It is an ad. As I verbally stated at 00:11 this video is sponsored. Also when the video started the words "Includes Paid Promotion" popped up on the screen and then again in the description is says "Check out today's sponsor." I'm sorry if you missed all three prompts.
Smart Credit sounds exactly like Dave Ramsey plan minus the credit card thing .. I'm planning on going with that route once I get my debts listed. I'm bypassing "credit score" right now .. Alerts already come to my attention. I like your content. Keep up the good work.
Love your videos over the years. I am 63 and last Thursday we paid off our house 90k. We are 100 percent debt free and have our retirement funds all set. Hubby just has to work 2 more years until we get Medicare. We did our debt free scream in Chase parking lot after we wired the money to pay off our house.
So happy for you!! We paid off our house earlier this year and it feels amazing. I know people say that you still have homeowners insurance and taxes but still!! You have freedom !! Again congratulations 🎉🎉🎉
Hello, I hope you're safe over there? I hope this year brings happiness, prosperity, love 💚 , and peace all over the world 🌏. I would love us to be good friends in honesty and in trust so as time goes on it will bring something great for us in the future, hope you don't mind? I'm Gabriel Wood from Brooklyn New York, where are you from if I may ask
I am really trying to do the Dave Ramsey's baby steps.... I am struggling with the 1st one, but I put 1 foot in front of the other and keep strolling along. I am encouraged by your videos. Thank you.
So sad. My husband died. Solo financial decluttering is hard. Although. I can resort to extreme frugality with no one to criticize my choices. Just so hard on 1 income at 80 yrs old. Also very lonely to be so broke when everyone of my 5 best friends have inherited millions..NO JOKE millions.
Thank u Lydia for another wonderful video. I just sighned up for smartcredit. Awesome. Been watching your videos for years. U r such a Blessing. May God continue to Bless u and ypur family. I love the community here. God Bless all of u. Enjoy your weekend
Friends treated me to chocolate pie at Perkins. Umm so good..wanted to gi back! No. Gas, 1 slice of pie with tip $6.25..+ gas $ 3.00..Instead- instant chocolate pudding.with..Cool Whip.. $,50 per serving😊
I really love your videos. Is this an ad? It would be good to know that ahead of watching the video.
It is an ad. As I verbally stated at 00:11 this video is sponsored. Also when the video started the words "Includes Paid Promotion" popped up on the screen and then again in the description is says "Check out today's sponsor." I'm sorry if you missed all three prompts.
Smart Credit sounds exactly like Dave Ramsey plan minus the credit card thing .. I'm planning on going with that route once I get my debts listed. I'm bypassing "credit score" right now .. Alerts already come to my attention. I like your content. Keep up the good work.
@@TheRealLydiaSennI just check the cost.. Is it
I think you’re locked in at that rate.
Love your videos over the years. I am 63 and last Thursday we paid off our house 90k. We are 100 percent debt free and have our retirement funds all set. Hubby just has to work 2 more years until we get Medicare. We did our debt free scream in Chase parking lot after we wired the money to pay off our house.
Amazing ❤️❤️
Congratulations !!!
@@kelliegirard9033 Thank you.
So happy for you!! We paid off our house earlier this year and it feels amazing. I know people say that you still have homeowners insurance and taxes but still!! You have freedom !! Again congratulations 🎉🎉🎉
@@chrisk4053 Thank you so much! Still hasn’t sunk in yet. I guess when I don’t have to make August’s payment it will. Congratulations 🎊🍾🎈🎉 to you too.
"Emotional support beverage." This made me laugh! Thank you for the inspiring video as always.
Thank you for watching
Your calm approach is very refreshing, thank you for sharing your positive energy with us all.
Thank you so much
Hello, I hope you're safe over there? I hope this year brings happiness, prosperity, love 💚 , and peace all over the world 🌏. I would love us to be good friends in honesty and in trust so as time goes on it will bring something great for us in the future, hope you don't mind? I'm Gabriel Wood from Brooklyn New York, where are you from if I may ask
"emotional support beverage" cracked me up. thank you!
☕️🍵🥤
I am really trying to do the Dave Ramsey's baby steps.... I am struggling with the 1st one, but I put 1 foot in front of the other and keep strolling along. I am encouraged by your videos. Thank you.
Thanks Lydia. I love your videos and always look forward to watching them.
Thank you
Hello, I am a New Subscriber of your channel. Your amazing, I have been watching older video and just wow. Your channel is awesome.
Thanks for subbing!
So sad. My husband died. Solo financial decluttering is hard. Although. I can resort to extreme frugality with no one to criticize my choices. Just so hard on 1 income at 80 yrs old. Also very lonely to be so broke when everyone of my 5 best friends have inherited millions..NO JOKE millions.
I forgot to mention in the video I have my FREE budget by paycheck spreadsheet and a FREE budgeting workbook in the description.
emotional support beverage... I love it! I have mine about 6 inches away.
What’s your bev of choice today?
@@TheRealLydiaSenn Diet Pepsi!
Thank you Lydia for this talk! It is one of your best.
Glad you think so!
Just signed up for SmartCredit, this is exactly the kind of thing I was looking for.
It’s really useful
Fist comment... yay!! Thanks Lydia!! This is so timely. You're the best ♡
Eta: not first but close:)
Close enough for me ❤️
You’re so comforting 🥰 Thank you for this video !
Thank you
My student loans are the only debt I have. I owe over 100,000 and it is overwhelming.
Thank u Lydia for another wonderful video. I just sighned up for smartcredit. Awesome. Been watching your videos for years. U r such a Blessing. May God continue to Bless u and ypur family. I love the community here. God Bless all of u. Enjoy your weekend
Nice pace on your videos!
My emotional support beverage was a bottle of rum 😂
Ok the wasting $27 is $10,000 a year was really impactful to me. I had to check the math. Lol.
Little expenses add up fast
Paused. Whipped out calculator 😂🙋♀️
It’s actually $27.40 but it adds up FAST.
We’re at the very beginning 😢
It's okay. I know it feels overwhelming but you can do it.
Friends treated me to chocolate pie at Perkins. Umm so good..wanted to gi back! No. Gas, 1 slice of pie with tip $6.25..+ gas $ 3.00..Instead- instant chocolate pudding.with..Cool Whip.. $,50 per serving😊
Give yourself some Grace. Back Atcha. 🤍
Grace always