Magkano masave mo sa payment sa Loan if once a Year, mag Applied to Principal kay Pag-IBIG?

Magkano masave mo sa payment sa Loan if once a Year, mag Applied to Principal kay Pag-IBIG?
Sa ating previous video about How to pay 30 years housing loan, in just 10 years ay madaming nagkocomment sa atin na what if once a year lng ung payment, ano ung magiging impact nito sa Housing loan nila? Well, eto na po ang ating video sa topic na ito.
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Kung nais mong magkaroon ng idea sa proseso ng pag avail ng property, malaman ang mga tips, Ifollow ang aking social media:
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Regards,
Ralf Roger Tagao
Acountant/Licensed Real Estate Broker
PRC License # 0013076
HLURB License# 002220
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Note: Si Ralf Roger Tagao ay isang Accountant, Licensed Real Estate Broker leading around 20 real estate agents, at Social Media Influencer with more than 30 thousand RUclips Subscribers/Followers, & 200+ videos about real estate tips for 1st time homebuyers, real estate projects & other self-help topics.
#tipsonbuyingahousephilippines
#Affordablehomesphilippines
#realestatephilippines

[@jalenquila3634]

Hi sir! Thanks for your video. This is very helpful. I would like to understand how you computed the PV Factor. I also want to create an excel sheet like that for my future reference. Hoping for your reply! The formula alone would be fine. Thanks again.

[@sarifecaparas9397]

sana by the time n mag start kmi ng amort. s pag ibig ay active p rin ang channel nyo ..more power po at GOD BLESS po

[@RalfRogerTagao]

andito po tyo in the long run. as long po na nabubuhay tyo, eto ung platform natin para magshare.

[@darwinkingsley9878]

You all probably dont care at all but does anybody know a method to log back into an instagram account??
I stupidly forgot my password. I appreciate any tips you can offer me

[@DSeconds]

Well explained sir, 👏 buti nakita ko vlog mo sana marami kapang matulungan sa mga videos mo.

[@ab.venture]

Ang galing magexplain, iba talaga pag accountant nagexplain

[@aicamazing]

Very informative! I'm hooked! I once watched one video and suddenly nagbbrowse na ako sa channel mo sir! I'm excited to buy my house. Your videos are very helpful. Sana pwede makahingi ng copy nung excel sheet para sa formula. :)

[@bukidniinday]

Sir, sobrang napabilib po ako the way nyo po i-explain lahat same for your other videos. Sobrang pasalamat ako kay Lord for guiding me to find your vlogs. Currently, I have 2 properties thru pagibig and now I know kung pano ko babayaran isa isa in just a short period of time. Now, I applied for my 3rd property thru pagibig din and hopefully in God's will ma approve po. Laking tulong po sakin ang mga vlogs nyo and I hope you continue sharing your knowledge. May God bless you more.

[@RalfRogerTagao]

thanks and Godbless!

[@arlenetomines5024]

I learn a lot again thank you for making this vilog po sir at hoping na mkaavail rin ako ng housing loan soon dahil matagal ko ng plan pero takot ako matali sa long term na loan pero with this video npakaling help po dahil dto ko nalaman na pwede plang paikliin or pwede pla ang applied to principal pra mabilis matapos ang loan

[@jaybasco5990]

Napagaling mo sir. Helpful yung ganitong content ng video. Salamat sa info sir.

[@froygalapon549]

Maraming salamat po Sir Ralf, very informative.

[@anjibrinas9963]

Thank you po, Sir. Very helpful. We just availed a unit thru Pagibig and this is such a nice tip. We chose 30yrs to have more time paying the loan but we also wanna shorten it in our own time so this is exactly what we need. More power to you, Sir.

[@RalfRogerTagao]

Glad it helped po

[@ginasilvestre7594]

I really appreciate your presentation po about applied to principal. So yun. Every month magbabayad ako ng monthly amortization. Then mag applied to principal ako every bonus mga 50k. Ang laki pala ng ma save.

[@RalfRogerTagao]

yes po Ma'am Gina. thank you and welcome.

[@annalizalavadia7768]

Hi hello po panu po mag apply to principal Kung anditu ako sa abroad

[@maryanndomo3415]

WOW. Ang galing nyo po mag explain. Gawin ko po ito. So grateful that I found this vlog.

[@lambertjrreyes1829]

Sir ang galing mo.andami ko po natutunan sa inyo at ako po ay naliwanagan ng husto..alam ko napo ngayun ang kelangan ko gawin para umiksi ang aking Housing Loan..maraming salamat at God Bless you po.!

[@ezrabillspayment1811]

aYUN mas prepare ko is once a year para mapaikot muna ang pera sa business para kumita muna si cash bago i bayad kay pagibig yearly...maraming salamat sir Ralf

[@RalfRogerTagao]

you're welcome po

[@gege8747]

Ano pong business nyo para mapaikot muna yung pera nyo?

[@marlouquilicol1189]

thank you so much for this... laking tulong to... sana may downloadable na excel file with formula gaya ng gamit sa video... super helpful

[@mariaisabellandicho5406]

tama pahingi po kami ng excel file sir

[@maemaedelossantos2845]

ff

[@olaolaola4348]

Meron sir search mo sa youtube po

[@abigaila.panlilio7890]

I would like to ask also a copy of your MS Excel pra mcompute ko din po at m consider yung pgbbyad ng principal. 10/25yrs na din po kmi sa PagIbig Housing loan nmin. Maraming Salamat

[@sqn25]

Pengge po excell file sir

[@reymartesplana2485]

Thank you for this blog sir very informative nagkaroon ako idea🙏

[@aydzz]

Very good presentation sir. Straight to the point, and sobrang comprehensive na excel report. Very helpful.

[@kulotpaslukot]

Thank you, Sir Ralf! This is very helpful and very detailed. We learned so much from your videos po. 😌
(Pa share naman po ng excel file nato hahaha 😆 joke lang po.)
Keep safe and more power!

[@candicelee7683]

pa share po ng excel sheet thanks

[@sqn25]

Pa share po excell file

[@josejusto5217]

Oo nga so impressive and impactful to cn I have copy also thnks .be blessed

[@solidoshoturday]

ganda ng presentation nyo sir. . .ung ganifong content deserves million views

[@RalfRogerTagao]

maraming salamat

[@primadonna1208]

Ganda. Thank you sa info, napaka pleasant din mag present ni sir.

[@RalfRogerTagao]

thank you and welcome

[@goldmarie1276]

Kudos, galing... Super informative... 👏👏👏

[@RalfRogerTagao]

thank you

[@mvpbigboss4081]

Sobrang Thank you talaga sir roger Godbless po tlga 🙏🏻🙏🏻🙏🏻❤️

[@RalfRogerTagao]

thank you din po and welcome

[@analizasarong7718]

thanks sir Ralf,may idea na ako sa housing loan ko.God bless and keep safe

[@pacitaaguilar5621]

Thank u so much sa pagshare ng idea🙏🙏🙏

[@beaujamo]

I'm sold in! Subscribed! Ring the bell for all notification! Maraming salamat bro!

[@RalfRogerTagao]

thank you

[@jenquidor6938]

this is sooo amazing. i will definitely do this . super helpful

[@marilyncasimiro7341]

GOD, bless you Sir , ang galing mo mag explain very informative po salamat

[@RalfRogerTagao]

thank you po

[@immrramz13]

very helpful information sir thank you so much. hopefully makahingi ng excel file po 😁

[@paochan4692]

Thank you for a very clear explanation, sir!

[@RalfRogerTagao]

Glad it was helpful!

[@grasyannawans5867]

Knowledgeable info👍

[@2trillionworth]

Galing dami kong natutunan sa video na ito salamat po

[@RalfRogerTagao]

thanks po

[@remalynrey2884]

Very informative and helpful para sa tulad ko ngbabalak kumuha ng bahay tru pag ibig housing loan..
Ganeto gagawen ko..thank you for sharing this presentation sir.

[@jamaicatezamagcanta2256]

Wow! You're videos are very informative and big help to us👏😇

[@RalfRogerTagao]

thank you

[@danzelwesingtone7413]

Tysm Sir magandang ideas ❤

[@NeoDana1524]

Very informative. Thank you!

[@RalfRogerTagao]

You're welcome!

[@lansang23]

Dami po namin natututunan sa inyo sir. God bless

[@RalfRogerTagao]

thank you, same po sa inyo. Godbless!

[@leegonzales856]

Thank you sa video, very helpful and informative.. More power and keep it up😊

[@RalfRogerTagao]

Glad it was helpful!

[@noraisaadam6917]

Maraming salamat po sir.malaking tulong po ito sa amin

[@earlxutv6417]

Best of the best ka sir 💪💪💪

[@jestherconde9096]

Salamat po sa pag share ng kaalaman. More power!

[@RalfRogerTagao]

thanks and welcome

[@Ms.AngelClear]

Very informative and detailed Sir. Thank you po. ✅👍

[@RalfRogerTagao]

Welcome 👍

[@archiedelacruz5450]

ang husay ng paliwanag..ganito dapat mga napapanood sa mga youtube...kapakipakinabang

[@RalfRogerTagao]

thank you

[@jrabueme7193]

Thank you po sir dami kung nalalaman.

[@mariapernescanizares7646]

Subscribed. napaka educational po and madaling magets. I like you videos :) Keep it up!!!

[@RalfRogerTagao]

thank you

[@roybiz2010]

Nice insights coach Ralf. Keep it up!

[@RalfRogerTagao]

Appreciate it!

[@itsmemalou2219]

Ngayon ko lng nalaman to sana nuon ko pa napanuod video mo sir very impormative po topic nyo thank you. Dahil dito subscriber nyo na ako

[@RalfRogerTagao]

thank you!

[@mariveleanvlogs5391]

Slmt po s video eto,unti unti po aq ngkakaroon ng idea,mlking tulong po eto

[@eduardodelacerna1756]

Very helpful salamat po sir. Ths help us ng mga brother and sister ko.

[@RalfRogerTagao]

you're welcome po

[@citaaldave765]

Thankyou so much!very informative!, God bless!

[@RalfRogerTagao]

Glad it was helpful!

[@izzavillareal6007]

God bless, Sir! Very helpful.

[@RalfRogerTagao]

You're welcome!

[@janevico]

Ngayon ko lng nlman n pede pla magbayd ng prinsipal montlhy, thank you po sir s detail. Now i know. More vlog papo , god bless u po,, super laking tulong,,

[@RalfRogerTagao]

thanks and welcome po

[@josephinemioten3743]

Thank you po sir.More power po SA inyo🙂God bless po🙂

[@RalfRogerTagao]

thank you po

[@Nelzkievlog]

Thank you sir first time ako nanunuod

[@RalfRogerTagao]

alright po.welcome

[@karlmayrivera2578]

This is very informative, thank you so much.

[@RalfRogerTagao]

Glad it was helpful!

[@leahcordero8816]

wow galing very imformative sir...kudos to you po.God bless..gagawin ko talaga to.thanks a lot po.

[@RalfRogerTagao]

welcome and Godbless po

[@hazelvargas-condino9325]

Thank you dito Sir!

[@raquelyape2895]

This is so helpful ♥️

[@Ehmjay93]

Thank you for your helpful tips.

[@michricasa5687]

Thank you so much!! Very informative

[@RalfRogerTagao]

Glad it was helpful!

[@olivermagno2558]

Very very very helpful lalo na sa amin hndi maxado knowledgable at gusto mag avail ng pagibig loan.. thank u

[@RalfRogerTagao]

you're welcome po

[@cakesdesigns2135]

Dami kuna tutunan sir sa nga vlog mo, thankx a lot for sharing this info, OFW po ng Abudhabi, god blessed

[@RalfRogerTagao]

you're welcome po

[@mariecrisreyes9460]

Thank you sir! Very informative topic

[@RalfRogerTagao]

alright po.

[@gidocann7128]

love this topic 🙂🙂♥️♥️ thank you po

[@RalfRogerTagao]

You're welcome 😊

[@siriusblack06]

Best explanation so far. Now I am more knowledgeable on how to shorten my PAGIBIG loan term.

[@RalfRogerTagao]

Thanks and welcome

[@jenicacabrera6533]

Napaka informative ng content mo Sir.
Thank you Sir.
Request po sana ng soft copy ng file. ☺️

[@user-gn5ov1og3x]

Sobrang laking tulong po Sir.. Salamat po.

[@RalfRogerTagao]

you're welcome po

[@joshuaroyperez]

Well explained sir, thank you!

[@RalfRogerTagao]

Glad it was helpful! thank you po

[@KaikaiDaLittleDog]

Wow... Thank you so much sir very informative

[@RalfRogerTagao]

Most welcome

[@ollie83bear92]

Sobrang saya ko po at nakita ko kayo sa youtube. Very informative. Mapaghahandaan ko po ang aking coming house loan.

[@RalfRogerTagao]

alright po. thanks

[@gracehk3799]

Maraming salamat po,
Very Useful

[@RalfRogerTagao]

you're welcome

[@ma.ronaantenor917]

Wow Thank you sa napaka informative na video mo..

[@RalfRogerTagao]

you're welcome

[@countrygirlargentina.blogspot]

done tamsak bro. Dmi ko natutunan sau about house and lot, much better maghulog yearly advance principal pra makamenos peo mabigat sa bulsa. Godbless and more power

[@RalfRogerTagao]

thank you and welcome

[@itsmechelle9553]

Napakagaling nio po mag explain para saming first time lang kukuha ng bahay..Thanks po sa info. Big help😇😇😇God bless po..

[@RalfRogerTagao]

thanks

[@happymommy9431]

Thank you po for this video. Sobrang malaking tulong po. All mu questions is answered po. Godbless.

[@RalfRogerTagao]

you're welcome

[@chubbymommy307]

@@RalfRogerTagao hello po. Can u share po ba ung excel file?

[@cherrylmalubay3709]

Very impormative 👍 more Powe sir!

[@RalfRogerTagao]

thank you

[@dannyreyes3585]

Nice video concept sir! Very informative!

[@RalfRogerTagao]

thank you

[@trixzone4960]

Napakalaking tulong ng video n to,pero di tinuturo ng pag ibig,slmat sir,

[@RalfRogerTagao]

thanks po

[@PINAY_IN_S.KOREA4DJTRUMP2024]

Maraming slmat seo kuya. God bless u and your family for sharing your knowledge s mga tulad q na d masyado aware how interst rates work s payment mode

[@RalfRogerTagao]

you're welcome po.

[@SPretenderGaming]

salamt sir for sharing this tips,at malaking tulong para sa pag loan ng house and lot,God Bless sir Ralf

[@YuwiandMommy]

Very informative po kapatid..😊 Thanks Godbless

[@RalfRogerTagao]

salamat po

[@edryannperez9267]

Madami akong matutunan sa inyo sir. Heto yun matagal ko ng hinahanap na mentor na makakapag improve sa akin sa real estate. Salamat!

[@RalfRogerTagao]

alright. welcome

[@alitaptaptapDiaz]

the best ka po sir! God bless!

[@RalfRogerTagao]

Thanks, you too!

[@krishalizellealcantara727]

New subscriber here!! Sobrang laking tulong. Thank you po 😊

[@RalfRogerTagao]

you're welcome

[@darleenjoycruz2201]

Very informative ☺️☺️ lalo nat kakakuha lang namin ng housing loan ☺️

[@RalfRogerTagao]

alright po.thanks

[@mbrtsvlog2414]

Thank you sir ang galing po

[@luningninglabag6234]

Thank you sir very helpful 👍God bless 🙏

[@RalfRogerTagao]

Most welcome

[@vrinae6276]

Thank you po sa info sir .
Godbless po .🙏

[@RalfRogerTagao]

you're welcome po

[@MonalizaBenitez]

Very informative. Napakaclear ng pagpapaliwanag not like sa ibang videos. Keep on sharing sir!!

[@RalfRogerTagao]

you're welcome

[@MonalizaBenitez]

@@RalfRogerTagao Sir pag nagbidding po ba kasama na dun ung 5% bid bond? Oh saka mo lang ibibigay kapag ikaw na ang nanalo sa bidding?

[@d.aubreytvvlog1589]

Salamat po ng marami sir at nagkqroon ako ng idea dahil sa vlog new godbless

[@RalfRogerTagao]

thanks and welcome po

[@remildayong1995]

Thank you po ..may ganyan pla bakit hinde po sinasabi ng mga agent para alam po ng mga nagaavail ng housing loans.. additional knowledge po..salamat po ng marami naiintindihan ko po ng maayos..

[@RalfRogerTagao]

alright po. hindi po lahat ng agent ay alam po ung ganito

[@heylynvalenzuela]

this is better than the previous video!
kasi po mahirap mag add to principal every month ang mga minimun wage earner, so kung gagawing every yr mas mukhang mas possible pang ma-achieve. Thank you po! Godbless you and your family!

[@RalfRogerTagao]

thanks and Godbless you too.

[@pamelabelenruiz9303]

Watching from kingdom saudi Arabia and God bless 🙏

[@RalfRogerTagao]

thanks

[@VanishingKaizer]

Nice! Ang laki ng naitulong ng video na to sir. Gagawin namin to mahlagay sa principal every year.

[@RalfRogerTagao]

alright po

[@jigsangeles2365]

ang galing nyu sir ... salamat po very informative po

[@RalfRogerTagao]

thank you

[@MessageFromGod321]

Mraming salamat sir! Ngayon lng nsagot ang mga katanungan ko mula ng napnuod ko mga videos mo!(after 5 yrs😂😂😂)..mabuhay ka po🙏🙏🙏

[@RalfRogerTagao]

welcome po

[@monskie2485]

Subrang helpful talaga. Atleast

[@RalfRogerTagao]

you're welcome po

[@janzept8905]

Boss ang ganda ng mga topic mo

[@RalfRogerTagao]

optional lng po yan, pwede anytime na may budget kyo pero direct lng sa mga Pagibig offices. ipapanote nyo sa Pagibig Cashier na applied to principal ang binabayaran nyo

[@jenie750]

What a nice channel. Very informative.

[@RalfRogerTagao]

Thanks and welcome

[@rosalindatanopo]

Thank you sa info.. nagkaroon ako ng idea lalo na kakakuha ko lang ng house.

[@RalfRogerTagao]

you're welcome po

[@amikatakeuchi4697]

done subcribing, napaka informative po ng mga topic nyo.. sobrang helpful lalo at ka kukuha ko lng ng housing loan. goodluck sir

[@RalfRogerTagao]

alright po.thanks

[@April-jx1ye]

Hello po! Maraming salamat po sa libreng kaalaman! Paano po malalaman anong effective rate yung dapat na gamitin para sa PV factor?