay 1 million. She owes 23.35 million! I'm wondering if JD can force her to pay the 7 million she pledged, it was a condition of their Divorce. She violated that agreement. Then, according to her Atty, she spent 6 million on legal fees, add the 10.35 Judgement, you got 23.35 mil! ! million is nothing.

    • @valerieneal2747
      @valerieneal2747 Год назад +10

      AH IS IN SERIOUS TROUBLE AND YES, IT WAS FILED IN CALI. CALIFORNIA DOES NOT PLAY AND AH/EB WILL NOT BE ABLE TO TALK THEIR WAY OUT OF THIS.

    • @arbiter1
      @arbiter1 Год назад +4

      it would be in cali cause its where the policy was based in.

    • @oceanside88
      @oceanside88 Год назад +8

      Ten lawyers behind the Insurance company. Great West does. Ouch.

    • @Matt-cr4vv
      @Matt-cr4vv Год назад +2

      @evelyn your math is off. She isn’t required to donate the money, she just said she would. She also wasn’t paying her legal fees. Her homeowners policy through travelers was. And she won $2M from Johnny so her tab is still $8.35M. What will be interesting to see is how much of the $6.8M she received ($200K was donated directly) she actually still has. If she maintained the lifestyle that she alleged she had in their divorce negotiations ($44K/month) then there’s a chance she still has something left. But I’m guessing she made some splurge purchases and had whatever left transferred off into a trust or something that isn’t as easily traced to her.

  • @spacecoasttactical
    @spacecoasttactical Год назад +24

    If AH's insurance paid for her defense then surely Elaine's statement during closing that that AH was unable to donate was due to the "unrefuted fact" that AH had personally had paid $6m in legal fees means that Elaine misled the jury which is a serious thing.

    • @dasik84
      @dasik84 Год назад +1

      Not really.
      I have a medical insurance. I had to go under microscope with my tooth and had to pay *a lot* of money in cash to the doctor for it.
      THEN he gave me an invoice, I gave the invoice to the insurance company and they sent me the money to my account. But I had to give the money from my own wallet first. If I didn't have the money, the doctor wouldn't treat my tooth.
      So it could simply be that Amber had to pay her team her own money (I heard that both had to pay their teams in advance, before the trial even began) - and then demand the money back from the insurance company.

    • @roughrosa
      @roughrosa Год назад

      @@dasik84 yeah. This is what the labelling “the insurance company pays the legal fees” confuses me, because at my side of the world we don’t say like that. We say ‘we can claim for the insurance” or claimable under the insurance. When we can claim for the insurance, we know that probability we have to fork out our own money first is very very high.

    • @sharronjones1017
      @sharronjones1017 Год назад

      EXACTLY💯💯💯💯💯👏🏽👏🏽👏🏽👏🏽👏🏽👏🏽

    • @simmerke1111
      @simmerke1111 Год назад +1

      @@roughrosa This is not how all insurances work. Western EU countries have claims, typically. But more premium insurances or high value insurances can often just be sent the bill. The health insurance I get from work does this, doctors and hospitals send the bill directly to the insurance company. I imagine this would be the norm for high-profile individuals too.

    • @5taceydaisy
      @5taceydaisy Год назад

      @@dasik84 messages between Elaine and ambers insurance have surfaced where they’re discussing payments, then more payments after she blew through the initial limit years before trial. It’s really clear in them that she’s getting the money straight from them instead of Amber getting reimbursed. So both Elaine and Amber straight up lied to the jury when they said she’d been having to spend her own 6mil on lawyers fees instead of the charities. Bold, bold lie.

  • @anonanon5501
    @anonanon5501 Год назад +4

    When it rains it pours, poor Amber, what goes around comes around.

  • @cecilepham-nguyen2552
    @cecilepham-nguyen2552 Год назад +4

    Intentional acts are not covered under the terms and conditions of the policy.

  • @executorprime
    @executorprime Год назад +28

    Someday, "amber heard" will become an adjective: a description of an evil scheming narcissist. Similar to "karen", "mary sue", and "stan".

  • @eachandeverything1836
    @eachandeverything1836 Год назад +39

    She didn’t want them to know what a liar she is!

    • @valerieneal2747
      @valerieneal2747 Год назад

      TOO LATE--THEY KNOW. NOW SHE'S IN MORE TROUBLE THAN SHE EVER THOUGHT SHE COULD BE IN. HAD SHE SETTLED THE DIVORCE PRIVATELY AS JD REQUESTED..WE WOULDN'T BE HERE SEEING HOW MUCH OF A VINDICTIVE, TWISTED BEYTOTCH SHE IS.

    • @slowery43
      @slowery43 Год назад

      gee... ya think?!?!

    • @eachandeverything1836
      @eachandeverything1836 Год назад +1

      @@slowery43 gee… uh I think!‼️!

  • @helenahon
    @helenahon Год назад +45

    Thank you. That's that's the clearest explanation of the case I have heard so far.
    What the insurer is saying makes complete sense. If you set fire to your house intentionally, they won't pay you. Insurance is for accidents.
    The 3rd thing about the choice of lawyers: Usually the insurer would have their own panel to pick from, to defend both the defendant and the insurer too since they are paying.
    However in this case, Amber picked her own lawyers and refused the ones from the insurer. Stands to reason why they are not going to pay.

    • @evelynmabe7877
      @evelynmabe7877 Год назад +13

      The Insurance Company had a rep in the court room, it was the blonde that sat next to Whitney! And she even rode in their truck! I thought it was a family member, but then I saw a video that said she was the rep for the Insurance Co. I was wondering why she kept smiling every time Camille busted her, now I know, she knew her Company was off the hook!

    • @Matt-cr4vv
      @Matt-cr4vv Год назад +1

      An issue I think could arise, maybe not for Amber but possibly in the future, is how they can sell policies like these to celebrities. It seems pretty likely that when a celebrity purchases a policy like this one that it would be used to protect against defamation against a fellow celebrity. And since that standard requires actual malice, aka causing the accident, it seems fairly misleading to sell the policies considering the individuals who are most likely to actually be litigating defamation is going to be celebrities. Im also curious why they didn’t come forward sooner regarding the the exclusion against indemnifying her, considering again well before this verdict they knew the standard required actual malice and thus that her insurance policy according to them wouldn’t apply. I could see a judge punishing them for not bringing these claims sooner or interpreting that law in a way where it doesn’t apply to defamation.

    • @Matt-cr4vv
      @Matt-cr4vv Год назад +4

      I believe I read that the insurance rep who was there was actually from her homeowners insurance company, Travelers, who filed suit against this other insurance company for not helping cover ambers legal fees. Evidently, per the court filing by Travelers a year or so ago, they have been footing the bill for her legal fees and were suing to force the other insurance company to share in the cost. The ironic issue outside of the coverage itself is that Amber and her attorneys both claimed multiple times that she hadn’t donated her pledge, and can’t afford this judgement, because she had to use her divorce settlement to pay legal fees. If her homeowners insurance has been footing that bill as they claimed then they both lied multiple times. Surprising JDs team didn’t call it out on cross exam.

    • @5taceydaisy
      @5taceydaisy Год назад

      @@Matt-cr4vv it’s written into the policy that if your action is found to be intentional that voids the coverage. The court decides, while obviously the policy holder claims it wasn’t intentional. The insurance plan she signed would have covered her if she hadn’t been found liable for the actual malice part, even if she had been found to have been defamatory unintentionally (so if the jury had answered yes to all questions except the last). So there was no delay, as they couldn’t possibly have had the proof of her voiding her policy before the jury found that her acts had been intentional.
      (Also, actual malice is EXTREMELY difficult to find, which is why most defamation (especially against public figures) cases are lost. It’s certainly not a sure thing that malice will be found in celebrity v celebrity suits. And every insurance policy on the planet has stipulations for why they won’t pay. If someone’s policy is voided because of something they did, but they didn’t realize it because they didn’t read all the terms, that’s not the insurance company’s problem.)

  • @julielevinge266
    @julielevinge266 Год назад +35

    What a gold mine this trial has been for the legal community!
    Just keeps giving & giving👍
    If we had another trial AH could be found guilty another 10 times over just on things that have come up since the trial.😊

  • @hopehenderson1650
    @hopehenderson1650 Год назад +24

    I absolutely love your videos ! I’m watching from Wellington, New Zealand…. Very interesting how different things are in the USA ! You cover things in such a great way that easy for us regular folk to understand

  • @ilovenightcrawler
    @ilovenightcrawler Год назад +11

    I definitely think the firm that Amber’s insurance chose wanted to settle. They probably saw the “evidence”, and told her that it wasn’t going to work. So she went with someone who's hubris is off the charts 🙄

    • @hotcoffee7933
      @hotcoffee7933 Год назад +2

      Agreed, She shopped for a legal team that would extort Mr. Depp and they did so for 6 years.

  • @hopefletcher7420
    @hopefletcher7420 Год назад +5

    I've watched several lawyers discuss this latest AH event but none have discussed a California peculiarity called the Cumis Decision.
    It says if there is a conflict of interest between the insured and the insurer then the insured gets to choose her own counsel and the costs will be paid by the insurer. NYOcean defended under a Reservation Of Rights. That means that at first blush it appeared the defamation might not be covered. The insurer told her they would defend but if it turned out the exclusion applied they wouldn't pay the judgement.
    This is a conflict since the insurer would like the exclusion to apply. Under Cumis Amber then had the right to hire her own counsel and it would be paid by NYOcean (as well as the counsel they hired).
    But the policy also has Conditions and one is that the insured must cooperate and help in the defense. If she wouldn't cooperate with the insurer's counsel she's in violation of the policy conditions.
    Last comment. NYOcean had a GL policy with a CPL attachment. There's also a Traveler's Homeowner's policy which would also have CPL. If it has a $1m limit then the two insurers would share equally in the legal expenses although one would handle it all and bill the other for half.
    Huh. I've been retired for three years but I haven't forgotten everything I learned in almost 30+ years as a commercial underwriter in California.

  • @FrankCostanza456
    @FrankCostanza456 Год назад +93

    What are your thoughts about the second insurance company that stated in pleadings that they paid in excess of $5 million for legal fees? In addition, how does that affect Heard, who testified on the stand that she had already paid $6 million and Bredehoft in closing, stating the same to the jury?

    • @StreakyBaconMan
      @StreakyBaconMan Год назад +43

      I bet she uses paid and billed for synonymously.

    • @Jesssssss93
      @Jesssssss93 Год назад +17

      I wish Camille didn’t object when Amber was explaining she had to pay $6m. She would’ve talked her way into another contradiction 🤦🏽‍♀️

    • @greenonions5296
      @greenonions5296 Год назад +5

      @@Jesssssss93 Yeah I think she dropped the ball a couple times.

    • @5taceydaisy
      @5taceydaisy Год назад

      @@greenonions5296 @Jess K there was a motion by the judge before the trial that specifically barred either team from discussing legal fees.

  • @rowenodell7402
    @rowenodell7402 Год назад +35

    You share such great information. Thank you so much.

  • @Martin-ep6xu
    @Martin-ep6xu Год назад +11

    I could probably guess what happened. The insurance companies lawyers probably gave a honest opinion and told AH she was most likely going to lose

    • @rnettles6241
      @rnettles6241 Год назад +1

      And knowing she would loose, they would have gone for a SETTLEMENT to minimize financial loss (which is all THEY care about.) But Amber was out for blood and wanted a fight. Especially with somebody else flipping the legal bill.

  • @AlexOrtiz-ew3kp
    @AlexOrtiz-ew3kp Год назад +11

    There are no more straws to grasp at Amber. Just go to sleep.

    • @Jimbum34
      @Jimbum34 Год назад

      Go sleep
      : khabib

  • @cheryldee95
    @cheryldee95 Год назад +20

    AH should have quit while she was ahead…taken the 7 Million she was ‘given’ to screw-off in the divorce settlement…and gone away. But she is malicious and decided to take the vindictive route, and it’s backfired on her, as it so often does. She gets what she gets now, and she can’t blame JD for ANY of this post-trial fallout, because she’s clearly doing allll of this on her own accord. 🍿

  • @chrissmyth7934
    @chrissmyth7934 Год назад +2

    If anything insurance companies will rewrite the way there policies are written, example if your found guilty of malicious intent we won't pay now sign here

  • @Olivia-io9sb
    @Olivia-io9sb Год назад +1

    If the Insurance company paid up Amber Heard would simply never face up to her own responsibility. The punitive judgement would make no impact on her.

  • @mariadange06
    @mariadange06 Год назад +20

    Thanks that was clear and concise layman's explanation 🙏

  • @jaf8771
    @jaf8771 Год назад +20

    Do you honesty think Amber gives-a-shit.....come-on.....Elon Musk will foot-the-bill for all her needs. And this includes that baby of theirs. Amber sure knew what she was doing with those embryo's and Elon's billions. Clever chick indeed.

    • @evelynmabe7877
      @evelynmabe7877 Год назад

      What makes you think a Multi Billionaire is that stupid? Child support is no threat to him, he has kids everywhere! NOW, she may be holding some video back as insurance! Some kinky things about him did come out during the trial! IDK if they are true, I wasn't there, but I'm pretty sure Amber's camera was! Elon was/is her biggest target, but something happened. I'd like to know what, she has something on him, and it ain't a kid!

    • @rnettles6241
      @rnettles6241 Год назад +1

      Real James Bond villains NEVER poop in their beds.

    • @mickryan2450
      @mickryan2450 Год назад

      Careful what u believe

  • @heatherc2939
    @heatherc2939 Год назад +2

    Harvard Lawyer Lee, you are thorough, comprehensive and clear. Thank you.
    P.S. there won't be an appeal.

  • @sandinewton1896
    @sandinewton1896 Год назад +4

    Ambers team filed their request a week late, therefore it should be ignored by the court!

  • @August84118
    @August84118 Год назад +15

    As always, excellent commentary and clarity in regard to complex legal matters. Thank you for sharing your expertise with all of us.

  • @jamarnelson7677
    @jamarnelson7677 Год назад +10

    Thank you, HLL! always wait for your videos

  • @Rockit-
    @Rockit- Год назад +14

    I dont always comment - but been watching these for some time, thanks for explaining it all - been good.

  • @davidmende1333
    @davidmende1333 Год назад +14

    Thanks Harmon lawyerly you always do such a great job uncovering the relevant facts and highlighting stuff we’ve never heard from anybody else.

  • @deliriumguiness
    @deliriumguiness Год назад +2

    She's probably going to say something along the lines of: "No, they're wrong. It's not true.".

  • @hearmenow909
    @hearmenow909 Год назад +1

    The court need to wrap things up regarding the retrial. They're keeping people hanging.

  • @lpowers
    @lpowers Год назад +11

    You do a great job walking between legal terminology (jargon?) and common English. I am sending to your channel my students who are interested in law school. Also, you are doing a great job educating the public about the law (and its fundamental nature in a democratic society). Thank you.

    • @Matt-cr4vv
      @Matt-cr4vv Год назад

      As a rising 3L, if more professors explained things as HLL does it would take a lot of the bite out of the law school learning curve. She is really good at helping wade through the weeds to find the nugget you need to focus on, which is unfortunately s challenging skill that takes time and effort to develop in law school.

  • @100Mickl
    @100Mickl Год назад +4

    As they also knew about juror for 2 months then Elaine was unethical plus she lied in closing about AH paying lawyers fees - insurance could claim these fees back ? Elaine should face debarring the way she’s acted against judge and jurors etc.

    • @mickryan2450
      @mickryan2450 Год назад +1

      Well thats the life of a liar i mean lawyer

  • @beth9317
    @beth9317 Год назад +3

    She deserves ever she gets, it was proven on the stand that she lied several times it’s was all a set up

  • @VE427HDT
    @VE427HDT Год назад +3

    The insurance company probably have better lawyers Elaine Bredehoft her court room antics were a joke Amber should have had the supplied lawyer couldnt be any worse

  • @dougwright111
    @dougwright111 Год назад +3

    Typically, an insurance company would send a letter to the insured saying something to the effect that if you don’t settle (assuming that the insurance company wanted to settle with JD), then you are on your own.

  • @idykay2935
    @idykay2935 Год назад +5

    Yes -- I understand! Thanks.

  • @squeegie
    @squeegie Год назад +1

    Getting so many Amber Alerts now days.

  • @kimlee1416
    @kimlee1416 Год назад

    Thank you Lee for the great up date. Nth Queensland Australia 🇦🇺

  • @hearmenow909
    @hearmenow909 Год назад

    She's going to be washing a lot of dishes to pay her way out of this mess she's created for herself.

  • @sueeus4869
    @sueeus4869 Год назад

    She was found guilty of criminal acts, they should not pay to be a part of a crime.

  • @watch_sound_of_freedom
    @watch_sound_of_freedom Год назад +1

    Thank you for simplifying Lee.

  • @skie135
    @skie135 Год назад +1

    Question; what about Elaine, can't she be barred or fined and put in jail?

  • @MrJonathanainsworth
    @MrJonathanainsworth Год назад

    She needs to be put behind bars asap.

  • @beverleyigaz4732
    @beverleyigaz4732 Год назад +1

    Lee ❤ the way you explain this so simply that even a music student can understand. Awesome job!

  • @bolladeen
    @bolladeen Год назад +1

    This is what happens when court tolerate perjury....she has no respect for the law but only when it suits her desires. She needs to be tought some lesson...a hard one!

  • @anniebenton7487
    @anniebenton7487 Год назад +11

    This trial was amazing to watch. From the sun shining on Camille to Amber spilling all the beans in her last 5 minutes on the stand, admitting to writing the op-ed about Johnny. Just wish Camille could have dropped the mic.

  • @evilelf5967
    @evilelf5967 Год назад +5

    What we really need is for something to come along that hits turd in the pocket on a personal level,so far she's wormed her way round the finances and is still getting off scot free....get her back in court and make her pay...not the insurers or musk and co...just her,she did the deed...time she paid.

  • @donniebunkerboi9975
    @donniebunkerboi9975 Год назад +2

    She stacked the deck since engaged. Johnny is lucky to be alive. #mepoo

  • @writerconsidered
    @writerconsidered Год назад +2

    Johnny doesn't need the money, he just needs to corner her out of legal options. It seems other institutions are trying to corner her out of legal options as well. The sooner these options are exhausted, the sooner this will be settled.

  • @okothobbo
    @okothobbo Год назад +3

    I am however intrigued by your contention that if the Insurance company is successful in refusing to pay Amber, Johnny will not get paid the $1 million of the judgement the court found for him against Amber which the insurance would have covered. I don't see how this results. The judgement is against Amber, not against the insurance company. It was not specified as part of that judgement that $ 1M of it has to flow from Amber's insurance with the company. I would thus have thought that irrespective of where she gets or does not get the money from, whether her own sources or from her insurance with the company or from a sugar daddy, her liability to Johnny to pay him in full remains unchanged.

  • @CJScrol
    @CJScrol Год назад +13

    Thanks for your legal analyses.

  • @Nativebeautys
    @Nativebeautys Год назад +1

    So glad I found this youtube channel! This really put perspective into what's going on. Thank you!

  • @annehunt787
    @annehunt787 Год назад +1

    Elaine is so sympathetic to her cause, maybe she’ll work for her pro bono now.

  • @silmf3613
    @silmf3613 Год назад +2

    The downfall of an extreme narcisist. She has called an Australian elected official at the time, in charge of upholding biosecurity laws that protect the country's unique wildlife from diseases it doesn't have such as rabies and more, "a rogue thug". He is now pushing to speed AH's perjury investigation and he wants her charged. She called him this insult in an interview in Entertainment Tonight. She called him a rogue thug for doing his job, the job that citizens elected him to do!

  • @ashleetyler429
    @ashleetyler429 Год назад +2

    Why is the insurance company suing??? Shouldn't amber be suing them?? All the insurance company has to do is just not cover the Depp case according to the policy.

    • @miltonturner2977
      @miltonturner2977 Год назад

      The insurance co. is going after Ms. Turd for her Fraud...just because they can.

  • @Andy-df5fj
    @Andy-df5fj Год назад +5

    What I don't get is if defamation, by defintion, requires malice, and insurerers don't cover willful acts, how can they claim to cover for defamation at all?
    Isn't that like saying they'll cover water damage as long as it isn't wet?

    • @TR4zest
      @TR4zest Год назад +2

      Because you could/write claims about someone that you believed to be true, but were not. Hurd knew her claims of DV and SV were false as she invented them.

    • @Andy-df5fj
      @Andy-df5fj Год назад

      @@TR4zest
      I understand, but by law, saying something you believe to be true wouldn't count as defamation anyways so what plausible situation would they be covering with it beyond paying lawyers to defend against it. Any court determination of defamation exonerates the insurer from having to pay out so there can be no insurance to pay court determined damages in a defamation case.
      On the other hand, Adam Waldman certainly believed all his statements were true and they weren't proven to be untrue. As far as I'm concerned, they were all true, yet a $2 million award was granted to Turd based on one of his statements.

  • @aliceinwonderland1120
    @aliceinwonderland1120 Год назад +12

    Your channel is the only one to explain the difference between the company’s indemnity obligation (duty to pay the money judgment the jury awarded) versus the duty to defend (pay the legal fees for the lawyers who defend her.)
    Typically it is the indemnity obligation which has a dollar limit, here $1,00,000; the defense obligation (legal fees) often does not have a dollar cap. That is why the insurance company may want to be sure it doesn’t have to pay the legal fees for the appeal.

  • @puckf17
    @puckf17 Год назад +3

    Thanks again Lee you are on a roll! Can't wait for partie deux. I suppose this must have looked like a slam dunk for the insurance co. from the onset - conventional wisdom is that defamation cases are hard to win.

  • @Wheres_my_Dragonator
    @Wheres_my_Dragonator Год назад +2

    It's like Metoo, but it's composed of people wanting to sue Amber.

    • @rnettles6241
      @rnettles6241 Год назад

      That would be funny if all these guys (and gals) started coming forward... "Amber beat me too."
      Just like Harvey Weinstein.

  • @Draculady123
    @Draculady123 Год назад +11

    Is this a typical thing to happen after a suit? I've heard of insurance companies being shifty and trying to back out of paying, of course, but this seems atypical to me.

    • @iagreewithyou3478
      @iagreewithyou3478 Год назад +1

      Not only after a suit but the moment they find a reason, they will do everything they can avoid paying. They even sometimes actively help in solving actual criminal cases just so they can have justification for not paying.

    • @jackburnell3209
      @jackburnell3209 Год назад +2

      It's 10.35 million dollars. If there's ANY chance they can get out of paying it, they'll take it.

    • @Draculady123
      @Draculady123 Год назад +1

      Thanks, guys! I guess it was the wording that was making me pause, you know? I agree with MJ; like they used the verdict against her, and in record time too. Every rat is fleeing that sinking ship, huh?

    • @Draculady123
      @Draculady123 Год назад

      @@YT-tv2rx I thinks that's what was throwing me off at first. It's like they switched allegiances PDQ.

  • @iann.152
    @iann.152 Год назад

    Crooked company vs crooked person, this is a very exciting lawsuit...

  • @sueensor9680
    @sueensor9680 Год назад +6

    Thanks for update

  • @msjannd4
    @msjannd4 Год назад

    Thank you! You're heading towards 50,000 subs! 👏👏👏🎉

  • @siam5579
    @siam5579 Год назад +1

    Thanks for all your hard work!!! You make it so easy to understand this mess. Keep up the great work!! 💜😊

  • @enochroot9438
    @enochroot9438 Год назад +3

    great breakdown, thank you

  • @wazzy4238
    @wazzy4238 Год назад

    Her insurance should simply pledge to pay.

  • @nancyourricariet3418
    @nancyourricariet3418 Год назад +1

    Thank you HLLee, I looked you up earlier today to see if you’d commented on the insurance snafus. You hadn’t posted yet so I said, I’ll bet Lee analyzes this later today.
    Here you are! Thanks, appreciate it.

  • @Quark.Lepton
    @Quark.Lepton Год назад +3

    You’re really a great lawyer-somehow I just feel better knowing professionally adept legal minds like you are out there defending our American Rule of Law!

  • @mweber5459
    @mweber5459 Год назад +1

    You make things so clear. Thank you 😊

  • @gigiravel
    @gigiravel Год назад +1

    What’s the difference between water and AH? Water makes up the majority of the human body, while Amber just makes up everything…🧐🙃🤣🤥

  • @Cons2911
    @Cons2911 Год назад

    It’s like claiming insurance when you burned your own house

  • @MN-zh2vd
    @MN-zh2vd Год назад

    Fining her isn't impactful because she is protected by other people's money. She needs jail time.

  • @evelynmabe7877
    @evelynmabe7877 Год назад +4

    At this point, a million is a tip! She owes the 7 million she "pledged", according to her Atty, she spent 6 million on Atty fees, add the 10.35 Judgement, that adds up to way more than a million! I come with 23.35 million.

    • @sarahlang2119
      @sarahlang2119 Год назад +1

      Insurance companies paid for the lawyers fees. So Elaine lied in closing argument when she said Amber paid herself

  • @jaschakutzky3169
    @jaschakutzky3169 Год назад +1

    Very informative and helpful, Thanks!

  • @valerieg369
    @valerieg369 Год назад +4

    Did Amber an Elaine lie when Amber and Elaine both said that Amber paid 6million dollars in legal fees?

    • @valerieneal2747
      @valerieneal2747 Год назад +1

      YES. THEY BOTH LIED.

    • @downhillskier7
      @downhillskier7 Год назад +1

      Yes, both Amber and Elaine lie. Travelers Insurance paid $5 million and is suing New York Marine and General Insurance for half, $2.5 million but policy is only for $1 million. Amber told Elaine not to share information with attorney selected by New York Marine and General Insurance.

    • @arbiter1
      @arbiter1 Год назад

      the way it looked and sounded in one the clips from during the trial that wasn't supposed to be brought up. when Amber said it during trial she had to pay 6 mill, JD's side objected instantly. don't get to see what was after that but i would assume a motion in place to not let that be said.

  • @AC-ze1nh
    @AC-ze1nh Год назад

    Insurance companies hate paying out even when it is justified. I was actually wondering when theyd sue as throughout the trial I kept thinking "what insurance company is going to actually pay for this circus?"

  • @Beach-girl104
    @Beach-girl104 Год назад

    Thanks for the update✌

  • @NYNC88
    @NYNC88 Год назад

    Is this a drinking game where we take a drink every time she says unpack?

  • @munchkintheoneandonly9253
    @munchkintheoneandonly9253 Год назад

    Haha she didn’t read the small print 🤣

  • @ConradSpoke
    @ConradSpoke Год назад +3

    Maybe I'm weird, but this insurance controversy is more interesting than the domestic bickering between millionaires.

  • @perarduaadastra873
    @perarduaadastra873 Год назад +1

    Heard is seriously unwell with Borderline Personality Disorder, being neurotic behaviours moving across the “Border” into the psychotic. Let’s not look here for logical reasonable conduct.

  • @miriamstratton4201
    @miriamstratton4201 Год назад

    @HarvardLawyerLee ..Lovely presentation and very interesting. Greetings from Oaxaca 🇲🇽

  • @guerrillaentrepreneur5999
    @guerrillaentrepreneur5999 Год назад

    Amber Turd is being sued by her insurance company:
    KARMA!

  • @adeverger
    @adeverger Год назад

    Excellent breakdown for this layperson. You are very pithy with your comments. Much appreciated.